Land Home Financial Services Mortgage Rates, Fees & Info
Sacramento, CALEI: 5493006RIR31ORKYB608
Tax ID: 68-0151632
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Mortgage Data
Review & Overview
Land Home Financial Services is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Land Home Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Sacramento, San Jose, Des Moines, and Los Angeles among others. We have data for 368 markets. (Some data included below & more in-depth data is available with an active subscription.)Land Home Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Land Home Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.96% | 4/22/24 |
| 30 Year Conventional Refi | 6.79% | 4/22/24 |
| 30 Year Cash-out Refi | 6.97% | 4/22/24 |
| 30 Year FHA Purchase | 7.73% | 4/22/24 |
| 30 Year FHA Refi | 7.52% | 4/22/24 |
| 30 Year VA Purchase | 6.46% | 4/22/24 |
| 30 Year VA Refi | 6.60% | 4/22/24 |
| 30 Year USDA Purchase | 6.94% | 4/22/24 |
| 15 Year Conventional Purchase | 6.32% | 4/22/24 |
| 15 Year Conventional Refi | 6.18% | 4/22/24 |
| 15 Year Cash-out Refi | 6.18% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Land Home Financial Services Mortgage Calculator
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This is not an official calculator from Land Home Financial Services. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,639Origination Dollar Volume (All Markets)
$3,295,035,000Awards
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LAND HOME FINANCIAL SERVICES - 2020
LAND HOME FINANCIAL SERVICES is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,555 | $699,325,000 | $449,727 | $5,129 | 3.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 693 | $215,095,000 | $310,382 | $5,663 | 3.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 291 | $142,295,000 | $488,986 | $5,574 | 3.20% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 703 | $142,125,000 | $202,169 | $4,640 | 3.32% |
| Outside of Metro Areas | 550 | $109,140,000 | $198,436 | $4,578 | 3.30% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 229 | $97,815,000 | $427,140 | $5,775 | 3.11% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 363 | $94,965,000 | $261,612 | $6,721 | 3.39% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 416 | $89,990,000 | $216,322 | $8,030 | 3.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 411 | $87,035,000 | $211,764 | $6,368 | 3.45% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 166 | $86,710,000 | $522,349 | $12,543 | 2.93% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 148 | $60,580,000 | $409,324 | $6,293 | 3.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 169 | $58,535,000 | $346,361 | $7,364 | 3.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 252 | $56,340,000 | $223,571 | $7,384 | 3.36% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 188 | $54,670,000 | $290,798 | $7,142 | 3.36% |
| STOCKTON, CA (FHA|USDA|VA) | 136 | $44,510,000 | $327,279 | $5,567 | 3.27% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 169 | $43,365,000 | $256,598 | $6,156 | 3.51% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 138 | $41,640,000 | $301,739 | $6,553 | 3.14% |
| MERCED, CA (FHA|USDA|VA) | 149 | $39,815,000 | $267,215 | $6,454 | 3.40% |
| VALLEJO, CA (FHA|USDA|VA) | 110 | $37,250,000 | $338,636 | $4,693 | 3.27% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 163 | $34,835,000 | $213,712 | $3,203 | 3.16% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 116 | $31,800,000 | $274,138 | $7,716 | 3.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 99 | $30,915,000 | $312,273 | $10,696 | 3.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 93 | $29,635,000 | $318,656 | $7,008 | 3.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 70 | $28,620,000 | $408,857 | $11,336 | 3.56% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 68 | $28,560,000 | $420,000 | $4,652 | 3.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 111 | $26,255,000 | $236,532 | $6,771 | 3.40% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 94 | $25,730,000 | $273,723 | $5,787 | 3.36% |
| COLUMBUS, OH (FHA|USDA|VA) | 130 | $25,450,000 | $195,769 | $5,557 | 3.53% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 110 | $24,760,000 | $225,091 | $5,948 | 3.44% |
| PITTSBURGH, PA (FHA|USDA|VA) | 97 | $24,325,000 | $250,773 | $6,803 | 3.11% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 106 | $21,610,000 | $203,868 | $7,156 | 3.39% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 97 | $21,555,000 | $222,216 | $9,708 | 3.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 109 | $21,355,000 | $195,917 | $5,365 | 3.44% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 75 | $19,055,000 | $254,067 | $7,326 | 3.49% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 98 | $18,690,000 | $190,714 | $6,320 | 3.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 83 | $17,565,000 | $211,627 | $4,301 | 3.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 115 | $17,385,000 | $151,174 | $4,585 | 3.61% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 76 | $17,200,000 | $226,316 | $8,327 | 3.83% |
| Austin, MN (FHA|USDA|VA) | 111 | $17,095,000 | $154,009 | $5,614 | 3.24% |
| MODESTO, CA (FHA|USDA|VA) | 62 | $16,730,000 | $269,839 | $5,696 | 3.30% |
| BOISE CITY, ID (FHA|USDA|VA) | 51 | $15,425,000 | $302,451 | $7,218 | 3.24% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 63 | $14,255,000 | $226,270 | $4,065 | 3.39% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 55 | $14,245,000 | $259,000 | $6,026 | 3.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 77 | $13,805,000 | $179,286 | $6,670 | 3.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 70 | $13,510,000 | $193,000 | $5,581 | 3.21% |
| YUBA CITY, CA (FHA|USDA|VA) | 52 | $13,240,000 | $254,615 | $5,251 | 3.33% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 79 | $13,125,000 | $166,139 | $6,070 | 3.44% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 65 | $13,115,000 | $201,769 | $4,866 | 3.28% |
| SALINAS, CA (FHA|USDA|VA) | 35 | $11,795,000 | $337,000 | $4,399 | 3.20% |
| AMES, IA (FHA|USDA|VA) | 68 | $11,540,000 | $169,706 | $4,780 | 3.37% |
