Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
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Mortgage Data
Review & Overview
Waterstone Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albuquerque, Orlando, Phoenix, Minneapolis, and Boise City among others. We have data for 378 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.01% | 4/22/24 |
| 30 Year Conventional Refi | 6.79% | 4/22/24 |
| 30 Year Cash-out Refi | 6.98% | 4/22/24 |
| 30 Year FHA Purchase | 7.56% | 4/22/24 |
| 30 Year FHA Refi | 7.35% | 4/22/24 |
| 30 Year VA Purchase | 6.43% | 4/22/24 |
| 30 Year VA Refi | 6.05% | 4/22/24 |
| 30 Year USDA Purchase | 6.85% | 4/22/24 |
| 15 Year Conventional Purchase | 6.39% | 4/22/24 |
| 15 Year Conventional Refi | 6.25% | 4/22/24 |
| 15 Year Cash-out Refi | 6.25% | 4/22/24 |
| 15 Year VA Purchase | 6.64% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Waterstone Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
16,802Origination Dollar Volume (All Markets)
$4,252,710,000Awards
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Waterstone Mortgage Corporation - 2021
Waterstone Mortgage Corporation is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2,758 | $624,830,000 | $226,552 | $4,857 | 3.46% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,270 | $379,000,000 | $298,425 | $6,101 | 3.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,137 | $369,845,000 | $325,281 | $6,324 | 3.10% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 803 | $232,475,000 | $289,508 | $5,452 | 3.09% |
| BOISE CITY, ID (FHA|USDA|VA) | 616 | $187,590,000 | $304,529 | $7,356 | 3.16% |
| Outside of Metro Areas | 689 | $144,775,000 | $210,123 | $5,515 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 997 | $137,025,000 | $137,437 | $5,837 | 3.38% |
| SANTA FE, NM (FHA|USDA|VA) | 359 | $132,635,000 | $369,457 | $5,179 | 3.26% |
| TULSA, OK (FHA|USDA|VA) | 599 | $130,175,000 | $217,321 | $5,531 | 3.21% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 353 | $128,165,000 | $363,074 | $7,402 | 3.19% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 351 | $119,805,000 | $341,325 | $5,664 | 3.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 306 | $109,320,000 | $357,255 | $8,770 | 2.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 375 | $91,925,000 | $245,133 | $5,368 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 348 | $87,900,000 | $252,586 | $3,365 | 3.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 256 | $73,700,000 | $287,891 | $5,485 | 3.14% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 254 | $63,730,000 | $250,906 | $5,964 | 3.23% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 210 | $62,950,000 | $299,762 | $7,427 | 3.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 177 | $54,995,000 | $310,706 | $6,386 | 3.24% |
| FARMINGTON, NM (FHA|USDA|VA) | 323 | $52,715,000 | $163,204 | $4,773 | 3.56% |
| APPLETON, WI (FHA|USDA|VA) | 256 | $43,080,000 | $168,281 | $3,548 | 3.34% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 156 | $42,240,000 | $270,769 | $6,060 | 2.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 130 | $42,090,000 | $323,769 | $6,479 | 3.26% |
| GREEN BAY, WI (FHA|USDA|VA) | 193 | $34,165,000 | $177,021 | $3,315 | 3.32% |
| LAS CRUCES, NM (FHA|USDA|VA) | 196 | $33,640,000 | $171,633 | $4,995 | 3.65% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 134 | $31,400,000 | $234,328 | $5,758 | 3.34% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 109 | $30,745,000 | $282,064 | $6,262 | 3.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 112 | $28,110,000 | $250,982 | $7,410 | 3.30% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 79 | $26,815,000 | $339,430 | $8,468 | 3.07% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 195 | $26,455,000 | $135,667 | $3,288 | 3.34% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 81 | $25,225,000 | $311,420 | $5,524 | 3.21% |
| EL PASO, TX (FHA|USDA|VA) | 113 | $25,175,000 | $222,788 | $6,094 | 3.25% |
| Los Alamos, NM (FHA|USDA|VA) | 60 | $23,990,000 | $399,833 | $6,245 | 3.10% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 126 | $22,760,000 | $180,635 | $4,538 | 3.14% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 129 | $18,935,000 | $146,783 | $4,468 | 2.76% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 54 | $18,540,000 | $343,333 | $7,488 | 3.18% |
| JACKSON, MI (FHA|USDA|VA) | 95 | $17,815,000 | $187,526 | $3,515 | 3.43% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 29 | $16,465,000 | $567,759 | $9,005 | 3.09% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 93 | $16,235,000 | $174,570 | $6,865 | 3.30% |
| STAUNTON, VA (FHA|USDA|VA) | 75 | $14,875,000 | $198,333 | $5,538 | 3.30% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $14,585,000 | $394,189 | $5,165 | 3.29% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 81 | $13,725,000 | $169,444 | $6,544 | 3.10% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 91 | $13,175,000 | $144,780 | $6,306 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 45 | $12,135,000 | $269,667 | $6,957 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 46 | $11,980,000 | $260,435 | $7,033 | 3.10% |
| AKRON, OH (FHA|USDA|VA) | 57 | $10,455,000 | $183,421 | $6,735 | 3.36% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 44 | $10,400,000 | $236,364 | $4,710 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $10,345,000 | $265,256 | $6,819 | 3.41% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 38 | $10,210,000 | $268,684 | $5,450 | 3.26% |
| SALEM, OR (FHA|USDA|VA) | 30 | $9,000,000 | $300,000 | $8,061 | 3.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 34 | $8,820,000 | $259,412 | $6,125 | 3.18% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 30 | $8,700,000 | $290,000 | $7,546 | 3.69% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 27 | $8,145,000 | $301,667 | $6,979 | 3.27% |
| Salem, OH (FHA|USDA|VA) | 49 | $8,145,000 | $166,224 | $6,085 | 3.41% |
| Breckenridge, CO (FHA|USDA|VA) | 12 | $8,090,000 | $674,167 | $8,316 | 3.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 26 | $7,250,000 | $278,846 | $5,466 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 27 | $7,145,000 | $264,630 | $6,756 | 3.16% |
| KNOXVILLE, TN (FHA|USDA|VA) | 23 | $6,865,000 | $298,478 | $5,465 | 3.35% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $6,305,000 | $233,519 | $5,854 | 3.13% |
| Stevens Point, WI (FHA|USDA|VA) | 36 | $6,190,000 | $171,944 | $5,326 | 3.26% |
| OCALA, FL (FHA|USDA|VA) | 33 | $6,185,000 | $187,424 | $5,427 | 3.01% |
| Española, NM (FHA|USDA|VA) | 29 | $6,165,000 | $212,586 | $4,792 | 3.84% |
| Durango, CO (FHA|USDA|VA) | 18 | $5,700,000 | $316,667 | $5,245 | 3.33% |
| Concord, NH (FHA|USDA|VA) | 21 | $5,685,000 | $270,714 | $6,654 | 3.35% |
| PITTSBURGH, PA (FHA|USDA|VA) | 32 | $5,210,000 | $162,813 | $6,207 | 3.43% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 14 | $5,160,000 | $368,571 | $8,156 | 3.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $5,115,000 | $269,211 | $5,440 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $4,970,000 | $414,167 | $8,050 | 3.27% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 22 | $4,770,000 | $216,818 | $5,738 | 3.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,735,000 | $364,231 | $5,825 | 3.26% |
| Las Vegas, NM (FHA|USDA|VA) | 25 | $4,625,000 | $185,000 | $4,301 | 3.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $4,100,000 | $256,250 | $4,858 | 3.26% |
| FOND DU LAC, WI (FHA|USDA|VA) | 32 | $4,030,000 | $125,938 | $3,263 | 3.33% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $4,025,000 | $268,333 | $5,910 | 3.28% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $4,010,000 | $501,250 | $6,576 | 3.34% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 20 | $3,960,000 | $198,000 | $6,619 | 3.14% |
| Andrews, TX (FHA|USDA|VA) | 16 | $3,600,000 | $225,000 | $6,417 | 3.63% |
| Taos, NM (FHA|USDA|VA) | 12 | $3,560,000 | $296,667 | $4,495 | 3.38% |
| Pecos, TX (FHA|USDA|VA) | 14 | $3,520,000 | $251,429 | $8,676 | 3.73% |
| Gallup, NM (FHA|USDA|VA) | 19 | $3,515,000 | $185,000 | $5,560 | 3.32% |
| Ashtabula, OH (FHA|USDA|VA) | 22 | $3,430,000 | $155,909 | $7,306 | 3.18% |
| Clewiston, FL (FHA|USDA|VA) | 16 | $3,280,000 | $205,000 | $6,992 | 3.27% |
| Mountain Home, ID (FHA|USDA|VA) | 11 | $3,265,000 | $296,818 | $5,827 | 3.34% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $4,067 | 3.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $3,180,000 | $795,000 | $6,801 | 3.41% |
| Enterprise, AL (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $9,103 | 3.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $3,125,000 | $347,222 | $6,191 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $4,036 | 3.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $5,971 | 2.95% |
| Ontario, OR-ID (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $7,594 | 3.28% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $5,506 | 2.74% |
| THE VILLAGES, FL (FHA|USDA|VA) | 12 | $2,960,000 | $246,667 | $5,988 | 3.19% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $5,466 | 3.29% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $2,780,000 | $1,390,000 | $11,959 | 3.06% |
| ST. CLOUD, MN (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $4,822 | 3.28% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $6,009 | 3.13% |
| Payson, AZ (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $7,450 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 3 | $2,635,000 | $878,333 | $10,529 | 3.08% |
| PROVO-OREM, UT (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $6,669 | 3.54% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $7,236 | 3.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $7,650 | 3.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $5,776 | 3.31% |
| PEORIA, IL (FHA|USDA|VA) | 22 | $2,420,000 | $110,000 | $3,824 | 2.54% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $2,360,000 | $590,000 | $18,461 | 2.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $5,432 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $4,374 | 3.42% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $2,392 | 3.21% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $6,735 | 3.28% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,709 | 3.13% |
| Laconia, NH (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $6,473 | 3.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $5,687 | 3.31% |
| Roswell, NM (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $4,437 | 3.48% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $8,718 | 2.79% |
| Shawano, WI (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $4,696 | 3.27% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $7,995 | 3.20% |
| Hobbs, NM (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $5,886 | 3.09% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $6,102 | 2.85% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,830,000 | $152,500 | $5,813 | 3.42% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $4,024 | 3.08% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $3,993 | 3.08% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,140 | 3.09% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $6,257 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $3,570 | 3.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,776 | 3.23% |
| Hutchinson, MN (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,899 | 3.30% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $5,612 | 3.29% |
| Alamogordo, NM (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $5,020 | 3.80% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $5,161 | 3.18% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,728 | 3.27% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $4,095 | 2.92% |
| New Castle, PA (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $6,605 | 3.30% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $4,416 | 3.29% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $5,073 | 3.16% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $1,445,000 | $160,556 | $6,075 | 3.79% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $7,902 | 3.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $6,769 | 3.50% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $4,810 | 3.69% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $4,849 | 3.04% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $5,100 | 3.27% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,952 | 3.29% |
| Outside of Metro Areas | 3 | $1,365,000 | $455,000 | $10,831 | 2.92% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $9,629 | 3.27% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,452 | 3.04% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,067 | 3.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $5,858 | 2.60% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $4,797 | 3.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $3,042 | 3.21% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,982 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $6,545 | 3.33% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,058 | 2.83% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $10,584 | 3.19% |
| TYLER, TX (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,050 | 3.29% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $7,610 | 3.50% |
| Manitowoc, WI (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $3,560 | 3.39% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,320 | 3.22% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $5,912 | 2.75% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $8,178 | 3.38% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,306 | 3.44% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,448 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,405 | 3.34% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,521 | 3.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $6,798 | 3.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $7,662 | 2.79% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,519 | 3.33% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $5,961 | 3.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,641 | 3.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,659 | 3.23% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,615 | 3.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,826 | 3.08% |
| Silver City, NM (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,632 | 3.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,656 | 3.22% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $3,737 | 3.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,225 | 2.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $2,654 | 3.15% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,562 | 3.08% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,831 | 3.33% |
| Clovis, NM (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,374 | 3.60% |
| Menomonie, WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,512 | 2.97% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,756 | 3.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,021 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,015 | 2.94% |
| Granbury, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,799 | 3.19% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,646 | 3.46% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,497 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,288 | 3.20% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,550 | 2.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,424 | 3.15% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,932 | 3.13% |
| Adrian, MI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,913 | 3.10% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,825 | 3.33% |
| Meadville, PA (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $5,174 | 3.36% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,326 | 3.44% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,723 | 3.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,733 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,819 | 3.42% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,401 | 3.13% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $5,822 | 3.75% |
| McAlester, OK (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,259 | 2.83% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,630 | 2.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,265 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,824 | 3.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,234 | 3.50% |
| Newport, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,630 | 3.00% |
| Riverton, WY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,778 | 3.25% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,292 | 2.83% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,614 | 3.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $8,897 | 2.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,917 | 3.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,182 | 2.71% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,017 | 3.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,056 | 3.59% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,736 | 3.44% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,553 | 3.19% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,339 | 3.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,624 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,124 | 3.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,829 | 3.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,259 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,642 | 3.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,282 | 2.88% |
| Safford, AZ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,935 | 2.69% |
| MERCED, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,673 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,698 | 3.21% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,177 | 2.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,967 | 3.38% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $20,144 | 3.25% |
| Grants, NM (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,041 | 3.13% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,994 | 2.94% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,114 | 2.63% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,243 | 3.25% |
| Palatka, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,107 | 3.33% |
| Marinette, WI-MI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,330 | 3.35% |
| Burlington, IA-IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,630 | 2.81% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,671 | 3.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,946 | 3.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,344 | 3.13% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,765 | 3.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,067 | 3.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,049 | 3.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,044 | 3.44% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,218 | 3.42% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,064 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,584 | 3.13% |
| Newport, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,390 | 3.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,199 | 2.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,655 | 3.31% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,347 | 3.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,833 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,405 | 3.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,953 | 3.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,292 | 3.06% |
| Montrose, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,209 | 2.94% |
| Brevard, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,301 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,070 | 3.31% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,033 | 3.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,298 | 3.56% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,007 | 3.50% |
| Ozark, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,714 | 3.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,242 | 3.38% |
| Hood River, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,559 | 3.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,633 | 2.13% |
| Seneca, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,472 | 3.13% |
| Heber, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,489 | 3.50% |
| Keene, NH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,098 | 3.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,224 | 3.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,162 | 2.94% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,159 | 3.19% |
| Oil City, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,224 | 3.42% |
| Cullman, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,182 | 3.13% |
| RENO, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,262 | 3.31% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,476 | 2.94% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,964 | 3.63% |
| Hope, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,745 | 3.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,994 | 3.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,265 | 3.13% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,008 | 3.21% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,710 | 2.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,429 | 2.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,057 | 3.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,630 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,316 | 2.25% |
| Torrington, CT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,865 | 3.81% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,835 | 2.94% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,297 | 3.19% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,114 | 2.75% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,092 | 3.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $3,778 | 3.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,346 | 3.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,284 | 2.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,608 | 2.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,612 | 3.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,209 | 3.88% |
| Berlin, NH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,269 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,400 | 3.69% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,182 | 3.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,101 | 3.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,296 | 4.25% |
| Pullman, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,101 | 3.88% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,144 | 2.94% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,996 | 3.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,914 | 3.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,940 | 3.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,118 | 2.75% |
| Ada, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,266 | 3.06% |
| ERIE, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,539 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,438 | 3.31% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $976 | 2.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,613 | 2.50% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,528 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,872 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,006 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,544 | 4.00% |
| Hailey, ID (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,270 | 4.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,067 | 2.94% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,603 | 2.56% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,216 | 3.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,192 | 3.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,995 | 3.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,071 | 3.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,933 | 3.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,171 | 3.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,162 | 3.88% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,023 | 3.19% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,515 | 2.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,508 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,791 | 3.50% |
| Deming, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,899 | 3.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,232 | 2.38% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,565 | 3.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,002 | 3.38% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,767 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,088 | 2.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,186 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,429 | 3.63% |
| Maysville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,183 | 3.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,017 | 2.25% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,144 | 3.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,492 | 3.13% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,024 | 2.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,760 | 3.50% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,876 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,260 | 3.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,097 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,148 | 3.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,143 | 3.25% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,184 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,519 | 4.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,461 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,271 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,229 | 3.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,556 | 3.63% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,011 | 2.75% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,028 | 3.25% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,097 | 2.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,031 | 3.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,044 | 3.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,190 | 4.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,483 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,261 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,253 | 3.25% |
| Portales, NM (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,595 | 4.31% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,707 | 4.44% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,587 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,419 | 3.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,242 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,114 | 2.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,046 | 3.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,323 | 3.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,722 | 3.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,848 | 3.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,002 | 2.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,702 | 3.13% |
| READING, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,672 | 4.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,899 | 3.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,482 | 3.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,659 | 3.25% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,804 | 3.38% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,888 | 3.63% |
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Product Mix
For 2021, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 12,465 originations. Their 2nd most popular type was FHA, with 2,956 originations.
Loan Reason
For 2021, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 11,855 originations. The 2nd most popular reason was Refi, with 3,089 originations.
Loan Duration/Length
For 2021, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 14,923 originations. The 2nd most popular length was 15 Year, with 1,148 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $5,883, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,744 originations.
Interest Rates
During 2021, Waterstone Mortgage Corporation's average interest rate for loans was 3.31%, while their most frequently originated rate bucket for loans was 3-4%, with 9,486 originations.
Loan Sizing
2021 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 7,726 originations, totaling $2,167,510,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 4,517 originations. The second most popular income band? $50k or less, with 3,532 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,232 originations. The next most common DTI ratio? 30-36%, with 3,093 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.16%
Waterstone Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.54%
Waterstone Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,802 | $4,252,710,000 | $253,107 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 16,802 | $4,252,710,000 | $253,107 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| WATERSTONE MORTGAGE CORPORATION | Conventional home mortgage | Closing on a mortgage | 3 | 50.0% |
| WATERSTONE MORTGAGE CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 16.7% |
| WATERSTONE MORTGAGE CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |