Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info

Cleveland, OH

LEI: 5493008CPTDVOS570626

Tax ID: 34-0573493

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets by origination volume include: Cleveland, Columbus, Cincinnati, Miami, and Tampa among others. We have data for 307 markets. (Some data included below & more in-depth data is available with an active subscription.)

Third Federal Savings And Loan Association Of Cleveland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.90% 12/17/24
30 Year Conventional Purchase 6.07% 12/17/24
30 Year Conventional Refi 6.13% 12/17/24
30 Year Cash-out Refi 6.23% 12/17/24
15 Year Conventional Purchase 5.55% 12/17/24
15 Year Conventional Refi 5.61% 12/17/24
15 Year Cash-out Refi 5.61% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Third Federal Savings And Loan Association Of Cleveland Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Third Federal Savings And Loan Association Of Cleveland. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

23,924

Origination Dollar Volume (All Markets)

$3,162,960,000

Employee count

1,041 Show all (71) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5,723 $663,455,000 $115,928 $2,414 3.95%
COLUMBUS, OH (FHA|USDA|VA) 2,149 $347,655,000 $161,775 $2,056 3.92%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,766 $249,530,000 $141,297 $1,721 3.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,343 $175,245,000 $130,488 $1,217 3.87%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,205 $141,555,000 $117,473 $1,118 3.91%
AKRON, OH (FHA|USDA|VA) 1,144 $140,090,000 $122,456 $2,133 3.95%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 743 $111,075,000 $149,495 $852 3.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 835 $109,445,000 $131,072 $362 4.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 440 $82,390,000 $187,250 $1,231 3.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 452 $66,550,000 $147,235 $691 3.93%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 392 $65,430,000 $166,913 $1,335 3.86%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 441 $62,485,000 $141,689 $985 3.87%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 452 $62,190,000 $137,588 $1,078 3.81%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 426 $60,130,000 $141,150 $890 3.83%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 365 $51,655,000 $141,521 $1,375 3.92%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 398 $50,310,000 $126,407 $1,029 3.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 414 $49,060,000 $118,502 $1,373 3.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 214 $35,800,000 $167,290 $1,478 3.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 230 $34,640,000 $150,609 $1,119 3.82%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 183 $31,425,000 $171,721 $1,232 3.84%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 170 $30,480,000 $179,294 $646 3.94%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 192 $28,100,000 $146,354 $563 3.87%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 199 $27,505,000 $138,216 $340 3.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 209 $23,905,000 $114,378 $1,073 3.90%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 190 $22,620,000 $119,053 $340 4.01%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 133 $22,065,000 $165,902 $1,062 3.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 163 $18,125,000 $111,196 $179 4.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 121 $16,935,000 $139,959 $1,388 3.83%
CANTON-MASSILLON, OH (FHA|USDA|VA) 137 $16,055,000 $117,190 $2,140 3.96%
JACKSONVILLE, FL (FHA|USDA|VA) 105 $13,185,000 $125,571 $694 3.85%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 112 $12,850,000 $114,732 $629 3.90%
ST. LOUIS, MO-IL (FHA|USDA|VA) 119 $12,285,000 $103,235 $1,015 3.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 84 $11,100,000 $132,143 $490 3.84%
PORT ST. LUCIE, FL (FHA|USDA|VA) 89 $10,535,000 $118,371 $1,558 3.87%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 73 $10,395,000 $142,397 $1,068 3.95%
RICHMOND, VA (FHA|USDA|VA) 66 $9,470,000 $143,485 $860 3.77%
DAYTON-KETTERING, OH (FHA|USDA|VA) 68 $9,360,000 $137,647 $1,950 3.87%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 52 $9,090,000 $174,808 $1,771 3.85%
PITTSBURGH, PA (FHA|USDA|VA) 73 $8,005,000 $109,658 $616 3.82%
BOULDER, CO (FHA|USDA|VA) 48 $7,140,000 $148,750 $621 3.90%
TOLEDO, OH (FHA|USDA|VA) 50 $7,010,000 $140,200 $1,590 3.88%
Outside of Metro Areas 51 $6,695,000 $131,275 $1,027 3.88%
FORT COLLINS, CO (FHA|USDA|VA) 51 $6,585,000 $129,118 $2,078 3.89%
PUNTA GORDA, FL (FHA|USDA|VA) 69 $6,225,000 $90,217 $1,324 3.83%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 37 $5,655,000 $152,838 $1,093 3.80%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 44 $5,380,000 $122,273 $1,800 3.82%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 45 $5,205,000 $115,667 $850 3.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 40 $4,760,000 $119,000 $295 3.91%
COLORADO SPRINGS, CO (FHA|USDA|VA) 44 $4,760,000 $108,182 $688 3.90%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 43 $4,635,000 $107,791 $391 3.95%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 38 $4,580,000 $120,526 $148 3.94%
KNOXVILLE, TN (FHA|USDA|VA) 29 $4,535,000 $156,379 $943 3.68%
VALLEJO, CA (FHA|USDA|VA) 32 $4,520,000 $141,250 $175 4.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 33 $4,425,000 $134,091 $1,273 3.77%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 36 $4,410,000 $122,500 $888 3.76%
ASHEVILLE, NC (FHA|USDA|VA) 39 $4,275,000 $109,615 $529 3.79%
