Clearpath Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300G5DVGM0ZHRQC33

Tax ID: 45-5510883

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Mortgage Data

Review & Overview

Clearpath Lending is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Clearpath Lending has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Washington, Las Vegas, Atlanta, and Riverside among others. We have data for 332 markets. (Some data included below & more in-depth data is available with an active subscription.)

Clearpath Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 5/5/24
30 Year Conventional Refi 6.59% 5/5/24
30 Year Cash-out Refi 6.70% 5/5/24
30 Year FHA Refi 7.08% 5/5/24
30 Year VA Purchase 6.24% 5/5/24
30 Year VA Refi 5.67% 5/5/24
15 Year Conventional Refi 6.68% 5/5/24
15 Year Cash-out Refi 6.68% 5/5/24
15 Year VA Refi 5.68% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Clearpath Lending Mortgage Calculator






Your Estimates

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This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,289

Origination Dollar Volume (All Markets)

$711,755,000
Show all (55) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 138 $47,020,000 $340,725 $14,788 3.50%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 81 $38,175,000 $471,296 $15,857 3.72%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 82 $30,490,000 $371,829 $13,344 3.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 94 $26,740,000 $284,468 $12,463 3.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 64 $25,590,000 $399,844 $12,125 3.73%
Outside of Metro Areas 64 $15,810,000 $247,031 $9,161 3.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 48 $14,410,000 $300,208 $10,774 3.59%
COLORADO SPRINGS, CO (FHA|USDA|VA) 33 $12,745,000 $386,212 $15,799 3.69%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 31 $12,675,000 $408,871 $12,822 3.31%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 26 $12,650,000 $486,538 $15,963 3.21%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 36 $12,270,000 $340,833 $14,714 3.74%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $11,300,000 $470,833 $15,110 3.46%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $11,175,000 $319,286 $15,227 4.16%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 39 $10,565,000 $270,897 $9,973 3.58%
JACKSONVILLE, FL (FHA|USDA|VA) 30 $8,350,000 $278,333 $13,201 3.79%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 29 $8,235,000 $283,966 $5,980 3.87%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 22 $8,200,000 $372,727 $10,869 3.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $8,105,000 $279,483 $11,062 3.89%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 21 $8,025,000 $382,143 $13,912 3.67%
TUCSON, AZ (FHA|USDA|VA) 29 $7,945,000 $273,966 $11,604 3.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 32 $7,860,000 $245,625 $8,986 3.92%
URBAN HONOLULU, HI (FHA|USDA|VA) 11 $7,825,000 $711,364 $22,023 3.48%
RICHMOND, VA (FHA|USDA|VA) 27 $7,535,000 $279,074 $8,156 4.36%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 17 $7,275,000 $427,941 $17,834 3.76%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $7,240,000 $603,333 $16,677 3.61%
FAYETTEVILLE, NC (FHA|USDA|VA) 31 $7,065,000 $227,903 $9,438 3.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 22 $6,490,000 $295,000 $12,324 4.16%
BOISE CITY, ID (FHA|USDA|VA) 16 $6,310,000 $394,375 $15,262 3.91%
RALEIGH-CARY, NC (FHA|USDA|VA) 19 $5,965,000 $313,947 $13,328 3.36%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 25 $5,755,000 $230,200 $9,227 3.97%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 15 $5,635,000 $375,667 $15,165 4.42%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 18 $5,360,000 $297,778 $6,006 2.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 20 $5,230,000 $261,500 $9,432 3.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $4,860,000 $270,000 $5,662 3.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $4,650,000 $332,143 $7,317 3.35%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 14 $4,570,000 $326,429 $10,178 3.26%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $4,440,000 $277,500 $11,108 3.73%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $4,415,000 $259,706 $10,366 3.40%
COLUMBIA, SC (FHA|USDA|VA) 17 $4,245,000 $249,706 $9,230 4.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $4,245,000 $326,538 $14,336 4.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 17 $4,175,000 $245,588 $5,746 3.87%
RENO, NV (FHA|USDA|VA) 13 $4,175,000 $321,154 $13,630 3.58%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $4,110,000 $293,571 $13,875 4.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 13 $3,885,000 $298,846 $13,361 2.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $3,795,000 $253,000 $7,997 3.36%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $3,775,000 $290,385 $9,574 3.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $3,740,000 $311,667 $16,503 3.56%
STOCKTON, CA (FHA|USDA|VA) 10 $3,650,000 $365,000 $12,939 3.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,545,000 $393,889 $17,556 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,525,000 $271,154 $11,427 3.58%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 14 $3,520,000 $251,429 $6,655 3.31%
Outside of Metro Areas 9 $3,485,000 $387,222 $22,232 4.37%
JACKSONVILLE, NC (FHA|USDA|VA) 13 $3,455,000 $265,769 $8,975 3.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $3,455,000 $265,769 $9,882 3.82%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $3,410,000 $341,000 $13,808 4.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $3,360,000 $240,000 $9,390 4.27%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $3,260,000 $271,667 $9,373 3.35%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $3,210,000 $267,500 $10,383 3.77%
Pahrump, NV (FHA|USDA|VA) 9 $3,115,000 $346,111 $16,168 3.85%
VALLEJO, CA (FHA|USDA|VA) 7 $2,975,000 $425,000 $11,866 3.71%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,830,000 $353,750 $13,085 3.67%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $2,795,000 $254,091 $7,812 3.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,790,000 $279,000 $13,478 3.64%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,730,000 $273,000 $8,995 3.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $2,705,000 $245,909 $11,770 4.37%
Fernley, NV (FHA|USDA|VA) 8 $2,670,000 $333,750 $13,966 3.45%
KNOXVILLE, TN (FHA|USDA|VA) 10 $2,620,000 $262,000 $9,985 3.56%
MODESTO, CA (FHA|USDA|VA) 8 $2,600,000 $325,000 $7,309 3.33%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,595,000 $288,333 $14,610 4.05%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,525,000 $280,556 $12,861 3.79%
SALINAS, CA (FHA|USDA|VA) 4 $2,470,000 $617,500 $12,033 4.16%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $2,455,000 $272,778 $10,393 3.65%
FRESNO, CA (FHA|USDA|VA) 8 $2,410,000 $301,250 $9,231 3.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $2,380,000 $297,500 $9,767 3.42%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,360,000 $393,333 $11,574 3.58%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $2,265,000 $251,667 $10,181 3.28%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,220,000 $370,000 $8,695 2.70%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $2,205,000 $315,000 $14,144 3.87%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $2,195,000 $243,889 $9,574 4.24%
PUEBLO, CO (FHA|USDA|VA) 7 $2,155,000 $307,857 $8,037 5.37%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $2,130,000 $266,250 $13,339 3.92%
SAVANNAH, GA (FHA|USDA|VA) 7 $2,035,000 $290,714 $14,733 4.98%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $2,030,000 $253,750 $10,181 4.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,005,000 $286,429 $9,779 3.85%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,985,000 $283,571 $14,642 3.59%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,900,000 $316,667 $10,630 3.46%
AKRON, OH (FHA|USDA|VA) 6 $1,790,000 $298,333 $8,421 3.18%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,755,000 $250,714 $8,064 3.86%
SALEM, OR (FHA|USDA|VA) 7 $1,735,000 $247,857 $5,976 2.45%
SUMTER, SC (FHA|USDA|VA) 8 $1,630,000 $203,750 $8,068 4.15%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,600,000 $266,667 $12,629 3.41%
VISALIA, CA (FHA|USDA|VA) 5 $1,585,000 $317,000 $6,160 3.97%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,530,000 $255,000 $12,103 4.65%
Helena, MT (FHA|USDA|VA) 5 $1,495,000 $299,000 $9,644 2.80%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,480,000 $740,000 $29,390 5.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,475,000 $295,000 $11,367 4.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,415,000 $471,667 $9,382 2.71%
LAS CRUCES, NM (FHA|USDA|VA) 7 $1,415,000 $202,143 $10,298 3.53%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,415,000 $283,000 $13,187 3.65%
Kalispell, MT (FHA|USDA|VA) 3 $1,345,000 $448,333 $16,421 3.54%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,976 3.79%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,866 3.37%
LOUISVILLE, KY (FHA|USDA|VA) 6 $1,280,000 $213,333 $13,030 4.46%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,756 3.46%
GREELEY, CO (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,931 2.92%
Breckenridge, CO (FHA|USDA|VA) 2 $1,250,000 $625,000 $20,645 4.25%
POCATELLO, ID (FHA|USDA|VA) 4 $1,230,000 $307,500 $13,711 4.00%
REDDING, CA (FHA|USDA|VA) 4 $1,220,000 $305,000 $12,966 3.22%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,205,000 $241,000 $8,566 3.87%
SPRINGFIELD, OH (FHA|USDA|VA) 6 $1,200,000 $200,000 $7,298 4.23%
YUMA, AZ (FHA|USDA|VA) 5 $1,165,000 $233,000 $10,324 4.17%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,150,000 $287,500 $11,840 3.53%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,140,000 $285,000 $15,028 4.69%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,130,000 $282,500 $11,280 3.15%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,520 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,080,000 $270,000 $10,917 3.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,050,000 $175,000 $6,910 3.83%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,030,000 $257,500 $14,914 3.18%
Fallon, NV (FHA|USDA|VA) 4 $1,020,000 $255,000 $9,691 4.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,536 3.78%
Morehead City, NC (FHA|USDA|VA) 3 $985,000 $328,333 $14,197 4.63%
BATON ROUGE, LA (FHA|USDA|VA) 5 $975,000 $195,000 $5,278 3.70%
APPLETON, WI (FHA|USDA|VA) 3 $965,000 $321,667 $8,546 3.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $955,000 $318,333 $12,228 2.96%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $930,000 $232,500 $5,358 2.53%
FORT WAYNE, IN (FHA|USDA|VA) 3 $905,000 $301,667 $21,936 4.17%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $895,000 $298,333 $4,741 3.21%
JONESBORO, AR (FHA|USDA|VA) 5 $885,000 $177,000 $4,404 4.10%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $875,000 $291,667 $6,089 4.83%
NEW BERN, NC (FHA|USDA|VA) 4 $870,000 $217,500 $5,391 2.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $870,000 $217,500 $6,022 3.87%
EL CENTRO, CA (FHA|USDA|VA) 3 $865,000 $288,333 $12,396 4.25%
Sevierville, TN (FHA|USDA|VA) 3 $855,000 $285,000 $14,057 4.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $845,000 $845,000 $41,428 3.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $835,000 $278,333 $19,091 5.13%
CARSON CITY, NV (FHA|USDA|VA) 2 $830,000 $415,000 $10,070 3.06%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $825,000 $275,000 $12,834 3.42%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $820,000 $205,000 $10,237 3.50%
FLORENCE, SC (FHA|USDA|VA) 3 $785,000 $261,667 $11,540 4.08%
OCALA, FL (FHA|USDA|VA) 3 $785,000 $261,667 $12,349 3.92%
GAINESVILLE, FL (FHA|USDA|VA) 3 $775,000 $258,333 $8,103 3.96%
Holland, MI (FHA|USDA|VA) 3 $775,000 $258,333 $8,363 3.58%
ASHEVILLE, NC (FHA|USDA|VA) 4 $760,000 $190,000 $6,625 3.34%
Whitewater, WI (FHA|USDA|VA) 3 $755,000 $251,667 $9,406 3.71%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $745,000 $248,333 $10,524 3.42%
Warsaw, IN (FHA|USDA|VA) 1 $745,000 $745,000 $16,240 3.88%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $730,000 $182,500 $9,577 3.66%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $725,000 $241,667 $6,332 4.74%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $725,000 $725,000 $10,632 2.25%
GOLDSBORO, NC (FHA|USDA|VA) 3 $715,000 $238,333 $8,853 4.29%
TWIN FALLS, ID (FHA|USDA|VA) 3 $715,000 $238,333 $7,308 3.29%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $705,000 $235,000 $7,281 3.08%
EL PASO, TX (FHA|USDA|VA) 4 $700,000 $175,000 $4,144 2.56%
MUSKEGON, MI (FHA|USDA|VA) 2 $680,000 $340,000 $16,659 4.56%
FLINT, MI (FHA|USDA|VA) 3 $675,000 $225,000 $7,778 4.58%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $660,000 $330,000 $11,339 3.75%
TOLEDO, OH (FHA|USDA|VA) 3 $645,000 $215,000 $12,277 3.91%
Sanford, NC (FHA|USDA|VA) 3 $645,000 $215,000 $10,385 4.96%
GREEN BAY, WI (FHA|USDA|VA) 3 $645,000 $215,000 $9,468 3.63%
THE VILLAGES, FL (FHA|USDA|VA) 2 $640,000 $320,000 $8,349 3.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $630,000 $315,000 $21,298 3.93%
ROANOKE, VA (FHA|USDA|VA) 3 $615,000 $205,000 $12,264 3.17%
Kapaa, HI (FHA|USDA|VA) 1 $605,000 $605,000 $37,145 3.13%
MORRISTOWN, TN (FHA|USDA|VA) 3 $605,000 $201,667 $17,058 4.75%
Statesboro, GA (FHA|USDA|VA) 2 $590,000 $295,000 $3,912 5.31%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $590,000 $295,000 $8,727 3.44%
DOTHAN, AL (FHA|USDA|VA) 2 $590,000 $295,000 $7,362 5.00%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $590,000 $295,000 $16,478 4.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $585,000 $195,000 $7,359 5.79%
BILLINGS, MT (FHA|USDA|VA) 2 $570,000 $285,000 $21,818 4.81%
PANAMA CITY, FL (FHA|USDA|VA) 2 $560,000 $280,000 $4,111 2.75%
Wilson, NC (FHA|USDA|VA) 2 $560,000 $280,000 $17,037 5.88%
SANTA FE, NM (FHA|USDA|VA) 2 $550,000 $275,000 $9,795 3.00%
BEND, OR (FHA|USDA|VA) 2 $540,000 $270,000 $9,774 2.93%
READING, PA (FHA|USDA|VA) 3 $535,000 $178,333 $5,862 2.79%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $525,000 $525,000 $5,290 2.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $525,000 $175,000 $7,561 3.54%
MERCED, CA (FHA|USDA|VA) 1 $525,000 $525,000 $22,029 6.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $515,000 $515,000 $42,768 5.50%
Nogales, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $11,340 4.62%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $510,000 $255,000 $2,891 2.81%
Klamath Falls, OR (FHA|USDA|VA) 1 $505,000 $505,000 $3,669 2.38%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $505,000 $505,000 $7,091 5.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $500,000 $250,000 $8,020 3.81%
Mountain Home, ID (FHA|USDA|VA) 2 $490,000 $245,000 $7,023 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $490,000 $245,000 $18,320 3.63%
MOBILE, AL (FHA|USDA|VA) 2 $490,000 $245,000 $17,251 4.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $475,000 $475,000 $21,263 2.88%
Roseburg, OR (FHA|USDA|VA) 1 $475,000 $475,000 $14,669 2.88%
MEDFORD, OR (FHA|USDA|VA) 2 $470,000 $235,000 $2,459 2.00%
LEBANON, PA (FHA|USDA|VA) 2 $460,000 $230,000 $12,145 4.75%
Sandusky, OH (FHA|USDA|VA) 2 $460,000 $230,000 $17,278 4.31%
LINCOLN, NE (FHA|USDA|VA) 2 $450,000 $225,000 $12,932 5.88%
MISSOULA, MT (FHA|USDA|VA) 1 $445,000 $445,000 $27,622 2.63%
Sonora, CA (FHA|USDA|VA) 1 $445,000 $445,000 $10,566 5.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $445,000 $445,000 $21,615 4.13%
Mount Airy, NC (FHA|USDA|VA) 1 $445,000 $445,000 $36,445 4.75%
VALDOSTA, GA (FHA|USDA|VA) 2 $440,000 $220,000 $8,489 4.12%
Glenwood Springs, CO (FHA|USDA|VA) 1 $435,000 $435,000 $30,296 3.25%
GREENVILLE, NC (FHA|USDA|VA) 2 $430,000 $215,000 $8,202 3.25%
Safford, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $12,240 3.94%
MONROE, MI (FHA|USDA|VA) 1 $415,000 $415,000 $9,325 2.38%
TULSA, OK (FHA|USDA|VA) 1 $405,000 $405,000 $4,108 4.88%
Dayton, TN (FHA|USDA|VA) 2 $400,000 $200,000 $6,178 4.38%
ALBANY, GA (FHA|USDA|VA) 2 $400,000 $200,000 $10,462 3.81%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $400,000 $200,000 $3,144 3.94%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,867 2.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $390,000 $195,000 $8,749 4.94%
CaƱon City, CO (FHA|USDA|VA) 2 $380,000 $190,000 $7,771 4.12%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $380,000 $190,000 $17,507 5.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $6,813 3.63%
NILES, MI (FHA|USDA|VA) 2 $380,000 $190,000 $9,305 4.00%
MADERA, CA (FHA|USDA|VA) 1 $375,000 $375,000 $10,822 3.13%
LANCASTER, PA (FHA|USDA|VA) 2 $370,000 $185,000 $11,295 3.69%
Moscow, ID (FHA|USDA|VA) 1 $365,000 $365,000 $17,255 4.25%
Milledgeville, GA (FHA|USDA|VA) 1 $365,000 $365,000 $16,976 5.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $360,000 $180,000 $4,798 3.62%
Auburn, IN (FHA|USDA|VA) 1 $355,000 $355,000 $15,204 3.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,191 1.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $355,000 $355,000 $4,948 2.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $355,000 $355,000 $11,663 6.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,249 2.25%
Kearney, NE (FHA|USDA|VA) 1 $355,000 $355,000 $20,279 3.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $355,000 $355,000 $5,506 2.38%
SAGINAW, MI (FHA|USDA|VA) 2 $350,000 $175,000 $6,444 3.88%
Cookeville, TN (FHA|USDA|VA) 1 $345,000 $345,000 $20,980 3.13%
Ashtabula, OH (FHA|USDA|VA) 2 $340,000 $170,000 $8,671 4.13%
DECATUR, AL (FHA|USDA|VA) 1 $335,000 $335,000 $19,857 3.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $335,000 $335,000 $2,253 5.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $335,000 $335,000 $8,687 4.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $335,000 $335,000 $9,635 4.75%
Zanesville, OH (FHA|USDA|VA) 1 $335,000 $335,000 $4,879 2.25%
ERIE, PA (FHA|USDA|VA) 2 $330,000 $165,000 $6,795 3.94%
Red Bluff, CA (FHA|USDA|VA) 1 $325,000 $325,000 $2,695 1.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $325,000 $325,000 $11,834 4.75%
Cornelia, GA (FHA|USDA|VA) 1 $325,000 $325,000 $7,933 2.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $325,000 $325,000 $14,920 3.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $325,000 $325,000 $15,493 4.13%
ABILENE, TX (FHA|USDA|VA) 2 $320,000 $160,000 $2,670 3.06%
Lumberton, NC (FHA|USDA|VA) 1 $315,000 $315,000 $9,068 5.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $315,000 $315,000 $3,283 2.25%
Thomasville, GA (FHA|USDA|VA) 1 $315,000 $315,000 $26,365 4.50%
CHICO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $16,322 2.50%
Clewiston, FL (FHA|USDA|VA) 1 $305,000 $305,000 $14,853 4.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $305,000 $305,000 $12,930 3.88%
JACKSON, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,172 3.56%
MONTGOMERY, AL (FHA|USDA|VA) 1 $295,000 $295,000 $13,516 3.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $7,209 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $290,000 $145,000 $1,889 2.38%
Laurinburg, NC (FHA|USDA|VA) 1 $285,000 $285,000 $7,133 2.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $3,691 2.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $14,100 4.75%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $19,499 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $18,746 5.20%
Ukiah, CA (FHA|USDA|VA) 1 $265,000 $265,000 $10,788 3.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,967 2.75%
MIDLAND, MI (FHA|USDA|VA) 1 $265,000 $265,000 $12,549 5.13%
JACKSON, TN (FHA|USDA|VA) 1 $265,000 $265,000 $16,819 5.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $255,000 $255,000 $8,905 2.99%
Angola, IN (FHA|USDA|VA) 1 $255,000 $255,000 $20,949 4.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,511 4.50%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $9,020 2.75%
BAY CITY, MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,843 2.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $245,000 $245,000 $12,452 3.75%
Payson, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $16,712 3.38%
HARRISONBURG, VA (FHA|USDA|VA) 1 $245,000 $245,000 $18,020 4.75%
Marion, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,024 2.25%
Elko, NV (FHA|USDA|VA) 1 $235,000 $235,000 $8,414 2.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $235,000 $235,000 $8,371 0.99%
Scottsbluff, NE (FHA|USDA|VA) 1 $225,000 $225,000 $5,232 3.75%
LAFAYETTE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $1,565 2.88%
St. Marys, GA (FHA|USDA|VA) 1 $215,000 $215,000 $10,311 4.38%
Deming, NM (FHA|USDA|VA) 1 $215,000 $215,000 $6,176 3.25%
Chillicothe, OH (FHA|USDA|VA) 1 $215,000 $215,000 $10,841 5.88%
DeRidder, LA (FHA|USDA|VA) 1 $215,000 $215,000 $10,886 4.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $215,000 $215,000 $9,963 5.99%
Calhoun, GA (FHA|USDA|VA) 1 $215,000 $215,000 $17,755 3.25%
Findlay, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,037 2.99%
Stevens Point, WI (FHA|USDA|VA) 1 $215,000 $215,000 $5,848 3.75%
LIMA, OH (FHA|USDA|VA) 1 $215,000 $215,000 $10,625 6.00%
Waycross, GA (FHA|USDA|VA) 1 $215,000 $215,000 $1,383 2.75%
Bardstown, KY (FHA|USDA|VA) 1 $205,000 $205,000 $9,631 4.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $14,106 2.99%
Frankfort, IN (FHA|USDA|VA) 1 $205,000 $205,000 $16,946 6.25%
Paragould, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,705 3.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $205,000 $205,000 $10,148 4.88%
Albemarle, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,766 3.63%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $5,359 3.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $195,000 $195,000 $16,826 4.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $195,000 $195,000 $5,280 2.75%
Pottsville, PA (FHA|USDA|VA) 1 $195,000 $195,000 $9,451 3.88%
Wabash, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,443 3.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $195,000 $195,000 $19,134 3.50%
ROME, GA (FHA|USDA|VA) 1 $195,000 $195,000 $12,605 5.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,704 6.13%
New Castle, PA (FHA|USDA|VA) 1 $185,000 $185,000 $6,733 1.75%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,581 2.88%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,854 2.99%
North Platte, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,302 2.38%
Jesup, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,820 5.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,434 6.63%
Cambridge, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,478 7.13%
Burley, ID (FHA|USDA|VA) 1 $175,000 $175,000 $6,546 2.38%
Lock Haven, PA (FHA|USDA|VA) 1 $165,000 $165,000 $9,050 4.99%
Plymouth, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,374 7.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $9,467 4.50%
Central City, KY (FHA|USDA|VA) 1 $155,000 $155,000 $7,354 3.99%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,898 2.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $7,902 5.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $155,000 $155,000 $4,916 2.50%
DECATUR, IL (FHA|USDA|VA) 1 $145,000 $145,000 $5,293 2.38%
Alamogordo, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,454 3.75%
Mountain Home, AR (FHA|USDA|VA) 1 $145,000 $145,000 $9,265 3.13%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,901 2.25%
AMARILLO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,236 2.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $145,000 $145,000 $9,016 4.00%
WHEELING, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,078 2.38%
Jefferson, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,699 1.75%
Gallup, NM (FHA|USDA|VA) 1 $135,000 $135,000 $4,162 2.75%
The Dalles, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,236 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,780 3.25%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $1,529 2.63%
Hillsdale, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,291 2.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,217 2.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $7,250 5.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,407 4.25%
Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $836 2.99%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $125,000 $125,000 $9,050 3.38%
CORVALLIS, OR (FHA|USDA|VA) 1 $115,000 $115,000 $2,587 2.63%
LUBBOCK, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,063 2.88%
Minden, LA (FHA|USDA|VA) 1 $105,000 $105,000 $2,011 3.25%
Athens, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,902 2.75%
Clearpath Lending's top markets include Phoenix, Washington, Las Vegas, Atlanta, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 2,179 $681,665,000 $312,834 $11,791 3.68%
    Conventional 91 $24,795,000 $272,473 $8,441 4.79%
    FHA 19 $5,295,000 $278,684 $8,734 3.31%

    For 2022, Clearpath Lending's most frequently originated type of loan was VA, with 2,179 originations. Their 2nd most popular type was Conventional, with 91 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,666 $541,460,000 $325,006 $14,198 4.05%
    Refi 550 $142,500,000 $259,091 $4,134 2.56%
    Home Purchase 73 $27,795,000 $380,753 $9,567 5.00%

    For 2022, Clearpath Lending's most frequently cited loan purpose was Cash Out Refi, with 1,666 originations. The 2nd most popular reason was Refi, with 550 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,236 $696,690,000 $311,579 $11,621 3.71%
    Other 44 $12,890,000 $292,955 $12,987 4.33%
    15 Year 6 $1,300,000 $216,667 $9,119 3.30%
    20 Year 3 $875,000 $291,667 $5,578 3.96%

    For 2022, Clearpath Lending's most frequently cited loan duration was 30 Year, with 2,236 originations. The 2nd most popular length was Other, with 44 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 499 $186,625,000 $373,998
    $<1k 282 $70,870,000 $251,312
    $4k-5k 137 $32,945,000 $240,474
    $1k-2k 131 $36,475,000 $278,435
    $3k-4k 110 $26,480,000 $240,727
    $2k-3k 106 $27,680,000 $261,132

    Clearpath Lending's average total fees were $11,621, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 499 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 604 $187,430,000 $310,315
    4-5% 585 $195,165,000 $333,615
    2.5-3% 455 $131,255,000 $288,473
    <2.5% 366 $107,260,000 $293,060
    5-6% 200 $65,940,000 $329,700
    6-7% 67 $21,335,000 $318,433
    7-8% 12 $3,370,000 $280,833

    During 2022, Clearpath Lending's average interest rate for loans was 3.71%, while their most frequently originated rate bucket for loans was 3-4%, with 604 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,365 $391,025,000 $286,465 $11,133 3.75%
    $100k-200k 464 $74,930,000 $161,487 $6,229 3.48%
    $400k-600k 356 $168,560,000 $473,483 $16,573 3.87%
    $600k-1MM 96 $68,060,000 $708,958 $24,745 3.81%
    $1MM+ 8 $9,180,000 $1,147,500 $33,050 4.17%

    2022 saw Clearpath Lending place emphasis on $200k-400k loans with 1,365 originations, totaling $391,025,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 759 $187,305,000 $246,779 $6,451 2.95%
    $50k-75k 579 $158,245,000 $273,307 $12,778 4.01%
    $75k-100k 443 $148,235,000 $334,616 $14,137 4.15%
    $100k-150k 353 $138,485,000 $392,309 $15,265 4.19%
    $150k-250k 122 $63,240,000 $518,361 $18,531 4.17%
    $250k+ 16 $12,060,000 $753,750 $20,608 4.45%

    Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 759 originations. The second most popular income band? $50k-75k, with 579 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 295 $89,795,000 $304,390 $12,980 3.96%
    50-60% 275 $108,345,000 $393,982 $16,735 4.16%
    20-30% 218 $62,590,000 $287,110 $12,320 3.86%
    44% 82 $27,830,000 $339,390 $13,740 4.31%
    41% 78 $24,380,000 $312,564 $13,097 4.18%
    40% 76 $24,050,000 $316,447 $12,937 3.96%
    43% 73 $24,625,000 $337,329 $14,349 4.37%
    37% 64 $19,430,000 $303,594 $12,857 3.94%
    38% 63 $18,985,000 $301,349 $13,456 4.13%
    42% 63 $20,045,000 $318,175 $14,552 4.21%
    36% 63 $19,235,000 $305,317 $13,945 4.00%
    47% 63 $20,595,000 $326,905 $12,488 4.42%
    39% 61 $18,025,000 $295,492 $12,862 4.09%
    46% 60 $19,790,000 $329,833 $14,166 4.12%
    45% 59 $19,285,000 $326,864 $13,400 4.00%
    49% 58 $20,690,000 $356,724 $15,329 4.49%
    48% 44 $15,140,000 $344,091 $16,514 4.22%
    <20% 28 $7,250,000 $258,929 $11,755 3.63%
    >60% 26 $11,080,000 $426,154 $19,282 4.07%

    Clearpath Lending lent most frequently to those with DTI ratios of 30-36%, with 295 originations. The next most common DTI ratio? 50-60%, with 275 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,593 $482,325,000 $302,778 $11,355 3.62%
    Black 626 $199,510,000 $318,706 $11,961 3.97%
    Asian 32 $14,410,000 $450,313 $14,453 3.94%
    Native Hawaiian or Islander 20 $8,330,000 $416,500 $13,872 3.68%
    American Indian 15 $5,775,000 $385,000 $15,248 3.84%
    Not provided 2 $950,000 $475,000 $26,514 3.81%
    Guamanian 1 $455,000 $455,000 $28,334 2.88%

    Approval Rates

    Total approvals of all applications
    85.11%

    Clearpath Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.41%

    Clearpath Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,289 $711,755,000 $310,946

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,289 $711,755,000 $310,946

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8 $1,360,000 $170,000 $8,578 3.58%
    40-60% 95 $22,835,000 $240,368 $9,899 3.85%
    60-80% 491 $148,385,000 $302,210 $12,555 3.75%
    80-100% 1,682 $534,360,000 $317,693 $11,474 3.70%
    Over 100% 6 $2,790,000 $465,000 $20,733 4.01%
    Under 20% 1 $255,000 $255,000 $8,815 6.25%