First Community Mortgage Rates, Fees & Info
SHELBYVILLE, TNLEI: 549300R0SXC1JU7ZU290
Tax ID: 41-2031753
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Mortgage Data
Review & Overview
First Community Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. First Community Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Atlanta, Knoxville, Pensacola, and Shelbyville among others. We have data for 334 markets. (Some data included below & more in-depth data is available with an active subscription.)First Community Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. First Community Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.82% | 12/17/24 |
| 30 Year FHA Purchase | 7.38% | 12/17/24 |
| 30 Year FHA Refi | 7.17% | 12/17/24 |
| 30 Year VA Purchase | 6.29% | 12/17/24 |
| 30 Year VA Refi | 5.99% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 15 Year Conventional Purchase | 6.33% | 12/17/24 |
| 15 Year Conventional Refi | 6.02% | 12/17/24 |
| 15 Year Cash-out Refi | 6.02% | 12/17/24 |
| 15 Year VA Purchase | 6.45% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Community Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,282Origination Dollar Volume (All Markets)
$3,132,580,000Awards
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FIRST COMMUNITY MORTGAGE - 2021
FIRST COMMUNITY MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3,001 | $874,815,000 | $291,508 | $4,969 | 3.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,197 | $369,465,000 | $308,659 | $4,855 | 3.09% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1,041 | $229,325,000 | $220,293 | $4,383 | 3.00% |
| Outside of Metro Areas | 885 | $166,415,000 | $188,040 | $4,520 | 2.97% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 377 | $110,545,000 | $293,223 | $5,658 | 3.08% |
| Shelbyville, TN (FHA|USDA|VA) | 299 | $66,315,000 | $221,789 | $4,545 | 3.07% |
| COLUMBUS, OH (FHA|USDA|VA) | 244 | $62,180,000 | $254,836 | $5,170 | 3.04% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 278 | $58,620,000 | $210,863 | $4,424 | 3.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 236 | $55,340,000 | $234,492 | $4,367 | 2.98% |
| JACKSON, TN (FHA|USDA|VA) | 286 | $52,830,000 | $184,720 | $5,545 | 2.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 198 | $52,060,000 | $262,929 | $6,608 | 3.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 175 | $51,335,000 | $293,343 | $4,366 | 2.90% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 171 | $44,695,000 | $261,374 | $4,733 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 124 | $34,880,000 | $281,290 | $6,490 | 2.94% |
| MOBILE, AL (FHA|USDA|VA) | 164 | $31,770,000 | $193,720 | $4,296 | 2.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 121 | $30,985,000 | $256,074 | $4,711 | 3.29% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 146 | $28,910,000 | $198,014 | $7,663 | 4.55% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 75 | $28,605,000 | $381,400 | $5,814 | 3.16% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 91 | $26,375,000 | $289,835 | $4,319 | 3.05% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 117 | $25,705,000 | $219,701 | $2,930 | 2.79% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 120 | $25,540,000 | $212,833 | $3,225 | 3.18% |
| Lewisburg, TN (FHA|USDA|VA) | 110 | $25,490,000 | $231,727 | $4,402 | 3.21% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 100 | $22,180,000 | $221,800 | $3,723 | 2.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 99 | $20,755,000 | $209,646 | $3,143 | 2.90% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 42 | $15,780,000 | $375,714 | $6,670 | 3.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 47 | $15,695,000 | $333,936 | $4,625 | 2.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 56 | $15,040,000 | $268,571 | $4,199 | 3.19% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 45 | $14,945,000 | $332,111 | $3,684 | 2.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 66 | $14,520,000 | $220,000 | $5,276 | 3.04% |
| Sevierville, TN (FHA|USDA|VA) | 64 | $13,870,000 | $216,719 | $4,674 | 2.95% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $13,725,000 | $473,276 | $9,148 | 2.92% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $13,450,000 | $373,611 | $5,233 | 2.92% |
| MORRISTOWN, TN (FHA|USDA|VA) | 66 | $13,190,000 | $199,848 | $4,837 | 2.97% |
| LOUISVILLE, KY (FHA|USDA|VA) | 62 | $13,080,000 | $210,968 | $3,396 | 3.26% |
| GAINESVILLE, GA (FHA|USDA|VA) | 44 | $12,860,000 | $292,273 | $4,623 | 3.16% |
| Athens, TN (FHA|USDA|VA) | 69 | $11,465,000 | $166,159 | $4,752 | 3.09% |
| MONTGOMERY, AL (FHA|USDA|VA) | 39 | $10,785,000 | $276,538 | $4,729 | 2.79% |
| Paris, TN (FHA|USDA|VA) | 59 | $10,545,000 | $178,729 | $4,720 | 2.91% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 33 | $10,485,000 | $317,727 | $4,939 | 3.07% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 31 | $10,475,000 | $337,903 | $5,443 | 2.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 50 | $10,350,000 | $207,000 | $4,255 | 2.89% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 43 | $10,075,000 | $234,302 | $4,747 | 3.15% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 41 | $9,915,000 | $241,829 | $4,215 | 2.73% |
| Dayton, TN (FHA|USDA|VA) | 49 | $9,835,000 | $200,714 | $5,164 | 3.39% |
| Taos, NM (FHA|USDA|VA) | 28 | $9,470,000 | $338,214 | $6,088 | 2.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 23 | $8,925,000 | $388,043 | $8,173 | 2.82% |
| Alexander City, AL (FHA|USDA|VA) | 30 | $8,920,000 | $297,333 | $3,753 | 3.06% |
| Columbus, MS (FHA|USDA|VA) | 46 | $8,260,000 | $179,565 | $4,849 | 3.14% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 41 | $7,565,000 | $184,512 | $3,906 | 3.24% |
| ROME, GA (FHA|USDA|VA) | 40 | $7,530,000 | $188,250 | $3,969 | 3.01% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 40 | $7,370,000 | $184,250 | $4,973 | 2.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 33 | $7,345,000 | $222,576 | $3,693 | 2.61% |
| Madisonville, KY (FHA|USDA|VA) | 44 | $7,310,000 | $166,136 | $3,162 | 3.04% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 28 | $6,630,000 | $236,786 | $3,517 | 2.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 18 | $6,480,000 | $360,000 | $4,378 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 16 | $5,920,000 | $370,000 | $5,894 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 15 | $5,895,000 | $393,000 | $6,100 | 2.98% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 17 | $5,825,000 | $342,647 | $3,660 | 3.16% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 27 | $5,655,000 | $209,444 | $4,226 | 2.95% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 28 | $5,570,000 | $198,929 | $4,258 | 3.06% |
| DECATUR, AL (FHA|USDA|VA) | 27 | $5,375,000 | $199,074 | $4,530 | 2.97% |
| McMinnville, TN (FHA|USDA|VA) | 24 | $5,150,000 | $214,583 | $5,547 | 2.99% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 18 | $5,120,000 | $284,444 | $6,436 | 2.56% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $4,875,000 | $375,000 | $4,459 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $2,815 | 3.20% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $4,700,000 | $335,714 | $5,091 | 3.04% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 16 | $4,610,000 | $288,125 | $5,417 | 2.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $4,605,000 | $270,882 | $4,226 | 2.94% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $4,485 | 3.03% |
| GOLDSBORO, NC (FHA|USDA|VA) | 24 | $4,380,000 | $182,500 | $3,620 | 2.89% |
| Cookeville, TN (FHA|USDA|VA) | 18 | $4,380,000 | $243,333 | $4,240 | 2.92% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $6,461 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 22 | $3,960,000 | $180,000 | $6,382 | 2.87% |
| Arkadelphia, AR (FHA|USDA|VA) | 27 | $3,765,000 | $139,444 | $3,781 | 2.63% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $3,750,000 | $375,000 | $6,588 | 2.96% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 20 | $3,740,000 | $187,000 | $3,263 | 2.94% |
| Greeneville, TN (FHA|USDA|VA) | 18 | $3,710,000 | $206,111 | $4,634 | 2.90% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $3,650,000 | $202,778 | $4,882 | 3.42% |
| Jefferson, GA (FHA|USDA|VA) | 12 | $3,610,000 | $300,833 | $4,906 | 3.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $4,189 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $6,758 | 3.39% |
| Meridian, MS (FHA|USDA|VA) | 20 | $3,400,000 | $170,000 | $5,146 | 3.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 6 | $3,390,000 | $565,000 | $8,346 | 2.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 9 | $3,385,000 | $376,111 | $6,815 | 2.72% |
| Lawrenceburg, TN (FHA|USDA|VA) | 17 | $3,015,000 | $177,353 | $5,809 | 3.37% |
| Crossville, TN (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $4,361 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $4,436 | 3.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $5,289 | 2.98% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $4,559 | 3.08% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $3,561 | 2.92% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $4,740 | 3.08% |
| Brownsville, TN (FHA|USDA|VA) | 15 | $2,415,000 | $161,000 | $7,118 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $5,456 | 2.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $8,323 | 2.95% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $9,443 | 2.88% |
| Cornelia, GA (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $4,463 | 3.32% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $2,466 | 2.66% |
| Union City, TN (FHA|USDA|VA) | 15 | $2,245,000 | $149,667 | $7,075 | 2.99% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $6,783 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $7,899 | 2.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $4,706 | 3.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $4,198 | 2.98% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $4,823 | 2.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,817 | 2.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $5,186 | 2.86% |
| FARMINGTON, NM (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $5,505 | 2.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $4,305 | 3.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $5,532 | 2.90% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $3,752 | 2.96% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $4,415 | 2.94% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $2,732 | 3.05% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $7,629 | 2.71% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,813 | 3.34% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,866 | 3.16% |
| HATTIESBURG, MS (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $6,752 | 3.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,449 | 2.65% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $4,447 | 3.02% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $4,550 | 2.79% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,130 | 2.88% |
| Scottsboro, AL (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,629 | 2.93% |
| Starkville, MS (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $4,228 | 3.02% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $7,633 | 2.96% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $5,903 | 3.05% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,944 | 2.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $6,770 | 3.08% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,106 | 3.13% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $3,847 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,444 | 2.69% |
| Laurel, MS (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,400 | 3.09% |
| Jasper, AL (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,452 | 2.86% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $3,997 | 2.92% |
| Malvern, AR (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $8,117 | 2.63% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,104 | 2.78% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,344 | 3.91% |
| Sikeston, MO (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $3,273 | 2.84% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $9,062 | 2.71% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $15,052 | 3.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $6,897 | 3.28% |
| Calhoun, GA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,275 | 3.30% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,663 | 2.97% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,649 | 3.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,506 | 3.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $14,796 | 2.75% |
| West Point, MS (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,727 | 2.68% |
| Murray, KY (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $7,035 | 3.73% |
| Cedartown, GA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,404 | 3.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,019 | 3.03% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $3,411 | 3.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $11,979 | 3.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,043 | 3.62% |
| Boone, NC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,658 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $2,441 | 3.06% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,964 | 3.04% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,328 | 3.25% |
| DALTON, GA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,302 | 3.23% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,757 | 2.84% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,073 | 3.94% |
| Marion, OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,513 | 3.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,644 | 2.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,055 | 3.00% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,597 | 3.31% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,216 | 3.28% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,004 | 3.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,441 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $4,052 | 2.73% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,646 | 2.83% |
| Dyersburg, TN (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $3,509 | 2.77% |
| Poplar Bluff, MO (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,337 | 2.40% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,385 | 3.13% |
| Mountain Home, AR (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $2,495 | 2.73% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,579 | 2.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,109 | 2.88% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $12,019 | 2.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,394 | 2.96% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,844 | 3.06% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,507 | 3.04% |
| Helena-West Helena, AR (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,207 | 2.52% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,444 | 2.69% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,590 | 3.44% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,734 | 3.17% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,497 | 3.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,476 | 3.13% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,247 | 2.69% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,068 | 2.63% |
| Batesville, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,597 | 2.96% |
| Hope, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,644 | 2.79% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,932 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,179 | 2.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,847 | 2.69% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,229 | 3.31% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,969 | 2.56% |
| Sanford, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,790 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,382 | 2.42% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,676 | 3.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,858 | 2.78% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,844 | 3.38% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,423 | 2.96% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,137 | 2.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,063 | 3.17% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,531 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,348 | 2.63% |
| Española, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,912 | 2.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,279 | 2.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,359 | 2.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,065 | 3.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,159 | 2.63% |
| Summerville, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,662 | 2.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,309 | 2.75% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,022 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,482 | 2.44% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,154 | 3.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,775 | 2.88% |
| Central City, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,094 | 2.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,630 | 2.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,435 | 2.56% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,722 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,790 | 2.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,553 | 3.13% |
| Adrian, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,294 | 3.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,961 | 3.13% |
| Atmore, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,806 | 2.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,673 | 3.44% |
| Somerset, KY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,484 | 3.71% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,736 | 2.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,908 | 3.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,371 | 3.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,594 | 2.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 3.72% |
| Searcy, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,661 | 3.12% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,547 | 3.31% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,525 | 3.00% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,256 | 2.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,714 | 2.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,705 | 3.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,883 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,246 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $249 | 2.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,419 | 2.94% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,352 | 3.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,951 | 2.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,945 | 2.44% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,087 | 3.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,470 | 2.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,841 | 3.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,246 | 2.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,179 | 2.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,611 | 2.75% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,915 | 3.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,092 | 2.99% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,801 | 2.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,764 | 3.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,825 | 3.13% |
| Paragould, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,193 | 2.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,522 | 2.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,799 | 3.25% |
| Danville, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,036 | 2.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,794 | 3.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,923 | 3.88% |
| Harrison, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,918 | 2.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,680 | 2.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,446 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,630 | 2.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,262 | 3.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,412 | 2.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.50% |
| Branson, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,640 | 3.13% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,334 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,937 | 2.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,759 | 4.00% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,310 | 3.13% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,261 | 2.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,114 | 2.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,318 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,074 | 2.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,976 | 3.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,545 | 2.38% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,209 | 2.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,580 | 2.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,378 | 2.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,201 | 2.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,356 | 4.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,611 | 3.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,467 | 2.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,948 | 2.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,235 | 3.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,892 | 2.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,357 | 3.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,959 | 3.00% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,700 | 2.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,999 | 3.63% |
| Grenada, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,597 | 3.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,514 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,005 | 3.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,685 | 3.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,728 | 3.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,899 | 2.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,885 | 3.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,211 | 3.63% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,128 | 2.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,231 | 2.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,307 | 2.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,991 | 3.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,656 | 3.00% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,386 | 2.50% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,169 | 3.25% |
| Americus, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,789 | 2.99% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,285 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,377 | 2.88% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,747 | 3.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,929 | 3.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,070 | 2.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,077 | 2.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,904 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,222 | 2.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,548 | 4.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,391 | 2.88% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,207 | 2.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,648 | 3.13% |
| Salem, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,958 | 3.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,590 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,009 | 2.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,821 | 2.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,251 | 3.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,208 | 3.88% |
| Greenville, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,890 | 2.63% |
| Corinth, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,028 | 2.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,649 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,170 | 2.88% |
| Selma, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,902 | 2.88% |
| Kennett, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,977 | 2.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,149 | 2.88% |
| Indianola, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,426 | 3.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,548 | 2.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,686 | 3.75% |
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Product Mix
For 2021, First Community Mortgage's most frequently originated type of loan was Conventional, with 9,113 originations. Their 2nd most popular type was FHA, with 1,456 originations.
Loan Reason
For 2021, First Community Mortgage's most frequently cited loan purpose was Home Purchase, with 6,637 originations. The 2nd most popular reason was Refi, with 3,137 originations.
Loan Duration/Length
For 2021, First Community Mortgage's most frequently cited loan duration was 30 Year, with 10,332 originations. The 2nd most popular length was 15 Year, with 1,234 originations.
Origination Fees/Closing Costs
First Community Mortgage's average total fees were $5,072, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,469 originations.
Interest Rates
During 2021, First Community Mortgage's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,155 originations.
Loan Sizing
2021 saw First Community Mortgage place emphasis on $200k-400k loans with 6,084 originations, totaling $1,683,390,000 in origination value.
Applicant Income
First Community Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,329 originations. The second most popular income band? $50k or less, with 2,441 originations.
Applicant Debt to Income Ratio
First Community Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,667 originations. The next most common DTI ratio? 30-36%, with 2,259 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.99%
First Community Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination91.06%
First Community Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,282 | $3,132,580,000 | $255,055 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,282 | $3,132,580,000 | $255,055 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Struggling to pay mortgage | 1 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Trouble during payment process | 4 | 66.7% |