Baxter Credit Union Mortgage Rates, Fees & Info
Vernon Hills, ILLEI: 549300S8SHBRCI7UU819
Tax ID: 23-7250155
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Baxter Credit Union is a small credit union specializing in Home Purchase loans. Baxter Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Minneapolis, Los Angeles, Miami, and Phoenix among others. We have data for 321 markets. (Some data included below & more in-depth data is available with an active subscription.)Baxter Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Baxter Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.85% | 11/21/24 |
| 30 Year Conventional Purchase | 6.67% | 11/21/24 |
| 30 Year Conventional Refi | 6.58% | 11/21/24 |
| 30 Year Cash-out Refi | 6.63% | 11/21/24 |
| 15 Year Conventional Purchase | 6.04% | 11/21/24 |
| 15 Year Conventional Refi | 6.10% | 11/21/24 |
| 15 Year Cash-out Refi | 6.10% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Baxter Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Baxter Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,226Origination Dollar Volume (All Markets)
$1,001,060,000Awards
×
![]()
Baxter Credit Union - 2022
Baxter Credit Union is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for Baxter Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 994 | $203,210,000 | $204,437 | $2,673 | 5.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 636 | $143,350,000 | $225,393 | $2,451 | 4.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 222 | $88,420,000 | $398,288 | $4,866 | 4.77% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 89 | $25,025,000 | $281,180 | $3,694 | 5.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 82 | $24,720,000 | $301,463 | $2,972 | 4.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 96 | $21,380,000 | $222,708 | $2,188 | 5.18% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 51 | $19,405,000 | $380,490 | $4,151 | 5.11% |
| Outside of Metro Areas | 103 | $18,065,000 | $175,388 | $2,305 | 5.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 54 | $16,260,000 | $301,111 | $3,541 | 4.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 47 | $15,955,000 | $339,468 | $3,224 | 4.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 102 | $15,210,000 | $149,118 | $1,920 | 5.11% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $14,800,000 | $1,057,143 | $1,797 | 5.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 69 | $14,605,000 | $211,667 | $1,844 | 5.32% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 52 | $14,470,000 | $278,269 | $3,202 | 5.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 32 | $11,180,000 | $349,375 | $4,648 | 4.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 52 | $11,120,000 | $213,846 | $2,101 | 5.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 57 | $11,045,000 | $193,772 | $2,940 | 4.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 49 | $11,005,000 | $224,592 | $2,094 | 5.65% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 28 | $10,390,000 | $371,071 | $5,387 | 4.90% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $10,190,000 | $727,857 | $7,485 | 4.57% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $10,175,000 | $248,171 | $3,107 | 5.08% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $9,905,000 | $366,852 | $2,922 | 5.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 41 | $9,645,000 | $235,244 | $2,199 | 4.80% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 48 | $9,350,000 | $194,792 | $1,694 | 5.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17 | $7,455,000 | $438,529 | $2,863 | 5.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $7,340,000 | $611,667 | $2,915 | 4.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $7,325,000 | $430,882 | $4,571 | 4.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 41 | $7,295,000 | $177,927 | $3,707 | 5.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $7,120,000 | $395,556 | $5,772 | 4.58% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $5,500,000 | $343,750 | $2,878 | 4.68% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 29 | $5,455,000 | $188,103 | $1,751 | 5.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $5,415,000 | $186,724 | $3,149 | 4.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $4,960,000 | $206,667 | $2,002 | 5.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 21 | $4,885,000 | $232,619 | $2,244 | 5.20% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $4,845,000 | $372,692 | $2,177 | 5.48% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $4,465,000 | $235,000 | $2,993 | 4.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $4,135,000 | $153,148 | $2,880 | 5.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 18 | $4,080,000 | $226,667 | $3,572 | 4.68% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $3,695,000 | $335,909 | $4,922 | 4.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $3,655,000 | $243,667 | $2,123 | 5.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 18 | $3,570,000 | $198,333 | $2,166 | 4.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $3,565,000 | $1,188,333 | $5,525 | 4.17% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $2,970,000 | $371,250 | $4,125 | 4.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $2,970,000 | $165,000 | $2,201 | 6.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 22 | $2,920,000 | $132,727 | $3,103 | 5.90% |
| Heber, UT (FHA|USDA|VA) | 2 | $2,810,000 | $1,405,000 | $0 | 4.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $5,275 | 4.27% |
| MADISON, WI (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $2,715 | 5.36% |
| DULUTH, MN-WI (FHA|USDA|VA) | 21 | $2,535,000 | $120,714 | $2,864 | 5.47% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 14 | $2,510,000 | $179,286 | $6,225 | 5.08% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $2,482 | 5.36% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $3,500 | 4.48% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $2,179 | 5.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,385,000 | $477,000 | $4,540 | 4.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $2,375,000 | $158,333 | $2,088 | 4.66% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $2,280,000 | $126,667 | $2,486 | 5.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $2,224 | 5.11% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $2,245,000 | $748,333 | $2,936 | 4.42% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 17 | $2,165,000 | $127,353 | $3,614 | 5.32% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $2,145 | 5.08% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $3,248 | 4.18% |
| RACINE, WI (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $2,350 | 4.91% |
| TULSA, OK (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $3,086 | 4.72% |
| RENO, NV (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $950 | 4.52% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $1,810,000 | $129,286 | $1,474 | 6.24% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,686 | 4.47% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $2,691 | 4.90% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $3,186 | 4.60% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $4,703 | 4.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $10,712 | 4.75% |
| Mountain Home, AR (FHA|USDA|VA) | 17 | $1,625,000 | $95,588 | $1,379 | 4.60% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $3,084 | 4.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $1,620,000 | $115,714 | $1,428 | 5.66% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $1,342 | 4.48% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $1,595,000 | $122,692 | $3,013 | 5.21% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $1,575,000 | $121,154 | $1,727 | 5.33% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $2,510 | 5.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $2,096 | 5.52% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $2,370 | 3.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $1,597 | 5.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $4,951 | 4.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $2,039 | 5.20% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $2,912 | 4.85% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $2,526 | 5.61% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,744 | 5.13% |
| Marion, NC (FHA|USDA|VA) | 11 | $1,255,000 | $114,091 | $1,748 | 5.68% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $2,794 | 4.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,479 | 4.20% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $2,063 | 5.73% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,594 | 4.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $1,325 | 5.43% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $2,296 | 5.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,134 | 4.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 5.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $3,254 | 5.64% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,241 | 6.29% |
| Cleveland, MS (FHA|USDA|VA) | 9 | $935,000 | $103,889 | $3,112 | 4.08% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,077 | 4.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,553 | 4.04% |
| Holland, MI (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 3.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,321 | 4.76% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $1,844 | 5.67% |
| Outside of Metro Areas | 2 | $900,000 | $450,000 | $4,970 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $1,987 | 5.83% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $4,257 | 4.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,945 | 4.31% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,788 | 5.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,477 | 5.25% |
| Forest City, NC (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $1,794 | 4.65% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,074 | 5.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,430 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,087 | 4.33% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,334 | 5.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,292 | 5.91% |
| Wabash, IN (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $3,454 | 5.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,535 | 5.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $3,988 | 4.50% |
| Concord, NH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,305 | 4.50% |
| NAPA, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,942 | 4.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,544 | 3.75% |
| PONCE, PR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,693 | 4.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,635 | 4.16% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,729 | 6.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,127 | 5.00% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,453 | 4.81% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,602 | 4.20% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,490 | 5.06% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $9,692 | 4.75% |
| DOVER, DE (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,349 | 7.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $1,926 | 4.65% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,902 | 5.31% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,222 | 5.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,591 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,997 | 5.41% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,477 | 3.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,720 | 4.44% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,204 | 5.19% |
| Bedford, IN (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $1,529 | 6.93% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,452 | 3.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,590 | 4.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,100 | 3.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,944 | 5.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,979 | 4.38% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,681 | 5.04% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,454 | 4.88% |
| SALEM, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,224 | 5.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,735 | 5.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,671 | 6.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,481 | 4.69% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,965 | 5.44% |
| AKRON, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,085 | 3.56% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,592 | 5.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,946 | 4.08% |
| OCALA, FL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,484 | 6.03% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,655 | 3.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,527 | 4.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,069 | 4.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,820 | 3.00% |
| Keene, NH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,754 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 5.47% |
| Kearney, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,733 | 4.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,787 | 5.44% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,469 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 4.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,505 | 6.58% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,252 | 4.88% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,519 | 6.17% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $1,867 | 5.92% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,168 | 4.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,505 | 4.75% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 5.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,439 | 4.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,424 | 4.63% |
| Indianola, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,796 | 6.13% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $4,894 | 6.63% |
| ROME, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 5.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,475 | 5.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,205 | 3.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,307 | 5.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,233 | 3.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.83% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,054 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $1,656 | 6.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 5.13% |
| Crossville, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,083 | 2.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 5.92% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,815 | 5.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,873 | 6.56% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,221 | 4.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,569 | 6.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,584 | 7.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,073 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,456 | 5.31% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,023 | 6.81% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,664 | 7.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,575 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,444 | 4.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,569 | 3.44% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,654 | 5.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,082 | 6.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,024 | 4.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,504 | 4.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,337 | 5.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,711 | 3.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,340 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,348 | 4.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,539 | 4.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,410 | 5.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,205 | 5.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,871 | 4.31% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,483 | 4.94% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,989 | 6.13% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,641 | 3.63% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,197 | 6.31% |
| Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,217 | 4.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,652 | 4.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,408 | 5.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,762 | 4.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,407 | 5.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,639 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.34% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.00% |
| Willmar, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,979 | 3.50% |
| Batesville, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,260 | 5.94% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $971 | 5.56% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,090 | 5.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,492 | 5.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,922 | 5.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,673 | 5.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,519 | 4.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,501 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,302 | 5.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,106 | 4.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 5.31% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,903 | 4.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,715 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,179 | 2.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,707 | 3.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,490 | 3.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,714 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,964 | 6.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,345 | 4.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,751 | 3.63% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,088 | 3.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,114 | 4.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $88 | 4.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,952 | 7.13% |
| Coamo, PR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,234 | 6.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.88% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,257 | 5.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| Brookings, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 6.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,462 | 5.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,966 | 5.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
| Brevard, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.00% |
| READING, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.63% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 5.81% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.00% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,519 | 4.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,185 | 5.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 5.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,142 | 5.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 5.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.99% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.11% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.15% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.50% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.50% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Baxter Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
RSI BANK
Similarity Rank: 30
Similarity Rank: 30
MISSION
Similarity Rank: 30
Similarity Rank: 30
Charter Oak Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
Schuyler Savings Bank
Similarity Rank: 51
Similarity Rank: 51
SAFEAMERICA CREDIT UNION
Similarity Rank: 54
Similarity Rank: 54
NORTHWESTERN MUTUAL
Similarity Rank: 70
Similarity Rank: 70
HOMEFIELD
Similarity Rank: 72
Similarity Rank: 72
Empower Credit Union
Similarity Rank: 81
Similarity Rank: 81
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 94
Similarity Rank: 94
First Security Bank
Similarity Rank: 114
Similarity Rank: 114
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,613 | $769,225,000 | $294,384 | $2,811 | 5.15% |
| HELOC | 1,613 | $231,835,000 | $143,729 | n/a | 4.98% |
For 2022, Baxter Credit Union's most frequently originated type of loan was Conventional, with 2,613 originations. Their 2nd most popular type was HELOC, with 1,613 originations.
Loan Reason
For 2022, Baxter Credit Union's most frequently cited loan purpose was Home Purchase, with 1,333 originations. The 2nd most popular reason was Home Improvement, with 1,327 originations.
Loan Duration/Length
For 2022, Baxter Credit Union's most frequently cited loan duration was 30 Year, with 1,418 originations. The 2nd most popular length was 10 Year, with 1,150 originations.
Origination Fees/Closing Costs
Baxter Credit Union's average total fees were $4,477, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,339 originations.
Interest Rates
During 2022, Baxter Credit Union's average interest rate for loans was 4.60%, while their most frequently originated rate bucket for loans was 4-5%, with 955 originations.
Loan Sizing
2022 saw Baxter Credit Union place emphasis on $100,000 or less loans with 1,584 originations, totaling $91,780,000 in origination value.
Applicant Income
Baxter Credit Union lent most frequently to those with incomes in the $100k-150k range, with 1,180 originations. The second most popular income band? $150k-250k, with 1,125 originations.
Applicant Debt to Income Ratio
Baxter Credit Union lent most frequently to those with DTI ratios of 20-30%, with 930 originations. The next most common DTI ratio? 30-36%, with 773 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.66%
Baxter Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination71.60%
Baxter Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 100.0 | 1 | $55,000 | $55,000 |
| NA | 4,225 | $1,001,005,000 | $236,924 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,226 | $1,001,060,000 | $236,881 |