Land Home Financial Services Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493006RIR31ORKYB608

Tax ID: 68-0151632

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Land Home Financial Services is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Land Home Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Sacramento, San Jose, Urban Honolulu, and Des Moines among others. We have data for 311 markets. (Some data included below & more in-depth data is available with an active subscription.)

Land Home Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Land Home Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 12/17/24
30 Year Conventional Refi 6.79% 12/17/24
30 Year Cash-out Refi 6.97% 12/17/24
30 Year FHA Purchase 7.73% 12/17/24
30 Year FHA Refi 7.52% 12/17/24
30 Year VA Purchase 6.46% 12/17/24
30 Year VA Refi 6.60% 12/17/24
30 Year USDA Purchase 6.94% 12/17/24
15 Year Conventional Purchase 6.32% 12/17/24
15 Year Conventional Refi 6.18% 12/17/24
15 Year Cash-out Refi 6.18% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Land Home Financial Services Mortgage Calculator






Your Estimates

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This is not an official calculator from Land Home Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,280

Origination Dollar Volume (All Markets)

$2,182,670,000
Show all (7) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 827 $402,155,000 $486,282 $5,489 2.94%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 447 $152,065,000 $340,190 $5,985 3.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 178 $100,750,000 $566,011 $6,635 3.05%
URBAN HONOLULU, HI (FHA|USDA|VA) 167 $95,975,000 $574,701 $13,855 2.71%
Outside of Metro Areas 444 $94,120,000 $211,982 $4,639 3.09%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 397 $84,765,000 $213,514 $5,256 2.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 304 $74,310,000 $244,441 $6,445 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 134 $50,330,000 $375,597 $8,091 3.06%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 104 $48,710,000 $468,365 $6,915 2.94%
STOCKTON, CA (FHA|USDA|VA) 121 $43,035,000 $355,661 $6,129 3.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 166 $41,700,000 $251,205 $6,629 3.01%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 150 $38,560,000 $257,067 $8,254 3.21%
MERCED, CA (FHA|USDA|VA) 113 $32,655,000 $288,982 $5,544 3.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 108 $31,710,000 $293,611 $7,400 3.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 105 $31,315,000 $298,238 $6,635 3.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 126 $30,740,000 $243,968 $5,850 3.14%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 134 $30,190,000 $225,299 $6,784 3.22%
VALLEJO, CA (FHA|USDA|VA) 77 $27,985,000 $363,442 $5,889 3.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 111 $26,565,000 $239,324 $5,697 3.06%
MODESTO, CA (FHA|USDA|VA) 74 $24,600,000 $332,432 $5,778 3.19%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 72 $24,210,000 $336,250 $6,845 2.90%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 107 $20,695,000 $193,411 $5,743 3.17%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 52 $20,440,000 $393,077 $4,457 2.87%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 85 $19,895,000 $234,059 $10,212 3.59%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 41 $19,465,000 $474,756 $7,566 3.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 58 $19,230,000 $331,552 $11,195 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 63 $18,465,000 $293,095 $8,310 3.29%
Austin, MN (FHA|USDA|VA) 115 $18,335,000 $159,435 $6,001 3.02%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 81 $17,695,000 $218,457 $5,858 3.20%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 37 $17,615,000 $476,081 $10,252 3.02%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 106 $16,380,000 $154,528 $4,672 3.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 46 $16,360,000 $355,652 $7,635 3.14%
COLUMBUS, OH (FHA|USDA|VA) 75 $16,335,000 $217,800 $4,872 3.24%
PUNTA GORDA, FL (FHA|USDA|VA) 78 $16,250,000 $208,333 $5,386 3.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 81 $16,165,000 $199,568 $3,569 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 47 $12,955,000 $275,638 $7,888 3.20%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 45 $12,335,000 $274,111 $5,676 3.12%
GRAND JUNCTION, CO (FHA|USDA|VA) 50 $12,150,000 $243,000 $4,139 2.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 50 $11,850,000 $237,000 $8,472 3.40%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 37 $11,075,000 $299,324 $6,191 3.14%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 49 $10,505,000 $214,388 $9,538 3.41%
COLORADO SPRINGS, CO (FHA|USDA|VA) 32 $10,480,000 $327,500 $8,049 3.25%
PITTSBURGH, PA (FHA|USDA|VA) 38 $9,790,000 $257,632 $7,487 3.05%
AMES, IA (FHA|USDA|VA) 54 $9,720,000 $180,000 $4,930 3.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 60 $9,600,000 $160,000 $6,304 3.62%
SALINAS, CA (FHA|USDA|VA) 23 $9,045,000 $393,261 $5,679 3.16%
WILMINGTON, NC (FHA|USDA|VA) 27 $8,305,000 $307,593 $5,503 3.29%
Hilo, HI (FHA|USDA|VA) 22 $8,260,000 $375,455 $10,012 2.64%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 24 $8,220,000 $342,500 $4,368 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 19 $7,795,000 $410,263 $10,054 3.20%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 41 $7,685,000 $187,439 $4,578 3.10%
WAUSAU-WESTON, WI (FHA|USDA|VA) 37 $7,425,000 $200,676 $6,111 3.12%
GREEN BAY, WI (FHA|USDA|VA) 39 $7,135,000 $182,949 $4,166 3.26%
NAPA, CA (FHA|USDA|VA) 14 $6,150,000 $439,286 $5,648 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 18 $5,950,000 $330,556 $10,402 2.52%
Payson, AZ (FHA|USDA|VA) 27 $5,905,000 $218,704 $4,852 3.09%
YUBA CITY, CA (FHA|USDA|VA) 20 $5,620,000 $281,000 $5,056 3.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 33 $5,505,000 $166,818 $6,966 3.56%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 25 $5,425,000 $217,000 $8,978 3.06%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 28 $5,170,000 $184,643 $4,324 3.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 25 $5,005,000 $200,200 $5,309 3.19%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $4,955,000 $450,455 $4,737 2.95%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $4,845,000 $285,000 $8,787 3.60%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 15 $4,605,000 $307,000 $12,841 3.38%
FRESNO, CA (FHA|USDA|VA) 20 $4,600,000 $230,000 $4,883 3.07%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $4,510,000 $187,917 $4,131 2.93%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $4,510,000 $322,143 $4,985 2.97%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $4,355,000 $189,348 $7,556 3.27%
MADERA, CA (FHA|USDA|VA) 12 $4,150,000 $345,833 $4,192 3.23%
MONROE, MI (FHA|USDA|VA) 19 $3,635,000 $191,316 $4,094 3.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $3,610,000 $257,857 $6,416 3.42%
CHICO, CA (FHA|USDA|VA) 17 $3,475,000 $204,412 $5,463 2.96%
BOULDER, CO (FHA|USDA|VA) 7 $3,365,000 $480,714 $7,654 2.98%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $3,365,000 $224,333 $7,267 2.96%
RACINE, WI (FHA|USDA|VA) 21 $3,235,000 $154,048 $7,656 3.71%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,215,000 $247,308 $4,537 3.14%
Fort Dodge, IA (FHA|USDA|VA) 23 $3,115,000 $135,435 $4,548 2.76%
RENO, NV (FHA|USDA|VA) 9 $3,065,000 $340,556 $4,756 2.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,940,000 $210,000 $6,066 3.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $2,795,000 $399,286 $3,983 2.71%
MADISON, WI (FHA|USDA|VA) 11 $2,605,000 $236,818 $5,269 3.31%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $2,575,000 $367,857 $5,304 2.95%
ROCHESTER, MN (FHA|USDA|VA) 11 $2,565,000 $233,182 $6,185 3.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 17 $2,525,000 $148,529 $5,400 2.85%
LOUISVILLE, KY (FHA|USDA|VA) 17 $2,495,000 $146,765 $4,125 3.08%
APPLETON, WI (FHA|USDA|VA) 14 $2,440,000 $174,286 $3,834 3.21%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $2,405,000 $343,571 $9,906 2.97%
TUCSON, AZ (FHA|USDA|VA) 12 $2,400,000 $200,000 $5,502 2.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $2,385,000 $216,818 $8,678 3.28%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,970 3.48%
Winona, MN (FHA|USDA|VA) 13 $2,265,000 $174,231 $5,128 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 14 $2,260,000 $161,429 $5,233 2.85%
BOISE CITY, ID (FHA|USDA|VA) 7 $2,185,000 $312,143 $7,851 3.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,025,000 $155,769 $6,057 3.42%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $2,005,000 $668,333 $12,365 2.88%
Kapaa, HI (FHA|USDA|VA) 3 $1,955,000 $651,667 $12,318 2.88%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $1,950,000 $243,750 $6,203 3.22%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $1,925,000 $385,000 $6,709 3.20%
GREELEY, CO (FHA|USDA|VA) 5 $1,925,000 $385,000 $7,388 2.63%
Aberdeen, WA (FHA|USDA|VA) 6 $1,900,000 $316,667 $7,809 2.92%
REDDING, CA (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,796 3.17%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,840,000 $153,333 $6,698 3.43%
SYRACUSE, NY (FHA|USDA|VA) 13 $1,825,000 $140,385 $4,213 2.78%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,822 3.05%
Albert Lea, MN (FHA|USDA|VA) 12 $1,710,000 $142,500 $5,829 2.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $1,700,000 $170,000 $4,439 3.31%
Brookings, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $6,372 3.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,824 3.04%
Shelton, WA (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,933 3.19%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,580,000 $263,333 $6,658 2.91%
Edwards, CO (FHA|USDA|VA) 4 $1,570,000 $392,500 $4,381 2.34%
SALEM, OR (FHA|USDA|VA) 6 $1,540,000 $256,667 $6,165 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,510,000 $377,500 $9,835 3.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,619 3.02%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,723 2.79%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,435,000 $287,000 $14,094 3.30%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,390,000 $347,500 $0 2.17%
EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,375,000 $152,778 $3,950 3.30%
Ukiah, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,576 3.22%
Stevens Point, WI (FHA|USDA|VA) 5 $1,315,000 $263,000 $6,201 2.95%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,305,000 $261,000 $7,839 3.58%
RICHMOND, VA (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,401 2.83%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,180,000 $295,000 $5,130 3.28%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,170,000 $292,500 $8,748 3.56%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,357 2.97%
Centralia, WA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,165 2.89%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,522 2.96%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,353 2.26%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,090,000 $545,000 $6,845 2.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,867 3.38%
ALBANY, GA (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,761 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 4 $970,000 $242,500 $4,965 3.00%
Storm Lake, IA (FHA|USDA|VA) 4 $890,000 $222,500 $4,823 2.97%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $875,000 $175,000 $4,616 2.98%
Clearlake, CA (FHA|USDA|VA) 3 $875,000 $291,667 $5,678 3.58%
Sonora, CA (FHA|USDA|VA) 4 $860,000 $215,000 $8,788 3.16%
THE VILLAGES, FL (FHA|USDA|VA) 5 $855,000 $171,000 $5,371 3.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $845,000 $169,000 $4,650 3.45%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $835,000 $167,000 $5,287 3.35%
UTICA-ROME, NY (FHA|USDA|VA) 6 $830,000 $138,333 $4,519 3.08%
Pella, IA (FHA|USDA|VA) 6 $800,000 $133,333 $3,472 3.13%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $795,000 $265,000 $6,589 2.58%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $790,000 $197,500 $6,539 3.09%
McMinnville, TN (FHA|USDA|VA) 3 $765,000 $255,000 $10,881 3.58%
BILLINGS, MT (FHA|USDA|VA) 2 $760,000 $380,000 $13,281 3.19%
Port Angeles, WA (FHA|USDA|VA) 3 $745,000 $248,333 $4,080 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $715,000 $238,333 $6,282 3.38%
GAINESVILLE, FL (FHA|USDA|VA) 3 $715,000 $238,333 $9,393 3.38%
JACKSON, MI (FHA|USDA|VA) 3 $675,000 $225,000 $2,829 3.17%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $670,000 $167,500 $3,492 3.53%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $650,000 $325,000 $10,091 3.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $645,000 $215,000 $1,956 2.87%
Marinette, WI-MI (FHA|USDA|VA) 5 $635,000 $127,000 $3,406 3.35%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $635,000 $211,667 $4,957 3.50%
Fernley, NV (FHA|USDA|VA) 3 $635,000 $211,667 $4,662 3.00%
ROCHESTER, NY (FHA|USDA|VA) 3 $625,000 $208,333 $8,045 2.67%
COLUMBIA, SC (FHA|USDA|VA) 4 $620,000 $155,000 $7,121 3.22%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $595,000 $198,333 $6,539 3.42%
Owatonna, MN (FHA|USDA|VA) 3 $595,000 $198,333 $6,403 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $585,000 $195,000 $5,206 2.91%
ROCKFORD, IL (FHA|USDA|VA) 4 $580,000 $145,000 $4,519 3.66%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $4,440 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $4,096 3.25%
Shawano, WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,573 2.69%
Adrian, MI (FHA|USDA|VA) 3 $555,000 $185,000 $4,520 3.13%
Chillicothe, OH (FHA|USDA|VA) 3 $555,000 $185,000 $3,369 3.67%
Shelbyville, TN (FHA|USDA|VA) 2 $550,000 $275,000 $10,063 3.56%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $545,000 $181,667 $9,983 3.46%
Breckenridge, CO (FHA|USDA|VA) 1 $545,000 $545,000 $3,329 1.99%
Marshalltown, IA (FHA|USDA|VA) 5 $535,000 $107,000 $4,178 3.33%
Richmond-Berea, KY (FHA|USDA|VA) 3 $535,000 $178,333 $6,820 3.58%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $515,000 $515,000 $18,359 2.99%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $510,000 $255,000 $9,228 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $510,000 $255,000 $3,384 2.87%
SANTA FE, NM (FHA|USDA|VA) 2 $500,000 $250,000 $9,868 3.06%
Glenwood Springs, CO (FHA|USDA|VA) 2 $480,000 $240,000 $3,156 2.75%
Outside of Metro Areas 2 $480,000 $240,000 $5,873 2.88%
Hannibal, MO (FHA|USDA|VA) 2 $480,000 $240,000 $2,593 2.63%
OCALA, FL (FHA|USDA|VA) 4 $470,000 $117,500 $4,081 3.06%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $470,000 $235,000 $6,577 2.81%
LaGrange, GA-AL (FHA|USDA|VA) 3 $465,000 $155,000 $3,510 3.13%
MEDFORD, OR (FHA|USDA|VA) 2 $460,000 $230,000 $9,988 3.13%
TOLEDO, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,380 3.33%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $5,936 3.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,359 3.44%
PUEBLO, CO (FHA|USDA|VA) 2 $430,000 $215,000 $7,787 4.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $425,000 $141,667 $5,359 2.79%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $425,000 $425,000 $6,494 3.25%
Morehead City, NC (FHA|USDA|VA) 1 $425,000 $425,000 $2,673 3.25%
Arcadia, FL (FHA|USDA|VA) 3 $415,000 $138,333 $7,415 3.83%
Mount Vernon, OH (FHA|USDA|VA) 2 $410,000 $205,000 $6,020 3.56%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $395,000 $395,000 $6,734 3.00%
Marion, OH (FHA|USDA|VA) 2 $390,000 $195,000 $6,407 2.50%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $390,000 $195,000 $2,829 2.88%
Pahrump, NV (FHA|USDA|VA) 2 $390,000 $195,000 $5,684 3.94%
JACKSON, TN (FHA|USDA|VA) 1 $385,000 $385,000 $9,467 3.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $5,230 3.38%
AKRON, OH (FHA|USDA|VA) 3 $385,000 $128,333 $4,325 3.17%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $370,000 $185,000 $5,164 3.25%
IOWA CITY, IA (FHA|USDA|VA) 2 $360,000 $180,000 $6,506 2.75%
JOPLIN, MO (FHA|USDA|VA) 3 $355,000 $118,333 $2,768 3.21%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $345,000 $345,000 $4,597 3.38%
ST. CLOUD, MN (FHA|USDA|VA) 2 $340,000 $170,000 $6,380 2.94%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $340,000 $85,000 $3,858 3.09%
Menomonie, WI (FHA|USDA|VA) 2 $340,000 $170,000 $2,826 3.25%
Ellensburg, WA (FHA|USDA|VA) 1 $335,000 $335,000 $12,685 2.38%
BANGOR, ME (FHA|USDA|VA) 1 $335,000 $335,000 $10,373 2.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $330,000 $165,000 $5,028 3.19%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $315,000 $315,000 $2,863 2.75%
Lumberton, NC (FHA|USDA|VA) 1 $315,000 $315,000 $10,810 3.13%
Oneonta, NY (FHA|USDA|VA) 2 $310,000 $155,000 $4,363 3.44%
NILES, MI (FHA|USDA|VA) 2 $310,000 $155,000 $6,204 3.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $305,000 $305,000 $12,020 3.38%
Rutland, VT (FHA|USDA|VA) 1 $305,000 $305,000 $5,606 2.38%
Vicksburg, MS (FHA|USDA|VA) 1 $305,000 $305,000 $9,578 3.50%
LOGAN, UT-ID (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.06%
Batavia, NY (FHA|USDA|VA) 1 $295,000 $295,000 $6,479 2.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $295,000 $295,000 $5,161 3.38%
Klamath Falls, OR (FHA|USDA|VA) 2 $290,000 $145,000 $5,208 3.13%
Roseburg, OR (FHA|USDA|VA) 2 $290,000 $145,000 $4,164 2.75%
Fergus Falls, MN (FHA|USDA|VA) 1 $285,000 $285,000 $15,045 2.88%
West Point, MS (FHA|USDA|VA) 1 $285,000 $285,000 $10,087 3.13%
Astoria, OR (FHA|USDA|VA) 1 $285,000 $285,000 $4,563 3.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $275,000 $275,000 $13,957 3.75%
Brainerd, MN (FHA|USDA|VA) 1 $275,000 $275,000 $7,263 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $275,000 $275,000 $8,137 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 1 $275,000 $275,000 $14,372 3.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $13,266 2.50%
Hillsdale, MI (FHA|USDA|VA) 1 $265,000 $265,000 $3,446 2.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $260,000 $130,000 $4,966 4.31%
Red Bluff, CA (FHA|USDA|VA) 2 $260,000 $130,000 $4,203 2.68%
Ottumwa, IA (FHA|USDA|VA) 3 $245,000 $81,667 $4,682 3.67%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $245,000 $245,000 $4,109 2.88%
Sterling, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,610 3.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $235,000 $235,000 $4,918 3.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $235,000 $235,000 $3,934 3.00%
Susanville, CA (FHA|USDA|VA) 1 $235,000 $235,000 $11,756 3.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $230,000 $115,000 $4,504 3.56%
Beaver Dam, WI (FHA|USDA|VA) 2 $230,000 $115,000 $6,055 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $230,000 $115,000 $2,683 3.31%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,933 3.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $225,000 $225,000 $13,209 3.75%
Fairfield, IA (FHA|USDA|VA) 1 $225,000 $225,000 $7,367 2.75%
ERIE, PA (FHA|USDA|VA) 2 $220,000 $110,000 $7,407 4.19%
Oskaloosa, IA (FHA|USDA|VA) 2 $220,000 $110,000 $2,560 2.69%
MUSKEGON, MI (FHA|USDA|VA) 1 $215,000 $215,000 $11,991 3.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,250 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,248 3.38%
Henderson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $10,847 3.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $205,000 $205,000 $4,708 3.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,913 2.75%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $11,145 3.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $205,000 $205,000 $11,063 4.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,507 4.00%
VISALIA, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,743 2.75%
Lewisburg, TN (FHA|USDA|VA) 2 $190,000 $95,000 $3,687 2.88%
BINGHAMTON, NY (FHA|USDA|VA) 2 $190,000 $95,000 $5,558 2.56%
Red Wing, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,068 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $3,975 2.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 1.88%
Moses Lake, WA (FHA|USDA|VA) 1 $175,000 $175,000 $7,115 3.25%
Platteville, WI (FHA|USDA|VA) 2 $170,000 $85,000 $5,316 3.38%
WACO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,923 4.00%
Burlington, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,152 2.75%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,654 3.75%
Cadillac, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,523 3.13%
Central City, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,548 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $165,000 $165,000 $6,480 2.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,555 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,599 3.75%
Coos Bay, OR (FHA|USDA|VA) 1 $155,000 $155,000 $3,565 2.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,833 4.50%
Sanford, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,909 3.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,553 3.13%
Clewiston, FL (FHA|USDA|VA) 1 $155,000 $155,000 $7,117 3.50%
Orangeburg, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,588 3.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,048 2.99%
Show Low, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $3,012 2.88%
LANCASTER, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,883 3.13%
Pullman, WA (FHA|USDA|VA) 1 $145,000 $145,000 $4,506 3.88%
Taos, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,032 3.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $7,783 3.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,378 3.38%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,159 3.13%
Baraboo, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,965 2.88%
Crawfordsville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,936 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,844 3.25%
Athens, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,975 2.75%
ALTOONA, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,883 3.25%
Hutchinson, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,492 2.38%
Cookeville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,479 2.75%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,104 3.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,340 2.88%
GLENS FALLS, NY (FHA|USDA|VA) 1 $115,000 $115,000 $2,929 2.25%
Seneca Falls, NY (FHA|USDA|VA) 1 $115,000 $115,000 $2,586 2.75%
Plattsburgh, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,018 3.75%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,575 3.50%
Othello, WA (FHA|USDA|VA) 1 $115,000 $115,000 $3,801 3.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,108 4.13%
CaƱon City, CO (FHA|USDA|VA) 1 $105,000 $105,000 $3,470 2.75%
Fairmont, MN (FHA|USDA|VA) 1 $105,000 $105,000 $7,796 3.75%
Norwalk, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,854 2.88%
Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $3,739 2.88%
Gloversville, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,551 4.13%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,341 3.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $65,000 $65,000 $3,353 2.99%
EL PASO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,860 3.25%
GREENVILLE, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,973 3.25%
Malone, NY (FHA|USDA|VA) 1 $55,000 $55,000 $2,470 3.99%
SUMTER, SC (FHA|USDA|VA) 1 $45,000 $45,000 $4,082 3.88%
Land Home Financial Services's top markets include San Francisco, Sacramento, San Jose, Urban Honolulu, and Des Moines among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,405 $1,667,435,000 $308,499 $5,012 3.06%
    FHA 1,337 $315,585,000 $236,040 $10,164 3.39%
    VA 421 $169,015,000 $401,461 $10,286 2.77%
    FHA 88 $24,660,000 $280,227 $0 2.18%
    USDA 28 $5,380,000 $192,143 $5,843 2.86%
    Reverse Mortgage 1 $595,000 $595,000 $0 0.00%

