Clearpath Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300G5DVGM0ZHRQC33

Tax ID: 45-5510883

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Mortgage Data

Review & Overview

Clearpath Lending is a small mortgage company specializing in Refi loans. They have an average proportion of FHA loans. Clearpath Lending has a low ratio of conventional loans. Their top markets by origination volume include: Phoenix, Riverside, Las Vegas, Washington, and Atlanta among others. We have data for 455 markets. (Some data included below & more in-depth data is available with an active subscription.)

Clearpath Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 3/25/24
30 Year Conventional Refi 6.59% 3/25/24
30 Year Cash-out Refi 6.70% 3/25/24
30 Year FHA Refi 7.08% 3/25/24
30 Year VA Purchase 6.24% 3/25/24
30 Year VA Refi 5.67% 3/25/24
15 Year Conventional Refi 6.68% 3/25/24
15 Year Cash-out Refi 6.68% 3/25/24
15 Year VA Refi 5.68% 3/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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Your Estimates

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This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,269

Origination Dollar Volume (All Markets)

$2,363,475,000
Show all (163) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 550 $132,920,000 $241,673 $3,631 3.88%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 310 $100,220,000 $323,290 $4,583 3.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 332 $93,900,000 $282,831 $3,848 3.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 202 $79,910,000 $395,594 $5,331 3.85%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 257 $62,315,000 $242,471 $3,046 3.84%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 128 $58,830,000 $459,609 $5,660 3.86%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 108 $51,260,000 $474,630 $5,825 3.80%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 200 $49,880,000 $249,400 $3,429 3.80%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 205 $47,925,000 $233,780 $3,629 3.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 178 $47,490,000 $266,798 $3,677 3.85%
Outside of Metro Areas 235 $47,485,000 $202,064 $2,756 3.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 161 $39,695,000 $246,553 $3,496 3.81%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 109 $37,145,000 $340,780 $5,368 3.78%
COLORADO SPRINGS, CO (FHA|USDA|VA) 132 $36,560,000 $276,970 $3,760 3.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 67 $35,955,000 $536,642 $7,266 3.68%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 99 $35,735,000 $360,960 $4,678 3.84%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 148 $34,980,000 $236,351 $2,955 3.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 125 $34,265,000 $274,120 $4,334 3.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 126 $32,460,000 $257,619 $3,744 3.82%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 124 $30,740,000 $247,903 $3,464 3.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 98 $29,970,000 $305,816 $4,547 3.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 103 $28,425,000 $275,971 $3,763 3.81%
TUCSON, AZ (FHA|USDA|VA) 133 $28,185,000 $211,917 $2,839 3.92%
JACKSONVILLE, FL (FHA|USDA|VA) 110 $26,770,000 $243,364 $3,705 3.80%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 110 $25,360,000 $230,545 $3,157 3.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 118 $25,000,000 $211,864 $3,335 3.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 105 $22,855,000 $217,667 $2,803 3.93%
FAYETTEVILLE, NC (FHA|USDA|VA) 119 $22,815,000 $191,723 $2,010 3.91%
COLUMBIA, SC (FHA|USDA|VA) 111 $21,945,000 $197,703 $2,482 3.96%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 90 $21,370,000 $237,444 $3,395 3.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 71 $21,235,000 $299,085 $4,293 3.81%
COLUMBUS, OH (FHA|USDA|VA) 85 $19,715,000 $231,941 $3,573 3.87%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $19,340,000 $568,824 $7,949 3.71%
BOISE CITY, ID (FHA|USDA|VA) 72 $18,870,000 $262,083 $4,261 3.78%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 55 $17,385,000 $316,091 $2,934 3.85%
RICHMOND, VA (FHA|USDA|VA) 67 $15,825,000 $236,194 $3,269 3.89%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 55 $15,755,000 $286,455 $3,660 3.74%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 64 $15,050,000 $235,156 $3,354 3.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 70 $15,020,000 $214,571 $3,703 3.84%
STOCKTON, CA (FHA|USDA|VA) 43 $14,775,000 $343,605 $4,957 3.86%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 70 $14,650,000 $209,286 $2,852 3.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 61 $14,585,000 $239,098 $2,767 3.81%
JACKSONVILLE, NC (FHA|USDA|VA) 74 $13,360,000 $180,541 $2,099 3.91%
RENO, NV (FHA|USDA|VA) 40 $12,430,000 $310,750 $4,465 3.94%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 65 $12,355,000 $190,077 $2,364 3.82%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 55 $12,105,000 $220,091 $2,649 3.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 56 $12,070,000 $215,536 $2,933 3.82%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 48 $11,630,000 $242,292 $3,103 3.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 55 $11,165,000 $203,000 $3,063 4.04%
VALLEJO, CA (FHA|USDA|VA) 28 $11,100,000 $396,429 $5,487 3.73%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 48 $11,060,000 $230,417 $3,268 3.71%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 51 $10,945,000 $214,608 $3,052 3.82%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 47 $10,845,000 $230,745 $2,911 3.89%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 46 $10,800,000 $234,783 $3,796 3.84%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 41 $10,665,000 $260,122 $3,469 3.89%
