Highlands Residential Mortgage Ltd. Rates, Fees & Info
AUSTIN, TXLEI: 549300KHXD7JSQUZIJ22
Tax ID: 75-2269700
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Mortgage Data
Review & Overview
Highlands Residential Mortgage Ltd. is a small mortgage company specializing in Home Purchase loans. Highlands Residential Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Nashville, Houston, Miami, and Denver among others. We have data for 305 markets. (Some data included below & more in-depth data is available with an active subscription.)Highlands Residential Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Highlands Residential Mortgage Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.80% | 11/17/24 |
30 Year Conventional Refi | 6.77% | 11/17/24 |
30 Year Cash-out Refi | 6.92% | 11/17/24 |
30 Year FHA Purchase | 7.58% | 11/17/24 |
30 Year FHA Refi | 7.19% | 11/17/24 |
30 Year VA Purchase | 6.38% | 11/17/24 |
30 Year VA Refi | 6.21% | 11/17/24 |
30 Year USDA Purchase | 6.95% | 11/17/24 |
30 Year USDA Refi | 6.27% | 11/17/24 |
15 Year Conventional Purchase | 5.25% | 11/17/24 |
15 Year Conventional Refi | 6.19% | 11/17/24 |
15 Year Cash-out Refi | 6.19% | 11/17/24 |
15 Year FHA Purchase | 7.81% | 11/17/24 |
15 Year FHA Refi | 5.68% | 11/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Highlands Residential Mortgage Ltd. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,377Origination Dollar Volume (All Markets)
$2,330,225,000HIGHLANDS RESIDENTIAL MORTGAGE LTD. - 2022
HIGHLANDS RESIDENTIAL MORTGAGE LTD. is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,406 | $531,510,000 | $378,030 | $9,719 | 5.02% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 356 | $141,280,000 | $396,854 | $7,003 | 4.63% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 441 | $139,265,000 | $315,794 | $8,452 | 5.15% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 387 | $130,685,000 | $337,687 | $9,978 | 4.78% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 190 | $93,270,000 | $490,895 | $6,569 | 4.78% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 145 | $79,755,000 | $550,034 | $9,781 | 5.11% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 255 | $63,865,000 | $250,451 | $5,848 | 4.88% |
Outside of Metro Areas | 233 | $61,935,000 | $265,815 | $6,640 | 4.94% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 135 | $50,465,000 | $373,815 | $8,939 | 5.17% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 190 | $49,440,000 | $260,211 | $5,017 | 5.14% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 180 | $46,170,000 | $256,500 | $5,287 | 4.66% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 103 | $45,285,000 | $439,660 | $6,557 | 4.95% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 104 | $44,690,000 | $429,712 | $9,042 | 5.39% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 158 | $44,660,000 | $282,658 | $9,111 | 4.79% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 125 | $42,345,000 | $338,760 | $5,856 | 4.98% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 155 | $39,255,000 | $253,258 | $4,499 | 5.24% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 86 | $28,720,000 | $333,953 | $9,080 | 6.01% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 129 | $27,855,000 | $215,930 | $6,061 | 5.36% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 80 | $26,190,000 | $327,375 | $7,993 | 4.55% |
ASHEVILLE, NC (FHA|USDA|VA) | 101 | $24,205,000 | $239,653 | $7,467 | 4.73% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 74 | $24,030,000 | $324,730 | $5,601 | 4.97% |
WILMINGTON, NC (FHA|USDA|VA) | 79 | $23,905,000 | $302,595 | $5,440 | 4.68% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 97 | $21,615,000 | $222,835 | $6,464 | 4.62% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 58 | $16,250,000 | $280,172 | $8,154 | 5.25% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 55 | $14,235,000 | $258,818 | $10,027 | 4.50% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 44 | $14,180,000 | $322,273 | $6,430 | 6.02% |
El Dorado, AR (FHA|USDA|VA) | 61 | $13,835,000 | $226,803 | $5,520 | 5.34% |
TYLER, TX (FHA|USDA|VA) | 47 | $13,045,000 | $277,553 | $9,140 | 5.41% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 48 | $12,340,000 | $257,083 | $7,839 | 5.42% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 86 | $11,770,000 | $136,860 | $5,643 | 5.40% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 40 | $11,460,000 | $286,500 | $8,616 | 4.84% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 36 | $11,260,000 | $312,778 | $6,244 | 4.90% |
BOULDER, CO (FHA|USDA|VA) | 24 | $11,210,000 | $467,083 | $5,048 | 4.39% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $10,815,000 | $327,727 | $8,276 | 4.36% |
IDAHO FALLS, ID (FHA|USDA|VA) | 37 | $10,655,000 | $287,973 | $9,923 | 4.47% |
Port Angeles, WA (FHA|USDA|VA) | 28 | $10,450,000 | $373,214 | $8,779 | 5.22% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 54 | $10,100,000 | $187,037 | $5,171 | 4.94% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 69 | $9,415,000 | $136,449 | $4,172 | 5.33% |
TUCSON, AZ (FHA|USDA|VA) | 34 | $8,690,000 | $255,588 | $8,785 | 5.18% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $8,535,000 | $316,111 | $5,396 | 5.16% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 22 | $8,100,000 | $368,182 | $9,912 | 5.38% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $7,475,000 | $439,706 | $8,208 | 4.51% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 25 | $7,145,000 | $285,800 | $7,660 | 5.50% |
Durango, CO (FHA|USDA|VA) | 20 | $7,100,000 | $355,000 | $4,736 | 4.76% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $6,985,000 | $303,696 | $9,330 | 5.57% |
JACKSONVILLE, FL (FHA|USDA|VA) | 35 | $6,705,000 | $191,571 | $5,638 | 5.11% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $6,305,000 | $370,882 | $9,253 | 5.02% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 59 | $6,125,000 | $103,814 | $4,628 | 5.30% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $6,095,000 | $554,091 | $16,902 | 6.08% |
Athens, TX (FHA|USDA|VA) | 16 | $5,960,000 | $372,500 | $10,417 | 4.83% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 34 | $5,840,000 | $171,765 | $7,221 | 4.37% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $5,700,000 | $407,143 | $5,848 | 5.35% |
Paragould, AR (FHA|USDA|VA) | 31 | $5,555,000 | $179,194 | $5,299 | 5.24% |
JONESBORO, AR (FHA|USDA|VA) | 30 | $5,480,000 | $182,667 | $6,093 | 5.48% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 24 | $5,360,000 | $223,333 | $8,252 | 5.33% |
Blackfoot, ID (FHA|USDA|VA) | 15 | $5,025,000 | $335,000 | $12,269 | 5.50% |
MIDLAND, TX (FHA|USDA|VA) | 17 | $4,975,000 | $292,647 | $9,599 | 6.21% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $4,875,000 | $286,765 | $7,988 | 4.73% |
CLEVELAND, TN (FHA|USDA|VA) | 20 | $4,770,000 | $238,500 | $5,824 | 4.89% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $4,500,000 | $450,000 | $8,517 | 4.54% |
El Campo, TX (FHA|USDA|VA) | 17 | $4,395,000 | $258,529 | $5,748 | 5.41% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 34 | $4,290,000 | $126,176 | $5,352 | 4.10% |
GREELEY, CO (FHA|USDA|VA) | 12 | $4,210,000 | $350,833 | $5,426 | 4.91% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $4,130,000 | $1,032,500 | $11,985 | 5.56% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $3,995,000 | $190,238 | $5,630 | 5.04% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 13 | $3,995,000 | $307,308 | $7,709 | 5.72% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 17 | $3,625,000 | $213,235 | $6,013 | 5.21% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $9,906 | 5.73% |
FORT COLLINS, CO (FHA|USDA|VA) | 7 | $3,605,000 | $515,000 | $5,554 | 5.41% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 18 | $3,540,000 | $196,667 | $4,934 | 4.51% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $7,311 | 4.49% |
AKRON, OH (FHA|USDA|VA) | 33 | $3,335,000 | $101,061 | $4,568 | 5.52% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 12 | $3,180,000 | $265,000 | $6,908 | 4.83% |
ANN ARBOR, MI (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $5,102 | 4.83% |
PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $8,938 | 5.59% |
Granbury, TX (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $7,586 | 4.59% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $2,880,000 | $480,000 | $10,301 | 4.50% |
Aberdeen, WA (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $8,730 | 6.50% |
Sandpoint, ID (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $11,518 | 5.91% |
KNOXVILLE, TN (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $9,123 | 5.56% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $6,108 | 4.58% |
BELLINGHAM, WA (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $7,015 | 4.50% |
WICHITA, KS (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $7,118 | 4.61% |
FLINT, MI (FHA|USDA|VA) | 15 | $2,615,000 | $174,333 | $4,649 | 4.64% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $2,600,000 | $130,000 | $3,841 | 5.24% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $6,050 | 5.71% |
OCALA, FL (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $8,481 | 4.91% |
Sevierville, TN (FHA|USDA|VA) | 4 | $2,470,000 | $617,500 | $10,188 | 4.81% |
ODESSA, TX (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $11,563 | 5.74% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $7,721 | 5.71% |
Forest City, NC (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $6,971 | 4.54% |
PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $7,168 | 5.86% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $9,215 | 5.10% |
HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,742 | 4.77% |
Brevard, NC (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $6,983 | 5.06% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $6,266 | 4.05% |
Fort Payne, AL (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $7,276 | 5.08% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $6,293 | 5.60% |
SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $11,299 | 5.04% |
Marion, NC (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $9,141 | 5.93% |
LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,820 | 4.89% |
LONGVIEW, WA (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $6,008 | 3.58% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $6,276 | 5.16% |
Mountain Home, AR (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $6,063 | 4.82% |
Lewisburg, TN (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $5,159 | 5.09% |
LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $7,410 | 5.00% |
LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $4,098 | 5.18% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $10,023 | 4.91% |
Corsicana, TX (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $10,343 | 5.52% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $8,081 | 5.88% |
DALTON, GA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $11,911 | 5.50% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $9,717 | 4.38% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 15 | $1,495,000 | $99,667 | $4,002 | 5.49% |
Shelton, WA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $9,603 | 4.90% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $9,214 | 5.21% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $0 | 5.94% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $4,631 | 4.92% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $10,217 | 5.68% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $8,163 | 6.34% |
Paris, TX (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $9,772 | 5.25% |
Jacksonville, TX (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $7,377 | 5.34% |
Sulphur Springs, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $10,166 | 4.38% |
Taos, NM (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $11,817 | 6.25% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $8,974 | 4.83% |
Cookeville, TN (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,821 | 5.35% |
FARMINGTON, NM (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,632 | 4.44% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,606 | 5.00% |
Searcy, AR (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,002 | 4.21% |
Nacogdoches, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $8,461 | 4.67% |
MORRISTOWN, TN (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $17,962 | 6.75% |
ABILENE, TX (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,713 | 4.88% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $5,944 | 4.79% |
Traverse City, MI (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $4,738 | 3.69% |
Morehead City, NC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,982 | 4.31% |
STOCKTON, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $8,781 | 4.58% |
JACKSON, MI (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,541 | 5.45% |
McMinnville, TN (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $8,689 | 5.13% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $10,433 | 5.41% |
POCATELLO, ID (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $11,100 | 4.25% |
SALEM, OR (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $12,279 | 5.00% |
Moses Lake, WA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $13,153 | 3.53% |
Dayton, TN (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $7,031 | 4.70% |
WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $8,489 | 4.69% |
Rexburg, ID (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,235 | 4.58% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,817 | 6.00% |
Blytheville, AR (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $6,436 | 5.44% |
Scottsboro, AL (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,451 | 5.78% |
VICTORIA, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $23,673 | 5.94% |
EL PASO, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $20,697 | 5.84% |
JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,556 | 4.38% |
MUNCIE, IN (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,560 | 4.83% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,901 | 5.17% |
Cullowhee, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,036 | 4.33% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,664 | 5.31% |
JOPLIN, MO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,210 | 5.71% |
Centralia, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $20,021 | 6.38% |
WACO, TX (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,132 | 4.38% |
Shelbyville, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,979 | 4.00% |
Adrian, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,118 | 5.09% |
Bay City, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,634 | 5.67% |
Bonham, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,414 | 6.00% |
BEND, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,801 | 5.13% |
MONROE, LA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,995 | 5.06% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,058 | 4.88% |
Gainesville, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,953 | 5.69% |
Magnolia, AR (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,518 | 5.50% |
Oak Harbor, WA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,668 | 6.13% |
Kerrville, TX (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $10,120 | 3.63% |
Boone, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,440 | 6.13% |
Mount Pleasant, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,762 | 6.69% |
HARRISONBURG, VA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,751 | 3.81% |
Show Low, AZ (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $19,969 | 5.50% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,766 | 4.13% |
MONTGOMERY, AL (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $4,135 | 5.32% |
RICHMOND, VA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,959 | 6.13% |
Ardmore, OK (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,117 | 5.25% |
Camden, AR (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,057 | 5.54% |
Frankfort, IN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,032 | 5.31% |
Outside of Metro Areas | 2 | $560,000 | $280,000 | $6,917 | 5.88% |
Pahrump, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,486 | 5.81% |
Harrison, AR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,289 | 5.21% |
THE VILLAGES, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,100 | 5.75% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,170 | 3.94% |
Jackson, WY-ID (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $12,286 | 5.38% |
WENATCHEE, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,549 | 5.94% |
PUEBLO, CO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,608 | 2.75% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,889 | 6.13% |
BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,865 | 4.63% |
Shelby, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,326 | 5.25% |
VALLEJO, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $27,002 | 4.63% |
HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,397 | 5.00% |
STAUNTON, VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $19,733 | 3.25% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $3,612 | 5.00% |
Pecos, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,427 | 4.63% |
Stephenville, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,512 | 5.50% |
Cadillac, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,225 | 5.17% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,284 | 5.00% |
Huntsville, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,666 | 4.81% |
COLUMBIA, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,406 | 3.63% |
Wilson, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,699 | 6.13% |
TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,010 | 7.25% |
Ruidoso, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,032 | 4.38% |
Montrose, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,784 | 6.00% |
Cullman, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,696 | 4.63% |
TULSA, OK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,808 | 4.88% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $21,656 | 5.00% |
COLUMBUS, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,045 | 3.75% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,130 | 5.69% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,050 | 5.31% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $2,955 | 5.43% |
SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,872 | 4.75% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,767 | 6.13% |
Fort Morgan, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $13,856 | 2.13% |
Seneca, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,251 | 5.94% |
Bartlesville, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,968 | 6.69% |
TOLEDO, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,684 | 3.25% |
West Plains, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,258 | 6.88% |
Coos Bay, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,182 | 7.13% |
Lawrenceburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,449 | 5.63% |
Clewiston, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $11,800 | 2.13% |
HATTIESBURG, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,501 | 5.63% |
Athens, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,255 | 4.88% |
Batesville, AR (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $3,125 | 4.75% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,871 | 6.19% |
Brenham, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,096 | 6.25% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,545 | 3.13% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,501 | 5.13% |
SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,377 | 3.00% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,052 | 4.88% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,653 | 4.75% |
Arkadelphia, AR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,542 | 5.38% |
LAS CRUCES, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,922 | 4.63% |
EL CENTRO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,749 | 6.63% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,547 | 7.25% |
Lufkin, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,580 | 6.44% |
MONROE, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,573 | 4.25% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,257 | 4.00% |
Brownwood, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,701 | 5.94% |
Danville, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,765 | 6.63% |
Marquette, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,349 | 3.75% |
Big Rapids, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,940 | 4.25% |
KOKOMO, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,724 | 4.13% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,208 | 6.00% |
Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,554 | 4.38% |
Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,063 | 4.25% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,578 | 5.13% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,296 | 4.25% |
Wauchula, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,796 | 3.88% |
Forrest City, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,725 | 6.00% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,258 | 4.00% |
Troy, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.00% |
SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,777 | 2.00% |
PITTSBURGH, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,358 | 4.31% |
Albemarle, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.88% |
Roswell, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,823 | 5.75% |
PINE BLUFF, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,943 | 5.25% |
MERCED, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.88% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,633 | 6.00% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,976 | 5.63% |
JACKSON, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,103 | 7.13% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,649 | 7.13% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,955 | 5.38% |
NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,641 | 5.25% |
Sikeston, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,959 | 5.63% |
Alma, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,772 | 5.38% |
Henderson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,988 | 6.00% |
Mount Airy, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,447 | 4.63% |
JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,132 | 4.25% |
Sanford, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,634 | 6.50% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,164 | 4.50% |
Washington, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,291 | 3.25% |
WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
TOPEKA, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,253 | 5.88% |
Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,425 | 4.13% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,056 | 6.63% |
Russellville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,966 | 4.63% |
JACKSON, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,624 | 6.00% |
Liberal, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,412 | 4.75% |
LaGrange, GA-AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,026 | 6.13% |
Somerset, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,363 | 4.13% |
Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,139 | 3.88% |
Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,344 | 5.25% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,860 | 4.00% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,490 | 5.94% |
Cordele, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,187 | 4.63% |
Brownsville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,777 | 8.00% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,388 | 4.00% |
Bellefontaine, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,548 | 6.25% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,373 | 6.50% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,249 | 6.88% |
Crawfordsville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,392 | 5.75% |
Rockport, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,160 | 6.00% |
Sweetwater, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,894 | 3.88% |
Othello, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,010 | 5.75% |
Malvern, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,720 | 5.38% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,663 | 5.75% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,782 | 7.00% |
New Castle, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,648 | 3.25% |
Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,979 | 5.13% |
ENID, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,266 | 5.63% |
Jasper, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,773 | 6.00% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,408 | 4.00% |
Port Lavaca, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.63% |
Calhoun, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,536 | 6.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against HIGHLANDS RESIDENTIAL MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Highlands Residential Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 5,708 originations. Their 2nd most popular type was FHA, with 1,143 originations.
Loan Reason
For 2022, Highlands Residential Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 6,223 originations. The 2nd most popular reason was Cash Out Refi, with 815 originations.
Loan Duration/Length
For 2022, Highlands Residential Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 7,000 originations. The 2nd most popular length was 15 Year, with 242 originations.
Origination Fees/Closing Costs
Highlands Residential Mortgage Ltd.'s average total fees were $7,804, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,675 originations.
Interest Rates
During 2022, Highlands Residential Mortgage Ltd.'s average interest rate for loans was 5.10%, while their most frequently originated rate bucket for loans was 5-6%, with 2,343 originations.
Loan Sizing
2022 saw Highlands Residential Mortgage Ltd. place emphasis on $200k-400k loans with 3,404 originations, totaling $992,390,000 in origination value.
Applicant Income
Highlands Residential Mortgage Ltd. lent most frequently to those with incomes in the $100k-150k range, with 1,909 originations. The second most popular income band? $50k-75k, with 1,442 originations.
Applicant Debt to Income Ratio
Highlands Residential Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 1,202 originations. The next most common DTI ratio? 20-30%, with 1,129 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.95%
Highlands Residential Mortgage Ltd. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.42%
Highlands Residential Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
23360.98 | 1 | $465,000 | $465,000 |
5824.34 | 1 | $395,000 | $395,000 |
6319.0 | 1 | $635,000 | $635,000 |
NA | 7,374 | $2,328,730,000 | $315,803 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
7,377 | $2,330,225,000 | $315,877 |