Mutual Of Omaha Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300OPCWU6E72WUT29

Tax ID: 46-1728831

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Mortgage Data

Review & Overview

Mutual Of Omaha Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Mutual Of Omaha Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have an average proportion of FHA loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Diego, Los Angeles, San Francisco, Sacramento, and Riverside among others. We have data for 278 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mutual Of Omaha Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mutual Of Omaha Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.78% 12/17/24
30 Year Conventional Refi 6.52% 12/17/24
30 Year Cash-out Refi 6.84% 12/17/24
30 Year FHA Purchase 7.35% 12/17/24
30 Year FHA Refi 7.07% 12/17/24
30 Year VA Purchase 6.29% 12/17/24
30 Year VA Refi 5.99% 12/17/24
30 Year USDA Purchase 6.28% 12/17/24
30 Year USDA Refi 6.27% 12/17/24
15 Year Conventional Purchase 6.14% 12/17/24
15 Year Conventional Refi 6.08% 12/17/24
15 Year Cash-out Refi 6.08% 12/17/24
15 Year FHA Refi 7.23% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mutual Of Omaha Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mutual Of Omaha Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,955

Origination Dollar Volume (All Markets)

$1,468,435,000

Awards

MUTUAL OF OMAHA MORTGAGE VA Loans silver MUTUAL OF OMAHA MORTGAGE 30 Year Conventional Loans silver
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 571 $246,765,000 $432,163 $7,468 4.75%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 287 $125,775,000 $438,240 $9,114 5.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 260 $122,100,000 $469,615 $7,519 5.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 360 $112,200,000 $311,667 $6,326 4.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 284 $69,920,000 $246,197 $6,917 4.82%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 254 $69,270,000 $272,717 $6,431 5.01%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 142 $57,780,000 $406,901 $7,778 4.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 58 $46,950,000 $809,483 $9,539 5.36%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 120 $39,480,000 $329,000 $6,421 4.99%
BOISE CITY, ID (FHA|USDA|VA) 154 $35,240,000 $228,831 $5,238 4.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 53 $33,505,000 $632,170 $6,268 4.90%
SALT LAKE CITY, UT (FHA|USDA|VA) 135 $33,415,000 $247,519 $5,620 5.09%
SALINAS, CA (FHA|USDA|VA) 53 $31,695,000 $598,019 $7,611 4.93%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 128 $26,850,000 $209,766 $5,242 5.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 59 $17,585,000 $298,051 $5,569 4.81%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 121 $17,555,000 $145,083 $6,608 5.34%
COLUMBUS, OH (FHA|USDA|VA) 97 $17,435,000 $179,742 $4,080 4.82%
Outside of Metro Areas 94 $16,840,000 $179,149 $5,131 4.93%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 85 $14,255,000 $167,706 $6,993 5.03%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 60 $13,300,000 $221,667 $5,506 5.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 76 $12,890,000 $169,605 $5,052 4.69%
MODESTO, CA (FHA|USDA|VA) 62 $12,860,000 $207,419 $5,895 4.56%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 47 $12,705,000 $270,319 $9,037 4.87%
STOCKTON, CA (FHA|USDA|VA) 46 $12,220,000 $265,652 $5,528 4.74%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $11,690,000 $487,083 $6,610 5.16%
VALLEJO, CA (FHA|USDA|VA) 33 $11,445,000 $346,818 $6,599 4.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 25 $10,475,000 $419,000 $8,600 4.90%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 40 $9,310,000 $232,750 $6,229 4.68%
GREELEY, CO (FHA|USDA|VA) 45 $9,195,000 $204,333 $5,681 5.02%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $7,830,000 $170,217 $6,430 5.04%
ST. GEORGE, UT (FHA|USDA|VA) 40 $7,430,000 $185,750 $4,937 4.49%
RENO, NV (FHA|USDA|VA) 30 $7,410,000 $247,000 $6,070 4.91%
YUBA CITY, CA (FHA|USDA|VA) 24 $6,840,000 $285,000 $6,614 4.59%
FORT COLLINS, CO (FHA|USDA|VA) 31 $6,715,000 $216,613 $5,116 5.04%
COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $6,440,000 $169,474 $6,112 5.17%
Clearlake, CA (FHA|USDA|VA) 23 $5,625,000 $244,565 $5,710 5.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 21 $5,365,000 $255,476 $0 5.39%
PROVO-OREM, UT (FHA|USDA|VA) 20 $5,140,000 $257,000 $8,159 4.67%
IDAHO FALLS, ID (FHA|USDA|VA) 29 $4,625,000 $159,483 $4,702 4.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 22 $4,390,000 $199,545 $4,019 4.89%
Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $4,385,000 $337,308 $5,765 4.79%
EL CENTRO, CA (FHA|USDA|VA) 18 $3,980,000 $221,111 $8,338 5.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 21 $3,935,000 $187,381 $6,951 4.74%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 17 $3,665,000 $215,588 $4,104 4.64%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 16 $3,200,000 $200,000 $3,793 4.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 19 $3,145,000 $165,526 $7,593 4.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $2,720,000 $136,000 $4,093 4.96%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $2,625,000 $138,158 $4,447 4.88%
URBAN HONOLULU, HI (FHA|USDA|VA) 8 $2,530,000 $316,250 $0 5.03%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $2,490,000 $155,625 $16,638 4.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $2,470,000 $205,833 $6,439 4.89%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 11 $2,295,000 $208,636 $8,029 5.02%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $2,270,000 $189,167 $0 5.25%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $2,245,000 $132,059 $5,111 4.79%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 14 $2,210,000 $157,857 $0 4.82%
LOGAN, UT-ID (FHA|USDA|VA) 11 $2,195,000 $199,545 $6,038 5.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $2,115,000 $192,273 $7,989 4.99%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $2,085,000 $189,545 $5,651 4.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $2,045,000 $409,000 $4,347 4.71%
BOULDER, CO (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,861 4.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $1,980,000 $165,000 $4,056 4.89%
BEND, OR (FHA|USDA|VA) 7 $1,965,000 $280,714 $5,619 4.99%
SANTA FE, NM (FHA|USDA|VA) 2 $1,960,000 $980,000 $4,825 5.94%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,895,000 $379,000 $4,914 4.82%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 18 $1,890,000 $105,000 $0 4.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $1,855,000 $142,692 $0 4.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $1,835,000 $141,154 $0 4.78%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $1,770,000 $126,429 $3,119 5.04%
REDDING, CA (FHA|USDA|VA) 9 $1,695,000 $188,333 $6,044 4.96%
SALEM, OR (FHA|USDA|VA) 8 $1,680,000 $210,000 $7,012 4.81%
Heber, UT (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,798 4.85%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $1,625,000 $125,000 $3,601 4.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $1,575,000 $175,000 $0 4.90%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $1,520,000 $190,000 $0 4.94%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $1,490,000 $124,167 $0 5.36%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 9 $1,425,000 $158,333 $2,511 4.82%
CHICO, CA (FHA|USDA|VA) 6 $1,400,000 $233,333 $3,942 5.16%
FRESNO, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $6,199 5.35%
ASHEVILLE, NC (FHA|USDA|VA) 8 $1,370,000 $171,250 $0 5.01%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $1,330,000 $110,833 $3,055 4.70%
Ukiah, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,666 4.80%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,366 4.81%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $1,175,000 $130,556 $7,526 4.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,125,000 $225,000 $0 4.50%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,115,000 $223,000 $0 4.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $1,110,000 $138,750 $0 4.82%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,100,000 $183,333 $0 4.82%
MEDFORD, OR (FHA|USDA|VA) 5 $1,065,000 $213,000 $12,394 4.56%
Port Angeles, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $0 5.23%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,537 4.77%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,000,000 $125,000 $0 4.71%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $975,000 $139,286 $0 4.97%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $945,000 $189,000 $0 5.04%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $935,000 $187,000 $4,938 4.91%
NAPA, CA (FHA|USDA|VA) 3 $885,000 $295,000 $0 4.68%
Outside of Metro Areas 3 $885,000 $295,000 $4,201 4.86%
Torrington, CT (FHA|USDA|VA) 4 $880,000 $220,000 $0 4.93%
RICHMOND, VA (FHA|USDA|VA) 5 $835,000 $167,000 $0 4.90%
Fernley, NV (FHA|USDA|VA) 5 $805,000 $161,000 $5,249 4.92%
PUEBLO, CO (FHA|USDA|VA) 8 $800,000 $100,000 $2,787 4.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $780,000 $130,000 $2,993 4.58%
Blackfoot, ID (FHA|USDA|VA) 4 $710,000 $177,500 $7,100 4.63%
Ontario, OR-ID (FHA|USDA|VA) 3 $695,000 $231,667 $4,281 4.92%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $665,000 $133,000 $0 4.77%
Newport, OR (FHA|USDA|VA) 5 $645,000 $129,000 $0 4.93%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $640,000 $320,000 $3,828 4.73%
SAVANNAH, GA (FHA|USDA|VA) 2 $620,000 $310,000 $0 4.98%
VISALIA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $8,423 4.94%
MISSOULA, MT (FHA|USDA|VA) 2 $560,000 $280,000 $3,051 4.94%
Sonora, CA (FHA|USDA|VA) 2 $560,000 $280,000 $3,075 4.68%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $555,000 $185,000 $0 4.92%
YUMA, AZ (FHA|USDA|VA) 5 $555,000 $111,000 $4,240 5.35%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $550,000 $137,500 $4,615 4.85%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $540,000 $270,000 $6,942 5.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $540,000 $135,000 $0 4.82%
CHEYENNE, WY (FHA|USDA|VA) 1 $535,000 $535,000 $11,449 5.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $520,000 $260,000 $0 4.68%
GRANTS PASS, OR (FHA|USDA|VA) 3 $515,000 $171,667 $0 4.84%
AKRON, OH (FHA|USDA|VA) 3 $515,000 $171,667 $0 5.02%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $510,000 $127,500 $0 5.04%
BELLINGHAM, WA (FHA|USDA|VA) 3 $505,000 $168,333 $0 4.88%
THE VILLAGES, FL (FHA|USDA|VA) 4 $500,000 $125,000 $0 4.68%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $485,000 $161,667 $5,249 5.34%
BATON ROUGE, LA (FHA|USDA|VA) 2 $470,000 $235,000 $0 5.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $460,000 $230,000 $3,053 5.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $455,000 $151,667 $0 4.71%
CARSON CITY, NV (FHA|USDA|VA) 2 $450,000 $225,000 $3,531 4.97%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $435,000 $145,000 $0 4.83%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $0 4.78%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.53%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $390,000 $97,500 $0 5.25%
Payson, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $3,931 5.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $375,000 $125,000 $0 5.13%
Sandusky, OH (FHA|USDA|VA) 2 $370,000 $185,000 $0 4.87%
LOUISVILLE, KY (FHA|USDA|VA) 3 $365,000 $121,667 $0 4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $360,000 $90,000 $0 4.78%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $360,000 $90,000 $0 5.03%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $350,000 $175,000 $0 5.18%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,910 4.75%
Eagle Pass, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,939 4.81%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $330,000 $165,000 $2,865 4.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $320,000 $160,000 $5,402 5.38%
ANCHORAGE, AK (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.63%
MERCED, CA (FHA|USDA|VA) 2 $310,000 $155,000 $3,703 4.87%
Clinton, IA (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.46%
Nogales, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $3,263 4.50%
Vernal, UT (FHA|USDA|VA) 1 $305,000 $305,000 $11,094 4.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $300,000 $150,000 $0 4.53%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $295,000 $295,000 $9,238 4.88%
Oak Harbor, WA (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.97%
Prineville, OR (FHA|USDA|VA) 2 $290,000 $145,000 $4,110 5.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.61%
Greenwood, SC (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.99%
Durango, CO (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.90%
Steamboat Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.78%
JACKSON, MS (FHA|USDA|VA) 2 $280,000 $140,000 $3,154 4.84%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.52%
Zanesville, OH (FHA|USDA|VA) 1 $275,000 $275,000 $9,496 5.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $275,000 $275,000 $7,861 5.38%
MONTGOMERY, AL (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.51%
Hilo, HI (FHA|USDA|VA) 2 $270,000 $135,000 $5,329 4.75%
TUCSON, AZ (FHA|USDA|VA) 2 $270,000 $135,000 $3,315 5.13%
AMARILLO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,463 5.25%
Elko, NV (FHA|USDA|VA) 1 $265,000 $265,000 $4,243 5.63%
POCATELLO, ID (FHA|USDA|VA) 2 $260,000 $130,000 $3,763 4.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.12%
TOLEDO, OH (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.94%
Morgan City, LA (FHA|USDA|VA) 1 $255,000 $255,000 $7,577 4.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,089 5.06%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.96%
BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.00%
Muscatine, IA (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.06%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,736 5.25%
Cambridge, MD (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.81%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.18%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.32%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.41%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
Burley, ID (FHA|USDA|VA) 1 $225,000 $225,000 $9,172 4.63%
OCALA, FL (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.85%
LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.28%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,084 4.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,034 5.00%
Moscow, ID (FHA|USDA|VA) 1 $205,000 $205,000 $4,054 5.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $200,000 $100,000 $2,473 4.75%
Mountain Home, ID (FHA|USDA|VA) 1 $195,000 $195,000 $8,030 5.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.42%
FORT WAYNE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.38%
Boone, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.81%
Helena, MT (FHA|USDA|VA) 1 $185,000 $185,000 $3,625 5.00%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.06%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.93%
Ellensburg, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.91%
Kerrville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,080 4.88%
Evanston, WY (FHA|USDA|VA) 1 $175,000 $175,000 $6,360 4.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $165,000 $165,000 $8,097 5.25%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.48%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,313 3.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,138 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.73%
NILES, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.06%
Sanford, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.28%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $155,000 $155,000 $7,860 4.50%
Gainesville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,850 5.00%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.81%
Marietta, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.52%
Warsaw, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,020 4.38%
Easton, MD (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.69%
IOWA CITY, IA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.27%
YAKIMA, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.12%
Bainbridge, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.26%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
CaƱon City, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.96%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.87%
TULSA, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.40%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.87%
WACO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.78%
Tahlequah, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,713 5.00%
DOVER, DE (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.03%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.90%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.00%
Miami, OK (FHA|USDA|VA) 1 $105,000 $105,000 $4,014 4.88%
Marion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.82%
Lebanon, NH-VT (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.64%
Sterling, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.46%
TWIN FALLS, ID (FHA|USDA|VA) 1 $105,000 $105,000 $3,829 4.75%
TYLER, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,326 4.88%
Barre, VT (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.73%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.81%
CLEVELAND, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.81%
DULUTH, MN-WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.18%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.43%
PANAMA CITY, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.94%
ERIE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.27%
Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.38%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.62%
Mason City, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.98%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.81%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,326 5.50%
Price, UT (FHA|USDA|VA) 1 $85,000 $85,000 $2,223 5.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.37%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.37%
Urbana, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.81%
SPARTANBURG, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.03%
Spencer, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.18%
SUMTER, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.27%
Fort Morgan, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.80%
Jasper, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.31%
Jefferson, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.21%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.15%
Winfield, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.78%
MADISON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.81%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.81%
Crossville, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.50%
Berlin, NH (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.87%
COLUMBIA, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.01%
Dayton, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.18%
WICHITA, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.12%
Big Stone Gap, VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.02%
Marion, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.02%
BANGOR, ME (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.06%
Seneca, SC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.31%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.51%
Albemarle, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.81%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.06%
EL PASO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.02%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.61%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.06%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
Big Rapids, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.06%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.82%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.23%
Coshocton, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.68%
Mutual Of Omaha Mortgage's top markets include San Diego, Los Angeles, San Francisco, Sacramento, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MUTUAL OF OMAHA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 8
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,314 $801,310,000 $346,288 $5,205 4.92%
    FHA 1,239 $243,675,000 $196,671 $0 4.90%
    FHA 546 $157,100,000 $287,729 $10,550 5.00%
    FHA 472 $86,510,000 $183,284 $0 4.73%
    VA 302 $124,530,000 $412,351 $10,312 4.72%
    Reverse Mortgage 62 $51,340,000 $828,065 $0 6.59%
    USDA 20 $3,970,000 $198,500 $6,110 4.84%

    For 2018, Mutual Of Omaha Mortgage's most frequently originated type of loan was Conventional, with 2,314 originations. Their 2nd most popular type was FHA, with 1,239 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,856 $904,380,000 $316,660 $6,718 4.88%
    Refi 1,253 $332,885,000 $265,670 $5,777 4.91%
    Cash Out Refi 465 $157,855,000 $339,473 $6,645 4.99%
    Other 359 $68,205,000 $189,986 $244 5.07%
    Home Improvement 22 $5,110,000 $232,273 $4,217 5.05%

    For 2018, Mutual Of Omaha Mortgage's most frequently cited loan purpose was Home Purchase, with 2,856 originations. The 2nd most popular reason was Refi, with 1,253 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,085 $1,063,295,000 $344,666 $6,671 4.92%
    Other 1,781 $383,405,000 $215,275 $3,275 4.91%
    15 Year 54 $12,400,000 $229,630 $5,022 4.42%
    20 Year 17 $4,995,000 $293,824 $5,224 4.65%
    10 Year 13 $425,000 $32,692 $977 4.83%
    30+ year 5 $3,915,000 $783,000 $13,818 5.28%

    For 2018, Mutual Of Omaha Mortgage's most frequently cited loan duration was 30 Year, with 3,085 originations. The 2nd most popular length was Other, with 1,781 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,203 $454,125,000 $377,494
    $2k-3k 676 $208,560,000 $308,521
    $5k+ 480 $221,280,000 $461,000
    $3k-4k 346 $110,390,000 $319,046
    $<1k 258 $21,180,000 $82,093
    $4k-5k 203 $69,935,000 $344,507