| Hilo, HI (FHA|USDA|VA) | 30 | $10,800,000 | $360,000 | $10,584 | 3.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 42 | $10,710,000 | $255,000 | $8,885 | 3.94% |
| WILMINGTON, NC (FHA|USDA|VA) | 40 | $10,530,000 | $263,250 | $4,473 | 3.46% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 52 | $9,750,000 | $187,500 | $3,740 | 3.36% |
| MONROE, MI (FHA|USDA|VA) | 43 | $9,195,000 | $213,837 | $4,132 | 3.26% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 26 | $9,030,000 | $347,308 | $6,157 | 3.35% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 20 | $9,020,000 | $451,000 | $6,370 | 3.18% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 60 | $8,820,000 | $147,000 | $5,235 | 3.35% |
| NAPA, CA (FHA|USDA|VA) | 19 | $8,445,000 | $444,474 | $4,442 | 3.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 22 | $8,370,000 | $380,455 | $5,028 | 3.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 38 | $8,360,000 | $220,000 | $6,701 | 3.72% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $7,890,000 | $164,375 | $7,135 | 3.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 39 | $7,805,000 | $200,128 | $7,916 | 3.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 30 | $7,240,000 | $241,333 | $6,467 | 3.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 35 | $7,225,000 | $206,429 | $6,943 | 3.62% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 16 | $7,060,000 | $441,250 | $5,456 | 3.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 33 | $6,665,000 | $201,970 | $8,990 | 3.70% |
| Brookings, OR (FHA|USDA|VA) | 22 | $6,460,000 | $293,636 | $6,835 | 3.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 34 | $6,150,000 | $180,882 | $4,680 | 3.17% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 24 | $6,130,000 | $255,417 | $6,338 | 3.27% |
| FRESNO, CA (FHA|USDA|VA) | 20 | $5,550,000 | $277,500 | $4,408 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 13 | $5,505,000 | $423,462 | $3,693 | 3.08% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 23 | $5,475,000 | $238,043 | $6,837 | 3.14% |
| Richmond-Berea, KY (FHA|USDA|VA) | 28 | $5,410,000 | $193,214 | $6,081 | 3.62% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $5,400,000 | $300,000 | $9,223 | 3.41% |
| CHICO, CA (FHA|USDA|VA) | 22 | $5,390,000 | $245,000 | $4,446 | 3.34% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 21 | $5,315,000 | $253,095 | $5,007 | 3.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 23 | $5,185,000 | $225,435 | $7,687 | 3.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $5,125,000 | $341,667 | $6,557 | 3.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 36 | $5,120,000 | $142,222 | $3,938 | 3.36% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $4,945,000 | $380,385 | $6,349 | 3.24% |
| MADERA, CA (FHA|USDA|VA) | 17 | $4,595,000 | $270,294 | $5,693 | 3.03% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 13 | $4,545,000 | $349,615 | $6,129 | 2.76% |
| Aberdeen, WA (FHA|USDA|VA) | 23 | $4,485,000 | $195,000 | $5,723 | 3.42% |
| Payson, AZ (FHA|USDA|VA) | 24 | $4,480,000 | $186,667 | $3,800 | 3.34% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 21 | $4,445,000 | $211,667 | $5,379 | 3.43% |
| RENO, NV (FHA|USDA|VA) | 19 | $3,925,000 | $206,579 | $4,892 | 3.35% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $3,825,000 | $294,231 | $7,673 | 3.70% |
| RACINE, WI (FHA|USDA|VA) | 25 | $3,755,000 | $150,200 | $7,354 | 3.89% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $3,675,000 | $159,783 | $6,618 | 3.64% |
| GAINESVILLE, FL (FHA|USDA|VA) | 21 | $3,655,000 | $174,048 | $6,407 | 3.32% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $3,395,000 | $308,636 | $9,620 | 4.02% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $6,552 | 2.87% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $7,014 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 18 | $3,250,000 | $180,556 | $5,671 | 3.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $6,814 | 3.46% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $3,135,000 | $184,412 | $5,975 | 3.53% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 16 | $2,970,000 | $185,625 | $7,420 | 3.84% |
| MADISON, WI (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $5,018 | 3.57% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $5,679 | 3.14% |
| Albert Lea, MN (FHA|USDA|VA) | 20 | $2,650,000 | $132,500 | $5,715 | 3.30% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 19 | $2,605,000 | $137,105 | $4,619 | 3.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $6,584 | 3.89% |
| APPLETON, WI (FHA|USDA|VA) | 14 | $2,420,000 | $172,857 | $4,046 | 3.27% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $6,479 | 3.72% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $9,817 | 3.29% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,037 | 3.66% |
| ELMIRA, NY (FHA|USDA|VA) | 19 | $2,135,000 | $112,368 | $5,599 | 3.62% |
| AKRON, OH (FHA|USDA|VA) | 13 | $2,075,000 | $159,615 | $6,484 | 3.44% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $9,614 | 3.76% |
| REDDING, CA (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,990 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,484 | 3.41% |
| LOUISVILLE, KY (FHA|USDA|VA) | 16 | $1,950,000 | $121,875 | $4,021 | 3.58% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $6,531 | 3.39% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $6,397 | 3.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $5,721 | 3.33% |
| Outside of Metro Areas | 8 | $1,870,000 | $233,750 | $3,997 | 3.41% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $5,996 | 3.89% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $7,840 | 3.15% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,787 | 3.48% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $6,250 | 3.40% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $6,822 | 3.50% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $7,090 | 2.91% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $4,602 | 3.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $9,839 | 3.62% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $8,624 | 3.64% |
| ST. CLOUD, MN (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $6,953 | 3.64% |
| Pella, IA (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $4,764 | 3.44% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,658 | 3.43% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $6,259 | 3.82% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $7,822 | 3.45% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $5,954 | 3.42% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $5,017 | 3.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $3,552 | 3.52% |
| Marshalltown, IA (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $4,304 | 3.47% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $5,851 | 3.96% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $8,350 | 4.00% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $7,806 | 3.44% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,201 | 3.62% |
| DALTON, GA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,005 | 3.27% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,735 | 3.37% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $12,390 | 4.13% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,533 | 3.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,789 | 3.06% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $5,830 | 3.22% |
| SYRACUSE, NY (FHA|USDA|VA) | 14 | $1,190,000 | $85,000 | $5,328 | 4.07% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $6,585 | 3.27% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $7,667 | 3.52% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,661 | 3.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,139 | 3.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,801 | 3.14% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,570 | 3.84% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $6,029 | 3.91% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $8,599 | 3.58% |
| Shawano, WI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,216 | 3.07% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,445 | 3.55% |
| Plattsburgh, NY (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,820 | 3.32% |
| ERIE, PA (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $5,328 | 3.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,058 | 3.67% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $7,610 | 3.60% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,763 | 3.75% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,947 | 3.33% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,589 | 3.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $5,153 | 3.81% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,754 | 3.54% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,776 | 4.63% |
| Marshall, MN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,603 | 3.41% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,020 | 3.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,045 | 3.53% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,850 | 3.28% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,376 | 3.04% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,077 | 3.33% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,968 | 3.17% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,187 | 3.90% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,414 | 3.38% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,700 | 3.53% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,222 | 3.33% |
| BEND, OR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,713 | 3.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,855 | 3.15% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,854 | 3.50% |
| Marion, OH (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,638 | 3.34% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,003 | 3.06% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,390 | 3.70% |
| Laconia, NH (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,726 | 3.81% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,916 | 3.63% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,859 | 3.38% |
| Urbana, OH (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,124 | 3.54% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,911 | 3.12% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,912 | 4.08% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,706 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $4,969 | 3.80% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,324 | 3.75% |
| Hudson, NY (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,279 | 3.69% |
| Carroll, IA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,654 | 2.98% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,081 | 3.18% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,157 | 4.33% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,658 | 4.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,613 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,721 | 3.73% |
| Corning, NY (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,994 | 3.55% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,211 | 2.63% |
| Oneonta, NY (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,989 | 3.35% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,835 | 3.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,355 | 3.31% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,905 | 2.99% |
| Willmar, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,204 | 2.94% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,453 | 3.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,334 | 3.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,154 | 3.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,874 | 2.88% |
| UTICA-ROME, NY (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,662 | 3.90% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,251 | 3.25% |
| Platteville, WI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,976 | 3.31% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,268 | 3.58% |
| Fernley, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,972 | 4.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,735 | 3.46% |
| TYLER, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,110 | 4.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,841 | 3.38% |
| Winona, MN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,541 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,048 | 3.94% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,264 | 4.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,169 | 3.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,723 | 3.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,998 | 3.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,110 | 3.38% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,694 | 3.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,694 | 3.06% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,381 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,916 | 4.13% |
| Dixon, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,356 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,509 | 3.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,043 | 2.81% |
| Clinton, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,320 | 3.44% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,294 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,097 | 3.44% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,414 | 3.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,456 | 3.38% |
| LIMA, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,082 | 3.25% |
| DuBois, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,606 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,404 | 3.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,373 | 3.42% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,861 | 3.56% |
| Adrian, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,578 | 3.43% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,840 | 3.13% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,106 | 3.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,681 | 4.00% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,687 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,504 | 3.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,120 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,025 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,027 | 3.75% |
| Oskaloosa, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,387 | 3.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,680 | 3.56% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,054 | 2.50% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,699 | 3.37% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,049 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,339 | 3.63% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,176 | 3.50% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,893 | 3.62% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,531 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,580 | 3.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,411 | 3.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,192 | 3.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,651 | 2.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,651 | 3.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,711 | 3.88% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,911 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,988 | 4.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,241 | 3.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,185 | 3.13% |
| Auburn, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,076 | 3.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,786 | 4.19% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 1.35% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,419 | 3.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,494 | 3.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,478 | 3.99% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,801 | 4.38% |
| Lake City, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,462 | 3.56% |
| Heber, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,941 | 3.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,811 | 3.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,936 | 3.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,676 | 5.00% |
| Palatka, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,412 | 5.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,545 | 3.75% |
| Seymour, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,513 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,767 | 3.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,167 | 3.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,424 | 3.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,225 | 4.21% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,840 | 2.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,602 | 3.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,904 | 3.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,624 | 3.13% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,636 | 3.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,046 | 3.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,664 | 3.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,745 | 2.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,595 | 3.25% |
| Amsterdam, NY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $3,877 | 4.46% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,466 | 3.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,153 | 4.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,752 | 3.38% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,244 | 3.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,068 | 2.99% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,153 | 5.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,487 | 3.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,150 | 3.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,326 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,803 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,226 | 3.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,117 | 3.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,841 | 3.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,754 | 3.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,393 | 4.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,908 | 3.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,299 | 3.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,034 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,075 | 3.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,372 | 5.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,834 | 3.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,670 | 5.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,295 | 2.63% |
| Grants, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,947 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,733 | 3.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,633 | 3.75% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,497 | 2.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,568 | 2.88% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,458 | 2.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,850 | 2.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,289 | 3.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,929 | 3.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,304 | 2.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,267 | 3.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,846 | 3.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,669 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,130 | 3.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,620 | 3.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,104 | 3.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,806 | 3.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,055 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,581 | 3.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,317 | 2.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,338 | 2.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,168 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,692 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,639 | 4.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,845 | 3.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,769 | 3.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,519 | 3.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,374 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,392 | 4.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,164 | 3.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,173 | 4.06% |
| La Grande, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,972 | 3.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,237 | 2.88% |
| Olean, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,143 | 3.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,237 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,440 | 3.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,926 | 3.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,412 | 2.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,340 | 4.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,396 | 3.75% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,540 | 2.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,932 | 2.99% |
| Bedford, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,447 | 5.50% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,810 | 4.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $3,886 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against LAND HOME FINANCIAL SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Land Home Financial Services's most frequently originated type of loan was Conventional, with 8,170 originations. Their 2nd most popular type was FHA, with 2,670 originations.
Loan Reason
For 2020, Land Home Financial Services's most frequently cited loan purpose was Home Purchase, with 5,090 originations. The 2nd most popular reason was Refi, with 4,720 originations.
Loan Duration/Length
For 2020, Land Home Financial Services's most frequently cited loan duration was 30 Year, with 10,055 originations. The 2nd most popular length was 15 Year, with 957 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 11,606 | $3,286,850,000 | $283,203 |
| $2k-3k | 1 | $175,000 | $175,000 |
Land Home Financial Services's average total fees were $6,319, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 11,606 originations.
Interest Rates
During 2020, Land Home Financial Services's average interest rate for loans was 3.41%, while their most frequently originated rate bucket for loans was 3-4%, with 6,761 originations.
Loan Sizing
2020 saw Land Home Financial Services place emphasis on $200k-400k loans with 5,434 originations, totaling $1,534,750,000 in origination value.
Applicant Income
Land Home Financial Services lent most frequently to those with incomes in the $50k-75k range, with 2,730 originations. The second most popular income band? $100k-150k, with 2,338 originations.
Applicant Debt to Income Ratio
Land Home Financial Services lent most frequently to those with DTI ratios of 20-30%, with 2,210 originations. The next most common DTI ratio? 30-36%, with 2,006 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.83%
Land Home Financial Services has an average approval rate.
Pick Rate
Approvals leading to origination59.66%
Land Home Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,639 | $3,295,035,000 | $283,103 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 390 | $79,870,000 | $204,795 |
| Single Family (1-4 Units):Site-Built | 11,249 | $3,215,165,000 | $285,818 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 11.1% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Closing on a mortgage | 1 | 5.6% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Incorrect information on your report | 1 | 5.6% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Struggling to pay mortgage | 1 | 5.6% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Trouble during payment process | 6 | 33.3% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 5.6% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Closing on a mortgage | 1 | 5.6% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Struggling to pay mortgage | 2 | 11.1% |
| LAND HOME FINANCIAL SERVICES | Other type of mortgage | Trouble during payment process | 3 | 16.7% |