Keybank Mortgage Rates, Fees & Info

Cleveland, OH

LEI: HUX2X73FUCYHUVH1BK78

Tax ID: 34-0797057

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Mortgage Data

Review & Overview

Keybank is a large bank specializing in Home Purchase and Refi loans. Keybank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Denver, Dallas, Portland, and Indianapolis among others. We have data for 498 markets. (Some data included below & more in-depth data is available with an active subscription.)

Keybank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Keybank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.90% 12/17/24
30 Year Conventional Purchase 6.12% 12/17/24
30 Year Conventional Refi 6.51% 12/17/24
30 Year Cash-out Refi 6.39% 12/17/24
30 Year FHA Purchase 7.02% 12/17/24
30 Year FHA Refi 7.16% 12/17/24
30 Year VA Purchase 5.97% 12/17/24
30 Year VA Refi 5.73% 12/17/24
15 Year Conventional Purchase 5.87% 12/17/24
15 Year Conventional Refi 6.32% 12/17/24
15 Year Cash-out Refi 6.32% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Keybank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

34,324

Origination Dollar Volume (All Markets)

$18,660,670,000
Show all (137) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4,724 $3,342,870,000 $707,635 $6,398 4.12%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,502 $739,800,000 $492,543 $5,125 4.42%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 112 $727,090,000 $6,491,875 $8,943 4.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,626 $660,610,000 $406,279 $5,966 4.47%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 573 $536,865,000 $936,937 $2,459 4.65%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 76 $433,610,000 $5,705,395 $6,707 4.18%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2,013 $386,285,000 $191,895 $3,122 4.35%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 94 $373,730,000 $3,975,851 $5,367 4.36%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 798 $368,710,000 $462,043 $6,765 4.49%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2,077 $329,995,000 $158,881 $3,368 4.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 554 $322,580,000 $582,274 $5,000 4.34%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 172 $305,120,000 $1,773,953 $7,681 4.18%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 965 $297,595,000 $308,389 $4,631 4.32%
Outside of Metro Areas 938 $285,310,000 $304,168 $3,673 4.53%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 123 $262,475,000 $2,133,943 $5,820 4.07%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 124 $258,740,000 $2,086,613 $9,303 4.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 215 $252,795,000 $1,175,791 $9,288 4.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 72 $252,100,000 $3,501,389 $8,007 4.09%
COLUMBUS, OH (FHA|USDA|VA) 502 $244,030,000 $486,116 $3,416 4.63%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 63 $243,675,000 $3,867,857 $8,441 4.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 80 $221,940,000 $2,774,250 $6,335 4.15%
ROCHESTER, NY (FHA|USDA|VA) 483 $198,465,000 $410,901 $3,420 4.76%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $167,580,000 $2,539,091 $8,173 3.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 45 $166,245,000 $3,694,333 $6,394 4.47%
BOISE CITY, ID (FHA|USDA|VA) 437 $157,925,000 $361,384 $6,493 4.32%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 134 $156,310,000 $1,166,493 $8,101 3.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 84 $149,250,000 $1,776,786 $9,435 3.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $145,180,000 $5,185,000 $4,618 3.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 31 $142,635,000 $4,601,129 $6,948 4.27%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 666 $142,480,000 $213,934 $4,082 4.67%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 278 $140,080,000 $503,885 $5,459 4.41%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 542 $130,870,000 $241,458 $3,981 4.53%
PITTSBURGH, PA (FHA|USDA|VA) 897 $127,585,000 $142,235 $3,528 4.49%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $119,870,000 $14,983,750 $4,890 4.44%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 223 $118,215,000 $530,112 $6,840 4.73%
TOLEDO, OH (FHA|USDA|VA) 585 $117,795,000 $201,359 $3,071 4.68%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 75 $114,585,000 $1,527,800 $5,682 3.48%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 177 $106,065,000 $599,237 $2,848 4.89%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 63 $100,225,000 $1,590,873 $7,113 3.98%
ANN ARBOR, MI (FHA|USDA|VA) 126 $97,630,000 $774,841 $2,916 4.66%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 401 $95,135,000 $237,244 $4,379 4.62%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 86 $88,820,000 $1,032,791 $9,693 3.88%
PROVO-OREM, UT (FHA|USDA|VA) 193 $88,545,000 $458,782 $6,963 4.46%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 408 $87,810,000 $215,221 $3,052 4.73%
JACKSONVILLE, FL (FHA|USDA|VA) 36 $87,550,000 $2,431,944 $7,594 4.03%
PANAMA CITY, FL (FHA|USDA|VA) 8 $85,800,000 $10,725,000 $6,042 4.91%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 487 $83,235,000 $170,914 $3,460 4.56%
DAYTON-KETTERING, OH (FHA|USDA|VA) 210 $83,180,000 $396,095 $2,952 4.64%
SYRACUSE, NY (FHA|USDA|VA) 470 $83,080,000 $176,766 $2,549 4.87%
Breckenridge, CO (FHA|USDA|VA) 116 $77,420,000 $667,414 $5,061 4.41%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 71 $74,115,000 $1,043,873 $10,328 3.82%
WORCESTER, MA-CT (FHA|USDA|VA) 74 $73,180,000 $988,919 $2,907 4.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 20 $72,930,000 $3,646,500 $6,704 4.11%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 346 $72,160,000 $208,555 $4,316 4.71%
RENO, NV (FHA|USDA|VA) 27 $71,345,000 $2,642,407 $5,922 4.44%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 61 $71,275,000 $1,168,443 $7,109 4.42%
SALEM, OR (FHA|USDA|VA) 247 $70,855,000 $286,862 $6,104 4.41%
AKRON, OH (FHA|USDA|VA) 479 $69,955,000 $146,044 $2,630 4.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $67,140,000 $5,595,000 $4,110 4.06%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $65,780,000 $4,698,571 $6,796 4.23%
Kill Devil Hills, NC (FHA|USDA|VA) 94 $65,350,000 $695,213 $6,363 4.62%
Heber, UT (FHA|USDA|VA) 93 $60,255,000 $647,903 $5,787 4.06%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $58,885,000 $4,529,615 $4,355 3.78%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $53,285,000 $17,761,667 $0 3.95%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 157 $53,095,000 $338,185 $4,387 4.62%
MOBILE, AL (FHA|USDA|VA) 3 $52,745,000 $17,581,667 $5,676 4.37%
RICHMOND, VA (FHA|USDA|VA) 17 $50,905,000 $2,994,412 $6,092 4.66%
ALBANY-LEBANON, OR (FHA|USDA|VA) 130 $50,900,000 $391,538 $3,386 4.79%
BOULDER, CO (FHA|USDA|VA) 106 $49,980,000 $471,509 $5,927 4.36%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $49,370,000 $3,085,625 $5,523 4.56%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 57 $48,855,000 $857,105 $7,164 3.93%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $45,620,000 $22,810,000 $2,903 3.33%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 47 $45,165,000 $960,957 $7,724 3.91%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $44,060,000 $7,343,333 $6,110 4.99%
ST. LOUIS, MO-IL (FHA|USDA|VA) 23 $43,805,000 $1,904,565 $5,290 4.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 10 $42,530,000 $4,253,000 $5,510 4.04%
ASHEVILLE, NC (FHA|USDA|VA) 7 $42,505,000 $6,072,143 $5,568 4.05%
BATON ROUGE, LA (FHA|USDA|VA) 7 $42,405,000 $6,057,857 $5,993 4.30%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 105 $42,145,000 $401,381 $4,354 4.32%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 155 $40,825,000 $263,387 $4,104 4.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 58 $40,730,000 $702,241 $7,497 4.24%
ANCHORAGE, AK (FHA|USDA|VA) 157 $40,685,000 $259,140 $4,967 5.22%
FORT WAYNE, IN (FHA|USDA|VA) 8 $37,740,000 $4,717,500 $1,923 5.10%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $37,615,000 $12,538,333 $2,924 3.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 24 $37,220,000 $1,550,833 $5,437 4.23%
BELLINGHAM, WA (FHA|USDA|VA) 94 $36,510,000 $388,404 $5,072 4.39%
CANTON-MASSILLON, OH (FHA|USDA|VA) 323 $36,275,000 $112,307 $1,817 4.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 64 $35,770,000 $558,906 $7,499 4.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $35,530,000 $3,553,000 $6,012 4.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $35,005,000 $35,005,000 $0 4.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $34,870,000 $1,341,154 $6,671 4.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $34,495,000 $1,815,526 $3,456 4.29%
GLENS FALLS, NY (FHA|USDA|VA) 30 $34,490,000 $1,149,667 $4,078 4.97%
FORT COLLINS, CO (FHA|USDA|VA) 112 $33,620,000 $300,179 $4,589 4.59%
COLORADO SPRINGS, CO (FHA|USDA|VA) 88 $33,610,000 $381,932 $5,718 4.01%
BEND, OR (FHA|USDA|VA) 55 $32,985,000 $599,727 $7,934 4.46%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 35 $32,615,000 $931,857 $7,327 4.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $31,820,000 $15,910,000 $4,294 4.14%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $31,565,000 $6,313,000 $4,693 5.39%
YAKIMA, WA (FHA|USDA|VA) 152 $29,720,000 $195,526 $3,373 4.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 235 $29,685,000 $126,319 $2,714 4.57%
Statesboro, GA (FHA|USDA|VA) 1 $29,255,000 $29,255,000 $0 2.81%
Hood River, OR (FHA|USDA|VA) 84 $28,510,000 $339,405 $6,368 4.74%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 121 $28,295,000 $233,843 $4,136 4.39%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 54 $26,400,000 $488,889 $6,450 4.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $26,280,000 $4,380,000 $3,595 4.14%
MADISON, WI (FHA|USDA|VA) 7 $26,265,000 $3,752,143 $3,493 4.36%
IDAHO FALLS, ID (FHA|USDA|VA) 109 $25,625,000 $235,092 $6,102 4.42%
MEDFORD, OR (FHA|USDA|VA) 102 $25,260,000 $247,647 $4,217 4.39%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $24,680,000 $2,056,667 $3,035 5.54%
WENATCHEE, WA (FHA|USDA|VA) 49 $24,625,000 $502,551 $5,128 4.51%
YUBA CITY, CA (FHA|USDA|VA) 2 $23,810,000 $11,905,000 $0 5.61%
VICTORIA, TX (FHA|USDA|VA) 1 $23,805,000 $23,805,000 $0 4.65%
UTICA-ROME, NY (FHA|USDA|VA) 182 $23,610,000 $129,725 $3,851 4.65%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $23,100,000 $2,887,500 $6,998 4.25%
KINGSTON, NY (FHA|USDA|VA) 120 $23,010,000 $191,750 $3,684 4.74%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 98 $22,380,000 $228,367 $2,966 4.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 100 $22,160,000 $221,600 $2,658 4.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $22,135,000 $4,427,000 $3,447 4.56%
LOUISVILLE, KY (FHA|USDA|VA) 5 $22,115,000 $4,423,000 $3,414 4.27%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $21,680,000 $5,420,000 $4,034 4.76%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $20,285,000 $20,285,000 $0 2.52%
ST. GEORGE, UT (FHA|USDA|VA) 33 $20,205,000 $612,273 $6,640 4.37%
Hudson, NY (FHA|USDA|VA) 133 $19,795,000 $148,835 $2,941 4.40%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $19,370,000 $4,842,500 $0 5.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 61 $19,235,000 $315,328 $4,463 4.65%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $19,040,000 $1,904,000 $7,846 3.68%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 23 $18,595,000 $808,478 $4,840 4.34%
BANGOR, ME (FHA|USDA|VA) 112 $18,220,000 $162,679 $3,658 4.58%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $17,400,000 $8,700,000 $2,970 3.35%
LOGAN, UT-ID (FHA|USDA|VA) 29 $16,755,000 $577,759 $3,931 4.18%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $16,635,000 $5,545,000 $3,574 4.84%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $16,370,000 $2,728,333 $5,507 4.07%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $16,240,000 $8,120,000 $6,445 4.30%
Sandusky, OH (FHA|USDA|VA) 102 $16,120,000 $158,039 $3,286 4.81%
Ellensburg, WA (FHA|USDA|VA) 24 $16,120,000 $671,667 $4,564 4.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 21 $16,115,000 $767,381 $7,858 4.47%
STOCKTON, CA (FHA|USDA|VA) 22 $15,880,000 $721,818 $5,780 3.69%
KOKOMO, IN (FHA|USDA|VA) 39 $15,435,000 $395,769 $2,194 4.81%
TUCSON, AZ (FHA|USDA|VA) 30 $15,340,000 $511,333 $6,182 4.29%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $15,225,000 $2,175,000 $6,134 4.42%
SANTA FE, NM (FHA|USDA|VA) 10 $15,180,000 $1,518,000 $6,648 5.07%
GREELEY, CO (FHA|USDA|VA) 61 $15,125,000 $247,951 $3,324 4.40%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $15,055,000 $2,150,714 $5,066 4.84%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 108 $14,120,000 $130,741 $2,407 4.66%
Port Angeles, WA (FHA|USDA|VA) 70 $14,110,000 $201,571 $3,370 4.50%
Jackson, WY-ID (FHA|USDA|VA) 31 $14,055,000 $453,387 $9,697 4.15%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 46 $13,830,000 $300,652 $4,774 4.24%
FRESNO, CA (FHA|USDA|VA) 18 $13,690,000 $760,556 $6,425 4.07%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 96 $13,490,000 $140,521 $3,044 4.82%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $13,375,000 $13,375,000 $0 6.01%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 20 $13,040,000 $652,000 $4,721 5.01%
SPRINGFIELD, MA (FHA|USDA|VA) 81 $12,945,000 $159,815 $2,976 4.60%
Baraboo, WI (FHA|USDA|VA) 1 $12,665,000 $12,665,000 $0 4.60%
Oak Harbor, WA (FHA|USDA|VA) 42 $12,610,000 $300,238 $3,307 4.18%
Findlay, OH (FHA|USDA|VA) 33 $12,285,000 $372,273 $3,789 4.71%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $12,120,000 $6,060,000 $3,620 3.68%
COLUMBIA, SC (FHA|USDA|VA) 10 $12,040,000 $1,204,000 $6,080 4.61%
Outside of Metro Areas 19 $11,995,000 $631,316 $6,078 4.18%
Auburn, NY (FHA|USDA|VA) 94 $11,910,000 $126,702 $2,448 4.68%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $11,330,000 $2,832,500 $6,474 4.46%
CORVALLIS, OR (FHA|USDA|VA) 44 $11,130,000 $252,955 $7,790 4.37%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 96 $11,110,000 $115,729 $1,916 4.74%
MONROE, MI (FHA|USDA|VA) 90 $11,060,000 $122,889 $2,626 4.25%
Edwards, CO (FHA|USDA|VA) 13 $10,795,000 $830,385 $6,065 4.88%
Bozeman, MT (FHA|USDA|VA) 11 $10,735,000 $975,909 $6,095 3.73%
Glenwood Springs, CO (FHA|USDA|VA) 11 $10,685,000 $971,364 $9,479 3.86%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 65 $10,465,000 $161,000 $3,974 5.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $10,200,000 $850,000 $6,834 4.19%
Kapaa, HI (FHA|USDA|VA) 7 $10,035,000 $1,433,571 $10,557 4.45%
Norwalk, OH (FHA|USDA|VA) 85 $9,965,000 $117,235 $2,414 4.47%
Augusta-Waterville, ME (FHA|USDA|VA) 72 $9,820,000 $136,389 $3,020 4.86%
Shelton, WA (FHA|USDA|VA) 45 $9,625,000 $213,889 $2,676 4.86%
SAVANNAH, GA (FHA|USDA|VA) 9 $9,595,000 $1,066,111 $5,179 3.71%
Adrian, MI (FHA|USDA|VA) 81 $9,505,000 $117,346 $2,656 4.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $9,315,000 $716,538 $9,080 4.02%
VISALIA, CA (FHA|USDA|VA) 10 $9,310,000 $931,000 $5,861 4.21%
OCEAN CITY, NJ (FHA|USDA|VA) 14 $9,150,000 $653,571 $5,795 3.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $8,820,000 $4,410,000 $4,580 4.14%
READING, PA (FHA|USDA|VA) 63 $8,095,000 $128,492 $3,619 4.44%
SALINAS, CA (FHA|USDA|VA) 8 $8,090,000 $1,011,250 $6,419 4.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $7,960,000 $796,000 $5,647 3.60%
Gloversville, NY (FHA|USDA|VA) 64 $7,960,000 $124,375 $2,396 4.59%
Batavia, NY (FHA|USDA|VA) 61 $7,945,000 $130,246 $3,227 4.66%
SPRINGFIELD, OH (FHA|USDA|VA) 45 $7,855,000 $174,556 $2,455 4.70%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 59 $7,825,000 $132,627 $3,621 4.88%
Cortland, NY (FHA|USDA|VA) 86 $7,720,000 $89,767 $1,839 4.73%
Oneonta, NY (FHA|USDA|VA) 30 $7,680,000 $256,000 $3,070 3.98%
Rexburg, ID (FHA|USDA|VA) 31 $7,525,000 $242,742 $3,800 4.95%
Aberdeen, WA (FHA|USDA|VA) 37 $7,445,000 $201,216 $3,743 5.34%
Ogdensburg-Massena, NY (FHA|USDA|VA) 58 $7,250,000 $125,000 $2,972 4.39%
Roseburg, OR (FHA|USDA|VA) 9 $7,235,000 $803,889 $4,347 4.30%
Olean, NY (FHA|USDA|VA) 33 $7,225,000 $218,939 $4,017 4.20%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $7,060,000 $588,333 $5,574 3.83%
Centralia, WA (FHA|USDA|VA) 53 $6,905,000 $130,283 $2,382 4.71%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $6,900,000 $1,150,000 $7,328 4.21%
BINGHAMTON, NY (FHA|USDA|VA) 68 $6,850,000 $100,735 $2,677 4.89%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 30 $6,800,000 $226,667 $4,112 4.35%
Moses Lake, WA (FHA|USDA|VA) 40 $6,790,000 $169,750 $3,253 4.64%
TWIN FALLS, ID (FHA|USDA|VA) 33 $6,775,000 $205,303 $3,591 5.60%
Blackfoot, ID (FHA|USDA|VA) 33 $6,675,000 $202,273 $3,917 4.41%
BURLINGTON, NC (FHA|USDA|VA) 1 $6,635,000 $6,635,000 $0 4.48%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 6 $6,520,000 $1,086,667 $8,555 3.13%
Marietta, OH (FHA|USDA|VA) 1 $6,455,000 $6,455,000 $0 5.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $6,420,000 $1,605,000 $1,772 4.11%
Key West, FL (FHA|USDA|VA) 7 $6,415,000 $916,429 $8,141 3.55%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $6,395,000 $913,571 $10,702 4.21%
Lebanon, NH-VT (FHA|USDA|VA) 14 $6,390,000 $456,429 $5,174 4.56%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $6,365,000 $909,286 $6,848 4.11%
Juneau, AK (FHA|USDA|VA) 18 $6,280,000 $348,889 $4,819 4.61%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $6,265,000 $298,333 $4,928 4.51%
Ashtabula, OH (FHA|USDA|VA) 57 $6,045,000 $106,053 $2,087 4.37%
WICHITA, KS (FHA|USDA|VA) 2 $5,920,000 $2,960,000 $17,832 3.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $5,680,000 $473,333 $4,813 4.27%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $5,555,000 $427,308 $6,006 4.39%
DOTHAN, AL (FHA|USDA|VA) 1 $5,505,000 $5,505,000 $0 5.89%
ERIE, PA (FHA|USDA|VA) 47 $5,375,000 $114,362 $2,465 4.50%
POCATELLO, ID (FHA|USDA|VA) 31 $5,355,000 $172,742 $4,815 4.88%
Plattsburgh, NY (FHA|USDA|VA) 37 $5,275,000 $142,568 $2,777 4.50%
ITHACA, NY (FHA|USDA|VA) 32 $5,250,000 $164,063 $2,936 4.41%
Crawfordsville, IN (FHA|USDA|VA) 1 $5,225,000 $5,225,000 $0 4.37%
MANSFIELD, OH (FHA|USDA|VA) 64 $5,190,000 $81,094 $1,252 4.41%
Steamboat Springs, CO (FHA|USDA|VA) 9 $5,095,000 $566,111 $5,584 4.78%
Newport, OR (FHA|USDA|VA) 15 $5,085,000 $339,000 $6,130 5.02%
KNOXVILLE, TN (FHA|USDA|VA) 13 $5,045,000 $388,077 $4,575 4.73%
Hilo, HI (FHA|USDA|VA) 6 $5,010,000 $835,000 $6,645 4.83%
LUBBOCK, TX (FHA|USDA|VA) 14 $4,810,000 $343,571 $5,872 4.56%
VALLEJO, CA (FHA|USDA|VA) 7 $4,765,000 $680,714 $5,660 3.82%
Ketchikan, AK (FHA|USDA|VA) 21 $4,685,000 $223,095 $4,235 4.35%
MONTGOMERY, AL (FHA|USDA|VA) 4 $4,680,000 $1,170,000 $6,615 4.30%
Warsaw, IN (FHA|USDA|VA) 28 $4,390,000 $156,786 $1,820 4.91%
EAST STROUDSBURG, PA (FHA|USDA|VA) 34 $4,390,000 $129,118 $2,281 4.20%
Shelby, NC (FHA|USDA|VA) 3 $4,365,000 $1,455,000 $0 5.92%
GAINESVILLE, FL (FHA|USDA|VA) 9 $4,145,000 $460,556 $6,446 3.99%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,135,000 $275,667 $7,691 4.01%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $4,060,000 $507,500 $7,472 4.00%
Malone, NY (FHA|USDA|VA) 36 $4,050,000 $112,500 $2,461 4.11%
GRANTS PASS, OR (FHA|USDA|VA) 30 $4,050,000 $135,000 $2,911 4.88%
Amsterdam, NY (FHA|USDA|VA) 40 $4,050,000 $101,250 $2,247 4.38%
Big Spring, TX (FHA|USDA|VA) 1 $4,045,000 $4,045,000 $0 3.60%
Astoria, OR (FHA|USDA|VA) 13 $4,015,000 $308,846 $5,523 4.36%
SPARTANBURG, SC (FHA|USDA|VA) 3 $3,855,000 $1,285,000 $3,133 3.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $3,755,000 $751,000 $6,357 3.63%
The Dalles, OR (FHA|USDA|VA) 23 $3,735,000 $162,391 $4,806 5.12%
Warren, PA (FHA|USDA|VA) 39 $3,655,000 $93,718 $2,570 5.08%
FAIRBANKS, AK (FHA|USDA|VA) 16 $3,620,000 $226,250 $3,790 5.08%
Vineyard Haven, MA (FHA|USDA|VA) 3 $3,525,000 $1,175,000 $6,286 3.39%
Show Low, AZ (FHA|USDA|VA) 4 $3,440,000 $860,000 $7,100 3.97%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $3,335,000 $1,111,667 $5,403 5.00%
PUEBLO, CO (FHA|USDA|VA) 11 $3,315,000 $301,364 $8,081 4.88%
Angola, IN (FHA|USDA|VA) 22 $3,310,000 $150,455 $2,239 4.48%
Durango, CO (FHA|USDA|VA) 4 $3,270,000 $817,500 $5,193 4.22%
Burley, ID (FHA|USDA|VA) 27 $3,235,000 $119,815 $1,891 4.46%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $3,220,000 $805,000 $4,895 3.78%
TOPEKA, KS (FHA|USDA|VA) 4 $3,170,000 $792,500 $4,080 6.01%
MISSOULA, MT (FHA|USDA|VA) 4 $3,090,000 $772,500 $6,301 5.06%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $3,070,000 $383,750 $3,667 3.84%
MORRISTOWN, TN (FHA|USDA|VA) 3 $3,065,000 $1,021,667 $4,234 5.37%
Rutland, VT (FHA|USDA|VA) 16 $2,960,000 $185,000 $3,740 4.99%
COLUMBUS, IN (FHA|USDA|VA) 2 $2,850,000 $1,425,000 $3,300 4.33%
Barre, VT (FHA|USDA|VA) 10 $2,780,000 $278,000 $4,103 4.03%
NAPA, CA (FHA|USDA|VA) 3 $2,775,000 $925,000 $7,399 3.54%
Sandpoint, ID (FHA|USDA|VA) 6 $2,760,000 $460,000 $6,437 4.26%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $2,745,000 $915,000 $4,203 4.71%
Torrington, CT (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,072 4.59%
Sevierville, TN (FHA|USDA|VA) 4 $2,660,000 $665,000 $5,914 3.62%
LAFAYETTE, LA (FHA|USDA|VA) 4 $2,650,000 $662,500 $5,221 4.25%
BILLINGS, MT (FHA|USDA|VA) 4 $2,580,000 $645,000 $5,261 5.28%
MERCED, CA (FHA|USDA|VA) 7 $2,565,000 $366,429 $7,283 3.68%
Ontario, OR-ID (FHA|USDA|VA) 16 $2,380,000 $148,750 $2,521 4.91%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $2,370,000 $296,250 $4,356 4.17%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $2,330,000 $388,333 $6,446 4.39%
Georgetown, SC (FHA|USDA|VA) 5 $2,325,000 $465,000 $5,526 4.25%
Hailey, ID (FHA|USDA|VA) 5 $2,225,000 $445,000 $5,672 4.10%
MODESTO, CA (FHA|USDA|VA) 3 $2,115,000 $705,000 $5,609 3.08%
EL PASO, TX (FHA|USDA|VA) 4 $2,100,000 $525,000 $7,839 3.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $2,065,000 $413,000 $5,356 4.00%
CaƱon City, CO (FHA|USDA|VA) 5 $2,055,000 $411,000 $4,537 4.18%
Somerset, PA (FHA|USDA|VA) 6 $2,050,000 $341,667 $4,865 3.85%
Kalispell, MT (FHA|USDA|VA) 4 $2,040,000 $510,000 $4,536 3.72%
Montrose, CO (FHA|USDA|VA) 3 $2,035,000 $678,333 $11,184 4.29%
VALDOSTA, GA (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $9,212 4.25%
Salem, OH (FHA|USDA|VA) 22 $2,010,000 $91,364 $2,205 4.41%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,995,000 $399,000 $6,254 4.68%
BRUNSWICK, GA (FHA|USDA|VA) 1 $1,985,000 $1,985,000 $0 4.87%
LONGVIEW, WA (FHA|USDA|VA) 14 $1,950,000 $139,286 $2,245 4.95%
PITTSFIELD, MA (FHA|USDA|VA) 6 $1,930,000 $321,667 $3,627 5.23%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,890,000 $472,500 $2,561 4.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,890,000 $315,000 $6,777 3.46%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,885,000 $628,333 $4,661 3.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,830,000 $305,000 $5,852 4.89%
OCALA, FL (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,252 4.21%
Tiffin, OH (FHA|USDA|VA) 20 $1,790,000 $89,500 $2,563 5.03%
Helena, MT (FHA|USDA|VA) 2 $1,770,000 $885,000 $14,861 3.94%
REDDING, CA (FHA|USDA|VA) 3 $1,755,000 $585,000 $6,388 4.71%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 5.95%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,695,000 $339,000 $6,056 5.39%
Sheridan, WY (FHA|USDA|VA) 3 $1,665,000 $555,000 $2,733 3.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,655,000 $331,000 $6,219 5.04%
SUMTER, SC (FHA|USDA|VA) 6 $1,650,000 $275,000 $3,814 4.17%
Fremont, OH (FHA|USDA|VA) 17 $1,555,000 $91,471 $1,462 4.51%
CASPER, WY (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,225 3.93%
Brainerd, MN (FHA|USDA|VA) 4 $1,550,000 $387,500 $3,721 5.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $2,251 4.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $1,535,000 $511,667 $3,651 3.33%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $1,520,000 $760,000 $8,679 3.94%
MADERA, CA (FHA|USDA|VA) 3 $1,515,000 $505,000 $4,103 3.92%
Hillsdale, MI (FHA|USDA|VA) 11 $1,445,000 $131,364 $2,941 3.35%
NILES, MI (FHA|USDA|VA) 4 $1,430,000 $357,500 $4,001 4.00%
LEBANON, PA (FHA|USDA|VA) 3 $1,425,000 $475,000 $6,049 4.58%
Boone, NC (FHA|USDA|VA) 3 $1,405,000 $468,333 $5,931 5.38%
Hobbs, NM (FHA|USDA|VA) 4 $1,400,000 $350,000 $5,819 4.44%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,395,000 $465,000 $18,854 4.71%
Pottsville, PA (FHA|USDA|VA) 14 $1,370,000 $97,857 $2,363 4.63%
Traverse City, MI (FHA|USDA|VA) 3 $1,355,000 $451,667 $3,702 5.08%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,324 4.48%
JACKSON, MI (FHA|USDA|VA) 13 $1,335,000 $102,692 $2,034 4.36%
Jasper, AL (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $18,809 4.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,614 4.00%
Clovis, NM (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,221 4.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $7,279 5.28%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,746 3.58%
Sturgis, MI (FHA|USDA|VA) 13 $1,225,000 $94,231 $891 4.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $1,210,000 $605,000 $3,597 3.25%
FARMINGTON, NM (FHA|USDA|VA) 2 $1,210,000 $605,000 $6,570 4.31%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $1,200,000 $600,000 $8,936 3.31%
La Grande, OR (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,723 4.75%
Cookeville, TN (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $7,200 4.38%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,828 4.72%
Bennington, VT (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,097 4.34%
LANCASTER, PA (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,113 4.02%
LYNCHBURG, VA (FHA|USDA|VA) 2 $1,160,000 $580,000 $3,940 3.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $1,140,000 $570,000 $6,159 4.81%
Prineville, OR (FHA|USDA|VA) 3 $1,095,000 $365,000 $5,558 4.71%
Los Alamos, NM (FHA|USDA|VA) 2 $1,060,000 $530,000 $6,599 3.63%
YUMA, AZ (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,908 4.08%
Cedar City, UT (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $15,241 3.88%
Plymouth, IN (FHA|USDA|VA) 15 $1,055,000 $70,333 $1,675 3.88%
ELMIRA, NY (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,230 4.27%
Easton, MD (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $9,494 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $9,784 4.33%
Gillette, WY (FHA|USDA|VA) 2 $990,000 $495,000 $5,489 4.63%
GREAT FALLS, MT (FHA|USDA|VA) 2 $990,000 $495,000 $5,844 5.00%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $965,000 $321,667 $3,148 3.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $965,000 $965,000 $10,626 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $960,000 $240,000 $3,327 3.59%
Defiance, OH (FHA|USDA|VA) 7 $955,000 $136,429 $3,100 5.02%
CHEYENNE, WY (FHA|USDA|VA) 3 $945,000 $315,000 $3,995 5.17%
HARRISONBURG, VA (FHA|USDA|VA) 3 $935,000 $311,667 $4,720 4.00%
Price, UT (FHA|USDA|VA) 3 $935,000 $311,667 $4,309 4.67%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $925,000 $308,333 $5,364 5.46%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $895,000 $298,333 $4,871 6.01%
Elizabeth City, NC (FHA|USDA|VA) 3 $865,000 $288,333 $8,370 4.67%
TULSA, OK (FHA|USDA|VA) 2 $840,000 $420,000 $3,247 4.56%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $835,000 $278,333 $2,111 3.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $830,000 $415,000 $5,453 4.00%
Payson, AZ (FHA|USDA|VA) 2 $830,000 $415,000 $8,448 4.50%
ROANOKE, VA (FHA|USDA|VA) 2 $830,000 $415,000 $4,188 4.25%
Riverton, WY (FHA|USDA|VA) 2 $830,000 $415,000 $3,871 3.50%
APPLETON, WI (FHA|USDA|VA) 2 $820,000 $410,000 $6,452 5.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $800,000 $400,000 $2,901 4.81%
Meadville, PA (FHA|USDA|VA) 5 $795,000 $159,000 $3,773 5.25%
IOWA CITY, IA (FHA|USDA|VA) 1 $785,000 $785,000 $1,631 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 3 $785,000 $261,667 $0 4.92%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $780,000 $390,000 $3,766 4.06%
London, KY (FHA|USDA|VA) 1 $765,000 $765,000 $3,411 4.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $760,000 $380,000 $4,551 4.19%
Cadillac, MI (FHA|USDA|VA) 3 $735,000 $245,000 $5,007 3.79%
Moscow, ID (FHA|USDA|VA) 2 $730,000 $365,000 $7,474 3.44%
Coos Bay, OR (FHA|USDA|VA) 2 $710,000 $355,000 $5,435 4.94%
LAS CRUCES, NM (FHA|USDA|VA) 2 $700,000 $350,000 $4,541 3.56%
ROCKFORD, IL (FHA|USDA|VA) 2 $690,000 $345,000 $4,013 4.25%
Cullman, AL (FHA|USDA|VA) 1 $645,000 $645,000 $4,261 5.13%
Wooster, OH (FHA|USDA|VA) 6 $640,000 $106,667 $3,010 5.29%
ROCHESTER, MN (FHA|USDA|VA) 2 $630,000 $315,000 $2,097 3.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $625,000 $625,000 $2,976 4.13%
Sonora, CA (FHA|USDA|VA) 1 $625,000 $625,000 $6,197 2.63%
AMARILLO, TX (FHA|USDA|VA) 1 $625,000 $625,000 $7,045 4.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $615,000 $615,000 $2,622 4.88%
New Castle, IN (FHA|USDA|VA) 4 $610,000 $152,500 $3,886 4.00%
GREEN BAY, WI (FHA|USDA|VA) 2 $610,000 $305,000 $3,130 4.25%
Laconia, NH (FHA|USDA|VA) 2 $590,000 $295,000 $6,367 4.69%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,955 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $570,000 $285,000 $5,622 4.31%
Ashland, OH (FHA|USDA|VA) 7 $565,000 $80,714 $4,414 5.28%
Ukiah, CA (FHA|USDA|VA) 1 $555,000 $555,000 $4,890 4.00%
Ruidoso, NM (FHA|USDA|VA) 1 $545,000 $545,000 $4,592 5.00%
Rock Springs, WY (FHA|USDA|VA) 2 $540,000 $270,000 $2,215 3.44%
Mountain Home, ID (FHA|USDA|VA) 4 $540,000 $135,000 $0 5.03%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,352 2.59%
Seneca Falls, NY (FHA|USDA|VA) 2 $530,000 $265,000 $3,293 4.13%
Kirksville, MO (FHA|USDA|VA) 1 $525,000 $525,000 $6,215 3.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $515,000 $515,000 $2,423 4.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $510,000 $255,000 $3,013 5.31%
Washington, NC (FHA|USDA|VA) 3 $505,000 $168,333 $2,892 4.83%
Effingham, IL (FHA|USDA|VA) 1 $505,000 $505,000 $4,531 4.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $505,000 $101,000 $1,967 6.52%
MANKATO, MN (FHA|USDA|VA) 1 $505,000 $505,000 $2,875 4.25%
Urbana, OH (FHA|USDA|VA) 4 $500,000 $125,000 $2,691 3.81%
Klamath Falls, OR (FHA|USDA|VA) 2 $500,000 $250,000 $5,806 4.92%
THE VILLAGES, FL (FHA|USDA|VA) 2 $500,000 $250,000 $5,304 4.31%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $495,000 $495,000 $2,481 4.63%
Berlin, NH (FHA|USDA|VA) 2 $490,000 $245,000 $4,745 4.25%
MIDLAND, TX (FHA|USDA|VA) 1 $485,000 $485,000 $5,813 3.13%
Toccoa, GA (FHA|USDA|VA) 1 $485,000 $485,000 $3,520 2.63%
Vincennes, IN (FHA|USDA|VA) 1 $475,000 $475,000 $14,394 3.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $465,000 $465,000 $5,896 6.00%
LONGVIEW, TX (FHA|USDA|VA) 1 $455,000 $455,000 $4,380 2.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $455,000 $455,000 $5,572 4.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $450,000 $225,000 $2,822 4.12%
Thomasville, GA (FHA|USDA|VA) 1 $445,000 $445,000 $3,563 3.25%
LIMA, OH (FHA|USDA|VA) 3 $445,000 $148,333 $4,343 3.62%
Bradford, PA (FHA|USDA|VA) 3 $445,000 $148,333 $2,293 3.77%
MORGANTOWN, WV (FHA|USDA|VA) 2 $430,000 $215,000 $0 4.13%
PEORIA, IL (FHA|USDA|VA) 2 $430,000 $215,000 $2,590 5.13%
Keene, NH (FHA|USDA|VA) 5 $425,000 $85,000 $2,777 4.18%
Granbury, TX (FHA|USDA|VA) 1 $425,000 $425,000 $4,923 4.75%
Forest City, NC (FHA|USDA|VA) 1 $415,000 $415,000 $8,829 4.25%
NEW BERN, NC (FHA|USDA|VA) 2 $410,000 $205,000 $5,132 3.94%
Athens, OH (FHA|USDA|VA) 1 $405,000 $405,000 $12,096 4.88%
Winnemucca, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,107 4.13%
Kendallville, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,505 4.44%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $400,000 $200,000 $4,317 4.19%
Whitewater, WI (FHA|USDA|VA) 1 $395,000 $395,000 $7,330 4.50%
St. Marys, GA (FHA|USDA|VA) 1 $395,000 $395,000 $2,501 5.88%
Crescent City, CA (FHA|USDA|VA) 2 $390,000 $195,000 $10,265 6.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $390,000 $195,000 $2,811 3.50%
Marion, OH (FHA|USDA|VA) 2 $380,000 $190,000 $2,611 3.81%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $370,000 $185,000 $2,052 4.88%
Safford, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $3,141 3.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,331 5.04%
Harrison, AR (FHA|USDA|VA) 1 $365,000 $365,000 $3,230 3.75%
North Vernon, IN (FHA|USDA|VA) 1 $365,000 $365,000 $3,465 5.74%
Alamogordo, NM (FHA|USDA|VA) 1 $345,000 $345,000 $5,811 2.63%
Seneca, SC (FHA|USDA|VA) 1 $345,000 $345,000 $3,711 5.99%
Marion, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,125 4.81%
Corning, NY (FHA|USDA|VA) 4 $340,000 $85,000 $1,865 3.76%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $330,000 $165,000 $4,045 4.25%
Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,619 4.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $325,000 $325,000 $9,126 4.13%
TYLER, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,745 5.25%
Ludington, MI (FHA|USDA|VA) 2 $320,000 $160,000 $3,026 4.75%
FLINT, MI (FHA|USDA|VA) 2 $320,000 $160,000 $3,195 4.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $315,000 $315,000 $3,894 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,489 3.13%
Pullman, WA (FHA|USDA|VA) 1 $315,000 $315,000 $4,364 4.50%
Sayre, PA (FHA|USDA|VA) 2 $300,000 $150,000 $3,850 3.99%
Oil City, PA (FHA|USDA|VA) 4 $300,000 $75,000 $2,302 4.34%
Fernley, NV (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.50%
Chillicothe, OH (FHA|USDA|VA) 1 $295,000 $295,000 $3,537 5.75%
Sterling, CO (FHA|USDA|VA) 2 $290,000 $145,000 $2,583 3.93%
DULUTH, MN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $2,586 4.88%
Lake City, FL (FHA|USDA|VA) 1 $285,000 $285,000 $8,917 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $285,000 $285,000 $6,088 3.25%
Othello, WA (FHA|USDA|VA) 1 $275,000 $275,000 $8,468 3.13%
GOLDSBORO, NC (FHA|USDA|VA) 1 $275,000 $275,000 $8,789 5.38%
Oxford, MS (FHA|USDA|VA) 1 $275,000 $275,000 $2,344 4.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,685 5.25%
LAWTON, OK (FHA|USDA|VA) 1 $265,000 $265,000 $4,463 5.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $265,000 $265,000 $7,180 3.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $265,000 $265,000 $4,377 4.00%
Scottsbluff, NE (FHA|USDA|VA) 1 $255,000 $255,000 $2,222 3.25%
Pahrump, NV (FHA|USDA|VA) 1 $255,000 $255,000 $2,883 4.25%
ODESSA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,530 4.13%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $6,297 3.75%
Branson, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,895 4.00%
Morehead City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,255 5.38%
Calhoun, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,937 3.50%
Wabash, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,011 3.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $225,000 $225,000 $8,078 4.50%
Sidney, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,393 3.25%
Columbus, NE (FHA|USDA|VA) 1 $225,000 $225,000 $1,601 5.13%
West Plains, MO (FHA|USDA|VA) 1 $215,000 $215,000 $3,697 5.25%
JACKSON, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,640 3.00%
MUNCIE, IN (FHA|USDA|VA) 3 $215,000 $71,667 $2,194 4.38%
Bellefontaine, OH (FHA|USDA|VA) 3 $185,000 $61,667 $1,726 6.77%
Arcadia, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,044 4.50%
Starkville, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,338 4.88%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,519 4.63%
Pontiac, IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,185 3.38%
Somerset, KY (FHA|USDA|VA) 2 $160,000 $80,000 $3,459 4.94%
Gainesville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,561 5.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,094 4.63%
Nogales, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $4,318 3.99%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,292 4.88%
RACINE, WI (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.38%
Coldwater, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,358 4.38%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,708 5.88%
Peru, IN (FHA|USDA|VA) 2 $100,000 $50,000 $5,328 6.56%
Frankfort, IN (FHA|USDA|VA) 2 $100,000 $50,000 $688 4.36%
Orangeburg, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,083 3.63%
Bedford, IN (FHA|USDA|VA) 1 $75,000 $75,000 $473 5.04%
Mountain Home, AR (FHA|USDA|VA) 1 $65,000 $65,000 $492 3.60%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
Seymour, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.19%
Washington Court House, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
Keybank's top markets include Seattle, Denver, Dallas, Portland, and Indianapolis among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 20,044 $16,115,830,000 $804,023 $4,682 4.30%
    HELOC 13,756 $2,272,770,000 $165,220 n/a 4.68%
    FHA 397 $236,485,000 $595,680 $8,107 4.45%
    VA 127 $35,585,000 $280,197 $5,647 4.15%

    For 2022, Keybank's most frequently originated type of loan was Conventional, with 20,044 originations. Their 2nd most popular type was HELOC, with 13,756 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,470 $9,689,930,000 $844,806 $6,351 4.36%
    Other 7,397 $1,263,855,000 $170,860 $2,821 4.79%
    Refi 7,286 $5,839,550,000 $801,475 $2,281 4.08%
    Home Improvement 5,446 $841,340,000 $154,488 $897 5.05%
    Cash Out Refi 2,725 $1,025,995,000 $376,512 $4,628 3.76%

    For 2022, Keybank's most frequently cited loan purpose was Home Purchase, with 11,470 originations. The 2nd most popular reason was Other, with 7,397 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 28,054 $10,718,100,000 $382,052 $5,786 4.48%
    15 Year 2,846 $579,060,000 $203,465 $2,312 4.15%
    10 Year 1,158 $4,964,880,000 $4,287,461 $1,375 4.13%
    Other 1,064 $1,431,810,000 $1,345,686 $1,597 4.39%
    20 Year 955 $153,025,000 $160,236 $1,950 5.18%
    5 Year 220 $112,860,000 $513,000 $587 4.04%
    3 Year 14 $547,210,000 $39,086,429 $544 5.34%
    30+ year 12 $153,420,000 $12,785,000 $0 4.20%
    1 Year 1 $305,000 $305,000 $0 5.00%

    For 2022, Keybank's most frequently cited loan duration was 30 Year, with 28,054 originations. The 2nd most popular length was 15 Year, with 2,846 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,980 $4,749,580,000 $528,906
    $<1k 4,816 $558,670,000 $116,003
    $2k-3k 2,153 $1,137,275,000 $528,228
    $5k+ 1,494 $1,258,270,000 $842,216
    $3k-4k 1,113 $700,185,000 $629,097
    $4k-5k 604 $413,140,000 $684,007

    Keybank's average total fees were $5,786, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,980 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,496 $5,377,150,000 $512,305
    4-5% 7,555 $5,513,655,000 $729,802
    5-6% 5,511 $3,361,415,000 $609,946
    2.5-3% 4,631 $2,249,055,000 $485,652
    6-7% 2,927 $1,158,945,000 $395,950
    <2.5% 1,446 $822,800,000 $569,018
    7-8% 1,003 $124,575,000 $124,202
    Over 8% 749 $40,775,000 $54,439

    During 2022, Keybank's average interest rate for loans was 4.48%, while their most frequently originated rate bucket for loans was 3-4%, with 10,496 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 10,010 $579,420,000 $57,884 $1,091 5.03%
    $100k-200k 7,632 $1,067,610,000 $139,886 $3,251 4.46%
    $200k-400k 6,790 $1,904,680,000 $280,513 $4,707 4.26%
    $600k-1MM 3,894 $3,026,960,000 $777,339 $6,932 3.99%
    $400k-600k 3,234 $1,562,030,000 $483,002 $5,992 4.16%
    $1MM+ 2,764 $10,519,970,000 $3,806,067 $8,877 3.84%

    2022 saw Keybank place emphasis on $100,000 or less loans with 10,010 originations, totaling $579,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 7,219 $3,066,555,000 $424,789 $5,695 4.38%
    $250k+ 6,849 $5,100,775,000 $744,747 $7,342 4.19%
    $100k-150k 6,434 $1,548,870,000 $240,732 $4,291 4.53%
    $50k-75k 4,996 $656,470,000 $131,399 $3,042 4.60%
    $75k-100k 4,125 $656,745,000 $159,211 $3,471 4.63%
    $50k or less 3,437 $314,985,000 $91,645 $2,381 4.56%

    Keybank lent most frequently to those with incomes in the $150k-250k range, with 7,219 originations. The second most popular income band? $250k+, with 6,849 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,193 $2,015,215,000 $325,402 $4,461 4.25%
    30-36% 5,164 $1,745,700,000 $338,052 $4,741 4.44%
    50-60% 3,344 $586,400,000 $175,359 $2,199 4.54%
    <20% 2,580 $834,730,000 $323,539 $4,204 4.04%
    49% 1,890 $724,490,000 $383,328 $5,757 4.85%
    44% 1,368 $465,570,000 $340,329 $4,697 4.68%
    48% 1,221 $524,405,000 $429,488 $5,300 4.55%
    45% 1,203 $447,325,000 $371,841 $5,216 4.67%
    41% 1,184 $457,800,000 $386,655 $5,009 4.58%
    42% 1,175 $447,095,000 $380,506 $5,123 4.54%
    43% 1,164 $428,820,000 $368,402 $4,784 4.55%
    47% 1,129 $476,845,000 $422,360 $5,207 4.58%
    46% 1,123 $441,105,000 $392,792 $5,414 4.53%
    40% 1,110 $425,690,000 $383,505 $5,088 4.55%
    39% 1,084 $419,150,000 $386,670 $5,150 4.41%
    37% 1,076 $391,840,000 $364,164 $4,879 4.50%
    36% 987 $330,255,000 $334,605 $4,678 4.50%
    38% 981 $368,915,000 $376,060 $4,966 4.43%
    >60% 10 $2,670,000 $267,000 $1,382 4.65%

    Keybank lent most frequently to those with DTI ratios of 20-30%, with 6,193 originations. The next most common DTI ratio? 30-36%, with 5,164 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 338 $7,126,650,000 $21,084,763 $0 4.58%
    White 23,913 $6,254,265,000 $261,542 $4,198 4.54%
    Asian 3,336 $2,488,150,000 $745,848 $6,698 4.02%
    Not provided 5,417 $2,479,195,000 $457,669 $5,253 4.28%
    Black 839 $176,515,000 $210,387 $3,975 4.70%
    Asian Indian 169 $59,425,000 $351,627 $5,712 4.58%
    American Indian 151 $37,705,000 $249,702 $4,793 4.66%
    Chinese 26 $10,230,000 $393,462 $5,272 4.99%
    Other Asian 36 $9,350,000 $259,722 $3,441 5.00%
    Native Hawaiian or Islander 47 $7,935,000 $168,830 $3,387 4.77%
    Vietnamese 16 $4,430,000 $276,875 $2,406 5.42%
    Filipino 15 $2,845,000 $189,667 $4,309 4.77%
    Japanese 5 $1,555,000 $311,000 $0 4.75%
    Korean 8 $1,400,000 $175,000 $3,034 5.70%
    Other Pacific Islander 7 $915,000 $130,714 $0 5.46%
    Guamanian 1 $105,000 $105,000 $0 5.50%

    Approval Rates

    Total approvals of all applications
    80.97%

    Keybank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    84.26%

    Keybank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 34,324 $18,660,670,000 $543,662

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    34,324 $18,660,670,000 $543,662

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 7,028 $1,792,080,000 $254,991 $2,036 4.54%
    40-60% 4,473 $5,161,625,000 $1,153,951 $3,451 4.00%
    60-80% 6,982 $5,574,210,000 $798,369 $5,268 4.10%
    80-100% 8,381 $5,298,445,000 $632,197 $6,341 4.27%
    Over 100% 12 $20,090,000 $1,674,167 $14,808 4.51%
    Under 20% 7,446 $813,670,000 $109,276 $915 5.18%