Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
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Mortgage Data
Review & Overview
Waterstone Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albuquerque, Orlando, Phoenix, Youngstown, and Minneapolis among others. We have data for 359 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.01% | 11/17/24 |
| 30 Year Conventional Refi | 6.79% | 11/17/24 |
| 30 Year Cash-out Refi | 6.98% | 11/17/24 |
| 30 Year FHA Purchase | 7.56% | 11/17/24 |
| 30 Year FHA Refi | 7.35% | 11/17/24 |
| 30 Year VA Purchase | 6.43% | 11/17/24 |
| 30 Year VA Refi | 6.05% | 11/17/24 |
| 30 Year USDA Purchase | 6.85% | 11/17/24 |
| 15 Year Conventional Purchase | 6.39% | 11/17/24 |
| 15 Year Conventional Refi | 6.25% | 11/17/24 |
| 15 Year Cash-out Refi | 6.25% | 11/17/24 |
| 15 Year VA Purchase | 6.64% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Waterstone Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,270Origination Dollar Volume (All Markets)
$2,787,120,000Awards
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Waterstone Mortgage Corporation - 2022
Waterstone Mortgage Corporation is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1,638 | $392,380,000 | $239,548 | $6,579 | 5.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 705 | $229,375,000 | $325,355 | $8,862 | 4.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 579 | $227,815,000 | $393,463 | $9,911 | 4.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 861 | $120,535,000 | $139,994 | $6,637 | 5.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 316 | $107,380,000 | $339,810 | $8,165 | 4.75% |
| Outside of Metro Areas | 407 | $94,235,000 | $231,536 | $6,934 | 4.97% |
| TULSA, OK (FHA|USDA|VA) | 371 | $89,885,000 | $242,278 | $7,079 | 5.16% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 228 | $87,720,000 | $384,737 | $8,702 | 5.13% |
| SANTA FE, NM (FHA|USDA|VA) | 206 | $78,850,000 | $382,767 | $7,310 | 5.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 279 | $76,625,000 | $274,642 | $8,538 | 5.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 190 | $76,420,000 | $402,211 | $12,005 | 4.61% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 170 | $62,540,000 | $367,882 | $9,515 | 4.82% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 203 | $61,695,000 | $303,916 | $8,490 | 4.68% |
| BOISE CITY, ID (FHA|USDA|VA) | 174 | $61,050,000 | $350,862 | $9,318 | 4.91% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 213 | $53,035,000 | $248,991 | $7,559 | 4.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 127 | $44,565,000 | $350,906 | $9,537 | 5.05% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 156 | $43,270,000 | $277,372 | $8,173 | 4.49% |
| Los Alamos, NM (FHA|USDA|VA) | 64 | $28,440,000 | $444,375 | $9,645 | 4.99% |
| LAS CRUCES, NM (FHA|USDA|VA) | 140 | $27,430,000 | $195,929 | $6,786 | 5.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 65 | $27,245,000 | $419,154 | $11,347 | 5.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 100 | $27,090,000 | $270,900 | $4,245 | 4.98% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 92 | $26,880,000 | $292,174 | $8,171 | 5.71% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 98 | $26,780,000 | $273,265 | $9,719 | 4.79% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 56 | $22,360,000 | $399,286 | $9,414 | 5.34% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 58 | $22,030,000 | $379,828 | $7,802 | 5.14% |
| APPLETON, WI (FHA|USDA|VA) | 102 | $21,040,000 | $206,275 | $4,937 | 5.41% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 61 | $19,195,000 | $314,672 | $9,125 | 4.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $18,700,000 | $550,000 | $7,071 | 5.11% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 47 | $18,255,000 | $388,404 | $12,407 | 4.64% |
| EL PASO, TX (FHA|USDA|VA) | 70 | $18,110,000 | $258,714 | $7,240 | 5.22% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 104 | $17,130,000 | $164,712 | $4,312 | 5.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 48 | $15,200,000 | $316,667 | $8,924 | 4.83% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 50 | $15,180,000 | $303,600 | $7,272 | 4.82% |
| GREEN BAY, WI (FHA|USDA|VA) | 76 | $14,630,000 | $192,500 | $4,934 | 5.40% |
| STAUNTON, VA (FHA|USDA|VA) | 66 | $13,980,000 | $211,818 | $6,368 | 4.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 68 | $13,320,000 | $195,882 | $8,617 | 5.45% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 53 | $13,045,000 | $246,132 | $4,619 | 5.73% |
| FARMINGTON, NM (FHA|USDA|VA) | 71 | $12,635,000 | $177,958 | $5,807 | 5.17% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 25 | $11,385,000 | $455,400 | $15,351 | 5.86% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 59 | $10,845,000 | $183,814 | $6,146 | 5.07% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $10,765,000 | $978,636 | $12,371 | 4.90% |
| JACKSON, MI (FHA|USDA|VA) | 63 | $10,675,000 | $169,444 | $5,027 | 5.29% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 85 | $10,065,000 | $118,412 | $4,001 | 3.61% |
| PANAMA CITY, FL (FHA|USDA|VA) | 35 | $9,705,000 | $277,286 | $7,904 | 5.19% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 24 | $8,960,000 | $373,333 | $9,771 | 5.39% |
| AKRON, OH (FHA|USDA|VA) | 52 | $8,320,000 | $160,000 | $7,308 | 5.37% |
| KNOXVILLE, TN (FHA|USDA|VA) | 29 | $8,305,000 | $286,379 | $6,889 | 5.15% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 54 | $8,260,000 | $152,963 | $7,239 | 5.10% |
| PITTSBURGH, PA (FHA|USDA|VA) | 47 | $7,405,000 | $157,553 | $7,445 | 5.58% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 38 | $7,360,000 | $193,684 | $6,976 | 5.22% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $7,195,000 | $312,826 | $9,093 | 5.40% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 24 | $6,950,000 | $289,583 | $9,301 | 5.42% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $6,285,000 | $232,778 | $5,914 | 5.05% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 28 | $6,220,000 | $222,143 | $5,988 | 5.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $5,915,000 | $311,316 | $9,349 | 5.07% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 18 | $5,750,000 | $319,444 | $9,306 | 4.63% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $5,680,000 | $568,000 | $9,058 | 5.20% |
| Salem, OH (FHA|USDA|VA) | 40 | $5,430,000 | $135,750 | $5,981 | 5.48% |
| OCALA, FL (FHA|USDA|VA) | 20 | $5,310,000 | $265,500 | $9,111 | 5.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 17 | $5,275,000 | $310,294 | $8,747 | 5.31% |
| Gallup, NM (FHA|USDA|VA) | 45 | $5,225,000 | $116,111 | $5,055 | 5.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 17 | $5,105,000 | $300,294 | $9,253 | 4.35% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $4,920,000 | $351,429 | $9,071 | 4.98% |
| ODESSA, TX (FHA|USDA|VA) | 23 | $4,805,000 | $208,913 | $9,374 | 5.66% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $4,570,000 | $326,429 | $8,686 | 5.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 12 | $4,240,000 | $353,333 | $11,992 | 4.95% |