    For 2021, Land Home Financial Services's most frequently originated type of loan was Conventional, with 5,405 originations. Their 2nd most popular type was FHA, with 1,337 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,266 $944,100,000 $289,069 $7,741 3.28%
    Refi 2,496 $754,110,000 $302,127 $4,741 2.86%
    Cash Out Refi 1,383 $446,475,000 $322,831 $5,693 3.09%
    Other 135 $37,985,000 $281,370 $4,673 2.70%

    For 2021, Land Home Financial Services's most frequently cited loan purpose was Home Purchase, with 3,266 originations. The 2nd most popular reason was Refi, with 2,496 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,223 $1,929,365,000 $310,038 $6,605 3.18%
    15 Year 639 $151,505,000 $237,097 $4,121 2.46%
    20 Year 222 $52,510,000 $236,532 $4,515 2.96%
    Other 152 $41,110,000 $270,461 $4,413 2.51%
    10 Year 44 $8,180,000 $185,909 $3,525 2.34%

    For 2021, Land Home Financial Services's most frequently cited loan duration was 30 Year, with 6,223 originations. The 2nd most popular length was 15 Year, with 639 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,191 $2,157,415,000 $300,016

    Land Home Financial Services's average total fees were $6,605, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,191 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,488 $1,022,680,000 $293,200
    2.5-3% 2,675 $844,055,000 $315,535
    <2.5% 970 $278,760,000 $287,381
    4-5% 143 $35,535,000 $248,497
    5-6% 2 $910,000 $455,000
    6-7% 1 $135,000 $135,000

    During 2021, Land Home Financial Services's average interest rate for loans was 3.18%, while their most frequently originated rate bucket for loans was 3-4%, with 3,488 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,278 $931,680,000 $284,222 $6,470 3.10%
    $100k-200k 2,077 $318,665,000 $153,426 $4,862 3.13%
    $400k-600k 1,175 $565,205,000 $481,026 $7,169 3.03%
    $600k-1MM 388 $284,140,000 $732,320 $9,890 3.04%
    $100,000 or less 315 $25,355,000 $80,492 $3,583 3.07%
    $1MM+ 47 $57,625,000 $1,226,064 $21,845 2.94%

    2021 saw Land Home Financial Services place emphasis on $200k-400k loans with 3,278 originations, totaling $931,680,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,726 $402,320,000 $233,094 $6,351 3.16%
    $100k-150k 1,407 $515,615,000 $366,464 $6,463 3.07%
    $75k-100k 1,354 $399,430,000 $295,000 $6,451 3.15%
    $50k or less 1,302 $213,050,000 $163,633 $5,321 3.13%
    $150k-250k 890 $389,520,000 $437,663 $6,378 3.00%
    $250k+ 308 $176,040,000 $571,558 $7,618 2.95%

    Land Home Financial Services lent most frequently to those with incomes in the $50k-75k range, with 1,726 originations. The second most popular income band? $100k-150k, with 1,407 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,259 $355,155,000 $282,093 $4,910 2.98%
    30-36% 1,194 $358,150,000 $299,958 $5,556 3.08%
    <20% 420 $114,330,000 $272,214 $4,692 2.81%
    44% 365 $110,755,000 $303,438 $7,088 3.21%
    42% 318 $102,170,000 $321,289 $6,622 3.16%
    49% 316 $104,050,000 $329,272 $8,297 3.23%
    41% 310 $90,100,000 $290,645 $6,318 3.21%
    43% 308 $91,620,000 $297,468 $6,819 3.21%
    40% 301 $90,395,000 $300,316 $6,294 3.18%
    39% 277 $88,385,000 $319,079 $6,144 3.13%
    45% 268 $85,390,000 $318,619 $7,172 3.20%
    37% 260 $78,670,000 $302,577 $6,430 3.17%
    38% 250 $72,580,000 $290,320 $5,930 3.23%
    36% 236 $67,880,000 $287,627 $5,767 3.11%
    46% 229 $71,925,000 $314,083 $7,064 3.21%
    48% 213 $65,725,000 $308,568 $7,407 3.20%
    50-60% 212 $66,390,000 $313,160 $12,119 3.29%
    47% 211 $69,175,000 $327,844 $7,707 3.19%
    >60% 27 $10,075,000 $373,148 $18,331 2.33%

    Land Home Financial Services lent most frequently to those with DTI ratios of 20-30%, with 1,259 originations. The next most common DTI ratio? 30-36%, with 1,194 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,230 $1,542,220,000 $294,880 $5,791 3.07%
    Not provided 747 $238,385,000 $319,123 $6,801 3.08%
    Asian 483 $180,215,000 $373,116 $7,312 2.99%
    Black 668 $173,890,000 $260,314 $8,427 3.33%
    Native Hawaiian or Islander 45 $16,895,000 $375,444 $8,914 2.85%
    American Indian 55 $13,705,000 $249,182 $5,861 3.03%
    Not applicable 23 $5,495,000 $238,913 $9,971 4.00%
    Chinese 6 $2,920,000 $486,667 $9,857 3.29%
    Other Pacific Islander 6 $2,110,000 $351,667 $10,844 2.94%
    Filipino 4 $1,870,000 $467,500 $14,212 2.84%
    Asian Indian 4 $1,830,000 $457,500 $5,370 3.28%
    Other Asian 5 $1,565,000 $313,000 $3,765 3.12%
    Samoan 1 $545,000 $545,000 $5,110 2.75%
    Guamanian 1 $405,000 $405,000 $4,166 2.99%
    Vietnamese 1 $345,000 $345,000 $4,969 2.88%
    Native Hawaiian 1 $275,000 $275,000 $3,228 3.25%

    Approval Rates

    Total approvals of all applications
    94.74%

    Land Home Financial Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    58.04%

    Land Home Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,280 $2,182,670,000 $299,817

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,280 $2,182,670,000 $299,817

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 442 $124,450,000 $281,561 $4,248 2.74%
    40-60% 1,271 $401,105,000 $315,582 $4,493 2.82%
    60-80% 2,301 $736,665,000 $320,150 $5,407 3.11%
    80-100% 3,129 $866,375,000 $276,886 $7,561 3.24%
    Over 100% 87 $43,145,000 $495,920 $19,848 2.82%
    Under 20% 50 $10,930,000 $218,600 $3,605 2.78%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Closing on a mortgage 2 12.5%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Struggling to pay mortgage 5 31.3%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Trouble during payment process 1 6.3%
    LAND HOME FINANCIAL SERVICES FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.3%
    LAND HOME FINANCIAL SERVICES FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 6.3%
    LAND HOME FINANCIAL SERVICES FHA mortgage Struggling to pay mortgage 1 6.3%
    LAND HOME FINANCIAL SERVICES FHA mortgage Trouble during payment process 2 12.5%
    LAND HOME FINANCIAL SERVICES Other type of mortgage Trouble during payment process 1 6.3%
    LAND HOME FINANCIAL SERVICES VA mortgage Struggling to pay mortgage 1 6.3%
    LAND HOME FINANCIAL SERVICES VA mortgage Trouble during payment process 1 6.3%