Clearpath Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300G5DVGM0ZHRQC33
Tax ID: 45-5510883
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Mortgage Data
Review & Overview
Clearpath Lending is a small mortgage company specializing in Refi loans. They have an average proportion of FHA loans. Clearpath Lending has a low ratio of conventional loans. Their top markets by origination volume include: Phoenix, Riverside, Las Vegas, Washington, and Atlanta among others. We have data for 455 markets. (Some data included below & more in-depth data is available with an active subscription.)Clearpath Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 11/21/24 |
| 30 Year Conventional Refi | 6.59% | 11/21/24 |
| 30 Year Cash-out Refi | 6.70% | 11/21/24 |
| 30 Year FHA Refi | 7.08% | 11/21/24 |
| 30 Year VA Purchase | 6.24% | 11/21/24 |
| 30 Year VA Refi | 5.67% | 11/21/24 |
| 15 Year Conventional Refi | 6.68% | 11/21/24 |
| 15 Year Cash-out Refi | 6.68% | 11/21/24 |
| 15 Year VA Refi | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Clearpath Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,269Origination Dollar Volume (All Markets)
$2,363,475,000Awards
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CLEARPATH LENDING - 2019
CLEARPATH LENDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 550 | $132,920,000 | $241,673 | $3,631 | 3.88% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 310 | $100,220,000 | $323,290 | $4,583 | 3.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 332 | $93,900,000 | $282,831 | $3,848 | 3.86% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 202 | $79,910,000 | $395,594 | $5,331 | 3.85% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 257 | $62,315,000 | $242,471 | $3,046 | 3.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 128 | $58,830,000 | $459,609 | $5,660 | 3.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 108 | $51,260,000 | $474,630 | $5,825 | 3.80% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 200 | $49,880,000 | $249,400 | $3,429 | 3.80% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 205 | $47,925,000 | $233,780 | $3,629 | 3.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 178 | $47,490,000 | $266,798 | $3,677 | 3.85% |
| Outside of Metro Areas | 235 | $47,485,000 | $202,064 | $2,756 | 3.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 161 | $39,695,000 | $246,553 | $3,496 | 3.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 109 | $37,145,000 | $340,780 | $5,368 | 3.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 132 | $36,560,000 | $276,970 | $3,760 | 3.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 67 | $35,955,000 | $536,642 | $7,266 | 3.68% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 99 | $35,735,000 | $360,960 | $4,678 | 3.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 148 | $34,980,000 | $236,351 | $2,955 | 3.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 125 | $34,265,000 | $274,120 | $4,334 | 3.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 126 | $32,460,000 | $257,619 | $3,744 | 3.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 124 | $30,740,000 | $247,903 | $3,464 | 3.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 98 | $29,970,000 | $305,816 | $4,547 | 3.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 103 | $28,425,000 | $275,971 | $3,763 | 3.81% |
| TUCSON, AZ (FHA|USDA|VA) | 133 | $28,185,000 | $211,917 | $2,839 | 3.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 110 | $26,770,000 | $243,364 | $3,705 | 3.80% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 110 | $25,360,000 | $230,545 | $3,157 | 3.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 118 | $25,000,000 | $211,864 | $3,335 | 3.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 105 | $22,855,000 | $217,667 | $2,803 | 3.93% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 119 | $22,815,000 | $191,723 | $2,010 | 3.91% |
| COLUMBIA, SC (FHA|USDA|VA) | 111 | $21,945,000 | $197,703 | $2,482 | 3.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 90 | $21,370,000 | $237,444 | $3,395 | 3.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 71 | $21,235,000 | $299,085 | $4,293 | 3.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 85 | $19,715,000 | $231,941 | $3,573 | 3.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 34 | $19,340,000 | $568,824 | $7,949 | 3.71% |
| BOISE CITY, ID (FHA|USDA|VA) | 72 | $18,870,000 | $262,083 | $4,261 | 3.78% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 55 | $17,385,000 | $316,091 | $2,934 | 3.85% |
| RICHMOND, VA (FHA|USDA|VA) | 67 | $15,825,000 | $236,194 | $3,269 | 3.89% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 55 | $15,755,000 | $286,455 | $3,660 | 3.74% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 64 | $15,050,000 | $235,156 | $3,354 | 3.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 70 | $15,020,000 | $214,571 | $3,703 | 3.84% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $14,775,000 | $343,605 | $4,957 | 3.86% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 70 | $14,650,000 | $209,286 | $2,852 | 3.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 61 | $14,585,000 | $239,098 | $2,767 | 3.81% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 74 | $13,360,000 | $180,541 | $2,099 | 3.91% |
| RENO, NV (FHA|USDA|VA) | 40 | $12,430,000 | $310,750 | $4,465 | 3.94% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 65 | $12,355,000 | $190,077 | $2,364 | 3.82% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 55 | $12,105,000 | $220,091 | $2,649 | 3.84% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 56 | $12,070,000 | $215,536 | $2,933 | 3.82% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 48 | $11,630,000 | $242,292 | $3,103 | 3.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 55 | $11,165,000 | $203,000 | $3,063 | 4.04% |
| VALLEJO, CA (FHA|USDA|VA) | 28 | $11,100,000 | $396,429 | $5,487 | 3.73% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 48 | $11,060,000 | $230,417 | $3,268 | 3.71% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 51 | $10,945,000 | $214,608 | $3,052 | 3.82% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 47 | $10,845,000 | $230,745 | $2,911 | 3.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 46 | $10,800,000 | $234,783 | $3,796 | 3.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 41 | $10,665,000 | $260,122 | $3,469 | 3.89% |
