Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
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Review & Overview
Waterstone Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Orlando, Tampa, Albuquerque, and Phoenix among others. We have data for 309 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 7.31% | 4/5/25 |
30 Year Conventional Refi | 6.99% | 4/5/25 |
30 Year Cash-out Refi | 7.47% | 4/5/25 |
30 Year FHA Purchase | 7.46% | 4/5/25 |
30 Year FHA Refi | 7.07% | 4/5/25 |
30 Year VA Purchase | 6.72% | 4/5/25 |
30 Year VA Refi | 5.87% | 4/5/25 |
30 Year USDA Purchase | 7.14% | 4/5/25 |
15 Year Conventional Purchase | 7.34% | 4/5/25 |
15 Year Conventional Refi | 8.77% | 4/5/25 |
15 Year Cash-out Refi | 8.77% | 4/5/25 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Waterstone Mortgage Corporation Mortgage Calculator
Your Estimates
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This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,427Origination Dollar Volume (All Markets)
$2,458,445,000Waterstone Mortgage Corporation - 2018
Waterstone Mortgage Corporation is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,102 | $270,020,000 | $245,027 | $5,350 | 4.98% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 800 | $189,970,000 | $237,463 | $5,928 | 5.01% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 575 | $131,745,000 | $229,122 | $5,752 | 4.94% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 766 | $127,180,000 | $166,031 | $4,102 | 5.17% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 521 | $127,115,000 | $243,983 | $6,611 | 5.06% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 424 | $109,400,000 | $258,019 | $5,734 | 4.81% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 474 | $101,670,000 | $214,494 | $3,628 | 4.98% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 301 | $87,335,000 | $290,150 | $6,402 | 4.87% |
MADISON, WI (FHA|USDA|VA) | 384 | $79,530,000 | $207,109 | $4,106 | 4.89% |
SALISBURY, MD-DE (FHA|USDA|VA) | 211 | $68,475,000 | $324,526 | $5,336 | 4.67% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 185 | $58,365,000 | $315,486 | $8,138 | 4.84% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 524 | $56,790,000 | $108,378 | $5,158 | 5.12% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 187 | $55,865,000 | $298,743 | $5,932 | 4.98% |
Outside of Metro Areas | 400 | $55,200,000 | $138,000 | $4,495 | 5.08% |
BOISE CITY, ID (FHA|USDA|VA) | 211 | $42,785,000 | $202,773 | $5,559 | 4.99% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 192 | $42,590,000 | $221,823 | $6,490 | 4.84% |
SANTA FE, NM (FHA|USDA|VA) | 140 | $40,610,000 | $290,071 | $4,968 | 4.98% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 175 | $40,115,000 | $229,229 | $6,428 | 5.00% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 133 | $35,495,000 | $266,880 | $6,195 | 4.83% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 107 | $35,055,000 | $327,617 | $6,082 | 5.00% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 164 | $31,300,000 | $190,854 | $5,474 | 5.09% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 148 | $28,510,000 | $192,635 | $4,782 | 5.05% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 111 | $27,235,000 | $245,360 | $6,812 | 5.00% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 87 | $23,015,000 | $264,540 | $6,378 | 4.79% |
APPLETON, WI (FHA|USDA|VA) | 163 | $22,025,000 | $135,123 | $3,592 | 5.14% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 51 | $21,525,000 | $422,059 | $8,524 | 4.65% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 120 | $20,750,000 | $172,917 | $4,118 | 5.01% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 104 | $19,530,000 | $187,788 | $3,827 | 4.99% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 70 | $18,540,000 | $264,857 | $6,682 | 5.32% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 96 | $18,000,000 | $187,500 | $4,425 | 4.99% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 84 | $15,010,000 | $178,690 | $6,099 | 5.09% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 80 | $15,000,000 | $187,500 | $5,669 | 5.11% |
SALEM, OR (FHA|USDA|VA) | 61 | $14,725,000 | $241,393 | $7,212 | 5.10% |
OCALA, FL (FHA|USDA|VA) | 105 | $14,235,000 | $135,571 | $6,139 | 5.22% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 56 | $13,300,000 | $237,500 | $5,618 | 4.92% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 113 | $12,955,000 | $114,646 | $3,265 | 5.09% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 39 | $12,865,000 | $329,872 | $8,427 | 5.00% |
BEND, OR (FHA|USDA|VA) | 39 | $12,295,000 | $315,256 | $6,795 | 4.98% |
Baraboo, WI (FHA|USDA|VA) | 78 | $11,880,000 | $152,308 | $4,078 | 4.97% |
RICHMOND, VA (FHA|USDA|VA) | 55 | $11,115,000 | $202,091 | $4,974 | 4.81% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 35 | $10,945,000 | $312,714 | $5,270 | 4.83% |
PANAMA CITY, FL (FHA|USDA|VA) | 43 | $9,595,000 | $223,140 | $7,041 | 4.81% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 67 | $9,225,000 | $137,687 | $4,568 | 5.01% |
DOVER, DE (FHA|USDA|VA) | 45 | $9,125,000 | $202,778 | $5,633 | 4.97% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 59 | $7,595,000 | $128,729 | $3,482 | 5.10% |
TULSA, OK (FHA|USDA|VA) | 47 | $7,585,000 | $161,383 | $4,797 | 5.25% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 29 | $7,585,000 | $261,552 | $3,878 | 4.87% |
STAUNTON, VA (FHA|USDA|VA) | 41 | $7,125,000 | $173,780 | $5,041 | 5.06% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $6,940,000 | $495,714 | $5,958 | 4.28% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 23 | $6,375,000 | $277,174 | $4,867 | 4.85% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $6,360,000 | $289,091 | $6,864 | 4.99% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 50 | $6,190,000 | $123,800 | $4,354 | 5.03% |
JACKSON, MI (FHA|USDA|VA) | 37 | $6,025,000 | $162,838 | $3,221 | 5.14% |
BLOOMINGTON, IN (FHA|USDA|VA) | 28 | $5,550,000 | $198,214 | $3,515 | 4.91% |
GREEN BAY, WI (FHA|USDA|VA) | 34 | $5,480,000 | $161,176 | $3,931 | 4.98% |
TALLAHASSEE, FL (FHA|USDA|VA) | 29 | $5,375,000 | $185,345 | $5,807 | 4.80% |
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 46 | $5,070,000 | $110,217 | $4,486 | 5.11% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $4,890,000 | $244,500 | $5,443 | 5.02% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $4,805,000 | $282,647 | $3,932 | 5.04% |
BLOOMINGTON, IL (FHA|USDA|VA) | 31 | $4,765,000 | $153,710 | $4,251 | 4.94% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 24 | $4,730,000 | $197,083 | $6,581 | 4.73% |
Los Alamos, NM (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $6,165 | 4.80% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 17 | $4,295,000 | $252,647 | $7,189 | 4.92% |
