Clearpath Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300G5DVGM0ZHRQC33

Tax ID: 45-5510883

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Mortgage Data

Review & Overview

Clearpath Lending is a mid-sized mortgage company specializing in Refi loans. Clearpath Lending has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Phoenix, Las Vegas, Riverside, and Virginia Beach among others. We have data for 525 markets. (Some data included below & more in-depth data is available with an active subscription.)

Clearpath Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 11/17/24
30 Year Conventional Refi 6.59% 11/17/24
30 Year Cash-out Refi 6.70% 11/17/24
30 Year FHA Refi 7.08% 11/17/24
30 Year VA Purchase 6.24% 11/17/24
30 Year VA Refi 5.67% 11/17/24
15 Year Conventional Refi 6.68% 11/17/24
15 Year Cash-out Refi 6.68% 11/17/24
15 Year VA Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Clearpath Lending Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,097

Origination Dollar Volume (All Markets)

$3,550,085,000
Show all (251) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 490 $205,130,000 $418,633 $6,470 2.30%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 541 $146,995,000 $271,710 $4,826 2.31%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 440 $130,970,000 $297,659 $5,131 2.30%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 343 $114,145,000 $332,784 $5,422 2.35%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 358 $96,390,000 $269,246 $4,563 2.33%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 347 $96,245,000 $277,363 $4,383 2.31%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 345 $91,115,000 $264,101 $4,427 2.30%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 371 $91,035,000 $245,377 $4,269 2.33%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 197 $83,635,000 $424,543 $6,625 2.30%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 181 $78,305,000 $432,624 $6,513 2.22%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 300 $73,790,000 $245,967 $4,346 2.37%
Outside of Metro Areas 313 $71,875,000 $229,633 $4,245 2.34%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 203 $69,705,000 $343,374 $5,443 2.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 180 $59,630,000 $331,278 $5,878 2.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 235 $58,915,000 $250,702 $4,184 2.33%
URBAN HONOLULU, HI (FHA|USDA|VA) 102 $54,410,000 $533,431 $8,051 2.24%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 150 $51,540,000 $343,600 $5,243 2.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 214 $51,450,000 $240,421 $4,514 2.32%
COLORADO SPRINGS, CO (FHA|USDA|VA) 163 $47,805,000 $293,282 $4,956 2.29%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 168 $44,710,000 $266,131 $5,100 2.35%
JACKSONVILLE, FL (FHA|USDA|VA) 178 $44,450,000 $249,719 $4,671 2.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 157 $41,095,000 $261,752 $4,591 2.32%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 149 $39,535,000 $265,336 $4,905 2.38%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 120 $36,140,000 $301,167 $4,960 2.34%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 127 $33,845,000 $266,496 $4,595 2.32%
TUCSON, AZ (FHA|USDA|VA) 145 $33,665,000 $232,172 $4,026 2.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 109 $32,995,000 $302,706 $5,716 2.35%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 111 $30,555,000 $275,270 $4,954 2.31%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 134 $29,310,000 $218,731 $3,563 2.36%
FAYETTEVILLE, NC (FHA|USDA|VA) 132 $28,780,000 $218,030 $3,822 2.37%
RALEIGH-CARY, NC (FHA|USDA|VA) 99 $28,415,000 $287,020 $4,470 2.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 55 $28,265,000 $513,909 $7,149 2.32%
ALBUQUERQUE, NM (FHA|USDA|VA) 120 $27,710,000 $230,917 $4,625 2.33%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 117 $25,795,000 $220,470 $3,756 2.32%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 117 $25,505,000 $217,991 $3,832 2.34%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 96 $25,210,000 $262,604 $4,652 2.31%
RENO, NV (FHA|USDA|VA) 78 $25,090,000 $321,667 $5,152 2.25%
BOISE CITY, ID (FHA|USDA|VA) 81 $24,555,000 $303,148 $6,770 2.37%
COLUMBIA, SC (FHA|USDA|VA) 94 $22,020,000 $234,255 $4,656 2.41%
COLUMBUS, OH (FHA|USDA|VA) 85 $21,645,000 $254,647 $5,026 2.27%
RICHMOND, VA (FHA|USDA|VA) 85 $21,555,000 $253,588 $4,455 2.32%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 80 $18,570,000 $232,125 $4,982 2.33%
EL PASO, TX (FHA|USDA|VA) 83 $17,935,000 $216,084 $3,729 2.33%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 69 $17,645,000 $255,725 $5,480 2.29%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 73 $17,445,000 $238,973 $4,197 2.34%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 72 $17,080,000 $237,222 $3,919 2.30%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 38 $16,630,000 $437,632 $7,406 2.28%
VALLEJO, CA (FHA|USDA|VA) 41 $16,615,000 $405,244 $6,780 2.29%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 73 $16,405,000 $224,726 $3,738 2.37%
STOCKTON, CA (FHA|USDA|VA) 47 $16,035,000 $341,170 $5,795 2.29%
HUNTSVILLE, AL (FHA|USDA|VA) 58 $15,340,000 $264,483 $3,810 2.27%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 55 $15,155,000 $275,545 $4,838 2.27%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 60 $14,360,000 $239,333 $4,185 2.31%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 64 $14,230,000 $222,344 $3,768 2.39%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 65 $14,075,000 $216,538 $4,709 2.39%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 52 $13,120,000 $252,308 $4,837 2.29%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 48 $13,050,000 $271,875 $4,625 2.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 54 $12,880,000 $238,519 $4,482 2.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 53 $12,585,000 $237,453 $4,540 2.29%
FRESNO, CA (FHA|USDA|VA) 51 $12,585,000 $246,765 $4,834 2.30%
BAKERSFIELD, CA (FHA|USDA|VA) 55 $12,435,000 $226,091 $3,403 2.32%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 55 $12,335,000 $224,273 $4,392 2.37%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 54 $12,260,000 $227,037 $4,113 2.34%
KNOXVILLE, TN (FHA|USDA|VA) 46 $12,090,000 $262,826 $4,728 2.31%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 50 $11,640,000 $232,800 $3,627 2.27%
PITTSBURGH, PA (FHA|USDA|VA) 53 $11,515,000 $217,264 $4,988 2.26%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 45 $11,315,000 $251,444 $4,658 2.34%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 51 $11,165,000 $218,922 $3,754 2.32%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 50 $10,960,000 $219,200 $3,815 2.34%
JACKSONVILLE, NC (FHA|USDA|VA) 52 $9,990,000 $192,115 $3,742 2.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 41 $9,955,000 $242,805 $4,661 2.42%
SAVANNAH, GA (FHA|USDA|VA) 39 $9,785,000 $250,897 $4,096 2.36%
PORT ST. LUCIE, FL (FHA|USDA|VA) 36 $9,500,000 $263,889 $4,631 2.34%
ST. LOUIS, MO-IL (FHA|USDA|VA) 41 $9,465,000 $230,854 $4,582 2.26%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $9,335,000 $266,714 $4,481 2.39%
Outside of Metro Areas 30 $8,980,000 $299,333 $6,737 2.40%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 37 $8,715,000 $235,541 $4,042 2.32%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 39 $8,525,000 $218,590 $4,195 2.32%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 36 $8,320,000 $231,111 $4,115 2.36%
GREELEY, CO (FHA|USDA|VA) 29 $8,225,000 $283,621 $4,519 2.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $7,915,000 $226,143 $5,098 2.32%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 30 $7,770,000 $259,000 $5,445 2.38%
Fernley, NV (FHA|USDA|VA) 29 $7,685,000 $265,000 $4,292 2.32%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 16 $7,570,000 $473,125 $6,126 2.27%
OCALA, FL (FHA|USDA|VA) 35 $7,455,000 $213,000 $3,501 2.28%
YUMA, AZ (FHA|USDA|VA) 34 $7,430,000 $218,529 $3,740 2.42%
Pahrump, NV (FHA|USDA|VA) 31 $7,255,000 $234,032 $4,688 2.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 26 $7,190,000 $276,538 $5,341 2.26%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $7,030,000 $219,688 $4,071 2.40%
REDDING, CA (FHA|USDA|VA) 30 $6,740,000 $224,667 $5,237 2.40%
MODESTO, CA (FHA|USDA|VA) 23 $6,715,000 $291,957 $5,652 2.45%
LOUISVILLE, KY (FHA|USDA|VA) 32 $6,700,000 $209,375 $4,182 2.27%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 14 $6,500,000 $464,286 $6,120 2.18%
WINSTON-SALEM, NC (FHA|USDA|VA) 31 $6,445,000 $207,903 $4,256 2.34%
MADISON, WI (FHA|USDA|VA) 22 $6,350,000 $288,636 $4,376 2.26%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 25 $6,335,000 $253,400 $5,363 2.27%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 19 $6,325,000 $332,895 $5,733 2.28%
PANAMA CITY, FL (FHA|USDA|VA) 27 $6,215,000 $230,185 $4,705 2.32%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 30 $6,170,000 $205,667 $4,097 2.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 27 $6,165,000 $228,333 $3,521 2.28%
PUEBLO, CO (FHA|USDA|VA) 29 $6,145,000 $211,897 $3,990 2.41%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 30 $6,050,000 $201,667 $3,404 2.35%
YORK-HANOVER, PA (FHA|USDA|VA) 25 $5,945,000 $237,800 $5,022 2.34%
LAS CRUCES, NM (FHA|USDA|VA) 28 $5,840,000 $208,571 $3,870 2.32%
SALINAS, CA (FHA|USDA|VA) 13 $5,785,000 $445,000 $5,735 2.30%
MONTGOMERY, AL (FHA|USDA|VA) 26 $5,780,000 $222,308 $3,100 2.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 28 $5,660,000 $202,143 $4,243 2.34%
YUBA CITY, CA (FHA|USDA|VA) 21 $5,655,000 $269,286 $4,643 2.24%
VISALIA, CA (FHA|USDA|VA) 24 $5,640,000 $235,000 $4,558 2.41%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $5,490,000 $392,143 $6,121 2.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 21 $5,485,000 $261,190 $5,178 2.17%
ASHEVILLE, NC (FHA|USDA|VA) 19 $5,455,000 $287,105 $5,039 2.36%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $5,285,000 $587,222 $4,758 2.28%
BATON ROUGE, LA (FHA|USDA|VA) 24 $5,280,000 $220,000 $4,587 2.32%
COLUMBUS, GA-AL (FHA|USDA|VA) 26 $5,240,000 $201,538 $3,750 2.28%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $5,120,000 $256,000 $5,441 2.35%
SUMTER, SC (FHA|USDA|VA) 25 $5,035,000 $201,400 $4,574 2.43%
WILMINGTON, NC (FHA|USDA|VA) 18 $4,970,000 $276,111 $3,393 2.46%
WARNER ROBINS, GA (FHA|USDA|VA) 26 $4,860,000 $186,923 $3,347 2.27%
MOBILE, AL (FHA|USDA|VA) 24 $4,650,000 $193,750 $4,183 2.27%
FORT COLLINS, CO (FHA|USDA|VA) 16 $4,640,000 $290,000 $5,229 2.27%
THE VILLAGES, FL (FHA|USDA|VA) 16 $4,580,000 $286,250 $3,947 2.24%
AKRON, OH (FHA|USDA|VA) 21 $4,575,000 $217,857 $4,370 2.35%
NEW BERN, NC (FHA|USDA|VA) 19 $4,565,000 $240,263 $4,777 2.26%
HINESVILLE, GA (FHA|USDA|VA) 24 $4,550,000 $189,583 $3,690 2.33%
PUNTA GORDA, FL (FHA|USDA|VA) 21 $4,505,000 $214,524 $3,381 2.29%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $4,375,000 $208,333 $3,457 2.42%
BILLINGS, MT (FHA|USDA|VA) 18 $4,290,000 $238,333 $5,399 2.34%
WINCHESTER, VA-WV (FHA|USDA|VA) 14 $4,220,000 $301,429 $4,830 2.35%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 19 $4,145,000 $218,158 $4,286 2.28%
MERCED, CA (FHA|USDA|VA) 13 $4,085,000 $314,231 $4,442 2.33%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 19 $4,065,000 $213,947 $4,052 2.41%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 19 $3,975,000 $209,211 $3,842 2.30%
TYLER, TX (FHA|USDA|VA) 16 $3,850,000 $240,625 $5,786 2.27%
Fallon, NV (FHA|USDA|VA) 16 $3,810,000 $238,125 $6,879 2.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,700,000 $370,000 $9,460 2.43%
MIDLAND, TX (FHA|USDA|VA) 12 $3,660,000 $305,000 $6,117 2.25%
SPARTANBURG, SC (FHA|USDA|VA) 16 $3,610,000 $225,625 $5,315 2.35%
GRAND JUNCTION, CO (FHA|USDA|VA) 16 $3,600,000 $225,000 $4,582 2.27%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $3,550,000 $295,833 $5,632 2.33%
ROANOKE, VA (FHA|USDA|VA) 18 $3,470,000 $192,778 $3,762 2.39%
READING, PA (FHA|USDA|VA) 16 $3,460,000 $216,250 $4,580 2.28%
Kalispell, MT (FHA|USDA|VA) 11 $3,425,000 $311,364 $5,580 2.25%
Helena, MT (FHA|USDA|VA) 12 $3,420,000 $285,000 $3,928 2.25%
TOLEDO, OH (FHA|USDA|VA) 17 $3,405,000 $200,294 $3,686 2.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 16 $3,400,000 $212,500 $3,726 2.38%
CARSON CITY, NV (FHA|USDA|VA) 12 $3,380,000 $281,667 $3,865 2.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,350,000 $418,750 $5,235 2.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 18 $3,320,000 $184,444 $3,449 2.42%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $3,265,000 $362,778 $3,781 2.53%
ABILENE, TX (FHA|USDA|VA) 16 $3,210,000 $200,625 $4,226 2.40%
St. Marys, GA (FHA|USDA|VA) 12 $3,210,000 $267,500 $4,842 2.17%
GOLDSBORO, NC (FHA|USDA|VA) 16 $3,170,000 $198,125 $3,061 2.29%
SANTA FE, NM (FHA|USDA|VA) 11 $3,145,000 $285,909 $4,977 2.25%
LINCOLN, NE (FHA|USDA|VA) 15 $3,135,000 $209,000 $2,932 2.33%
Hilo, HI (FHA|USDA|VA) 10 $3,090,000 $309,000 $5,635 2.25%
LANCASTER, PA (FHA|USDA|VA) 14 $3,010,000 $215,000 $4,554 2.34%
STAUNTON, VA (FHA|USDA|VA) 11 $2,995,000 $272,273 $4,299 2.25%
AMARILLO, TX (FHA|USDA|VA) 15 $2,995,000 $199,667 $3,784 2.36%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 14 $2,980,000 $212,857 $4,448 2.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 14 $2,790,000 $199,286 $3,341 2.17%
Sevierville, TN (FHA|USDA|VA) 12 $2,770,000 $230,833 $4,570 2.51%
WACO, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $5,501 2.26%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $2,700,000 $270,000 $4,387 2.38%
GAINESVILLE, GA (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,557 2.15%
GREAT FALLS, MT (FHA|USDA|VA) 13 $2,675,000 $205,769 $4,857 2.32%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 10 $2,530,000 $253,000 $3,146 2.35%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $2,525,000 $194,231 $4,717 2.32%
MADERA, CA (FHA|USDA|VA) 9 $2,475,000 $275,000 $3,845 2.42%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,195 2.45%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,938 2.45%
MISSOULA, MT (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,035 2.30%
VALDOSTA, GA (FHA|USDA|VA) 13 $2,365,000 $181,923 $2,701 2.23%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,325,000 $332,143 $3,823 2.27%
EL CENTRO, CA (FHA|USDA|VA) 10 $2,310,000 $231,000 $3,383 2.45%
GREEN BAY, WI (FHA|USDA|VA) 10 $2,310,000 $231,000 $3,500 2.31%
IDAHO FALLS, ID (FHA|USDA|VA) 10 $2,240,000 $224,000 $5,967 2.36%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,850 2.35%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $2,215,000 $201,364 $3,026 2.41%
Show Low, AZ (FHA|USDA|VA) 11 $2,185,000 $198,636 $3,322 2.41%
MORRISTOWN, TN (FHA|USDA|VA) 11 $2,155,000 $195,909 $2,942 2.55%
BOULDER, CO (FHA|USDA|VA) 8 $2,150,000 $268,750 $3,116 2.23%
FORT SMITH, AR-OK (FHA|USDA|VA) 9 $2,145,000 $238,333 $3,968 2.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $2,140,000 $267,500 $5,044 2.19%
Elizabeth City, NC (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,479 2.25%
LAFAYETTE, LA (FHA|USDA|VA) 11 $2,105,000 $191,364 $3,632 2.55%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 9 $2,105,000 $233,889 $3,660 2.36%
Enterprise, AL (FHA|USDA|VA) 9 $2,105,000 $233,889 $3,556 2.36%
NAPA, CA (FHA|USDA|VA) 4 $2,090,000 $522,500 $7,380 2.38%
RACINE, WI (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,297 2.31%
FORT WAYNE, IN (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,181 2.35%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $1,975,000 $179,545 $3,404 2.47%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,940,000 $242,500 $3,363 2.25%
WICHITA FALLS, TX (FHA|USDA|VA) 10 $1,940,000 $194,000 $2,716 2.32%
POCATELLO, ID (FHA|USDA|VA) 8 $1,930,000 $241,250 $5,104 2.42%
Alamogordo, NM (FHA|USDA|VA) 9 $1,895,000 $210,556 $3,712 2.31%
MUSKEGON, MI (FHA|USDA|VA) 9 $1,885,000 $209,444 $4,220 2.53%
GETTYSBURG, PA (FHA|USDA|VA) 9 $1,875,000 $208,333 $4,116 2.22%
DOTHAN, AL (FHA|USDA|VA) 9 $1,865,000 $207,222 $3,036 2.28%
LONGVIEW, TX (FHA|USDA|VA) 10 $1,850,000 $185,000 $2,775 2.50%
APPLETON, WI (FHA|USDA|VA) 9 $1,835,000 $203,889 $3,535 2.49%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $1,835,000 $203,889 $2,659 2.36%
ANN ARBOR, MI (FHA|USDA|VA) 7 $1,825,000 $260,714 $3,581 2.25%
Roswell, NM (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,633 2.38%
Morehead City, NC (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,366 2.31%
Granbury, TX (FHA|USDA|VA) 8 $1,810,000 $226,250 $3,976 2.23%
PEORIA, IL (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,177 2.26%
FLINT, MI (FHA|USDA|VA) 9 $1,805,000 $200,556 $3,344 2.53%
Whitewater, WI (FHA|USDA|VA) 9 $1,785,000 $198,333 $4,284 2.32%
Milledgeville, GA (FHA|USDA|VA) 5 $1,785,000 $357,000 $4,542 2.45%
Durango, CO (FHA|USDA|VA) 5 $1,775,000 $355,000 $4,490 2.20%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,765,000 $252,143 $6,301 2.25%
BATTLE CREEK, MI (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,062 2.33%
MEDFORD, OR (FHA|USDA|VA) 6 $1,740,000 $290,000 $4,608 2.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,735,000 $247,857 $4,754 2.48%
JACKSON, TN (FHA|USDA|VA) 8 $1,720,000 $215,000 $3,684 2.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 10 $1,710,000 $171,000 $3,664 2.25%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,700,000 $212,500 $2,215 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,818 2.31%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,660,000 $415,000 $8,939 2.44%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,655,000 $236,429 $4,034 2.36%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,645,000 $548,333 $8,153 2.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,635,000 $233,571 $2,810 2.11%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,720 2.31%
CaƱon City, CO (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,311 2.43%
Nogales, AZ (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,319 2.27%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,772 2.39%
FOND DU LAC, WI (FHA|USDA|VA) 8 $1,560,000 $195,000 $2,911 2.28%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,545,000 $220,714 $5,878 2.43%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,540,000 $154,000 $2,617 2.61%
FLORENCE, SC (FHA|USDA|VA) 8 $1,540,000 $192,500 $3,756 2.45%
MONROE, MI (FHA|USDA|VA) 7 $1,535,000 $219,286 $4,949 2.32%
LUBBOCK, TX (FHA|USDA|VA) 9 $1,515,000 $168,333 $2,900 2.38%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,510,000 $251,667 $8,901 2.35%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,505,000 $215,000 $5,960 2.57%
JONESBORO, AR (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,806 2.32%
Georgetown, SC (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,959 2.25%
BEND, OR (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,315 2.28%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,435,000 $205,000 $4,802 2.23%
SPRINGFIELD, OH (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,380 2.50%
Sanford, NC (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,477 2.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $1,360,000 $226,667 $4,142 2.50%
ODESSA, TX (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,086 2.28%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,395 2.45%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,019 2.11%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,295,000 $259,000 $2,259 2.15%
Adrian, MI (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,317 2.15%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,456 2.25%
Mountain Home, ID (FHA|USDA|VA) 6 $1,290,000 $215,000 $3,525 2.52%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,620 2.36%
Shelbyville, TN (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,005 2.31%
Beaver Dam, WI (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,654 2.22%
LAREDO, TX (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,139 2.42%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,489 2.55%
Clearlake, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,121 2.35%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,906 2.15%
Chillicothe, OH (FHA|USDA|VA) 5 $1,215,000 $243,000 $3,930 2.50%
Payson, AZ (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,553 2.25%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,210,000 $201,667 $4,262 2.17%
SALEM, OR (FHA|USDA|VA) 6 $1,200,000 $200,000 $3,219 2.27%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $1,190,000 $297,500 $7,103 2.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,768 2.43%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,172 2.40%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,175,000 $235,000 $3,320 2.35%
Bozeman, MT (FHA|USDA|VA) 3 $1,175,000 $391,667 $8,015 2.58%
Ukiah, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $5,565 2.08%
JACKSON, MI (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,743 2.32%
Kapaa, HI (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,692 2.25%
Red Bluff, CA (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,162 2.15%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,973 2.15%
Crossville, TN (FHA|USDA|VA) 4 $1,100,000 $275,000 $9,063 2.69%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,019 2.25%
Stevens Point, WI (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,058 2.35%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,266 2.40%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,536 2.17%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,392 2.52%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,476 2.13%
Montrose, CO (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,978 2.25%
Forest City, NC (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,980 2.35%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,693 2.48%
Athens, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,460 2.45%
SAN ANGELO, TX (FHA|USDA|VA) 4 $990,000 $247,500 $2,927 2.13%
Richmond-Berea, KY (FHA|USDA|VA) 5 $985,000 $197,000 $3,272 2.40%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $985,000 $197,000 $3,426 2.45%
Fort Polk South, LA (FHA|USDA|VA) 5 $975,000 $195,000 $4,366 2.45%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $970,000 $242,500 $5,239 2.41%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $965,000 $193,000 $4,062 2.30%
Klamath Falls, OR (FHA|USDA|VA) 4 $950,000 $237,500 $6,752 2.16%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $940,000 $235,000 $5,498 2.25%
LIMA, OH (FHA|USDA|VA) 5 $935,000 $187,000 $3,161 2.35%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $930,000 $232,500 $4,449 2.38%
Baraboo, WI (FHA|USDA|VA) 4 $920,000 $230,000 $4,233 2.31%
DECATUR, AL (FHA|USDA|VA) 5 $915,000 $183,000 $2,134 2.25%
TWIN FALLS, ID (FHA|USDA|VA) 5 $905,000 $181,000 $3,322 2.25%
Shelby, NC (FHA|USDA|VA) 5 $905,000 $181,000 $4,607 2.25%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $860,000 $215,000 $3,868 2.38%
Jefferson, GA (FHA|USDA|VA) 4 $850,000 $212,500 $3,460 2.59%
Holland, MI (FHA|USDA|VA) 4 $850,000 $212,500 $3,262 2.28%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $850,000 $212,500 $3,208 2.25%
HARRISONBURG, VA (FHA|USDA|VA) 5 $845,000 $169,000 $2,551 2.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $845,000 $281,667 $5,178 2.25%
Manitowoc, WI (FHA|USDA|VA) 5 $845,000 $169,000 $2,761 2.45%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $805,000 $161,000 $1,903 2.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $805,000 $161,000 $5,195 2.15%
Lake City, FL (FHA|USDA|VA) 4 $800,000 $200,000 $3,116 2.25%
Sandpoint, ID (FHA|USDA|VA) 3 $795,000 $265,000 $5,426 2.33%
Marion, OH (FHA|USDA|VA) 5 $795,000 $159,000 $5,494 2.25%
EspaƱola, NM (FHA|USDA|VA) 4 $780,000 $195,000 $3,337 2.63%
HAMMOND, LA (FHA|USDA|VA) 5 $775,000 $155,000 $3,709 2.35%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $760,000 $190,000 $4,743 2.50%
LEBANON, PA (FHA|USDA|VA) 4 $760,000 $190,000 $4,109 2.25%
Breckenridge, CO (FHA|USDA|VA) 2 $760,000 $380,000 $5,140 2.00%
Hailey, ID (FHA|USDA|VA) 2 $760,000 $380,000 $7,258 2.25%
Ashtabula, OH (FHA|USDA|VA) 3 $755,000 $251,667 $5,664 2.42%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $750,000 $187,500 $3,246 2.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $750,000 $187,500 $2,319 2.50%
Elko, NV (FHA|USDA|VA) 3 $745,000 $248,333 $4,030 2.42%
Crescent City, CA (FHA|USDA|VA) 3 $745,000 $248,333 $4,600 2.29%
NILES, MI (FHA|USDA|VA) 3 $745,000 $248,333 $5,043 2.08%
Albertville, AL (FHA|USDA|VA) 4 $740,000 $185,000 $3,831 2.25%
Winnemucca, NV (FHA|USDA|VA) 3 $735,000 $245,000 $4,715 2.63%
ROCKFORD, IL (FHA|USDA|VA) 4 $730,000 $182,500 $3,472 2.41%
VICTORIA, TX (FHA|USDA|VA) 4 $720,000 $180,000 $3,149 2.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $720,000 $180,000 $2,467 2.50%
Norwalk, OH (FHA|USDA|VA) 4 $720,000 $180,000 $5,463 2.25%
Wilson, NC (FHA|USDA|VA) 4 $710,000 $177,500 $3,517 2.56%
Zanesville, OH (FHA|USDA|VA) 3 $705,000 $235,000 $6,004 2.58%
Sulphur Springs, TX (FHA|USDA|VA) 2 $700,000 $350,000 $8,779 2.12%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $695,000 $231,667 $4,392 2.08%
ERIE, PA (FHA|USDA|VA) 4 $690,000 $172,500 $4,113 2.50%
Safford, AZ (FHA|USDA|VA) 4 $690,000 $172,500 $2,918 2.38%
Marion, NC (FHA|USDA|VA) 2 $690,000 $345,000 $7,113 2.25%
Newport, TN (FHA|USDA|VA) 3 $685,000 $228,333 $5,254 2.17%
Susanville, CA (FHA|USDA|VA) 4 $680,000 $170,000 $4,688 2.66%
Cookeville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $4,260 2.41%
Lumberton, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,243 2.44%
Seneca, SC (FHA|USDA|VA) 2 $680,000 $340,000 $1,734 2.50%
SAGINAW, MI (FHA|USDA|VA) 3 $675,000 $225,000 $2,800 2.58%
CHICO, CA (FHA|USDA|VA) 3 $675,000 $225,000 $6,754 2.29%
Marietta, OH (FHA|USDA|VA) 4 $660,000 $165,000 $4,805 2.28%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $660,000 $165,000 $3,014 2.25%
TULSA, OK (FHA|USDA|VA) 3 $655,000 $218,333 $5,408 2.46%
Boone, NC (FHA|USDA|VA) 3 $645,000 $215,000 $3,718 2.08%
DeRidder, LA (FHA|USDA|VA) 3 $645,000 $215,000 $4,507 2.42%
Key West, FL (FHA|USDA|VA) 1 $645,000 $645,000 $6,974 2.75%
Paragould, AR (FHA|USDA|VA) 4 $640,000 $160,000 $2,902 2.38%
Findlay, OH (FHA|USDA|VA) 4 $640,000 $160,000 $3,702 2.50%
Danville, VA (FHA|USDA|VA) 4 $630,000 $157,500 $3,357 2.25%
Clovis, NM (FHA|USDA|VA) 4 $620,000 $155,000 $3,280 2.38%
Wooster, OH (FHA|USDA|VA) 4 $610,000 $152,500 $3,667 2.25%
KOKOMO, IN (FHA|USDA|VA) 3 $605,000 $201,667 $4,556 2.67%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $605,000 $201,667 $4,112 2.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $605,000 $201,667 $2,278 2.25%
MUNCIE, IN (FHA|USDA|VA) 4 $600,000 $150,000 $2,816 2.81%
Waycross, GA (FHA|USDA|VA) 3 $595,000 $198,333 $2,839 2.25%
Lewisburg, TN (FHA|USDA|VA) 3 $595,000 $198,333 $3,462 2.50%
Opelousas, LA (FHA|USDA|VA) 3 $595,000 $198,333 $4,818 2.50%
Ozark, AL (FHA|USDA|VA) 2 $590,000 $295,000 $3,971 2.50%
Ruidoso, NM (FHA|USDA|VA) 3 $585,000 $195,000 $5,687 2.25%
Lewisburg, PA (FHA|USDA|VA) 3 $585,000 $195,000 $5,001 2.42%
Sandusky, OH (FHA|USDA|VA) 3 $585,000 $195,000 $3,884 2.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $580,000 $290,000 $8,711 2.62%
Mount Airy, NC (FHA|USDA|VA) 3 $575,000 $191,667 $3,563 2.42%
Urbana, OH (FHA|USDA|VA) 3 $575,000 $191,667 $6,455 2.42%
Del Rio, TX (FHA|USDA|VA) 3 $575,000 $191,667 $3,993 2.33%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $565,000 $188,333 $3,236 2.42%
MONROE, LA (FHA|USDA|VA) 3 $555,000 $185,000 $4,290 2.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,401 2.25%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $545,000 $181,667 $2,097 2.33%
MIDLAND, MI (FHA|USDA|VA) 2 $540,000 $270,000 $5,806 2.25%
Fort Morgan, CO (FHA|USDA|VA) 2 $540,000 $270,000 $5,284 2.00%
Laurinburg, NC (FHA|USDA|VA) 3 $525,000 $175,000 $4,972 2.25%
New Castle, IN (FHA|USDA|VA) 3 $525,000 $175,000 $2,152 2.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,773 2.58%
Jasper, IN (FHA|USDA|VA) 2 $520,000 $260,000 $3,963 2.44%
Somerset, PA (FHA|USDA|VA) 3 $515,000 $171,667 $3,969 2.46%
Traverse City, MI (FHA|USDA|VA) 3 $515,000 $171,667 $4,758 2.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $515,000 $171,667 $2,052 2.42%
DECATUR, IL (FHA|USDA|VA) 2 $510,000 $255,000 $2,102 2.56%
ALTOONA, PA (FHA|USDA|VA) 2 $500,000 $250,000 $2,700 2.50%
ALBANY, GA (FHA|USDA|VA) 4 $500,000 $125,000 $3,057 2.47%
Angola, IN (FHA|USDA|VA) 2 $500,000 $250,000 $4,425 2.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,831 2.25%
The Dalles, OR (FHA|USDA|VA) 3 $495,000 $165,000 $3,478 2.42%
Calhoun, GA (FHA|USDA|VA) 3 $485,000 $161,667 $2,338 2.46%
Kearney, NE (FHA|USDA|VA) 3 $485,000 $161,667 $3,360 2.08%
Statesboro, GA (FHA|USDA|VA) 2 $480,000 $240,000 $2,420 2.50%
Easton, MD (FHA|USDA|VA) 1 $475,000 $475,000 $11,954 1.75%
Wapakoneta, OH (FHA|USDA|VA) 3 $475,000 $158,333 $2,805 2.42%
Dublin, GA (FHA|USDA|VA) 2 $470,000 $235,000 $2,582 2.50%
Plymouth, IN (FHA|USDA|VA) 3 $465,000 $155,000 $3,746 2.25%
New Castle, PA (FHA|USDA|VA) 2 $460,000 $230,000 $5,298 2.50%
Sonora, CA (FHA|USDA|VA) 2 $460,000 $230,000 $6,214 2.25%
Toccoa, GA (FHA|USDA|VA) 3 $455,000 $151,667 $2,277 2.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $450,000 $225,000 $6,626 2.25%
Fredericksburg, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,447 2.25%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $450,000 $225,000 $2,496 2.50%
Portales, NM (FHA|USDA|VA) 3 $445,000 $148,333 $3,831 2.25%
Arcadia, FL (FHA|USDA|VA) 2 $440,000 $220,000 $3,774 2.94%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $440,000 $220,000 $3,111 2.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $435,000 $435,000 $885 2.25%
Athens, OH (FHA|USDA|VA) 2 $430,000 $215,000 $2,636 2.25%
GRANTS PASS, OR (FHA|USDA|VA) 2 $430,000 $215,000 $3,759 2.25%
Scottsburg, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,129 2.25%
Gainesville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,446 2.25%
Stephenville, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,301 2.50%
Pottsville, PA (FHA|USDA|VA) 3 $405,000 $135,000 $3,877 2.42%
Roseburg, OR (FHA|USDA|VA) 2 $390,000 $195,000 $5,290 2.25%
Rockingham, NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,389 2.25%
Coos Bay, OR (FHA|USDA|VA) 2 $390,000 $195,000 $4,552 2.38%
Blackfoot, ID (FHA|USDA|VA) 2 $380,000 $190,000 $3,599 2.25%
Cambridge, MD (FHA|USDA|VA) 2 $370,000 $185,000 $3,646 2.81%
Burley, ID (FHA|USDA|VA) 2 $370,000 $185,000 $6,561 2.37%
Los Alamos, NM (FHA|USDA|VA) 1 $365,000 $365,000 $3,363 2.25%
Thomasville, GA (FHA|USDA|VA) 2 $360,000 $180,000 $1,934 2.25%
WHEELING, WV-OH (FHA|USDA|VA) 2 $350,000 $175,000 $1,838 2.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $350,000 $175,000 $4,542 2.25%
Gaffney, SC (FHA|USDA|VA) 2 $350,000 $175,000 $5,081 2.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $345,000 $345,000 $10,680 2.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $340,000 $170,000 $4,539 2.50%
Murray, KY (FHA|USDA|VA) 1 $335,000 $335,000 $11,309 1.75%
Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $1,499 2.75%
Greeneville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $1,768 2.25%
Alexander City, AL (FHA|USDA|VA) 1 $325,000 $325,000 $1,595 2.75%
Lexington, NE (FHA|USDA|VA) 2 $320,000 $160,000 $2,694 2.00%
Albemarle, NC (FHA|USDA|VA) 2 $320,000 $160,000 $2,198 2.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $320,000 $160,000 $2,045 2.50%
McMinnville, TN (FHA|USDA|VA) 2 $320,000 $160,000 $2,144 2.75%
Palatka, FL (FHA|USDA|VA) 2 $310,000 $155,000 $2,744 2.50%
Kerrville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $3,041 2.50%
Paducah, KY-IL (FHA|USDA|VA) 2 $310,000 $155,000 $4,352 2.31%
Danville, KY (FHA|USDA|VA) 2 $300,000 $150,000 $4,746 2.25%
Dayton, TN (FHA|USDA|VA) 2 $300,000 $150,000 $1,862 2.50%
Ashland, OH (FHA|USDA|VA) 1 $295,000 $295,000 $14,420 2.75%
GADSDEN, AL (FHA|USDA|VA) 2 $290,000 $145,000 $2,419 2.25%
Frankfort, KY (FHA|USDA|VA) 2 $290,000 $145,000 $3,962 2.69%
Lock Haven, PA (FHA|USDA|VA) 2 $280,000 $140,000 $2,371 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $275,000 $275,000 $4,573 2.75%
Ludington, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,883 2.25%
Russellville, AR (FHA|USDA|VA) 1 $275,000 $275,000 $6,846 2.25%
Frankfort, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,160 1.75%
Bluefield, WV-VA (FHA|USDA|VA) 1 $265,000 $265,000 $5,667 2.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $265,000 $265,000 $6,209 2.75%
Huntsville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,468 2.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $265,000 $265,000 $9,927 2.25%
Hobbs, NM (FHA|USDA|VA) 1 $255,000 $255,000 $5,675 2.25%
Levelland, TX (FHA|USDA|VA) 1 $255,000 $255,000 $1,453 2.25%
Greenwood, SC (FHA|USDA|VA) 2 $250,000 $125,000 $4,824 2.50%
ROME, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,431 2.38%
Sweetwater, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,106 2.25%
BAY CITY, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,660 2.25%
North Platte, NE (FHA|USDA|VA) 1 $245,000 $245,000 $3,358 2.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $240,000 $120,000 $3,215 2.31%
Portsmouth, OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,014 2.25%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,012 2.25%
Marquette, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,395 2.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $225,000 $225,000 $3,265 2.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $225,000 $225,000 $5,328 2.25%
Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,233 2.25%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $215,000 $215,000 $14,022 2.75%
Escanaba, MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,761 2.25%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,792 2.25%
Orangeburg, SC (FHA|USDA|VA) 1 $205,000 $205,000 $1,175 2.25%
Lawrenceburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,529 2.50%
Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,167 2.25%
Bonham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,480 2.25%
Richmond, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,145 2.25%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,499 2.25%
Newport, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,511 2.25%
Selinsgrove, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,030 2.25%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,792 2.25%
Hastings, NE (FHA|USDA|VA) 1 $195,000 $195,000 $4,532 2.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,022 1.75%
Lincoln, IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,954 2.75%
Craig, CO (FHA|USDA|VA) 1 $185,000 $185,000 $3,219 2.88%
Jacksonville, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,598 2.25%
Big Rapids, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,881 2.25%
Cambridge, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,998 2.25%
Brownwood, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,303 2.25%
Palestine, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,526 1.75%
Washington Court House, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,649 2.75%
Warsaw, IN (FHA|USDA|VA) 1 $185,000 $185,000 $3,367 2.25%
Beeville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,183 2.75%
Helena-West Helena, AR (FHA|USDA|VA) 1 $175,000 $175,000 $850 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,505 2.75%
Okeechobee, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,857 2.25%
Mineral Wells, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,342 2.25%
Greenville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,840 2.25%
Meadville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,905 2.25%
Troy, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,528 2.25%
Batesville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $4,766 1.75%
El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,735 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,654 2.25%
Lewistown, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,985 2.25%
Oil City, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,163 2.75%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,909 2.25%
Defiance, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,008 2.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,513 2.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,871 2.25%
Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,510 2.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,317 2.75%
Bardstown, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,995 2.25%
Fort Payne, AL (FHA|USDA|VA) 1 $155,000 $155,000 $867 2.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $155,000 $155,000 $1,521 2.75%
Malvern, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,724 2.25%
Madisonville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $1,924 2.50%
Lufkin, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,584 1.75%
Douglas, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,773 2.25%
Logansport, IN (FHA|USDA|VA) 1 $145,000 $145,000 $665 3.25%
Fremont, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,025 2.75%
Prineville, OR (FHA|USDA|VA) 1 $145,000 $145,000 $2,160 2.75%
Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,126 2.75%
DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,108 2.25%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $1,512 2.75%
Coshocton, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,292 2.75%
La Grande, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,249 2.75%
Mountain Home, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,559 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,951 1.75%
Martinsville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,056 2.25%
Auburn, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,424 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,956 2.75%
Searcy, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,790 2.25%
Thomaston, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,287 2.25%
Bogalusa, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,555 2.50%
Shawano, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,725 2.25%
Clearpath Lending's top markets include Washington, Phoenix, Las Vegas, Riverside, and Virginia Beach among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 12,841 $3,481,065,000 $271,090 $4,698 2.31%
    Conventional 135 $38,935,000 $288,407 $6,225 3.09%
    FHA 121 $30,085,000 $248,636 $6,154 2.92%

    For 2021, Clearpath Lending's most frequently originated type of loan was VA, with 12,841 originations. Their 2nd most popular type was Conventional, with 135 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 12,130 $3,239,720,000 $267,083 $4,356 2.29%
    Cash Out Refi 940 $300,310,000 $319,479 $9,409 2.71%
    Home Purchase 27 $10,055,000 $372,407 $8,617 2.88%

    For 2021, Clearpath Lending's most frequently cited loan purpose was Refi, with 12,130 originations. The 2nd most popular reason was Cash Out Refi, with 940 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,754 $3,474,220,000 $272,402 $4,736 2.33%
    Other 214 $50,010,000 $233,692 $4,483 2.31%
    15 Year 71 $14,025,000 $197,535 $4,285 2.15%
    20 Year 56 $11,220,000 $200,357 $4,021 2.33%
    10 Year 2 $610,000 $305,000 $10,450 2.06%

    For 2021, Clearpath Lending's most frequently cited loan duration was 30 Year, with 12,754 originations. The 2nd most popular length was Other, with 214 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,807 $945,925,000 $248,470
    $1k-2k 2,638 $695,380,000 $263,601
    $2k-3k 2,267 $547,255,000 $241,401
    $3k-4k 1,651 $420,085,000 $254,443
    $5k+ 1,592 $614,030,000 $385,697
    $4k-5k 1,142 $327,410,000 $286,699

    Clearpath Lending's average total fees were $4,736, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,807 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 10,432 $2,875,290,000 $275,622
    2.5-3% 2,462 $619,160,000 $251,487
    3-4% 203 $55,635,000 $274,064

    During 2021, Clearpath Lending's average interest rate for loans was 2.33%, while their most frequently originated rate bucket for loans was <2.5%, with 10,432 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,034 $1,956,930,000 $278,210 $4,832 2.32%
    $100k-200k 4,334 $701,590,000 $161,880 $3,497 2.34%
    $400k-600k 1,437 $680,585,000 $473,615 $6,873 2.29%
    $600k-1MM 279 $195,615,000 $701,129 $9,759 2.37%
    $1MM+ 12 $15,270,000 $1,272,500 $14,432 2.39%
    $100,000 or less 1 $95,000 $95,000 $2,569 2.25%

    2021 saw Clearpath Lending place emphasis on $200k-400k loans with 7,034 originations, totaling $1,956,930,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 12,178 $3,245,830,000 $266,532 $4,397 2.29%
    $50k-75k 303 $78,975,000 $260,644 $7,709 2.72%
    $75k-100k 255 $79,805,000 $312,961 $8,814 2.74%
    $100k-150k 239 $88,505,000 $370,314 $9,930 2.71%
    $150k-250k 110 $50,120,000 $455,636 $11,623 2.73%
    $250k+ 12 $6,850,000 $570,833 $11,032 2.86%

    Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 12,178 originations. The second most popular income band? $50k-75k, with 303 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 190 $53,770,000 $283,000 $8,196 2.71%
    30-36% 189 $60,655,000 $320,926 $9,437 2.70%
    50-60% 130 $47,920,000 $368,615 $10,172 2.72%
    44% 50 $15,720,000 $314,400 $9,692 2.79%
    41% 44 $14,160,000 $321,818 $8,646 2.78%
    <20% 43 $12,415,000 $288,721 $8,557 2.65%
    39% 41 $12,565,000 $306,463 $7,603 2.76%
    37% 39 $12,125,000 $310,897 $9,988 2.73%
    45% 38 $13,570,000 $357,105 $10,959 2.76%
    43% 37 $11,085,000 $299,595 $8,521 2.81%
    36% 36 $9,370,000 $260,278 $7,893 2.72%
    42% 35 $10,205,000 $291,571 $8,147 2.82%
    40% 34 $11,600,000 $341,176 $10,318 2.85%
    38% 32 $10,490,000 $327,813 $8,360 2.77%
    47% 26 $7,650,000 $294,231 $9,032 2.63%
    48% 25 $7,765,000 $310,600 $7,577 2.74%
    49% 25 $8,855,000 $354,200 $8,826 2.87%
    46% 20 $6,050,000 $302,500 $12,475 2.69%
    >60% 16 $5,940,000 $371,250 $11,582 2.73%

    Clearpath Lending lent most frequently to those with DTI ratios of 20-30%, with 190 originations. The next most common DTI ratio? 30-36%, with 189 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,087 $2,692,455,000 $266,923 $4,734 2.31%
    Black 2,574 $702,710,000 $273,003 $4,539 2.37%
    Asian 299 $108,735,000 $363,662 $5,721 2.29%
    Native Hawaiian or Islander 73 $26,585,000 $364,178 $6,309 2.34%
    American Indian 49 $14,475,000 $295,408 $4,411 2.34%
    Not provided 15 $5,125,000 $341,667 $6,132 2.48%

    Approval Rates

    Total approvals of all applications
    92.62%

    Clearpath Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.33%

    Clearpath Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,097 $3,550,085,000 $271,061

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13,097 $3,550,085,000 $271,061

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 14 $2,690,000 $192,143 $5,189 2.69%
    40-60% 89 $22,355,000 $251,180 $6,572 2.62%
    60-80% 1,309 $285,515,000 $218,117 $5,055 2.42%
    80-100% 11,674 $3,236,310,000 $277,224 $4,672 2.31%
    Over 100% 6 $1,810,000 $301,667 $12,858 2.83%
    Under 20% 5 $1,405,000 $281,000 $4,225 2.35%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ClearPath Lending Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    ClearPath Lending Conventional home mortgage Trouble during payment process 1 6.7%
    ClearPath Lending VA mortgage Applying for a mortgage or refinancing an existing mortgage 11 73.3%
    ClearPath Lending VA mortgage Improper use of your report 1 6.7%
    ClearPath Lending VA mortgage Trouble during payment process 1 6.7%