First Community Mortgage Rates, Fees & Info
SHELBYVILLE, TNLEI: 549300R0SXC1JU7ZU290
Tax ID: 41-2031753
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Mortgage Data
Review & Overview
First Community Mortgage is a small mortgage company specializing in Home Purchase loans. First Community Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Atlanta, Knoxville, Pensacola, and Shelbyville among others. We have data for 319 markets. (Some data included below & more in-depth data is available with an active subscription.)First Community Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. First Community Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.82% | 12/17/24 |
| 30 Year FHA Purchase | 7.38% | 12/17/24 |
| 30 Year FHA Refi | 7.17% | 12/17/24 |
| 30 Year VA Purchase | 6.29% | 12/17/24 |
| 30 Year VA Refi | 5.99% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 15 Year Conventional Purchase | 6.33% | 12/17/24 |
| 15 Year Conventional Refi | 6.02% | 12/17/24 |
| 15 Year Cash-out Refi | 6.02% | 12/17/24 |
| 15 Year VA Purchase | 6.45% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Community Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,787Origination Dollar Volume (All Markets)
$1,887,995,000Awards
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FIRST COMMUNITY MORTGAGE - 2022
FIRST COMMUNITY MORTGAGE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,444 | $494,570,000 | $342,500 | $8,364 | 5.14% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 526 | $182,720,000 | $347,376 | $7,827 | 5.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 579 | $133,935,000 | $231,321 | $6,217 | 4.50% |
| Outside of Metro Areas | 563 | $112,985,000 | $200,684 | $6,194 | 4.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 166 | $52,960,000 | $319,036 | $7,190 | 4.71% |
| Shelbyville, TN (FHA|USDA|VA) | 195 | $51,085,000 | $261,974 | $7,909 | 5.08% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 146 | $47,630,000 | $326,233 | $5,383 | 4.87% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 195 | $45,225,000 | $231,923 | $6,283 | 6.20% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 187 | $43,775,000 | $234,091 | $6,086 | 5.17% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 107 | $31,455,000 | $293,972 | $8,451 | 5.04% |
| JACKSON, TN (FHA|USDA|VA) | 115 | $23,355,000 | $203,087 | $7,818 | 4.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 72 | $21,440,000 | $297,778 | $7,268 | 5.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 82 | $20,270,000 | $247,195 | $6,421 | 7.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 57 | $20,155,000 | $353,596 | $9,996 | 4.77% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 76 | $19,850,000 | $261,184 | $5,542 | 4.85% |
| COLUMBUS, OH (FHA|USDA|VA) | 68 | $18,820,000 | $276,765 | $6,956 | 4.58% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 73 | $17,375,000 | $238,014 | $4,259 | 4.23% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 50 | $15,500,000 | $310,000 | $6,678 | 4.52% |
| MOBILE, AL (FHA|USDA|VA) | 62 | $14,660,000 | $236,452 | $6,101 | 4.51% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 37 | $13,925,000 | $376,351 | $6,020 | 4.84% |
| Sevierville, TN (FHA|USDA|VA) | 48 | $13,630,000 | $283,958 | $6,175 | 4.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 62 | $12,830,000 | $206,935 | $6,315 | 5.27% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 46 | $12,170,000 | $264,565 | $8,873 | 6.40% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 41 | $12,055,000 | $294,024 | $3,748 | 5.42% |
| Lewisburg, TN (FHA|USDA|VA) | 41 | $11,525,000 | $281,098 | $7,782 | 5.30% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 47 | $10,655,000 | $226,702 | $8,443 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 51 | $10,455,000 | $205,000 | $6,518 | 4.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 28 | $9,450,000 | $337,500 | $11,208 | 6.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 44 | $9,390,000 | $213,409 | $5,957 | 6.79% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 34 | $9,320,000 | $274,118 | $5,700 | 4.55% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 36 | $8,980,000 | $249,444 | $4,961 | 4.74% |
| Athens, TN (FHA|USDA|VA) | 39 | $8,005,000 | $205,256 | $6,327 | 4.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $7,755,000 | $369,286 | $9,537 | 4.95% |
| McMinnville, TN (FHA|USDA|VA) | 30 | $7,750,000 | $258,333 | $7,481 | 4.98% |
| LOUISVILLE, KY (FHA|USDA|VA) | 42 | $7,680,000 | $182,857 | $6,091 | 6.56% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 20 | $7,360,000 | $368,000 | $5,392 | 4.48% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 33 | $7,305,000 | $221,364 | $6,856 | 6.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 20 | $7,210,000 | $360,500 | $9,102 | 5.43% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $6,685,000 | $607,727 | $7,864 | 5.23% |
| Paris, TN (FHA|USDA|VA) | 31 | $6,535,000 | $210,806 | $5,753 | 4.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $6,535,000 | $435,667 | $7,773 | 5.93% |
| Columbus, MS (FHA|USDA|VA) | 29 | $6,505,000 | $224,310 | $7,827 | 5.05% |
| DECATUR, AL (FHA|USDA|VA) | 27 | $6,445,000 | $238,704 | $5,447 | 5.08% |
| Dayton, TN (FHA|USDA|VA) | 29 | $6,185,000 | $213,276 | $7,093 | 5.01% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $6,060,000 | $336,667 | $4,775 | 4.08% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $5,785,000 | $385,667 | $7,844 | 4.89% |
| GAINESVILLE, GA (FHA|USDA|VA) | 20 | $5,710,000 | $285,500 | $5,656 | 5.33% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 19 | $5,485,000 | $288,684 | $5,778 | 4.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $9,589 | 6.62% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $5,335,000 | $485,000 | $11,528 | 4.70% |
| Taos, NM (FHA|USDA|VA) | 15 | $5,045,000 | $336,333 | $8,986 | 4.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $4,680,000 | $390,000 | $8,082 | 5.27% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 19 | $4,575,000 | $240,789 | $4,742 | 4.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 26 | $4,430,000 | $170,385 | $4,594 | 5.10% |
| Lawrenceburg, TN (FHA|USDA|VA) | 20 | $4,370,000 | $218,500 | $7,538 | 4.91% |
| Madisonville, KY (FHA|USDA|VA) | 28 | $4,360,000 | $155,714 | $3,420 | 4.39% |
