Baxter Credit Union Mortgage Rates, Fees & Info
Vernon Hills, ILLEI: 549300S8SHBRCI7UU819
Tax ID: 23-7250155
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Baxter Credit Union is a small credit union specializing in Refi, Home Purchase, and Cash Out Refi loans. Baxter Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Minneapolis, Los Angeles, Columbus, and Boston among others. We have data for 390 markets. (Some data included below & more in-depth data is available with an active subscription.)Baxter Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Baxter Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.85% | 11/22/24 |
| 30 Year Conventional Purchase | 6.67% | 11/22/24 |
| 30 Year Conventional Refi | 6.58% | 11/22/24 |
| 30 Year Cash-out Refi | 6.63% | 11/22/24 |
| 15 Year Conventional Purchase | 6.04% | 11/22/24 |
| 15 Year Conventional Refi | 6.10% | 11/22/24 |
| 15 Year Cash-out Refi | 6.10% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Baxter Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Baxter Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,935Origination Dollar Volume (All Markets)
$1,854,295,000Awards
×
![]()
Baxter Credit Union - 2021
Baxter Credit Union is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for Baxter Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,766 | $407,800,000 | $230,917 | $2,511 | 3.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,422 | $368,120,000 | $258,875 | $2,684 | 3.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 341 | $155,875,000 | $457,111 | $4,133 | 3.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 220 | $49,180,000 | $223,545 | $2,458 | 3.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 87 | $45,285,000 | $520,517 | $3,397 | 2.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 126 | $36,740,000 | $291,587 | $4,062 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 105 | $30,435,000 | $289,857 | $2,839 | 3.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 108 | $29,620,000 | $274,259 | $2,836 | 3.34% |
| Outside of Metro Areas | 156 | $26,600,000 | $170,513 | $2,537 | 3.02% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 71 | $25,095,000 | $353,451 | $3,976 | 3.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 68 | $24,780,000 | $364,412 | $3,919 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 113 | $23,265,000 | $205,885 | $2,577 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 44 | $22,990,000 | $522,500 | $3,053 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 63 | $22,895,000 | $363,413 | $4,270 | 2.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 53 | $19,345,000 | $365,000 | $3,937 | 3.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 66 | $17,260,000 | $261,515 | $3,607 | 3.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 41 | $17,105,000 | $417,195 | $2,398 | 3.07% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 45 | $16,255,000 | $361,222 | $2,715 | 3.11% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 49 | $13,975,000 | $285,204 | $3,316 | 3.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 18 | $13,600,000 | $755,556 | $6,044 | 3.54% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $13,480,000 | $280,833 | $2,799 | 2.93% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $13,095,000 | $523,800 | $3,032 | 2.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $11,815,000 | $288,171 | $4,012 | 2.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 45 | $10,885,000 | $241,889 | $3,116 | 2.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 31 | $10,575,000 | $341,129 | $3,028 | 3.17% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 53 | $10,065,000 | $189,906 | $2,326 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 48 | $10,010,000 | $208,542 | $2,413 | 3.21% |
| Whitewater, WI (FHA|USDA|VA) | 26 | $10,000,000 | $384,615 | $2,499 | 2.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 49 | $9,705,000 | $198,061 | $2,450 | 3.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $9,280,000 | $331,429 | $2,648 | 2.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $9,280,000 | $662,857 | $3,138 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $8,980,000 | $280,625 | $4,136 | 3.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $8,755,000 | $301,897 | $3,269 | 2.98% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $7,340,000 | $1,835,000 | $2,584 | 3.43% |
| DULUTH, MN-WI (FHA|USDA|VA) | 29 | $7,015,000 | $241,897 | $3,311 | 3.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 26 | $6,350,000 | $244,231 | $2,290 | 3.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $6,235,000 | $249,400 | $3,566 | 3.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $6,070,000 | $379,375 | $4,767 | 2.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $6,050,000 | $336,111 | $2,067 | 3.37% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 30 | $6,000,000 | $200,000 | $1,984 | 3.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,770,000 | $206,071 | $2,486 | 3.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $5,750,000 | $287,500 | $2,610 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $5,615,000 | $207,963 | $3,281 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 26 | $5,570,000 | $214,231 | $3,207 | 3.12% |
| MADISON, WI (FHA|USDA|VA) | 13 | $5,025,000 | $386,538 | $2,587 | 3.04% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 32 | $4,890,000 | $152,813 | $3,097 | 3.60% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 17 | $4,725,000 | $277,941 | $2,838 | 3.03% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 7 | $4,625,000 | $660,714 | $4,005 | 2.68% |
| Heber, UT (FHA|USDA|VA) | 6 | $4,520,000 | $753,333 | $3,602 | 2.73% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $4,520,000 | $2,260,000 | $2,399 | 3.21% |
| RICHMOND, VA (FHA|USDA|VA) | 20 | $4,440,000 | $222,000 | $2,217 | 3.32% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 9 | $4,435,000 | $492,778 | $4,250 | 2.83% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $4,230,000 | $264,375 | $2,714 | 3.01% |
| Mountain Home, AR (FHA|USDA|VA) | 30 | $4,220,000 | $140,667 | $2,524 | 2.90% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $4,200,000 | $350,000 | $3,102 | 3.02% |
| Cleveland, MS (FHA|USDA|VA) | 36 | $4,200,000 | $116,667 | $2,341 | 3.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $2,654 | 3.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $2,253 | 3.11% |
| Marion, NC (FHA|USDA|VA) | 27 | $3,905,000 | $144,630 | $2,492 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $3,735,000 | $219,706 | $3,439 | 3.36% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $3,327 | 3.40% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $3,610,000 | $300,833 | $2,595 | 2.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 21 | $3,495,000 | $166,429 | $2,905 | 3.24% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $3,395,000 | $178,684 | $2,055 | 3.28% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $3,285,000 | $172,895 | $3,108 | 3.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $3,265,000 | $466,429 | $2,966 | 2.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $2,469 | 3.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $3,014 | 3.17% |
