Axos Bank Mortgage Rates, Fees & Info
San Diego, CALEI: 2549009X2AG1P20YAJ63
Tax ID: 33-0904883
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Bank Data
Review & Overview
Axos Bank is a small bank specializing in Home Purchase, Cash Out Refi, and Refi loans. Axos Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, New York, and San Jose among others. We have data for 285 markets. (Some data included below & more in-depth data is available with an active subscription.)Axos Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Axos Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.82% | 12/16/24 |
| 30 Year Conventional Purchase | 7.05% | 12/16/24 |
| 30 Year Conventional Refi | 6.87% | 12/16/24 |
| 30 Year Cash-out Refi | 6.90% | 12/16/24 |
| 30 Year FHA Purchase | 7.24% | 12/16/24 |
| 30 Year FHA Refi | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 5.76% | 12/16/24 |
| 30 Year VA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 5.87% | 12/16/24 |
| 15 Year Conventional Refi | 5.86% | 12/16/24 |
| 15 Year Cash-out Refi | 5.86% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Axos Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,348Origination Dollar Volume (All Markets)
$2,356,850,000Employee count
873Awards
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Axos Bank - 2018
Axos Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 737 | $970,365,000 | $1,316,642 | $15,347 | 5.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 178 | $210,810,000 | $1,184,326 | $10,728 | 5.34% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 180 | $183,350,000 | $1,018,611 | $12,289 | 5.07% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 158 | $155,770,000 | $985,886 | $18,850 | 5.26% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 96 | $108,030,000 | $1,125,313 | $11,706 | 5.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 130 | $62,060,000 | $477,385 | $5,369 | 5.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 136 | $48,280,000 | $355,000 | $4,321 | 4.69% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 56 | $37,430,000 | $668,393 | $12,606 | 4.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 86 | $34,910,000 | $405,930 | $4,283 | 4.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 67 | $33,095,000 | $493,955 | $5,264 | 4.67% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $27,550,000 | $1,147,917 | $12,747 | 4.91% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 65 | $25,855,000 | $397,769 | $3,618 | 4.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 51 | $24,235,000 | $475,196 | $3,087 | 4.62% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 53 | $24,195,000 | $456,509 | $4,227 | 4.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 45 | $20,985,000 | $466,333 | $2,349 | 4.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 69 | $18,025,000 | $261,232 | $3,801 | 4.61% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 34 | $13,940,000 | $410,000 | $5,668 | 4.66% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 15 | $13,925,000 | $928,333 | $24,256 | 5.34% |
| Outside of Metro Areas | 50 | $13,720,000 | $274,400 | $3,042 | 4.65% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $13,355,000 | $1,907,857 | $1,850 | 4.76% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 14 | $12,330,000 | $880,714 | $12,316 | 5.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 51 | $12,105,000 | $237,353 | $3,204 | 4.84% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 17 | $10,995,000 | $646,765 | $8,120 | 4.97% |
| RENO, NV (FHA|USDA|VA) | 24 | $9,960,000 | $415,000 | $3,666 | 4.76% |
| SALINAS, CA (FHA|USDA|VA) | 13 | $9,645,000 | $741,923 | $8,341 | 5.20% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 12 | $9,090,000 | $757,500 | $12,101 | 5.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $8,440,000 | $527,500 | $9,442 | 4.97% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $7,625,000 | $331,522 | $2,102 | 4.36% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 36 | $7,600,000 | $211,111 | $3,222 | 4.62% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $7,485,000 | $2,495,000 | $8,426 | 4.66% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $7,455,000 | $828,333 | $8,897 | 5.28% |
| Heber, UT (FHA|USDA|VA) | 7 | $6,035,000 | $862,143 | $6,391 | 5.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 28 | $5,310,000 | $189,643 | $2,136 | 4.51% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 21 | $5,185,000 | $246,905 | $4,428 | 4.43% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $5,025,000 | $335,000 | $3,172 | 4.54% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $4,255,000 | $283,667 | $2,646 | 4.57% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $4,225,000 | $281,667 | $3,071 | 4.62% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 19 | $3,965,000 | $208,684 | $2,570 | 4.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 25 | $3,815,000 | $152,600 | $2,105 | 4.58% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $3,775,000 | $343,182 | $3,688 | 5.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $3,625,000 | $241,667 | $3,375 | 4.51% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $3,515,000 | $502,143 | $5,453 | 4.86% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $3,495,000 | $499,286 | $5,465 | 4.70% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $6,598 | 4.91% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $3,100,000 | $193,750 | $2,869 | 4.53% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $3,055,000 | $436,429 | $10,608 | 5.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $3,050,000 | $217,857 | $2,076 | 4.13% |
| Key West, FL (FHA|USDA|VA) | 2 | $2,950,000 | $1,475,000 | $17,251 | 5.44% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $2,930,000 | $183,125 | $2,570 | 4.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,910,000 | $485,000 | $12,495 | 4.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $2,905,000 | $968,333 | $2,854 | 4.96% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 16 | $2,750,000 | $171,875 | $3,353 | 4.79% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $1,879 | 4.87% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $1,751 | 4.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $2,640,000 | $264,000 | $4,700 | 4.91% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,600,000 | $650,000 | $8,558 | 5.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $1,604 | 4.75% |
| MERCED, CA (FHA|USDA|VA) | 5 | $2,495,000 | $499,000 | $1,611 | 4.65% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $3,111 | 4.54% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $4,274 | 4.71% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $4,117 | 4.86% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $2,245,000 | $204,091 | $3,035 | 4.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $2,797 | 4.52% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $2,448 | 4.77% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $2,572 | 4.62% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $6,475 | 4.47% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $1,955,000 | $150,385 | $2,096 | 4.66% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $3,021 | 4.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $1,911 | 4.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $1,825,000 | $165,909 | $3,179 | 4.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $3,442 | 5.34% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $8,582 | 4.08% |
| Hilo, HI (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $4,065 | 4.40% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $3,734 | 4.71% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,695,000 | $1,695,000 | $23,448 | 5.13% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $2,499 | 4.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $3,612 | 4.69% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $2,704 | 4.59% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $3,519 | 4.87% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $1,904 | 4.37% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $2,727 | 4.86% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $2,939 | 4.55% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $1,560 | 4.62% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $3,034 | 4.56% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $1,832 | 4.85% |
| Outside of Metro Areas | 7 | $1,225,000 | $175,000 | $2,786 | 4.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $2,557 | 4.37% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $1,702 | 4.39% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,194 | 4.02% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $0 | 4.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,666 | 4.58% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,061 | 5.75% |
| MADISON, WI (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,719 | 4.59% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,268 | 4.09% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $1,395 | 5.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,684 | 4.29% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,473 | 4.69% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $2,271 | 5.27% |
| Durango, CO (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,505 | 4.33% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $1,405 | 4.34% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $2,271 | 4.56% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,465 | 5.28% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,033 | 4.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $1,889 | 5.36% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $1,185 | 5.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,864 | 5.43% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $1,537 | 5.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $1,469 | 4.53% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $1,968 | 4.35% |
| Hudson, NY (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $19,253 | 5.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,549 | 4.21% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,573 | 4.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,294 | 5.12% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $2,275 | 5.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,438 | 4.56% |
| CHICO, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,340 | 4.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,528 | 4.79% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $1,736 | 4.68% |
| Barre, VT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $825 | 3.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,475 | 4.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,934 | 4.75% |
| REDDING, CA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,500 | 4.54% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,324 | 4.79% |
| TULSA, OK (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,523 | 3.95% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,990 | 4.19% |
| BEND, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,381 | 4.75% |
| Shelton, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,789 | 4.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,358 | 4.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,664 | 4.17% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,608 | 4.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,661 | 5.40% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $2,133 | 5.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,267 | 4.74% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,941 | 4.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,154 | 4.75% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,161 | 5.21% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,894 | 4.88% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,080 | 4.44% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 4.81% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 4.99% |
| FLINT, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,271 | 4.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 5.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,388 | 5.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,096 | 4.83% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,128 | 3.88% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,284 | 4.66% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,645 | 4.06% |
| Oxford, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,575 | 3.74% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,281 | 4.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,028 | 4.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,675 | 3.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,373 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,013 | 4.68% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,565 | 5.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,266 | 6.63% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,731 | 4.69% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,614 | 5.13% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,061 | 4.24% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,111 | 4.68% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,242 | 4.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,123 | 5.19% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,026 | 4.31% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,578 | 4.83% |
| NILES, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,929 | 3.88% |
| Hood River, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,392 | 4.49% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,503 | 3.87% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,588 | 4.31% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,071 | 4.24% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,647 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,429 | 4.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,200 | 3.99% |
| Sonora, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,751 | 4.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,599 | 4.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,884 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,657 | 4.49% |
| Troy, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,365 | 4.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,331 | 4.75% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,822 | 4.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,001 | 4.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $905 | 4.68% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,483 | 4.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,325 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,484 | 3.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,341 | 4.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,026 | 4.43% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,360 | 4.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.49% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,864 | 4.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,285 | 4.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,049 | 4.49% |
| DOVER, DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,800 | 4.38% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 5.32% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,025 | 4.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,769 | 4.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,430 | 4.00% |
| Centralia, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,803 | 4.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,852 | 3.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,051 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,887 | 4.49% |
| Yankton, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,340 | 3.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,560 | 4.13% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,480 | 4.88% |
| Auburn, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,550 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,974 | 3.99% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,591 | 4.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $675 | 3.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,231 | 3.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,396 | 4.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,107 | 5.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,024 | 4.49% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,217 | 4.49% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $795 | 3.49% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,370 | 3.49% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,646 | 4.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,166 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,259 | 4.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,425 | 4.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,467 | 4.25% |
| Brookings, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,427 | 4.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,494 | 4.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,114 | 4.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,561 | 4.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,604 | 4.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,364 | 4.38% |
| MADERA, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,236 | 4.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,656 | 4.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,477 | 4.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,527 | 4.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,411 | 4.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,850 | 4.49% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,641 | 4.75% |
| Helena, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,139 | 4.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,455 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,880 | 4.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,368 | 4.63% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,240 | 3.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,913 | 4.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,697 | 4.75% |
| Winona, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,643 | 4.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,594 | 4.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,357 | 3.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,181 | 4.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,299 | 4.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,295 | 4.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,411 | 4.49% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,588 | 3.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,781 | 4.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,940 | 3.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,315 | 5.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,137 | 3.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.49% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,549 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.49% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,293 | 4.49% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,568 | 4.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $403 | 3.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.38% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,440 | 4.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.99% |
| Huron, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,080 | 4.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,854 | 4.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,757 | 4.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,320 | 4.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,363 | 4.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,752 | 5.50% |
| Torrington, CT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,183 | 5.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,937 | 5.49% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,924 | 5.99% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
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Product Mix
For 2018, Axos Bank's most frequently originated type of loan was Conventional, with 3,262 originations. Their 2nd most popular type was FHA, with 49 originations.
Loan Reason
For 2018, Axos Bank's most frequently cited loan purpose was Home Purchase, with 1,561 originations. The 2nd most popular reason was Cash Out Refi, with 839 originations.
Loan Duration/Length
For 2018, Axos Bank's most frequently cited loan duration was 30 Year, with 2,786 originations. The 2nd most popular length was 15 Year, with 453 originations.
Origination Fees/Closing Costs
Axos Bank's average total fees were $9,304, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,244 originations.
Interest Rates
During 2018, Axos Bank's average interest rate for loans was 5.08%, while their most frequently originated rate bucket for loans was 4-5%, with 1,466 originations.
Loan Sizing
2018 saw Axos Bank place emphasis on $200k-400k loans with 1,004 originations, totaling $276,150,000 in origination value.
Applicant Income
Axos Bank lent most frequently to those with incomes in the $150k-250k range, with 700 originations. The second most popular income band? $250k+, with 695 originations.
Applicant Debt to Income Ratio
Axos Bank lent most frequently to those with DTI ratios of 20-30%, with 608 originations. The next most common DTI ratio? 30-36%, with 460 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.52%
Axos Bank has a below average approval rate.
Pick Rate
Approvals leading to origination63.47%
Axos Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,348 | $2,356,850,000 | $703,958 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bofi Federal Bank | 4350 La Jolla Village Drive, Suite 140 San Diego, CA 92122 | Full Service Cyber Office | $6,507,805 |
| Bofi Federal Bank | 9205 West Russell Rd,suite 400 Las Vegas, NV 89148 | Full Service Cyber Office | $1,585,629 |
For 2018, Axos Bank had 2 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $529,074 |
| Net interest income | $397,138 |
| Total noninterest income | $63,061 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $3,180 |
| Trading account gains and fees | $865 |
| Additional Noninterest Income | $59,016 |
| Pre-tax net operating income | $261,793 |
| Securities gains (or losses, -) | $-387 |
| Income before extraordinary items | $181,152 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $181,152 |
| Minority interest net income | $0 |
| Net income | $181,152 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $181,457 |
Axos Bank's gross interest income from loans was $529,074,000.
Axos Bank's net interest income from loans was $397,138,000.
Axos Bank's fee based income from loans was $3,180,000.
Axos Bank's net income from loans was $181,152,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $131,936 |
| Provision for credit losses | $26,350 |
| Total noninterest expense | $172,056 |
| Salaries and employee benefits | $88,618 |
| Premises and equipment expense | $17,105 |
| Additional noninterest expense | $66,333 |
| Applicable income taxes | $80,254 |
| Net charge-offs | $18,250 |
| Cash dividends | $101,600 |
Axos Bank's interest expense for loans was $131,936,000.
Axos Bank's payroll and benefits expense were $88,618,000.
Axos Bank's property, plant and equipment expenses $17,105,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $8,421,608 |
| Deposits held in domestic offices | $8,421,608 |
| Deposits by Individuals, partnerships, and corporations | $7,567,468 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $807,839 |
| Deposits by Commercial banks and other depository institutions in U.S. | $46,300 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $985,592 |
| Demand deposits | $985,151 |
| Nontransaction accounts | $7,436,015 |
| Money market deposit accounts (MMDAs) | $3,829,115 |
| Other savings deposits (excluding MMDAs) | $660,975 |
| Total time deposits | $2,945,923 |
| Total time and savings deposits | $7,436,456 |
| Noninterest-bearing deposits | $1,009,747 |
| Interest-bearing deposits | $7,411,861 |
| Retail deposits | $6,369,060 |
| IRAs and Keogh plan accounts | $242,592 |
| Brokered deposits | $1,581,858 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $9,796,674 |
| Cash & Balances due from depository institutions | $256,447 |
| Interest-bearing balances | $221,958 |
| Total securities | $216,785 |
| Federal funds sold & reverse repurchase | $100 |
| Net loans and leases | $9,036,123 |
| Loan and leases loss allowance | $53,706 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $28,540 |
| Other real estate owned | $8,457 |
| Goodwill and other intangibles | $91,044 |
| All other assets | $159,178 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $9,796,674 |
| Total Liabilities | $8,841,122 |
| Total deposits | $8,421,608 |
| Interest-bearing deposits | $7,411,861 |
| Deposits held in domestic offices | $8,421,608 |
| % insured (estimated) | $86 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $342,500 |
| Subordinated debt | $0 |
| All other liabilities | $77,014 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $9,036,123 |
| Loan and leases loss allowance | $53,706 |
| Total loans and leases (domestic) | $9,089,829 |
| All real estate loans | $7,986,378 |
| Real estate loans in domestic offices | $7,986,378 |
| Construction and development loans | $652,231 |
| Residential 1-4 family construction | $217,425 |
| Other construction, all land development and other land | $434,806 |
| Loans secured by nonfarm nonresidential properties | $603,634 |
| Nonfarm nonresidential secured by owner-occupied properties | $43,490 |
| Commercial real estate & other non-farm, non-residential | $560,144 |
| Multifamily residential real estate | $1,867,652 |
| 1-4 family residential loans | $4,862,861 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $640,564 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $317,361 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $250,059 |
| Other loans to individuals | $67,302 |
| All other loans & leases | $157,248 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Axos Bank had $9,036,123,000 of loans outstanding in 2018. $7,986,378,000 of loans were in real estate loans. $652,231,000 of loans were in development loans. $1,867,652,000 of loans were in multifamily mortgage loans. $4,862,861,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $250,059,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 34 | $21,572 | $634,471 |
| Nonfarm, nonresidential loans - $100-250k | 2 | $239 | $119,500 |
| Nonfarm, nonresidential loans - $250k-1MM | 32 | $21,333 | $666,656 |
| Commercial & Industrial, US addressed loans - <$1MM | 886 | $93,171 | $105,159 |
| Commercial & Industrial, US addressed loans - <$100k | 538 | $20,614 | $38,316 |
| Commercial & Industrial, US addressed loans - $100-250k | 233 | $29,364 | $126,026 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 115 | $43,193 | $375,591 |