| CLEVELAND, TN (FHA|USDA|VA) | 21 | $4,345,000 | $206,905 | $5,796 | 6.45% |
| ROME, GA (FHA|USDA|VA) | 21 | $4,245,000 | $202,143 | $4,756 | 5.15% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 18 | $4,070,000 | $226,111 | $4,806 | 4.81% |
| Tupelo, MS (FHA|USDA|VA) | 17 | $4,045,000 | $237,941 | $4,900 | 4.64% |
| Greeneville, TN (FHA|USDA|VA) | 21 | $4,035,000 | $192,143 | $5,196 | 4.55% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $6,031 | 4.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $4,746 | 4.51% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $3,660,000 | $366,000 | $6,831 | 4.56% |
| COLUMBIA, MO (FHA|USDA|VA) | 13 | $3,605,000 | $277,308 | $3,716 | 4.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $7,214 | 5.57% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $3,235,000 | $359,444 | $7,232 | 5.28% |
| Martin, TN (FHA|USDA|VA) | 21 | $3,155,000 | $150,238 | $5,871 | 4.87% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $3,110,000 | $388,750 | $7,187 | 4.53% |
| Cookeville, TN (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $5,784 | 5.14% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $5,177 | 6.65% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $5,868 | 5.64% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $2,910,000 | $485,000 | $8,859 | 3.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $2,905,000 | $415,000 | $12,660 | 4.73% |
| Cullman, AL (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $7,384 | 5.00% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $6,962 | 4.51% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,805,000 | $400,714 | $6,951 | 4.36% |
| Meridian, MS (FHA|USDA|VA) | 17 | $2,805,000 | $165,000 | $5,890 | 4.34% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $4,496 | 5.04% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $5,899 | 5.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $2,670,000 | $667,500 | $9,321 | 5.38% |
| Jasper, AL (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $5,855 | 4.58% |
| Brownsville, TN (FHA|USDA|VA) | 17 | $2,495,000 | $146,765 | $6,808 | 4.65% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $2,445,000 | $188,077 | $5,660 | 5.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $9,833 | 3.75% |
| Malvern, AR (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $4,511 | 4.59% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $2,105,000 | $701,667 | $11,631 | 4.58% |
| Crossville, TN (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $6,640 | 4.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $13,168 | 6.28% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $7,411 | 5.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $6,292 | 4.88% |
| Greensburg, IN (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $7,472 | 6.45% |
| Union City, TN (FHA|USDA|VA) | 14 | $1,870,000 | $133,571 | $6,139 | 4.54% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $5,758 | 4.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $6,657 | 6.09% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $17,893 | 5.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $10,486 | 6.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $1,790,000 | $179,000 | $5,011 | 4.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $5,819 | 5.42% |
| Albertville, AL (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $5,216 | 4.43% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $11,673 | 7.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $9,353 | 7.27% |
| Batesville, AR (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $5,378 | 4.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $6,907 | 5.00% |
| Starkville, MS (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $9,660 | 4.54% |
| Cedartown, GA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,078 | 5.68% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $7,101 | 5.25% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $7,228 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,097 | 6.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $7,475 | 6.39% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $6,896 | 4.89% |
| Newport, TN (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $5,356 | 4.81% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $8,027 | 4.36% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,125 | 5.43% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,257 | 4.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,033 | 4.44% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $7,016 | 4.71% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $5,013 | 4.83% |
| Calhoun, GA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,953 | 4.85% |
| Holland, MI (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,765 | 6.45% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $9,474 | 5.63% |
| Dyersburg, TN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $7,514 | 4.32% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $12,519 | 5.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $15,109 | 7.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $4,544 | 4.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,428 | 5.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,564 | 4.94% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,840 | 5.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $12,681 | 5.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $12,182 | 4.13% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $6,653 | 6.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,607 | 5.06% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $8,803 | 3.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $9,413 | 5.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $6,515 | 5.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,915 | 5.90% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,326 | 4.25% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $12,344 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,293 | 6.35% |
| AKRON, OH (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,332 | 4.60% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,146 | 5.67% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $2,651 | 6.13% |
| West Point, MS (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,368 | 4.92% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,166 | 5.34% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,660 | 6.53% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,240 | 7.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,588 | 7.08% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,897 | 4.41% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,752 | 5.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,356 | 5.67% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,957 | 5.88% |
| Sikeston, MO (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $2,893 | 4.10% |
| Bedford, IN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,279 | 8.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,786 | 6.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,051 | 6.08% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,223 | 5.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,289 | 5.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,513 | 5.50% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,498 | 3.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,949 | 4.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,689 | 3.25% |
| AMES, IA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,685 | 3.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,405 | 5.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,405 | 8.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,677 | 4.84% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $19,375 | 4.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,077 | 4.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,069 | 3.88% |
| TULSA, OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,670 | 6.63% |
| MERCED, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,670 | 6.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,689 | 4.19% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,877 | 6.56% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,798 | 6.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,597 | 6.63% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,897 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,268 | 5.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,891 | 3.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,417 | 7.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,319 | 5.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,873 | 5.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,775 | 4.71% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,757 | 5.56% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,435 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,488 | 6.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,419 | 5.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $13,520 | 7.00% |
| Roswell, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,977 | 4.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,898 | 7.41% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 4.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,676 | 4.38% |
| FLINT, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,909 | 6.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $21,367 | 6.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,791 | 4.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,018 | 5.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,177 | 3.44% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,264 | 6.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,029 | 6.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,939 | 7.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,641 | 5.19% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,743 | 3.31% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,194 | 3.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,904 | 6.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,919 | 5.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,378 | 8.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,582 | 6.00% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,344 | 6.13% |
| Murray, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,704 | 4.56% |
| McComb, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,019 | 5.63% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,000 | 7.00% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,186 | 6.04% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,092 | 4.13% |
| Oxford, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,807 | 5.81% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,390 | 3.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,970 | 6.31% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,759 | 5.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,181 | 6.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $558,570 | 5.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,788 | 4.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,997 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,291 | 6.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,192 | 4.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,031 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,214 | 6.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,565 | 5.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,635 | 5.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,006 | 4.88% |
| Laurel, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,516 | 5.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,193 | 7.50% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,552 | 5.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,152 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,925 | 5.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,131 | 3.88% |
| Marion, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,420 | 4.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,019 | 5.13% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,213 | 3.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,800 | 6.50% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,681 | 4.19% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,563 | 8.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,891 | 5.63% |
| Clarksdale, MS (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,415 | 4.58% |
