Land Home Financial Services Mortgage Rates, Fees & Info
Sacramento, CALEI: 5493006RIR31ORKYB608
Tax ID: 68-0151632
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Mortgage Data
Review & Overview
Land Home Financial Services is a small mortgage company specializing in Home Purchase and Refi loans. Land Home Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Sacramento, Des Moines, Seattle, and Urban Honolulu among others. We have data for 339 markets. (Some data included below & more in-depth data is available with an active subscription.)Land Home Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Land Home Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.96% | 12/17/24 |
| 30 Year Conventional Refi | 6.79% | 12/17/24 |
| 30 Year Cash-out Refi | 6.97% | 12/17/24 |
| 30 Year FHA Purchase | 7.73% | 12/17/24 |
| 30 Year FHA Refi | 7.52% | 12/17/24 |
| 30 Year VA Purchase | 6.46% | 12/17/24 |
| 30 Year VA Refi | 6.60% | 12/17/24 |
| 30 Year USDA Purchase | 6.94% | 12/17/24 |
| 15 Year Conventional Purchase | 6.32% | 12/17/24 |
| 15 Year Conventional Refi | 6.18% | 12/17/24 |
| 15 Year Cash-out Refi | 6.18% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Land Home Financial Services Mortgage Calculator
Your Estimates
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This is not an official calculator from Land Home Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,609Origination Dollar Volume (All Markets)
$2,246,365,000Awards
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LAND HOME FINANCIAL SERVICES - 2019
LAND HOME FINANCIAL SERVICES is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 674 | $291,230,000 | $432,092 | $6,074 | 4.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 517 | $162,565,000 | $314,439 | $6,257 | 4.23% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 503 | $95,465,000 | $189,791 | $4,565 | 4.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 271 | $92,865,000 | $342,675 | $7,845 | 4.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 162 | $85,330,000 | $526,728 | $11,868 | 3.81% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 341 | $80,975,000 | $237,463 | $6,374 | 4.43% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 140 | $75,640,000 | $540,286 | $7,155 | 4.15% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 214 | $67,750,000 | $316,589 | $6,105 | 4.38% |
| Outside of Metro Areas | 341 | $64,115,000 | $188,021 | $4,441 | 4.24% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 304 | $58,340,000 | $191,908 | $6,114 | 4.59% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 223 | $54,335,000 | $243,655 | $5,399 | 4.30% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 121 | $49,285,000 | $407,314 | $8,160 | 4.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 217 | $47,775,000 | $220,161 | $6,669 | 4.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 147 | $43,565,000 | $296,361 | $7,233 | 4.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 155 | $40,855,000 | $263,581 | $6,644 | 4.39% |
| STOCKTON, CA (FHA|USDA|VA) | 115 | $36,155,000 | $314,391 | $6,372 | 4.34% |
| VALLEJO, CA (FHA|USDA|VA) | 89 | $31,245,000 | $351,067 | $6,535 | 4.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 74 | $30,430,000 | $411,216 | $9,173 | 4.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 76 | $29,280,000 | $385,263 | $9,630 | 4.36% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 140 | $27,450,000 | $196,071 | $4,365 | 4.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 179 | $27,405,000 | $153,101 | $4,256 | 4.47% |
| YUBA CITY, CA (FHA|USDA|VA) | 106 | $26,330,000 | $248,396 | $6,090 | 4.17% |
| MERCED, CA (FHA|USDA|VA) | 97 | $25,545,000 | $263,351 | $6,240 | 4.32% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 109 | $25,365,000 | $232,706 | $6,296 | 4.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 103 | $24,475,000 | $237,621 | $5,646 | 4.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 118 | $22,850,000 | $193,644 | $5,071 | 4.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 90 | $21,560,000 | $239,556 | $5,763 | 4.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 99 | $20,985,000 | $211,970 | $6,317 | 4.28% |
| COLUMBUS, OH (FHA|USDA|VA) | 93 | $19,125,000 | $205,645 | $5,848 | 4.41% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 97 | $19,115,000 | $197,062 | $4,264 | 4.32% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 45 | $17,955,000 | $399,000 | $5,371 | 4.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 93 | $17,885,000 | $192,312 | $6,267 | 4.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 74 | $17,180,000 | $232,162 | $8,350 | 4.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 54 | $14,880,000 | $275,556 | $10,095 | 4.82% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 79 | $13,505,000 | $170,949 | $4,870 | 4.40% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 49 | $13,375,000 | $272,959 | $6,049 | 4.59% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 64 | $12,630,000 | $197,344 | $7,635 | 4.84% |
| MODESTO, CA (FHA|USDA|VA) | 46 | $12,310,000 | $267,609 | $5,765 | 4.32% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 54 | $12,130,000 | $224,630 | $6,392 | 4.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 68 | $11,650,000 | $171,324 | $5,682 | 3.94% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 38 | $11,570,000 | $304,474 | $8,961 | 4.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 86 | $11,270,000 | $131,047 | $4,423 | 4.57% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 38 | $11,030,000 | $290,263 | $5,928 | 4.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 60 | $10,940,000 | $182,333 | $7,003 | 4.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 53 | $10,785,000 | $203,491 | $6,325 | 4.18% |
| Hilo, HI (FHA|USDA|VA) | 27 | $10,295,000 | $381,296 | $5,844 | 4.14% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 40 | $9,610,000 | $240,250 | $3,451 | 4.10% |
| AMES, IA (FHA|USDA|VA) | 60 | $9,380,000 | $156,333 | $4,742 | 4.18% |
| SALINAS, CA (FHA|USDA|VA) | 22 | $8,660,000 | $393,636 | $6,453 | 4.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 48 | $8,560,000 | $178,333 | $4,118 | 4.55% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 60 | $8,300,000 | $138,333 | $4,675 | 4.52% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 33 | $7,685,000 | $232,879 | $7,411 | 4.32% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 28 | $7,240,000 | $258,571 | $8,542 | 4.66% |
| MONROE, MI (FHA|USDA|VA) | 38 | $6,370,000 | $167,632 | $3,631 | 4.35% |
| WILMINGTON, NC (FHA|USDA|VA) | 28 | $6,220,000 | $222,143 | $4,582 | 4.45% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 32 | $6,120,000 | $191,250 | $6,807 | 4.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 37 | $6,095,000 | $164,730 | $4,991 | 4.34% |
| Austin, MN (FHA|USDA|VA) | 47 | $5,745,000 | $122,234 | $4,946 | 4.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $5,595,000 | $430,385 | $7,004 | 4.02% |
| RENO, NV (FHA|USDA|VA) | 21 | $5,375,000 | $255,952 | $6,418 | 4.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 20 | $5,240,000 | $262,000 | $8,812 | 4.27% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 32 | $5,080,000 | $158,750 | $6,075 | 4.54% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $5,005,000 | $333,667 | $5,977 | 4.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $5,216 | 4.70% |
| CHICO, CA (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $5,489 | 4.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 27 | $4,335,000 | $160,556 | $5,503 | 4.78% |
| NAPA, CA (FHA|USDA|VA) | 9 | $4,075,000 | $452,778 | $5,897 | 4.35% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 23 | $3,615,000 | $157,174 | $3,826 | 4.18% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $5,170 | 3.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $3,565,000 | $324,091 | $7,336 | 4.24% |
| SYRACUSE, NY (FHA|USDA|VA) | 29 | $3,375,000 | $116,379 | $5,651 | 4.59% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $6,256 | 4.56% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,135,000 | $241,154 | $9,425 | 4.87% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $5,358 | 4.43% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 14 | $3,060,000 | $218,571 | $7,220 | 4.59% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $7,072 | 5.75% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $8,482 | 4.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $6,848 | 4.18% |
| ROCHESTER, NY (FHA|USDA|VA) | 23 | $2,715,000 | $118,043 | $4,780 | 4.45% |
| ELMIRA, NY (FHA|USDA|VA) | 30 | $2,670,000 | $89,000 | $5,192 | 4.64% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $6,280 | 4.05% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $5,849 | 4.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $7,881 | 4.18% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $2,420,000 | $151,250 | $5,022 | 4.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $6,611 | 4.64% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 20 | $2,370,000 | $118,500 | $4,205 | 4.36% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $7,135 | 4.90% |
| Brookings, OR (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $9,002 | 4.76% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $6,416 | 3.97% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $8,213 | 4.72% |
| OCALA, FL (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $5,808 | 5.11% |
| Payson, AZ (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $3,572 | 3.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $6,471 | 4.55% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $7,072 | 4.38% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $11,438 | 4.50% |
| Corning, NY (FHA|USDA|VA) | 21 | $1,885,000 | $89,762 | $4,783 | 4.73% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $1,865,000 | $143,462 | $6,444 | 5.01% |
| AKRON, OH (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $5,607 | 4.42% |
| Seneca Falls, NY (FHA|USDA|VA) | 16 | $1,730,000 | $108,125 | $3,875 | 4.72% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $6,464 | 4.00% |
| Centralia, WA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $6,405 | 4.59% |
| Alexandria, MN (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $5,434 | 4.29% |
| Coos Bay, OR (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,789 | 4.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $5,905 | 4.41% |
| Fort Dodge, IA (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $5,803 | 3.92% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $5,623 | 3.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $1,650,000 | $137,500 | $5,645 | 4.95% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $5,288 | 3.83% |
| Oneonta, NY (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $7,171 | 4.42% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $5,555 | 4.29% |
| Moses Lake, WA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,517 | 4.71% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $4,876 | 4.70% |
| MADERA, CA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,403 | 4.62% |
| Albert Lea, MN (FHA|USDA|VA) | 12 | $1,510,000 | $125,833 | $5,211 | 4.12% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $4,671 | 3.94% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $5,682 | 4.15% |
| UTICA-ROME, NY (FHA|USDA|VA) | 16 | $1,370,000 | $85,625 | $4,119 | 4.42% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,797 | 4.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,269 | 4.10% |
| Pella, IA (FHA|USDA|VA) | 13 | $1,335,000 | $102,692 | $3,879 | 4.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $7,731 | 4.37% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $5,201 | 4.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,381 | 3.81% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,161 | 4.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,785 | 4.37% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,686 | 4.32% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 12 | $1,220,000 | $101,667 | $4,103 | 4.38% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,699 | 4.03% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $11,538 | 5.16% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $9,203 | 5.08% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $8,037 | 4.93% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,237 | 4.68% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $6,904 | 4.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,772 | 4.41% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,613 | 4.08% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $4,903 | 4.94% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,310 | 4.23% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,918 | 4.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,160 | 4.63% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,411 | 4.30% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,965 | 4.72% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $7,985 | 4.75% |
| Newport, OR (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,850 | 4.42% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,994 | 4.05% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,893 | 3.96% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,045 | 4.22% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,225 | 4.24% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,150 | 4.45% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,461 | 4.92% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $7,768 | 4.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,493 | 4.30% |
| Marshalltown, IA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,533 | 4.15% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $5,209 | 4.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,407 | 4.37% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,228 | 4.25% |
| Edwards, CO (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,759 | 3.75% |
| Gloversville, NY (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $4,203 | 4.03% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,615 | 3.83% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,221 | 4.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,821 | 4.03% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,648 | 3.83% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,272 | 4.56% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,557 | 5.06% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,064 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,150 | 4.72% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,215 | 3.84% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,571 | 4.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,817 | 5.02% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,792 | 4.58% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,082 | 3.88% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,630 | 4.81% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,812 | 4.68% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,406 | 4.58% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,912 | 4.33% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,377 | 5.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,255 | 5.41% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,282 | 4.83% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,105 | 5.09% |
| Shelton, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,567 | 3.56% |
| MADISON, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,598 | 4.21% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,698 | 4.55% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,773 | 3.96% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,337 | 4.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,281 | 4.65% |
| Plattsburgh, NY (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,375 | 4.85% |
| Adrian, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,804 | 4.63% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,561 | 4.13% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,408 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,155 | 4.72% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,444 | 4.97% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,777 | 3.69% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,956 | 3.92% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,141 | 5.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,346 | 5.67% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,902 | 3.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,469 | 4.25% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,929 | 4.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,687 | 5.21% |
| Marion, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,765 | 4.50% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,945 | 5.34% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,095 | 5.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,497 | 4.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,473 | 6.81% |
| Auburn, NY (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,838 | 4.28% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,957 | 4.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,169 | 5.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,557 | 4.31% |
| DuBois, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,168 | 4.42% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,467 | 4.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,905 | 5.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,190 | 3.88% |
| Easton, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,351 | 3.88% |
| Elko, NV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,492 | 5.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,952 | 4.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,390 | 4.69% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,646 | 5.25% |
| DALTON, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,481 | 4.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,214 | 4.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,456 | 4.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,426 | 3.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,504 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,785 | 5.94% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,514 | 3.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,230 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,195 | 4.00% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,737 | 4.54% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,855 | 4.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,824 | 4.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,550 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,473 | 4.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,160 | 5.17% |
| READING, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,364 | 4.38% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,118 | 4.63% |
| Holland, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,190 | 4.69% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,031 | 4.38% |
| Shelby, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,209 | 3.38% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,582 | 6.13% |
| RACINE, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,587 | 6.81% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,803 | 3.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,832 | 4.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,293 | 3.99% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,379 | 4.17% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,464 | 4.38% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,514 | 5.19% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,326 | 6.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,318 | 4.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,492 | 4.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,180 | 3.63% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,350 | 5.13% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,410 | 3.75% |
| TULSA, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,158 | 5.69% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,473 | 4.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,926 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,057 | 3.99% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.93% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,402 | 5.00% |
| ERIE, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,090 | 3.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,783 | 4.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,003 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,985 | 3.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,401 | 4.88% |
| Carroll, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,212 | 3.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,257 | 4.88% |
| Lake City, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,701 | 4.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,909 | 3.81% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,095 | 3.50% |
| Fernley, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,309 | 4.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,958 | 5.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,541 | 3.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,870 | 4.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,160 | 5.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,684 | 4.44% |
| Amsterdam, NY (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $3,363 | 4.17% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,972 | 4.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,037 | 3.88% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,468 | 4.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,897 | 4.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,385 | 4.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,683 | 3.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,182 | 3.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,303 | 3.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,224 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,447 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,255 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,870 | 5.31% |
| Bedford, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,136 | 4.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,109 | 4.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,203 | 5.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,257 | 6.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,693 | 5.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,981 | 5.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,262 | 3.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,115 | 5.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,005 | 4.00% |
| Prineville, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,075 | 5.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,379 | 3.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,586 | 4.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,204 | 3.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,290 | 4.06% |
| DOVER, DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,506 | 5.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,514 | 4.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,683 | 3.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,477 | 5.00% |
| Malone, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,450 | 4.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,239 | 4.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,265 | 5.38% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,334 | 5.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,911 | 5.00% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,410 | 4.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,315 | 4.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,954 | 3.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,098 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,779 | 5.38% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,612 | 3.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,583 | 3.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,471 | 4.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,244 | 4.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,953 | 5.63% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,317 | 4.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,235 | 3.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,916 | 5.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,649 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,956 | 4.13% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,528 | 4.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,646 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,018 | 5.13% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,672 | 5.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,798 | 4.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,871 | 5.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,890 | 4.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,231 | 3.38% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,896 | 5.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,663 | 5.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,226 | 4.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.70% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,928 | 4.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,430 | 4.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,990 | 6.25% |
| Batavia, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,961 | 5.49% |
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Similarity Rank: 290
Product Mix
For 2019, Land Home Financial Services's most frequently originated type of loan was Conventional, with 5,081 originations. Their 2nd most popular type was FHA, with 2,560 originations.
Loan Reason
For 2019, Land Home Financial Services's most frequently cited loan purpose was Home Purchase, with 5,344 originations. The 2nd most popular reason was Refi, with 2,019 originations.
Loan Duration/Length
For 2019, Land Home Financial Services's most frequently cited loan duration was 30 Year, with 8,108 originations. The 2nd most popular length was 15 Year, with 258 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 8,530 | $2,229,250,000 | $261,342 |
Land Home Financial Services's average total fees were $6,201, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,530 originations.
Interest Rates
During 2019, Land Home Financial Services's average interest rate for loans was 4.38%, while their most frequently originated rate bucket for loans was 3-4%, with 3,684 originations.
Loan Sizing
2019 saw Land Home Financial Services place emphasis on $200k-400k loans with 3,813 originations, totaling $1,069,835,000 in origination value.
Applicant Income
Land Home Financial Services lent most frequently to those with incomes in the $50k-75k range, with 2,227 originations. The second most popular income band? $50k or less, with 1,756 originations.
Applicant Debt to Income Ratio
Land Home Financial Services lent most frequently to those with DTI ratios of 30-36%, with 1,357 originations. The next most common DTI ratio? 20-30%, with 1,222 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.29%
Land Home Financial Services has an average approval rate.
Pick Rate
Approvals leading to origination61.17%
Land Home Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5854.61 | 1 | $95,000 | $95,000 |
| 6635.67 | 1 | $95,000 | $95,000 |
| NA | 8,607 | $2,246,175,000 | $260,971 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 385 | $70,965,000 | $184,325 |
| Single Family (1-4 Units):Site-Built | 8,224 | $2,175,400,000 | $264,518 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Struggling to pay mortgage | 3 | 13.6% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Trouble during payment process | 8 | 36.4% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.5% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Closing on a mortgage | 1 | 4.5% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Struggling to pay mortgage | 2 | 9.1% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Trouble during payment process | 1 | 4.5% |
| LAND HOME FINANCIAL SERVICES | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 3 | 13.6% |
| LAND HOME FINANCIAL SERVICES | Other type of mortgage | Trouble during payment process | 3 | 13.6% |