Enterprise, AL (FHA|USDA|VA) | 24 | $4,030,000 | $167,917 | $4,206 | 4.74% |
Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 18 | $3,900,000 | $216,667 | $4,381 | 4.83% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 22 | $3,810,000 | $173,182 | $6,144 | 5.04% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 20 | $3,620,000 | $181,000 | $4,223 | 4.96% |
Stevens Point, WI (FHA|USDA|VA) | 30 | $3,510,000 | $117,000 | $3,327 | 5.07% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $5,689 | 4.98% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $5,078 | 4.87% |
LANCASTER, PA (FHA|USDA|VA) | 19 | $3,425,000 | $180,263 | $7,878 | 5.01% |
LAS CRUCES, NM (FHA|USDA|VA) | 27 | $3,235,000 | $119,815 | $3,707 | 5.40% |
RACINE, WI (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $4,277 | 4.83% |
AKRON, OH (FHA|USDA|VA) | 22 | $2,670,000 | $121,364 | $5,161 | 5.15% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 21 | $2,605,000 | $124,048 | $4,740 | 5.07% |
FARMINGTON, NM (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $4,448 | 5.13% |
Beaver Dam, WI (FHA|USDA|VA) | 16 | $2,470,000 | $154,375 | $4,012 | 4.83% |
VALLEJO, CA (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $7,279 | 4.89% |
PEORIA, IL (FHA|USDA|VA) | 17 | $2,285,000 | $134,412 | $6,106 | 5.07% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 16 | $2,270,000 | $141,875 | $5,269 | 5.27% |
Fort Dodge, IA (FHA|USDA|VA) | 29 | $2,265,000 | $78,103 | $3,450 | 5.00% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $4,940 | 4.98% |
JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $5,074 | 5.06% |
Ashtabula, OH (FHA|USDA|VA) | 18 | $2,190,000 | $121,667 | $5,583 | 5.04% |
FOND DU LAC, WI (FHA|USDA|VA) | 17 | $2,165,000 | $127,353 | $3,558 | 5.04% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $5,608 | 4.90% |
STATE COLLEGE, PA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $4,810 | 4.89% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $4,618 | 5.08% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $5,448 | 5.05% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $5,525 | 5.18% |
GREELEY, CO (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $7,504 | 5.05% |
Clewiston, FL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $9,326 | 4.95% |
Concord, NH (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $4,591 | 5.00% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $4,804 | 4.93% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $5,637 | 5.21% |
ST. CLOUD, MN (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $3,562 | 5.03% |
COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $4,958 | 5.23% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 13 | $1,555,000 | $119,615 | $5,162 | 5.11% |
Whitewater, WI (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $3,741 | 5.10% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $5,224 | 4.78% |
SHEBOYGAN, WI (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $3,188 | 5.15% |
Las Vegas, NM (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $5,864 | 5.14% |
Shawano, WI (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $3,495 | 5.05% |
Brainerd, MN (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,219 | 4.93% |
Plymouth, IN (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $5,129 | 4.63% |
Taos, NM (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,767 | 5.06% |
Salem, OH (FHA|USDA|VA) | 12 | $1,420,000 | $118,333 | $5,981 | 5.06% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $6,072 | 4.88% |
LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $7,425 | 5.06% |
YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $5,327 | 5.38% |
IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,658 | 4.93% |
PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $7,178 | 5.09% |
Menomonie, WI (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $5,563 | 5.31% |
DOTHAN, AL (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,269 | 4.61% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $2,866 | 5.27% |
Laconia, NH (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $4,407 | 5.00% |
PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $9,599 | 4.71% |
Prineville, OR (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,846 | 4.94% |
RENO, NV (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $7,237 | 5.19% |
Red Wing, MN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,161 | 4.84% |
EAU CLAIRE, WI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,817 | 5.27% |
Danville, VA (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $5,039 | 4.56% |
Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,908 | 4.90% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,851 | 4.91% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $5,660 | 4.56% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,600 | 4.94% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,759 | 4.71% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $3,414 | 5.06% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,909 | 4.31% |
READING, PA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,511 | 4.85% |
Bonham, TX (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,237 | 4.98% |
LOUISVILLE, KY (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,046 | 4.60% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,172 | 5.00% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,213 | 4.91% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,542 | 4.83% |
Hutchinson, MN (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $3,531 | 4.99% |
Roswell, NM (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $3,208 | 5.38% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,079 | 4.81% |
PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,606 | 5.13% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,505 | 4.88% |
GAINESVILLE, FL (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,145 | 4.84% |
CORVALLIS, OR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,813 | 4.58% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,248 | 5.09% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,908 | 4.75% |
Key West, FL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $6,178 | 4.75% |
KNOXVILLE, TN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,337 | 5.13% |
BOULDER, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,376 | 4.88% |
TYLER, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $10,250 | 4.38% |
Edwards, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,439 | 4.88% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,603 | 5.09% |
TOLEDO, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,297 | 5.05% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,277 | 4.88% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,653 | 5.19% |
Jasper, IN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,604 | 4.88% |
DULUTH, MN-WI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,413 | 5.15% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,167 | 4.75% |
EspaƱola, NM (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,335 | 4.88% |
FORT COLLINS, CO (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,770 | 5.31% |
ROCHESTER, MN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,931 | 4.88% |
Manitowoc, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,905 | 5.21% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,288 | 4.84% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,182 | 4.96% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,556 | 4.79% |
THE VILLAGES, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,924 | 4.96% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,024 | 4.44% |
Holland, MI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,984 | 5.16% |
AMES, IA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,885 | 5.20% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,302 | 4.38% |
Gallup, NM (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,597 | 5.25% |
Muskogee, OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,344 | 5.19% |
Newport, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,750 | 5.31% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,986 | 5.13% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,666 | 4.75% |
STOCKTON, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,285 | 4.69% |
Ontario, OR-ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,972 | 4.75% |
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,614 | 5.19% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,472 | 4.75% |
Durango, CO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,117 | 4.94% |
TUCSON, AZ (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,076 | 5.17% |
MEDFORD, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,451 | 4.88% |
Bozeman, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,382 | 4.63% |
Mountain Home, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,657 | 5.19% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,889 | 5.00% |
ANN ARBOR, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,926 | 5.38% |
Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,630 | 4.38% |
Marshalltown, IA (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $3,320 | 5.35% |
Owatonna, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,022 | 4.94% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,538 | 5.19% |
MONTGOMERY, AL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,882 | 5.33% |
IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,708 | 5.00% |
Burley, ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,931 | 4.75% |
Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,709 | 5.00% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,158 | 5.00% |
GREENVILLE, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,946 | 5.13% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,900 | 5.00% |
BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,686 | 4.88% |
Hillsdale, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,127 | 5.19% |
Bedford, IN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,177 | 5.13% |
Cordele, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,015 | 4.75% |
Lebanon, NH-VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,618 | 5.00% |
DUBUQUE, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,331 | 4.81% |
Marinette, WI-MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,538 | 4.94% |
Pontiac, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,191 | 5.31% |
LONGVIEW, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,954 | 5.38% |
WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,444 | 5.13% |
MUSKEGON, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,259 | 5.25% |
Mount Airy, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,492 | 4.63% |
Gainesville, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,298 | 5.31% |
SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,762 | 5.25% |
Willmar, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,654 | 4.88% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,703 | 5.50% |
MODESTO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,319 | 4.88% |
Stephenville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,421 | 4.63% |
Torrington, CT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,856 | 5.13% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,443 | 4.75% |
Troy, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,688 | 4.88% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,165 | 5.25% |
Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,671 | 5.25% |
Pella, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,040 | 4.88% |
Grants, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,322 | 5.06% |
Washington, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,753 | 4.95% |
JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,273 | 5.50% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,634 | 5.94% |
Traverse City, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,136 | 4.88% |
Burlington, IA-IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,862 | 4.75% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,549 | 5.25% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,426 | 5.00% |
Lewisburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,858 | 5.25% |
FARGO, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,465 | 4.50% |
SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,377 | 4.88% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,662 | 4.69% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,260 | 5.56% |
Granbury, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,105 | 4.63% |
GOLDSBORO, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,425 | 4.50% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,765 | 4.88% |
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,380 | 5.13% |
Greeneville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,443 | 4.63% |
ASHEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,579 | 5.13% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,373 | 4.44% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,123 | 5.00% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,492 | 5.50% |
GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,220 | 4.88% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.50% |
CHEYENNE, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,481 | 4.88% |
New Castle, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,746 | 5.06% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,118 | 5.25% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,431 | 4.75% |
Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,149 | 5.25% |
MOBILE, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,713 | 4.88% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.75% |
DeRidder, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,132 | 5.25% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,569 | 5.13% |
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,143 | 4.88% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,691 | 5.00% |
HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,303 | 4.75% |
Klamath Falls, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,635 | 4.88% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,259 | 4.88% |
WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.50% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,402 | 5.00% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,929 | 4.75% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,661 | 4.50% |
Steamboat Springs, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,960 | 5.25% |
Ada, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,577 | 4.88% |
Wapakoneta, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,973 | 5.19% |
Adrian, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,911 | 4.75% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,931 | 4.88% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,941 | 5.25% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,576 | 4.88% |
Fergus Falls, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,651 | 5.38% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,492 | 5.25% |
Washington, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,218 | 4.63% |
FRESNO, CA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,249 | 3.75% |
MANKATO, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,449 | 4.63% |
Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,941 | 5.63% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,047 | 4.75% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,712 | 5.13% |
CaƱon City, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,657 | 4.50% |
Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,840 | 5.63% |
Winona, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,540 | 5.25% |
Big Rapids, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,911 | 5.00% |
Findlay, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,247 | 5.25% |
TWIN FALLS, ID (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,049 | 5.05% |
Cornelia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,375 | 5.13% |
Elkins, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,322 | 5.50% |
Sevierville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,093 | 5.25% |
Van Wert, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,148 | 5.00% |
Muscatine, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,100 | 5.00% |
Ashland, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.00% |
Sidney, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,451 | 5.63% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,307 | 4.75% |
Lincoln, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,792 | 4.88% |
New Castle, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,533 | 5.13% |
Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,950 | 5.25% |
FLORENCE, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,012 | 4.88% |
Hobbs, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,185 | 6.00% |
Ozark, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,288 | 5.00% |
Statesboro, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.88% |
Jackson, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,135 | 5.63% |
PUEBLO, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,242 | 4.88% |
Sturgis, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,775 | 5.63% |
TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,709 | 5.38% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,341 | 5.25% |
Defiance, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,717 | 4.88% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,391 | 4.88% |
ROCKFORD, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,298 | 5.50% |
Clovis, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,813 | 4.88% |
Oil City, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,440 | 4.88% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,013 | 5.25% |
CHICO, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,072 | 4.88% |
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Product Mix
For 2018, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 7,532 originations. Their 2nd most popular type was FHA, with 2,610 originations.
Loan Reason
For 2018, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 10,477 originations. The 2nd most popular reason was Cash Out Refi, with 546 originations.
Loan Duration/Length
For 2018, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 10,854 originations. The 2nd most popular length was 15 Year, with 253 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $5,435, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,475 originations.
Interest Rates
During 2018, Waterstone Mortgage Corporation's average interest rate for loans was 5.01%, while their most frequently originated rate bucket for loans was 4-5%, with 6,724 originations.
Loan Sizing
2018 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 4,541 originations, totaling $1,228,675,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,270 originations. The second most popular income band? $50k or less, with 2,809 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,899 originations. The next most common DTI ratio? 20-30%, with 1,626 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.53%
Waterstone Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination75.00%
Waterstone Mortgage Corporation has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 11,427 | $2,458,445,000 | $215,144 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Manufactured | 49 | $6,855,000 | $139,898 |
Single Family (1-4 Units):Site-Built | 11,378 | $2,451,590,000 | $215,468 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
WATERSTONE MORTGAGE CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
WATERSTONE MORTGAGE CORPORATION | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |
WATERSTONE MORTGAGE CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |