Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
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Mortgage Data
Review & Overview
Waterstone Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albuquerque, Orlando, Phoenix, Minneapolis, and Boise City among others. We have data for 341 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.01% | 4/22/24 |
| 30 Year Conventional Refi | 6.79% | 4/22/24 |
| 30 Year Cash-out Refi | 6.98% | 4/22/24 |
| 30 Year FHA Purchase | 7.56% | 4/22/24 |
| 30 Year FHA Refi | 7.35% | 4/22/24 |
| 30 Year VA Purchase | 6.43% | 4/22/24 |
| 30 Year VA Refi | 6.05% | 4/22/24 |
| 30 Year USDA Purchase | 6.85% | 4/22/24 |
| 15 Year Conventional Purchase | 6.39% | 4/22/24 |
| 15 Year Conventional Refi | 6.25% | 4/22/24 |
| 15 Year Cash-out Refi | 6.25% | 4/22/24 |
| 15 Year VA Purchase | 6.64% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Waterstone Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,071Origination Dollar Volume (All Markets)
$4,467,015,000Awards
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Waterstone Mortgage Corporation - 2020
Waterstone Mortgage Corporation is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2,953 | $587,065,000 | $198,803 | $4,377 | 3.67% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,603 | $429,815,000 | $268,132 | $5,792 | 3.32% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,472 | $403,600,000 | $274,185 | $5,605 | 3.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,310 | $351,720,000 | $268,489 | $5,313 | 3.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 718 | $176,630,000 | $246,003 | $6,566 | 3.33% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 483 | $151,495,000 | $313,654 | $5,317 | 3.22% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 444 | $148,820,000 | $335,180 | $7,759 | 3.18% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 572 | $142,620,000 | $249,336 | $2,976 | 3.38% |
| SANTA FE, NM (FHA|USDA|VA) | 433 | $140,825,000 | $325,231 | $4,716 | 3.42% |
| Outside of Metro Areas | 617 | $113,875,000 | $184,562 | $5,075 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 373 | $113,105,000 | $303,231 | $6,773 | 3.24% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 857 | $104,055,000 | $121,418 | $5,589 | 3.47% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 426 | $103,410,000 | $242,746 | $4,205 | 3.26% |
| TULSA, OK (FHA|USDA|VA) | 453 | $98,915,000 | $218,355 | $4,749 | 3.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 318 | $81,190,000 | $255,314 | $5,167 | 3.30% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 261 | $68,215,000 | $261,360 | $6,398 | 3.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 197 | $62,045,000 | $314,949 | $6,609 | 3.55% |
| FARMINGTON, NM (FHA|USDA|VA) | 355 | $61,385,000 | $172,915 | $4,805 | 3.59% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 220 | $57,970,000 | $263,500 | $6,034 | 3.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 240 | $51,380,000 | $214,083 | $5,408 | 3.40% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 164 | $48,560,000 | $296,098 | $6,345 | 3.36% |
| APPLETON, WI (FHA|USDA|VA) | 301 | $45,915,000 | $152,542 | $3,642 | 3.32% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 116 | $38,940,000 | $335,690 | $4,839 | 3.53% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 147 | $38,435,000 | $261,463 | $6,083 | 3.32% |
| GREEN BAY, WI (FHA|USDA|VA) | 235 | $35,465,000 | $150,915 | $3,051 | 3.35% |
| SALEM, OR (FHA|USDA|VA) | 120 | $31,970,000 | $266,417 | $6,909 | 3.42% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 100 | $27,150,000 | $271,500 | $4,231 | 3.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 90 | $26,800,000 | $297,778 | $7,833 | 3.14% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 109 | $25,615,000 | $235,000 | $6,219 | 3.35% |
| LAS CRUCES, NM (FHA|USDA|VA) | 167 | $25,475,000 | $152,545 | $4,521 | 3.95% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 93 | $25,205,000 | $271,022 | $5,759 | 3.34% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 183 | $25,135,000 | $137,350 | $3,761 | 3.35% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 120 | $21,670,000 | $180,583 | $4,754 | 3.17% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 123 | $21,505,000 | $174,837 | $4,512 | 3.11% |
| Los Alamos, NM (FHA|USDA|VA) | 60 | $19,990,000 | $333,167 | $6,021 | 3.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 100 | $19,980,000 | $199,800 | $6,589 | 3.37% |
| EL PASO, TX (FHA|USDA|VA) | 98 | $18,560,000 | $189,388 | $5,856 | 3.32% |
| JACKSON, MI (FHA|USDA|VA) | 100 | $17,970,000 | $179,700 | $3,084 | 3.39% |
| STAUNTON, VA (FHA|USDA|VA) | 80 | $16,860,000 | $210,750 | $6,027 | 3.37% |
| OCALA, FL (FHA|USDA|VA) | 93 | $16,405,000 | $176,398 | $6,675 | 3.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 77 | $16,295,000 | $211,623 | $6,444 | 3.06% |
| Durango, CO (FHA|USDA|VA) | 44 | $14,750,000 | $335,227 | $6,225 | 3.20% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 39 | $13,435,000 | $344,487 | $4,094 | 3.09% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 52 | $12,040,000 | $231,538 | $6,200 | 3.29% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 53 | $11,855,000 | $223,679 | $4,826 | 3.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 72 | $10,240,000 | $142,222 | $5,118 | 3.09% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 71 | $10,045,000 | $141,479 | $5,787 | 3.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 43 | $9,825,000 | $228,488 | $4,786 | 3.34% |
| Stevens Point, WI (FHA|USDA|VA) | 45 | $8,245,000 | $183,222 | $4,736 | 3.20% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 30 | $7,920,000 | $264,000 | $6,170 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 28 | $7,830,000 | $279,643 | $6,342 | 3.23% |
| AKRON, OH (FHA|USDA|VA) | 46 | $7,810,000 | $169,783 | $5,747 | 3.71% |
| Taos, NM (FHA|USDA|VA) | 25 | $7,535,000 | $301,400 | $4,962 | 3.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $7,460,000 | $466,250 | $7,544 | 3.02% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 47 | $7,105,000 | $151,170 | $5,866 | 3.39% |
| Concord, NH (FHA|USDA|VA) | 30 | $6,760,000 | $225,333 | $3,690 | 3.15% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 32 | $6,600,000 | $206,250 | $6,254 | 3.29% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 28 | $6,470,000 | $231,071 | $5,069 | 3.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 26 | $6,190,000 | $238,077 | $5,949 | 3.42% |
| DOVER, DE (FHA|USDA|VA) | 26 | $6,160,000 | $236,923 | $6,957 | 3.70% |
| TUCSON, AZ (FHA|USDA|VA) | 23 | $5,735,000 | $249,348 | $5,299 | 3.34% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $5,500,000 | $275,000 | $3,899 | 3.27% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 14 | $5,490,000 | $392,143 | $7,945 | 3.24% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $5,405,000 | $284,474 | $5,519 | 3.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $5,400,000 | $300,000 | $4,406 | 3.20% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $5,235,000 | $275,526 | $4,505 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $4,960,000 | $354,286 | $7,482 | 3.46% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 23 | $4,685,000 | $203,696 | $3,482 | 3.77% |
| RACINE, WI (FHA|USDA|VA) | 19 | $4,365,000 | $229,737 | $3,881 | 3.64% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $4,280,000 | $356,667 | $8,668 | 3.43% |
| PEORIA, IL (FHA|USDA|VA) | 29 | $4,215,000 | $145,345 | $5,279 | 3.31% |
| ST. CLOUD, MN (FHA|USDA|VA) | 28 | $4,200,000 | $150,000 | $4,774 | 3.28% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 18 | $4,140,000 | $230,000 | $5,915 | 3.12% |
| Clewiston, FL (FHA|USDA|VA) | 23 | $3,895,000 | $169,348 | $6,438 | 3.15% |
| Salem, OH (FHA|USDA|VA) | 22 | $3,810,000 | $173,182 | $5,352 | 3.38% |
| Española, NM (FHA|USDA|VA) | 21 | $3,655,000 | $174,048 | $3,951 | 3.82% |
| Las Vegas, NM (FHA|USDA|VA) | 16 | $3,610,000 | $225,625 | $4,967 | 3.67% |
| Enterprise, AL (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $6,758 | 3.20% |
| Shawano, WI (FHA|USDA|VA) | 20 | $3,110,000 | $155,500 | $4,599 | 3.17% |
| Show Low, AZ (FHA|USDA|VA) | 13 | $3,055,000 | $235,000 | $5,310 | 3.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 23 | $3,015,000 | $131,087 | $6,352 | 3.73% |
| Manitowoc, WI (FHA|USDA|VA) | 21 | $2,945,000 | $140,238 | $4,248 | 3.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $3,757 | 2.85% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 17 | $2,775,000 | $163,235 | $4,524 | 4.02% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $7,533 | 3.11% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $6,393 | 3.22% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $6,101 | 3.14% |
| Laconia, NH (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $4,595 | 3.28% |
| Whitewater, WI (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $5,057 | 3.59% |
| IOWA CITY, IA (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $5,939 | 3.07% |
| Menomonie, WI (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $4,776 | 3.46% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $8,211 | 3.23% |
| LYNCHBURG, VA (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $5,141 | 3.11% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $5,962 | 3.32% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $5,565 | 3.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $5,464 | 3.08% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $5,460 | 3.00% |
| Roswell, NM (FHA|USDA|VA) | 21 | $2,135,000 | $101,667 | $4,035 | 4.26% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $5,592 | 3.39% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $7,440 | 3.46% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $4,370 | 3.69% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,137 | 3.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $5,180 | 3.38% |
| Ashtabula, OH (FHA|USDA|VA) | 16 | $1,970,000 | $123,125 | $5,774 | 3.45% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $3,111 | 3.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $5,432 | 2.98% |
| Gallup, NM (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,941 | 3.07% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $3,816 | 3.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 17 | $1,895,000 | $111,471 | $2,996 | 3.45% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $5,951 | 3.49% |
| Payson, AZ (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $5,853 | 3.36% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,681 | 3.15% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,159 | 3.48% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $5,811 | 3.18% |
| MADISON, WI (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $5,172 | 2.98% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 15 | $1,635,000 | $109,000 | $3,613 | 3.33% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $4,594 | 3.03% |
| TWIN FALLS, ID (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $6,489 | 3.65% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $5,633 | 3.43% |
| Ontario, OR-ID (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $6,017 | 3.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $4,858 | 3.34% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,579 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,774 | 3.06% |
| Hutchinson, MN (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $4,597 | 3.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,771 | 3.71% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,133 | 3.07% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $4,797 | 3.35% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $6,186 | 3.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,141 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 11 | $1,375,000 | $125,000 | $4,158 | 4.15% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,787 | 3.23% |
| Mountain Home, ID (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $5,234 | 3.47% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,962 | 2.91% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,611 | 3.61% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $6,355 | 3.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $4,798 | 3.34% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $2,929 | 2.92% |
| Clovis, NM (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,635 | 3.19% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $5,285 | 3.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,465 | 3.31% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $4,168 | 3.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,131 | 3.07% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,516 | 3.77% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,376 | 3.15% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $9,142 | 3.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,543 | 3.45% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,990 | 3.33% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $9,386 | 3.22% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,878 | 3.09% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,216 | 2.95% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,849 | 3.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,425 | 3.17% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,676 | 3.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,361 | 3.29% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $6,637 | 3.73% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,882 | 3.09% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,413 | 2.93% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,957 | 3.16% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,553 | 3.21% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,513 | 2.92% |
