Cornerstone Home Lending Mortgage Rates, Fees & Info
HOUSTON, TXLEI: 549300CY7WNAHKHYSJ73
Tax ID: 76-0236067
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Mortgage Data
Review & Overview
Cornerstone Home Lending is a mid-sized mortgage company specializing in Home Purchase loans. Cornerstone Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Houston, Oklahoma City, Dallas, and San Antonio among others. We have data for 303 markets. (Some data included below & more in-depth data is available with an active subscription.)Cornerstone Home Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cornerstone Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.65% | 11/17/24 |
30 Year Conventional Refi | 6.61% | 11/17/24 |
30 Year Cash-out Refi | 6.88% | 11/17/24 |
30 Year FHA Purchase | 7.44% | 11/17/24 |
30 Year FHA Refi | 7.25% | 11/17/24 |
30 Year VA Purchase | 6.29% | 11/17/24 |
30 Year VA Refi | 6.39% | 11/17/24 |
30 Year USDA Purchase | 6.74% | 11/17/24 |
30 Year USDA Refi | 6.68% | 11/17/24 |
15 Year Conventional Purchase | 6.28% | 11/17/24 |
15 Year Conventional Refi | 6.22% | 11/17/24 |
15 Year Cash-out Refi | 6.22% | 11/17/24 |
15 Year FHA Purchase | 7.86% | 11/17/24 |
15 Year VA Purchase | 6.19% | 11/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Cornerstone Home Lending Mortgage Calculator
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This is not an official calculator from Cornerstone Home Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
22,335Origination Dollar Volume (All Markets)
$6,529,835,000CORNERSTONE HOME LENDING - 2019
CORNERSTONE HOME LENDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,611 | $805,805,000 | $500,189 | $6,405 | 4.07% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,848 | $689,210,000 | $241,998 | $6,326 | 3.93% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 2,351 | $511,355,000 | $217,505 | $5,375 | 4.26% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,029 | $385,825,000 | $374,951 | $6,678 | 4.02% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,459 | $356,475,000 | $244,328 | $6,802 | 3.75% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,150 | $346,120,000 | $300,974 | $6,835 | 4.04% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 693 | $253,585,000 | $365,924 | $5,358 | 4.18% |
FORT COLLINS, CO (FHA|USDA|VA) | 618 | $200,440,000 | $324,337 | $5,116 | 4.20% |
Outside of Metro Areas | 825 | $180,905,000 | $219,279 | $4,991 | 4.27% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 666 | $180,620,000 | $271,201 | $4,500 | 4.12% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 620 | $165,740,000 | $267,323 | $7,584 | 4.18% |
GREELEY, CO (FHA|USDA|VA) | 498 | $154,090,000 | $309,418 | $5,761 | 4.23% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 288 | $153,760,000 | $533,889 | $6,495 | 4.13% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 485 | $139,265,000 | $287,144 | $5,809 | 4.16% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 248 | $134,250,000 | $541,331 | $6,657 | 4.03% |
Bozeman, MT (FHA|USDA|VA) | 317 | $103,985,000 | $328,028 | $5,586 | 4.14% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 182 | $87,550,000 | $481,044 | $5,611 | 4.13% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 303 | $80,735,000 | $266,452 | $4,637 | 4.10% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 310 | $68,510,000 | $221,000 | $4,135 | 4.15% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 165 | $64,425,000 | $390,455 | $4,754 | 4.34% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 167 | $61,625,000 | $369,012 | $6,811 | 4.02% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 156 | $54,060,000 | $346,538 | $7,167 | 4.12% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 262 | $47,080,000 | $179,695 | $7,640 | 4.23% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 162 | $45,990,000 | $283,889 | $4,814 | 4.30% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 141 | $45,695,000 | $324,078 | $5,931 | 4.19% |
FARMINGTON, NM (FHA|USDA|VA) | 248 | $44,970,000 | $181,331 | $5,529 | 4.44% |
TULSA, OK (FHA|USDA|VA) | 218 | $44,680,000 | $204,954 | $5,296 | 4.32% |
Glenwood Springs, CO (FHA|USDA|VA) | 135 | $42,065,000 | $311,593 | $5,040 | 4.33% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 204 | $40,370,000 | $197,892 | $5,344 | 4.33% |
Montrose, CO (FHA|USDA|VA) | 149 | $40,225,000 | $269,966 | $4,760 | 4.41% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 68 | $38,710,000 | $569,265 | $8,306 | 4.11% |
BOULDER, CO (FHA|USDA|VA) | 91 | $37,245,000 | $409,286 | $4,890 | 4.18% |
Juneau, AK (FHA|USDA|VA) | 100 | $35,960,000 | $359,600 | $9,673 | 3.97% |
Ellensburg, WA (FHA|USDA|VA) | 119 | $34,105,000 | $286,597 | $7,857 | 4.00% |
YUBA CITY, CA (FHA|USDA|VA) | 124 | $33,450,000 | $269,758 | $5,846 | 4.25% |
Steamboat Springs, CO (FHA|USDA|VA) | 87 | $32,425,000 | $372,701 | $4,208 | 4.22% |
BILLINGS, MT (FHA|USDA|VA) | 119 | $27,895,000 | $234,412 | $6,791 | 3.86% |
GOLDSBORO, NC (FHA|USDA|VA) | 157 | $27,165,000 | $173,025 | $4,440 | 4.00% |
MADISON, WI (FHA|USDA|VA) | 111 | $27,065,000 | $243,829 | $3,873 | 4.18% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 84 | $24,990,000 | $297,500 | $5,731 | 4.21% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 98 | $24,120,000 | $246,122 | $5,499 | 4.03% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 76 | $23,440,000 | $308,421 | $5,716 | 4.10% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 126 | $22,560,000 | $179,048 | $4,095 | 3.83% |
YAKIMA, WA (FHA|USDA|VA) | 99 | $21,935,000 | $221,566 | $6,032 | 4.30% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 57 | $19,885,000 | $348,860 | $6,911 | 4.11% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 110 | $19,170,000 | $174,273 | $4,953 | 3.86% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 77 | $18,665,000 | $242,403 | $7,008 | 4.58% |
CHEYENNE, WY (FHA|USDA|VA) | 78 | $18,570,000 | $238,077 | $4,864 | 4.04% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 69 | $18,255,000 | $264,565 | $4,045 | 4.15% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 99 | $17,845,000 | $180,253 | $6,152 | 3.84% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 47 | $16,875,000 | $359,043 | $6,314 | 3.90% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 30 | $14,170,000 | $472,333 | $6,225 | 4.07% |
BAKERSFIELD, CA (FHA|USDA|VA) | 47 | $11,415,000 | $242,872 | $7,286 | 4.05% |
JACKSONVILLE, FL (FHA|USDA|VA) | 46 | $11,380,000 | $247,391 | $5,292 | 4.03% |
TYLER, TX (FHA|USDA|VA) | 45 | $10,935,000 | $243,000 | $4,417 | 4.21% |
Kerrville, TX (FHA|USDA|VA) | 46 | $10,880,000 | $236,522 | $4,069 | 4.09% |
PROVO-OREM, UT (FHA|USDA|VA) | 28 | $10,690,000 | $381,786 | $5,610 | 4.15% |
WENATCHEE, WA (FHA|USDA|VA) | 39 | $10,685,000 | $273,974 | $6,101 | 4.12% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 26 | $10,600,000 | $407,692 | $7,837 | 4.15% |
Breckenridge, CO (FHA|USDA|VA) | 26 | $10,160,000 | $390,769 | $4,601 | 4.20% |
Elizabeth City, NC (FHA|USDA|VA) | 50 | $9,820,000 | $196,400 | $5,346 | 4.03% |
JACKSON, MS (FHA|USDA|VA) | 45 | $9,625,000 | $213,889 | $6,683 | 4.62% |
Oak Harbor, WA (FHA|USDA|VA) | 27 | $9,415,000 | $348,704 | $5,546 | 3.93% |
WACO, TX (FHA|USDA|VA) | 43 | $8,915,000 | $207,326 | $4,777 | 4.00% |
Brenham, TX (FHA|USDA|VA) | 34 | $8,700,000 | $255,882 | $5,296 | 4.13% |
LONGVIEW, TX (FHA|USDA|VA) | 46 | $8,680,000 | $188,696 | $3,481 | 4.10% |
FAIRBANKS, AK (FHA|USDA|VA) | 29 | $8,495,000 | $292,931 | $5,539 | 3.86% |
PUEBLO, CO (FHA|USDA|VA) | 46 | $8,090,000 | $175,870 | $5,329 | 4.37% |
IDAHO FALLS, ID (FHA|USDA|VA) | 42 | $8,020,000 | $190,952 | $6,482 | 4.64% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 19 | $6,195,000 | $326,053 | $6,273 | 3.80% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $6,100,000 | $338,889 | $8,248 | 4.06% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $6,060,000 | $1,010,000 | $6,124 | 3.94% |
LAS CRUCES, NM (FHA|USDA|VA) | 26 | $5,930,000 | $228,077 | $3,859 | 4.28% |
Durango, CO (FHA|USDA|VA) | 22 | $5,880,000 | $267,273 | $4,977 | 4.27% |
Shelton, WA (FHA|USDA|VA) | 18 | $5,710,000 | $317,222 | $6,909 | 4.04% |
BEND, OR (FHA|USDA|VA) | 14 | $5,670,000 | $405,000 | $7,152 | 4.13% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 25 | $5,515,000 | $220,600 | $3,521 | 4.10% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 21 | $5,095,000 | $242,619 | $3,769 | 4.25% |
Heber, UT (FHA|USDA|VA) | 12 | $5,090,000 | $424,167 | $4,055 | 4.24% |
Shawnee, OK (FHA|USDA|VA) | 26 | $4,880,000 | $187,692 | $6,572 | 4.46% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $4,780,000 | $298,750 | $7,142 | 4.31% |
BELLINGHAM, WA (FHA|USDA|VA) | 15 | $4,605,000 | $307,000 | $4,911 | 4.15% |
McAlester, OK (FHA|USDA|VA) | 14 | $4,470,000 | $319,286 | $4,254 | 3.85% |
CHICO, CA (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $5,787 | 4.57% |
Russellville, AR (FHA|USDA|VA) | 21 | $3,675,000 | $175,000 | $4,742 | 4.11% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 27 | $3,305,000 | $122,407 | $4,395 | 3.76% |
SAN ANGELO, TX (FHA|USDA|VA) | 15 | $3,285,000 | $219,000 | $3,477 | 4.02% |
GREENVILLE, NC (FHA|USDA|VA) | 18 | $3,260,000 | $181,111 | $4,383 | 3.95% |
MIDLAND, TX (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $6,686 | 4.25% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 22 | $3,110,000 | $141,364 | $5,728 | 4.39% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $3,799 | 4.41% |
Albemarle, NC (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $4,411 | 4.34% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $5,185 | 4.13% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $2,785,000 | $557,000 | $8,534 | 3.95% |
NEW BERN, NC (FHA|USDA|VA) | 16 | $2,770,000 | $173,125 | $3,712 | 4.02% |
Edwards, CO (FHA|USDA|VA) | 5 | $2,735,000 | $547,000 | $3,437 | 4.25% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $4,365 | 4.53% |
Outside of Metro Areas | 11 | $2,645,000 | $240,455 | $6,866 | 4.08% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 16 | $2,630,000 | $164,375 | $6,854 | 3.95% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $4,643 | 4.48% |
Fredericksburg, TX (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $4,437 | 4.23% |
Huntsville, TX (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $4,128 | 3.90% |
Athens, TX (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $5,174 | 4.12% |
WILMINGTON, NC (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $3,798 | 4.49% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $5,189 | 3.75% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $6,515 | 4.17% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $4,939 | 4.25% |
ST. GEORGE, UT (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $3,877 | 4.25% |
ANCHORAGE, AK (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $6,008 | 4.04% |
Aberdeen, WA (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $5,782 | 4.75% |