    Mutual Of Omaha Mortgage's average total fees were $6,671, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,203 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,886 $880,730,000 $305,173
    5-6% 1,630 $460,180,000 $282,319
    3-4% 132 $55,820,000 $422,879
    6-7% 104 $61,800,000 $594,231
    <2.5% 68 $740,000 $10,882
    7-8% 30 $6,660,000 $222,000
    Over 8% 2 $800,000 $400,000
    % 2 $490,000 $245,000

    During 2018, Mutual Of Omaha Mortgage's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 4-5%, with 2,886 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,028 $588,840,000 $290,355 $6,719 4.91%
    $100k-200k 1,284 $193,860,000 $150,981 $5,085 4.94%
    $400k-600k 723 $341,305,000 $472,068 $8,380 4.91%
    $100,000 or less 546 $28,350,000 $51,923 $1,197 4.71%
    $600k-1MM 304 $218,270,000 $717,993 $8,863 5.03%
    $1MM+ 70 $97,810,000 $1,397,286 $11,368 5.32%

    2018 saw Mutual Of Omaha Mortgage place emphasis on $200k-400k loans with 2,028 originations, totaling $588,840,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,803 $349,475,000 $193,830 $5,335 4.93%
    $50k-75k 956 $217,900,000 $227,929 $5,913 4.89%
    $100k-150k 804 $297,220,000 $369,677 $7,153 4.85%
    $75k-100k 678 $198,270,000 $292,434 $6,605 4.90%
    $150k-250k 509 $250,095,000 $491,346 $7,232 4.96%
    $250k+ 192 $145,340,000 $756,979 $7,829 4.96%

    Mutual Of Omaha Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,803 originations. The second most popular income band? $50k-75k, with 956 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 405 $156,245,000 $385,790 $6,079 4.91%
    20-30% 334 $112,490,000 $336,796 $5,699 4.86%
    50-60% 324 $108,000,000 $333,333 $9,563 4.90%
    49% 214 $69,230,000 $323,505 $6,689 4.97%
    44% 203 $58,925,000 $290,271 $6,454 4.88%
    42% 181 $68,625,000 $379,144 $6,066 4.86%
    43% 165 $52,615,000 $318,879 $6,006 4.96%
    46% 164 $52,140,000 $317,927 $6,529 4.99%
    47% 158 $50,370,000 $318,797 $6,569 4.97%
    48% 143 $49,325,000 $344,930 $6,918 4.93%
    41% 132 $50,450,000 $382,197 $6,497 4.96%
    39% 127 $40,755,000 $320,906 $5,932 4.87%
    45% 126 $41,870,000 $332,302 $6,627 5.02%
    40% 125 $47,485,000 $379,880 $6,430 4.91%
    37% 101 $32,005,000 $316,881 $6,335 4.78%
    38% 91 $33,235,000 $365,220 $6,961 4.91%
    36% 86 $29,140,000 $338,837 $6,136 4.86%
    <20% 79 $23,565,000 $298,291 $5,149 4.87%
    >60% 20 $8,990,000 $449,500 $8,490 4.95%

    Mutual Of Omaha Mortgage lent most frequently to those with DTI ratios of 30-36%, with 405 originations. The next most common DTI ratio? 20-30%, with 334 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,978 $1,126,760,000 $283,248 $6,404 4.91%
    Not provided 516 $188,000,000 $364,341 $7,022 4.95%
    Asian 201 $76,915,000 $382,662 $7,259 4.87%
    Black 204 $60,960,000 $298,824 $8,095 4.88%
    American Indian 31 $8,005,000 $258,226 $5,662 5.08%
    Native Hawaiian or Islander 16 $3,990,000 $249,375 $7,815 4.67%
    Filipino 4 $1,520,000 $380,000 $11,898 4.92%
    Asian Indian 3 $1,465,000 $488,333 $9,385 4.60%
    Japanese 1 $445,000 $445,000 $0 5.04%
    Vietnamese 1 $375,000 $375,000 $12,473 4.75%

    Approval Rates

    Total approvals of all applications
    88.18%

    Mutual Of Omaha Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.63%

    Mutual Of Omaha Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,955 $1,468,435,000 $296,354

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 58 $7,880,000 $135,862
    Single Family (1-4 Units):Site-Built 4,897 $1,460,555,000 $298,255

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 258 $67,390,000 $261,202 $5,017 5.04%
    40-60% 1,726 $393,740,000 $228,123 $5,540 4.87%
    60-80% 993 $378,995,000 $381,667 $6,023 4.96%
    80-100% 1,666 $587,950,000 $352,911 $7,563 4.97%
    Over 100% 81 $31,775,000 $392,284 $14,343 4.80%
    Under 20% 230 $8,420,000 $36,609 $460 4.15%