Hometown Equity Mortgage Rates, Fees & Info

Clayton, MO

LEI: 549300RA3E0BUFO7YZ21

Tax ID: 43-1937428

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Hometown Equity Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Hometown Equity Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, Riverside, Miami, and San Diego among others. We have data for 312 markets. (Some data included below & more in-depth data is available with an active subscription.)

Hometown Equity Mortgage has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Equity Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.28% 11/17/24
30 Year Conventional Refi 7.48% 11/17/24
30 Year Cash-out Refi 7.84% 11/17/24
30 Year FHA Purchase 7.72% 11/17/24
30 Year FHA Refi 7.10% 11/17/24
30 Year VA Purchase 6.40% 11/17/24
30 Year VA Refi 5.96% 11/17/24
30 Year USDA Purchase 6.81% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Purchase 6.25% 11/17/24
15 Year Conventional Refi 6.15% 11/17/24
15 Year Cash-out Refi 6.15% 11/17/24
15 Year FHA Purchase 7.21% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Hometown Equity Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Hometown Equity Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,476

Origination Dollar Volume (All Markets)

$1,676,680,000

Awards

Hometown Equity Mortgage VA Loans bronze Hometown Equity Mortgage USDA Loans gold Hometown Equity Mortgage FHA Loans gold Hometown Equity Mortgage USDA Loans silver
Show all (4) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 401 $236,915,000 $590,810 $15,554 5.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 373 $216,105,000 $579,370 $10,028 6.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 489 $193,045,000 $394,775 $12,506 5.35%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 237 $109,485,000 $461,962 $13,843 6.72%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 64 $50,760,000 $793,125 $15,677 6.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 152 $41,380,000 $272,237 $9,087 6.73%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 127 $37,345,000 $294,055 $11,333 6.57%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 49 $35,895,000 $732,551 $15,594 6.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 90 $30,470,000 $338,556 $12,818 6.91%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 104 $28,360,000 $272,692 $10,033 7.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 52 $23,330,000 $448,654 $13,982 5.89%
Outside of Metro Areas 87 $21,575,000 $247,989 $5,778 6.56%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 89 $21,325,000 $239,607 $9,534 6.75%
Sevierville, TN (FHA|USDA|VA) 32 $20,450,000 $639,063 $0 6.84%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 72 $17,750,000 $246,528 $8,550 7.08%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 16 $17,070,000 $1,066,875 $15,497 5.81%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 45 $16,625,000 $369,444 $10,376 6.90%
PORT ST. LUCIE, FL (FHA|USDA|VA) 30 $16,420,000 $547,333 $15,062 6.41%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 64 $15,790,000 $246,719 $7,225 7.15%
BAKERSFIELD, CA (FHA|USDA|VA) 64 $14,630,000 $228,594 $9,690 5.72%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 30 $14,100,000 $470,000 $12,899 6.44%
VALLEJO, CA (FHA|USDA|VA) 28 $13,600,000 $485,714 $13,717 4.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 36 $12,090,000 $335,833 $11,778 6.87%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $11,855,000 $439,074 $5,605 7.29%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 23 $11,715,000 $509,348 $15,612 5.91%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $11,680,000 $648,889 $0 7.12%
JACKSONVILLE, FL (FHA|USDA|VA) 52 $10,750,000 $206,731 $9,395 6.48%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 42 $10,660,000 $253,810 $9,232 6.19%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 45 $10,245,000 $227,667 $10,271 5.80%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 28 $9,740,000 $347,857 $14,263 7.08%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 52 $9,470,000 $182,115 $6,716 7.48%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $9,355,000 $719,615 $20,391 5.25%
BATON ROUGE, LA (FHA|USDA|VA) 50 $9,350,000 $187,000 $8,435 5.05%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 27 $8,995,000 $333,148 $0 6.89%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $8,840,000 $221,000 $5,884 6.40%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $8,570,000 $1,428,333 $0 8.19%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,330,000 $297,500 $9,609 7.11%
STOCKTON, CA (FHA|USDA|VA) 24 $7,750,000 $322,917 $11,949 5.95%
Key West, FL (FHA|USDA|VA) 7 $7,235,000 $1,033,571 $0 6.69%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $7,050,000 $705,000 $0 7.51%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 25 $6,955,000 $278,200 $10,072 8.28%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 21 $6,665,000 $317,381 $14,691 5.93%
FRESNO, CA (FHA|USDA|VA) 18 $6,370,000 $353,889 $12,214 5.93%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $6,270,000 $223,929 $9,659 6.95%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 34 $6,070,000 $178,529 $6,813 7.31%
PANAMA CITY, FL (FHA|USDA|VA) 13 $6,045,000 $465,000 $11,778 6.81%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 22 $5,770,000 $262,273 $6,510 6.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 26 $5,660,000 $217,692 $5,395 7.54%
SALINAS, CA (FHA|USDA|VA) 10 $5,650,000 $565,000 $19,832 5.31%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 15 $5,415,000 $361,000 $14,711 7.37%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 27 $5,365,000 $198,704 $8,822 6.08%
VISALIA, CA (FHA|USDA|VA) 21 $5,345,000 $254,524 $10,103 5.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 14 $5,160,000 $368,571 $6,934 7.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $5,095,000 $566,111 $23,572 7.60%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 16 $5,090,000 $318,125 $11,834 6.32%
ASHEVILLE, NC (FHA|USDA|VA) 14 $4,820,000 $344,286 $9,009 6.46%
OCALA, FL (FHA|USDA|VA) 22 $4,640,000 $210,909 $8,739 7.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $4,385,000 $208,810 $10,374 6.98%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $4,280,000 $713,333 $23,733 5.38%
MERCED, CA (FHA|USDA|VA) 17 $3,925,000 $230,882 $9,013 5.23%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $3,855,000 $154,200 $8,535 5.60%
Kapaa, HI (FHA|USDA|VA) 4 $3,830,000 $957,500 $0 5.44%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $3,750,000 $267,857 $0 7.63%
MODESTO, CA (FHA|USDA|VA) 11 $3,625,000 $329,545 $9,500 4.60%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $3,520,000 $195,556 $3,826 7.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $3,295,000 $470,714 $0 7.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $3,225,000 $215,000 $8,710 7.78%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 14 $3,220,000 $230,000 $9,037 5.91%
FAYETTEVILLE, NC (FHA|USDA|VA) 32 $3,210,000 $100,313 $5,392 6.22%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $3,070,000 $767,500 $0 7.59%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $3,050,000 $305,000 $0 8.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $2,975,000 $330,556 $0 6.11%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $2,875,000 $410,714 $8,000 5.02%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,825,000 $403,571 $6,146 5.91%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $2,785,000 $309,444 $0 8.03%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,705,000 $541,000 $0 6.57%
WACO, TX (FHA|USDA|VA) 10 $2,700,000 $270,000 $7,848 4.52%
TUCSON, AZ (FHA|USDA|VA) 15 $2,655,000 $177,000 $6,032 6.17%
MADERA, CA (FHA|USDA|VA) 5 $2,625,000 $525,000 $16,034 5.95%
PROVO-OREM, UT (FHA|USDA|VA) 5 $2,605,000 $521,000 $8,890 4.93%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $2,560,000 $640,000 $0 8.44%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 13 $2,535,000 $195,000 $0 6.39%
RICHMOND, VA (FHA|USDA|VA) 11 $2,535,000 $230,455 $12,545 7.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,520,000 $420,000 $9,608 6.15%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 16 $2,420,000 $151,250 $6,776 7.90%
COLUMBUS, OH (FHA|USDA|VA) 12 $2,370,000 $197,500 $7,868 5.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 8 $2,360,000 $295,000 $11,467 6.05%
KANSAS CITY, MO-KS (FHA|USDA|VA) 15 $2,275,000 $151,667 $3,110 7.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $2,190,000 $547,500 $5,494 6.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $2,160,000 $360,000 $14,131 5.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,140,000 $178,333 $6,274 6.00%
WILMINGTON, NC (FHA|USDA|VA) 5 $2,135,000 $427,000 $0 5.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,080,000 $208,000 $0 6.83%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 11 $1,905,000 $173,182 $0 6.85%
LOUISVILLE, KY (FHA|USDA|VA) 8 $1,860,000 $232,500 $4,709 6.47%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,805,000 $200,556 $9,388 7.26%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $0 8.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $1,730,000 $865,000 $0 5.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $1,715,000 $155,909 $5,003 5.85%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $1,715,000 $155,909 $8,105 6.52%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,640,000 $273,333 $9,318 5.94%
Hailey, ID (FHA|USDA|VA) 3 $1,625,000 $541,667 $0 6.71%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,615,000 $538,333 $0 6.46%
Hilo, HI (FHA|USDA|VA) 3 $1,595,000 $531,667 $0 6.96%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,585,000 $317,000 $14,301 5.35%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,450,000 $181,250 $7,500 6.30%
Boone, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $0 7.38%
JACKSON, MS (FHA|USDA|VA) 6 $1,430,000 $238,333 $10,027 7.60%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $1,420,000 $142,000 $7,882 7.39%
Clewiston, FL (FHA|USDA|VA) 3 $1,395,000 $465,000 $0 7.62%
COLUMBIA, SC (FHA|USDA|VA) 10 $1,390,000 $139,000 $5,912 6.61%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,385,000 $461,667 $0 9.12%
PITTSBURGH, PA (FHA|USDA|VA) 11 $1,355,000 $123,182 $5,060 5.76%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,330,000 $332,500 $0 7.78%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,315,000 $263,000 $11,435 7.12%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,300,000 $130,000 $6,972 6.45%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,295,000 $143,889 $8,368 5.97%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,290,000 $215,000 $0 8.04%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,270,000 $158,750 $0 6.93%
BOULDER, CO (FHA|USDA|VA) 2 $1,220,000 $610,000 $16,298 5.13%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $0 6.50%
Bozeman, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $14,090 7.42%
Forest City, NC (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $0 7.50%
EL PASO, TX (FHA|USDA|VA) 5 $1,035,000 $207,000 $14,571 5.93%
TULSA, OK (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,736 5.09%
Laconia, NH (FHA|USDA|VA) 3 $965,000 $321,667 $0 9.08%
RENO, NV (FHA|USDA|VA) 3 $885,000 $295,000 $8,372 8.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $880,000 $220,000 $8,522 7.16%
GAINESVILLE, GA (FHA|USDA|VA) 4 $870,000 $217,500 $0 5.66%
MORRISTOWN, TN (FHA|USDA|VA) 3 $845,000 $281,667 $0 10.33%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $0 6.00%
Georgetown, SC (FHA|USDA|VA) 1 $825,000 $825,000 $0 7.63%
KINGSTON, NY (FHA|USDA|VA) 2 $790,000 $395,000 $0 7.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $785,000 $157,000 $9,786 5.10%
YUBA CITY, CA (FHA|USDA|VA) 3 $775,000 $258,333 $10,366 5.83%
Heber, UT (FHA|USDA|VA) 1 $775,000 $775,000 $0 11.75%
FORT COLLINS, CO (FHA|USDA|VA) 3 $755,000 $251,667 $9,653 7.04%
LANCASTER, PA (FHA|USDA|VA) 3 $755,000 $251,667 $0 5.58%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $750,000 $375,000 $4,312 7.56%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $735,000 $147,000 $0 8.18%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $735,000 $147,000 $6,005 5.35%
GREELEY, CO (FHA|USDA|VA) 4 $710,000 $177,500 $7,379 5.75%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $680,000 $340,000 $18,283 6.50%
Clearlake, CA (FHA|USDA|VA) 3 $675,000 $225,000 $0 7.17%
Orangeburg, SC (FHA|USDA|VA) 5 $675,000 $135,000 $6,240 5.20%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $675,000 $135,000 $640 8.10%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $670,000 $335,000 $0 8.94%
Oneonta, NY (FHA|USDA|VA) 4 $660,000 $165,000 $0 7.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $650,000 $325,000 $18,790 4.44%
SALEM, OR (FHA|USDA|VA) 3 $645,000 $215,000 $4,683 6.12%
HAMMOND, LA (FHA|USDA|VA) 3 $635,000 $211,667 $8,712 4.46%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $630,000 $157,500 $8,324 6.19%
Palatka, FL (FHA|USDA|VA) 3 $615,000 $205,000 $10,862 4.04%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $610,000 $152,500 $7,114 7.59%
Crescent City, CA (FHA|USDA|VA) 2 $570,000 $285,000 $0 5.69%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $550,000 $137,500 $9,110 6.69%
FLINT, MI (FHA|USDA|VA) 1 $545,000 $545,000 $0 7.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $540,000 $270,000 $0 5.50%
Frankfort, KY (FHA|USDA|VA) 2 $530,000 $265,000 $9,054 3.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $530,000 $132,500 $5,584 6.66%
Edwards, CO (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $515,000 $171,667 $8,891 6.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $515,000 $171,667 $13,096 6.67%
PUEBLO, CO (FHA|USDA|VA) 4 $510,000 $127,500 $6,881 7.03%
MONTGOMERY, AL (FHA|USDA|VA) 4 $510,000 $127,500 $3,572 6.06%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $480,000 $120,000 $5,755 7.25%
Okeechobee, FL (FHA|USDA|VA) 2 $480,000 $240,000 $9,282 5.19%
CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $470,000 $78,333 $3,850 6.17%
Cedartown, GA (FHA|USDA|VA) 4 $470,000 $117,500 $7,015 6.66%
Ashtabula, OH (FHA|USDA|VA) 3 $465,000 $155,000 $9,089 5.33%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $450,000 $112,500 $6,265 7.44%
Durango, CO (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.13%
Newport, OR (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.88%
MIDLAND, TX (FHA|USDA|VA) 3 $435,000 $145,000 $8,345 6.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $435,000 $145,000 $5,715 7.92%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $430,000 $215,000 $9,749 4.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $430,000 $215,000 $4,747 4.63%
Branson, MO (FHA|USDA|VA) 1 $425,000 $425,000 $0 6.00%
Cambridge, OH (FHA|USDA|VA) 3 $425,000 $141,667 $7,346 4.92%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $420,000 $210,000 $0 6.88%
BEND, OR (FHA|USDA|VA) 1 $415,000 $415,000 $8,249 3.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.13%
Newport, TN (FHA|USDA|VA) 1 $415,000 $415,000 $0 8.63%
ROCHESTER, MN (FHA|USDA|VA) 2 $410,000 $205,000 $9,301 5.88%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $410,000 $205,000 $0 6.81%
LAFAYETTE, LA (FHA|USDA|VA) 2 $400,000 $200,000 $7,856 4.94%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $390,000 $97,500 $6,045 7.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $385,000 $128,333 $5,574 6.54%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.38%
MOBILE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $8,819 7.81%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $365,000 $365,000 $0 8.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $365,000 $365,000 $0 9.38%
PITTSFIELD, MA (FHA|USDA|VA) 2 $360,000 $180,000 $0 7.25%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,769 5.38%
BURLINGTON, NC (FHA|USDA|VA) 2 $360,000 $180,000 $0 6.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $360,000 $180,000 $6,205 5.81%
Athens, TX (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.75%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $355,000 $118,333 $0 8.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $345,000 $345,000 $9,350 4.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $345,000 $345,000 $0 10.75%
READING, PA (FHA|USDA|VA) 2 $340,000 $170,000 $13,489 6.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.00%
Lumberton, NC (FHA|USDA|VA) 3 $335,000 $111,667 $6,362 5.08%
Sunbury, PA (FHA|USDA|VA) 1 $335,000 $335,000 $17,375 7.75%
MEDFORD, OR (FHA|USDA|VA) 1 $325,000 $325,000 $14,416 3.75%
BOISE CITY, ID (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.38%
Cullman, AL (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.38%
SPARTANBURG, SC (FHA|USDA|VA) 2 $310,000 $155,000 $0 5.19%
ST. GEORGE, UT (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.00%
Sandpoint, ID (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.38%
FORT WAYNE, IN (FHA|USDA|VA) 3 $305,000 $101,667 $0 8.04%
CHICO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $16,811 3.25%
MONROE, LA (FHA|USDA|VA) 1 $295,000 $295,000 $2,999 5.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $290,000 $145,000 $6,615 6.38%
Concord, NH (FHA|USDA|VA) 1 $285,000 $285,000 $0 9.62%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $280,000 $140,000 $8,346 5.38%
JACKSON, TN (FHA|USDA|VA) 1 $275,000 $275,000 $15,544 5.63%
EL CENTRO, CA (FHA|USDA|VA) 1 $265,000 $265,000 $9,006 4.88%
Traverse City, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.75%
Sterling, CO (FHA|USDA|VA) 2 $260,000 $130,000 $6,354 7.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 9.25%
LAS CRUCES, NM (FHA|USDA|VA) 1 $255,000 $255,000 $12,807 5.63%
DOVER, DE (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.75%
Carroll, IA (FHA|USDA|VA) 1 $245,000 $245,000 $8,011 3.63%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.25%
ODESSA, TX (FHA|USDA|VA) 3 $235,000 $78,333 $4,879 6.04%
Bay City, TX (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.50%
ALBANY, GA (FHA|USDA|VA) 2 $230,000 $115,000 $9,536 6.31%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.62%
Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $8,747 4.88%
Shawnee, OK (FHA|USDA|VA) 1 $215,000 $215,000 $10,407 4.13%
Summerville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $215,000 $215,000 $0 9.88%
Plainview, TX (FHA|USDA|VA) 1 $215,000 $215,000 $13,625 7.63%
GAINESVILLE, FL (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.88%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.38%
RACINE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $200,000 $100,000 $7,751 7.25%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.19%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,422 4.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $12,378 5.38%
Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $10,812 4.25%
Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,703 3.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.75%
Cullowhee, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.50%
Norwalk, OH (FHA|USDA|VA) 1 $195,000 $195,000 $9,268 5.63%
Gillette, WY (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.49%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.38%
SUMTER, SC (FHA|USDA|VA) 2 $190,000 $95,000 $5,420 5.25%
BRUNSWICK, GA (FHA|USDA|VA) 2 $190,000 $95,000 $4,188 7.50%
McComb, MS (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.63%
Laramie, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.50%
Corning, NY (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.50%
Fremont, OH (FHA|USDA|VA) 1 $175,000 $175,000 $10,062 5.50%
BILLINGS, MT (FHA|USDA|VA) 2 $170,000 $85,000 $5,442 7.25%
Sanford, NC (FHA|USDA|VA) 2 $170,000 $85,000 $0 9.50%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.69%
ROCKFORD, IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.63%
Los Alamos, NM (FHA|USDA|VA) 1 $165,000 $165,000 $0 10.50%
Red Bluff, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.00%
LAREDO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.88%
Jesup, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.75%
Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.62%
WHEELING, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,591 3.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.75%
DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $8,509 5.25%
Somerset, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.50%
Torrington, CT (FHA|USDA|VA) 1 $155,000 $155,000 $0 10.49%
Whitewater, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.63%
Susanville, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.63%
Del Rio, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.13%
Pahrump, NV (FHA|USDA|VA) 2 $150,000 $75,000 $4,495 5.63%
Rexburg, ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.50%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $10,915 2.38%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,852 3.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $8,374 5.63%
SYRACUSE, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.38%
Danville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $135,000 $135,000 $5,944 6.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.88%
ROME, GA (FHA|USDA|VA) 1 $125,000 $125,000 $7,568 6.13%
Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,003 2.75%
DANVILLE, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.63%
Gloversville, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.25%
AMES, IA (FHA|USDA|VA) 2 $120,000 $60,000 $2,289 5.38%
NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
Chillicothe, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,577 5.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.25%
Wapakoneta, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,027 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,780 5.50%
Salem, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,891 5.63%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Gainesville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.88%
Troy, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.50%
DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.88%
Thomaston, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,960 5.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,555 5.75%
Hometown Equity Mortgage's top markets include Los Angeles, New York, Riverside, Miami, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Hometown Equity Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HENRICO Federal Credit Union
    Similarity Rank: 16
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    SAFEAMERICA CREDIT UNION
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    D.W. BROWN MORTGAGE CORP.
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    El Dorado Savings Bank, F.S.B.
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    DOMINION ENERGY CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,499 $1,357,975,000 $388,104 $7,114 6.79%
    FHA 843 $273,815,000 $324,810 $14,700 5.00%
    VA 74 $33,070,000 $446,892 $12,613 4.56%
    USDA 60 $11,820,000 $197,000 $8,089 4.29%

    For 2022, Hometown Equity Mortgage's most frequently originated type of loan was Conventional, with 3,499 originations. Their 2nd most popular type was FHA, with 843 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,711 $987,115,000 $364,115 $10,763 6.31%
    Cash Out Refi 1,489 $565,965,000 $380,097 $13,356 6.55%
    Refi 276 $123,600,000 $447,826 $9,282 6.13%

    For 2022, Hometown Equity Mortgage's most frequently cited loan purpose was Home Purchase, with 2,711 originations. The 2nd most popular reason was Cash Out Refi, with 1,489 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,144 $1,642,250,000 $396,296 $13,099 6.33%
    10 Year 258 $2,590,000 $10,039 $432 7.14%
    30+ year 51 $25,855,000 $506,961 $0 8.10%
    15 Year 16 $3,980,000 $248,750 $8,144 3.73%
    20 Year 6 $1,760,000 $293,333 $7,439 3.90%
    Other 1 $245,000 $245,000 $3,041 5.25%

    For 2022, Hometown Equity Mortgage's most frequently cited loan duration was 30 Year, with 4,144 originations. The 2nd most popular length was 10 Year, with 258 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,206 $541,340,000 $448,872
    $<1k 398 $44,710,000 $112,337
    $1k-2k 181 $76,545,000 $422,901
    $3k-4k 173 $44,995,000 $260,087
    $4k-5k 130 $36,430,000 $280,231
    $2k-3k 121 $37,515,000 $310,041

    Hometown Equity Mortgage's average total fees were $13,099, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,206 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,024 $352,670,000 $344,404
    Over 8% 940 $324,070,000 $344,755
    4-5% 731 $289,615,000 $396,190
    6-7% 687 $271,055,000 $394,549
    7-8% 618 $250,430,000 $405,227
    3-4% 374 $151,350,000 $404,679
    2.5-3% 92 $34,710,000 $377,283
    <2.5% 10 $2,780,000 $278,000

    During 2022, Hometown Equity Mortgage's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was 5-6%, with 1,024 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,669 $486,365,000 $291,411 $12,351 6.11%
    $100k-200k 908 $137,240,000 $151,145 $8,035 6.75%
    $400k-600k 889 $430,775,000 $484,561 $16,159 6.14%
    $600k-1MM 456 $337,070,000 $739,189 $18,031 6.33%
    $100,000 or less 375 $12,665,000 $33,773 $758 7.14%
    $1MM+ 179 $272,565,000 $1,522,709 $29,099 6.78%

    2022 saw Hometown Equity Mortgage place emphasis on $200k-400k loans with 1,669 originations, totaling $486,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,420 $493,360,000 $347,437 $9,144 6.90%
    $50k-75k 544 $133,250,000 $244,945 $10,400 5.24%
    $75k-100k 431 $129,085,000 $299,501 $11,555 5.52%
    $100k-150k 424 $158,600,000 $374,057 $12,513 5.79%
    $150k-250k 217 $107,415,000 $495,000 $14,643 6.37%
    $250k+ 181 $130,995,000 $723,729 $11,290 7.37%

    Hometown Equity Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,420 originations. The second most popular income band? $50k-75k, with 544 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 382 $120,890,000 $316,466 $13,575 5.40%
    30-36% 210 $71,340,000 $339,714 $10,437 5.30%
    20-30% 170 $60,200,000 $354,118 $7,191 5.94%
    49% 138 $51,000,000 $369,565 $12,821 5.61%
    <20% 122 $52,620,000 $431,311 $6,692 6.88%
    48% 108 $36,830,000 $341,019 $11,350 5.67%
    47% 106 $37,230,000 $351,226 $11,635 5.49%
    44% 106 $34,300,000 $323,585 $11,156 5.57%
    42% 91 $30,005,000 $329,725 $9,778 5.83%
    46% 88 $32,870,000 $373,523 $10,855 5.68%
    41% 87 $30,345,000 $348,793 $12,620 5.89%
    39% 87 $27,405,000 $315,000 $9,739 5.58%
    45% 85 $28,875,000 $339,706 $10,677 5.26%
    40% 79 $30,125,000 $381,329 $10,677 5.50%
    43% 76 $26,630,000 $350,395 $10,197 5.64%
    37% 61 $22,175,000 $363,525 $11,634 5.53%
    36% 59 $20,145,000 $341,441 $9,961 5.63%
    38% 55 $14,965,000 $272,091 $9,211 6.04%
    >60% 12 $2,030,000 $169,167 $5,690 6.59%

    Hometown Equity Mortgage lent most frequently to those with DTI ratios of 50-60%, with 382 originations. The next most common DTI ratio? 30-36%, with 210 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,138 $812,640,000 $380,094 $11,529 6.17%
    Not provided 1,301 $531,095,000 $408,221 $10,799 6.80%
    Black 750 $198,900,000 $265,200 $10,125 6.27%
    Asian 264 $126,530,000 $479,280 $13,559 6.25%
    American Indian 15 $4,725,000 $315,000 $9,220 6.81%
    Native Hawaiian or Islander 8 $2,790,000 $348,750 $9,302 6.69%

    Approval Rates

    Total approvals of all applications
    61.81%

    Hometown Equity Mortgage has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    48.44%

    Hometown Equity Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    11005.35 1 $145,000 $145,000
    11679.99 1 $155,000 $155,000
    13097.11 1 $185,000 $185,000
    14355.8 1 $215,000 $215,000
    14462.3 1 $155,000 $155,000
    16327.14 1 $255,000 $255,000
    17039.62 1 $255,000 $255,000
    17580.0 1 $265,000 $265,000
    18512.13 1 $285,000 $285,000
    19034.42 1 $305,000 $305,000
    19042.73 1 $265,000 $265,000
    19255.42 1 $305,000 $305,000
    19894.72 1 $315,000 $315,000
    20230.25 1 $245,000 $245,000
    20634.75 1 $325,000 $325,000
    22400.73 1 $355,000 $355,000
    24313.59 1 $365,000 $365,000
    25643.76 1 $425,000 $425,000
    26213.15 1 $425,000 $425,000
    330.0 1 $95,000 $95,000
    34625.85 1 $525,000 $525,000
    35570.88 1 $545,000 $545,000
    36850.64 1 $585,000 $585,000
    37685.39 1 $715,000 $715,000
    37988.06 1 $635,000 $635,000
    39966.11 1 $685,000 $685,000
    54100.21 1 $855,000 $855,000
    56337.18 1 $935,000 $935,000
    57619.54 1 $1,005,000 $1,005,000
    9084.36 1 $115,000 $115,000
    NA 4,446 $1,664,740,000 $374,435

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,476 $1,676,680,000 $374,593

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 77 $22,225,000 $288,636 $8,802 6.22%
    40-60% 300 $122,990,000 $409,967 $10,739 6.14%
    60-80% 2,128 $879,320,000 $413,214 $12,561 6.74%
    80-100% 1,559 $594,315,000 $381,216 $13,429 5.70%
    Over 100% 19 $7,715,000 $406,053 $16,808 4.86%
    Under 20% 271 $4,765,000 $17,583 $519 7.18%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Struggling to pay mortgage 1 50.0%
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Trouble during payment process 1 50.0%