LOUISVILLE, KY (FHA|USDA|VA) 34 $4,260,000 $125,294 $546 4.05%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $4,175,000 $97,093 $209 3.95%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 33 $3,875,000 $117,424 $797 3.97%
STOCKTON, CA (FHA|USDA|VA) 35 $3,505,000 $100,143 $197 4.02%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 34 $3,280,000 $96,471 $1,696 3.95%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 27 $3,275,000 $121,296 $1,466 3.86%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 15 $3,195,000 $213,000 $1,436 3.81%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 23 $2,995,000 $130,217 $649 3.79%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $2,985,000 $119,400 $738 3.94%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $2,900,000 $120,833 $295 3.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 33 $2,895,000 $87,727 $936 3.91%
Wooster, OH (FHA|USDA|VA) 28 $2,890,000 $103,214 $1,565 4.05%
LANCASTER, PA (FHA|USDA|VA) 25 $2,615,000 $104,600 $570 3.81%
Sandusky, OH (FHA|USDA|VA) 16 $2,590,000 $161,875 $2,298 3.78%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 22 $2,490,000 $113,182 $0 4.01%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $2,425,000 $127,632 $1,319 3.82%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 20 $2,330,000 $116,500 $883 3.90%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $2,315,000 $110,238 $236 3.93%
OCALA, FL (FHA|USDA|VA) 21 $2,225,000 $105,952 $307 4.29%
WINSTON-SALEM, NC (FHA|USDA|VA) 19 $2,195,000 $115,526 $1,126 3.83%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 18 $2,190,000 $121,667 $1,368 3.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 16 $2,180,000 $136,250 $221 3.93%
THE VILLAGES, FL (FHA|USDA|VA) 14 $2,170,000 $155,000 $1,434 4.09%
Ashtabula, OH (FHA|USDA|VA) 14 $2,130,000 $152,143 $3,416 3.97%
BELLINGHAM, WA (FHA|USDA|VA) 17 $2,045,000 $120,294 $295 3.88%
NAPA, CA (FHA|USDA|VA) 18 $2,020,000 $112,222 $148 3.94%
Mount Vernon, OH (FHA|USDA|VA) 19 $1,995,000 $105,000 $1,295 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 25 $1,875,000 $75,000 $2,117 3.94%
TALLAHASSEE, FL (FHA|USDA|VA) 14 $1,800,000 $128,571 $295 3.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 17 $1,745,000 $102,647 $246 3.93%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 17 $1,725,000 $101,471 $295 3.96%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 9 $1,715,000 $190,556 $295 3.77%
GAINESVILLE, GA (FHA|USDA|VA) 12 $1,610,000 $134,167 $1,206 3.83%
WILMINGTON, NC (FHA|USDA|VA) 10 $1,580,000 $158,000 $295 3.85%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 11 $1,565,000 $142,273 $295 3.74%
Glenwood Springs, CO (FHA|USDA|VA) 6 $1,530,000 $255,000 $295 3.95%
FRESNO, CA (FHA|USDA|VA) 21 $1,525,000 $72,619 $98 4.08%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 17 $1,455,000 $85,588 $2,658 4.00%
GAINESVILLE, FL (FHA|USDA|VA) 14 $1,450,000 $103,571 $295 3.78%
CHICO, CA (FHA|USDA|VA) 13 $1,435,000 $110,385 $0 4.01%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $1,400,000 $100,000 $295 3.81%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $1,375,000 $105,769 $295 4.12%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $1,310,000 $109,167 $221 4.00%
MODESTO, CA (FHA|USDA|VA) 13 $1,255,000 $96,538 $59 4.16%
GREELEY, CO (FHA|USDA|VA) 17 $1,245,000 $73,235 $0 4.05%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $1,230,000 $123,000 $295 3.91%
Key West, FL (FHA|USDA|VA) 8 $1,170,000 $146,250 $98 4.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,125,000 $160,714 $295 3.90%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $1,110,000 $111,000 $295 3.97%
Marion, OH (FHA|USDA|VA) 11 $1,105,000 $100,455 $610 3.89%
STATE COLLEGE, PA (FHA|USDA|VA) 8 $1,080,000 $135,000 $1,541 3.87%
ROCHESTER, NY (FHA|USDA|VA) 16 $1,060,000 $66,250 $595 3.94%
SALEM, OR (FHA|USDA|VA) 9 $1,035,000 $115,000 $295 3.91%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,030,000 $128,750 $295 4.05%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $1,025,000 $146,429 $295 3.70%
SALINAS, CA (FHA|USDA|VA) 11 $1,015,000 $92,273 $0 4.13%
LIMA, OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $295 3.45%
BEND, OR (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,655 3.67%
ERIE, PA (FHA|USDA|VA) 9 $955,000 $106,111 $2,058 3.78%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $935,000 $133,571 $1,144 3.55%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $925,000 $84,091 $295 3.83%
Sidney, OH (FHA|USDA|VA) 6 $910,000 $151,667 $1,413 4.02%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $905,000 $100,556 $0 3.88%
READING, PA (FHA|USDA|VA) 12 $900,000 $75,000 $148 3.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $895,000 $127,857 $295 3.67%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $890,000 $89,000 $59 4.27%
Concord, NH (FHA|USDA|VA) 9 $885,000 $98,333 $3,226 3.73%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $870,000 $145,000 $3,298 3.80%
Durango, CO (FHA|USDA|VA) 3 $825,000 $275,000 $295 3.87%
ROANOKE, VA (FHA|USDA|VA) 4 $810,000 $202,500 $295 3.80%
SPRINGFIELD, MA (FHA|USDA|VA) 10 $810,000 $81,000 $0 4.07%
Norwalk, OH (FHA|USDA|VA) 7 $805,000 $115,000 $2,172 4.33%
Breckenridge, CO (FHA|USDA|VA) 3 $805,000 $268,333 $3,157 3.51%
COLUMBIA, MO (FHA|USDA|VA) 4 $790,000 $197,500 $1,208 3.55%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $765,000 $153,000 $376 3.91%
Ashland, OH (FHA|USDA|VA) 6 $720,000 $120,000 $3,622 4.24%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $695,000 $99,286 $771 4.19%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $695,000 $231,667 $1,815 3.69%
