Triad Financial Services Mortgage Rates, Fees & Info

JACKSONVILLE, FL

LEI: 549300CB67L6KPJLHE19

Tax ID: 59-1515932

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Triad Financial Services is a smaller mortgage company specializing in Home Purchase loans. Triad Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: Detroit, Grand Rapids, Austin, Orlando, and San Antonio among others. We have data for 304 markets. (Some data included below & more in-depth data is available with an active subscription.)

Triad Financial Services has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	7.98%	5/5/24
30 Year Conventional Refi	7.38%	5/5/24
30 Year FHA Purchase	6.33%	5/5/24
15 Year Conventional Purchase	9.86%	5/5/24
15 Year Conventional Refi	8.82%	5/5/24
15 Year Cash-out Refi	8.82%	5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Triad Financial Services Mortgage Calculator

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This is not an official calculator from Triad Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

4,600

Origination Dollar Volume (All Markets)

$204,080,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	434	$16,300,000	$37,558	$0	8.82%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	342	$12,720,000	$37,193	$0	8.88%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	203	$10,295,000	$50,714	$1,704	8.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	178	$7,760,000	$43,596	$0	9.22%
Outside of Metro Areas	106	$7,280,000	$68,679	$2,817	7.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	128	$6,250,000	$48,828	$2,819	8.31%
ANN ARBOR, MI (FHA\|USDA\|VA)	159	$5,895,000	$37,075	$0	8.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	140	$5,540,000	$39,571	$3,375	8.28%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	152	$4,940,000	$32,500	$0	8.64%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	95	$4,625,000	$48,684	$0	9.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	25	$4,265,000	$170,600	$0	6.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	94	$4,200,000	$44,681	$1,718	8.96%
GREELEY, CO (FHA\|USDA\|VA)	73	$3,835,000	$52,534	$0	8.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	78	$3,790,000	$48,590	$6,020	8.09%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	78	$3,630,000	$46,538	$3,431	7.55%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	96	$3,500,000	$36,458	$0	8.34%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	93	$3,455,000	$37,151	$2,482	7.95%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	63	$2,705,000	$42,937	$2,039	8.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	47	$2,555,000	$54,362	$0	7.04%
MONROE, MI (FHA\|USDA\|VA)	78	$2,360,000	$30,256	$0	8.90%
Holland, MI (FHA\|USDA\|VA)	54	$2,350,000	$43,519	$0	8.89%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	24	$2,280,000	$95,000	$0	6.68%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	76	$2,170,000	$28,553	$0	8.93%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	45	$2,115,000	$47,000	$0	8.90%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	42	$1,910,000	$45,476	$0	8.30%
FLINT, MI (FHA\|USDA\|VA)	74	$1,870,000	$25,270	$0	8.91%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	22	$1,820,000	$82,727	$0	6.72%
JACKSON, MI (FHA\|USDA\|VA)	49	$1,685,000	$34,388	$0	8.90%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	53	$1,565,000	$29,528	$0	9.13%
KNOXVILLE, TN (FHA\|USDA\|VA)	38	$1,530,000	$40,263	$0	7.95%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	40	$1,530,000	$38,250	$0	8.90%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	32	$1,380,000	$43,125	$0	9.29%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	11	$1,355,000	$123,182	$0	6.20%
TOLEDO, OH (FHA\|USDA\|VA)	49	$1,335,000	$27,245	$0	8.89%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	36	$1,280,000	$35,556	$0	8.80%
Lumberton, NC (FHA\|USDA\|VA)	45	$1,265,000	$28,111	$0	7.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	12	$1,260,000	$105,000	$0	6.14%
MUSKEGON, MI (FHA\|USDA\|VA)	36	$1,240,000	$34,444	$0	8.85%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	16	$1,230,000	$76,875	$0	6.64%
ROCHESTER, MN (FHA\|USDA\|VA)	21	$1,165,000	$55,476	$0	8.75%
TULSA, OK (FHA\|USDA\|VA)	24	$1,110,000	$46,250	$989	8.47%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	24	$960,000	$40,000	$0	8.53%
FORT WAYNE, IN (FHA\|USDA\|VA)	25	$925,000	$37,000	$0	8.81%
NILES, MI (FHA\|USDA\|VA)	18	$910,000	$50,556	$0	8.66%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	27	$895,000	$33,148	$0	9.11%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	18	$890,000	$49,444	$0	8.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	11	$875,000	$79,545	$0	6.45%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	8	$870,000	$108,750	$3,046	6.78%
JACKSONVILLE, FL (FHA\|USDA\|VA)	24	$840,000	$35,000	$1,270	8.43%
GAINESVILLE, GA (FHA\|USDA\|VA)	23	$835,000	$36,304	$0	8.63%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	9	$795,000	$88,333	$0	9.35%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	39	$785,000	$20,128	$0	9.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	34	$780,000	$22,941	$0	8.94%
FORT COLLINS, CO (FHA\|USDA\|VA)	16	$710,000	$44,375	$0	8.90%
Breckenridge, CO (FHA\|USDA\|VA)	12	$700,000	$58,333	$0	8.45%
Traverse City, MI (FHA\|USDA\|VA)	19	$695,000	$36,579	$0	8.81%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	12	$670,000	$55,833	$0	7.10%
FOND DU LAC, WI (FHA\|USDA\|VA)	19	$605,000	$31,842	$0	9.94%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	14	$600,000	$42,857	$0	8.70%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	17	$585,000	$34,412	$0	8.73%
BATON ROUGE, LA (FHA\|USDA\|VA)	8	$570,000	$71,250	$1,599	6.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	10	$560,000	$56,000	$0	7.42%
PITTSBURGH, PA (FHA\|USDA\|VA)	11	$555,000	$50,455	$0	7.07%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	9	$545,000	$60,556	$0	7.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	7	$535,000	$76,429	$0	7.53%
DOVER, DE (FHA\|USDA\|VA)	14	$510,000	$36,429	$0	8.88%
TUCSON, AZ (FHA\|USDA\|VA)	14	$500,000	$35,714	$0	8.69%
LAFAYETTE, LA (FHA\|USDA\|VA)	7	$495,000	$70,714	$1,897	6.96%
MADISON, WI (FHA\|USDA\|VA)	11	$495,000	$45,000	$0	8.60%
PUEBLO, CO (FHA\|USDA\|VA)	10	$490,000	$49,000	$0	8.74%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	16	$470,000	$29,375	$0	8.36%
LAKE CHARLES, LA (FHA\|USDA\|VA)	6	$470,000	$78,333	$1,794	6.33%
LAS CRUCES, NM (FHA\|USDA\|VA)	12	$460,000	$38,333	$0	8.07%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	8	$460,000	$57,500	$2,477	6.37%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	6.58%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	18	$440,000	$24,444	$0	8.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	6	$430,000	$71,667	$1,074	7.70%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	8	$430,000	$53,750	$0	7.16%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	6	$430,000	$71,667	$3,004	8.54%
CASPER, WY (FHA\|USDA\|VA)	13	$425,000	$32,692	$0	8.79%
GAINESVILLE, FL (FHA\|USDA\|VA)	11	$425,000	$38,636	$1,632	8.45%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	4	$420,000	$105,000	$1,604	6.62%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	5	$415,000	$83,000	$0	5.99%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	14	$410,000	$29,286	$0	8.88%
Sevierville, TN (FHA\|USDA\|VA)	8	$400,000	$50,000	$0	8.03%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	6	$390,000	$65,000	$3,931	6.70%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	6	$380,000	$63,333	$0	8.74%
BRUNSWICK, GA (FHA\|USDA\|VA)	3	$375,000	$125,000	$4,276	5.75%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	6.16%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	7	$365,000	$52,143	$0	8.86%
Bellefontaine, OH (FHA\|USDA\|VA)	7	$365,000	$52,143	$0	6.89%
WICHITA, KS (FHA\|USDA\|VA)	19	$355,000	$18,684	$0	9.21%
OCALA, FL (FHA\|USDA\|VA)	4	$350,000	$87,500	$2,976	6.63%
NAPA, CA (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	6.37%
Cadillac, MI (FHA\|USDA\|VA)	10	$330,000	$33,000	$0	8.99%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	8	$330,000	$41,250	$0	8.15%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	4	$330,000	$82,500	$949	7.31%
MODESTO, CA (FHA\|USDA\|VA)	6	$330,000	$55,000	$0	6.91%
SALEM, OR (FHA\|USDA\|VA)	4	$330,000	$82,500	$2,843	6.87%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	10	$320,000	$32,000	$0	9.30%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	14	$320,000	$22,857	$0	9.25%
HAMMOND, LA (FHA\|USDA\|VA)	5	$315,000	$63,000	$1,835	7.75%
COLUMBIA, SC (FHA\|USDA\|VA)	2	$290,000	$145,000	$2,269	5.99%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	5	$285,000	$57,000	$0	7.05%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	3	$285,000	$95,000	$2,402	6.25%
ALEXANDRIA, LA (FHA\|USDA\|VA)	5	$265,000	$53,000	$1,794	6.70%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	4	$260,000	$65,000	$0	6.75%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	2	$260,000	$130,000	$3,352	6.37%
PINE BLUFF, AR (FHA\|USDA\|VA)	3	$255,000	$85,000	$6,749	6.50%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	9	$255,000	$28,333	$0	9.20%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	6.42%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	4	$230,000	$57,500	$0	8.87%
BATTLE CREEK, MI (FHA\|USDA\|VA)	7	$225,000	$32,143	$0	8.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	4	$220,000	$55,000	$0	8.62%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	6.38%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	4	$210,000	$52,500	$0	7.00%
Douglas, GA (FHA\|USDA\|VA)	4	$210,000	$52,500	$1,958	6.50%
Jesup, GA (FHA\|USDA\|VA)	2	$210,000	$105,000	$2,062	6.00%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	4	$210,000	$52,500	$0	7.65%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	5	$205,000	$41,000	$0	7.88%
LaGrange, GA-AL (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.75%
Palatka, FL (FHA\|USDA\|VA)	2	$200,000	$100,000	$1,074	6.50%
SHEBOYGAN, WI (FHA\|USDA\|VA)	6	$200,000	$33,333	$0	10.50%
Show Low, AZ (FHA\|USDA\|VA)	2	$200,000	$100,000	$5,428	6.50%
LANCASTER, PA (FHA\|USDA\|VA)	4	$200,000	$50,000	$0	8.18%
Brookings, OR (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	6.37%
DUBUQUE, IA (FHA\|USDA\|VA)	5	$195,000	$39,000	$0	7.70%
THE VILLAGES, FL (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	7.00%
TUSCALOOSA, AL (FHA\|USDA\|VA)	2	$190,000	$95,000	$3,155	6.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	5.99%
PANAMA CITY, FL (FHA\|USDA\|VA)	3	$185,000	$61,667	$2,764	5.92%
TOPEKA, KS (FHA\|USDA\|VA)	7	$185,000	$26,429	$3,316	8.86%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	3	$185,000	$61,667	$0	5.99%
Cornelia, GA (FHA\|USDA\|VA)	1	$185,000	$185,000	$1,483	5.99%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	6.12%
TALLAHASSEE, FL (FHA\|USDA\|VA)	2	$180,000	$90,000	$3,995	6.25%
MUNCIE, IN (FHA\|USDA\|VA)	4	$180,000	$45,000	$0	7.25%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	5	$175,000	$35,000	$0	7.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	7	$175,000	$25,000	$0	9.57%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,507	7.00%
Roseburg, OR (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	6.24%
Dayton, TN (FHA\|USDA\|VA)	2	$170,000	$85,000	$1,063	5.99%
EL PASO, TX (FHA\|USDA\|VA)	4	$170,000	$42,500	$0	7.90%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	6	$170,000	$28,333	$0	10.30%
ABILENE, TX (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	7.63%
ODESSA, TX (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	7.50%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	5	$165,000	$33,000	$0	6.40%
Brownwood, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.25%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,906	5.49%
WARNER ROBINS, GA (FHA\|USDA\|VA)	2	$160,000	$80,000	$3,514	6.63%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	8.11%
BEND, OR (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	6.75%
Huntsville, TX (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	8.15%
Dublin, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,194	5.49%
COLUMBUS, OH (FHA\|USDA\|VA)	5	$155,000	$31,000	$0	7.85%
Tahlequah, OK (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	7.00%
Albertville, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,715	6.50%
DOTHAN, AL (FHA\|USDA\|VA)	2	$150,000	$75,000	$1,564	6.88%
Forrest City, AR (FHA\|USDA\|VA)	2	$150,000	$75,000	$1,895	7.63%
Wooster, OH (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	6.75%
FLORENCE, SC (FHA\|USDA\|VA)	2	$140,000	$70,000	$2,478	6.38%
TYLER, TX (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	7.00%
GLENS FALLS, NY (FHA\|USDA\|VA)	6	$140,000	$23,333	$0	8.83%
St. Marys, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,419	5.49%
Paris, TN (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,600	6.50%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,057	5.99%
Glenwood Springs, CO (FHA\|USDA\|VA)	9	$135,000	$15,000	$0	9.33%
MANHATTAN, KS (FHA\|USDA\|VA)	9	$135,000	$15,000	$0	9.33%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,536	5.99%
Bonham, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.25%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	2	$130,000	$65,000	$2,512	9.50%
LONGVIEW, TX (FHA\|USDA\|VA)	2	$130,000	$65,000	$1,188	7.00%
El Dorado, AR (FHA\|USDA\|VA)	2	$130,000	$65,000	$1,064	7.13%
Las Vegas, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.00%
Bogalusa, LA (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,092	7.00%
Cedartown, GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,922	5.99%
CHEYENNE, WY (FHA\|USDA\|VA)	3	$125,000	$41,667	$0	8.83%
Laurel, MS (FHA\|USDA\|VA)	3	$125,000	$41,667	$2,737	6.58%
Ruidoso, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,317	5.99%
Arcadia, FL (FHA\|USDA\|VA)	2	$120,000	$60,000	$1,074	7.24%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	6.75%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	6.88%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	6.63%
Picayune, MS (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	7.87%
Coos Bay, OR (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	7.50%
CORVALLIS, OR (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	6.25%
Natchitoches, LA (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	7.25%
Oxford, MS (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,316	5.75%
Marshall, MO (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,561	6.25%
Seneca, SC (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.63%
REDDING, CA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.13%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.00%
Tupelo, MS (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.13%
Russellville, AR (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	7.38%
ERIE, PA (FHA\|USDA\|VA)	4	$110,000	$27,500	$0	8.99%
GADSDEN, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,412	6.25%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,571	6.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,041	8.75%
LAWTON, OK (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.00%
ALTOONA, PA (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	8.63%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,073	6.50%
Sayre, PA (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	7.00%
Ruston, LA (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	6.75%
Weatherford, OK (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	6.75%
KANKAKEE, IL (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	8.99%
Duncan, OK (FHA\|USDA\|VA)	1	$95,000	$95,000	$1,111	5.99%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.99%
VICTORIA, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.00%
LAWRENCE, KS (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	9.00%
Portsmouth, OH (FHA\|USDA\|VA)	1	$95,000	$95,000	$1,186	6.25%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	8.38%
Georgetown, SC (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	6.63%
DeRidder, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,279	6.50%
Waycross, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.25%
Kinston, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.50%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$1,351	6.25%
Opelousas, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	7.00%
Lake City, FL (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	6.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	8.50%
Athens, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$3,790	6.00%
Fort Polk South, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.25%
Somerset, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.25%
Enterprise, AL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.50%
Minden, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.00%
Grants, NM (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	9.50%
READING, PA (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	7.25%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	8.49%
Ludington, MI (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	8.99%
SPRINGFIELD, OH (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	7.00%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	7.13%
SPRINGFIELD, IL (FHA\|USDA\|VA)	3	$65,000	$21,667	$0	9.00%
Thomaston, GA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.25%
Orangeburg, SC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.00%
Palestine, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$1,196	5.99%
Jasper, AL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.75%
HINESVILLE, GA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.00%
GREENVILLE, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.25%
ASHEVILLE, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.00%
Milledgeville, GA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.25%
Athens, OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.75%
Shawnee, OK (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.25%
STOCKTON, CA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.00%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	7.25%
RICHMOND, VA (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	8.49%
Jennings, LA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.75%
MIDLAND, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.00%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.75%
SANTA FE, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.50%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.50%
Starkville, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.75%
Winfield, KS (FHA\|USDA\|VA)	1	$55,000	$55,000	$3,320	7.00%
McComb, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.00%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.90%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.99%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.75%
Muskogee, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.25%
Martin, TN (FHA\|USDA\|VA)	1	$55,000	$55,000	$1,062	7.25%
Malvern, AR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.75%
Madisonville, KY (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	11.35%
Natchez, MS-LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.00%
JACKSON, MS (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.75%
Lufkin, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.00%
Camden, AR (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.99%
MOBILE, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	6.25%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	9.95%
BOULDER, CO (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	10.00%
Morgan City, LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.25%
Sault Ste. Marie, MI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.50%
Statesboro, GA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.00%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.25%
CHICO, CA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	5.99%
KINGSTON, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	9.00%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	9.25%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.25%
Ada, OK (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.50%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.25%
JOHNSTOWN, PA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.25%
Jacksonville, IL (FHA\|USDA\|VA)	3	$45,000	$15,000	$0	9.00%
DECATUR, IL (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	10.80%
SAGINAW, MI (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	7.25%
Hobbs, NM (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.00%
Los Alamos, NM (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.90%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.00%
Batesville, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.75%
Uvalde, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.25%
Roanoke Rapids, NC (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.75%
Hope, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.25%
DALTON, GA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	6.25%
MONROE, LA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	7.25%
SYRACUSE, NY (FHA\|USDA\|VA)	2	$30,000	$15,000	$0	9.50%
UTICA-ROME, NY (FHA\|USDA\|VA)	2	$30,000	$15,000	$0	9.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.25%
Kerrville, TX (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.25%
Klamath Falls, OR (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	6.75%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.00%
Emporia, KS (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	10.30%
Sulphur Springs, TX (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	5.99%
Urbana, OH (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	9.60%
BOISE CITY, ID (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	10.75%
Gillette, WY (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	10.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	10.30%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	9.00%
DULUTH, MN-WI (FHA\|USDA\|VA)	2	$10,000	$5,000	$0	7.80%

Triad Financial Services's top markets include Detroit, Grand Rapids, Austin, Orlando, and San Antonio among others.

Their top states include:

Michigan (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

California (FHA|USDA|VA)

Georgia (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	4,600	$204,080,000	$44,365	$2,694	8.44%

For 2018, Triad Financial Services's most frequently originated type of loan was Conventional, with 4,600 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	4,598	$203,960,000	$44,358	$2,694	8.44%
Refi	2	$120,000	$60,000	$0	6.12%

For 2018, Triad Financial Services's most frequently cited loan purpose was Home Purchase, with 4,598 originations. The 2nd most popular reason was Refi, with 2 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
20 Year	2,741	$133,285,000	$48,626	$2,711	8.56%
15 Year	793	$21,675,000	$27,333	$3,505	8.65%
Other	761	$41,535,000	$54,580	$2,638	7.84%
10 Year	275	$7,275,000	$26,455	$3,987	8.36%
5 Year	26	$290,000	$11,154	$0	8.69%
3 Year	4	$20,000	$5,000	$0	6.79%

For 2018, Triad Financial Services's most frequently cited loan duration was 20 Year, with 2,741 originations. The 2nd most popular length was 15 Year, with 793 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	95	$9,955,000	$104,789
$3k-4k	18	$2,220,000	$123,333
$2k-3k	15	$1,405,000	$93,667
$1k-2k	7	$475,000	$67,857
$4k-5k	3	$535,000	$178,333
$5k+	1	$245,000	$245,000

Triad Financial Services's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 95 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
Over 8%	2,872	$108,000,000	$37,604
7-8%	1,028	$43,980,000	$42,782
6-7%	468	$31,500,000	$67,308
5-6%	227	$20,485,000	$90,242
4-5%	5	$115,000	$23,000

During 2018, Triad Financial Services's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 2,872 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	4,417	$178,005,000	$40,300	$2,444	8.52%
$100k-200k	168	$22,560,000	$134,286	$2,820	6.62%
$200k-400k	15	$3,515,000	$234,333	$6,124	6.35%

2018 saw Triad Financial Services place emphasis on $100,000 or less loans with 4,417 originations, totaling $178,005,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	2,185	$76,605,000	$35,059	$2,777	8.53%
$50k-75k	1,681	$78,335,000	$46,600	$2,504	8.49%
$75k-100k	482	$28,010,000	$58,112	$2,816	8.26%
$100k-150k	207	$17,145,000	$82,826	$2,902	7.78%
$150k-250k	40	$3,420,000	$85,500	$2,148	7.57%
$250k+	5	$565,000	$113,000	$0	6.69%

Triad Financial Services lent most frequently to those with incomes in the $50k or less range, with 2,185 originations. The second most popular income band? $50k-75k, with 1,681 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	1,339	$56,855,000	$42,461	$2,473	8.52%
30-36%	1,240	$55,460,000	$44,726	$2,737	8.52%
<20%	349	$13,905,000	$39,842	$2,700	8.29%
42%	244	$10,120,000	$41,475	$2,560	8.39%
40%	225	$11,365,000	$50,511	$3,457	8.29%
39%	221	$10,805,000	$48,891	$2,826	8.48%
37%	214	$10,520,000	$49,159	$2,750	8.39%
38%	203	$8,505,000	$41,897	$2,899	8.54%
41%	203	$9,755,000	$48,054	$4,042	8.43%
36%	180	$8,880,000	$49,333	$2,895	8.47%
43%	53	$2,005,000	$37,830	$0	8.10%
44%	32	$1,520,000	$47,500	$2,106	7.78%
45%	25	$1,365,000	$54,600	$986	7.25%
46%	22	$910,000	$41,364	$0	7.96%
47%	19	$765,000	$40,263	$0	7.76%
48%	14	$630,000	$45,000	$0	7.75%
49%	14	$470,000	$33,571	$0	7.78%
50-60%	3	$245,000	$81,667	$0	6.25%

Triad Financial Services lent most frequently to those with DTI ratios of 20-30%, with 1,339 originations. The next most common DTI ratio? 30-36%, with 1,240 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	3,177	$142,555,000	$44,871	$2,713	8.38%
Not provided	846	$37,190,000	$43,960	$2,358	8.60%
Black	433	$16,775,000	$38,741	$3,220	8.70%
American Indian	75	$3,365,000	$44,867	$989	8.19%
Asian	45	$3,065,000	$68,111	$0	7.88%
Native Hawaiian or Islander	12	$440,000	$36,667	$0	8.70%
Other Asian	7	$385,000	$55,000	$0	8.18%
Filipino	2	$120,000	$60,000	$0	8.00%
Other Pacific Islander	1	$85,000	$85,000	$0	7.25%
Guamanian	1	$55,000	$55,000	$0	10.20%
Asian Indian	1	$45,000	$45,000	$0	10.00%

Approval Rates

Total approvals of all applications
24.13%

Triad Financial Services has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
2.87%

Triad Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	203	$10,095,000	$49,729
1047.0	1	$15,000	$15,000
1076.0	1	$25,000	$25,000
1110.0	1	$25,000	$25,000
1159.0	1	$25,000	$25,000
1185.0	1	$25,000	$25,000
1196.0	1	$25,000	$25,000
1200.0	2	$110,000	$55,000
1217.39	1	$25,000	$25,000
1276.37	1	$25,000	$25,000
1291.19	1	$65,000	$65,000
1300.0	1	$35,000	$35,000
1309.0	1	$65,000	$65,000
1310.0	1	$25,000	$25,000
1426.42	1	$65,000	$65,000
1442.53	1	$145,000	$145,000
1500.0	2	$120,000	$60,000
1543.0	1	$35,000	$35,000
1619.12	1	$85,000	$85,000
1621.87	1	$45,000	$45,000
1626.79	1	$45,000	$45,000
1630.86	1	$45,000	$45,000
1640.0	1	$35,000	$35,000
1710.0	1	$45,000	$45,000
1710.95	1	$45,000	$45,000
1711.11	1	$45,000	$45,000
1729.33	1	$45,000	$45,000
1749.0	1	$45,000	$45,000
1768.21	1	$45,000	$45,000
1808.0	1	$35,000	$35,000
1820.0	1	$45,000	$45,000
1825.0	1	$45,000	$45,000
1829.33	1	$55,000	$55,000
1849.0	1	$105,000	$105,000
1872.0	1	$45,000	$45,000
1899.0	1	$55,000	$55,000
1900.0	1	$45,000	$45,000
1920.0	1	$55,000	$55,000
1934.23	1	$55,000	$55,000
1939.0	1	$55,000	$55,000
1939.81	1	$55,000	$55,000
1942.0	1	$55,000	$55,000
1942.72	1	$55,000	$55,000
1943.08	1	$55,000	$55,000
1945.53	1	$55,000	$55,000
1981.0	1	$45,000	$45,000
1985.0	1	$45,000	$45,000
1999.0	1	$45,000	$45,000
2024.9	1	$65,000	$65,000
2035.0	1	$45,000	$45,000
2040.82	1	$65,000	$65,000
2054.16	1	$65,000	$65,000
2059.0	1	$45,000	$45,000
2076.0	1	$45,000	$45,000
2078.0	1	$45,000	$45,000
2107.82	1	$65,000	$65,000
2110.0	1	$45,000	$45,000
2119.0	1	$65,000	$65,000
2137.55	1	$65,000	$65,000
2150.0	1	$55,000	$55,000
2165.34	1	$105,000	$105,000
2170.0	1	$45,000	$45,000
2184.5	1	$65,000	$65,000
2199.0	2	$130,000	$65,000
2203.0	1	$45,000	$45,000
2224.0	1	$75,000	$75,000
2225.0	1	$55,000	$55,000
2228.0	1	$45,000	$45,000
2229.0	1	$45,000	$45,000
2233.5	1	$75,000	$75,000
2239.0	2	$150,000	$75,000
2252.0	1	$55,000	$55,000
2279.0	1	$55,000	$55,000
2298.0	1	$45,000	$45,000
2299.0	1	$65,000	$65,000
2302.92	1	$75,000	$75,000
2317.1	1	$75,000	$75,000
2319.0	2	$130,000	$65,000
2323.34	1	$75,000	$75,000
2329.0	1	$75,000	$75,000
2340.0	1	$55,000	$55,000
2357.55	1	$85,000	$85,000
2360.95	1	$75,000	$75,000
2397.0	1	$75,000	$75,000
2399.0	1	$85,000	$85,000
2408.75	1	$165,000	$165,000
2409.0	1	$75,000	$75,000
2417.2	1	$85,000	$85,000
2423.0	1	$55,000	$55,000
2429.0	1	$55,000	$55,000
244.0	1	$5,000	$5,000
2440.76	1	$85,000	$85,000
2454.0	1	$55,000	$55,000
2466.63	1	$85,000	$85,000
2500.0	1	$55,000	$55,000
2510.0	1	$55,000	$55,000
2523.0	1	$75,000	$75,000
2526.92	1	$55,000	$55,000
2543.42	1	$85,000	$85,000
2557.9	1	$65,000	$65,000
2566.0	1	$85,000	$85,000
2618.0	1	$55,000	$55,000
2620.86	1	$65,000	$65,000
265.0	2	$10,000	$5,000
2653.03	1	$95,000	$95,000
2656.51	1	$95,000	$95,000
2667.0	1	$75,000	$75,000
269.15	2	$10,000	$5,000
2699.0	2	$190,000	$95,000
2700.0	1	$55,000	$55,000
2713.79	1	$95,000	$95,000
2717.0	1	$55,000	$55,000
2719.0	1	$95,000	$95,000
2726.54	1	$135,000	$135,000
2730.73	1	$65,000	$65,000
2739.0	1	$95,000	$95,000
2743.0	1	$95,000	$95,000
2762.0	1	$65,000	$65,000
276.65	1	$5,000	$5,000
2770.71	1	$95,000	$95,000
2780.0	1	$65,000	$65,000
2783.0	1	$95,000	$95,000
2786.42	1	$55,000	$55,000
2798.0	6	$440,000	$73,333
2799.0	1	$105,000	$105,000
2800.0	1	$95,000	$95,000
2819.23	1	$105,000	$105,000
2846.74	1	$75,000	$75,000
2848.83	1	$105,000	$105,000
2850.0	1	$65,000	$65,000
2854.59	1	$105,000	$105,000
2860.21	1	$105,000	$105,000
2878.0	1	$65,000	$65,000
2879.0	1	$105,000	$105,000
288.2	1	$5,000	$5,000
288.7	1	$5,000	$5,000
2889.0	1	$85,000	$85,000
289.15	1	$5,000	$5,000
2949.0	1	$65,000	$65,000
2989.14	1	$105,000	$105,000
2995.0	1	$105,000	$105,000
2999.0	1	$65,000	$65,000
3000.0	8	$560,000	$70,000
3007.93	1	$145,000	$145,000
3022.0	1	$65,000	$65,000
3038.51	1	$115,000	$115,000
3055.0	1	$65,000	$65,000
3094.0	2	$180,000	$90,000
3100.0	2	$180,000	$90,000
3105.37	1	$75,000	$75,000
3119.0	1	$115,000	$115,000
3129.44	1	$75,000	$75,000
3145.0	1	$95,000	$95,000
3146.0	1	$85,000	$85,000
3151.0	2	$170,000	$85,000
3155.0	14	$1,190,000	$85,000
3158.0	1	$105,000	$105,000
3160.0	1	$105,000	$105,000
3229.0	1	$125,000	$125,000
325.0	1	$5,000	$5,000
3299.0	2	$250,000	$125,000
3317.2	1	$125,000	$125,000
331.82	1	$15,000	$15,000
332.5	1	$15,000	$15,000
3359.0	1	$125,000	$125,000
344.15	1	$5,000	$5,000
3459.0	1	$135,000	$135,000
3470.0	1	$125,000	$125,000
3478.0	1	$125,000	$125,000
3481.19	1	$85,000	$85,000
348.25	1	$15,000	$15,000
3483.41	1	$135,000	$135,000
3500.0	1	$125,000	$125,000
3587.2	1	$135,000	$135,000
3589.0	1	$135,000	$135,000
3679.0	1	$145,000	$145,000
3695.0	1	$125,000	$125,000
370.0	1	$45,000	$45,000
3707.52	1	$145,000	$145,000
3765.0	1	$125,000	$125,000
3769.35	1	$145,000	$145,000
3799.0	1	$155,000	$155,000
3807.0	1	$155,000	$155,000
385.0	1	$5,000	$5,000
3859.0	1	$155,000	$155,000
388.75	1	$15,000	$15,000
389.0	1	$5,000	$5,000
3893.0	1	$155,000	$155,000
390.0	1	$5,000	$5,000
394.45	1	$15,000	$15,000
400.0	4	$70,000	$17,500
404.0	1	$5,000	$5,000
412.0	1	$5,000	$5,000
4129.0	1	$165,000	$165,000
4187.26	1	$165,000	$165,000
4192.99	1	$165,000	$165,000
4239.0	1	$145,000	$145,000
4279.0	1	$175,000	$175,000
430.0	1	$5,000	$5,000
4319.0	1	$175,000	$175,000
432.37	1	$15,000	$15,000
433.2	1	$15,000	$15,000
4409.0	1	$185,000	$185,000
4415.0	1	$155,000	$155,000
443.0	1	$15,000	$15,000
445.0	1	$15,000	$15,000
447.0	1	$5,000	$5,000
450.0	1	$15,000	$15,000
450.7	1	$15,000	$15,000
4581.5	1	$185,000	$185,000
460.0	1	$5,000	$5,000
461.0	1	$15,000	$15,000
465.0	1	$5,000	$5,000
4679.0	2	$360,000	$180,000
471.0	1	$5,000	$5,000
4779.0	1	$195,000	$195,000
4799.0	1	$215,000	$215,000
482.0	1	$5,000	$5,000
4943.0	1	$205,000	$205,000
501.0	1	$5,000	$5,000
5099.0	1	$175,000	$175,000
5121.5	1	$215,000	$215,000
5182.0	1	$175,000	$175,000
524.86	1	$5,000	$5,000
540.0	1	$5,000	$5,000
547.62	1	$15,000	$15,000
550.0	1	$25,000	$25,000
551.12	1	$15,000	$15,000
5519.0	1	$235,000	$235,000
553.0	2	$30,000	$15,000
5543.23	1	$235,000	$235,000
556.82	1	$15,000	$15,000
558.7	1	$15,000	$15,000
560.2	1	$15,000	$15,000
567.0	1	$5,000	$5,000
570.0	1	$5,000	$5,000
573.0	1	$5,000	$5,000
574.0	1	$55,000	$55,000
575.0	1	$5,000	$5,000
578.0	1	$5,000	$5,000
5929.0	1	$255,000	$255,000
5959.0	1	$255,000	$255,000
599.0	133	$3,975,000	$29,887
600.0	1	$15,000	$15,000
6004.0	1	$205,000	$205,000
604.0	2	$10,000	$5,000
6069.0	1	$265,000	$265,000
612.0	2	$10,000	$5,000
619.0	1	$5,000	$5,000
623.0	1	$5,000	$5,000
624.8	1	$5,000	$5,000
627.0	1	$5,000	$5,000
644.0	1	$5,000	$5,000
649.0	2	$20,000	$10,000
6529.0	1	$285,000	$285,000
6579.0	1	$285,000	$285,000
659.0	1	$35,000	$35,000
665.0	1	$5,000	$5,000
680.0	1	$15,000	$15,000
684.0	1	$5,000	$5,000
685.0	1	$15,000	$15,000
690.0	1	$15,000	$15,000
697.0	1	$15,000	$15,000
699.0	452	$17,790,000	$39,358
709.7	1	$15,000	$15,000
712.0	1	$15,000	$15,000
719.0	1	$15,000	$15,000
720.0	2	$30,000	$15,000
725.0	1	$5,000	$5,000
726.0	1	$15,000	$15,000
727.0	1	$15,000	$15,000
729.67	1	$15,000	$15,000
732.0	1	$5,000	$5,000
739.0	1	$45,000	$45,000
749.0	3,098	$121,170,000	$39,112
757.95	1	$35,000	$35,000
799.0	227	$13,515,000	$59,537
800.0	1	$15,000	$15,000
815.79	1	$35,000	$35,000
830.0	1	$15,000	$15,000
849.0	2	$40,000	$20,000
899.0	21	$625,000	$29,762
900.0	1	$25,000	$25,000
983.86	1	$35,000	$35,000
NA	141	$14,905,000	$105,709

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	4,600	$204,080,000	$44,365

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	9	$585,000	$65,000	$3,680	5.99%
40-60%	41	$2,745,000	$66,951	$2,549	6.21%
60-80%	150	$11,000,000	$73,333	$3,645	6.46%
80-100%	303	$22,715,000	$74,967	$3,985	6.98%
Over 100%	112	$12,940,000	$115,536	$2,452	6.32%
Under 20%	2	$100,000	$50,000	$0	6.00%

Complaints

Bank Name	Product	Issue	2018 CPFB Complaints	% of Total Issues
TRIAD FINANCIAL SERVICES, INC.	Home equity loan or line of credit (HELOC)	Closing on a mortgage	1	100.0%