Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
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Mortgage Data
Review & Overview
Waterstone Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albuquerque, Minneapolis, Orlando, Phoenix, and Salisbury among others. We have data for 322 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.01% | 11/17/24 |
| 30 Year Conventional Refi | 6.79% | 11/17/24 |
| 30 Year Cash-out Refi | 6.98% | 11/17/24 |
| 30 Year FHA Purchase | 7.56% | 11/17/24 |
| 30 Year FHA Refi | 7.35% | 11/17/24 |
| 30 Year VA Purchase | 6.43% | 11/17/24 |
| 30 Year VA Refi | 6.05% | 11/17/24 |
| 30 Year USDA Purchase | 6.85% | 11/17/24 |
| 15 Year Conventional Purchase | 6.39% | 11/17/24 |
| 15 Year Conventional Refi | 6.25% | 11/17/24 |
| 15 Year Cash-out Refi | 6.25% | 11/17/24 |
| 15 Year VA Purchase | 6.64% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Waterstone Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,259Origination Dollar Volume (All Markets)
$2,888,985,000Awards
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Waterstone Mortgage Corporation - 2019
Waterstone Mortgage Corporation is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2,000 | $357,920,000 | $178,960 | $4,162 | 4.60% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,113 | $293,385,000 | $263,598 | $5,592 | 4.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,046 | $247,950,000 | $237,046 | $14,529 | 4.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 715 | $189,725,000 | $265,350 | $6,256 | 4.33% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 315 | $105,715,000 | $335,603 | $5,456 | 4.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 349 | $104,135,000 | $298,381 | $6,763 | 4.34% |
| BOISE CITY, ID (FHA|USDA|VA) | 446 | $99,830,000 | $223,834 | $6,272 | 4.26% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 267 | $85,975,000 | $322,004 | $7,854 | 4.29% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 329 | $85,225,000 | $259,043 | $5,594 | 4.42% |
| SANTA FE, NM (FHA|USDA|VA) | 276 | $83,810,000 | $303,659 | $4,968 | 4.39% |
| Outside of Metro Areas | 461 | $71,875,000 | $155,911 | $4,763 | 4.49% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 310 | $71,420,000 | $230,387 | $3,479 | 4.48% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 635 | $70,415,000 | $110,890 | $5,326 | 4.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 306 | $65,410,000 | $213,758 | $5,482 | 4.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 262 | $60,790,000 | $232,023 | $5,242 | 4.45% |
| TULSA, OK (FHA|USDA|VA) | 315 | $56,935,000 | $180,746 | $4,682 | 4.43% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 194 | $56,500,000 | $291,237 | $6,809 | 4.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 137 | $39,325,000 | $287,044 | $6,122 | 4.61% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 126 | $36,370,000 | $288,651 | $6,081 | 4.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 176 | $35,400,000 | $201,136 | $5,565 | 4.59% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 131 | $28,965,000 | $221,107 | $6,185 | 4.38% |
| APPLETON, WI (FHA|USDA|VA) | 196 | $28,550,000 | $145,663 | $3,641 | 4.54% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 97 | $24,885,000 | $256,546 | $6,032 | 4.29% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 177 | $20,535,000 | $116,017 | $3,258 | 4.53% |
| SALEM, OR (FHA|USDA|VA) | 78 | $19,020,000 | $243,846 | $6,614 | 4.84% |
| OCALA, FL (FHA|USDA|VA) | 118 | $18,520,000 | $156,949 | $6,983 | 4.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 77 | $17,065,000 | $221,623 | $6,233 | 4.57% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 87 | $16,985,000 | $195,230 | $3,487 | 4.59% |
| DOVER, DE (FHA|USDA|VA) | 69 | $15,785,000 | $228,768 | $6,971 | 4.16% |
| Los Alamos, NM (FHA|USDA|VA) | 42 | $15,170,000 | $361,190 | $5,696 | 4.16% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 49 | $14,235,000 | $290,510 | $8,031 | 4.62% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 76 | $14,180,000 | $186,579 | $6,577 | 4.53% |
| GREEN BAY, WI (FHA|USDA|VA) | 102 | $14,010,000 | $137,353 | $3,567 | 4.52% |
| JACKSON, MI (FHA|USDA|VA) | 89 | $13,425,000 | $150,843 | $3,426 | 4.82% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 58 | $12,890,000 | $222,241 | $5,682 | 4.64% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 41 | $12,175,000 | $296,951 | $7,036 | 4.08% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 79 | $11,675,000 | $147,785 | $5,094 | 4.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 39 | $11,225,000 | $287,821 | $4,470 | 4.30% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 41 | $10,965,000 | $267,439 | $4,708 | 4.33% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 38 | $9,760,000 | $256,842 | $6,980 | 4.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 82 | $9,250,000 | $112,805 | $3,686 | 4.84% |
| PANAMA CITY, FL (FHA|USDA|VA) | 49 | $9,105,000 | $185,816 | $5,195 | 4.87% |
| STAUNTON, VA (FHA|USDA|VA) | 56 | $8,570,000 | $153,036 | $5,364 | 4.56% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 40 | $8,220,000 | $205,500 | $6,053 | 4.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 22 | $8,170,000 | $371,364 | $6,165 | 4.27% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 54 | $7,580,000 | $140,370 | $5,686 | 4.32% |
| Durango, CO (FHA|USDA|VA) | 24 | $7,230,000 | $301,250 | $4,670 | 4.32% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 40 | $7,210,000 | $180,250 | $4,623 | 4.86% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 56 | $7,200,000 | $128,571 | $4,968 | 4.41% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 40 | $6,890,000 | $172,250 | $5,008 | 4.97% |
| BEND, OR (FHA|USDA|VA) | 21 | $6,245,000 | $297,381 | $4,951 | 4.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $5,880,000 | $294,000 | $6,376 | 4.49% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 49 | $5,835,000 | $119,082 | $5,221 | 4.39% |
| FARMINGTON, NM (FHA|USDA|VA) | 38 | $5,830,000 | $153,421 | $4,871 | 4.52% |
| RICHMOND, VA (FHA|USDA|VA) | 19 | $5,395,000 | $283,947 | $6,250 | 4.23% |
| Stevens Point, WI (FHA|USDA|VA) | 32 | $5,340,000 | $166,875 | $4,857 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 35 | $5,275,000 | $150,714 | $6,196 | 4.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 17 | $5,205,000 | $306,176 | $4,552 | 4.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $5,190,000 | $324,375 | $7,745 | 4.40% |
| Roswell, NM (FHA|USDA|VA) | 39 | $5,085,000 | $130,385 | $3,756 | 4.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 29 | $5,075,000 | $175,000 | $5,825 | 4.34% |
| MADISON, WI (FHA|USDA|VA) | 24 | $5,060,000 | $210,833 | $4,346 | 4.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $4,970,000 | $276,111 | $5,129 | 4.10% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 34 | $4,840,000 | $142,353 | $5,234 | 4.52% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $4,485,000 | $179,400 | $5,552 | 4.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 36 | $4,460,000 | $123,889 | $5,922 | 4.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $3,775,000 | $539,286 | $9,857 | 4.52% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $7,404 | 4.97% |
| Las Vegas, NM (FHA|USDA|VA) | 16 | $3,400,000 | $212,500 | $5,119 | 4.64% |
| LYNCHBURG, VA (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $5,356 | 4.55% |
| PEORIA, IL (FHA|USDA|VA) | 20 | $2,920,000 | $146,000 | $5,687 | 4.33% |
| Salem, OH (FHA|USDA|VA) | 22 | $2,790,000 | $126,818 | $6,193 | 4.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,760,000 | $345,000 | $6,221 | 4.28% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 19 | $2,685,000 | $141,316 | $5,421 | 4.59% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $8,824 | 4.33% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $8,876 | 4.96% |
| FOND DU LAC, WI (FHA|USDA|VA) | 19 | $2,475,000 | $130,263 | $3,572 | 4.53% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $4,216 | 4.79% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $5,934 | 4.41% |
| Gallup, NM (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $4,078 | 4.76% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $7,333 | 4.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $2,894 | 4.17% |
| Clewiston, FL (FHA|USDA|VA) | 14 | $2,070,000 | $147,857 | $7,168 | 4.56% |
| Ashtabula, OH (FHA|USDA|VA) | 16 | $2,060,000 | $128,750 | $5,835 | 4.82% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $4,391 | 4.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $4,239 | 4.13% |
| Española, NM (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,966 | 4.49% |
| Taos, NM (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,403 | 4.07% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $7,231 | 4.98% |
| RACINE, WI (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $3,979 | 4.77% |
| Shawano, WI (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $4,618 | 4.70% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $10,206 | 3.90% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $4,466 | 4.17% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,670 | 4.35% |
| Beaver Dam, WI (FHA|USDA|VA) | 12 | $1,730,000 | $144,167 | $3,577 | 4.61% |
| Enterprise, AL (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $5,447 | 3.98% |
| ST. CLOUD, MN (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $5,589 | 4.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $4,074 | 4.39% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $8,993 | 4.48% |
| Manitowoc, WI (FHA|USDA|VA) | 15 | $1,475,000 | $98,333 | $3,964 | 4.73% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $5,209 | 4.31% |
| Concord, NH (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $4,356 | 4.70% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,637 | 4.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $7,669 | 4.71% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $4,356 | 4.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $13,180 | 4.92% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $29,557 | 4.50% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,091 | 4.27% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $5,904 | 5.03% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $6,309 | 4.71% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,851 | 3.92% |
| Mountain Home, ID (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $6,841 | 3.93% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $1,205,000 | $109,545 | $4,887 | 5.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $7,362 | 4.92% |
| Payson, AZ (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,355 | 4.04% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,800 | 4.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $5,236 | 4.36% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,137 | 4.70% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,733 | 4.07% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $4,090 | 4.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $7,254 | 4.09% |
| Outside of Metro Areas | 3 | $1,075,000 | $358,333 | $11,260 | 4.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $8,145 | 4.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,890 | 4.34% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $6,896 | 4.17% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $4,128 | 4.79% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,268 | 4.65% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,649 | 4.46% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,826 | 5.03% |
| Whitewater, WI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,202 | 4.48% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $4,833 | 4.41% |
| Menomonie, WI (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,901 | 4.58% |
| Hutchinson, MN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,586 | 4.48% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,766 | 4.41% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,126 | 4.54% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,576 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $5,566 | 4.86% |
| Holland, MI (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $2,530 | 4.30% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,776 | 4.50% |
| Laconia, NH (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,850 | 4.47% |
| Key West, FL (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $6,225 | 4.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,075 | 4.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,877 | 4.06% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,462 | 4.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,341 | 4.21% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,320 | 4.19% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,536 | 4.94% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,980 | 3.44% |
| Edwards, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,808 | 4.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,992 | 4.44% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,267 | 4.54% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,148 | 4.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,144 | 4.79% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,042 | 4.84% |
| Prineville, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,792 | 4.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,157 | 4.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $14,979 | 4.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $17,004 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $4,794 | 4.33% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,475 | 4.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,379 | 4.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $29,900 | 4.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,692 | 3.94% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,777 | 4.19% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,612 | 4.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,930 | 4.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,851 | 4.19% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,189 | 4.79% |
| Silver City, NM (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,840 | 5.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,555 | 4.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,968 | 4.19% |
| TYLER, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,270 | 4.54% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $1,817 | 4.29% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,759 | 5.54% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,115 | 4.62% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,767 | 5.06% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,410 | 4.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,682 | 3.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,195 | 4.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,481 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,506 | 4.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,216 | 4.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,812 | 4.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,485 | 4.94% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,395 | 4.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,482 | 4.88% |
| Marshalltown, IA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,558 | 5.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,235 | 4.71% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,078 | 4.29% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,356 | 3.69% |
| Hope, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,269 | 4.46% |
| Pella, IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,368 | 3.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,560 | 4.06% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,595 | 5.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,406 | 3.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,529 | 4.88% |
| New Castle, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,601 | 5.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,351 | 3.94% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,022 | 4.13% |
| Pontiac, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,269 | 4.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,536 | 4.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,663 | 4.49% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,094 | 4.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,153 | 4.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,349 | 4.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,535 | 3.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,205 | 5.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,865 | 4.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,960 | 3.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,496 | 4.50% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,179 | 5.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,384 | 3.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,007 | 4.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,628 | 4.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $2,639 | 4.78% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,663 | 4.75% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,191 | 4.92% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,964 | 4.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,128 | 4.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,107 | 4.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,873 | 4.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,105 | 5.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,599 | 5.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,626 | 5.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,222 | 3.38% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,700 | 3.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,058 | 3.75% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,348 | 4.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,439 | 3.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,709 | 4.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,209 | 4.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,698 | 4.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,907 | 4.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,142 | 5.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,798 | 3.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,303 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,791 | 5.63% |
| Sidney, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,271 | 3.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,783 | 3.50% |
| Grants, NM (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $2,598 | 5.05% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,574 | 4.44% |
| Meadville, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,871 | 4.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,653 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,915 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,327 | 4.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,199 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,938 | 4.13% |
| Adrian, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,028 | 4.50% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,243 | 4.31% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,102 | 4.75% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,416 | 5.06% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,222 | 5.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,813 | 4.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,634 | 3.04% |
| Brevard, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,545 | 3.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,866 | 3.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,386 | 5.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,981 | 6.00% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,612 | 4.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,521 | 4.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,064 | 5.49% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,481 | 3.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,664 | 3.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,486 | 5.25% |
| Oil City, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,716 | 4.44% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,795 | 5.19% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,684 | 4.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,641 | 4.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,245 | 4.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,811 | 4.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,815 | 3.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,543 | 5.25% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,399 | 4.44% |
| Danville, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,684 | 4.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,410 | 5.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,223 | 4.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,280 | 3.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,509 | 5.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,565 | 4.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,780 | 4.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,846 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,040 | 3.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,570 | 4.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,287 | 4.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,883 | 4.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,718 | 5.13% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,001 | 5.00% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,975 | 4.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,986 | 4.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,626 | 5.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,050 | 4.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,346 | 4.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,849 | 5.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $40 | 5.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,176 | 4.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,452 | 4.13% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,616 | 4.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,455 | 4.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,826 | 5.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,656 | 5.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,756 | 4.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,630 | 4.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,604 | 4.88% |
| Easton, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,698 | 5.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,218 | 3.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,030 | 5.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,446 | 4.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,396 | 5.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,631 | 3.88% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,942 | 4.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,942 | 5.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,266 | 5.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,072 | 5.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,603 | 4.63% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,019 | 2.56% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,101 | 4.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,599 | 5.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,545 | 6.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,065 | 5.13% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,050 | 3.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,803 | 5.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,041 | 5.38% |
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Product Mix
For 2019, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 8,828 originations. Their 2nd most popular type was FHA, with 2,961 originations.
Loan Reason
For 2019, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 11,146 originations. The 2nd most popular reason was Refi, with 1,252 originations.
Loan Duration/Length
For 2019, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 12,271 originations. The 2nd most popular length was 15 Year, with 464 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $5,503, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,675 originations.
Interest Rates
During 2019, Waterstone Mortgage Corporation's average interest rate for loans was 4.52%, while their most frequently originated rate bucket for loans was 4-5%, with 6,883 originations.
Loan Sizing
2019 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 5,513 originations, totaling $1,513,935,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,827 originations. The second most popular income band? $50k or less, with 3,070 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 2,243 originations. The next most common DTI ratio? 20-30%, with 2,064 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.23%
Waterstone Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.28%
Waterstone Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,259 | $2,888,985,000 | $217,889 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 196 | $24,940,000 | $127,245 |
| Single Family (1-4 Units):Site-Built | 13,063 | $2,864,045,000 | $219,249 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| WATERSTONE MORTGAGE CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 20.0% |
| WATERSTONE MORTGAGE CORPORATION | FHA mortgage | Closing on a mortgage | 2 | 40.0% |
| WATERSTONE MORTGAGE CORPORATION | Other type of mortgage | Closing on a mortgage | 1 | 20.0% |
| WATERSTONE MORTGAGE CORPORATION | VA mortgage | Closing on a mortgage | 1 | 20.0% |