| Ashtabula, OH (FHA|USDA|VA) | 29 | $4,155,000 | $143,276 | $6,690 | 5.66% |
| Taos, NM (FHA|USDA|VA) | 11 | $4,005,000 | $364,091 | $7,982 | 4.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $3,995,000 | $570,714 | $11,940 | 5.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $3,985,000 | $265,667 | $7,417 | 6.41% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $8,662 | 5.43% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $6,224 | 5.35% |
| Concord, NH (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $6,851 | 4.87% |
| Española, NM (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $6,935 | 4.85% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $3,410,000 | $426,250 | $6,811 | 5.13% |
| Stevens Point, WI (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $8,531 | 5.16% |
| Beaver Dam, WI (FHA|USDA|VA) | 19 | $3,325,000 | $175,000 | $5,520 | 5.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $9,027 | 5.05% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $3,120,000 | $390,000 | $10,152 | 4.88% |
| Pecos, TX (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $9,439 | 5.24% |
| PEORIA, IL (FHA|USDA|VA) | 31 | $3,005,000 | $96,935 | $3,479 | 3.36% |
| Payson, AZ (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $10,077 | 4.65% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $11,671 | 4.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $9,505 | 5.09% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $2,785,000 | $397,857 | $11,784 | 5.07% |
| RACINE, WI (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $5,471 | 6.36% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $8,903 | 5.46% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $7,110 | 5.71% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $10,475 | 5.32% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $11,845 | 5.27% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $6,386 | 5.14% |
| Clewiston, FL (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $9,218 | 4.59% |
| ST. CLOUD, MN (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $8,518 | 4.79% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $9,759 | 5.20% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $2,335,000 | $179,615 | $7,258 | 5.26% |
| FOND DU LAC, WI (FHA|USDA|VA) | 16 | $2,220,000 | $138,750 | $4,838 | 6.16% |
| Durango, CO (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $3,799 | 4.90% |
| Sterling, IL (FHA|USDA|VA) | 28 | $2,120,000 | $75,714 | $3,766 | 3.54% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $9,706 | 4.72% |
| Andrews, TX (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $9,978 | 5.71% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $5,983 | 4.72% |
| Enterprise, AL (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $12,007 | 4.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $9,469 | 5.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $8,195 | 5.25% |
| Manitowoc, WI (FHA|USDA|VA) | 14 | $1,930,000 | $137,857 | $4,830 | 5.32% |
| Las Vegas, NM (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $5,550 | 5.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $8,797 | 4.91% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $9,703 | 5.10% |
| Mountain Home, ID (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $6,070 | 5.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $5,889 | 5.33% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $8,141 | 5.23% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $9,835 | 4.75% |
| Hutchinson, MN (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $4,531 | 4.15% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $7,169 | 4.67% |
| Alamogordo, NM (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $7,817 | 5.21% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,083 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $7,625 | 5.20% |
| Shawano, WI (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $5,764 | 5.66% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $7,087 | 3.73% |
| New Castle, PA (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $7,458 | 5.01% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $7,276 | 5.03% |
| Sunbury, PA (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $8,578 | 5.53% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $6,145 | 4.83% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $8,070 | 4.85% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $5,763 | 5.23% |
| Ruidoso, NM (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,712 | 3.54% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $32,097 | 7.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 16 | $1,300,000 | $81,250 | $4,267 | 4.98% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $6,775 | 5.47% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,661 | 5.71% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,700 | 5.70% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $8,657 | 5.44% |
| Deming, NM (FHA|USDA|VA) | 15 | $1,225,000 | $81,667 | $4,357 | 5.57% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,460 | 5.94% |
| Outside of Metro Areas | 3 | $1,215,000 | $405,000 | $6,417 | 5.71% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $6,812 | 5.83% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,765 | 5.38% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,526 | 5.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $10,960 | 5.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,537 | 3.50% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $7,065 | 5.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $10,328 | 5.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,971 | 6.04% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,264 | 4.91% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $8,960 | 5.08% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $9,823 | 5.28% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $8,457 | 5.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $12,557 | 5.56% |
| Torrington, CT (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,521 | 6.03% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,090 | 4.56% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,618 | 4.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $14,346 | 3.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $15,786 | 5.00% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,918 | 5.38% |
| Edwards, CO (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $7,773 | 3.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $11,041 | 4.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,245 | 5.29% |
| Crossville, TN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $9,976 | 5.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $200 | 5.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,909 | 5.17% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $12,177 | 4.44% |
| Heber, UT (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $5,093 | 5.13% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $11,066 | 5.04% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $8,119 | 5.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,303 | 3.92% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,761 | 5.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $14,101 | 3.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,238 | 6.37% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $19,455 | 4.69% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,432 | 3.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,241 | 4.56% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,787 | 5.63% |
| Silver City, NM (FHA|USDA|VA) | 9 | $755,000 | $83,889 | $4,898 | 3.26% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $22,962 | 4.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,160 | 6.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,438 | 6.81% |
| Grants, NM (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $3,967 | 5.80% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,018 | 5.88% |
| Montrose, CO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,476 | 4.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $15,537 | 3.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,889 | 5.56% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,289 | 5.47% |
| Oil City, PA (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $5,026 | 4.80% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,815 | 4.50% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $11,418 | 5.58% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,000 | 5.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,752 | 5.50% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,334 | 5.08% |
| Pontiac, IL (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $4,740 | 3.36% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $8,670 | 5.44% |
| Granbury, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,572 | 5.94% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $15,760 | 6.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,140 | 3.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,755 | 5.38% |
| RENO, NV (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,981 | 5.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $14,997 | 4.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,058 | 5.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,233 | 5.83% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $16,355 | 5.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,881 | 5.81% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,096 | 6.31% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,586 | 5.59% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,304 | 6.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,934 | 4.71% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $11,668 | 5.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $6,133 | 3.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $19,437 | 6.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,780 | 2.92% |
| Seneca, SC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,319 | 5.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,970 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,176 | 4.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,353 | 5.94% |
| Moscow, ID (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,858 | 5.81% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,756 | 5.63% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,231 | 5.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,763 | 4.21% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,342 | 4.42% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,641 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,878 | 4.66% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,072 | 5.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,440 | 4.13% |
| Roswell, NM (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,485 | 5.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,294 | 4.44% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,101 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,223 | 4.69% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,235 | 5.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,114 | 4.00% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,930 | 4.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,414 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,565 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,499 | 4.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,250 | 3.50% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,354 | 4.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,269 | 5.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,898 | 5.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,156 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,513 | 5.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,840 | 6.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,490 | 6.50% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,819 | 5.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,211 | 6.31% |
| CHICO, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $22,961 | 3.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,733 | 3.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,066 | 4.06% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,081 | 4.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,007 | 5.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,775 | 7.13% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,551 | 4.06% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,862 | 5.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,335 | 4.81% |
| Adrian, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,734 | 3.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,544 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,443 | 5.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,316 | 6.99% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,732 | 3.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,673 | 4.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,262 | 6.25% |
| Meadville, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,545 | 4.71% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,156 | 5.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,999 | 6.50% |
| Laconia, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,421 | 3.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,576 | 6.63% |
| READING, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,597 | 5.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,045 | 5.31% |
| CASPER, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,823 | 5.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,726 | 4.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,350 | 5.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,985 | 5.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,787 | 5.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,460 | 5.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,714 | 4.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,955 | 3.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,157 | 5.81% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,884 | 5.31% |
| ERIE, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,134 | 4.71% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,048 | 5.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,177 | 6.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,797 | 5.44% |
| Starkville, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,718 | 5.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,334 | 5.63% |
| Winona, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,197 | 4.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,396 | 4.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,693 | 6.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,122 | 6.13% |
| Ozark, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,171 | 4.92% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,076 | 4.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,644 | 3.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,685 | 4.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,017 | 4.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,060 | 5.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,552 | 6.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,609 | 5.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,068 | 4.56% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,997 | 5.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,463 | 4.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,983 | 4.88% |
| Dixon, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,138 | 5.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,475 | 5.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,332 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,182 | 3.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,855 | 4.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,220 | 5.31% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,063 | 4.44% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,900 | 3.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,699 | 5.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.38% |
| WACO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,839 | 5.19% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,684 | 6.99% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,348 | 3.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,734 | 4.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,000 | 5.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,668 | 5.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,909 | 5.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,500 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,748 | 5.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,851 | 5.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,869 | 7.50% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,274 | 2.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,332 | 5.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,841 | 5.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,666 | 5.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,975 | 7.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,131 | 4.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,044 | 5.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,842 | 4.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,767 | 6.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,168 | 6.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,783 | 6.13% |
| Beeville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,290 | 5.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,901 | 5.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,921 | 5.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,649 | 6.99% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,529 | 4.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,669 | 7.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,520 | 4.75% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,588 | 3.88% |
| Portales, NM (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,923 | 4.81% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,114 | 5.13% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,228 | 7.13% |
| Hope, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,914 | 5.99% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,420 | 5.38% |
| Miami, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,591 | 7.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,666 | 7.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,783 | 3.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,265 | 4.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.88% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,426 | 5.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,601 | 7.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,018 | 5.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,266 | 4.50% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,547 | 1.81% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,515 | 5.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,952 | 6.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,550 | 3.88% |
| Duncan, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,776 | 7.00% |
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Product Mix
For 2022, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 7,112 originations. Their 2nd most popular type was FHA, with 2,308 originations.
Loan Reason
For 2022, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 9,203 originations. The 2nd most popular reason was Cash Out Refi, with 661 originations.
Loan Duration/Length
For 2022, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 9,484 originations. The 2nd most popular length was 15 Year, with 359 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $7,820, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,617 originations.
Interest Rates
During 2022, Waterstone Mortgage Corporation's average interest rate for loans was 5.14%, while their most frequently originated rate bucket for loans was 5-6%, with 3,659 originations.
Loan Sizing
2022 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 4,598 originations, totaling $1,325,020,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,755 originations. The second most popular income band? $100k-150k, with 2,044 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,728 originations. The next most common DTI ratio? 20-30%, with 1,426 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.84%
Waterstone Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.22%
Waterstone Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 240.98 | 1 | $5,000 | $5,000 |
| 269.69 | 1 | $5,000 | $5,000 |
| NA | 10,268 | $2,787,110,000 | $271,437 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,270 | $2,787,120,000 | $271,385 |