Prime Choice Funding Mortgage Rates, Fees & Info

Review & Overview

Prime Choice Funding is a small mortgage company specializing in Refi and Cash Out Refi loans. Prime Choice Funding has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Washington, San Francisco, and San Diego among others. We have data for 294 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prime Choice Funding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prime Choice Funding is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.67%	4/21/24
30 Year Conventional Refi	6.32%	4/21/24
30 Year Cash-out Refi	6.53%	4/21/24
30 Year FHA Purchase	7.14%	4/21/24
30 Year FHA Refi	7.26%	4/21/24
30 Year VA Purchase	6.23%	4/21/24
30 Year VA Refi	5.90%	4/21/24
15 Year Conventional Refi	5.73%	4/21/24
15 Year Cash-out Refi	5.73%	4/21/24
15 Year FHA Purchase	5.68%	4/21/24
15 Year VA Refi	5.71%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prime Choice Funding Mortgage Calculator

Originations

5,899

Origination Dollar Volume (All Markets)

$2,063,995,000

Awards