| GREELEY, CO (FHA|USDA|VA) | 34 | $9,640,000 | $283,529 | $4,358 | 3.92% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 51 | $9,625,000 | $188,725 | $3,117 | 4.02% |
| FRESNO, CA (FHA|USDA|VA) | 38 | $9,570,000 | $251,842 | $3,295 | 3.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $9,510,000 | $279,706 | $4,329 | 3.64% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 40 | $9,280,000 | $232,000 | $2,894 | 3.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 42 | $8,820,000 | $210,000 | $2,671 | 3.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 37 | $8,715,000 | $235,541 | $3,644 | 3.90% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 36 | $8,460,000 | $235,000 | $3,318 | 3.61% |
| KNOXVILLE, TN (FHA|USDA|VA) | 40 | $8,380,000 | $209,500 | $2,916 | 3.92% |
| Fernley, NV (FHA|USDA|VA) | 31 | $8,235,000 | $265,645 | $3,901 | 3.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $8,005,000 | $615,769 | $8,089 | 3.76% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 37 | $7,785,000 | $210,405 | $3,105 | 3.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 31 | $7,195,000 | $232,097 | $3,238 | 3.77% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 34 | $7,110,000 | $209,118 | $3,031 | 3.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 33 | $7,085,000 | $214,697 | $3,480 | 3.90% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 31 | $7,075,000 | $228,226 | $2,977 | 3.86% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 28 | $7,060,000 | $252,143 | $3,776 | 3.64% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 31 | $6,715,000 | $216,613 | $3,084 | 3.83% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $6,395,000 | $278,043 | $3,786 | 3.94% |
| Outside of Metro Areas | 21 | $6,375,000 | $303,571 | $5,140 | 3.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 28 | $6,210,000 | $221,786 | $2,462 | 3.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 33 | $6,125,000 | $185,606 | $2,205 | 3.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 32 | $6,070,000 | $189,688 | $2,442 | 3.98% |
| BATON ROUGE, LA (FHA|USDA|VA) | 30 | $5,900,000 | $196,667 | $2,681 | 3.77% |
| PUEBLO, CO (FHA|USDA|VA) | 27 | $5,895,000 | $218,333 | $2,922 | 3.75% |
| EL PASO, TX (FHA|USDA|VA) | 31 | $5,715,000 | $184,355 | $2,751 | 4.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 23 | $5,715,000 | $248,478 | $3,358 | 3.81% |
| Pahrump, NV (FHA|USDA|VA) | 26 | $5,470,000 | $210,385 | $3,055 | 3.95% |
| VISALIA, CA (FHA|USDA|VA) | 23 | $5,355,000 | $232,826 | $3,252 | 3.83% |
| MONTGOMERY, AL (FHA|USDA|VA) | 24 | $5,290,000 | $220,417 | $2,657 | 3.89% |
| OCALA, FL (FHA|USDA|VA) | 21 | $5,255,000 | $250,238 | $3,290 | 3.92% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 23 | $5,225,000 | $227,174 | $3,135 | 3.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 19 | $4,995,000 | $262,895 | $3,739 | 3.81% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 24 | $4,910,000 | $204,583 | $2,423 | 3.94% |
| REDDING, CA (FHA|USDA|VA) | 20 | $4,810,000 | $240,500 | $3,833 | 4.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 20 | $4,800,000 | $240,000 | $2,794 | 3.80% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $4,725,000 | $525,000 | $6,806 | 3.53% |
| FLINT, MI (FHA|USDA|VA) | 26 | $4,710,000 | $181,154 | $2,539 | 3.81% |
| YUMA, AZ (FHA|USDA|VA) | 23 | $4,565,000 | $198,478 | $2,689 | 3.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 20 | $4,480,000 | $224,000 | $3,264 | 3.66% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $4,475,000 | $639,286 | $8,092 | 3.66% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $4,415,000 | $232,368 | $3,506 | 3.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $4,415,000 | $210,238 | $3,107 | 3.93% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $4,380,000 | $438,000 | $7,105 | 3.91% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $3,559 | 3.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $4,235,000 | $222,895 | $3,182 | 4.25% |
| TOLEDO, OH (FHA|USDA|VA) | 21 | $4,235,000 | $201,667 | $3,129 | 3.95% |
| SUMTER, SC (FHA|USDA|VA) | 23 | $4,075,000 | $177,174 | $2,419 | 3.93% |
| MADISON, WI (FHA|USDA|VA) | 15 | $4,065,000 | $271,000 | $3,296 | 3.62% |
| LAS CRUCES, NM (FHA|USDA|VA) | 20 | $4,060,000 | $203,000 | $3,405 | 3.86% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $2,664 | 3.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 18 | $3,860,000 | $214,444 | $2,588 | 3.82% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 18 | $3,800,000 | $211,111 | $2,968 | 4.05% |
| HINESVILLE, GA (FHA|USDA|VA) | 19 | $3,785,000 | $199,211 | $2,582 | 3.74% |
| PITTSBURGH, PA (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $4,051 | 3.70% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $3,655,000 | $192,368 | $2,368 | 3.89% |
| MERCED, CA (FHA|USDA|VA) | 14 | $3,560,000 | $254,286 | $3,612 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $3,639 | 3.61% |
| FORT WAYNE, IN (FHA|USDA|VA) | 17 | $3,495,000 | $205,588 | $2,458 | 4.01% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $3,433 | 3.94% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $3,475 | 3.67% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $3,275,000 | $218,333 | $2,325 | 3.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 16 | $3,250,000 | $203,125 | $3,184 | 3.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 17 | $3,175,000 | $186,765 | $2,788 | 3.59% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $3,170,000 | $528,333 | $5,990 | 3.58% |
| Kalispell, MT (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $3,765 | 3.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $2,104 | 3.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 14 | $3,010,000 | $215,000 | $2,800 | 3.95% |
| Kapaa, HI (FHA|USDA|VA) | 6 | $3,000,000 | $500,000 | $8,222 | 3.71% |
| ROANOKE, VA (FHA|USDA|VA) | 16 | $2,930,000 | $183,125 | $2,547 | 3.80% |