| Brainerd, MN (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $2,519 | 2.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $2,850,000 | $178,125 | $2,751 | 3.28% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $2,756 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $2,582 | 2.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $3,229 | 3.44% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $2,645,000 | $529,000 | $2,882 | 2.68% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $3,525 | 2.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $3,459 | 2.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $3,029 | 3.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $3,667 | 2.82% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $2,343 | 3.20% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 15 | $2,145,000 | $143,000 | $5,361 | 2.48% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,464 | 2.80% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $4,505 | 3.30% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 14 | $2,020,000 | $144,286 | $5,197 | 2.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $2,836 | 2.83% |
| RACINE, WI (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $3,635 | 3.03% |
| AKRON, OH (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $2,320 | 3.48% |
| GREEN BAY, WI (FHA|USDA|VA) | 13 | $1,895,000 | $145,769 | $2,232 | 3.30% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $3,306 | 2.97% |
| ROCKFORD, IL (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $3,004 | 3.43% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $2,549 | 2.75% |
| TULSA, OK (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $3,161 | 3.14% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $3,722 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,595,000 | $1,595,000 | $9,503 | 2.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $4,437 | 2.94% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $3,024 | 3.03% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $1,712 | 3.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $4,248 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $2,567 | 2.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $3,386 | 3.40% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $6,168 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $1,789 | 3.08% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,517 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $2,437 | 3.23% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $3,055 | 3.25% |
| Willmar, MN (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $3,108 | 3.04% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $5,325 | 3.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,500 | 2.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $3,035 | 3.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,164 | 2.84% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,653 | 2.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $4,763 | 2.31% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,700 | 2.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,194 | 2.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,345 | 3.17% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $15,663 | 2.00% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,724 | 2.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,628 | 3.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $2,785 | 2.90% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,111 | 2.78% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,169 | 3.09% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,691 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,751 | 2.63% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $1,975 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $2,573 | 3.27% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $2,736 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $13,914 | 3.44% |
| Bennington, VT (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $2,950 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,610 | 2.93% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,659 | 2.87% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $2,123 | 3.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,468 | 2.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $2,275 | 3.15% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,777 | 2.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $2,406 | 2.98% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $2,355 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,416 | 2.84% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,155 | 2.69% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,153 | 3.17% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $1,970 | 2.97% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $2,926 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,583 | 3.81% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,970 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,593 | 2.69% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,080 | 2.69% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,781 | 2.81% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $2,958 | 2.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,265 | 3.18% |
| Key West, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,993 | 3.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,113 | 2.94% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,618 | 3.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,435 | 2.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,617 | 3.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $6,575 | 3.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,864 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,647 | 3.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,630 | 3.33% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $2,056 | 3.47% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,348 | 2.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,442 | 3.29% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,272 | 2.79% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $2,235 | 2.59% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,192 | 2.92% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,389 | 2.96% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,204 | 2.73% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,081 | 4.22% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,659 | 3.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,517 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,650 | 2.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,810 | 4.00% |
| Edwards, CO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,890 | 2.81% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,809 | 3.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,732 | 2.67% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,270 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,511 | 3.04% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,625 | 2.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,365 | 2.92% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,585 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,140 | 3.12% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,842 | 3.08% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $2,180 | 3.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,497 | 2.94% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,675 | 3.13% |
