First Community Mortgage Rates, Fees & Info
SHELBYVILLE, TNLEI: 549300R0SXC1JU7ZU290
Tax ID: 41-2031753
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Mortgage Data
Review & Overview
First Community Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. First Community Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Atlanta, Kansas City, Knoxville, and Phoenix among others. We have data for 336 markets. (Some data included below & more in-depth data is available with an active subscription.)First Community Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. First Community Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.82% | 12/17/24 |
| 30 Year FHA Purchase | 7.38% | 12/17/24 |
| 30 Year FHA Refi | 7.17% | 12/17/24 |
| 30 Year VA Purchase | 6.29% | 12/17/24 |
| 30 Year VA Refi | 5.99% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 15 Year Conventional Purchase | 6.33% | 12/17/24 |
| 15 Year Conventional Refi | 6.02% | 12/17/24 |
| 15 Year Cash-out Refi | 6.02% | 12/17/24 |
| 15 Year VA Purchase | 6.45% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Community Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,556Origination Dollar Volume (All Markets)
$3,095,160,000Awards
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FIRST COMMUNITY MORTGAGE - 2020
FIRST COMMUNITY MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3,374 | $877,540,000 | $260,089 | $4,978 | 3.30% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 813 | $235,575,000 | $289,760 | $4,734 | 3.14% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 523 | $124,355,000 | $237,772 | $3,926 | 3.30% |
| Outside of Metro Areas | 664 | $118,830,000 | $178,961 | $4,602 | 3.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 499 | $106,955,000 | $214,339 | $4,911 | 3.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 215 | $58,785,000 | $273,419 | $4,305 | 3.14% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 218 | $57,640,000 | $264,404 | $3,826 | 3.01% |
| Shelbyville, TN (FHA|USDA|VA) | 256 | $53,980,000 | $210,859 | $4,475 | 3.26% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 229 | $53,705,000 | $234,520 | $3,928 | 3.32% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 213 | $51,355,000 | $241,103 | $3,699 | 3.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 145 | $50,285,000 | $346,793 | $4,566 | 3.09% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 254 | $48,470,000 | $190,827 | $4,252 | 3.26% |
| COLUMBUS, OH (FHA|USDA|VA) | 179 | $45,425,000 | $253,771 | $6,197 | 3.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 193 | $43,305,000 | $224,378 | $5,928 | 3.48% |
| JACKSON, TN (FHA|USDA|VA) | 246 | $40,750,000 | $165,650 | $5,730 | 3.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 78 | $38,910,000 | $498,846 | $4,123 | 2.97% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 135 | $36,765,000 | $272,333 | $5,370 | 3.17% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 128 | $32,670,000 | $255,234 | $5,976 | 3.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 109 | $32,265,000 | $296,009 | $5,020 | 3.30% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 135 | $31,425,000 | $232,778 | $4,272 | 2.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 78 | $30,750,000 | $394,231 | $4,491 | 2.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 137 | $30,695,000 | $224,051 | $5,126 | 3.44% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 88 | $29,610,000 | $336,477 | $2,999 | 3.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 98 | $28,630,000 | $292,143 | $4,745 | 3.07% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 64 | $27,960,000 | $436,875 | $3,822 | 2.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 68 | $24,280,000 | $357,059 | $4,898 | 3.06% |
| Alamogordo, NM (FHA|USDA|VA) | 105 | $21,555,000 | $205,286 | $4,358 | 3.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 77 | $19,775,000 | $256,818 | $3,587 | 3.31% |
| GAINESVILLE, GA (FHA|USDA|VA) | 72 | $19,500,000 | $270,833 | $4,372 | 3.14% |
| MONTGOMERY, AL (FHA|USDA|VA) | 72 | $18,460,000 | $256,389 | $3,370 | 2.94% |
| Mountain Home, AR (FHA|USDA|VA) | 115 | $17,205,000 | $149,609 | $3,104 | 3.69% |
| Alexander City, AL (FHA|USDA|VA) | 58 | $17,040,000 | $293,793 | $3,311 | 3.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 53 | $16,865,000 | $318,208 | $3,666 | 3.28% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 67 | $16,755,000 | $250,075 | $4,469 | 3.05% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 85 | $16,725,000 | $196,765 | $3,950 | 2.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 62 | $16,540,000 | $266,774 | $5,311 | 3.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 75 | $15,935,000 | $212,467 | $3,270 | 3.15% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 69 | $15,825,000 | $229,348 | $4,899 | 3.14% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 65 | $15,675,000 | $241,154 | $2,993 | 3.15% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 44 | $15,500,000 | $352,273 | $4,855 | 3.09% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 59 | $14,845,000 | $251,610 | $4,172 | 3.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 58 | $14,800,000 | $255,172 | $4,887 | 3.19% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 71 | $14,595,000 | $205,563 | $5,914 | 3.31% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 47 | $14,325,000 | $304,787 | $4,052 | 2.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 38 | $12,180,000 | $320,526 | $5,185 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 39 | $11,515,000 | $295,256 | $6,131 | 3.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 47 | $11,395,000 | $242,447 | $4,888 | 3.19% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 48 | $10,720,000 | $223,333 | $4,270 | 2.99% |
| Athens, TN (FHA|USDA|VA) | 69 | $10,585,000 | $153,406 | $5,302 | 3.52% |
| Lewisburg, TN (FHA|USDA|VA) | 43 | $9,865,000 | $229,419 | $4,899 | 3.24% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 31 | $9,395,000 | $303,065 | $4,262 | 2.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $9,200,000 | $306,667 | $4,295 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 39 | $8,975,000 | $230,128 | $2,789 | 3.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 32 | $8,370,000 | $261,563 | $2,300 | 2.92% |
| Dayton, TN (FHA|USDA|VA) | 45 | $8,085,000 | $179,667 | $5,656 | 3.41% |
| ROME, GA (FHA|USDA|VA) | 47 | $8,065,000 | $171,596 | $4,347 | 3.07% |
| Taos, NM (FHA|USDA|VA) | 30 | $7,940,000 | $264,667 | $4,627 | 3.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 25 | $7,905,000 | $316,200 | $2,803 | 3.21% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 35 | $7,645,000 | $218,429 | $4,066 | 3.12% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 31 | $7,535,000 | $243,065 | $6,561 | 3.02% |
| HAMMOND, LA (FHA|USDA|VA) | 38 | $6,990,000 | $183,947 | $4,964 | 3.47% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 21 | $6,095,000 | $290,238 | $2,576 | 2.82% |
| CLEVELAND, TN (FHA|USDA|VA) | 24 | $5,240,000 | $218,333 | $5,194 | 3.33% |
| Arkadelphia, AR (FHA|USDA|VA) | 37 | $5,175,000 | $139,865 | $3,638 | 3.22% |
| Paris, TN (FHA|USDA|VA) | 35 | $5,105,000 | $145,857 | $4,325 | 3.30% |
| MOBILE, AL (FHA|USDA|VA) | 26 | $5,090,000 | $195,769 | $4,022 | 3.08% |
| Laramie, WY (FHA|USDA|VA) | 19 | $4,995,000 | $262,895 | $6,397 | 3.07% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $4,985,000 | $262,368 | $5,024 | 3.36% |
| Jefferson, GA (FHA|USDA|VA) | 22 | $4,810,000 | $218,636 | $4,252 | 3.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 17 | $4,795,000 | $282,059 | $5,026 | 3.24% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 20 | $4,740,000 | $237,000 | $4,295 | 3.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $2,647 | 2.95% |
| McMinnville, TN (FHA|USDA|VA) | 24 | $4,700,000 | $195,833 | $5,093 | 3.33% |
| SANTA FE, NM (FHA|USDA|VA) | 16 | $4,590,000 | $286,875 | $4,497 | 3.16% |
| Sevierville, TN (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $7,150 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $4,500,000 | $321,429 | $5,929 | 3.01% |
| Corinth, MS (FHA|USDA|VA) | 26 | $4,450,000 | $171,154 | $3,725 | 3.38% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $4,195,000 | $322,692 | $3,031 | 2.85% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $4,155,000 | $218,684 | $7,088 | 3.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $4,060,000 | $225,556 | $3,941 | 3.19% |
| HATTIESBURG, MS (FHA|USDA|VA) | 19 | $3,955,000 | $208,158 | $4,671 | 3.31% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $5,919 | 3.24% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 19 | $3,635,000 | $191,316 | $4,181 | 3.81% |
| West Plains, MO (FHA|USDA|VA) | 24 | $3,620,000 | $150,833 | $2,474 | 3.69% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $3,500,000 | $291,667 | $5,274 | 3.03% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 17 | $3,415,000 | $200,882 | $3,952 | 3.71% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 15 | $3,305,000 | $220,333 | $3,319 | 3.03% |
| MORRISTOWN, TN (FHA|USDA|VA) | 24 | $3,300,000 | $137,500 | $5,400 | 3.44% |
| Toccoa, GA (FHA|USDA|VA) | 17 | $3,235,000 | $190,294 | $4,445 | 3.44% |
| Harrison, AR (FHA|USDA|VA) | 22 | $3,180,000 | $144,545 | $3,337 | 3.72% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $3,140,000 | $314,000 | $6,607 | 3.10% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $3,085,000 | $237,308 | $2,736 | 2.88% |
| Cornelia, GA (FHA|USDA|VA) | 17 | $3,075,000 | $180,882 | $5,226 | 3.35% |
| Brownsville, TN (FHA|USDA|VA) | 21 | $3,065,000 | $145,952 | $6,647 | 3.41% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $3,050,000 | $381,250 | $3,578 | 3.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $3,005,000 | $601,000 | $7,620 | 3.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $3,060 | 2.91% |
| FARMINGTON, NM (FHA|USDA|VA) | 17 | $2,985,000 | $175,588 | $4,961 | 2.89% |
| Poplar Bluff, MO (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $2,492 | 3.39% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $2,425 | 3.18% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $3,613 | 3.12% |
| BATON ROUGE, LA (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $4,962 | 3.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $4,842 | 3.08% |
| AKRON, OH (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $4,134 | 2.91% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $5,195 | 3.09% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $4,228 | 3.10% |
| Lawrenceburg, TN (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $5,094 | 3.02% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $4,147 | 3.46% |
| AMES, IA (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $3,594 | 3.63% |
| Martin, TN (FHA|USDA|VA) | 16 | $2,240,000 | $140,000 | $5,712 | 3.18% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $5,613 | 3.04% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $5,037 | 3.05% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $6,257 | 3.00% |
| Malvern, AR (FHA|USDA|VA) | 15 | $2,025,000 | $135,000 | $3,989 | 3.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $2,794 | 3.18% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $3,616 | 3.23% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $3,209 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $3,461 | 3.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $4,412 | 2.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,187 | 3.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,465 | 3.00% |
| TOLEDO, OH (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $5,526 | 3.43% |
| Batesville, AR (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $2,892 | 3.59% |
| Union City, TN (FHA|USDA|VA) | 17 | $1,785,000 | $105,000 | $6,319 | 3.39% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $4,738 | 3.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $1,820 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,931 | 3.03% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $2,282 | 2.98% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $2,298 | 3.22% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $4,737 | 3.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $2,197 | 2.85% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $2,971 | 2.98% |
| Cedartown, GA (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $4,731 | 3.26% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $2,852 | 2.80% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $2,459 | 2.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $6,229 | 2.80% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $4,535 | 2.80% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,580 | 2.80% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $3,431 | 3.19% |
| Calhoun, GA (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $5,124 | 3.44% |
| Crossville, TN (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $3,940 | 3.18% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,811 | 3.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,145 | 2.88% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $3,451 | 3.16% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $8,531 | 2.88% |
| Warrensburg, MO (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,210 | 3.56% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,240 | 3.13% |
| Greeneville, TN (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $5,623 | 3.51% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,719 | 2.91% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,138 | 3.35% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,793 | 3.22% |
| Columbus, MS (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,397 | 3.65% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,589 | 2.79% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $3,767 | 2.59% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,803 | 3.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,354 | 3.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,633 | 2.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,658 | 3.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,030 | 3.28% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,440 | 3.33% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $5,697 | 3.39% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,357 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,069 | 3.35% |
| Albertville, AL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,746 | 3.22% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,618 | 2.85% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,122 | 3.44% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,480 | 3.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,988 | 3.00% |
| Cullman, AL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,547 | 2.92% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,135 | 2.91% |
| Key West, FL (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,372 | 3.06% |
| Tupelo, MS (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $3,688 | 3.09% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,660 | 3.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,718 | 3.33% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,038 | 3.59% |
| Carroll, IA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,370 | 3.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,919 | 3.31% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,002 | 3.19% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,606 | 3.19% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,664 | 3.16% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,794 | 3.47% |
| Sanford, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,454 | 2.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,577 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,829 | 3.30% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,584 | 3.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,997 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,391 | 3.17% |
| Heber, UT (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,164 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,496 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,458 | 3.18% |
| Roswell, NM (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,982 | 3.21% |
| DALTON, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,144 | 3.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,320 | 2.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,177 | 3.38% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,433 | 3.31% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,299 | 4.13% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,094 | 3.31% |
| TULSA, OK (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,073 | 2.67% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,393 | 3.06% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,794 | 2.81% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,602 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,892 | 3.50% |
| Starkville, MS (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,310 | 3.29% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,882 | 3.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,965 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,783 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,076 | 3.13% |
| RACINE, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,823 | 3.06% |
| Blytheville, AR (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,224 | 3.34% |
| New Castle, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,037 | 2.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,747 | 2.67% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,532 | 3.33% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,503 | 3.17% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $18,405 | 2.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,851 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,646 | 3.47% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,498 | 3.50% |
| Jasper, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,414 | 2.81% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,778 | 3.44% |
| Brevard, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,791 | 2.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,048 | 3.63% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,513 | 3.25% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,418 | 3.00% |
| Helena-West Helena, AR (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,885 | 3.41% |
| Gallup, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,551 | 2.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,449 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,225 | 3.25% |
| Laurel, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,438 | 3.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,430 | 2.88% |
| Oxford, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,826 | 2.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,992 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,104 | 2.81% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,204 | 3.31% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,163 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,044 | 2.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,542 | 3.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,393 | 3.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,350 | 3.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,813 | 3.00% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,254 | 2.88% |
| Selma, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,558 | 3.38% |
| Yankton, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,042 | 4.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,254 | 2.99% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,878 | 2.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,013 | 3.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,974 | 2.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,339 | 2.88% |
| Farmington, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,563 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,874 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,744 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,874 | 2.88% |
| Española, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,933 | 3.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,556 | 2.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,234 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,771 | 2.69% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,279 | 3.44% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.13% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,258 | 2.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,610 | 2.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,655 | 3.13% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,451 | 2.99% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,319 | 3.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,997 | 3.13% |
| Searcy, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,982 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,742 | 3.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,695 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,191 | 2.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,083 | 2.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,964 | 3.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,359 | 2.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,130 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,148 | 2.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.00% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,182 | 2.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,595 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,060 | 3.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| Minot, ND (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.25% |
| North Platte, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,616 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,079 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,167 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,752 | 4.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,294 | 2.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,149 | 2.75% |
| West Point, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,986 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,344 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,235 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,755 | 3.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,682 | 3.63% |
| Danville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,511 | 2.63% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,721 | 3.69% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,658 | 3.19% |
| Auburn, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,218 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,183 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,637 | 3.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,404 | 3.38% |
| Marietta, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,359 | 2.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,023 | 3.00% |
| Somerset, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,300 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,683 | 3.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,870 | 3.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,078 | 2.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,989 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,424 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,350 | 3.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,402 | 3.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,889 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,496 | 3.63% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,886 | 3.63% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,307 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,847 | 2.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,357 | 2.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,084 | 2.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,706 | 3.38% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,813 | 3.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,472 | 3.00% |
| Evanston, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,803 | 3.13% |
| Grants, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,834 | 2.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,901 | 2.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,053 | 3.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,440 | 3.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,634 | 3.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,122 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,298 | 3.13% |
| Fremont, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,202 | 3.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,107 | 2.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,638 | 4.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,395 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,960 | 3.13% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,009 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,561 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against FIRST COMMUNITY MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, First Community Mortgage's most frequently originated type of loan was Conventional, with 8,565 originations. Their 2nd most popular type was FHA, with 1,952 originations.
Loan Reason
For 2020, First Community Mortgage's most frequently cited loan purpose was Home Purchase, with 6,513 originations. The 2nd most popular reason was Refi, with 4,306 originations.
Loan Duration/Length
For 2020, First Community Mortgage's most frequently cited loan duration was 30 Year, with 10,688 originations. The 2nd most popular length was 15 Year, with 1,037 originations.
Origination Fees/Closing Costs
First Community Mortgage's average total fees were $4,849, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,338 originations.
Interest Rates
During 2020, First Community Mortgage's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 6,377 originations.
Loan Sizing
2020 saw First Community Mortgage place emphasis on $200k-400k loans with 6,356 originations, totaling $1,756,490,000 in origination value.
Applicant Income
First Community Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,158 originations. The second most popular income band? $100k-150k, with 2,445 originations.
Applicant Debt to Income Ratio
First Community Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,796 originations. The next most common DTI ratio? 30-36%, with 2,294 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.18%
First Community Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination91.94%
First Community Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,556 | $3,095,160,000 | $246,508 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 79 | $10,105,000 | $127,911 |
| Single Family (1-4 Units):Site-Built | 12,477 | $3,085,055,000 | $247,259 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST GUARANTY MORTGAGE CORP | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 20.0% |
| FIRST GUARANTY MORTGAGE CORP | Other type of mortgage | Closing on a mortgage | 1 | 20.0% |
| FIRST GUARANTY MORTGAGE CORP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 40.0% |
| FIRST GUARANTY MORTGAGE CORP | VA mortgage | Improper use of your report | 1 | 20.0% |