American Neighborhood Mortgage Acceptance Company Rates, Fees & Info

DOVER, DE

LEI: 549300F8C5JA44WNMI75

Tax ID: 27-2389039

2.9 stars - Updated: 4/26/24 - out of 5 stars, based on 95 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

American Neighborhood Mortgage Acceptance Company is a small mortgage company specializing in Home Purchase loans. American Neighborhood Mortgage Acceptance Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Virginia Beach, New York, Philadelphia, Minneapolis, and Jacksonville among others. We have data for 330 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Neighborhood Mortgage Acceptance Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Neighborhood Mortgage Acceptance Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.89% 4/26/24
30 Year Conventional Refi 6.70% 4/26/24
30 Year Cash-out Refi 6.92% 4/26/24
30 Year FHA Purchase 7.60% 4/26/24
30 Year FHA Refi 7.36% 4/26/24
30 Year VA Purchase 6.42% 4/26/24
30 Year VA Refi 6.20% 4/26/24
30 Year USDA Purchase 6.99% 4/26/24
30 Year USDA Refi 6.27% 4/26/24
15 Year Conventional Purchase 6.12% 4/26/24
15 Year Conventional Refi 6.13% 4/26/24
15 Year Cash-out Refi 6.13% 4/26/24
15 Year FHA Purchase 7.09% 4/26/24
15 Year VA Purchase 6.35% 4/26/24
15 Year VA Refi 5.67% 4/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Neighborhood Mortgage Acceptance Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Neighborhood Mortgage Acceptance Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,932

Origination Dollar Volume (All Markets)

$2,806,580,000
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Relative Rate

American Neighborhood Mortgage Acceptance Company's average 30 year fixed mortgage rate was 6.86%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.38%.

Relative Fees (Closing Costs)

American Neighborhood Mortgage Acceptance Company's average total fees/closing costs for a 30 year fixed rate mortgage were $10,093.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1,780 $564,130,000 $316,927 $10,145 6.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,154 $459,970,000 $398,588 $12,564 6.87%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 716 $217,160,000 $303,296 $9,905 6.93%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 299 $90,805,000 $303,696 $7,569 6.92%
JACKSONVILLE, FL (FHA|USDA|VA) 271 $79,795,000 $294,446 $10,203 6.69%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 181 $79,625,000 $439,917 $13,898 6.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 294 $78,560,000 $267,211 $6,960 7.12%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 246 $64,620,000 $262,683 $6,247 7.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 175 $57,745,000 $329,971 $11,760 6.87%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 116 $57,640,000 $496,897 $15,053 6.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 162 $53,020,000 $327,284 $8,854 6.93%
Outside of Metro Areas 224 $52,580,000 $234,732 $8,305 6.92%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 147 $43,625,000 $296,769 $10,146 6.73%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 105 $39,135,000 $372,714 $11,187 6.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 103 $37,235,000 $361,505 $12,649 6.98%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 137 $35,815,000 $261,423 $8,310 6.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 61 $24,125,000 $395,492 $6,873 6.60%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 72 $22,160,000 $307,778 $9,069 7.14%
RALEIGH-CARY, NC (FHA|USDA|VA) 61 $21,845,000 $358,115 $9,052 6.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 73 $20,585,000 $281,986 $11,360 6.90%
ROCHESTER, NY (FHA|USDA|VA) 95 $20,415,000 $214,895 $8,938 7.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 69 $19,655,000 $284,855 $9,189 6.82%
GAINESVILLE, FL (FHA|USDA|VA) 72 $18,300,000 $254,167 $8,882 6.85%
RICHMOND, VA (FHA|USDA|VA) 54 $17,230,000 $319,074 $10,504 6.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 37 $16,265,000 $439,595 $9,434 6.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 41 $16,225,000 $395,732 $8,670 6.94%
SPRINGFIELD, MA (FHA|USDA|VA) 61 $15,555,000 $255,000 $9,808 6.60%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 51 $15,315,000 $300,294 $12,049 6.86%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 48 $14,890,000 $310,208 $11,164 7.00%
DOVER, DE (FHA|USDA|VA) 51 $14,845,000 $291,078 $12,962 6.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 46 $14,810,000 $321,957 $11,246 6.90%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 44 $14,320,000 $325,455 $11,075 6.86%
BOISE CITY, ID (FHA|USDA|VA) 40 $13,970,000 $349,250 $9,727 6.67%
Warsaw, IN (FHA|USDA|VA) 64 $13,880,000 $216,875 $7,226 6.94%
SALISBURY, MD-DE (FHA|USDA|VA) 42 $13,100,000 $311,905 $12,449 6.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 36 $12,700,000 $352,778 $12,644 6.46%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 48 $12,650,000 $263,542 $9,049 7.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $11,595,000 $331,286 $8,836 6.53%
SPARTANBURG, SC (FHA|USDA|VA) 51 $11,525,000 $225,980 $8,162 6.85%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 36 $11,160,000 $310,000 $7,824 6.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 25 $10,635,000 $425,400 $13,311 6.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 38 $8,900,000 $234,211 $9,404 6.74%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $8,725,000 $379,348 $11,933 7.08%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 42 $8,660,000 $206,190 $7,136 6.95%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 27 $8,155,000 $302,037 $9,476 6.77%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 21 $7,825,000 $372,619 $14,301 6.78%
ROANOKE, VA (FHA|USDA|VA) 28 $7,660,000 $273,571 $9,441 6.68%
OCALA, FL (FHA|USDA|VA) 27 $7,635,000 $282,778 $8,970 6.94%
SPRINGFIELD, IL (FHA|USDA|VA) 50 $7,620,000 $152,400 $6,383 6.89%
GREENVILLE, NC (FHA|USDA|VA) 36 $7,590,000 $210,833 $7,227 6.79%
Elizabeth City, NC (FHA|USDA|VA) 29 $7,445,000 $256,724 $7,881 6.67%
LAKE CHARLES, LA (FHA|USDA|VA) 36 $7,260,000 $201,667 $8,718 6.84%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 21 $7,145,000 $340,238 $10,853 7.08%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 28 $6,950,000 $248,214 $9,716 6.91%
RENO, NV (FHA|USDA|VA) 15 $6,625,000 $441,667 $10,423 6.50%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $6,090,000 $380,625 $12,342 6.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $5,735,000 $301,842 $12,170 6.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 16 $5,560,000 $347,500 $12,293 6.56%
LANCASTER, PA (FHA|USDA|VA) 16 $5,420,000 $338,750 $13,843 7.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 24 $5,370,000 $223,750 $7,833 6.45%
TALLAHASSEE, FL (FHA|USDA|VA) 21 $4,825,000 $229,762 $7,852 6.47%
Torrington, CT (FHA|USDA|VA) 16 $4,790,000 $299,375 $10,752 6.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $4,760,000 $396,667 $11,438 7.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $4,745,000 $316,333 $9,188 7.15%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 14 $4,470,000 $319,286 $9,630 6.82%
READING, PA (FHA|USDA|VA) 19 $4,045,000 $212,895 $9,538 6.72%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $3,885,000 $259,000 $10,463 6.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $3,760,000 $313,333 $11,132 6.76%
EAST STROUDSBURG, PA (FHA|USDA|VA) 15 $3,745,000 $249,667 $10,453 6.80%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 9 $3,585,000 $398,333 $15,998 6.51%
YORK-HANOVER, PA (FHA|USDA|VA) 12 $3,560,000 $296,667 $13,393 7.05%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $3,555,000 $507,857 $10,358 6.84%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $3,520,000 $352,000 $12,265 6.92%
MOBILE, AL (FHA|USDA|VA) 19 $3,355,000 $176,579 $6,694 6.58%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $3,260,000 $407,500 $14,649 6.73%
Palatka, FL (FHA|USDA|VA) 16 $3,260,000 $203,750 $10,277 6.52%
Lake City, FL (FHA|USDA|VA) 12 $3,230,000 $269,167 $10,263 6.74%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 14 $3,180,000 $227,143 $7,981 6.71%
Washington, NC (FHA|USDA|VA) 14 $3,090,000 $220,714 $7,839 6.89%
LEBANON, PA (FHA|USDA|VA) 16 $3,030,000 $189,375 $7,450 6.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $3,020,000 $251,667 $7,187 7.15%
ST. CLOUD, MN (FHA|USDA|VA) 14 $2,960,000 $211,429 $7,021 6.95%
FORT WAYNE, IN (FHA|USDA|VA) 15 $2,915,000 $194,333 $6,582 6.63%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $2,775,000 $396,429 $14,005 6.85%
DULUTH, MN-WI (FHA|USDA|VA) 10 $2,770,000 $277,000 $8,390 6.85%
LOUISVILLE, KY (FHA|USDA|VA) 13 $2,705,000 $208,077 $7,980 6.82%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $2,685,000 $537,000 $8,500 6.95%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $2,675,000 $297,222 $12,061 7.44%
Athens, TX (FHA|USDA|VA) 9 $2,575,000 $286,111 $6,897 7.25%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $2,515,000 $359,286 $12,506 6.78%
St. Marys, GA (FHA|USDA|VA) 8 $2,410,000 $301,250 $10,023 6.80%
LYNCHBURG, VA (FHA|USDA|VA) 10 $2,330,000 $233,000 $10,300 6.65%
Nacogdoches, TX (FHA|USDA|VA) 9 $2,285,000 $253,889 $9,356 6.92%
Wilson, NC (FHA|USDA|VA) 10 $2,260,000 $226,000 $8,754 6.79%
Key West, FL (FHA|USDA|VA) 3 $2,195,000 $731,667 $6,630 7.29%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $2,040,000 $510,000 $20,174 6.16%
Fernley, NV (FHA|USDA|VA) 6 $1,960,000 $326,667 $9,954 7.04%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $1,945,000 $389,000 $8,474 6.52%
PITTSBURGH, PA (FHA|USDA|VA) 9 $1,895,000 $210,556 $9,864 6.72%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,845,000 $263,571 $8,790 6.80%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,830,000 $457,500 $16,141 6.16%
TUCSON, AZ (FHA|USDA|VA) 5 $1,785,000 $357,000 $15,428 6.40%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,780,000 $445,000 $11,108 6.65%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $7,253 6.91%
MADISON, WI (FHA|USDA|VA) 2 $1,760,000 $880,000 $17,915 6.81%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,720,000 $430,000 $10,177 7.25%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,700,000 $425,000 $13,778 6.97%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,680,000 $280,000 $12,880 6.98%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,675,000 $186,111 $8,289 6.78%
COLUMBIA, SC (FHA|USDA|VA) 9 $1,655,000 $183,889 $9,134 6.57%
Lumberton, NC (FHA|USDA|VA) 11 $1,625,000 $147,727 $8,706 6.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $1,610,000 $402,500 $7,843 6.53%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,605,000 $321,000 $9,993 7.57%
Jacksonville, IL (FHA|USDA|VA) 13 $1,605,000 $123,462 $5,687 7.00%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,580,000 $263,333 $6,897 6.89%
Concord, NH (FHA|USDA|VA) 5 $1,565,000 $313,000 $6,054 6.95%
Laconia, NH (FHA|USDA|VA) 5 $1,555,000 $311,000 $6,141 6.99%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,550,000 $258,333 $7,928 6.98%
Wilmington, OH (FHA|USDA|VA) 6 $1,530,000 $255,000 $8,032 7.39%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,490,000 $186,250 $9,058 7.37%
Ogdensburg-Massena, NY (FHA|USDA|VA) 12 $1,410,000 $117,500 $6,210 7.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,405,000 $468,333 $13,110 6.71%
Chillicothe, OH (FHA|USDA|VA) 7 $1,405,000 $200,714 $7,003 7.36%
Bozeman, MT (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $56,121 6.00%
DECATUR, IL (FHA|USDA|VA) 9 $1,365,000 $151,667 $8,006 6.55%
Morehead City, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $7,368 7.00%
VALLEJO, CA (FHA|USDA|VA) 3 $1,285,000 $428,333 $16,296 7.46%
Hutchinson, MN (FHA|USDA|VA) 6 $1,270,000 $211,667 $6,406 7.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,240,000 $310,000 $13,843 7.03%
Kendallville, IN (FHA|USDA|VA) 5 $1,195,000 $239,000 $6,930 6.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,130,000 $565,000 $9,175 7.31%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $1,130,000 $282,500 $6,045 6.75%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $1,125,000 $375,000 $7,530 6.87%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,120,000 $280,000 $12,078 7.03%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $9,290 6.98%
Danville, VA (FHA|USDA|VA) 5 $1,095,000 $219,000 $9,092 7.20%
DeRidder, LA (FHA|USDA|VA) 4 $1,090,000 $272,500 $10,546 7.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,090,000 $545,000 $21,874 6.94%
STOCKTON, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $15,281 6.71%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,673 6.83%
Granbury, TX (FHA|USDA|VA) 3 $1,035,000 $345,000 $14,540 6.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $15,169 5.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $990,000 $165,000 $6,721 6.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $990,000 $247,500 $10,118 6.78%
PANAMA CITY, FL (FHA|USDA|VA) 3 $965,000 $321,667 $12,108 6.67%
Cambridge, MD (FHA|USDA|VA) 4 $960,000 $240,000 $6,916 7.12%
SUMTER, SC (FHA|USDA|VA) 5 $955,000 $191,000 $7,205 6.67%
EL PASO, TX (FHA|USDA|VA) 3 $955,000 $318,333 $5,597 7.00%
Pottsville, PA (FHA|USDA|VA) 8 $930,000 $116,250 $6,655 6.78%
GETTYSBURG, PA (FHA|USDA|VA) 2 $900,000 $450,000 $20,542 6.63%
Brevard, NC (FHA|USDA|VA) 2 $890,000 $445,000 $17,555 7.06%
Georgetown, SC (FHA|USDA|VA) 3 $885,000 $295,000 $5,922 7.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $875,000 $291,667 $15,062 6.50%
BURLINGTON, NC (FHA|USDA|VA) 3 $855,000 $285,000 $11,342 6.75%
ROCHESTER, MN (FHA|USDA|VA) 3 $845,000 $281,667 $11,311 7.12%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $840,000 $420,000 $21,121 6.13%
Plymouth, IN (FHA|USDA|VA) 3 $835,000 $278,333 $6,467 7.13%
Connersville, IN (FHA|USDA|VA) 3 $835,000 $278,333 $9,204 6.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $825,000 $275,000 $10,964 6.99%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $820,000 $410,000 $8,536 6.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $815,000 $271,667 $6,087 7.25%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $800,000 $200,000 $11,623 6.84%
Wabash, IN (FHA|USDA|VA) 5 $775,000 $155,000 $7,170 6.85%
KNOXVILLE, TN (FHA|USDA|VA) 3 $775,000 $258,333 $11,076 6.87%
Washington Court House, OH (FHA|USDA|VA) 3 $765,000 $255,000 $10,416 7.38%
KINGSTON, NY (FHA|USDA|VA) 2 $760,000 $380,000 $12,119 7.56%
Fallon, NV (FHA|USDA|VA) 2 $750,000 $375,000 $4,638 7.31%
NEW BERN, NC (FHA|USDA|VA) 3 $735,000 $245,000 $11,404 6.96%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $715,000 $715,000 $4,713 6.25%
HARRISONBURG, VA (FHA|USDA|VA) 2 $710,000 $355,000 $11,204 7.00%
Worthington, MN (FHA|USDA|VA) 3 $705,000 $235,000 $11,437 6.79%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $705,000 $705,000 $4,284 7.50%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $700,000 $350,000 $14,853 6.63%
Lincoln, IL (FHA|USDA|VA) 5 $695,000 $139,000 $5,857 6.68%
ASHEVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $11,465 6.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $660,000 $330,000 $16,162 6.44%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $655,000 $93,571 $5,548 6.78%
CARSON CITY, NV (FHA|USDA|VA) 2 $640,000 $320,000 $16,773 6.18%
TYLER, TX (FHA|USDA|VA) 2 $640,000 $320,000 $8,616 7.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $640,000 $320,000 $11,464 6.69%
BEND, OR (FHA|USDA|VA) 1 $635,000 $635,000 $4,927 6.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $630,000 $315,000 $5,142 6.69%
Taylorville, IL (FHA|USDA|VA) 6 $620,000 $103,333 $6,118 7.17%
Alexandria, MN (FHA|USDA|VA) 2 $620,000 $310,000 $3,994 7.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $610,000 $305,000 $2,742 6.81%
Lufkin, TX (FHA|USDA|VA) 3 $605,000 $201,667 $8,581 7.54%
Newberry, SC (FHA|USDA|VA) 3 $605,000 $201,667 $9,568 6.88%
Thomasville, GA (FHA|USDA|VA) 2 $600,000 $300,000 $12,555 7.38%
Ontario, OR-ID (FHA|USDA|VA) 2 $590,000 $295,000 $8,757 6.69%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $585,000 $585,000 $28,688 6.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $580,000 $290,000 $8,627 6.56%
Frankfort, KY (FHA|USDA|VA) 2 $570,000 $285,000 $7,137 6.56%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $565,000 $565,000 $10,123 5.63%
Seneca, SC (FHA|USDA|VA) 3 $565,000 $188,333 $8,765 7.13%
KOKOMO, IN (FHA|USDA|VA) 4 $560,000 $140,000 $4,887 6.84%
Fergus Falls, MN (FHA|USDA|VA) 3 $555,000 $185,000 $6,850 7.25%
MUNCIE, IN (FHA|USDA|VA) 3 $545,000 $181,667 $5,225 7.46%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $540,000 $270,000 $1,804 6.81%
Outside of Metro Areas 1 $535,000 $535,000 $10,064 6.13%
GOLDSBORO, NC (FHA|USDA|VA) 2 $520,000 $260,000 $11,500 6.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $515,000 $515,000 $8,980 8.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $515,000 $515,000 $12,391 5.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $500,000 $250,000 $9,628 6.63%
STAUNTON, VA (FHA|USDA|VA) 2 $500,000 $250,000 $5,924 7.56%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $495,000 $165,000 $5,133 6.95%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $490,000 $245,000 $10,927 7.13%
MONTGOMERY, AL (FHA|USDA|VA) 1 $485,000 $485,000 $14,461 6.63%
Martinsville, VA (FHA|USDA|VA) 3 $475,000 $158,333 $7,670 6.88%
Zanesville, OH (FHA|USDA|VA) 1 $465,000 $465,000 $15,104 7.25%
FLORENCE, SC (FHA|USDA|VA) 3 $445,000 $148,333 $6,028 7.04%
Gaffney, SC (FHA|USDA|VA) 2 $440,000 $220,000 $6,704 7.94%
BELLINGHAM, WA (FHA|USDA|VA) 1 $435,000 $435,000 $23,358 5.75%
WACO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,856 7.63%
Red Wing, MN (FHA|USDA|VA) 2 $430,000 $215,000 $8,133 6.75%
Seymour, IN (FHA|USDA|VA) 1 $415,000 $415,000 $1,880 6.75%
Huntington, IN (FHA|USDA|VA) 3 $415,000 $138,333 $6,926 6.75%
Laurinburg, NC (FHA|USDA|VA) 2 $400,000 $200,000 $5,077 7.00%
Richmond-Berea, KY (FHA|USDA|VA) 2 $400,000 $200,000 $9,496 6.75%
TOLEDO, OH (FHA|USDA|VA) 3 $395,000 $131,667 $6,323 6.75%
Henderson, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,597 7.18%
Maysville, KY (FHA|USDA|VA) 2 $390,000 $195,000 $4,741 7.56%
Marion, NC (FHA|USDA|VA) 1 $385,000 $385,000 $18,657 6.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $380,000 $190,000 $7,947 7.31%
DuBois, PA (FHA|USDA|VA) 1 $375,000 $375,000 $17,145 6.99%
GREEN BAY, WI (FHA|USDA|VA) 2 $370,000 $185,000 $6,229 6.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $370,000 $185,000 $10,257 7.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 6.25%
ALBANY, GA (FHA|USDA|VA) 2 $360,000 $180,000 $8,790 6.94%
Batavia, NY (FHA|USDA|VA) 2 $360,000 $180,000 $11,194 6.94%
Easton, MD (FHA|USDA|VA) 1 $355,000 $355,000 $14,872 6.50%
Kinston, NC (FHA|USDA|VA) 1 $355,000 $355,000 $16,761 7.25%
Ozark, AL (FHA|USDA|VA) 1 $345,000 $345,000 $7,549 7.49%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $345,000 $345,000 $12,315 6.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $345,000 $345,000 $15,163 6.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $345,000 $345,000 $5,863 6.38%
Berlin, NH (FHA|USDA|VA) 1 $335,000 $335,000 $11,103 7.63%
FRESNO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $13,152 6.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $330,000 $165,000 $9,272 6.50%
YAKIMA, WA (FHA|USDA|VA) 1 $325,000 $325,000 $12,537 6.12%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $9,566 6.75%
Holland, MI (FHA|USDA|VA) 1 $315,000 $315,000 $5,370 7.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $19,933 5.38%
AKRON, OH (FHA|USDA|VA) 1 $315,000 $315,000 $3,702 7.38%
Brenham, TX (FHA|USDA|VA) 1 $305,000 $305,000 $9,537 7.99%
Logansport, IN (FHA|USDA|VA) 1 $305,000 $305,000 $3,275 7.99%
Jefferson, GA (FHA|USDA|VA) 1 $305,000 $305,000 $7,874 7.38%
Huntsville, TX (FHA|USDA|VA) 2 $300,000 $150,000 $6,844 6.93%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $295,000 $295,000 $16,359 6.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $295,000 $295,000 $6,893 7.50%
HINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $9,452 6.38%
Bonham, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,954 6.50%
Richmond, IN (FHA|USDA|VA) 3 $295,000 $98,333 $6,613 6.92%
Orangeburg, SC (FHA|USDA|VA) 1 $295,000 $295,000 $4,732 6.88%
Mountain Home, ID (FHA|USDA|VA) 2 $290,000 $145,000 $5,444 6.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $285,000 $285,000 $19,463 6.75%
Warren, PA (FHA|USDA|VA) 1 $285,000 $285,000 $11,373 6.88%
Shelton, WA (FHA|USDA|VA) 1 $285,000 $285,000 $16,321 6.25%
GREELEY, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,928 6.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $285,000 $285,000 $20,075 7.25%
Grand Rapids, MN (FHA|USDA|VA) 2 $280,000 $140,000 $6,778 8.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $275,000 $275,000 $725 7.75%
Clewiston, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,581 7.13%
ABILENE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $12,686 6.50%
Keene, NH (FHA|USDA|VA) 1 $275,000 $275,000 $9,416 6.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,988 6.75%
Danville, KY (FHA|USDA|VA) 1 $265,000 $265,000 $11,558 6.50%
Jennings, LA (FHA|USDA|VA) 1 $265,000 $265,000 $10,426 6.50%
Union, SC (FHA|USDA|VA) 1 $255,000 $255,000 $8,946 6.63%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $10,517 6.63%
Wauchula, FL (FHA|USDA|VA) 1 $255,000 $255,000 $9,851 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $255,000 $255,000 $8,609 7.63%
Lawrenceburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,192 7.38%
PEORIA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $4,071 7.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,153 7.13%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $12,511 6.75%
LAFAYETTE, LA (FHA|USDA|VA) 2 $240,000 $120,000 $5,607 7.06%
OWENSBORO, KY (FHA|USDA|VA) 1 $235,000 $235,000 $13,276 6.50%
Brainerd, MN (FHA|USDA|VA) 1 $235,000 $235,000 $5,138 7.75%
THE VILLAGES, FL (FHA|USDA|VA) 2 $230,000 $115,000 $7,505 7.31%
Bluffton, IN (FHA|USDA|VA) 1 $225,000 $225,000 $4,990 6.88%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $12,516 6.13%
McMinnville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $11,018 5.38%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $15,284 5.75%
Marshall, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,747 6.63%
Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,365 7.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $6,643 7.25%
Cornelia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $14,325 6.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,530 5.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,519 6.99%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,345 6.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $9,506 6.99%
Pullman, WA (FHA|USDA|VA) 1 $205,000 $205,000 $5,265 6.63%
New Castle, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,729 7.99%
RACINE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $10,239 7.13%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,147 6.25%
Willmar, MN (FHA|USDA|VA) 1 $185,000 $185,000 $9,170 6.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,947 6.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $6,835 6.63%
Statesboro, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,266 8.38%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $175,000 $175,000 $7,930 7.25%
Peru, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,743 7.13%
Jackson, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,205 7.38%
Fremont, NE (FHA|USDA|VA) 1 $175,000 $175,000 $2,754 6.88%
Crawfordsville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,486 7.99%
Corning, NY (FHA|USDA|VA) 1 $165,000 $165,000 $7,360 5.50%
Fremont, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,392 7.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,912 6.50%
Lock Haven, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,406 5.99%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $155,000 $155,000 $3,219 7.00%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $4,956 6.99%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $150,000 $75,000 $5,346 7.25%
Woodward, OK (FHA|USDA|VA) 1 $145,000 $145,000 $807 7.13%
Angola, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,023 6.75%
Austin, MN (FHA|USDA|VA) 1 $135,000 $135,000 $7,822 6.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $135,000 $135,000 $7,133 7.25%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,423 6.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $135,000 $135,000 $5,519 7.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,046 6.50%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,715 7.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,790 7.75%
Sunbury, PA (FHA|USDA|VA) 1 $115,000 $115,000 $9,122 7.13%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,852 7.63%
MONROE, MI (FHA|USDA|VA) 1 $95,000 $95,000 $5,480 8.13%
Bainbridge, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,882 7.25%
Portsmouth, OH (FHA|USDA|VA) 1 $95,000 $95,000 $7,067 8.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,208 6.50%
Sayre, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,026 6.88%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $85,000 $85,000 $4,354 7.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $75,000 $75,000 $5,081 7.50%
Quincy, IL-MO (FHA|USDA|VA) 1 $45,000 $45,000 $4,046 8.00%
American Neighborhood Mortgage Acceptance Company's top markets include Virginia Beach, New York, Philadelphia, Minneapolis, and Jacksonville among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,897 $1,559,395,000 $318,439 $8,166 6.98%
    FHA 2,537 $743,265,000 $292,970 $13,742 6.74%
    VA 1,411 $486,535,000 $344,816 $10,044 6.59%
    USDA 87 $17,385,000 $199,828 $7,759 6.58%

    For 2023, American Neighborhood Mortgage Acceptance Company's most frequently originated type of loan was Conventional, with 4,897 originations. Their 2nd most popular type was FHA, with 2,537 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,264 $2,622,540,000 $317,345 $9,902 6.85%
    Cash Out Refi 559 $153,585,000 $274,750 $12,426 6.78%
    Refi 95 $27,735,000 $291,947 $9,591 6.58%
    Home Improvement 14 $2,720,000 $194,286 $9,080 7.15%

    For 2023, American Neighborhood Mortgage Acceptance Company's most frequently cited loan purpose was Home Purchase, with 8,264 originations. The 2nd most popular reason was Cash Out Refi, with 559 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,800 $2,771,660,000 $314,961 $10,093 6.86%
    15 Year 90 $24,960,000 $277,333 $7,534 6.06%
    20 Year 27 $6,755,000 $250,185 $7,562 6.65%
    10 Year 8 $1,090,000 $136,250 $5,996 6.25%
    Other 7 $2,115,000 $302,143 $10,685 7.07%

    For 2023, American Neighborhood Mortgage Acceptance Company's most frequently cited loan duration was 30 Year, with 8,800 originations. The 2nd most popular length was 15 Year, with 90 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,415 $1,276,855,000 $373,896
    $1k-2k 1,504 $493,770,000 $328,305
    $4k-5k 1,188 $316,310,000 $266,254
    $3k-4k 1,122 $262,110,000 $233,610
    $2k-3k 971 $233,555,000 $240,530
    $<1k 669 $212,215,000 $317,212

    American Neighborhood Mortgage Acceptance Company's average total fees were $10,093, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,415 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 4,778 $1,494,420,000 $312,771
    7-8% 3,057 $954,305,000 $312,170
    5-6% 899 $297,325,000 $330,729
    Over 8% 177 $53,765,000 $303,757
    4-5% 21 $6,765,000 $322,143

    During 2023, American Neighborhood Mortgage Acceptance Company's average interest rate for loans was 6.86%, while their most frequently originated rate bucket for loans was 6-7%, with 4,778 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,053 $1,474,185,000 $291,745 $9,805 6.83%
    $100k-200k 1,714 $273,390,000 $159,504 $6,971 6.90%
    $400k-600k 1,538 $729,950,000 $474,610 $13,031 6.82%
    $600k-1MM 399 $280,085,000 $701,967 $16,208 6.87%
    $100,000 or less 200 $16,270,000 $81,350 $5,173 6.99%
    $1MM+ 28 $32,700,000 $1,167,857 $23,279 6.70%

    2023 saw American Neighborhood Mortgage Acceptance Company place emphasis on $200k-400k loans with 5,053 originations, totaling $1,474,185,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,431 $841,735,000 $346,251 $11,015 6.89%
    $50k-75k 2,061 $455,195,000 $220,861 $8,472 6.78%
    $75k-100k 1,941 $549,355,000 $283,027 $9,951 6.79%
    $150k-250k 1,428 $617,580,000 $432,479 $11,664 6.95%
    $50k or less 589 $87,565,000 $148,667 $6,922 6.71%
    $250k+ 466 $249,170,000 $534,700 $11,738 7.04%

    American Neighborhood Mortgage Acceptance Company lent most frequently to those with incomes in the $100k-150k range, with 2,431 originations. The second most popular income band? $50k-75k, with 2,061 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,321 $452,325,000 $342,411 $13,686 6.68%
    30-36% 1,106 $338,970,000 $306,483 $9,064 6.89%
    20-30% 869 $251,895,000 $289,868 $8,225 6.86%
    49% 637 $202,515,000 $317,920 $10,191 6.92%
    48% 480 $156,980,000 $327,042 $10,469 6.88%
    44% 457 $142,385,000 $311,565 $9,537 6.86%
    46% 443 $138,745,000 $313,194 $10,282 6.87%
    47% 430 $138,910,000 $323,047 $10,147 6.89%
    43% 396 $118,440,000 $299,091 $9,397 6.87%
    45% 385 $119,005,000 $309,104 $9,761 6.86%
    41% 376 $116,590,000 $310,080 $9,751 6.90%
    42% 371 $116,935,000 $315,189 $9,568 6.87%
    39% 315 $98,685,000 $313,286 $9,501 6.87%
    40% 314 $96,720,000 $308,025 $9,385 6.85%
    38% 292 $87,140,000 $298,425 $9,004 6.92%
    36% 267 $82,965,000 $310,730 $9,046 6.89%
    37% 240 $74,260,000 $309,417 $8,595 6.79%
    <20% 190 $55,550,000 $292,368 $7,638 6.81%
    >60% 41 $16,805,000 $409,878 $13,152 6.76%

    American Neighborhood Mortgage Acceptance Company lent most frequently to those with DTI ratios of 50-60%, with 1,321 originations. The next most common DTI ratio? 30-36%, with 1,106 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,395 $1,985,345,000 $310,453 $9,748 6.86%
    Black 1,328 $410,430,000 $309,059 $11,088 6.81%
    Not provided 748 $237,700,000 $317,781 $10,646 6.87%
    Asian 345 $131,825,000 $382,101 $10,132 6.81%
    American Indian 65 $18,925,000 $291,154 $10,528 6.74%
    Asian Indian 28 $13,610,000 $486,071 $10,993 6.66%
    Native Hawaiian or Islander 13 $5,195,000 $399,615 $13,497 6.75%
    Filipino 4 $1,520,000 $380,000 $13,760 6.50%
    Other Asian 3 $1,055,000 $351,667 $16,145 6.37%
    Other Pacific Islander 2 $730,000 $365,000 $10,157 7.50%
    Vietnamese 1 $245,000 $245,000 $0 8.13%

    Approval Rates

    Total approvals of all applications
    97.30%

    American Neighborhood Mortgage Acceptance Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    64.94%

    American Neighborhood Mortgage Acceptance Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,932 $2,806,580,000 $314,216

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,932 $2,806,580,000 $314,216

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 172 $27,160,000 $157,907 $5,869 6.76%
    40-60% 460 $112,710,000 $245,022 $7,690 6.78%
    60-80% 1,666 $530,580,000 $318,475 $9,508 6.97%
    80-100% 6,100 $1,950,600,000 $319,770 $10,207 6.85%
    Over 100% 517 $184,165,000 $356,219 $13,682 6.55%
    Under 20% 17 $1,365,000 $80,294 $4,108 7.03%