Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info

Cleveland, OH

LEI: 5493008CPTDVOS570626

Tax ID: 34-0573493

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Other, Cash Out Refi, and Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets by origination volume include: Cleveland, Columbus, Cincinnati, Miami, and Akron among others. We have data for 348 markets. (Some data included below & more in-depth data is available with an active subscription.)

Third Federal Savings And Loan Association Of Cleveland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.90% 12/17/24
30 Year Conventional Purchase 6.07% 12/17/24
30 Year Conventional Refi 6.13% 12/17/24
30 Year Cash-out Refi 6.23% 12/17/24
15 Year Conventional Purchase 5.55% 12/17/24
15 Year Conventional Refi 5.61% 12/17/24
15 Year Cash-out Refi 5.61% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Third Federal Savings And Loan Association Of Cleveland Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Third Federal Savings And Loan Association Of Cleveland. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

32,171

Origination Dollar Volume (All Markets)

$5,318,845,000

Employee count

1,002 Show all (87) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7,558 $1,112,160,000 $147,150 $2,245 2.68%
COLUMBUS, OH (FHA|USDA|VA) 2,606 $490,990,000 $188,408 $2,446 2.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2,269 $386,535,000 $170,355 $1,835 2.66%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,795 $308,475,000 $171,852 $1,657 2.59%
AKRON, OH (FHA|USDA|VA) 1,738 $256,830,000 $147,773 $2,215 2.66%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,690 $256,580,000 $151,822 $1,642 2.60%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,198 $231,890,000 $193,564 $1,965 2.44%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 939 $159,555,000 $169,920 $1,047 2.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 750 $139,650,000 $186,200 $1,343 2.42%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 619 $123,835,000 $200,057 $1,358 2.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 606 $105,220,000 $173,630 $1,381 2.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 464 $93,110,000 $200,668 $2,105 2.34%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 578 $92,740,000 $160,450 $1,151 2.51%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 552 $91,730,000 $166,178 $1,186 2.42%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 486 $88,510,000 $182,119 $1,235 2.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 527 $87,645,000 $166,309 $1,345 2.66%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 499 $81,515,000 $163,357 $1,218 2.41%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 367 $79,235,000 $215,899 $1,354 2.66%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 276 $58,960,000 $213,623 $1,360 2.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 329 $57,115,000 $173,602 $755 2.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 279 $48,245,000 $172,921 $1,399 2.48%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 195 $43,795,000 $224,590 $882 2.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 253 $42,875,000 $169,466 $2,044 2.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 243 $41,685,000 $171,543 $915 2.48%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 209 $32,125,000 $153,708 $792 2.43%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 196 $31,470,000 $160,561 $1,918 2.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 178 $31,040,000 $174,382 $1,762 2.40%
JACKSONVILLE, FL (FHA|USDA|VA) 176 $30,220,000 $171,705 $1,471 2.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 163 $28,535,000 $175,061 $946 2.43%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 190 $28,000,000 $147,368 $1,210 2.41%
CANTON-MASSILLON, OH (FHA|USDA|VA) 187 $25,955,000 $138,797 $1,771 2.62%
PORT ST. LUCIE, FL (FHA|USDA|VA) 129 $25,285,000 $196,008 $1,963 2.61%
Outside of Metro Areas 130 $19,350,000 $148,846 $1,628 2.52%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 94 $18,750,000 $199,468 $894 2.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 90 $16,460,000 $182,889 $1,311 2.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 77 $15,575,000 $202,273 $949 2.54%
PUNTA GORDA, FL (FHA|USDA|VA) 101 $15,135,000 $149,851 $1,349 2.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 93 $14,885,000 $160,054 $1,757 2.68%
RICHMOND, VA (FHA|USDA|VA) 89 $14,435,000 $162,191 $1,046 2.48%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 100 $13,880,000 $138,800 $939 2.47%
PITTSBURGH, PA (FHA|USDA|VA) 86 $12,570,000 $146,163 $806 2.61%
ST. LOUIS, MO-IL (FHA|USDA|VA) 85 $12,425,000 $146,176 $688 2.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 68 $11,160,000 $164,118 $1,495 2.45%
BOULDER, CO (FHA|USDA|VA) 71 $10,425,000 $146,831 $3,366 2.28%
TOLEDO, OH (FHA|USDA|VA) 59 $10,265,000 $173,983 $2,129 2.60%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 68 $10,060,000 $147,941 $1,203 2.66%
STOCKTON, CA (FHA|USDA|VA) 64 $9,810,000 $153,281 $1,554 2.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 64 $9,110,000 $142,344 $706 2.54%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 60 $8,760,000 $146,000 $774 2.53%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 73 $8,325,000 $114,041 $0 2.28%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 38 $8,090,000 $212,895 $648 2.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 47 $7,865,000 $167,340 $574 2.46%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 53 $7,765,000 $146,509 $2,215 2.64%
Wooster, OH (FHA|USDA|VA) 51 $7,475,000 $146,569 $2,108 2.73%
FORT COLLINS, CO (FHA|USDA|VA) 47 $7,465,000 $158,830 $1,372 2.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 40 $7,320,000 $183,000 $1,806 2.59%
THE VILLAGES, FL (FHA|USDA|VA) 44 $6,970,000 $158,409 $1,106 2.69%
Sandusky, OH (FHA|USDA|VA) 43 $6,635,000 $154,302 $2,257 2.72%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 30 $6,230,000 $207,667 $1,096 2.41%
LOUISVILLE, KY (FHA|USDA|VA) 44 $6,210,000 $141,136 $689 2.58%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 39 $6,125,000 $157,051 $1,734 2.61%
ASHEVILLE, NC (FHA|USDA|VA) 34 $5,720,000 $168,235 $875 2.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 33 $5,665,000 $171,667 $602 2.41%
Ashtabula, OH (FHA|USDA|VA) 36 $5,440,000 $151,111 $2,430 2.77%
KNOXVILLE, TN (FHA|USDA|VA) 30 $5,420,000 $180,667 $971 2.52%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 30 $5,270,000 $175,667 $808 2.44%
KANSAS CITY, MO-KS (FHA|USDA|VA) 36 $5,220,000 $145,000 $889 2.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $5,180,000 $136,316 $751 2.39%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 33 $4,895,000 $148,333 $1,110 2.55%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 31 $4,815,000 $155,323 $3,537 2.36%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 38 $4,730,000 $124,474 $0 2.30%
Mount Vernon, OH (FHA|USDA|VA) 27 $4,475,000 $165,741 $3,174 2.60%
WORCESTER, MA-CT (FHA|USDA|VA) 26 $4,460,000 $171,538 $500 2.50%
TALLAHASSEE, FL (FHA|USDA|VA) 22 $4,280,000 $194,545 $1,755 2.62%
LANCASTER, PA (FHA|USDA|VA) 26 $4,080,000 $156,923 $535 2.62%
OCALA, FL (FHA|USDA|VA) 27 $4,045,000 $149,815 $1,295 2.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $3,990,000 $221,667 $553 2.57%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 23 $3,935,000 $171,087 $1,889 2.34%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 25 $3,875,000 $155,000 $758 2.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 23 $3,695,000 $160,652 $1,873 2.63%
BELLINGHAM, WA (FHA|USDA|VA) 26 $3,660,000 $140,769 $295 2.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $3,580,000 $119,333 $726 2.37%
GREELEY, CO (FHA|USDA|VA) 20 $3,520,000 $176,000 $1,285 2.46%
SALINAS, CA (FHA|USDA|VA) 21 $3,425,000 $163,095 $207 2.42%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $3,375,000 $225,000 $1,396 2.76%
FRESNO, CA (FHA|USDA|VA) 21 $3,355,000 $159,762 $262 2.54%
Key West, FL (FHA|USDA|VA) 11 $3,315,000 $301,364 $1,384 2.47%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 15 $3,185,000 $212,333 $775 2.45%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 19 $3,165,000 $166,579 $2,378 2.41%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 21 $3,065,000 $145,952 $590 2.53%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $2,960,000 $164,444 $236 2.61%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 23 $2,895,000 $125,870 $0 2.32%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 22 $2,750,000 $125,000 $535 2.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $2,730,000 $170,625 $778 2.42%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $2,725,000 $143,421 $660 2.57%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $2,660,000 $133,000 $1,524 2.63%
SALEM, OR (FHA|USDA|VA) 17 $2,585,000 $152,059 $1,046 2.30%
BEND, OR (FHA|USDA|VA) 12 $2,480,000 $206,667 $1,358 2.39%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $2,405,000 $160,333 $1,022 2.54%
VALLEJO, CA (FHA|USDA|VA) 21 $2,345,000 $111,667 $0 2.45%
SPRINGFIELD, OH (FHA|USDA|VA) 14 $2,310,000 $165,000 $3,114 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 23 $2,285,000 $99,348 $1,420 2.77%
ROANOKE, VA (FHA|USDA|VA) 13 $2,255,000 $173,462 $1,046 2.87%
GAINESVILLE, GA (FHA|USDA|VA) 18 $2,150,000 $119,444 $197 2.46%
READING, PA (FHA|USDA|VA) 15 $2,115,000 $141,000 $251 2.51%
Ashland, OH (FHA|USDA|VA) 15 $1,995,000 $133,000 $2,123 2.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $1,995,000 $153,462 $1,201 2.44%
BLOOMINGTON, IN (FHA|USDA|VA) 9 $1,965,000 $218,333 $1,268 2.58%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $1,960,000 $122,500 $488 2.72%
Marion, OH (FHA|USDA|VA) 13 $1,915,000 $147,308 $1,673 2.82%
Norwalk, OH (FHA|USDA|VA) 20 $1,860,000 $93,000 $1,450 2.89%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,860,000 $155,000 $1,541 2.73%
ANN ARBOR, MI (FHA|USDA|VA) 13 $1,855,000 $142,692 $0 2.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 18 $1,840,000 $102,222 $757 2.55%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,830,000 $152,500 $847 2.58%
YORK-HANOVER, PA (FHA|USDA|VA) 14 $1,810,000 $129,286 $729 2.56%
SAVANNAH, GA (FHA|USDA|VA) 14 $1,800,000 $128,571 $1,157 2.44%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $1,745,000 $158,636 $0 2.26%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 12 $1,700,000 $141,667 $155 2.57%
WENATCHEE, WA (FHA|USDA|VA) 11 $1,655,000 $150,455 $295 2.42%
WILMINGTON, NC (FHA|USDA|VA) 14 $1,580,000 $112,857 $738 2.56%
MODESTO, CA (FHA|USDA|VA) 12 $1,530,000 $127,500 $1,754 2.60%
Findlay, OH (FHA|USDA|VA) 10 $1,530,000 $153,000 $673 2.54%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,520,000 $190,000 $3,533 2.47%
CHICO, CA (FHA|USDA|VA) 8 $1,490,000 $186,250 $295 2.40%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $1,480,000 $185,000 $295 2.31%
Truckee-Grass Valley, CA (FHA|USDA|VA) 11 $1,475,000 $134,091 $0 2.24%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,470,000 $147,000 $841 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 8 $1,470,000 $183,750 $1,424 2.37%
Durango, CO (FHA|USDA|VA) 3 $1,455,000 $485,000 $1,791 2.47%
Breckenridge, CO (FHA|USDA|VA) 5 $1,415,000 $283,000 $3,313 2.28%
Torrington, CT (FHA|USDA|VA) 9 $1,385,000 $153,889 $295 2.49%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $1,385,000 $125,909 $0 2.31%
Concord, NH (FHA|USDA|VA) 10 $1,380,000 $138,000 $918 2.46%
NAPA, CA (FHA|USDA|VA) 9 $1,335,000 $148,333 $0 2.32%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $1,310,000 $218,333 $1,122 2.46%
New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $1,295,000 $143,889 $2,261 2.66%
LEBANON, PA (FHA|USDA|VA) 8 $1,290,000 $161,250 $1,972 2.44%
MANSFIELD, OH (FHA|USDA|VA) 11 $1,285,000 $116,818 $1,254 2.73%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,280,000 $160,000 $736 2.59%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $1,265,000 $140,556 $1,810 2.42%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $1,240,000 $103,333 $897 2.61%
FORT WAYNE, IN (FHA|USDA|VA) 9 $1,225,000 $136,111 $1,012 2.48%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $1,200,000 $120,000 $971 2.50%
Salem, OH (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,175 2.53%
MEDFORD, OR (FHA|USDA|VA) 9 $1,155,000 $128,333 $6,182 2.31%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,125,000 $225,000 $1,518 2.68%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $1,085,000 $120,556 $1,771 2.42%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,080,000 $180,000 $1,643 2.67%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,958 2.27%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,055,000 $150,714 $0 2.24%
CLEVELAND, TN (FHA|USDA|VA) 5 $995,000 $199,000 $295 2.62%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $990,000 $165,000 $2,848 2.54%
PANAMA CITY, FL (FHA|USDA|VA) 5 $985,000 $197,000 $940 2.80%
COLUMBUS, IN (FHA|USDA|VA) 4 $980,000 $245,000 $295 2.37%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 10 $980,000 $98,000 $2,747 2.55%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $970,000 $161,667 $403 2.58%
VISALIA, CA (FHA|USDA|VA) 6 $940,000 $156,667 $295 2.55%
LYNCHBURG, VA (FHA|USDA|VA) 5 $935,000 $187,000 $295 2.46%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $910,000 $151,667 $1,466 2.36%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $875,000 $175,000 $1,986 2.53%
Ukiah, CA (FHA|USDA|VA) 2 $860,000 $430,000 $3,486 2.12%
ROCKFORD, IL (FHA|USDA|VA) 7 $845,000 $120,714 $0 2.24%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $825,000 $117,857 $295 2.41%
ERIE, PA (FHA|USDA|VA) 7 $815,000 $116,429 $197 2.52%
Marietta, OH (FHA|USDA|VA) 6 $810,000 $135,000 $945 2.55%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $148 2.49%
Zanesville, OH (FHA|USDA|VA) 5 $805,000 $161,000 $2,660 2.48%
Wapakoneta, OH (FHA|USDA|VA) 3 $795,000 $265,000 $5,086 2.62%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $780,000 $130,000 $148 3.00%
MERCED, CA (FHA|USDA|VA) 2 $770,000 $385,000 $370 2.49%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $760,000 $95,000 $605 2.89%
BURLINGTON, NC (FHA|USDA|VA) 7 $755,000 $107,857 $197 2.62%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $755,000 $151,000 $295 2.31%
Glenwood Springs, CO (FHA|USDA|VA) 4 $740,000 $185,000 $295 2.38%
ROCHESTER, NY (FHA|USDA|VA) 7 $725,000 $103,571 $0 2.24%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $710,000 $118,333 $1,015 2.72%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $710,000 $177,500 $1,152 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $700,000 $175,000 $295 2.52%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $695,000 $139,000 $197 2.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $685,000 $137,000 $295 2.61%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $680,000 $170,000 $7,588 2.47%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $670,000 $167,500 $2,050 2.47%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $670,000 $111,667 $295 2.40%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $650,000 $162,500 $2,288 2.49%
Palatka, FL (FHA|USDA|VA) 3 $645,000 $215,000 $148 2.71%
Crossville, TN (FHA|USDA|VA) 4 $640,000 $160,000 $0 2.30%
Bellefontaine, OH (FHA|USDA|VA) 5 $615,000 $123,000 $771 2.65%
PEORIA, IL (FHA|USDA|VA) 4 $610,000 $152,500 $0 2.24%
Coshocton, OH (FHA|USDA|VA) 5 $605,000 $121,000 $2,551 2.68%
Jefferson, GA (FHA|USDA|VA) 3 $595,000 $198,333 $295 2.64%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $580,000 $96,667 $295 2.52%
Traverse City, MI (FHA|USDA|VA) 3 $575,000 $191,667 $0 2.24%
STAUNTON, VA (FHA|USDA|VA) 4 $570,000 $142,500 $2,859 2.52%
Morehead City, NC (FHA|USDA|VA) 3 $565,000 $188,333 $295 2.79%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $565,000 $188,333 $0 2.24%
PUEBLO, CO (FHA|USDA|VA) 5 $565,000 $113,000 $295 2.61%
Richmond-Berea, KY (FHA|USDA|VA) 4 $560,000 $140,000 $2,736 2.49%
Urbana, OH (FHA|USDA|VA) 5 $555,000 $111,000 $1,241 2.58%
Sevierville, TN (FHA|USDA|VA) 6 $530,000 $88,333 $0 2.37%
Athens, OH (FHA|USDA|VA) 3 $525,000 $175,000 $1,724 2.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $505,000 $101,000 $0 2.54%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $500,000 $250,000 $295 2.37%
Wilson, NC (FHA|USDA|VA) 4 $480,000 $120,000 $295 2.42%
Chillicothe, OH (FHA|USDA|VA) 4 $480,000 $120,000 $295 2.47%
Laconia, NH (FHA|USDA|VA) 4 $450,000 $112,500 $1,036 2.69%
Corning, NY (FHA|USDA|VA) 1 $445,000 $445,000 $670 2.84%
Port Angeles, WA (FHA|USDA|VA) 3 $445,000 $148,333 $295 2.42%
Lewisburg, PA (FHA|USDA|VA) 1 $445,000 $445,000 $5,346 1.99%
Boone, NC (FHA|USDA|VA) 4 $440,000 $110,000 $75 2.82%
Sidney, OH (FHA|USDA|VA) 3 $435,000 $145,000 $2,946 2.44%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $435,000 $145,000 $295 2.42%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $415,000 $138,333 $295 2.86%
Cookeville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $295 2.49%
Edwards, CO (FHA|USDA|VA) 5 $405,000 $81,000 $0 2.24%
Okeechobee, FL (FHA|USDA|VA) 1 $405,000 $405,000 $295 2.89%
Portsmouth, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,579 2.79%
Hood River, OR (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.24%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $370,000 $92,500 $295 2.57%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $365,000 $121,667 $0 2.24%
REDDING, CA (FHA|USDA|VA) 4 $360,000 $90,000 $295 2.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.24%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $350,000 $58,333 $2,667 2.57%
MUNCIE, IN (FHA|USDA|VA) 2 $340,000 $170,000 $0 2.32%
MORRISTOWN, TN (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.67%
Centralia, WA (FHA|USDA|VA) 2 $330,000 $165,000 $295 2.52%
Coos Bay, OR (FHA|USDA|VA) 1 $325,000 $325,000 $4,390 2.39%
Washington Court House, OH (FHA|USDA|VA) 1 $325,000 $325,000 $45 2.34%
ROME, GA (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.24%
NILES, MI (FHA|USDA|VA) 2 $310,000 $155,000 $0 2.24%
CaƱon City, CO (FHA|USDA|VA) 2 $310,000 $155,000 $295 2.89%
Oak Harbor, WA (FHA|USDA|VA) 3 $305,000 $101,667 $0 2.49%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $300,000 $150,000 $295 2.79%
Branson, MO (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.24%
Moses Lake, WA (FHA|USDA|VA) 2 $300,000 $150,000 $2,465 2.12%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $295,000 $295,000 $595 3.14%
NEW BERN, NC (FHA|USDA|VA) 2 $290,000 $145,000 $1,496 3.29%
ALBANY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $3,668 2.99%
KINGSTON, NY (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.24%
Arcadia, FL (FHA|USDA|VA) 2 $280,000 $140,000 $148 2.97%
Klamath Falls, OR (FHA|USDA|VA) 2 $280,000 $140,000 $295 2.52%
Prineville, OR (FHA|USDA|VA) 2 $280,000 $140,000 $0 2.24%
JACKSON, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,828 2.09%
New Castle, PA (FHA|USDA|VA) 3 $275,000 $91,667 $295 2.29%
WALLA WALLA, WA (FHA|USDA|VA) 2 $270,000 $135,000 $0 2.24%
MADERA, CA (FHA|USDA|VA) 2 $270,000 $135,000 $0 2.24%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $265,000 $88,333 $148 3.12%
EL CENTRO, CA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.72%
JACKSON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $0 2.24%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.52%
PITTSFIELD, MA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.47%
GETTYSBURG, PA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.52%
Olean, NY (FHA|USDA|VA) 1 $255,000 $255,000 $3,186 2.59%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,696 2.59%
Cullowhee, NC (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.62%
UTICA-ROME, NY (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.62%
DECATUR, IL (FHA|USDA|VA) 1 $245,000 $245,000 $295 2.49%
GLENS FALLS, NY (FHA|USDA|VA) 2 $240,000 $120,000 $595 2.97%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $240,000 $120,000 $0 2.62%
DALTON, GA (FHA|USDA|VA) 1 $235,000 $235,000 $295 2.44%
Galesburg, IL (FHA|USDA|VA) 1 $235,000 $235,000 $295 2.79%
Shelby, NC (FHA|USDA|VA) 3 $235,000 $78,333 $295 2.61%
Albemarle, NC (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.24%
Greeneville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.59%
FLINT, MI (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.62%
North Wilkesboro, NC (FHA|USDA|VA) 2 $230,000 $115,000 $148 3.20%
Cambridge, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,465 2.62%
North Vernon, IN (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.09%
GOLDSBORO, NC (FHA|USDA|VA) 1 $215,000 $215,000 $295 2.79%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.32%
La Grande, OR (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.99%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $295 2.89%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $205,000 $205,000 $295 2.59%
Seneca Falls, NY (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
MADISON, WI (FHA|USDA|VA) 3 $205,000 $68,333 $0 2.49%
Warren, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Keene, NH (FHA|USDA|VA) 2 $200,000 $100,000 $295 2.52%
Athens, TN (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.24%
Madisonville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.29%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $295 2.69%
Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $295 3.34%
Hudson, NY (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.24%
Steamboat Springs, CO (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.62%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $295 2.79%
Dublin, GA (FHA|USDA|VA) 1 $165,000 $165,000 $295 2.89%
Danville, KY (FHA|USDA|VA) 2 $160,000 $80,000 $295 2.89%
Sonora, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
ST. CLOUD, MN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
Tifton, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
MANKATO, MN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $150,000 $75,000 $0 2.24%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $295 2.79%
Lake City, FL (FHA|USDA|VA) 1 $145,000 $145,000 $7,217 2.34%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.24%
Middlesborough, KY (FHA|USDA|VA) 1 $135,000 $135,000 $295 3.09%
Thomaston, GA (FHA|USDA|VA) 1 $135,000 $135,000 $295 2.89%
Richmond, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,728 2.39%
GREEN BAY, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.24%
Warrensburg, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.24%
BINGHAMTON, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,778 2.99%
YAKIMA, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.24%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $125,000 $125,000 $295 2.79%
SYRACUSE, NY (FHA|USDA|VA) 1 $115,000 $115,000 $595 3.04%
Indiana, PA (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.79%
Milledgeville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.89%
St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.24%
Cadillac, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Brainerd, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
LONGVIEW, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Roseburg, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Logansport, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.24%
Ottawa, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.79%
JOPLIN, MO (FHA|USDA|VA) 2 $80,000 $40,000 $0 2.99%
Somerset, PA (FHA|USDA|VA) 1 $75,000 $75,000 $295 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
Berlin, NH (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
Menomonie, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
VALDOSTA, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
COLUMBIA, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Toccoa, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Jackson, OH (FHA|USDA|VA) 1 $55,000 $55,000 $70 3.09%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Stevens Point, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
KANKAKEE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Oneonta, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
APPLETON, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
ITHACA, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
Coldwater, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.99%
Easton, MD (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.99%
Fremont, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 2.99%
Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Akron among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Third Federal Savings and Loan Association of Cleveland based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bay Area Credit Union, Inc.
    Similarity Rank: 12
    N C P D Federal Credit Union
    Similarity Rank: 102
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    TRI BORO
    Similarity Rank: 208
    Town & Country Bank
    Similarity Rank: 328
    The Henry County Bank
    Similarity Rank: 333
    KELLEY MORTGAGE, LLC
    Similarity Rank: 336
    Schuyler Savings Bank
    Similarity Rank: 352

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 16,449 $1,886,785,000 $114,705 n/a 2.36%
    Conventional 15,722 $3,432,060,000 $218,297 $1,909 2.78%

    For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently originated type of loan was HELOC, with 16,449 originations. Their 2nd most popular type was Conventional, with 15,722 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 10,394 $1,213,330,000 $116,734 $677 2.41%
    Home Improvement 5,978 $611,100,000 $102,225 $217 2.46%
    Cash Out Refi 5,588 $1,361,760,000 $243,694 $2,073 2.73%
    Refi 5,584 $997,750,000 $178,680 $1,596 2.64%
    Home Purchase 4,627 $1,134,905,000 $245,279 $2,401 2.77%

    For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose was Other, with 10,394 originations. The 2nd most popular reason was Home Improvement, with 5,978 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 25,065 $4,155,415,000 $165,786 $2,219 2.53%
    10 Year 3,223 $476,765,000 $147,926 $664 2.81%
    15 Year 3,083 $581,275,000 $188,542 $2,495 2.49%
    Other 443 $71,205,000 $160,734 $1,525 2.89%
    5 Year 211 $8,385,000 $39,739 $4 3.19%
    20 Year 142 $25,530,000 $179,789 $2,342 2.95%
    30+ year 4 $270,000 $67,500 $0 3.54%

    For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan duration was 30 Year, with 25,065 originations. The 2nd most popular length was 10 Year, with 3,223 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,210 $1,868,140,000 $202,838
    $1k-2k 5,659 $1,336,815,000 $236,228
    $5k+ 437 $144,255,000 $330,103
    $4k-5k 146 $34,570,000 $236,781
    $3k-4k 129 $26,225,000 $203,295
    $2k-3k 117 $20,115,000 $171,923

    Third Federal Savings And Loan Association Of Cleveland's average total fees were $2,219, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,210 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 17,309 $2,666,975,000 $154,080
    2.5-3% 11,972 $2,204,410,000 $184,130
    3-4% 2,881 $447,045,000 $155,170
    5-6% 5 $255,000 $51,000
    4-5% 1 $95,000 $95,000
    6-7% 1 $55,000 $55,000
    7-8% 1 $5,000 $5,000
    Over 8% 1 $5,000 $5,000

    During 2021, Third Federal Savings And Loan Association Of Cleveland's average interest rate for loans was 2.53%, while their most frequently originated rate bucket for loans was <2.5%, with 17,309 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 12,360 $1,739,550,000 $140,740 $1,599 2.51%
    $100,000 or less 9,677 $566,945,000 $58,587 $937 2.63%
    $200k-400k 8,534 $2,102,930,000 $246,418 $2,436 2.55%
    $400k-600k 1,115 $529,585,000 $474,964 $3,142 2.72%
    $600k-1MM 438 $332,600,000 $759,361 $2,371 2.56%
    $1MM+ 47 $47,235,000 $1,005,000 $4,070 2.50%

    2021 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100k-200k loans with 12,360 originations, totaling $1,739,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 8,799 $1,617,435,000 $183,820 $2,083 2.50%
    $100k-150k 7,824 $1,245,570,000 $159,199 $1,984 2.58%
    $250k+ 4,577 $1,085,985,000 $237,270 $2,103 2.41%
    $75k-100k 4,227 $595,305,000 $140,834 $1,969 2.63%
    $50k-75k 4,149 $500,495,000 $120,630 $1,662 2.70%
    $50k or less 2,435 $252,345,000 $103,632 $1,424 2.72%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $150k-250k range, with 8,799 originations. The second most popular income band? $100k-150k, with 7,824 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 12,394 $2,073,600,000 $167,307 $1,914 2.57%
    30-36% 8,045 $1,347,415,000 $167,485 $1,796 2.56%
    <20% 7,662 $1,220,910,000 $159,346 $1,958 2.54%
    36% 914 $148,230,000 $162,177 $1,874 2.54%
    40% 665 $101,695,000 $152,925 $1,776 2.55%
    37% 541 $94,725,000 $175,092 $1,876 2.59%
    38% 533 $98,445,000 $184,700 $1,739 2.59%
    39% 512 $89,400,000 $174,609 $1,999 2.57%
    41% 302 $46,270,000 $153,212 $2,420 2.51%
    >60% 99 $12,555,000 $126,818 $1,982 2.61%
    42% 96 $17,560,000 $182,917 $2,418 2.86%
    43% 83 $14,855,000 $178,976 $2,494 2.77%
    44% 77 $14,275,000 $185,390 $2,463 2.83%
    45% 46 $7,770,000 $168,913 $2,706 2.81%
    46% 45 $6,995,000 $155,444 $2,556 2.79%
    47% 40 $6,470,000 $161,750 $2,022 2.76%
    49% 40 $6,160,000 $154,000 $1,784 2.83%
    48% 38 $6,770,000 $178,158 $2,147 2.78%
    50-60% 15 $2,805,000 $187,000 $2,269 2.62%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 12,394 originations. The next most common DTI ratio? 30-36%, with 8,045 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 23,791 $3,866,955,000 $162,539 $1,929 2.59%
    Not provided 5,023 $854,685,000 $170,154 $1,935 2.52%
    Asian 1,664 $321,220,000 $193,041 $1,907 2.44%
    Asian Indian 576 $105,380,000 $182,951 $1,397 2.38%
    Black 727 $103,185,000 $141,933 $1,582 2.66%
    Chinese 91 $19,065,000 $209,505 $1,008 2.37%
    Other Asian 64 $12,300,000 $192,188 $569 2.39%
    American Indian 85 $11,295,000 $132,882 $2,209 2.59%
    Filipino 55 $8,375,000 $152,273 $722 2.52%
    Korean 30 $5,480,000 $182,667 $202 2.39%
    Vietnamese 32 $5,110,000 $159,688 $2,268 2.29%
    Japanese 13 $2,025,000 $155,769 $847 2.48%
    Native Hawaiian or Islander 11 $1,825,000 $165,909 $945 2.66%
    Other Pacific Islander 8 $1,620,000 $202,500 $2,749 2.33%
    1 $325,000 $325,000 $2,686 2.89%

    Approval Rates

    Total approvals of all applications
    82.46%

    Third Federal Savings And Loan Association Of Cleveland has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    76.60%

    Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 32,171 $5,318,845,000 $165,330

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    32,171 $5,318,845,000 $165,330

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8,117 $1,107,565,000 $136,450 $1,195 2.41%
    40-60% 5,672 $1,083,590,000 $191,042 $1,765 2.59%
    60-80% 6,255 $1,585,725,000 $253,513 $2,427 2.72%
    80-100% 2,536 $686,740,000 $270,797 $2,286 2.80%
    Under 20% 9,567 $853,285,000 $89,190 $219 2.52%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Closing on a mortgage 2 18.2%
    TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Struggling to pay mortgage 2 18.2%
    TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Trouble during payment process 5 45.5%
    TRIAD FINANCIAL SERVICES, INC. Other type of mortgage Closing on a mortgage 1 9.1%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Third Federal Savings and Loan Association of Cleveland 2875 West Market Street Fairlawn, OH 44333 Full Service B&M $155,818
    Third Federal Savings and Loan Association of Cleveland 10642 Lorain Avenue Cleveland, OH 44111 Full Service B&M $100,833
    Third Federal Savings and Loan Association of Cleveland 11701 Us Highway 1, Suite B North Palm Beach, FL 33408 Full Service B&M $214,628
    Third Federal Savings and Loan Association of Cleveland 11707 N Dale Mabry Highway Tampa, FL 33618 Full Service B&M $119,012
    Third Federal Savings and Loan Association of Cleveland 12594 Rockside Road Garfield Heights, OH 44125 Full Service B&M $231,272
    Third Federal Savings and Loan Association of Cleveland 13908 Cedar Road University Heights, OH 44118 Full Service B&M $141,954
    Third Federal Savings and Loan Association of Cleveland 1410 Pine Ridge Road Naples, FL 34108 Full Service B&M $158,249
    Third Federal Savings and Loan Association of Cleveland 15086 Jog Road Delray Beach, FL 33446 Full Service B&M $188,460
    Third Federal Savings and Loan Association of Cleveland 1616 Snow Road Parma, OH 44134 Full Service B&M $489,898
    Third Federal Savings and Loan Association of Cleveland 18380 Royalton Road Strongsville, OH 44136 Full Service B&M $300,560
    Third Federal Savings and Loan Association of Cleveland 1900 West 25th Street Cleveland, OH 44113 Full Service B&M $59,018
    Third Federal Savings and Loan Association of Cleveland 21651 Center Ridge Road Rocky River, OH 44116 Full Service B&M $281,347
    Third Federal Savings and Loan Association of Cleveland 22332 Lake Shore Blvd. Euclid, OH 44123 Full Service B&M $94,930
    Third Federal Savings and Loan Association of Cleveland 2360 North University Drive Coral Springs, FL 33065 Full Service B&M $87,295
    Third Federal Savings and Loan Association of Cleveland 25301 South Tamiami Trail Bonita Springs, FL 34134 Full Service B&M $91,501
    Third Federal Savings and Loan Association of Cleveland 262 37th Avenue North Saint Petersburg, FL 33704 Full Service B&M $174,481
    Third Federal Savings and Loan Association of Cleveland 26949 Lorain Road North Olmsted, OH 44070 Full Service B&M $410,839
    Third Federal Savings and Loan Association of Cleveland 29247 Us. Hwy. 19 North Clearwater, FL 33761 Full Service B&M $238,833
    Third Federal Savings and Loan Association of Cleveland 35592 Detroit Road Avon, OH 44011 Full Service B&M $228,312
    Third Federal Savings and Loan Association of Cleveland 3890 Center Road Brunswick, OH 44212 Full Service B&M $285,215
    Third Federal Savings and Loan Association of Cleveland 4018 Medina Rd, Suite A Medina, OH 44256 Full Service B&M $172,086
    Third Federal Savings and Loan Association of Cleveland 4048 Jenkins Place Sarasota, FL 34238 Full Service B&M $310,970
    Third Federal Savings and Loan Association of Cleveland 490 Howe Avenue Cuyahoga Falls, OH 44221 Full Service B&M $170,125
    Third Federal Savings and Loan Association of Cleveland 5030 S Cleveland Avenue Fort Myers, FL 33907 Full Service B&M $170,457
    Third Federal Savings and Loan Association of Cleveland 5780 Mayfield Road Mayfield Heights, OH 44124 Full Service B&M $390,216
    Third Federal Savings and Loan Association of Cleveland 5950 Ridge Road Parma, OH 44129 Full Service B&M $425,498
    Third Federal Savings and Loan Association of Cleveland 6125 Lake Worth Road Greenacres, FL 33463 Full Service B&M $188,084
    Third Federal Savings and Loan Association of Cleveland 6849 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $462,329
    Third Federal Savings and Loan Association of Cleveland 70 S Dixie Hwy, Suite B Boca Raton, FL 33432 Full Service B&M $114,493
    Third Federal Savings and Loan Association of Cleveland 7007 Broadway Avenue Cleveland, OH 44105 Full Service B&M $1,096,087
    Third Federal Savings and Loan Association of Cleveland 7339 Mentor Avenue Mentor, OH 44060 Full Service B&M $376,459
    Third Federal Savings and Loan Association of Cleveland 7750 Seminole Boulevard Seminole, FL 33772 Full Service B&M $266,482
    Third Federal Savings and Loan Association of Cleveland 8270 Ridge Road Port Richey, FL 34668 Full Service B&M $225,454
    Third Federal Savings and Loan Association of Cleveland 8500 West Broward Boulevard Plantation, FL 33324 Full Service B&M $104,102
    Third Federal Savings and Loan Association of Cleveland 8943 Brecksville Road Brecksville, OH 44141 Full Service B&M $463,689
    Third Federal Savings and Loan Association of Cleveland 9057 Darrow Road Twinsburg, OH 44087 Full Service B&M $247,184
    Third Federal Savings and Loan Association of Cleveland 929 East Hallandale Beach Boulevard Hallandale, FL 33009 Full Service B&M $65,790

    For 2021, Third Federal Savings And Loan Association Of Cleveland had 37 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $378,723
    Net interest income $228,230
    Total noninterest income $35,523
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $598
    Trading account gains and fees $0
    Additional Noninterest Income $34,925
    Pre-tax net operating income $92,757
    Securities gains (or losses, -) $0
    Income before extraordinary items $71,973
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $71,973
    Minority interest net income $0
    Net income $71,973
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $71,973

    Third Federal Savings And Loan Association Of Cleveland's gross interest income from loans was $378,723,000.
    Third Federal Savings And Loan Association Of Cleveland's net interest income from loans was $228,230,000.
    Third Federal Savings And Loan Association Of Cleveland's fee based income from loans was $598,000.
    Third Federal Savings And Loan Association Of Cleveland's net income from loans was $71,973,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $150,493
    Provision for credit losses $-9,000
    Total noninterest expense $179,996
    Salaries and employee benefits $102,446
    Premises and equipment expense $26,395
    Additional noninterest expense $51,155
    Applicable income taxes $20,784
    Net charge-offs $-5,875
    Cash dividends $56,000

    Third Federal Savings And Loan Association Of Cleveland's interest expense for loans was $150,493,000.
    Third Federal Savings And Loan Association Of Cleveland's payroll and benefits expense were $102,446,000.
    Third Federal Savings And Loan Association Of Cleveland's property, plant and equipment expenses $26,395,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $9,115,133
    Deposits held in domestic offices $9,115,133
    Deposits by Individuals, partnerships, and corporations $9,115,041
    Deposits by U.S. Government $92
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,225,625
    Demand deposits $8,124
    Nontransaction accounts $7,889,508
    Money market deposit accounts (MMDAs) $560,561
    Other savings deposits (excluding MMDAs) $1,435,283
    Total time deposits $5,893,664
    Total time and savings deposits $9,107,009
    Noninterest-bearing deposits $183,385
    Interest-bearing deposits $8,931,748
    Retail deposits $7,930,956
    IRAs and Keogh plan accounts $1,019,156
    Brokered deposits $495,597
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $14,120,189
    Cash & Balances due from depository institutions $406,265
    Interest-bearing balances $384,906
    Total securities $419,795
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,683,104
    Loan and leases loss allowance $63,576
    Trading account assets $0
    Bank premises and fixed assets $53,821
    Other real estate owned $130
    Goodwill and other intangibles $14,971
    All other assets $542,103

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $14,120,189
    Total Liabilities $12,652,205
    Total deposits $9,115,133
    Interest-bearing deposits $8,931,748
    Deposits held in domestic offices $9,115,133
    % insured (estimated) $96
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $3,453,351
    Subordinated debt $0
    All other liabilities $83,721

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,683,104
    Loan and leases loss allowance $63,576
    Total loans and leases (domestic) $12,746,680
    All real estate loans $12,743,602
    Real estate loans in domestic offices $12,743,602
    Construction and development loans $32,438
    Residential 1-4 family construction $32,379
    Other construction, all land development and other land $59
    Loans secured by nonfarm nonresidential properties $0
    Nonfarm nonresidential secured by owner-occupied properties $0
    Commercial real estate & other non-farm, non-residential $0
    Multifamily residential real estate $2,886
    1-4 family residential loans $12,708,278
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $0
    To non-U.S. addressees $0
    Loans to individuals $2,705
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $2,705
    All other loans & leases $373
    Loans to foreign governments and official institutions $0
    Other loans $373
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $88,689
    Non 1-4 family restructured loans & leases $38
    Total loans and leases (foreign) $0

    Third Federal Savings and Loan Association of Cleveland had $12,683,104,000 of loans outstanding in 2021. $12,743,602,000 of loans were in real estate loans. $32,438,000 of loans were in development loans. $2,886,000 of loans were in multifamily mortgage loans. $12,708,278,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan