Longbridge Financial Mortgage Rates, Fees & Info

NEWARK, DE

LEI: 549300MHH03ICJYEPE85

Tax ID: 46-0530020

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Longbridge Financial is a small mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, San Diego, San Francisco, Riverside, and Denver among others. We have data for 313 markets. (Some data included below & more in-depth data is available with an active subscription.)

Longbridge Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

3,636

Origination Dollar Volume (All Markets)

$1,201,680,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	336	$176,090,000	$524,077	$0	3.27%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	156	$77,890,000	$499,295	$0	2.96%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	114	$69,490,000	$609,561	$0	3.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	160	$49,620,000	$310,125	$0	2.32%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	143	$49,585,000	$346,748	$0	2.27%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	162	$44,170,000	$272,654	$0	2.27%
ST. GEORGE, UT (FHA\|USDA\|VA)	139	$43,715,000	$314,496	$0	2.48%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	104	$41,120,000	$395,385	$0	2.67%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	103	$32,115,000	$311,796	$0	2.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	97	$28,995,000	$298,918	$0	2.64%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	71	$26,685,000	$375,845	$0	2.40%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	83	$24,655,000	$297,048	$0	2.37%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	66	$23,730,000	$359,545	$0	2.45%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	90	$20,620,000	$229,111	$0	2.27%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	22	$18,380,000	$835,455	$0	4.10%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	33	$15,365,000	$465,606	$0	3.03%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	60	$15,360,000	$256,000	$0	2.45%
PROVO-OREM, UT (FHA\|USDA\|VA)	43	$14,275,000	$331,977	$0	2.60%
Outside of Metro Areas	70	$13,970,000	$199,571	$0	2.26%
BOISE CITY, ID (FHA\|USDA\|VA)	54	$13,430,000	$248,704	$0	2.22%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	28	$12,650,000	$451,786	$0	2.73%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	46	$12,400,000	$269,565	$0	2.64%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	36	$12,290,000	$341,389	$0	2.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	62	$11,420,000	$184,194	$0	2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	47	$11,305,000	$240,532	$0	2.12%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	34	$10,350,000	$304,412	$0	2.27%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	33	$8,585,000	$260,152	$0	2.14%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	17	$8,455,000	$497,353	$0	2.65%
RENO, NV (FHA\|USDA\|VA)	26	$8,200,000	$315,385	$0	2.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	22	$7,870,000	$357,727	$0	2.54%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	35	$7,655,000	$218,714	$0	2.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	21	$7,365,000	$350,714	$0	2.51%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	5	$7,225,000	$1,445,000	$0	3.56%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	41	$7,115,000	$173,537	$0	2.51%
Heber, UT (FHA\|USDA\|VA)	12	$6,320,000	$526,667	$0	2.94%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	18	$6,030,000	$335,000	$0	2.32%
Cedar City, UT (FHA\|USDA\|VA)	26	$6,010,000	$231,154	$0	2.46%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	25	$5,585,000	$223,400	$0	2.38%
Outside of Metro Areas	18	$5,550,000	$308,333	$0	2.53%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	23	$5,465,000	$237,609	$0	2.22%
BEND, OR (FHA\|USDA\|VA)	12	$5,160,000	$430,000	$0	2.47%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	18	$5,080,000	$282,222	$0	2.10%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	30	$4,880,000	$162,667	$0	2.20%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	10	$4,820,000	$482,000	$0	2.91%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	16	$4,400,000	$275,000	$0	2.47%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	6	$4,040,000	$673,333	$0	5.13%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	19	$4,035,000	$212,368	$0	2.42%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	21	$3,895,000	$185,476	$0	2.21%
FORT COLLINS, CO (FHA\|USDA\|VA)	11	$3,865,000	$351,364	$0	2.42%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	11	$3,845,000	$349,545	$0	2.30%
VALLEJO, CA (FHA\|USDA\|VA)	10	$3,800,000	$380,000	$0	2.12%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	10	$3,690,000	$369,000	$0	2.53%
BOULDER, CO (FHA\|USDA\|VA)	6	$3,580,000	$596,667	$0	3.07%
SALEM, OR (FHA\|USDA\|VA)	14	$3,510,000	$250,714	$0	2.37%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	14	$3,500,000	$250,000	$0	2.17%
SALINAS, CA (FHA\|USDA\|VA)	5	$3,475,000	$695,000	$0	2.49%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	15	$3,425,000	$228,333	$0	2.52%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	14	$3,330,000	$237,857	$0	2.65%
STOCKTON, CA (FHA\|USDA\|VA)	11	$3,305,000	$300,455	$0	1.96%
MODESTO, CA (FHA\|USDA\|VA)	13	$3,295,000	$253,462	$0	2.21%
RICHMOND, VA (FHA\|USDA\|VA)	15	$2,935,000	$195,667	$0	2.48%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	14	$2,900,000	$207,143	$0	2.32%
BELLINGHAM, WA (FHA\|USDA\|VA)	7	$2,885,000	$412,143	$0	1.95%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	12	$2,880,000	$240,000	$0	2.43%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	12	$2,870,000	$239,167	$0	2.18%
NAPA, CA (FHA\|USDA\|VA)	7	$2,865,000	$409,286	$0	2.23%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	5	$2,825,000	$565,000	$0	2.63%
Oak Harbor, WA (FHA\|USDA\|VA)	8	$2,780,000	$347,500	$0	2.15%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	11	$2,665,000	$242,273	$0	2.16%
TUCSON, AZ (FHA\|USDA\|VA)	11	$2,655,000	$241,364	$0	2.64%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	9	$2,565,000	$285,000	$0	2.57%
JACKSONVILLE, FL (FHA\|USDA\|VA)	11	$2,555,000	$232,273	$0	2.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	11	$2,465,000	$224,091	$0	2.76%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	7	$2,445,000	$349,286	$0	2.09%
REDDING, CA (FHA\|USDA\|VA)	11	$2,335,000	$212,273	$0	2.44%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	5	$1,915,000	$383,000	$0	2.14%
LOGAN, UT-ID (FHA\|USDA\|VA)	7	$1,845,000	$263,571	$0	2.11%
GREELEY, CO (FHA\|USDA\|VA)	7	$1,825,000	$260,714	$0	2.39%
MEDFORD, OR (FHA\|USDA\|VA)	7	$1,785,000	$255,000	$0	2.09%
COLUMBUS, OH (FHA\|USDA\|VA)	8	$1,770,000	$221,250	$0	2.27%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	6	$1,710,000	$285,000	$0	3.78%
KNOXVILLE, TN (FHA\|USDA\|VA)	7	$1,695,000	$242,143	$0	2.26%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	8	$1,670,000	$208,750	$0	2.23%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	6	$1,640,000	$273,333	$0	2.82%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	5	$1,615,000	$323,000	$0	1.94%
COLUMBIA, SC (FHA\|USDA\|VA)	8	$1,610,000	$201,250	$0	2.18%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	4	$1,600,000	$400,000	$0	3.35%
Port Angeles, WA (FHA\|USDA\|VA)	6	$1,560,000	$260,000	$0	2.14%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	7	$1,535,000	$219,286	$0	2.21%
Kalispell, MT (FHA\|USDA\|VA)	4	$1,510,000	$377,500	$0	1.87%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	7	$1,495,000	$213,571	$0	2.08%
PUNTA GORDA, FL (FHA\|USDA\|VA)	7	$1,455,000	$207,857	$0	2.00%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	5	$1,405,000	$281,000	$0	2.26%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	7	$1,385,000	$197,857	$0	2.48%
Show Low, AZ (FHA\|USDA\|VA)	5	$1,385,000	$277,000	$0	2.62%
Edwards, CO (FHA\|USDA\|VA)	2	$1,370,000	$685,000	$0	6.81%
OCALA, FL (FHA\|USDA\|VA)	9	$1,345,000	$149,444	$0	2.24%
Alexander City, AL (FHA\|USDA\|VA)	1	$1,295,000	$1,295,000	$0	6.88%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	5	$1,245,000	$249,000	$0	2.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	6	$1,230,000	$205,000	$0	2.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	2	$1,220,000	$610,000	$0	3.52%
BAKERSFIELD, CA (FHA\|USDA\|VA)	5	$1,195,000	$239,000	$0	2.26%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	6	$1,180,000	$196,667	$0	2.25%
Traverse City, MI (FHA\|USDA\|VA)	4	$1,180,000	$295,000	$0	2.29%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	6	$1,150,000	$191,667	$0	2.45%
Durango, CO (FHA\|USDA\|VA)	3	$1,135,000	$378,333	$0	1.82%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	4	$1,110,000	$277,500	$0	2.21%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	4	$1,080,000	$270,000	$0	2.18%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	5	$1,045,000	$209,000	$0	2.13%
PUEBLO, CO (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$0	3.20%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	3	$1,035,000	$345,000	$0	1.95%
LONGVIEW, WA (FHA\|USDA\|VA)	5	$1,005,000	$201,000	$0	2.07%
Newport, OR (FHA\|USDA\|VA)	3	$1,005,000	$335,000	$0	2.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	8	$950,000	$118,750	$0	2.54%
VISALIA, CA (FHA\|USDA\|VA)	3	$945,000	$315,000	$0	2.12%
Hailey, ID (FHA\|USDA\|VA)	1	$935,000	$935,000	$0	6.49%
Fernley, NV (FHA\|USDA\|VA)	4	$930,000	$232,500	$0	3.20%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	3	$925,000	$308,333	$0	2.36%
MERCED, CA (FHA\|USDA\|VA)	4	$890,000	$222,500	$0	2.03%
Vineyard Haven, MA (FHA\|USDA\|VA)	2	$850,000	$425,000	$0	2.65%
SPRINGFIELD, MA (FHA\|USDA\|VA)	5	$845,000	$169,000	$0	2.35%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	5	$825,000	$165,000	$0	2.65%
Aberdeen, WA (FHA\|USDA\|VA)	4	$820,000	$205,000	$0	2.35%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	4	$810,000	$202,500	$0	1.97%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$795,000	$265,000	$0	2.09%
TWIN FALLS, ID (FHA\|USDA\|VA)	4	$790,000	$197,500	$0	2.23%
FRESNO, CA (FHA\|USDA\|VA)	4	$760,000	$190,000	$0	2.13%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	6	$760,000	$126,667	$0	2.43%
CHICO, CA (FHA\|USDA\|VA)	3	$755,000	$251,667	$0	2.84%
PITTSBURGH, PA (FHA\|USDA\|VA)	4	$730,000	$182,500	$0	2.45%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$725,000	$725,000	$0	5.17%
Clearlake, CA (FHA\|USDA\|VA)	3	$715,000	$238,333	$0	2.28%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	3	$705,000	$235,000	$0	2.10%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	2	$700,000	$350,000	$0	1.96%
Astoria, OR (FHA\|USDA\|VA)	2	$700,000	$350,000	$0	2.76%
Sandpoint, ID (FHA\|USDA\|VA)	2	$670,000	$335,000	$0	2.56%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$660,000	$330,000	$0	1.75%
WORCESTER, MA-CT (FHA\|USDA\|VA)	3	$655,000	$218,333	$0	2.40%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$640,000	$320,000	$0	1.98%
SALISBURY, MD-DE (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	3.22%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	1.97%
Prineville, OR (FHA\|USDA\|VA)	2	$620,000	$310,000	$0	2.08%
AKRON, OH (FHA\|USDA\|VA)	5	$585,000	$117,000	$0	2.37%
Lebanon, NH-VT (FHA\|USDA\|VA)	3	$585,000	$195,000	$0	2.31%
YAKIMA, WA (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	2.15%
Payson, AZ (FHA\|USDA\|VA)	3	$555,000	$185,000	$0	2.08%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$535,000	$535,000	$0	5.26%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	2	$490,000	$245,000	$0	1.91%
Georgetown, SC (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	3.56%
CARSON CITY, NV (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	2.29%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	1.96%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	2	$460,000	$230,000	$0	1.82%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	2.37%
Breckenridge, CO (FHA\|USDA\|VA)	1	$455,000	$455,000	$0	2.43%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	4	$450,000	$112,500	$0	2.49%
LUBBOCK, TX (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	1.69%
Ruidoso, NM (FHA\|USDA\|VA)	1	$445,000	$445,000	$0	1.56%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	2.02%
ROANOKE, VA (FHA\|USDA\|VA)	3	$435,000	$145,000	$0	2.42%
Pahrump, NV (FHA\|USDA\|VA)	3	$435,000	$145,000	$0	2.41%
FARMINGTON, NM (FHA\|USDA\|VA)	2	$430,000	$215,000	$0	1.85%
TULSA, OK (FHA\|USDA\|VA)	2	$430,000	$215,000	$0	2.55%
Shelton, WA (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	2.59%
SANTA FE, NM (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	2.68%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	2.24%
Ontario, OR-ID (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	2.69%
MUSKEGON, MI (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	2.03%
MADERA, CA (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	2.56%
ANN ARBOR, MI (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	1.89%
Burley, ID (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	2.38%
WACO, TX (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	1.84%
Sturgis, MI (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	1.57%
Riverton, WY (FHA\|USDA\|VA)	1	$355,000	$355,000	$0	1.95%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	3.23%
WILMINGTON, NC (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	2.09%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	2.83%
Eureka-Arcata, CA (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	2.05%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	1.78%
Murray, KY (FHA\|USDA\|VA)	1	$335,000	$335,000	$0	1.66%
PITTSFIELD, MA (FHA\|USDA\|VA)	1	$335,000	$335,000	$0	1.40%
Elko, NV (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	2.27%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	2.59%
Muskogee, OK (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	1.94%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	2.44%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	2.61%
YUBA CITY, CA (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	2.10%
COLUMBIA, MO (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	2.21%
BLOOMINGTON, IN (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	1.85%
Vernal, UT (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	2.26%
HOT SPRINGS, AR (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	1.95%
Athens, TX (FHA\|USDA\|VA)	1	$305,000	$305,000	$0	1.82%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	2.49%
SPARTANBURG, SC (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	2.07%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	2.18%
LANCASTER, PA (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	2.32%
LEWISTON, ID-WA (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	2.27%
Warsaw, IN (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	1.55%
Mountain Home, ID (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	2.28%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	3.11%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	2.43%
CORVALLIS, OR (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	1.70%
Ukiah, CA (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	2.33%
Montrose, CO (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	2.17%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	2.38%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	2.16%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	2.70%
ST. CLOUD, MN (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	2.29%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	2.22%
EAU CLAIRE, WI (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.02%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	2.42%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	1.76%
POCATELLO, ID (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	1.68%
Coos Bay, OR (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	2.58%
Palestine, TX (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	1.48%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.55%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	1.89%
GRANTS PASS, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.10%
Richmond, IN (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.33%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	3.19%
IDAHO FALLS, ID (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	2.59%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	2.39%
SPRINGFIELD, OH (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	1.62%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	1.79%
Bozeman, MT (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	3.18%
SUMTER, SC (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	1.79%
Seneca, SC (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	2.12%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	2.09%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	1.99%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	2.18%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	2.29%
LOUISVILLE, KY (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	2.55%
Granbury, TX (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	1.87%
Albertville, AL (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	3.09%
Shelbyville, TN (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	1.97%
Meridian, MS (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	2.20%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	2.04%
Sonora, CA (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	3.56%
Forest City, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.38%
ENID, OK (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.31%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	1.89%
Paris, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.31%
READING, PA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.08%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.33%
Augusta-Waterville, ME (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.05%
GRAND FORKS, ND-MN (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	1.84%
Statesboro, GA (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	1.81%
Price, UT (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	2.07%
Cadillac, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	1.99%
DECATUR, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	2.12%
JOHNSON CITY, TN (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.00%
JANESVILLE-BELOIT, WI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	1.89%
MANKATO, MN (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.15%
AMARILLO, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.24%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.24%
DOTHAN, AL (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	1.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	1.95%
MONROE, LA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.56%
MOBILE, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.40%
Rexburg, ID (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.03%
GETTYSBURG, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.43%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.43%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.00%
Sevierville, TN (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.86%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.07%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.83%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.49%
Moses Lake, WA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.47%
Shelby, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.55%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	1.55%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.05%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	3.68%
Mitchell, SD (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.42%
Keene, NH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.57%
Pearsall, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	1.90%
Austin, MN (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.33%
Searcy, AR (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.56%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.49%
LAWTON, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.45%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.49%
Brainerd, MN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.70%
Bennington, VT (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.57%
ODESSA, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.55%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.08%
ALEXANDRIA, LA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.36%
Malvern, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.82%
Fort Leonard Wood, MO (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.56%
Russellville, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.12%
Big Rapids, MI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.56%
McAlester, OK (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.36%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.56%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.46%
TUSCALOOSA, AL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.80%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.69%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.62%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.44%
WICHITA, KS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.57%
JACKSON, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.24%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.50%
Newberry, SC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.45%
NILES, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.82%
HINESVILLE, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.19%
Fremont, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.70%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.58%
Greensburg, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.97%
ROCHESTER, NY (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.73%
Dayton, TN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.30%
Marion, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.59%
ERIE, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.68%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	2.51%
PEORIA, IL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	2.62%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.40%
Spirit Lake, IA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.79%
Columbus, MS (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.69%

Longbridge Financial's top markets include Los Angeles, San Diego, San Francisco, Riverside, and Denver among others.

Their top states include:

California (FHA|USDA|VA)

Utah (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	3,029	$864,295,000	$285,340	$0	2.14%
FHA	317	$97,555,000	$307,744	$0	3.29%
Reverse Mortgage	171	$133,915,000	$783,129	$0	6.63%
HELOC	119	$105,915,000	$890,042	n/a	5.27%

For 2021, Longbridge Financial's most frequently originated type of loan was FHA, with 3,029 originations. Their 2nd most popular type was FHA, with 317 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	2,265	$708,985,000	$313,018	$0	2.28%
Cash Out Refi	904	$345,890,000	$382,622	$0	3.12%
Other	338	$113,330,000	$335,296	$0	2.72%
Home Purchase	122	$30,690,000	$251,557	$0	2.98%
Home Improvement	7	$2,785,000	$397,857	$0	2.86%

For 2021, Longbridge Financial's most frequently cited loan purpose was Refi, with 2,265 originations. The 2nd most popular reason was Cash Out Refi, with 904 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	3,636	$1,201,680,000	$330,495	$0	2.55%

For 2021, Longbridge Financial's most frequently cited loan duration was Other, with 3,636 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
<2.5%	2,533	$750,995,000	$296,484
2.5-3%	443	$102,025,000	$230,305
3-4%	369	$108,685,000	$294,539
5-6%	131	$110,715,000	$845,153
6-7%	101	$80,565,000	$797,673
7-8%	32	$23,680,000	$740,000
4-5%	23	$22,055,000	$958,913
%	4	$2,960,000	$740,000

During 2021, Longbridge Financial's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was <2.5%, with 2,533 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,735	$498,085,000	$287,081	$0	2.30%
$100k-200k	802	$126,390,000	$157,594	$0	2.36%
$400k-600k	773	$361,445,000	$467,587	$0	2.42%
$600k-1MM	139	$106,375,000	$765,288	$0	5.90%
$100,000 or less	119	$9,615,000	$80,798	$0	2.59%
$1MM+	68	$99,770,000	$1,467,206	$0	5.95%

2021 saw Longbridge Financial place emphasis on $200k-400k loans with 1,735 originations, totaling $498,085,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	2,936	$879,350,000	$299,506	$0	2.44%
$50k-75k	495	$204,575,000	$413,283	$0	2.92%
$75k-100k	110	$63,340,000	$575,818	$0	3.23%
$100k-150k	77	$42,095,000	$546,688	$0	3.28%
$150k-250k	18	$12,320,000	$684,444	$0	3.38%

Longbridge Financial lent most frequently to those with incomes in the $50k or less range, with 2,936 originations. The second most popular income band? $50k-75k, with 495 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	3,285	$1,081,545,000	$329,237	$0	2.54%
Black	225	$67,175,000	$298,556	$0	2.56%
Asian	52	$25,230,000	$485,192	$0	3.12%
Not provided	51	$21,285,000	$417,353	$0	2.71%
American Indian	18	$4,620,000	$256,667	$0	2.10%
Native Hawaiian or Islander	3	$825,000	$275,000	$0	2.36%
Filipino	1	$515,000	$515,000	$0	2.02%
Other Pacific Islander	1	$485,000	$485,000	$0	2.16%

Approval Rates

Total approvals of all applications
95.70%

Longbridge Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
80.12%

Longbridge Financial has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,636	$1,201,680,000	$330,495

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	3,636	$1,201,680,000	$330,495

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	63	$35,675,000	$566,270	$0	2.53%
40-60%	2,582	$822,040,000	$318,373	$0	2.60%
60-80%	985	$341,035,000	$346,228	$0	2.44%
Under 20%	6	$2,930,000	$488,333	$0	2.34%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
Longbridge Financial, LLC	Reverse mortgage	Applying for a mortgage or refinancing an existing mortgage	5	50.0%
Longbridge Financial, LLC	Reverse mortgage	Trouble during payment process	4	40.0%
Longbridge Financial, LLC	Reverse mortgage	Closing on a mortgage	1	10.0%