GREELEY, CO (FHA|USDA|VA) 34 $9,640,000 $283,529 $4,358 3.92%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 51 $9,625,000 $188,725 $3,117 4.02%
FRESNO, CA (FHA|USDA|VA) 38 $9,570,000 $251,842 $3,295 3.84%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $9,510,000 $279,706 $4,329 3.64%
BAKERSFIELD, CA (FHA|USDA|VA) 40 $9,280,000 $232,000 $2,894 3.90%
HUNTSVILLE, AL (FHA|USDA|VA) 42 $8,820,000 $210,000 $2,671 3.90%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 37 $8,715,000 $235,541 $3,644 3.90%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 36 $8,460,000 $235,000 $3,318 3.61%
KNOXVILLE, TN (FHA|USDA|VA) 40 $8,380,000 $209,500 $2,916 3.92%
Fernley, NV (FHA|USDA|VA) 31 $8,235,000 $265,645 $3,901 3.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $8,005,000 $615,769 $8,089 3.76%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 37 $7,785,000 $210,405 $3,105 3.77%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 31 $7,195,000 $232,097 $3,238 3.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 34 $7,110,000 $209,118 $3,031 3.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 33 $7,085,000 $214,697 $3,480 3.90%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 31 $7,075,000 $228,226 $2,977 3.86%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 28 $7,060,000 $252,143 $3,776 3.64%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 31 $6,715,000 $216,613 $3,084 3.83%
MODESTO, CA (FHA|USDA|VA) 23 $6,395,000 $278,043 $3,786 3.94%
Outside of Metro Areas 21 $6,375,000 $303,571 $5,140 3.83%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 28 $6,210,000 $221,786 $2,462 3.98%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 33 $6,125,000 $185,606 $2,205 3.99%
WINSTON-SALEM, NC (FHA|USDA|VA) 32 $6,070,000 $189,688 $2,442 3.98%
BATON ROUGE, LA (FHA|USDA|VA) 30 $5,900,000 $196,667 $2,681 3.77%
PUEBLO, CO (FHA|USDA|VA) 27 $5,895,000 $218,333 $2,922 3.75%
EL PASO, TX (FHA|USDA|VA) 31 $5,715,000 $184,355 $2,751 4.02%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $5,715,000 $248,478 $3,358 3.81%
Pahrump, NV (FHA|USDA|VA) 26 $5,470,000 $210,385 $3,055 3.95%
VISALIA, CA (FHA|USDA|VA) 23 $5,355,000 $232,826 $3,252 3.83%
MONTGOMERY, AL (FHA|USDA|VA) 24 $5,290,000 $220,417 $2,657 3.89%
OCALA, FL (FHA|USDA|VA) 21 $5,255,000 $250,238 $3,290 3.92%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 23 $5,225,000 $227,174 $3,135 3.96%
YUBA CITY, CA (FHA|USDA|VA) 19 $4,995,000 $262,895 $3,739 3.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 24 $4,910,000 $204,583 $2,423 3.94%
REDDING, CA (FHA|USDA|VA) 20 $4,810,000 $240,500 $3,833 4.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 20 $4,800,000 $240,000 $2,794 3.80%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $4,725,000 $525,000 $6,806 3.53%
FLINT, MI (FHA|USDA|VA) 26 $4,710,000 $181,154 $2,539 3.81%
YUMA, AZ (FHA|USDA|VA) 23 $4,565,000 $198,478 $2,689 3.98%
PUNTA GORDA, FL (FHA|USDA|VA) 20 $4,480,000 $224,000 $3,264 3.66%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $4,475,000 $639,286 $8,092 3.66%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $4,415,000 $232,368 $3,506 3.93%
ST. LOUIS, MO-IL (FHA|USDA|VA) 21 $4,415,000 $210,238 $3,107 3.93%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $4,380,000 $438,000 $7,105 3.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $4,295,000 $226,053 $3,559 3.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 19 $4,235,000 $222,895 $3,182 4.25%
TOLEDO, OH (FHA|USDA|VA) 21 $4,235,000 $201,667 $3,129 3.95%
SUMTER, SC (FHA|USDA|VA) 23 $4,075,000 $177,174 $2,419 3.93%
MADISON, WI (FHA|USDA|VA) 15 $4,065,000 $271,000 $3,296 3.62%
LAS CRUCES, NM (FHA|USDA|VA) 20 $4,060,000 $203,000 $3,405 3.86%
ASHEVILLE, NC (FHA|USDA|VA) 17 $3,875,000 $227,941 $2,664 3.91%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $3,860,000 $214,444 $2,588 3.82%
CORPUS CHRISTI, TX (FHA|USDA|VA) 18 $3,800,000 $211,111 $2,968 4.05%
HINESVILLE, GA (FHA|USDA|VA) 19 $3,785,000 $199,211 $2,582 3.74%
PITTSBURGH, PA (FHA|USDA|VA) 17 $3,775,000 $222,059 $4,051 3.70%
SAVANNAH, GA (FHA|USDA|VA) 19 $3,655,000 $192,368 $2,368 3.89%
MERCED, CA (FHA|USDA|VA) 14 $3,560,000 $254,286 $3,612 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $3,505,000 $233,667 $3,639 3.61%
FORT WAYNE, IN (FHA|USDA|VA) 17 $3,495,000 $205,588 $2,458 4.01%
ANN ARBOR, MI (FHA|USDA|VA) 13 $3,465,000 $266,538 $3,433 3.94%
GRAND JUNCTION, CO (FHA|USDA|VA) 14 $3,340,000 $238,571 $3,475 3.67%
WILMINGTON, NC (FHA|USDA|VA) 15 $3,275,000 $218,333 $2,325 3.81%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 16 $3,250,000 $203,125 $3,184 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 17 $3,175,000 $186,765 $2,788 3.59%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $3,170,000 $528,333 $5,990 3.58%
Kalispell, MT (FHA|USDA|VA) 11 $3,145,000 $285,909 $3,765 3.78%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 16 $3,070,000 $191,875 $2,104 3.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 14 $3,010,000 $215,000 $2,800 3.95%
Kapaa, HI (FHA|USDA|VA) 6 $3,000,000 $500,000 $8,222 3.71%
ROANOKE, VA (FHA|USDA|VA) 16 $2,930,000 $183,125 $2,547 3.80%
AKRON, OH (FHA|USDA|VA) 17 $2,865,000 $168,529 $2,391 3.97%
MORRISTOWN, TN (FHA|USDA|VA) 16 $2,860,000 $178,750 $2,071 3.75%
MOBILE, AL (FHA|USDA|VA) 15 $2,845,000 $189,667 $2,395 3.71%
FARMINGTON, NM (FHA|USDA|VA) 13 $2,825,000 $217,308 $4,027 3.96%
Hilo, HI (FHA|USDA|VA) 10 $2,760,000 $276,000 $4,230 3.56%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $2,750,000 $229,167 $2,694 3.77%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,720,000 $453,333 $5,203 3.71%
MADERA, CA (FHA|USDA|VA) 13 $2,705,000 $208,077 $3,149 3.92%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 15 $2,695,000 $179,667 $2,323 3.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,675,000 $297,222 $4,403 3.96%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 16 $2,650,000 $165,625 $3,274 3.98%
NEW BERN, NC (FHA|USDA|VA) 15 $2,635,000 $175,667 $1,790 3.72%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $2,630,000 $438,333 $4,371 4.01%
WARNER ROBINS, GA (FHA|USDA|VA) 13 $2,555,000 $196,538 $2,200 3.82%
Fallon, NV (FHA|USDA|VA) 12 $2,500,000 $208,333 $3,173 3.89%
FORT COLLINS, CO (FHA|USDA|VA) 8 $2,460,000 $307,500 $4,079 3.78%
READING, PA (FHA|USDA|VA) 11 $2,365,000 $215,000 $3,718 3.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,345,000 $260,556 $3,926 4.19%
CaƱon City, CO (FHA|USDA|VA) 11 $2,345,000 $213,182 $2,631 3.70%
Helena, MT (FHA|USDA|VA) 9 $2,345,000 $260,556 $3,872 3.81%
SALINAS, CA (FHA|USDA|VA) 6 $2,320,000 $386,667 $4,165 3.54%
LUBBOCK, TX (FHA|USDA|VA) 11 $2,285,000 $207,727 $3,008 3.87%
Elko, NV (FHA|USDA|VA) 9 $2,285,000 $253,889 $4,447 4.29%
MUSKEGON, MI (FHA|USDA|VA) 13 $2,275,000 $175,000 $2,555 3.86%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,260,000 $282,500 $4,009 3.80%
FLORENCE, SC (FHA|USDA|VA) 11 $2,225,000 $202,273 $2,706 4.09%
RACINE, WI (FHA|USDA|VA) 11 $2,185,000 $198,636 $2,586 4.11%
St. Marys, GA (FHA|USDA|VA) 9 $2,155,000 $239,444 $3,191 3.79%
EL CENTRO, CA (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,040 3.86%
LONGVIEW, TX (FHA|USDA|VA) 11 $2,125,000 $193,182 $2,993 4.12%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,100,000 $210,000 $2,878 3.82%
Morehead City, NC (FHA|USDA|VA) 9 $2,095,000 $232,778 $2,416 4.17%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $2,075,000 $230,556 $3,481 3.92%
Show Low, AZ (FHA|USDA|VA) 9 $2,035,000 $226,111 $3,290 3.75%
VALDOSTA, GA (FHA|USDA|VA) 10 $1,970,000 $197,000 $2,628 3.62%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,970,000 $246,250 $3,804 3.96%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $1,965,000 $218,333 $3,673 3.93%
LYNCHBURG, VA (FHA|USDA|VA) 8 $1,950,000 $243,750 $2,736 3.83%
DOTHAN, AL (FHA|USDA|VA) 8 $1,900,000 $237,500 $2,909 3.66%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $1,895,000 $210,556 $2,870 3.96%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,880,000 $188,000 $2,618 3.84%
CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,825,000 $202,778 $3,145 3.67%
Jefferson, GA (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,556 3.50%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,255 3.61%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,250 4.07%
Sonora, CA (FHA|USDA|VA) 6 $1,760,000 $293,333 $3,262 4.33%
GREEN BAY, WI (FHA|USDA|VA) 9 $1,755,000 $195,000 $2,098 3.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,750,000 $218,750 $3,377 3.92%
Payson, AZ (FHA|USDA|VA) 8 $1,750,000 $218,750 $2,943 4.00%
CHICO, CA (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,442 4.01%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,132 3.84%
DeRidder, LA (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,865 3.73%
SANTA FE, NM (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,958 3.89%
LEBANON, PA (FHA|USDA|VA) 9 $1,705,000 $189,444 $3,006 3.94%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $1,700,000 $212,500 $2,648 3.94%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,529 3.81%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,685,000 $240,714 $2,790 3.71%
AMARILLO, TX (FHA|USDA|VA) 7 $1,675,000 $239,286 $2,843 3.98%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $1,660,000 $166,000 $2,376 3.83%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 8 $1,630,000 $203,750 $3,487 3.87%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,620,000 $202,500 $3,040 3.87%
JACKSON, TN (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,569 4.16%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,590,000 $198,750 $1,850 3.95%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,409 3.89%
Greeneville, TN (FHA|USDA|VA) 6 $1,580,000 $263,333 $2,937 3.67%
LANCASTER, PA (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,151 3.81%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,575,000 $225,000 $2,265 3.98%
WACO, TX (FHA|USDA|VA) 7 $1,565,000 $223,571 $3,275 3.96%
LINCOLN, NE (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,087 3.85%
WILLIAMSPORT, PA (FHA|USDA|VA) 9 $1,555,000 $172,778 $2,984 3.70%
PANAMA CITY, FL (FHA|USDA|VA) 8 $1,550,000 $193,750 $3,003 3.97%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,545,000 $220,714 $2,808 3.73%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,535,000 $307,000 $3,548 3.99%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,942 3.76%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,505,000 $215,000 $2,846 3.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,485,000 $495,000 $13,552 3.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,470,000 $245,000 $3,592 3.98%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,460,000 $182,500 $2,039 3.58%
Alamogordo, NM (FHA|USDA|VA) 8 $1,440,000 $180,000 $2,845 3.78%
Clearlake, CA (FHA|USDA|VA) 5 $1,405,000 $281,000 $4,254 4.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,385,000 $197,857 $2,053 3.73%
NILES, MI (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,084 3.87%
MONROE, MI (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,487 3.81%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,162 4.16%
Chillicothe, OH (FHA|USDA|VA) 7 $1,305,000 $186,429 $2,623 3.84%
POCATELLO, ID (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,220 3.60%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,290,000 $161,250 $1,979 3.94%
ABILENE, TX (FHA|USDA|VA) 6 $1,290,000 $215,000 $2,415 3.73%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,265,000 $253,000 $2,938 3.97%
Bozeman, MT (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,079 3.63%
MIDLAND, TX (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,178 4.07%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,246 3.85%
Crossville, TN (FHA|USDA|VA) 7 $1,185,000 $169,286 $2,384 3.91%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,349 3.81%
Ashtabula, OH (FHA|USDA|VA) 7 $1,165,000 $166,429 $2,763 4.02%
NAPA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $3,512 3.75%
JACKSON, MI (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,219 3.86%
Enterprise, AL (FHA|USDA|VA) 6 $1,150,000 $191,667 $2,323 3.87%
Seneca, SC (FHA|USDA|VA) 6 $1,120,000 $186,667 $2,609 3.64%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,986 3.81%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,258 3.65%
Rexburg, ID (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,436 4.03%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $1,090,000 $181,667 $2,987 4.08%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,820 3.90%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,024 4.05%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $1,080,000 $180,000 $2,727 4.06%
BOULDER, CO (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,053 3.79%
Durango, CO (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,416 4.13%
Sevierville, TN (FHA|USDA|VA) 6 $1,060,000 $176,667 $2,088 4.21%
Ukiah, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,440 3.63%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,905 3.92%
MANSFIELD, OH (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,539 3.94%
Orangeburg, SC (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,690 3.55%
Safford, AZ (FHA|USDA|VA) 6 $1,030,000 $171,667 $2,855 3.98%
LIMA, OH (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,636 3.85%
Nogales, AZ (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,812 3.79%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,951 3.62%
Fort Polk South, LA (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,459 3.86%
STAUNTON, VA (FHA|USDA|VA) 6 $990,000 $165,000 $2,287 3.73%
Whitewater, WI (FHA|USDA|VA) 5 $985,000 $197,000 $2,495 3.87%
Wooster, OH (FHA|USDA|VA) 6 $980,000 $163,333 $2,961 4.23%
TYLER, TX (FHA|USDA|VA) 5 $965,000 $193,000 $2,853 3.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $955,000 $191,000 $2,980 3.97%
TWIN FALLS, ID (FHA|USDA|VA) 5 $945,000 $189,000 $3,001 3.63%
Key West, FL (FHA|USDA|VA) 2 $890,000 $445,000 $4,255 3.56%
Boone, NC (FHA|USDA|VA) 4 $880,000 $220,000 $5,590 3.97%
ODESSA, TX (FHA|USDA|VA) 4 $880,000 $220,000 $3,484 3.97%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $865,000 $173,000 $2,422 4.08%
Ontario, OR-ID (FHA|USDA|VA) 4 $860,000 $215,000 $3,456 4.16%
Statesboro, GA (FHA|USDA|VA) 4 $860,000 $215,000 $2,355 4.06%
Susanville, CA (FHA|USDA|VA) 4 $850,000 $212,500 $2,852 4.14%
Roswell, NM (FHA|USDA|VA) 4 $840,000 $210,000 $4,364 3.94%
ERIE, PA (FHA|USDA|VA) 5 $835,000 $167,000 $3,312 4.03%
HAMMOND, LA (FHA|USDA|VA) 4 $830,000 $207,500 $2,786 3.97%
Angola, IN (FHA|USDA|VA) 3 $825,000 $275,000 $4,297 3.90%
Zanesville, OH (FHA|USDA|VA) 4 $820,000 $205,000 $2,632 3.86%
North Platte, NE (FHA|USDA|VA) 4 $800,000 $200,000 $3,360 3.78%
Somerset, PA (FHA|USDA|VA) 4 $780,000 $195,000 $2,996 4.03%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $775,000 $258,333 $2,530 3.92%
Sanford, NC (FHA|USDA|VA) 5 $775,000 $155,000 $1,790 3.80%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $770,000 $192,500 $2,139 3.84%
Sandusky, OH (FHA|USDA|VA) 4 $760,000 $190,000 $2,832 3.97%
CLEVELAND, TN (FHA|USDA|VA) 3 $745,000 $248,333 $2,379 3.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $730,000 $182,500 $2,452 3.66%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $725,000 $241,667 $3,270 3.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $715,000 $238,333 $1,675 3.63%
LOUISVILLE, KY (FHA|USDA|VA) 4 $710,000 $177,500 $2,228 4.00%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $705,000 $235,000 $2,457 3.46%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $690,000 $172,500 $2,771 3.86%
Georgetown, SC (FHA|USDA|VA) 2 $690,000 $345,000 $8,068 3.88%
Urbana, OH (FHA|USDA|VA) 3 $685,000 $228,333 $2,865 3.50%
Red Bluff, CA (FHA|USDA|VA) 3 $675,000 $225,000 $3,333 4.12%
ALBANY, GA (FHA|USDA|VA) 3 $675,000 $225,000 $2,970 3.71%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $670,000 $335,000 $2,287 3.88%
Crescent City, CA (FHA|USDA|VA) 2 $660,000 $330,000 $3,044 3.69%
Norwalk, OH (FHA|USDA|VA) 4 $660,000 $165,000 $2,475 3.97%
MONROE, LA (FHA|USDA|VA) 2 $650,000 $325,000 $3,805 4.13%
Hobbs, NM (FHA|USDA|VA) 3 $645,000 $215,000 $4,622 4.29%
Bellefontaine, OH (FHA|USDA|VA) 3 $625,000 $208,333 $3,546 3.71%
MUNCIE, IN (FHA|USDA|VA) 4 $620,000 $155,000 $2,104 4.00%
Lumberton, NC (FHA|USDA|VA) 3 $615,000 $205,000 $2,215 3.96%
BRUNSWICK, GA (FHA|USDA|VA) 3 $605,000 $201,667 $2,137 3.35%
Findlay, OH (FHA|USDA|VA) 3 $595,000 $198,333 $3,125 3.83%
GETTYSBURG, PA (FHA|USDA|VA) 3 $585,000 $195,000 $3,546 4.04%
Martinsville, VA (FHA|USDA|VA) 3 $575,000 $191,667 $2,372 3.83%
Del Rio, TX (FHA|USDA|VA) 3 $575,000 $191,667 $2,902 4.21%
Edwards, CO (FHA|USDA|VA) 1 $565,000 $565,000 $6,245 3.38%
Marion, IN (FHA|USDA|VA) 3 $565,000 $188,333 $2,306 3.79%
Cedartown, GA (FHA|USDA|VA) 4 $560,000 $140,000 $1,516 4.06%
GADSDEN, AL (FHA|USDA|VA) 3 $555,000 $185,000 $2,734 3.87%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $550,000 $275,000 $3,420 3.63%
Granbury, TX (FHA|USDA|VA) 3 $545,000 $181,667 $3,219 4.13%
Mountain Home, ID (FHA|USDA|VA) 3 $545,000 $181,667 $2,935 3.61%
Cullowhee, NC (FHA|USDA|VA) 3 $545,000 $181,667 $3,568 4.00%
SAN ANGELO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $3,033 3.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $545,000 $181,667 $1,371 3.71%
Ottawa, IL (FHA|USDA|VA) 3 $535,000 $178,333 $2,483 3.83%
Moscow, ID (FHA|USDA|VA) 2 $530,000 $265,000 $4,867 3.69%
Marion, OH (FHA|USDA|VA) 3 $525,000 $175,000 $2,162 4.04%
LaGrange, GA-AL (FHA|USDA|VA) 3 $525,000 $175,000 $1,756 3.83%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,341 3.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $515,000 $171,667 $2,416 4.04%
Lake City, FL (FHA|USDA|VA) 2 $510,000 $255,000 $3,206 4.06%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $505,000 $168,333 $2,775 4.16%
DECATUR, AL (FHA|USDA|VA) 2 $500,000 $250,000 $3,464 3.56%
Jesup, GA (FHA|USDA|VA) 3 $485,000 $161,667 $1,587 4.17%
FOND DU LAC, WI (FHA|USDA|VA) 3 $485,000 $161,667 $1,462 3.68%
KOKOMO, IN (FHA|USDA|VA) 2 $480,000 $240,000 $3,057 3.94%
Gallup, NM (FHA|USDA|VA) 2 $480,000 $240,000 $3,801 3.88%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $480,000 $240,000 $2,830 3.31%
Palatka, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,405 3.77%
Calhoun, GA (FHA|USDA|VA) 3 $475,000 $158,333 $1,903 4.38%
Dayton, TN (FHA|USDA|VA) 3 $475,000 $158,333 $1,809 3.96%
THE VILLAGES, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,274 3.56%
MISSOULA, MT (FHA|USDA|VA) 2 $470,000 $235,000 $4,205 3.44%
Jackson, WY-ID (FHA|USDA|VA) 1 $455,000 $455,000 $6,511 3.88%
Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $2,334 3.99%
GREENVILLE, NC (FHA|USDA|VA) 2 $450,000 $225,000 $2,136 3.69%
Clovis, NM (FHA|USDA|VA) 3 $445,000 $148,333 $2,494 3.92%
Deming, NM (FHA|USDA|VA) 2 $440,000 $220,000 $3,374 3.75%
Athens, TN (FHA|USDA|VA) 2 $440,000 $220,000 $2,359 3.63%
LAREDO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,437 3.44%
Sturgis, MI (FHA|USDA|VA) 2 $420,000 $210,000 $3,665 4.13%
ALTOONA, PA (FHA|USDA|VA) 3 $415,000 $138,333 $2,692 3.71%
Dyersburg, TN (FHA|USDA|VA) 2 $410,000 $205,000 $2,899 3.63%
EspaƱola, NM (FHA|USDA|VA) 2 $410,000 $205,000 $3,900 3.91%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $405,000 $135,000 $1,411 4.13%
Bedford, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,155 3.88%
Blackfoot, ID (FHA|USDA|VA) 2 $400,000 $200,000 $2,783 3.94%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,276 3.94%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $390,000 $195,000 $2,850 3.93%
HARRISONBURG, VA (FHA|USDA|VA) 2 $390,000 $195,000 $4,273 3.75%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $390,000 $195,000 $3,369 3.81%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,595 3.75%
Kerrville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $4,944 3.25%
Adrian, MI (FHA|USDA|VA) 2 $380,000 $190,000 $2,519 4.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $380,000 $190,000 $1,561 3.56%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $380,000 $190,000 $2,497 3.56%
PEORIA, IL (FHA|USDA|VA) 3 $375,000 $125,000 $1,998 3.98%
Beaver Dam, WI (FHA|USDA|VA) 2 $370,000 $185,000 $2,468 3.94%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $1,934 4.00%
Thomasville, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,089 3.63%
Athens, OH (FHA|USDA|VA) 1 $365,000 $365,000 $6,419 3.25%
Marquette, MI (FHA|USDA|VA) 1 $365,000 $365,000 $4,437 3.25%
Los Alamos, NM (FHA|USDA|VA) 1 $365,000 $365,000 $6,058 3.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $365,000 $365,000 $4,118 2.99%
BILLINGS, MT (FHA|USDA|VA) 2 $360,000 $180,000 $2,595 3.66%
ROME, GA (FHA|USDA|VA) 2 $360,000 $180,000 $2,008 3.88%
New Castle, IN (FHA|USDA|VA) 2 $360,000 $180,000 $2,333 4.00%
Elizabeth City, NC (FHA|USDA|VA) 2 $350,000 $175,000 $2,104 4.00%
Marietta, OH (FHA|USDA|VA) 2 $350,000 $175,000 $2,809 4.50%
Wilmington, OH (FHA|USDA|VA) 2 $350,000 $175,000 $2,237 3.81%
Fremont, OH (FHA|USDA|VA) 2 $350,000 $175,000 $2,996 4.00%
Steamboat Springs, CO (FHA|USDA|VA) 1 $345,000 $345,000 $5,308 3.25%
DALTON, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,008 4.25%
Wilson, NC (FHA|USDA|VA) 2 $340,000 $170,000 $1,486 4.06%
Crawfordsville, IN (FHA|USDA|VA) 1 $335,000 $335,000 $3,570 3.25%
Albertville, AL (FHA|USDA|VA) 2 $330,000 $165,000 $1,840 4.00%
Big Spring, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,271 4.31%
Manitowoc, WI (FHA|USDA|VA) 2 $320,000 $160,000 $2,193 4.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,374 4.13%
Troy, AL (FHA|USDA|VA) 2 $310,000 $155,000 $1,762 3.96%
Big Stone Gap, VA (FHA|USDA|VA) 2 $310,000 $155,000 $1,764 4.12%
Baraboo, WI (FHA|USDA|VA) 1 $305,000 $305,000 $3,245 3.50%
Pottsville, PA (FHA|USDA|VA) 2 $290,000 $145,000 $2,264 4.00%
MIDLAND, MI (FHA|USDA|VA) 2 $290,000 $145,000 $2,002 3.93%
Alice, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,520 4.13%
Jennings, LA (FHA|USDA|VA) 1 $275,000 $275,000 $4,665 3.50%
Cookeville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $4,490 3.75%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,662 3.50%
Newport, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,445 3.75%
Okeechobee, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,493 3.80%
Beatrice, NE (FHA|USDA|VA) 1 $255,000 $255,000 $3,139 3.75%
Lewisburg, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,450 4.13%
GAINESVILLE, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,013 4.13%
Danville, VA (FHA|USDA|VA) 1 $255,000 $255,000 $3,181 3.50%
APPLETON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $4,075 3.88%
Laurinburg, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,789 4.13%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $245,000 $245,000 $1,221 4.00%
Fort Morgan, CO (FHA|USDA|VA) 1 $245,000 $245,000 $2,768 4.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,995 4.00%
Greenville, OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,333 3.63%
Sweetwater, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,267 3.40%
Lincoln, IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,357 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,521 3.50%
Minden, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,168 3.50%
Stevens Point, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,508 4.13%
Winnemucca, NV (FHA|USDA|VA) 1 $225,000 $225,000 $3,716 3.88%
Athens, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,859 4.00%
Logansport, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,412 3.80%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,340 3.88%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,871 3.38%
Tifton, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,476 4.50%
BAY CITY, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,432 3.88%
Scottsburg, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,694 3.88%
Huntingdon, PA (FHA|USDA|VA) 1 $195,000 $195,000 $5,704 3.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,404 4.00%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,755 3.75%
Bluefield, WV-VA (FHA|USDA|VA) 1 $185,000 $185,000 $4,799 4.63%
Huntington, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,722 3.88%
Montrose, CO (FHA|USDA|VA) 1 $185,000 $185,000 $2,235 4.25%
Stephenville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,488 4.63%
Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,110 3.63%
DuBois, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,571 4.63%
Bay City, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,624 4.38%
Holland, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,158 3.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,661 4.13%
Clewiston, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,632 4.13%
Mount Vernon, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,017 4.00%
Albemarle, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,358 3.95%
Milledgeville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,858 3.50%
Macomb, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,994 3.88%
Wapakoneta, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,778 4.00%
North Vernon, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,807 4.50%
Washington Court House, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,454 4.50%
Sunbury, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,036 4.13%
Shelbyville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,711 4.00%
Cullman, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,855 3.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,697 3.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,001 4.49%
Jasper, AL (FHA|USDA|VA) 1 $165,000 $165,000 $898 4.25%
Kearney, NE (FHA|USDA|VA) 1 $165,000 $165,000 $1,903 3.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,462 3.88%
Bonham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,117 4.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,683 3.63%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,172 4.49%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,433 4.49%
Sterling, CO (FHA|USDA|VA) 1 $155,000 $155,000 $1,875 3.75%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,543 4.25%
Centralia, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,532 3.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $155,000 $155,000 $1,410 4.13%
Ruidoso, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,661 4.25%
Rochelle, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,757 4.25%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $774 4.00%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,925 4.63%
Bainbridge, GA (FHA|USDA|VA) 1 $155,000 $155,000 $1,816 3.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $145,000 $145,000 $1,820 3.75%
Traverse City, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,551 3.75%
Lexington, NE (FHA|USDA|VA) 1 $145,000 $145,000 $2,540 4.13%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,818 4.38%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,122 4.00%
Wabash, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,231 4.25%
Shelby, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,302 3.53%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,314 3.70%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,325 4.13%
Lock Haven, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,357 4.00%
Rockingham, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,360 4.00%
Cornelia, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,400 3.75%
Marion, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,199 3.88%
Big Rapids, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,028 4.13%
Clearpath Lending's top markets include Phoenix, Riverside, Las Vegas, Washington, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 8,483 $2,154,075,000 $253,928 $3,322 3.83%
    FHA 731 $190,895,000 $261,142 $5,966 4.28%
    Conventional 55 $18,505,000 $336,455 $5,133 4.12%

    For 2019, Clearpath Lending's most frequently originated type of loan was VA, with 8,483 originations. Their 2nd most popular type was FHA, with 731 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,961 $2,270,815,000 $253,411 $3,411 3.85%
    Cash Out Refi 286 $86,320,000 $301,818 $7,501 4.19%
    Home Purchase 22 $6,340,000 $288,182 $5,244 4.37%

    For 2019, Clearpath Lending's most frequently cited loan purpose was Refi, with 8,961 originations. The 2nd most popular reason was Cash Out Refi, with 286 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,263 $1,879,875,000 $258,829 $3,485 3.78%
    Other 1,960 $472,590,000 $241,117 $3,775 4.20%
    15 Year 34 $7,880,000 $231,765 $2,480 3.54%
    20 Year 10 $2,410,000 $241,000 $3,055 3.75%
    10 Year 1 $545,000 $545,000 $1,800 3.50%
    30+ year 1 $175,000 $175,000 $2,563 3.95%

    For 2019, Clearpath Lending's most frequently cited loan duration was 30 Year, with 7,263 originations. The 2nd most popular length was Other, with 1,960 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,680 $1,016,880,000 $217,282
    $1k-2k 3,164 $786,470,000 $248,568
    $2k-3k 918 $308,610,000 $336,176
    $3k-4k 301 $130,725,000 $434,302
    $4k-5k 110 $60,280,000 $548,000
    $5k+ 86 $58,140,000 $676,047

    Clearpath Lending's average total fees were $3,485, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,680 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,458 $1,704,930,000 $264,003
    4-5% 2,671 $623,565,000 $233,458
    2.5-3% 103 $26,425,000 $256,553
    5-6% 37 $8,555,000 $231,216

    During 2019, Clearpath Lending's average interest rate for loans was 3.78%, while their most frequently originated rate bucket for loans was 3-4%, with 6,458 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,917 $1,329,905,000 $270,471 $3,816 3.85%
    $100k-200k 3,445 $569,975,000 $165,450 $2,389 3.92%
    $400k-600k 726 $340,960,000 $469,642 $5,940 3.74%
    $600k-1MM 171 $118,465,000 $692,778 $8,727 3.69%
    $100,000 or less 7 $585,000 $83,571 $1,716 4.21%
    $1MM+ 3 $3,585,000 $1,195,000 $5,574 3.33%

    2019 saw Clearpath Lending place emphasis on $200k-400k loans with 4,917 originations, totaling $1,329,905,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 9,267 $2,362,325,000 $254,918 $3,542 3.86%
    $100k-150k 1 $575,000 $575,000 $650 3.63%
    $150k-250k 1 $575,000 $575,000 $600 4.00%

    Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 9,267 originations. The second most popular income band? $100k-150k, with 1 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 65 $20,765,000 $319,462 $8,885 4.27%
    30-36% 53 $16,695,000 $315,000 $6,286 4.12%
    20-30% 30 $8,600,000 $286,667 $7,060 4.00%
    43% 23 $6,975,000 $303,261 $7,199 4.17%
    38% 23 $6,055,000 $263,261 $5,609 4.09%
    42% 19 $5,175,000 $272,368 $6,658 4.01%
    41% 17 $5,005,000 $294,412 $6,691 4.16%
    44% 17 $4,895,000 $287,941 $7,193 4.31%
    47% 16 $4,760,000 $297,500 $5,928 4.35%
    37% 16 $4,390,000 $274,375 $6,075 3.86%
    48% 16 $5,090,000 $318,125 $4,366 4.21%
    49% 15 $4,155,000 $277,000 $7,461 4.33%
    45% 14 $4,520,000 $322,857 $8,142 4.00%
    40% 13 $4,285,000 $329,615 $6,383 4.24%
    36% 12 $3,670,000 $305,833 $6,610 4.13%
    46% 11 $3,285,000 $298,636 $5,620 4.31%
    39% 8 $3,020,000 $377,500 $5,872 4.06%
    <20% 6 $1,960,000 $326,667 $2,987 3.69%
    >60% 5 $1,795,000 $359,000 $9,247 4.20%

    Clearpath Lending lent most frequently to those with DTI ratios of 50-60%, with 65 originations. The next most common DTI ratio? 30-36%, with 53 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,569 $1,645,835,000 $250,546 $3,573 3.86%
    Black 2,372 $611,550,000 $257,820 $3,352 3.89%
    Asian 176 $61,620,000 $350,114 $4,596 3.79%
    Native Hawaiian or Islander 73 $23,425,000 $320,890 $4,082 3.82%
    American Indian 67 $18,095,000 $270,075 $3,937 3.87%
    Not provided 12 $2,950,000 $245,833 $2,506 3.64%

    Approval Rates

    Total approvals of all applications
    91.99%

    Clearpath Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.19%

    Clearpath Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,269 $2,363,475,000 $254,987

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 173 $31,875,000 $184,249
    Single Family (1-4 Units):Site-Built 9,096 $2,331,600,000 $256,332

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5 $2,175,000 $435,000 $2,272 3.75%
    40-60% 34 $7,550,000 $222,059 $3,775 3.94%
    60-80% 440 $94,000,000 $213,636 $3,119 3.79%
    80-100% 7,181 $1,871,445,000 $260,611 $3,604 3.81%
    Over 100% 1,609 $388,305,000 $241,333 $3,378 4.14%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ClearPath Lending VA mortgage Applying for a mortgage or refinancing an existing mortgage 5 83.3%
    ClearPath Lending VA mortgage Closing on a mortgage 1 16.7%