| Indianola, MS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,649 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,717 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,128 | 2.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,110 | 2.87% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,304 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,259 | 2.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,552 | 2.78% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,014 | 2.69% |
| PONCE, PR (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,674 | 2.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,702 | 3.63% |
| BEND, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,822 | 4.57% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,087 | 3.58% |
| Holland, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,185 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,656 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,554 | 3.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,362 | 2.44% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,752 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,428 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,550 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,780 | 4.25% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,315 | 2.56% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,404 | 3.31% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,453 | 3.33% |
| NAPA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,717 | 1.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,796 | 2.88% |
| Moscow, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,851 | 2.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,041 | 3.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $824 | 4.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,366 | 2.94% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,721 | 3.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,753 | 2.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,096 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,429 | 2.81% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $2,227 | 2.97% |
| Oxford, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,452 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,130 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,706 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,101 | 3.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,495 | 4.49% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,277 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,986 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,996 | 3.13% |
| Brevard, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,291 | 2.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,460 | 2.25% |
| Forest City, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,224 | 2.71% |
| Kearney, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,415 | 3.00% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,455 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,314 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,217 | 3.00% |
| Torrington, CT (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,893 | 3.58% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,091 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,850 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,160 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,650 | 2.75% |
| READING, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,904 | 3.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,798 | 3.18% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,339 | 2.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,091 | 2.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,004 | 3.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,490 | 2.75% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,791 | 2.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,993 | 4.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,571 | 2.06% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,589 | 3.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,597 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,950 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,785 | 2.38% |
| Jayuya, PR (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $4,879 | 2.63% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,670 | 3.38% |
| Paris, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,035 | 2.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,775 | 2.75% |
| Bedford, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $1,498 | 3.71% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $920 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,499 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,986 | 3.00% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,943 | 2.94% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,990 | 2.56% |
| Centralia, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,714 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,693 | 2.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,620 | 3.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,202 | 2.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,949 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,545 | 3.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,111 | 3.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,579 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,450 | 2.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,703 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,192 | 3.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,062 | 2.81% |
| MONROE, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,808 | 2.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,454 | 2.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,914 | 2.88% |
| Shelby, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,108 | 3.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,558 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,495 | 3.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,516 | 3.13% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,142 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,125 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,635 | 2.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.76% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,028 | 2.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,850 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,855 | 3.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,793 | 2.25% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,258 | 2.19% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,686 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,425 | 2.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,341 | 2.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,798 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,078 | 4.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,030 | 2.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,757 | 3.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,199 | 3.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,612 | 2.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,911 | 3.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,306 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,258 | 3.00% |
| Seymour, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,995 | 2.62% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,460 | 3.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,635 | 2.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,356 | 2.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,533 | 3.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,677 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,425 | 3.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,450 | 3.00% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,217 | 2.38% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,201 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,912 | 2.81% |
| Marion, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,625 | 3.50% |
| Marshall, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,385 | 2.38% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,073 | 2.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,290 | 2.38% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,306 | 3.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,648 | 2.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,322 | 3.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,950 | 2.88% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,885 | 2.50% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,531 | 2.56% |
| GUAYAMA, PR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,995 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,118 | 2.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,233 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,362 | 2.13% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,840 | 2.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,513 | 3.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.99% |
| Madison, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,445 | 2.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,410 | 2.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,774 | 2.88% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,217 | 3.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,461 | 2.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,506 | 3.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,470 | 2.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.50% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,310 | 2.38% |
| Houghton, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,415 | 2.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,786 | 2.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,146 | 2.38% |
| Rolla, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,818 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,242 | 3.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,920 | 2.75% |
| Winona, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,190 | 2.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.00% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,057 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,505 | 3.38% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,467 | 3.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,891 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.00% |
| YAUCO, PR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,442 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,182 | 3.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,946 | 2.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,163 | 2.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,895 | 2.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,682 | 2.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,260 | 2.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,644 | 2.25% |
| West Plains, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,209 | 2.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,728 | 2.88% |
| Barre, VT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.50% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,716 | 3.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.38% |
| Salina, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,043 | 2.88% |
| Coco, PR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,697 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,828 | 3.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,307 | 2.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,523 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,441 | 2.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,001 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.13% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,816 | 2.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,315 | 3.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.50% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,190 | 2.38% |
| Cullman, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,748 | 3.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,475 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.73% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.50% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.50% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.89% |
Similar Lenders
We use machine learning to identify the top lenders compared against Baxter Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
The Farmers & Merchants Bank
Similarity Rank: 28
Similarity Rank: 28
N C P D Federal Credit Union
Similarity Rank: 102
Similarity Rank: 102
First Security Bank
Similarity Rank: 147
Similarity Rank: 147
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 167
Similarity Rank: 167
Middlesex Savings Bank
Similarity Rank: 174
Similarity Rank: 174
The Riddell National Bank
Similarity Rank: 252
Similarity Rank: 252
Mutual Savings Bank
Similarity Rank: 264
Similarity Rank: 264
Northern Bank & Trust Company
Similarity Rank: 288
Similarity Rank: 288
Bridgewater Savings Bank
Similarity Rank: 329
Similarity Rank: 329
KELLEY MORTGAGE, LLC
Similarity Rank: 336
Similarity Rank: 336
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 5,800 | $1,712,160,000 | $295,200 | $2,885 | 2.94% |
| HELOC | 1,135 | $142,135,000 | $125,229 | n/a | 3.72% |
For 2021, Baxter Credit Union's most frequently originated type of loan was Conventional, with 5,800 originations. Their 2nd most popular type was HELOC, with 1,135 originations.
Loan Reason
For 2021, Baxter Credit Union's most frequently cited loan purpose was Refi, with 2,209 originations. The 2nd most popular reason was Home Purchase, with 1,762 originations.
Loan Duration/Length
For 2021, Baxter Credit Union's most frequently cited loan duration was 30 Year, with 3,136 originations. The 2nd most popular length was 15 Year, with 1,364 originations.
Origination Fees/Closing Costs
Baxter Credit Union's average total fees were $3,581, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,498 originations.
Interest Rates
During 2021, Baxter Credit Union's average interest rate for loans was 2.95%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,785 originations.
Loan Sizing
2021 saw Baxter Credit Union place emphasis on $200k-400k loans with 2,498 originations, totaling $704,750,000 in origination value.
Applicant Income
Baxter Credit Union lent most frequently to those with incomes in the $100k-150k range, with 1,926 originations. The second most popular income band? $150k-250k, with 1,824 originations.
Applicant Debt to Income Ratio
Baxter Credit Union lent most frequently to those with DTI ratios of 20-30%, with 2,042 originations. The next most common DTI ratio? 30-36%, with 1,373 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.84%
Baxter Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination58.92%
Baxter Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,935 | $1,854,295,000 | $267,382 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,935 | $1,854,295,000 | $267,382 |