| AKRON, OH (FHA|USDA|VA) | 17 | $2,865,000 | $168,529 | $2,391 | 3.97% |
| MORRISTOWN, TN (FHA|USDA|VA) | 16 | $2,860,000 | $178,750 | $2,071 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 15 | $2,845,000 | $189,667 | $2,395 | 3.71% |
| FARMINGTON, NM (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $4,027 | 3.96% |
| Hilo, HI (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $4,230 | 3.56% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $2,694 | 3.77% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,720,000 | $453,333 | $5,203 | 3.71% |
| MADERA, CA (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $3,149 | 3.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $2,695,000 | $179,667 | $2,323 | 3.83% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $4,403 | 3.96% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 16 | $2,650,000 | $165,625 | $3,274 | 3.98% |
| NEW BERN, NC (FHA|USDA|VA) | 15 | $2,635,000 | $175,667 | $1,790 | 3.72% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,630,000 | $438,333 | $4,371 | 4.01% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $2,200 | 3.82% |
| Fallon, NV (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $3,173 | 3.89% |
| FORT COLLINS, CO (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $4,079 | 3.78% |
| READING, PA (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $3,718 | 3.69% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $3,926 | 4.19% |
| Cañon City, CO (FHA|USDA|VA) | 11 | $2,345,000 | $213,182 | $2,631 | 3.70% |
| Helena, MT (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $3,872 | 3.81% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $4,165 | 3.54% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $3,008 | 3.87% |
| Elko, NV (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $4,447 | 4.29% |
| MUSKEGON, MI (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $2,555 | 3.86% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $4,009 | 3.80% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $2,706 | 4.09% |
| RACINE, WI (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $2,586 | 4.11% |
| St. Marys, GA (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $3,191 | 3.79% |
| EL CENTRO, CA (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $4,040 | 3.86% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $2,993 | 4.12% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $2,878 | 3.82% |
| Morehead City, NC (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $2,416 | 4.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $3,481 | 3.92% |
| Show Low, AZ (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $3,290 | 3.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $2,628 | 3.62% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $3,804 | 3.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $3,673 | 3.93% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $2,736 | 3.83% |
| DOTHAN, AL (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $2,909 | 3.66% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $2,870 | 3.96% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $2,618 | 3.84% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $3,145 | 3.67% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $3,556 | 3.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $3,255 | 3.61% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $3,250 | 4.07% |
| Sonora, CA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $3,262 | 4.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $2,098 | 3.94% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $3,377 | 3.92% |
| Payson, AZ (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $2,943 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $5,442 | 4.01% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $3,132 | 3.84% |
| DeRidder, LA (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $2,865 | 3.73% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,958 | 3.89% |
| LEBANON, PA (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $3,006 | 3.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $2,648 | 3.94% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $2,529 | 3.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $2,790 | 3.71% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $2,843 | 3.98% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $2,376 | 3.83% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $3,487 | 3.87% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $3,040 | 3.87% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,569 | 4.16% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $1,850 | 3.95% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,409 | 3.89% |
| Greeneville, TN (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $2,937 | 3.67% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $4,151 | 3.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $2,265 | 3.98% |
| WACO, TX (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,275 | 3.96% |
| LINCOLN, NE (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $2,087 | 3.85% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $2,984 | 3.70% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,003 | 3.97% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $2,808 | 3.73% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $3,548 | 3.99% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,942 | 3.76% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $2,846 | 3.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $13,552 | 3.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,592 | 3.98% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $2,039 | 3.58% |
| Alamogordo, NM (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $2,845 | 3.78% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,254 | 4.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $2,053 | 3.73% |
| NILES, MI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,084 | 3.87% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,487 | 3.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,162 | 4.16% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $2,623 | 3.84% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,220 | 3.60% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $1,979 | 3.94% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $2,415 | 3.73% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $2,938 | 3.97% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,079 | 3.63% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,178 | 4.07% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,246 | 3.85% |
| Crossville, TN (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $2,384 | 3.91% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $2,349 | 3.81% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $2,763 | 4.02% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $3,512 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,219 | 3.86% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $2,323 | 3.87% |
| Seneca, SC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $2,609 | 3.64% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,986 | 3.81% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,258 | 3.65% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,436 | 4.03% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $2,987 | 4.08% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $2,820 | 3.90% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,024 | 4.05% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $2,727 | 4.06% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,053 | 3.79% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,416 | 4.13% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $2,088 | 4.21% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,440 | 3.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,905 | 3.92% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $2,539 | 3.94% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,690 | 3.55% |
| Safford, AZ (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $2,855 | 3.98% |
| LIMA, OH (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,636 | 3.85% |
| Nogales, AZ (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,812 | 3.79% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,951 | 3.62% |
| Fort Polk South, LA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,459 | 3.86% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $2,287 | 3.73% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $2,495 | 3.87% |
| Wooster, OH (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $2,961 | 4.23% |
| TYLER, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,853 | 3.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,980 | 3.97% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,001 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,255 | 3.56% |
| Boone, NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,590 | 3.97% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,484 | 3.97% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $2,422 | 4.08% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,456 | 4.16% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $2,355 | 4.06% |
| Susanville, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $2,852 | 4.14% |
| Roswell, NM (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,364 | 3.94% |
| ERIE, PA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,312 | 4.03% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,786 | 3.97% |
| Angola, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,297 | 3.90% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,632 | 3.86% |
| North Platte, NE (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,360 | 3.78% |
| Somerset, PA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,996 | 4.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,530 | 3.92% |
| Sanford, NC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $1,790 | 3.80% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,139 | 3.84% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,832 | 3.97% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,379 | 3.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $2,452 | 3.66% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,270 | 3.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,675 | 3.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,228 | 4.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,457 | 3.46% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,771 | 3.86% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,068 | 3.88% |
| Urbana, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,865 | 3.50% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,333 | 4.12% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,970 | 3.71% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,287 | 3.88% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,044 | 3.69% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,475 | 3.97% |
| MONROE, LA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,805 | 4.13% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,622 | 4.29% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,546 | 3.71% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,104 | 4.00% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,215 | 3.96% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,137 | 3.35% |
| Findlay, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,125 | 3.83% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,546 | 4.04% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,372 | 3.83% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,902 | 4.21% |
| Edwards, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $6,245 | 3.38% |
| Marion, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,306 | 3.79% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,516 | 4.06% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,734 | 3.87% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,420 | 3.63% |
| Granbury, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,219 | 4.13% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,935 | 3.61% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,568 | 4.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,033 | 3.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,371 | 3.71% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,483 | 3.83% |
| Moscow, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,867 | 3.69% |
| Marion, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,162 | 4.04% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,756 | 3.83% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,341 | 3.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,416 | 4.04% |
| Lake City, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,206 | 4.06% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,775 | 4.16% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,464 | 3.56% |
| Jesup, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $1,587 | 4.17% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $1,462 | 3.68% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,057 | 3.94% |
| Gallup, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,801 | 3.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,830 | 3.31% |
| Palatka, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,405 | 3.77% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,903 | 4.38% |
| Dayton, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,809 | 3.96% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,274 | 3.56% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,205 | 3.44% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,511 | 3.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,334 | 3.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,136 | 3.69% |
| Clovis, NM (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,494 | 3.92% |
| Deming, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,374 | 3.75% |
| Athens, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,359 | 3.63% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,437 | 3.44% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,665 | 4.13% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,692 | 3.71% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,899 | 3.63% |
| Española, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,900 | 3.91% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $1,411 | 4.13% |
| Bedford, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,155 | 3.88% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,783 | 3.94% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,276 | 3.94% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,850 | 3.93% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,273 | 3.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,369 | 3.81% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,595 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,944 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,519 | 4.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,561 | 3.56% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,497 | 3.56% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,998 | 3.98% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,468 | 3.94% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,934 | 4.00% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,089 | 3.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,419 | 3.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,437 | 3.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,058 | 3.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,118 | 2.99% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,595 | 3.66% |
| ROME, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,008 | 3.88% |
| New Castle, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,333 | 4.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,104 | 4.00% |
| Marietta, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,809 | 4.50% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,237 | 3.81% |
| Fremont, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,996 | 4.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,308 | 3.25% |
| DALTON, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,008 | 4.25% |
| Wilson, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,486 | 4.06% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,570 | 3.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,840 | 4.00% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,271 | 4.31% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,193 | 4.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,374 | 4.13% |
| Troy, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,762 | 3.96% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,764 | 4.12% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,245 | 3.50% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,264 | 4.00% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,002 | 3.93% |
| Alice, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,520 | 4.13% |
| Jennings, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,665 | 3.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,490 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,662 | 3.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,445 | 3.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,493 | 3.80% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,139 | 3.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,450 | 4.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,013 | 4.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,181 | 3.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,075 | 3.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,789 | 4.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,221 | 4.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,768 | 4.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,995 | 4.00% |
| Greenville, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,333 | 3.63% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,267 | 3.40% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,357 | 4.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,521 | 3.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,168 | 3.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,508 | 4.13% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,716 | 3.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,859 | 4.00% |
| Logansport, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,412 | 3.80% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,340 | 3.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,871 | 3.38% |
| Tifton, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,476 | 4.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,432 | 3.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,694 | 3.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,704 | 3.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,404 | 4.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,755 | 3.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,799 | 4.63% |
| Huntington, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,722 | 3.88% |
| Montrose, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,235 | 4.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,488 | 4.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,110 | 3.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,571 | 4.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,624 | 4.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,158 | 3.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,661 | 4.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,632 | 4.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,017 | 4.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,358 | 3.95% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,858 | 3.50% |
| Macomb, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,994 | 3.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,778 | 4.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,807 | 4.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,454 | 4.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,036 | 4.13% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,711 | 4.00% |
| Cullman, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,855 | 3.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,697 | 3.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,001 | 4.49% |
| Jasper, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $898 | 4.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,903 | 3.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,462 | 3.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,117 | 4.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,683 | 3.63% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,172 | 4.49% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,433 | 4.49% |
| Sterling, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,875 | 3.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,543 | 4.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,532 | 3.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,410 | 4.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,661 | 4.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,757 | 4.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $774 | 4.00% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,925 | 4.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,816 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,820 | 3.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,551 | 3.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,540 | 4.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,818 | 4.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,122 | 4.00% |
| Wabash, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,231 | 4.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,302 | 3.53% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,314 | 3.70% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,325 | 4.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,357 | 4.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,360 | 4.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,400 | 3.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,199 | 3.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,028 | 4.13% |
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Product Mix
For 2019, Clearpath Lending's most frequently originated type of loan was VA, with 8,483 originations. Their 2nd most popular type was FHA, with 731 originations.
Loan Reason
For 2019, Clearpath Lending's most frequently cited loan purpose was Refi, with 8,961 originations. The 2nd most popular reason was Cash Out Refi, with 286 originations.
Loan Duration/Length
For 2019, Clearpath Lending's most frequently cited loan duration was 30 Year, with 7,263 originations. The 2nd most popular length was Other, with 1,960 originations.
Origination Fees/Closing Costs
Clearpath Lending's average total fees were $3,485, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,680 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 6,458 | $1,704,930,000 | $264,003 |
| 4-5% | 2,671 | $623,565,000 | $233,458 |
| 2.5-3% | 103 | $26,425,000 | $256,553 |
| 5-6% | 37 | $8,555,000 | $231,216 |
During 2019, Clearpath Lending's average interest rate for loans was 3.78%, while their most frequently originated rate bucket for loans was 3-4%, with 6,458 originations.
Loan Sizing
2019 saw Clearpath Lending place emphasis on $200k-400k loans with 4,917 originations, totaling $1,329,905,000 in origination value.
Applicant Income
Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 9,267 originations. The second most popular income band? $100k-150k, with 1 originations.
Applicant Debt to Income Ratio
Clearpath Lending lent most frequently to those with DTI ratios of 50-60%, with 65 originations. The next most common DTI ratio? 30-36%, with 53 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.99%
Clearpath Lending has an average approval rate.
Pick Rate
Approvals leading to origination82.19%
Clearpath Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,269 | $2,363,475,000 | $254,987 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 173 | $31,875,000 | $184,249 |
| Single Family (1-4 Units):Site-Built | 9,096 | $2,331,600,000 | $256,332 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ClearPath Lending | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 83.3% |
| ClearPath Lending | VA mortgage | Closing on a mortgage | 1 | 16.7% |