| Grants, NM (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $3,314 | 3.54% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,290 | 3.41% |
| ERIE, PA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,300 | 3.27% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,903 | 2.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,618 | 4.05% |
| Ruidoso, NM (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $4,309 | 4.10% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,571 | 3.06% |
| Burley, ID (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $9,251 | 3.88% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,747 | 3.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,606 | 2.94% |
| Marinette, WI-MI (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,639 | 3.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,414 | 2.94% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $4,603 | 3.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $3,494 | 3.44% |
| Brevard, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,322 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,622 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,191 | 3.00% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,233 | 3.00% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,028 | 3.54% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,321 | 2.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,447 | 2.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,317 | 2.69% |
| Ozark, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,080 | 2.79% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,374 | 3.69% |
| RENO, NV (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,472 | 3.25% |
| BEND, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,005 | 3.31% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,558 | 2.92% |
| Adrian, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,305 | 3.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,651 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,080 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,363 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,541 | 3.19% |
| Silver City, NM (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,856 | 3.72% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,007 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,576 | 3.69% |
| McAlester, OK (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,271 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,640 | 2.69% |
| Pontiac, IL (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,033 | 3.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,928 | 3.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,067 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,956 | 3.73% |
| Palatka, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,845 | 3.17% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,914 | 3.38% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,280 | 4.19% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,721 | 3.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,135 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,048 | 2.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,517 | 3.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,750 | 2.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,128 | 3.44% |
| New Castle, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,579 | 3.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,799 | 3.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,434 | 3.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,558 | 3.63% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,774 | 3.46% |
| Newport, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,537 | 3.75% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,618 | 3.59% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,530 | 2.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,613 | 2.94% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,751 | 3.06% |
| Lincoln, IL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,269 | 3.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,055 | 2.88% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,435 | 3.25% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,028 | 3.56% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,399 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,203 | 3.44% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,241 | 3.06% |
| Holland, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,536 | 3.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,384 | 4.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,505 | 3.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,391 | 3.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,036 | 2.81% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,774 | 3.44% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,446 | 3.75% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,046 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,740 | 3.00% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,769 | 3.97% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,415 | 3.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,833 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,617 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,400 | 2.94% |
| Winona, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,351 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,194 | 3.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,327 | 2.88% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,671 | 4.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,572 | 3.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,438 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,260 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,564 | 3.06% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,753 | 3.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,767 | 2.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,653 | 3.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,800 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,496 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,308 | 4.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,262 | 3.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,546 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,535 | 4.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,131 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,034 | 3.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,503 | 4.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,435 | 2.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,769 | 2.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,788 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,479 | 2.75% |
| Hope, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,941 | 3.31% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,448 | 3.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,016 | 2.88% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,043 | 3.00% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,609 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,908 | 3.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,386 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,573 | 3.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,136 | 3.50% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,905 | 3.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,343 | 3.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,744 | 2.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,571 | 3.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,299 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,345 | 2.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,660 | 3.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,922 | 3.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,453 | 2.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,254 | 4.13% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,415 | 4.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,215 | 3.63% |
| Outside of Metro Areas | 1 | $215,000 | $215,000 | $5,031 | 2.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,570 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,338 | 3.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,027 | 3.75% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,038 | 3.06% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,346 | 3.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,783 | 4.06% |
| AMES, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,100 | 3.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,098 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,243 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,940 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,730 | 2.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,024 | 3.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,276 | 2.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,512 | 4.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,357 | 2.88% |
| Torrington, CT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,147 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,126 | 3.75% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,824 | 4.06% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,900 | 3.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,768 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,551 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,915 | 3.25% |
| Jennings, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,755 | 2.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,597 | 3.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,226 | 3.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,462 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,194 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,927 | 4.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,094 | 2.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,179 | 4.75% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,685 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,982 | 3.38% |
| LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,482 | 3.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,786 | 3.50% |
| Alpena, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,355 | 2.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,254 | 3.63% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,276 | 3.19% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 1.81% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,542 | 2.75% |
| Palestine, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,340 | 2.50% |
| Marshall, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,247 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,708 | 3.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,789 | 2.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,116 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,788 | 3.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,943 | 3.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,255 | 3.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,054 | 4.75% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,068 | 3.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,034 | 3.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,704 | 2.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,119 | 5.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,881 | 4.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,179 | 3.25% |
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Similarity Rank: 456
Product Mix
For 2020, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 14,080 originations. Their 2nd most popular type was FHA, with 3,188 originations.
Loan Reason
For 2020, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 12,140 originations. The 2nd most popular reason was Refi, with 5,121 originations.
Loan Duration/Length
For 2020, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 16,492 originations. The 2nd most popular length was 15 Year, with 1,522 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $5,512, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,084 originations.
Interest Rates
During 2020, Waterstone Mortgage Corporation's average interest rate for loans was 3.42%, while their most frequently originated rate bucket for loans was 3-4%, with 9,734 originations.
Loan Sizing
2020 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 9,037 originations, totaling $2,501,565,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 5,141 originations. The second most popular income band? $50k or less, with 3,830 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,878 originations. The next most common DTI ratio? 30-36%, with 3,547 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.27%
Waterstone Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.75%
Waterstone Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $85,000 | $85,000 |
| NA | 19,070 | $4,466,930,000 | $234,239 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 225 | $26,455,000 | $117,578 |
| Single Family (1-4 Units):Site-Built | 18,846 | $4,440,560,000 | $235,623 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| WATERSTONE MORTGAGE CORPORATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 50.0% |
| WATERSTONE MORTGAGE CORPORATION | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |