Clearpath Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300G5DVGM0ZHRQC33

Tax ID: 45-5510883

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Mortgage Data

Review & Overview

Clearpath Lending is a mid-sized mortgage company specializing in Refi loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Clearpath Lending has a low ratio of conventional loans. Their top markets by origination volume include: Washington, Phoenix, Las Vegas, Riverside, and Dallas among others. We have data for 536 markets. (Some data included below & more in-depth data is available with an active subscription.)

Clearpath Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 11/21/24
30 Year Conventional Refi 6.59% 11/21/24
30 Year Cash-out Refi 6.70% 11/21/24
30 Year FHA Refi 7.08% 11/21/24
30 Year VA Purchase 6.24% 11/21/24
30 Year VA Refi 5.67% 11/21/24
15 Year Conventional Refi 6.68% 11/21/24
15 Year Cash-out Refi 6.68% 11/21/24
15 Year VA Refi 5.68% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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Your Estimates

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This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

20,288

Origination Dollar Volume (All Markets)

$5,566,980,000
Show all (172) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 793 $327,025,000 $412,390 $6,614 2.69%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 961 $247,595,000 $257,643 $4,210 2.85%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 718 $210,000,000 $292,479 $4,920 2.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 500 $167,030,000 $334,060 $5,118 2.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 530 $148,360,000 $279,925 $4,859 2.74%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 550 $147,630,000 $268,418 $4,651 2.80%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 301 $139,275,000 $462,708 $6,993 2.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 472 $125,460,000 $265,805 $4,715 2.66%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 487 $123,405,000 $253,398 $4,132 2.76%
Outside of Metro Areas 476 $108,120,000 $227,143 $3,962 2.82%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 238 $107,060,000 $449,832 $6,770 2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 365 $96,345,000 $263,959 $3,952 2.78%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 359 $94,075,000 $262,047 $4,727 2.72%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 282 $92,640,000 $328,511 $5,902 2.71%
URBAN HONOLULU, HI (FHA|USDA|VA) 153 $81,935,000 $535,523 $8,129 2.73%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 309 $78,525,000 $254,126 $4,081 2.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 267 $76,865,000 $287,884 $4,612 2.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 213 $75,725,000 $355,516 $5,598 2.70%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 223 $75,335,000 $337,825 $5,350 2.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 308 $75,020,000 $243,571 $4,583 2.78%
JACKSONVILLE, FL (FHA|USDA|VA) 268 $70,180,000 $261,866 $4,185 2.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 258 $69,190,000 $268,178 $4,931 2.76%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 237 $64,625,000 $272,679 $4,275 2.80%
TUCSON, AZ (FHA|USDA|VA) 259 $59,875,000 $231,178 $4,054 2.83%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 175 $56,555,000 $323,171 $4,925 2.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 206 $56,090,000 $272,282 $4,601 2.86%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 168 $55,550,000 $330,655 $5,566 2.69%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 198 $51,630,000 $260,758 $4,533 2.83%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 227 $50,385,000 $221,960 $4,058 2.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 178 $48,460,000 $272,247 $4,535 2.73%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 204 $47,640,000 $233,529 $3,851 2.82%
FAYETTEVILLE, NC (FHA|USDA|VA) 222 $46,750,000 $210,586 $3,620 2.88%
RICHMOND, VA (FHA|USDA|VA) 169 $44,845,000 $265,355 $4,252 2.73%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 88 $44,490,000 $505,568 $7,465 2.70%
RALEIGH-CARY, NC (FHA|USDA|VA) 165 $43,795,000 $265,424 $4,301 2.78%
ALBUQUERQUE, NM (FHA|USDA|VA) 190 $43,610,000 $229,526 $4,424 2.73%
COLUMBUS, OH (FHA|USDA|VA) 159 $40,445,000 $254,371 $4,705 2.78%
COLUMBIA, SC (FHA|USDA|VA) 169 $39,435,000 $233,343 $4,058 2.85%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 172 $38,570,000 $224,244 $3,981 2.77%
RENO, NV (FHA|USDA|VA) 119 $37,885,000 $318,361 $5,700 2.73%
BOISE CITY, ID (FHA|USDA|VA) 126 $35,390,000 $280,873 $4,723 2.82%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 133 $33,395,000 $251,090 $4,702 2.82%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 133 $29,105,000 $218,835 $3,709 2.86%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 123 $29,095,000 $236,545 $4,154 2.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 118 $27,680,000 $234,576 $3,849 2.70%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 93 $26,105,000 $280,699 $4,118 2.83%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 99 $26,075,000 $263,384 $4,360 2.73%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 110 $26,050,000 $236,818 $4,053 2.79%
VALLEJO, CA (FHA|USDA|VA) 63 $25,755,000 $408,810 $6,153 2.73%
HUNTSVILLE, AL (FHA|USDA|VA) 98 $25,470,000 $259,898 $4,344 2.74%
JACKSONVILLE, NC (FHA|USDA|VA) 127 $25,365,000 $199,724 $3,544 2.90%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 107 $25,305,000 $236,495 $3,792 2.80%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 96 $23,260,000 $242,292 $4,139 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 95 $22,345,000 $235,211 $4,195 2.80%
STOCKTON, CA (FHA|USDA|VA) 62 $21,740,000 $350,645 $5,426 2.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 86 $21,670,000 $251,977 $3,928 2.82%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 86 $21,430,000 $249,186 $4,156 2.81%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 79 $21,345,000 $270,190 $4,261 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 91 $21,325,000 $234,341 $3,981 2.88%
EL PASO, TX (FHA|USDA|VA) 97 $20,945,000 $215,928 $3,687 2.85%
BAKERSFIELD, CA (FHA|USDA|VA) 85 $20,325,000 $239,118 $3,763 2.80%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 42 $19,730,000 $469,762 $6,811 2.64%
KNOXVILLE, TN (FHA|USDA|VA) 80 $19,710,000 $246,375 $4,144 2.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 82 $19,050,000 $232,317 $3,923 2.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 79 $19,025,000 $240,823 $4,504 2.78%
FRESNO, CA (FHA|USDA|VA) 72 $18,870,000 $262,083 $4,269 2.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 70 $18,480,000 $264,000 $4,053 2.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 83 $18,255,000 $219,940 $4,151 2.90%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 78 $18,040,000 $231,282 $3,980 2.92%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 75 $17,895,000 $238,600 $3,738 2.77%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 67 $16,595,000 $247,687 $4,195 2.87%
SAVANNAH, GA (FHA|USDA|VA) 68 $16,200,000 $238,235 $4,061 2.77%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 69 $16,025,000 $232,246 $4,473 2.88%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 37 $16,015,000 $432,838 $6,293 2.77%
GREELEY, CO (FHA|USDA|VA) 50 $15,570,000 $311,400 $5,676 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 66 $15,140,000 $229,394 $4,230 2.86%
Outside of Metro Areas 52 $14,940,000 $287,308 $4,429 2.77%
BATON ROUGE, LA (FHA|USDA|VA) 57 $14,265,000 $250,263 $4,014 2.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 62 $13,910,000 $224,355 $4,041 2.86%
MODESTO, CA (FHA|USDA|VA) 51 $13,805,000 $270,686 $4,248 2.72%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 55 $13,385,000 $243,364 $3,792 2.84%
OCALA, FL (FHA|USDA|VA) 58 $13,140,000 $226,552 $3,613 2.79%
ST. LOUIS, MO-IL (FHA|USDA|VA) 59 $13,135,000 $222,627 $4,172 2.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 51 $12,495,000 $245,000 $4,504 2.85%
WINSTON-SALEM, NC (FHA|USDA|VA) 55 $12,125,000 $220,455 $3,548 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 48 $11,840,000 $246,667 $4,837 2.69%
ASHEVILLE, NC (FHA|USDA|VA) 49 $11,285,000 $230,306 $4,509 2.64%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 36 $11,130,000 $309,167 $4,704 2.80%
YUMA, AZ (FHA|USDA|VA) 52 $10,930,000 $210,192 $3,566 2.84%
Pahrump, NV (FHA|USDA|VA) 46 $10,640,000 $231,304 $4,133 2.91%
Fernley, NV (FHA|USDA|VA) 39 $10,465,000 $268,333 $4,577 2.85%
COLUMBUS, GA-AL (FHA|USDA|VA) 47 $10,405,000 $221,383 $3,596 2.72%
MONTGOMERY, AL (FHA|USDA|VA) 41 $10,405,000 $253,780 $3,902 2.80%
WARNER ROBINS, GA (FHA|USDA|VA) 45 $10,245,000 $227,667 $3,915 2.72%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 18 $10,230,000 $568,333 $8,523 2.69%
LAS CRUCES, NM (FHA|USDA|VA) 50 $10,220,000 $204,400 $4,136 2.83%
SALINAS, CA (FHA|USDA|VA) 20 $10,130,000 $506,500 $5,454 2.95%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 41 $10,095,000 $246,220 $5,333 2.67%
FORT COLLINS, CO (FHA|USDA|VA) 27 $10,055,000 $372,407 $5,796 2.89%
VISALIA, CA (FHA|USDA|VA) 43 $10,005,000 $232,674 $3,487 2.78%
PUEBLO, CO (FHA|USDA|VA) 45 $9,945,000 $221,000 $3,888 2.89%
CORPUS CHRISTI, TX (FHA|USDA|VA) 40 $9,900,000 $247,500 $4,708 2.70%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 44 $9,360,000 $212,727 $3,645 2.79%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 43 $9,165,000 $213,140 $3,844 2.82%
WILMINGTON, NC (FHA|USDA|VA) 34 $8,540,000 $251,176 $4,037 2.74%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 34 $8,270,000 $243,235 $4,725 2.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 35 $8,245,000 $235,571 $5,267 2.48%
AKRON, OH (FHA|USDA|VA) 35 $8,145,000 $232,714 $4,217 2.79%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 37 $8,125,000 $219,595 $4,019 2.83%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 15 $7,945,000 $529,667 $7,435 2.69%
YUBA CITY, CA (FHA|USDA|VA) 29 $7,885,000 $271,897 $4,549 2.76%
REDDING, CA (FHA|USDA|VA) 29 $7,735,000 $266,724 $4,274 2.71%
PUNTA GORDA, FL (FHA|USDA|VA) 33 $7,625,000 $231,061 $3,319 2.68%
MERCED, CA (FHA|USDA|VA) 26 $7,550,000 $290,385 $4,276 2.94%
GRAND JUNCTION, CO (FHA|USDA|VA) 31 $7,515,000 $242,419 $3,733 2.84%
SUMTER, SC (FHA|USDA|VA) 38 $7,490,000 $197,105 $3,564 2.91%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 33 $7,485,000 $226,818 $3,908 2.81%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 32 $7,420,000 $231,875 $3,896 2.84%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 25 $7,145,000 $285,800 $5,556 2.65%
CARSON CITY, NV (FHA|USDA|VA) 22 $7,110,000 $323,182 $5,145 2.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 16 $7,080,000 $442,500 $6,900 2.76%
YORK-HANOVER, PA (FHA|USDA|VA) 29 $6,985,000 $240,862 $5,008 2.77%
NEW BERN, NC (FHA|USDA|VA) 33 $6,955,000 $210,758 $3,471 2.86%
TOLEDO, OH (FHA|USDA|VA) 30 $6,890,000 $229,667 $3,823 2.87%
ROANOKE, VA (FHA|USDA|VA) 30 $6,780,000 $226,000 $3,792 2.78%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 22 $6,780,000 $308,182 $5,014 2.85%
Hilo, HI (FHA|USDA|VA) 20 $6,740,000 $337,000 $4,968 2.76%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 29 $6,685,000 $230,517 $3,704 2.79%
Kalispell, MT (FHA|USDA|VA) 20 $6,650,000 $332,500 $5,785 2.70%
MADISON, WI (FHA|USDA|VA) 23 $6,545,000 $284,565 $4,587 2.74%
LINCOLN, NE (FHA|USDA|VA) 28 $6,420,000 $229,286 $4,062 2.80%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 24 $6,020,000 $250,833 $4,445 2.90%
Helena, MT (FHA|USDA|VA) 22 $6,020,000 $273,636 $4,683 2.76%
SANTA FE, NM (FHA|USDA|VA) 18 $5,980,000 $332,222 $5,889 2.67%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 12 $5,970,000 $497,500 $7,341 2.74%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $5,930,000 $370,625 $8,004 2.86%
PANAMA CITY, FL (FHA|USDA|VA) 24 $5,900,000 $245,833 $3,634 2.85%
THE VILLAGES, FL (FHA|USDA|VA) 20 $5,860,000 $293,000 $3,811 2.79%
SPARTANBURG, SC (FHA|USDA|VA) 27 $5,745,000 $212,778 $4,490 2.77%
RACINE, WI (FHA|USDA|VA) 24 $5,740,000 $239,167 $4,143 2.94%
FLINT, MI (FHA|USDA|VA) 30 $5,740,000 $191,333 $3,387 3.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 25 $5,725,000 $229,000 $4,893 2.51%
Gardnerville Ranchos, NV (FHA|USDA|VA) 16 $5,690,000 $355,625 $5,975 2.70%
GOLDSBORO, NC (FHA|USDA|VA) 27 $5,535,000 $205,000 $3,432 2.76%
BILLINGS, MT (FHA|USDA|VA) 21 $5,475,000 $260,714 $4,828 2.65%
OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $5,405,000 $200,185 $4,965 2.55%
HINESVILLE, GA (FHA|USDA|VA) 26 $5,400,000 $207,692 $3,449 2.86%
ANN ARBOR, MI (FHA|USDA|VA) 18 $5,260,000 $292,222 $4,247 2.71%
NAPA, CA (FHA|USDA|VA) 10 $5,160,000 $516,000 $7,418 2.58%
WINCHESTER, VA-WV (FHA|USDA|VA) 16 $5,130,000 $320,625 $4,214 2.76%
St. Marys, GA (FHA|USDA|VA) 22 $5,110,000 $232,273 $4,174 2.70%
EL CENTRO, CA (FHA|USDA|VA) 19 $5,025,000 $264,474 $4,132 2.86%
LOUISVILLE, KY (FHA|USDA|VA) 23 $4,975,000 $216,304 $4,123 2.58%
GREAT FALLS, MT (FHA|USDA|VA) 22 $4,940,000 $224,545 $3,731 2.75%
GREEN BAY, WI (FHA|USDA|VA) 23 $4,845,000 $210,652 $3,183 2.92%
VALDOSTA, GA (FHA|USDA|VA) 23 $4,735,000 $205,870 $3,614 2.73%
MISSOULA, MT (FHA|USDA|VA) 16 $4,650,000 $290,625 $5,416 2.74%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $4,625,000 $308,333 $5,177 2.64%
LAKE CHARLES, LA (FHA|USDA|VA) 20 $4,560,000 $228,000 $3,839 2.95%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 22 $4,560,000 $207,273 $3,754 2.77%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 20 $4,390,000 $219,500 $3,229 2.69%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 17 $4,365,000 $256,765 $5,217 2.73%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $4,365,000 $256,765 $3,934 2.69%
Tullahoma-Manchester, TN (FHA|USDA|VA) 18 $4,310,000 $239,444 $3,925 2.91%
GAINESVILLE, GA (FHA|USDA|VA) 15 $4,285,000 $285,667 $4,366 2.71%
CANTON-MASSILLON, OH (FHA|USDA|VA) 18 $4,280,000 $237,778 $4,482 2.92%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $4,255,000 $223,947 $3,203 2.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 18 $4,250,000 $236,111 $3,874 2.74%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 16 $4,220,000 $263,750 $4,025 2.70%
FORT WAYNE, IN (FHA|USDA|VA) 18 $4,180,000 $232,222 $4,404 2.65%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $4,150,000 $259,375 $4,496 2.65%
Kapaa, HI (FHA|USDA|VA) 8 $4,130,000 $516,250 $7,364 2.73%
READING, PA (FHA|USDA|VA) 17 $4,115,000 $242,059 $3,641 2.88%
Fallon, NV (FHA|USDA|VA) 17 $4,045,000 $237,941 $4,260 2.86%
MOBILE, AL (FHA|USDA|VA) 22 $4,020,000 $182,727 $3,177 2.91%
JOHNSON CITY, TN (FHA|USDA|VA) 18 $4,020,000 $223,333 $3,393 2.69%
LUBBOCK, TX (FHA|USDA|VA) 18 $4,000,000 $222,222 $3,611 2.87%
IDAHO FALLS, ID (FHA|USDA|VA) 18 $3,950,000 $219,444 $3,370 2.97%
MADERA, CA (FHA|USDA|VA) 15 $3,945,000 $263,000 $4,022 2.91%
TULSA, OK (FHA|USDA|VA) 18 $3,940,000 $218,889 $4,934 2.61%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 19 $3,915,000 $206,053 $3,223 2.90%
Bozeman, MT (FHA|USDA|VA) 11 $3,785,000 $344,091 $4,172 2.73%
LYNCHBURG, VA (FHA|USDA|VA) 15 $3,765,000 $251,000 $4,131 2.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 20 $3,760,000 $188,000 $3,153 3.03%
MUSKEGON, MI (FHA|USDA|VA) 19 $3,755,000 $197,632 $3,249 3.02%
DOTHAN, AL (FHA|USDA|VA) 16 $3,750,000 $234,375 $3,462 2.92%
AMARILLO, TX (FHA|USDA|VA) 18 $3,680,000 $204,444 $3,543 2.91%
Enterprise, AL (FHA|USDA|VA) 16 $3,650,000 $228,125 $4,078 2.66%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,620,000 $226,250 $4,129 2.84%
CaƱon City, CO (FHA|USDA|VA) 18 $3,600,000 $200,000 $3,725 2.85%
FLAGSTAFF, AZ (FHA|USDA|VA) 13 $3,575,000 $275,000 $6,080 2.66%
ABILENE, TX (FHA|USDA|VA) 17 $3,555,000 $209,118 $4,044 2.85%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $3,515,000 $270,385 $5,915 2.53%
Morehead City, NC (FHA|USDA|VA) 15 $3,495,000 $233,000 $3,651 2.77%
STAUNTON, VA (FHA|USDA|VA) 14 $3,460,000 $247,143 $4,334 2.90%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $3,445,000 $181,316 $3,514 2.87%
BOULDER, CO (FHA|USDA|VA) 9 $3,445,000 $382,778 $5,704 2.76%
Whitewater, WI (FHA|USDA|VA) 14 $3,410,000 $243,571 $3,490 2.79%
MONROE, LA (FHA|USDA|VA) 14 $3,400,000 $242,857 $5,344 2.62%
Sevierville, TN (FHA|USDA|VA) 15 $3,385,000 $225,667 $3,842 2.98%
Clearlake, CA (FHA|USDA|VA) 13 $3,385,000 $260,385 $4,580 2.73%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $3,370,000 $240,714 $4,576 2.92%
GETTYSBURG, PA (FHA|USDA|VA) 13 $3,325,000 $255,769 $4,911 2.87%
WACO, TX (FHA|USDA|VA) 15 $3,265,000 $217,667 $4,091 2.82%
Jefferson, GA (FHA|USDA|VA) 13 $3,245,000 $249,615 $3,501 2.74%
LANCASTER, PA (FHA|USDA|VA) 14 $3,130,000 $223,571 $4,706 2.79%
LAFAYETTE, LA (FHA|USDA|VA) 14 $3,080,000 $220,000 $3,699 2.86%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $3,065,000 $278,636 $4,102 2.95%
Granbury, TX (FHA|USDA|VA) 12 $2,980,000 $248,333 $4,484 2.79%
CHICO, CA (FHA|USDA|VA) 11 $2,945,000 $267,727 $4,877 2.74%
EVANSVILLE, IN-KY (FHA|USDA|VA) 12 $2,920,000 $243,333 $3,424 2.67%
NILES, MI (FHA|USDA|VA) 14 $2,910,000 $207,857 $3,492 2.98%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 14 $2,810,000 $200,714 $4,643 2.88%
TYLER, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $5,189 2.70%
Georgetown, SC (FHA|USDA|VA) 8 $2,730,000 $341,250 $5,543 2.69%
ERIE, PA (FHA|USDA|VA) 12 $2,680,000 $223,333 $5,236 2.59%
Crossville, TN (FHA|USDA|VA) 15 $2,665,000 $177,667 $3,218 2.73%
MIDLAND, TX (FHA|USDA|VA) 10 $2,650,000 $265,000 $5,669 2.68%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $2,640,000 $188,571 $3,005 2.74%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 10 $2,610,000 $261,000 $5,008 2.76%
HAMMOND, LA (FHA|USDA|VA) 11 $2,535,000 $230,455 $5,336 2.73%
Seneca, SC (FHA|USDA|VA) 12 $2,500,000 $208,333 $3,861 2.82%
Alamogordo, NM (FHA|USDA|VA) 12 $2,500,000 $208,333 $3,664 2.84%
LAWTON, OK (FHA|USDA|VA) 11 $2,495,000 $226,818 $5,119 2.66%
FLORENCE, SC (FHA|USDA|VA) 14 $2,490,000 $177,857 $3,304 3.03%
EAST STROUDSBURG, PA (FHA|USDA|VA) 11 $2,465,000 $224,091 $4,819 2.92%
Sonora, CA (FHA|USDA|VA) 8 $2,440,000 $305,000 $4,966 2.84%
POCATELLO, ID (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,822 2.68%
LEWISTON, ID-WA (FHA|USDA|VA) 10 $2,390,000 $239,000 $4,795 2.78%
SPRINGFIELD, IL (FHA|USDA|VA) 9 $2,385,000 $265,000 $5,666 2.53%
Montrose, CO (FHA|USDA|VA) 10 $2,380,000 $238,000 $4,188 3.13%
GAINESVILLE, FL (FHA|USDA|VA) 11 $2,375,000 $215,909 $3,276 2.82%
Clovis, NM (FHA|USDA|VA) 11 $2,335,000 $212,273 $5,464 2.60%
Elizabeth City, NC (FHA|USDA|VA) 11 $2,305,000 $209,545 $3,940 2.78%
CLEVELAND, TN (FHA|USDA|VA) 12 $2,250,000 $187,500 $3,334 2.73%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,545 2.64%
ROCKFORD, IL (FHA|USDA|VA) 10 $2,220,000 $222,000 $4,444 2.78%
MONROE, MI (FHA|USDA|VA) 10 $2,210,000 $221,000 $4,106 3.13%
ALEXANDRIA, LA (FHA|USDA|VA) 9 $2,195,000 $243,889 $4,017 2.85%
TWIN FALLS, ID (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,288 2.65%
APPLETON, WI (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,584 2.61%
SHEBOYGAN, WI (FHA|USDA|VA) 8 $2,180,000 $272,500 $3,460 3.06%
MORRISTOWN, TN (FHA|USDA|VA) 12 $2,170,000 $180,833 $2,634 3.14%
BATTLE CREEK, MI (FHA|USDA|VA) 11 $2,135,000 $194,091 $3,256 2.94%
GREENVILLE, NC (FHA|USDA|VA) 10 $2,130,000 $213,000 $3,494 2.95%
JACKSON, MI (FHA|USDA|VA) 12 $2,130,000 $177,500 $3,424 2.92%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 9 $2,115,000 $235,000 $4,581 2.92%
ODESSA, TX (FHA|USDA|VA) 8 $2,100,000 $262,500 $4,681 3.06%
Safford, AZ (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,626 2.71%
Show Low, AZ (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,639 2.88%
DeRidder, LA (FHA|USDA|VA) 9 $2,085,000 $231,667 $3,379 3.03%
DECATUR, AL (FHA|USDA|VA) 9 $2,075,000 $230,556 $3,507 2.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 10 $2,060,000 $206,000 $3,612 2.76%
LEBANON, PA (FHA|USDA|VA) 9 $2,055,000 $228,333 $5,235 2.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 10 $2,050,000 $205,000 $4,109 2.75%
Angola, IN (FHA|USDA|VA) 7 $2,045,000 $292,143 $4,674 2.98%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $2,040,000 $204,000 $5,491 2.45%
Mountain Home, ID (FHA|USDA|VA) 10 $2,030,000 $203,000 $3,427 3.14%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $2,020,000 $202,000 $2,572 2.84%
Payson, AZ (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,447 2.77%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,027 2.94%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,925,000 $275,000 $4,687 2.61%
SAN ANGELO, TX (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,093 3.06%
BURLINGTON, NC (FHA|USDA|VA) 9 $1,915,000 $212,778 $4,212 2.92%
Adrian, MI (FHA|USDA|VA) 7 $1,855,000 $265,000 $4,428 2.79%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 11 $1,855,000 $168,636 $3,033 2.81%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $1,805,000 $257,857 $3,604 2.95%
PEORIA, IL (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,792 2.66%
Sandpoint, ID (FHA|USDA|VA) 5 $1,795,000 $359,000 $11,096 2.35%
Durango, CO (FHA|USDA|VA) 5 $1,735,000 $347,000 $3,547 2.82%
OCEAN CITY, NJ (FHA|USDA|VA) 8 $1,700,000 $212,500 $3,908 2.70%
EAU CLAIRE, WI (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,193 2.78%
Cookeville, TN (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,520 2.46%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $1,640,000 $273,333 $5,076 2.67%
TEXARKANA, TX-AR (FHA|USDA|VA) 7 $1,635,000 $233,571 $3,664 2.80%
Sanford, NC (FHA|USDA|VA) 7 $1,565,000 $223,571 $4,392 2.96%
Red Bluff, CA (FHA|USDA|VA) 7 $1,535,000 $219,286 $4,911 3.07%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $1,535,000 $219,286 $4,810 2.64%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $1,525,000 $217,857 $3,054 2.70%
Beaver Dam, WI (FHA|USDA|VA) 5 $1,515,000 $303,000 $4,265 2.73%
Crescent City, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,727 2.65%
BRUNSWICK, GA (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,903 2.60%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,868 2.68%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,475,000 $210,714 $3,415 3.11%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,252 2.63%
New Castle, IN (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,607 2.86%
Cullman, AL (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,311 2.89%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $1,420,000 $177,500 $2,787 3.00%
FARMINGTON, NM (FHA|USDA|VA) 7 $1,405,000 $200,714 $3,864 2.71%
Roswell, NM (FHA|USDA|VA) 7 $1,405,000 $200,714 $5,589 2.63%
Elko, NV (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,872 2.92%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,126 2.77%
Boone, NC (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,780 2.95%
Wooster, OH (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,857 3.00%
Key West, FL (FHA|USDA|VA) 3 $1,335,000 $445,000 $4,800 2.46%
JACKSON, TN (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,798 3.27%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,810 3.02%
Ashtabula, OH (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,850 2.79%
LAREDO, TX (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,009 2.55%
ALBANY, GA (FHA|USDA|VA) 6 $1,290,000 $215,000 $3,315 2.64%
Lake City, FL (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,049 2.71%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,290,000 $215,000 $3,396 2.73%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,038 2.52%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,550 2.77%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $13,928 2.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,216 3.00%
Nogales, AZ (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,122 2.88%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,544 2.88%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,593 2.81%
Marion, NC (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,366 2.75%
Shelbyville, TN (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,899 2.90%
Wilson, NC (FHA|USDA|VA) 6 $1,170,000 $195,000 $2,294 3.15%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,292 2.95%
Ozark, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,119 2.65%
Stephenville, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,178 3.08%
Greenwood, SC (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,760 2.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,906 3.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,558 2.45%
CARBONDALE-MARION, IL (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,202 2.68%
Auburn, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,116 2.70%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,865 3.03%
Greeneville, TN (FHA|USDA|VA) 7 $1,085,000 $155,000 $1,897 3.18%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $6,374 3.06%
Sturgis, MI (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,613 2.85%
Fort Polk South, LA (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,145 2.85%
Hastings, NE (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,038 2.72%
Menomonie, WI (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,293 2.50%
Moscow, ID (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,525 3.00%
LIMA, OH (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,270 2.88%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $995,000 $331,667 $5,865 2.75%
SAGINAW, MI (FHA|USDA|VA) 5 $995,000 $199,000 $5,475 2.63%
LaGrange, GA-AL (FHA|USDA|VA) 5 $995,000 $199,000 $3,579 2.70%
Lumberton, NC (FHA|USDA|VA) 4 $980,000 $245,000 $3,639 2.97%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $970,000 $242,500 $4,013 2.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $960,000 $240,000 $7,144 2.66%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $955,000 $318,333 $6,543 2.58%
Ukiah, CA (FHA|USDA|VA) 3 $945,000 $315,000 $4,655 2.92%
Sandusky, OH (FHA|USDA|VA) 5 $945,000 $189,000 $4,677 2.68%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $940,000 $235,000 $4,484 2.25%
Findlay, OH (FHA|USDA|VA) 5 $925,000 $185,000 $3,051 3.08%
WHEELING, WV-OH (FHA|USDA|VA) 4 $920,000 $230,000 $3,464 2.75%
Blackfoot, ID (FHA|USDA|VA) 5 $905,000 $181,000 $3,283 2.90%
Glenwood Springs, CO (FHA|USDA|VA) 3 $905,000 $301,667 $5,066 2.58%
GADSDEN, AL (FHA|USDA|VA) 5 $885,000 $177,000 $1,582 2.55%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $885,000 $177,000 $2,204 2.60%
Huntingdon, PA (FHA|USDA|VA) 4 $880,000 $220,000 $4,717 3.16%
Lewisburg, TN (FHA|USDA|VA) 4 $880,000 $220,000 $2,958 2.78%
Mount Airy, NC (FHA|USDA|VA) 3 $865,000 $288,333 $2,969 3.04%
Forest City, NC (FHA|USDA|VA) 4 $860,000 $215,000 $3,609 3.09%
Hobbs, NM (FHA|USDA|VA) 4 $860,000 $215,000 $3,630 3.13%
MUNCIE, IN (FHA|USDA|VA) 5 $855,000 $171,000 $2,505 3.08%
Kearney, NE (FHA|USDA|VA) 4 $850,000 $212,500 $2,764 3.19%
Holland, MI (FHA|USDA|VA) 4 $850,000 $212,500 $3,662 2.81%
Bucyrus-Galion, OH (FHA|USDA|VA) 5 $845,000 $169,000 $3,222 2.73%
Dayton, TN (FHA|USDA|VA) 5 $845,000 $169,000 $3,838 3.23%
Norwalk, OH (FHA|USDA|VA) 4 $840,000 $210,000 $3,890 2.69%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $830,000 $207,500 $3,745 2.38%
Albemarle, NC (FHA|USDA|VA) 4 $810,000 $202,500 $4,226 2.81%
JONESBORO, AR (FHA|USDA|VA) 4 $800,000 $200,000 $4,456 2.50%
KOKOMO, IN (FHA|USDA|VA) 4 $790,000 $197,500 $3,796 2.59%
Hillsdale, MI (FHA|USDA|VA) 4 $790,000 $197,500 $2,748 3.03%
Wapakoneta, OH (FHA|USDA|VA) 4 $770,000 $192,500 $3,140 2.88%
Norfolk, NE (FHA|USDA|VA) 5 $765,000 $153,000 $2,516 3.05%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $765,000 $153,000 $2,100 3.08%
Newport, TN (FHA|USDA|VA) 3 $755,000 $251,667 $5,806 2.42%
Danville, VA (FHA|USDA|VA) 4 $750,000 $187,500 $1,807 3.34%
Athens, TX (FHA|USDA|VA) 3 $735,000 $245,000 $3,612 2.63%
ALTOONA, PA (FHA|USDA|VA) 4 $730,000 $182,500 $3,791 2.50%
Corsicana, TX (FHA|USDA|VA) 4 $730,000 $182,500 $2,092 3.00%
Athens, OH (FHA|USDA|VA) 3 $725,000 $241,667 $4,763 2.63%
Fort Morgan, CO (FHA|USDA|VA) 3 $725,000 $241,667 $4,697 3.13%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $720,000 $180,000 $3,059 3.28%
Mount Vernon, OH (FHA|USDA|VA) 3 $695,000 $231,667 $5,998 2.83%
Albertville, AL (FHA|USDA|VA) 3 $695,000 $231,667 $3,324 3.04%
Cullowhee, NC (FHA|USDA|VA) 4 $690,000 $172,500 $3,092 2.63%
Toccoa, GA (FHA|USDA|VA) 2 $680,000 $340,000 $6,400 2.50%
Pottsville, PA (FHA|USDA|VA) 3 $675,000 $225,000 $5,870 2.25%
GRAND ISLAND, NE (FHA|USDA|VA) 4 $670,000 $167,500 $3,218 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $670,000 $167,500 $3,901 2.63%
DALTON, GA (FHA|USDA|VA) 3 $665,000 $221,667 $3,988 2.58%
Lawrenceburg, TN (FHA|USDA|VA) 4 $660,000 $165,000 $3,124 3.50%
Rexburg, ID (FHA|USDA|VA) 2 $660,000 $330,000 $6,003 2.94%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $655,000 $218,333 $4,784 2.79%
Lufkin, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,973 2.58%
Plymouth, IN (FHA|USDA|VA) 3 $635,000 $211,667 $3,080 3.00%
Searcy, AR (FHA|USDA|VA) 3 $635,000 $211,667 $4,081 2.58%
HARRISONBURG, VA (FHA|USDA|VA) 3 $615,000 $205,000 $2,247 3.00%
LOGAN, UT-ID (FHA|USDA|VA) 3 $615,000 $205,000 $4,603 2.92%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $605,000 $201,667 $4,320 2.75%
Jasper, AL (FHA|USDA|VA) 4 $600,000 $150,000 $2,334 2.97%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $590,000 $295,000 $3,485 2.75%
Statesboro, GA (FHA|USDA|VA) 3 $585,000 $195,000 $2,237 2.88%
Manitowoc, WI (FHA|USDA|VA) 3 $575,000 $191,667 $2,591 3.04%
Edwards, CO (FHA|USDA|VA) 1 $575,000 $575,000 $10,643 2.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $575,000 $191,667 $3,013 2.58%
North Wilkesboro, NC (FHA|USDA|VA) 3 $575,000 $191,667 $5,345 2.42%
BAY CITY, MI (FHA|USDA|VA) 3 $565,000 $188,333 $2,688 2.96%
Lewisburg, PA (FHA|USDA|VA) 2 $560,000 $280,000 $6,336 3.19%
Chillicothe, OH (FHA|USDA|VA) 3 $555,000 $185,000 $3,423 2.67%
Jacksonville, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,628 2.25%
Vincennes, IN (FHA|USDA|VA) 2 $530,000 $265,000 $5,580 2.50%
Calhoun, GA (FHA|USDA|VA) 3 $525,000 $175,000 $2,113 3.13%
Fremont, OH (FHA|USDA|VA) 3 $525,000 $175,000 $3,370 2.75%
Indiana, PA (FHA|USDA|VA) 2 $520,000 $260,000 $3,929 2.75%
Brevard, NC (FHA|USDA|VA) 2 $510,000 $255,000 $5,288 2.50%
Sunbury, PA (FHA|USDA|VA) 2 $510,000 $255,000 $7,268 2.25%
Sayre, PA (FHA|USDA|VA) 3 $505,000 $168,333 $3,505 2.87%
Troy, AL (FHA|USDA|VA) 3 $505,000 $168,333 $3,413 2.96%
Cedartown, GA (FHA|USDA|VA) 3 $505,000 $168,333 $2,644 2.75%
Salem, OH (FHA|USDA|VA) 2 $500,000 $250,000 $5,410 2.50%
Sidney, OH (FHA|USDA|VA) 2 $500,000 $250,000 $3,060 3.31%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $495,000 $165,000 $1,587 2.92%
KANKAKEE, IL (FHA|USDA|VA) 2 $480,000 $240,000 $2,633 2.75%
Baraboo, WI (FHA|USDA|VA) 2 $480,000 $240,000 $4,387 2.25%
Del Rio, TX (FHA|USDA|VA) 2 $470,000 $235,000 $3,129 3.00%
Richmond, IN (FHA|USDA|VA) 2 $470,000 $235,000 $2,110 3.00%
Cornelia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $3,605 2.50%
Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $5,200 3.25%
Cambridge, MD (FHA|USDA|VA) 2 $450,000 $225,000 $3,023 2.81%
Winnemucca, NV (FHA|USDA|VA) 2 $450,000 $225,000 $5,924 2.94%
Eagle Pass, TX (FHA|USDA|VA) 2 $450,000 $225,000 $5,808 2.88%
Stevens Point, WI (FHA|USDA|VA) 2 $440,000 $220,000 $4,827 3.06%
EspaƱola, NM (FHA|USDA|VA) 2 $440,000 $220,000 $2,949 3.13%
Marion, OH (FHA|USDA|VA) 2 $440,000 $220,000 $3,666 2.75%
Big Rapids, MI (FHA|USDA|VA) 2 $440,000 $220,000 $2,939 3.81%
Zanesville, OH (FHA|USDA|VA) 2 $430,000 $215,000 $4,256 2.50%
Alice, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,477 2.25%
Warsaw, IN (FHA|USDA|VA) 2 $420,000 $210,000 $4,662 2.50%
Marquette, MI (FHA|USDA|VA) 2 $420,000 $210,000 $2,309 3.50%
Shawnee, OK (FHA|USDA|VA) 2 $420,000 $210,000 $5,873 2.50%
Ottawa, IL (FHA|USDA|VA) 2 $410,000 $205,000 $3,220 2.75%
Thomasville, GA (FHA|USDA|VA) 2 $410,000 $205,000 $3,550 2.75%
Huntington, IN (FHA|USDA|VA) 2 $410,000 $205,000 $2,659 2.69%
MANSFIELD, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,154 2.50%
Dublin, GA (FHA|USDA|VA) 2 $410,000 $205,000 $4,052 2.25%
Ruidoso, NM (FHA|USDA|VA) 1 $405,000 $405,000 $6,263 3.25%
Laurinburg, NC (FHA|USDA|VA) 2 $400,000 $200,000 $1,396 3.81%
Marion, IN (FHA|USDA|VA) 2 $400,000 $200,000 $3,259 2.75%
Traverse City, MI (FHA|USDA|VA) 2 $400,000 $200,000 $4,768 2.56%
Hailey, ID (FHA|USDA|VA) 1 $395,000 $395,000 $8,954 2.88%
Bay City, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,685 2.94%
Lincoln, IL (FHA|USDA|VA) 2 $390,000 $195,000 $5,231 2.87%
Americus, GA (FHA|USDA|VA) 2 $390,000 $195,000 $1,790 3.13%
Coshocton, OH (FHA|USDA|VA) 1 $385,000 $385,000 $5,758 2.25%
Kerrville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $4,176 2.94%
Athens, TN (FHA|USDA|VA) 2 $380,000 $190,000 $1,926 2.94%
Susanville, CA (FHA|USDA|VA) 2 $380,000 $190,000 $3,406 2.56%
Rockingham, NC (FHA|USDA|VA) 1 $375,000 $375,000 $8,085 2.75%
Lock Haven, PA (FHA|USDA|VA) 1 $365,000 $365,000 $4,041 2.75%
DECATUR, IL (FHA|USDA|VA) 1 $365,000 $365,000 $5,904 2.75%
Gaffney, SC (FHA|USDA|VA) 2 $360,000 $180,000 $4,274 2.75%
Somerset, PA (FHA|USDA|VA) 2 $350,000 $175,000 $2,978 3.31%
Uvalde, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,654 2.75%
Martinsville, VA (FHA|USDA|VA) 2 $340,000 $170,000 $1,165 3.13%
Shelby, NC (FHA|USDA|VA) 2 $340,000 $170,000 $1,407 2.94%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $340,000 $170,000 $2,689 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,201 2.50%
Paragould, AR (FHA|USDA|VA) 2 $330,000 $165,000 $3,851 2.75%
Frankfort, IN (FHA|USDA|VA) 2 $330,000 $165,000 $4,051 2.75%
Bainbridge, GA (FHA|USDA|VA) 2 $330,000 $165,000 $1,170 3.00%
Minden, LA (FHA|USDA|VA) 1 $315,000 $315,000 $4,538 3.25%
Scottsbluff, NE (FHA|USDA|VA) 2 $310,000 $155,000 $1,590 2.88%
Tifton, GA (FHA|USDA|VA) 1 $305,000 $305,000 $8,315 2.50%
Gainesville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,601 2.75%
Los Alamos, NM (FHA|USDA|VA) 1 $295,000 $295,000 $4,506 2.75%
Meadville, PA (FHA|USDA|VA) 2 $290,000 $145,000 $2,200 2.94%
McAlester, OK (FHA|USDA|VA) 1 $285,000 $285,000 $5,439 2.75%
Urbana, OH (FHA|USDA|VA) 1 $285,000 $285,000 $1,889 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $280,000 $140,000 $1,472 2.94%
Palestine, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,034 2.40%
DuBois, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,369 2.25%
Ada, OK (FHA|USDA|VA) 1 $255,000 $255,000 $5,217 2.75%
Levelland, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,212 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,032 2.75%
Kendallville, IN (FHA|USDA|VA) 1 $245,000 $245,000 $6,107 2.75%
Sweetwater, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,632 2.88%
Okeechobee, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,208 2.88%
Orangeburg, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,801 3.25%
Brenham, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,948 2.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,640 2.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,589 2.25%
Portales, NM (FHA|USDA|VA) 1 $225,000 $225,000 $2,982 3.75%
New Castle, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,133 3.25%
Rochelle, IL (FHA|USDA|VA) 1 $215,000 $215,000 $4,333 2.75%
McMinnville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,523 2.75%
Brownsville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,305 2.25%
Clewiston, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,841 2.75%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,670 2.75%
Galesburg, IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,682 2.75%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $3,649 2.75%
Bogalusa, LA (FHA|USDA|VA) 1 $195,000 $195,000 $4,157 2.75%
Central City, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,986 2.75%
North Platte, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,163 2.75%
Summerville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $1,261 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,112 2.75%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,386 2.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,222 2.75%
Mountain Home, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,145 2.75%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,088 4.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $175,000 $175,000 $4,435 2.25%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,915 2.25%
Effingham, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,370 2.75%
Deming, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,264 2.75%
Macomb, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,883 2.25%
Escanaba, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,706 2.25%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,909 2.25%
Centralia, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,775 2.75%
Marietta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,333 3.63%
Harrison, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,218 2.25%
Logansport, IN (FHA|USDA|VA) 1 $165,000 $165,000 $5,069 2.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,810 2.75%
Oil City, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,844 3.63%
Henderson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,676 2.25%
Sterling, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,981 4.25%
Platteville, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,650 3.63%
Greenville, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,278 2.25%
Bonham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,983 3.75%
Paris, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,488 3.63%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,949 2.25%
Big Stone Gap, VA (FHA|USDA|VA) 1 $155,000 $155,000 $2,124 2.75%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,257 2.25%
Ponca City, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,085 2.75%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,945 2.88%
Ashland, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,443 2.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,494 2.25%
Eufaula, AL-GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,589 3.13%
Jennings, LA (FHA|USDA|VA) 1 $145,000 $145,000 $2,219 3.63%
Lexington, NE (FHA|USDA|VA) 1 $145,000 $145,000 $3,767 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,970 2.75%
Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,287 3.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,593 2.25%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,027 2.88%
Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,990 2.75%
Gallup, NM (FHA|USDA|VA) 1 $115,000 $115,000 $4,579 2.25%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,418 2.75%
Blytheville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,393 2.75%
Clearpath Lending's top markets include Washington, Phoenix, Las Vegas, Riverside, and Dallas among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 19,993 $5,485,485,000 $274,370 $4,581 2.78%
    FHA 246 $65,660,000 $266,911 $6,088 3.35%
    Conventional 49 $15,835,000 $323,163 $5,198 3.59%

    For 2020, Clearpath Lending's most frequently originated type of loan was VA, with 19,993 originations. Their 2nd most popular type was FHA, with 246 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 20,154 $5,528,240,000 $274,300 $4,578 2.78%
    Cash Out Refi 127 $35,755,000 $281,535 $8,191 3.45%
    Home Purchase 7 $2,985,000 $426,429 $6,414 3.81%

    For 2020, Clearpath Lending's most frequently cited loan purpose was Refi, with 20,154 originations. The 2nd most popular reason was Cash Out Refi, with 127 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 19,938 $5,484,200,000 $275,063 $4,602 2.79%
    Other 212 $52,050,000 $245,519 $4,791 2.67%
    20 Year 86 $19,320,000 $224,651 $4,761 2.56%
    15 Year 50 $10,760,000 $215,200 $3,054 2.85%
    30+ year 2 $650,000 $325,000 $4,817 3.19%

    For 2020, Clearpath Lending's most frequently cited loan duration was 30 Year, with 19,938 originations. The 2nd most popular length was Other, with 212 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,385 $1,260,615,000 $234,097
    $1k-2k 4,714 $1,183,730,000 $251,109
    $2k-3k 3,437 $895,305,000 $260,490
    $3k-4k 2,598 $731,230,000 $281,459
    $5k+ 2,353 $944,635,000 $401,460
    $4k-5k 1,799 $551,105,000 $306,340

    Clearpath Lending's average total fees were $4,602, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,385 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,737 $2,960,605,000 $275,739
    <2.5% 5,396 $1,528,850,000 $283,330
    3-4% 4,019 $1,046,465,000 $260,379
    4-5% 134 $30,420,000 $227,015
    5-6% 2 $640,000 $320,000

    During 2020, Clearpath Lending's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,737 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 11,936 $3,300,920,000 $276,552 $4,687 2.77%
    $100k-200k 5,836 $980,400,000 $167,992 $3,177 2.85%
    $400k-600k 2,069 $968,645,000 $468,171 $6,885 2.73%
    $600k-1MM 427 $296,655,000 $694,742 $10,040 2.77%
    $1MM+ 17 $20,095,000 $1,182,059 $18,774 2.50%
    $100,000 or less 3 $265,000 $88,333 $2,426 3.17%

    2020 saw Clearpath Lending place emphasis on $200k-400k loans with 11,936 originations, totaling $3,300,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 20,134 $5,520,150,000 $274,171 $4,581 2.78%
    $50k-75k 52 $12,770,000 $245,577 $7,123 3.52%
    $75k-100k 46 $12,090,000 $262,826 $6,850 3.27%
    $100k-150k 35 $12,585,000 $359,571 $8,281 3.41%
    $150k-250k 15 $6,735,000 $449,000 $6,940 3.44%
    $250k+ 4 $2,140,000 $535,000 $4,450 3.31%

    Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 20,134 originations. The second most popular income band? $50k-75k, with 52 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 33 $9,635,000 $291,970 $6,897 3.50%
    20-30% 26 $7,360,000 $283,077 $6,791 3.35%
    50-60% 12 $4,160,000 $346,667 $12,627 3.33%
    40% 9 $2,035,000 $226,111 $7,792 3.71%
    44% 8 $2,490,000 $311,250 $4,956 3.28%
    <20% 7 $2,195,000 $313,571 $5,846 2.95%
    36% 7 $1,645,000 $235,000 $8,147 3.32%
    37% 7 $1,685,000 $240,714 $7,618 3.77%
    38% 7 $2,195,000 $313,571 $8,959 3.39%
    42% 7 $1,925,000 $275,000 $8,324 3.64%
    43% 6 $1,740,000 $290,000 $5,052 3.85%
    41% 6 $1,800,000 $300,000 $6,483 3.78%
    47% 6 $1,680,000 $280,000 $5,584 3.56%
    49% 5 $1,585,000 $317,000 $6,800 3.18%
    39% 5 $1,265,000 $253,000 $6,030 3.58%
    46% 3 $1,675,000 $558,333 $1,261 3.25%
    >60% 3 $975,000 $325,000 $10,197 3.46%
    48% 3 $905,000 $301,667 $12,061 3.46%
    45% 3 $915,000 $305,000 $15,325 3.04%

    Clearpath Lending lent most frequently to those with DTI ratios of 30-36%, with 33 originations. The next most common DTI ratio? 20-30%, with 26 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,461 $4,192,945,000 $271,195 $4,630 2.78%
    Black 4,132 $1,141,680,000 $276,302 $4,371 2.84%
    Asian 435 $149,805,000 $344,379 $5,641 2.74%
    Native Hawaiian or Islander 112 $38,410,000 $342,946 $5,190 2.81%
    American Indian 97 $28,905,000 $297,990 $4,374 2.79%
    Not provided 51 $15,235,000 $298,725 $4,603 2.69%

    Approval Rates

    Total approvals of all applications
    95.55%

    Clearpath Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    89.04%

    Clearpath Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,288 $5,566,980,000 $274,398

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 89 $17,465,000 $196,236
    Single Family (1-4 Units):Site-Built 20,199 $5,549,515,000 $274,742

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5 $1,475,000 $295,000 $3,355 3.10%
    40-60% 27 $7,545,000 $279,444 $5,731 2.94%
    60-80% 1,416 $290,450,000 $205,120 $3,797 2.80%
    80-100% 18,832 $5,264,930,000 $279,574 $4,659 2.79%
    Over 100% 6 $2,020,000 $336,667 $6,720 3.10%
    Under 20% 2 $560,000 $280,000 $4,060 2.81%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    ClearPath Lending VA mortgage Applying for a mortgage or refinancing an existing mortgage 10 83.3%
    ClearPath Lending VA mortgage Closing on a mortgage 2 16.7%