| MONROE, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,760 | 6.75% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,803 | 6.19% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,689 | 5.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,624 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,245 | 6.38% |
| London, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,826 | 6.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,101 | 5.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,579 | 5.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,486 | 5.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,968 | 4.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,525 | 6.88% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,024 | 3.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,822 | 5.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,850 | 5.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,188 | 7.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,433 | 6.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,120 | 6.31% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,787 | 5.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,586 | 6.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,753 | 5.13% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,231 | 5.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,638 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,383 | 3.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,034 | 5.63% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,653 | 6.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,482 | 6.50% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,032 | 5.88% |
| Jennings, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,698 | 5.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,130 | 6.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,000 | 6.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,592 | 8.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,141 | 5.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,780 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,406 | 3.75% |
| Mexico, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,529 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,490 | 5.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,291 | 8.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,037 | 3.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,607 | 5.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,173 | 6.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,782 | 3.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,009 | 2.88% |
| Española, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,186 | 6.63% |
| New Castle, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,157 | 4.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,554 | 6.88% |
| Central City, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,703 | 4.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,415 | 6.88% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,292 | 5.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,279 | 6.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,367 | 7.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,832 | 6.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,407 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,965 | 6.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,241 | 6.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,123 | 4.63% |
| Farmington, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,742 | 4.13% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,820 | 5.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,911 | 3.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,237 | 5.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,497 | 4.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,155 | 2.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,475 | 7.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,030 | 6.50% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,847 | 6.00% |
| Searcy, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,981 | 5.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,527 | 6.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,438 | 5.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.00% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,620 | 5.50% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,570 | 3.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against FIRST COMMUNITY MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, First Community Mortgage's most frequently originated type of loan was Conventional, with 4,705 originations. Their 2nd most popular type was FHA, with 1,206 originations.
Loan Reason
For 2022, First Community Mortgage's most frequently cited loan purpose was Home Purchase, with 5,103 originations. The 2nd most popular reason was Cash Out Refi, with 1,115 originations.
Loan Duration/Length
For 2022, First Community Mortgage's most frequently cited loan duration was 30 Year, with 6,318 originations. The 2nd most popular length was 15 Year, with 351 originations.
Origination Fees/Closing Costs
First Community Mortgage's average total fees were $7,397, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,566 originations.
Interest Rates
During 2022, First Community Mortgage's average interest rate for loans was 5.17%, while their most frequently originated rate bucket for loans was 5-6%, with 1,865 originations.
Loan Sizing
2022 saw First Community Mortgage place emphasis on $200k-400k loans with 3,428 originations, totaling $985,770,000 in origination value.
Applicant Income
First Community Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,885 originations. The second most popular income band? $75k-100k, with 1,403 originations.
Applicant Debt to Income Ratio
First Community Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,155 originations. The next most common DTI ratio? 20-30%, with 1,051 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.32%
First Community Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination92.06%
First Community Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,787 | $1,887,995,000 | $278,178 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,787 | $1,887,995,000 | $278,178 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST GUARANTY MORTGAGE CORP | Conventional home mortgage | Struggling to pay mortgage | 1 | 100.0% |