MANSFIELD, OH (FHA|USDA|VA) 7 $665,000 $95,000 $2,330 4.28%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $650,000 $108,333 $295 3.87%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $640,000 $106,667 $2,411 4.05%
MEDFORD, OR (FHA|USDA|VA) 6 $620,000 $103,333 $0 4.03%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $595,000 $119,000 $295 3.95%
Marietta, OH (FHA|USDA|VA) 4 $590,000 $147,500 $295 3.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $585,000 $117,000 $295 3.74%
Zanesville, OH (FHA|USDA|VA) 4 $580,000 $145,000 $921 4.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $555,000 $185,000 $1,818 4.13%
Wilmington, OH (FHA|USDA|VA) 4 $540,000 $135,000 $2,754 4.00%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $535,000 $76,429 $148 4.03%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $515,000 $515,000 $3,223 3.29%
GREENVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $295 3.67%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $510,000 $127,500 $295 4.03%
Clewiston, FL (FHA|USDA|VA) 1 $505,000 $505,000 $295 4.24%
Morehead City, NC (FHA|USDA|VA) 5 $505,000 $101,000 $148 3.84%
STAUNTON, VA (FHA|USDA|VA) 2 $500,000 $250,000 $295 3.72%
Findlay, OH (FHA|USDA|VA) 5 $495,000 $99,000 $3,320 3.70%
Ukiah, CA (FHA|USDA|VA) 1 $495,000 $495,000 $2,921 3.84%
Bellefontaine, OH (FHA|USDA|VA) 4 $480,000 $120,000 $2,426 4.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $475,000 $158,333 $295 3.76%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $470,000 $235,000 $295 3.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $470,000 $117,500 $295 3.85%
PANAMA CITY, FL (FHA|USDA|VA) 4 $460,000 $115,000 $2,720 4.03%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $445,000 $148,333 $295 3.71%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $445,000 $89,000 $0 3.94%
Wapakoneta, OH (FHA|USDA|VA) 2 $420,000 $210,000 $1,941 3.97%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $415,000 $138,333 $295 3.76%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $410,000 $68,333 $0 3.91%
YAKIMA, WA (FHA|USDA|VA) 3 $365,000 $121,667 $295 3.69%
Salem, OH (FHA|USDA|VA) 6 $360,000 $60,000 $98 4.48%
ROCKFORD, IL (FHA|USDA|VA) 3 $355,000 $118,333 $295 3.56%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $355,000 $118,333 $0 3.99%
MERCED, CA (FHA|USDA|VA) 4 $350,000 $87,500 $0 4.43%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $350,000 $87,500 $295 3.80%
WENATCHEE, WA (FHA|USDA|VA) 5 $345,000 $69,000 $0 4.14%
REDDING, CA (FHA|USDA|VA) 5 $335,000 $67,000 $0 3.84%
Athens, OH (FHA|USDA|VA) 2 $330,000 $165,000 $3,450 3.99%
Indiana, PA (FHA|USDA|VA) 2 $330,000 $165,000 $295 3.67%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $330,000 $82,500 $886 3.85%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $325,000 $108,333 $0 4.07%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $325,000 $108,333 $295 3.86%
Crossville, TN (FHA|USDA|VA) 4 $310,000 $77,500 $295 3.52%
BURLINGTON, NC (FHA|USDA|VA) 3 $305,000 $101,667 $0 3.91%
Lebanon, NH-VT (FHA|USDA|VA) 3 $305,000 $101,667 $295 3.82%
Oak Harbor, WA (FHA|USDA|VA) 4 $300,000 $75,000 $0 4.12%
GRANTS PASS, OR (FHA|USDA|VA) 3 $295,000 $98,333 $0 3.91%
Keene, NH (FHA|USDA|VA) 2 $290,000 $145,000 $295 3.57%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,506 3.92%
CORVALLIS, OR (FHA|USDA|VA) 2 $290,000 $145,000 $295 3.99%
Americus, GA (FHA|USDA|VA) 1 $285,000 $285,000 $295 3.79%
Easton, MD (FHA|USDA|VA) 1 $285,000 $285,000 $295 2.99%
YUBA CITY, CA (FHA|USDA|VA) 4 $280,000 $70,000 $0 4.24%
Torrington, CT (FHA|USDA|VA) 2 $280,000 $140,000 $295 4.19%
PITTSFIELD, MA (FHA|USDA|VA) 2 $280,000 $140,000 $295 3.74%
SAVANNAH, GA (FHA|USDA|VA) 5 $275,000 $55,000 $0 3.99%
Celina, OH (FHA|USDA|VA) 3 $275,000 $91,667 $295 3.92%
MORRISTOWN, TN (FHA|USDA|VA) 3 $275,000 $91,667 $295 4.21%
Moultrie, GA (FHA|USDA|VA) 1 $275,000 $275,000 $295 3.79%
ALTOONA, PA (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.99%
BINGHAMTON, NY (FHA|USDA|VA) 2 $270,000 $135,000 $595 3.82%
SYRACUSE, NY (FHA|USDA|VA) 5 $265,000 $53,000 $0 3.94%
BRUNSWICK, GA (FHA|USDA|VA) 5 $255,000 $51,000 $0 3.89%
ITHACA, NY (FHA|USDA|VA) 1 $255,000 $255,000 $595 3.49%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $250,000 $125,000 $295 3.67%
LYNCHBURG, VA (FHA|USDA|VA) 3 $245,000 $81,667 $0 4.07%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $245,000 $81,667 $3,235 3.62%
Portsmouth, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,537 4.14%
Okeechobee, FL (FHA|USDA|VA) 3 $235,000 $78,333 $0 3.91%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $230,000 $57,500 $0 4.12%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $215,000 $71,667 $0 4.32%
GETTYSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $295 3.79%
JOPLIN, MO (FHA|USDA|VA) 2 $210,000 $105,000 $295 3.52%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $210,000 $52,500 $0 3.80%
LONGVIEW, WA (FHA|USDA|VA) 4 $210,000 $52,500 $0 4.05%
Rochelle, IL (FHA|USDA|VA) 2 $210,000 $105,000 $295 3.79%
Lake City, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.62%
Centralia, WA (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.62%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $195,000 $65,000 $0 3.74%
LEBANON, PA (FHA|USDA|VA) 3 $185,000 $61,667 $0 4.17%
COLUMBUS, IN (FHA|USDA|VA) 2 $180,000 $90,000 $295 3.27%
PEORIA, IL (FHA|USDA|VA) 3 $175,000 $58,333 $0 3.91%
Cornelia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $295 3.84%
Cambridge, MD (FHA|USDA|VA) 1 $175,000 $175,000 $295 3.79%
Port Angeles, WA (FHA|USDA|VA) 2 $170,000 $85,000 $4,015 3.14%
Ellensburg, WA (FHA|USDA|VA) 2 $170,000 $85,000 $355 3.87%
Greeneville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $295 3.49%
Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.24%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
CLEVELAND, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.24%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $295 3.99%
Steamboat Springs, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.74%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
Roseburg, OR (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.74%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.12%
JACKSON, TN (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.12%
VALDOSTA, GA (FHA|USDA|VA) 2 $150,000 $75,000 $295 3.72%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $140,000 $70,000 $2,861 4.12%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.99%
Boone, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.49%
VISALIA, CA (FHA|USDA|VA) 3 $135,000 $45,000 $0 4.49%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $130,000 $65,000 $295 3.49%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.12%
Meadville, PA (FHA|USDA|VA) 1 $125,000 $125,000 $295 3.94%
Palatka, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.99%
Murray, KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.99%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $125,000 $125,000 $295 3.19%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $115,000 $115,000 $295 3.99%
Bardstown, KY (FHA|USDA|VA) 1 $115,000 $115,000 $295 3.09%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $110,000 $55,000 $295 3.97%
Red Bluff, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $105,000 $105,000 $295 3.44%
Brookings, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.24%
Washington, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
Milledgeville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.12%
Shelby, NC (FHA|USDA|VA) 2 $100,000 $50,000 $0 3.99%
Richmond, IN (FHA|USDA|VA) 2 $100,000 $50,000 $0 3.99%
GOLDSBORO, NC (FHA|USDA|VA) 2 $100,000 $50,000 $0 3.87%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $95,000 $31,667 $0 4.07%
Vineyard Haven, MA (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.99%
DANVILLE, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 3.99%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.74%
CaƱon City, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.74%
Greenville, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.24%
Chillicothe, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,386 3.24%
Statesboro, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.74%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.24%
Sevierville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.24%
New Castle, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.99%
Amsterdam, NY (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.49%
Crawfordsville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.99%
Danville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.24%
PUEBLO, CO (FHA|USDA|VA) 2 $70,000 $35,000 $0 4.12%
Marion, NC (FHA|USDA|VA) 2 $70,000 $35,000 $0 4.74%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.24%
Sikeston, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.24%
Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $295 3.54%
Brevard, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.74%
Clearlake, CA (FHA|USDA|VA) 2 $60,000 $30,000 $0 4.12%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.74%
Dixon, IL (FHA|USDA|VA) 1 $55,000 $55,000 $295 3.59%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.24%
Forest City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.99%
Shelton, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.24%
Warrensburg, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.99%
Waycross, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.24%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $50,000 $25,000 $0 4.24%
Fremont, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.99%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.74%
Jackson, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.99%
Laconia, NH (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.24%
MADERA, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.49%
Wilson, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.99%
Sunbury, PA (FHA|USDA|VA) 2 $40,000 $20,000 $0 3.99%
Sonora, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.99%
Branson, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.24%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
Lawrenceburg, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
Shelbyville, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.99%
Sterling, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
Arcadia, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
GLENS FALLS, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.74%
KANKAKEE, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
UTICA-ROME, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
EL CENTRO, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.24%
Richmond-Berea, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
Warsaw, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 3.99%
Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Tampa among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Third Federal Savings and Loan Association of Cleveland based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westmoreland Federal Savings
    Similarity Rank: 12
    SANTA CLARA COUNTY
    Similarity Rank: 20
    TRI BORO
    Similarity Rank: 25
    JEEP COUNTRY
    Similarity Rank: 52
    MYPOINT Credit Union
    Similarity Rank: 55
    N C P D Federal Credit Union
    Similarity Rank: 55
    Commercial Bank and Trust of PA
    Similarity Rank: 57

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 14,392 $1,182,020,000 $82,130 n/a 3.87%
    Conventional 9,532 $1,980,940,000 $207,820 $1,735 4.00%

    For 2018, Third Federal Savings And Loan Association Of Cleveland's most frequently originated type of loan was HELOC, with 14,392 originations. Their 2nd most popular type was Conventional, with 9,532 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 7,246 $788,920,000 $108,877 $757 3.84%
    Other 5,711 $440,905,000 $77,203 $358 3.94%
    Home Purchase 5,522 $1,181,300,000 $213,926 $2,489 4.06%
    Home Improvement 3,477 $240,525,000 $69,176 $16 3.99%
    Cash Out Refi 1,968 $511,310,000 $259,812 $1,055 3.64%

    For 2018, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose was Refi, with 7,246 originations. The 2nd most popular reason was Other, with 5,711 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,919 $2,715,235,000 $129,798 $2,010 3.92%
    10 Year 1,634 $224,070,000 $137,130 $787 4.02%
    15 Year 1,036 $193,920,000 $187,181 $1,858 3.67%
    5 Year 207 $7,075,000 $34,179 $1 4.60%
    Other 78 $12,180,000 $156,154 $1,197 3.86%
    20 Year 47 $10,325,000 $219,681 $1,961 4.13%
    30+ year 3 $155,000 $51,667 $0 5.06%

    For 2018, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan duration was 30 Year, with 20,919 originations. The 2nd most popular length was 10 Year, with 1,634 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,674 $1,113,960,000 $196,327
    $1k-2k 3,425 $761,995,000 $222,480
    $5k+ 161 $51,055,000 $317,112
    $4k-5k 97 $26,315,000 $271,289
    $3k-4k 95 $18,915,000 $199,105
    $2k-3k 52 $6,140,000 $118,077

    Third Federal Savings And Loan Association Of Cleveland's average total fees were $2,010, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,674 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 15,096 $1,891,810,000 $125,319
    4-5% 7,907 $1,034,445,000 $130,826
    2.5-3% 649 $209,275,000 $322,458
    5-6% 229 $19,225,000 $83,952
    <2.5% 41 $8,125,000 $198,171
    6-7% 2 $80,000 $40,000

    During 2018, Third Federal Savings And Loan Association Of Cleveland's average interest rate for loans was 3.92%, while their most frequently originated rate bucket for loans was 3-4%, with 15,096 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 11,265 $599,355,000 $53,205 $989 3.97%
    $100k-200k 8,551 $1,184,385,000 $138,508 $1,694 3.92%
    $200k-400k 3,199 $878,955,000 $274,759 $2,122 3.87%
    $400k-600k 645 $304,655,000 $472,333 $2,354 3.53%
    $600k-1MM 244 $175,510,000 $719,303 $2,034 3.33%
    $1MM+ 20 $20,100,000 $1,005,000 $2,789 3.25%

    2018 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100,000 or less loans with 11,265 originations, totaling $599,355,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,244 $815,480,000 $130,602 $1,746 3.92%
    $150k-250k 5,798 $936,660,000 $161,549 $1,784 3.88%
    $75k-100k 3,848 $427,540,000 $111,107 $1,616 3.94%
    $50k-75k 3,600 $337,950,000 $93,875 $1,690 3.99%
    $50k or less 2,245 $171,515,000 $76,399 $1,811 4.00%
    $250k+ 2,072 $459,540,000 $221,786 $1,813 3.78%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $100k-150k range, with 6,244 originations. The second most popular income band? $150k-250k, with 5,798 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 8,224 $1,084,510,000 $131,871 $1,804 3.92%
    30-36% 6,191 $876,715,000 $141,611 $1,713 3.94%
    <20% 3,945 $450,215,000 $114,123 $1,774 3.87%
    40% 1,323 $177,525,000 $134,184 $1,445 3.91%
    39% 882 $120,020,000 $136,077 $1,517 3.93%
    36% 876 $120,460,000 $137,511 $1,469 3.92%
    37% 816 $121,650,000 $149,081 $1,542 3.94%
    38% 812 $111,420,000 $137,217 $1,649 3.92%
    41% 471 $52,645,000 $111,773 $1,775 3.93%
    42% 63 $9,035,000 $143,413 $2,468 4.12%
    49% 57 $7,635,000 $133,947 $2,472 3.92%
    >60% 41 $4,235,000 $103,293 $2,162 3.86%
    43% 35 $5,895,000 $168,429 $2,136 4.15%
    46% 33 $3,545,000 $107,424 $2,047 4.03%
    45% 33 $2,985,000 $90,455 $2,867 3.83%
    48% 29 $3,785,000 $130,517 $2,324 3.99%
    47% 25 $2,965,000 $118,600 $2,645 3.95%
    44% 25 $3,645,000 $145,800 $2,466 4.04%
    50-60% 9 $825,000 $91,667 $2,936 3.69%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 8,224 originations. The next most common DTI ratio? 30-36%, with 6,191 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,980 $2,411,010,000 $127,029 $1,765 3.93%
    Not provided 2,775 $390,015,000 $140,546 $1,461 3.88%
    Asian 1,186 $222,330,000 $187,462 $1,830 3.79%
    Asian Indian 258 $55,350,000 $214,535 $1,564 3.80%
    Black 452 $50,780,000 $112,345 $1,967 4.01%
    American Indian 88 $10,080,000 $114,545 $1,293 3.93%
    Chinese 47 $6,995,000 $148,830 $1,247 3.94%
    Filipino 41 $5,115,000 $124,756 $622 4.08%
    Other Asian 26 $4,030,000 $155,000 $2,114 3.95%
    Native Hawaiian or Islander 25 $2,805,000 $112,200 $211 3.80%
    Korean 17 $1,615,000 $95,000 $1,431 4.11%
    Vietnamese 12 $1,170,000 $97,500 $148 4.05%
    Japanese 8 $1,120,000 $140,000 $148 4.10%
    Other Pacific Islander 8 $480,000 $60,000 $0 4.40%
    Samoan 1 $65,000 $65,000 $0 3.99%

    Approval Rates

    Total approvals of all applications
    78.70%

    Third Federal Savings And Loan Association Of Cleveland has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.62%

    Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 23,924 $3,162,960,000 $132,209

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 23,924 $3,162,960,000 $132,209

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,829 $596,815,000 $102,387 $875 3.86%
    40-60% 2,603 $434,345,000 $166,863 $1,424 3.78%
    60-80% 3,632 $808,010,000 $222,470 $2,052 3.87%
    80-100% 3,143 $751,995,000 $239,260 $2,286 4.04%
    Under 20% 8,689 $569,235,000 $65,512 $83 3.97%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    TRIAD FINANCIAL SERVICES, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Third Federal Savings and Loan Association of Cleveland 1000 East Hallandale Beach Boulevard Hallandale, FL 33009 Full Service B&M $71,686
    Third Federal Savings and Loan Association of Cleveland 10642 Lorain Avenue Cleveland, OH 44111 Full Service B&M $97,847
    Third Federal Savings and Loan Association of Cleveland 11701 Us Highway 1, Suite B North Palm Beach, FL 33408 Full Service B&M $176,158
    Third Federal Savings and Loan Association of Cleveland 11707 N Dale Mabry Highway Tampa, FL 33618 Full Service B&M $110,968
    Third Federal Savings and Loan Association of Cleveland 12594 Rockside Road Garfield Heights, OH 44125 Full Service B&M $240,301
    Third Federal Savings and Loan Association of Cleveland 13908 Cedar Road University Heights, OH 44118 Full Service B&M $134,985
    Third Federal Savings and Loan Association of Cleveland 1410 Pine Ridge Road Naples, FL 34108 Full Service B&M $108,481
    Third Federal Savings and Loan Association of Cleveland 14924 Pines Boulevard Pembroke Pines, FL 33027 Full Service B&M $36,295
    Third Federal Savings and Loan Association of Cleveland 29247 Us. Hwy. 19 North Clearwater, FL 33761 Full Service B&M $220,412
    Third Federal Savings and Loan Association of Cleveland 15086 Jog Road Delray Beach, FL 33446 Full Service B&M $159,237
    Third Federal Savings and Loan Association of Cleveland 1616 Snow Road Parma, OH 44134 Full Service B&M $466,945
    Third Federal Savings and Loan Association of Cleveland 18380 Royalton Road Strongsville, OH 44136 Full Service B&M $252,675
    Third Federal Savings and Loan Association of Cleveland 1900 West 25th Street Cleveland, OH 44113 Full Service B&M $58,954
    Third Federal Savings and Loan Association of Cleveland 21651 Center Ridge Road Rocky River, OH 44116 Full Service B&M $260,760
    Third Federal Savings and Loan Association of Cleveland 22332 Lake Shore Blvd. Euclid, OH 44123 Full Service B&M $91,386
    Third Federal Savings and Loan Association of Cleveland 2360 North University Drive Coral Springs, FL 33065 Full Service B&M $63,728
    Third Federal Savings and Loan Association of Cleveland 25301 South Tamiami Trail Bonita Springs, FL 34134 Full Service B&M $74,150
    Third Federal Savings and Loan Association of Cleveland 262 37th Avenue North Saint Petersburg, FL 33704 Full Service B&M $172,128
    Third Federal Savings and Loan Association of Cleveland 26949 Lorain Road North Olmsted, OH 44070 Full Service B&M $379,716
    Third Federal Savings and Loan Association of Cleveland 2875 West Market Street Fairlawn, OH 44333 Full Service B&M $151,438
    Third Federal Savings and Loan Association of Cleveland 35592 Detroit Road Avon, OH 44011 Full Service B&M $183,977
    Third Federal Savings and Loan Association of Cleveland 3890 Center Road Brunswick, OH 44212 Full Service B&M $240,392
    Third Federal Savings and Loan Association of Cleveland 4018 Medina Rd, Suite A Medina, OH 44256 Full Service B&M $139,251
    Third Federal Savings and Loan Association of Cleveland 4048 Jenkins Place Sarasota, FL 34238 Full Service B&M $255,798
    Third Federal Savings and Loan Association of Cleveland 490 Howe Avenue Cuyahoga Falls, OH 44221 Full Service B&M $150,479
    Third Federal Savings and Loan Association of Cleveland 5030 S Cleveland Avenue Fort Myers, FL 33907 Full Service B&M $140,451
    Third Federal Savings and Loan Association of Cleveland 5780 Mayfield Road Mayfield Heights, OH 44124 Full Service B&M $360,867
    Third Federal Savings and Loan Association of Cleveland 5950 Ridge Road Parma, OH 44129 Full Service B&M $397,899
    Third Federal Savings and Loan Association of Cleveland 6125 Lake Worth Road Greenacres, FL 33463 Full Service B&M $165,538
    Third Federal Savings and Loan Association of Cleveland 6849 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $444,317
    Third Federal Savings and Loan Association of Cleveland 70 S Dixie Hwy, Suite B Boca Raton, FL 33432 Full Service B&M $95,193
    Third Federal Savings and Loan Association of Cleveland 7007 Broadway Avenue Cleveland, OH 44105 Full Service B&M $1,108,812
    Third Federal Savings and Loan Association of Cleveland 7339 Mentor Avenue Mentor, OH 44060 Full Service B&M $330,902
    Third Federal Savings and Loan Association of Cleveland 7750 Seminole Boulevard Seminole, FL 33772 Full Service B&M $251,814
    Third Federal Savings and Loan Association of Cleveland 8270 Ridge Road Port Richey, FL 34668 Full Service B&M $217,811
    Third Federal Savings and Loan Association of Cleveland 8500 West Broward Boulevard Plantation, FL 33324 Full Service B&M $59,060
    Third Federal Savings and Loan Association of Cleveland 8943 Brecksville Road Brecksville, OH 44141 Full Service B&M $422,799
    Third Federal Savings and Loan Association of Cleveland 9057 Darrow Road Twinsburg, OH 44087 Full Service B&M $203,695

    For 2018, Third Federal Savings And Loan Association Of Cleveland had 38 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $451,849
    Net interest income $271,292
    Total noninterest income $14,978
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $749
    Trading account gains and fees $0
    Additional Noninterest Income $14,229
    Pre-tax net operating income $115,683
    Securities gains (or losses, -) $0
    Income before extraordinary items $85,072
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $85,072
    Minority interest net income $0
    Net income $85,072
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $85,072

    Third Federal Savings And Loan Association Of Cleveland's gross interest income from loans was $451,849,000.
    Third Federal Savings And Loan Association Of Cleveland's net interest income from loans was $271,292,000.
    Third Federal Savings And Loan Association Of Cleveland's fee based income from loans was $749,000.
    Third Federal Savings And Loan Association Of Cleveland's net income from loans was $85,072,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $180,557
    Provision for credit losses $-10,000
    Total noninterest expense $180,587
    Salaries and employee benefits $97,411
    Premises and equipment expense $27,011
    Additional noninterest expense $56,165
    Applicable income taxes $30,611
    Net charge-offs $-6,009
    Cash dividends $85,000

    Third Federal Savings And Loan Association Of Cleveland's interest expense for loans was $180,557,000.
    Third Federal Savings And Loan Association Of Cleveland's payroll and benefits expense were $97,411,000.
    Third Federal Savings And Loan Association Of Cleveland's property, plant and equipment expenses $27,011,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $8,727,071
    Deposits held in domestic offices $8,727,071
    Deposits by Individuals, partnerships, and corporations $8,726,907
    Deposits by U.S. Government $41
    Deposits by States and political subdivisions in the U.S. $123
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $106,909
    Demand deposits $9,664
    Nontransaction accounts $8,620,162
    Money market deposit accounts (MMDAs) $199,484
    Other savings deposits (excluding MMDAs) $2,090,411
    Total time deposits $6,330,267
    Total time and savings deposits $8,717,407
    Noninterest-bearing deposits $134,010
    Interest-bearing deposits $8,593,061
    Retail deposits $7,556,705
    IRAs and Keogh plan accounts $1,107,411
    Brokered deposits $574,733
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $14,205,430
    Cash & Balances due from depository institutions $283,386
    Interest-bearing balances $242,831
    Total securities $560,500
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,920,281
    Loan and leases loss allowance $41,938
    Trading account assets $0
    Bank premises and fixed assets $43,524
    Other real estate owned $2,888
    Goodwill and other intangibles $15,008
    All other assets $379,843

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $14,205,430
    Total Liabilities $12,744,126
    Total deposits $8,727,071
    Interest-bearing deposits $8,593,061
    Deposits held in domestic offices $8,727,071
    % insured (estimated) $97
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $3,977,692
    Subordinated debt $0
    All other liabilities $39,363

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,920,281
    Loan and leases loss allowance $41,938
    Total loans and leases (domestic) $12,962,219
    All real estate loans $12,959,219
    Real estate loans in domestic offices $12,959,219
    Construction and development loans $24,097
    Residential 1-4 family construction $23,981
    Other construction, all land development and other land $116
    Loans secured by nonfarm nonresidential properties $0
    Nonfarm nonresidential secured by owner-occupied properties $0
    Commercial real estate & other non-farm, non-residential $0
    Multifamily residential real estate $3,121
    1-4 family residential loans $12,932,001
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $0
    To non-U.S. addressees $0
    Loans to individuals $3,000
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $3,000
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $99,740
    Non 1-4 family restructured loans & leases $74
    Total loans and leases (foreign) $0

    Third Federal Savings and Loan Association of Cleveland had $12,920,281,000 of loans outstanding in 2018. $12,959,219,000 of loans were in real estate loans. $24,097,000 of loans were in development loans. $3,121,000 of loans were in multifamily mortgage loans. $12,932,001,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan