Keybank Mortgage Rates, Fees & Info

Review & Overview

Keybank is a large bank specializing in Refi and Home Purchase loans. Keybank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Oxnard, Seattle, Houston, Dallas, and Portland among others. We have data for 339 markets. (Some data included below & more in-depth data is available with an active subscription.)

Keybank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Keybank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	5.90%	4/22/24
30 Year Conventional Purchase	6.12%	4/22/24
30 Year Conventional Refi	6.51%	4/22/24
30 Year Cash-out Refi	6.39%	4/22/24
30 Year FHA Purchase	7.02%	4/22/24
30 Year FHA Refi	7.16%	4/22/24
30 Year VA Purchase	5.97%	4/22/24
30 Year VA Refi	5.73%	4/22/24
15 Year Conventional Purchase	5.87%	4/22/24
15 Year Conventional Refi	6.32%	4/22/24
15 Year Cash-out Refi	6.32%	4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Keybank Mortgage Calculator

Originations

35,650

Origination Dollar Volume (All Markets)

$12,856,240,000

Awards