VALLEJO, CA (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $7,148 | 4.35% |
BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $5,561 | 4.16% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $6,896 | 4.25% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,210 | 3.96% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $7,114 | 4.24% |
HATTIESBURG, MS (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $6,770 | 4.70% |
MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $2,372 | 3.68% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $5,041 | 4.22% |
Rockport, TX (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $6,598 | 4.13% |
Sanford, NC (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $3,702 | 3.88% |
ABILENE, TX (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $3,425 | 3.67% |
STOCKTON, CA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $6,738 | 4.50% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $7,637 | 4.19% |
Taos, NM (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $8,575 | 3.92% |
Moses Lake, WA (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $5,652 | 4.07% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $5,599 | 4.48% |
JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $3,347 | 4.18% |
TUCSON, AZ (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $5,566 | 4.17% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,590 | 4.22% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $3,718 | 4.88% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $4,324 | 4.36% |
Sevierville, TN (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $8,470 | 4.13% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $4,738 | 3.93% |
Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $2,850 | 4.38% |
Blackfoot, ID (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $5,343 | 4.66% |
Morehead City, NC (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,828 | 4.11% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $6,370 | 3.85% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $7,234 | 4.28% |
Kalispell, MT (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $7,410 | 3.97% |
Helena, MT (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $6,485 | 4.08% |
Ponca City, OK (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $5,024 | 4.50% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,125 | 4.13% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,574 | 4.15% |
SANTA FE, NM (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,596 | 4.50% |
Fort Morgan, CO (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $6,038 | 4.03% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $6,686 | 3.94% |
Alice, TX (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,913 | 3.40% |
EL PASO, TX (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,741 | 4.19% |
Bartlesville, OK (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $6,007 | 4.32% |
POCATELLO, ID (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $3,809 | 4.39% |
Key West, FL (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,057 | 6.00% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $3,886 | 4.13% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,537 | 4.35% |
AMARILLO, TX (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,809 | 3.75% |
MISSOULA, MT (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $4,494 | 4.00% |
Stillwater, OK (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,356 | 4.50% |
Silver City, NM (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,461 | 3.78% |
Gainesville, TX (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,008 | 4.33% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,059 | 4.17% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $0 | 4.75% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,008 | 4.67% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,858 | 4.22% |
ENID, OK (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,172 | 3.88% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,404 | 3.67% |
El Campo, TX (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $4,777 | 3.64% |
VICTORIA, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,916 | 3.54% |
Nacogdoches, TX (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,561 | 3.88% |
Deming, NM (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $4,722 | 4.06% |
MONTGOMERY, AL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,938 | 4.04% |
SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,846 | 3.72% |
SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,705 | 4.19% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $3,481 | 4.88% |
Ada, OK (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,673 | 4.38% |
Weatherford, OK (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,532 | 3.88% |
RENO, NV (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,007 | 3.94% |
Laramie, WY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,246 | 4.00% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,818 | 4.50% |
Arkadelphia, AR (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,872 | 4.55% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,144 | 4.63% |
LAFAYETTE, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,965 | 4.42% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,281 | 4.25% |
GRANTS PASS, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,075 | 4.25% |
Rio Grande City-Roma, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,135 | 4.44% |
HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,981 | 4.22% |
LONGVIEW, WA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,780 | 4.38% |
PINE BLUFF, AR (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,721 | 4.13% |
Kingsville, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,403 | 3.93% |
LAWTON, OK (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,306 | 4.63% |
Port Angeles, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,328 | 4.50% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,715 | 8.75% |
Malvern, AR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,226 | 4.21% |
Granbury, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,474 | 4.42% |
Roswell, NM (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,064 | 3.75% |
Rexburg, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,782 | 3.94% |
Uvalde, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,638 | 4.83% |
HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,246 | 4.25% |
Washington, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,638 | 4.42% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,484 | 4.25% |
CASPER, WY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,383 | 3.88% |
Pullman, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,866 | 3.81% |
Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,505 | 4.69% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,225 | 4.00% |
Gallup, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,028 | 3.88% |
Georgetown, SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,122 | 4.00% |
Stephenville, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,364 | 3.46% |
PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,349 | 4.06% |
Ketchikan, AK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,542 | 3.38% |
Duncan, OK (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,067 | 4.20% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,697 | 4.00% |
Mineral Wells, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,675 | 4.31% |
Henderson, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,779 | 3.75% |
Batesville, AR (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,518 | 4.63% |
CORVALLIS, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,172 | 4.88% |
Beaver Dam, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,338 | 4.63% |
Meridian, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,065 | 4.38% |
Baraboo, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,704 | 4.25% |
TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,357 | 4.94% |
Newport, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,226 | 4.44% |
Woodward, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,960 | 3.63% |
Alexandria, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,873 | 3.88% |
Ukiah, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,750 | 4.00% |
Kinston, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,985 | 4.25% |
Brownwood, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,657 | 4.19% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,230 | 3.00% |
Craig, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,730 | 3.63% |
EL CENTRO, CA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,361 | 3.29% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,387 | 4.79% |
Wilson, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,110 | 4.58% |
Altus, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,386 | 5.38% |
MODESTO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,696 | 4.25% |
ASHEVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,874 | 3.25% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,178 | 4.13% |
Centralia, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,484 | 4.00% |
YUMA, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,646 | 4.75% |
Lufkin, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,468 | 4.00% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,076 | 4.38% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,040 | 4.50% |
Big Spring, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,556 | 4.50% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,502 | 3.38% |
Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,091 | 4.63% |
Mayfield, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,583 | 4.63% |
Red Wing, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,933 | 3.63% |
WICHITA, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,234 | 3.99% |
Jacksonville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,048 | 4.13% |
Red Bluff, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,921 | 3.63% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,068 | 4.38% |
Raymondville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,133 | 4.50% |
OCALA, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,163 | 4.00% |
Sulphur Springs, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,622 | 4.38% |
Eagle Pass, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,191 | 4.00% |
Bonham, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,888 | 3.99% |
Searcy, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,486 | 4.00% |
Whitewater, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,467 | 4.25% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,913 | 3.25% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,636 | 5.83% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,893 | 3.13% |
Roseburg, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,227 | 4.75% |
Prineville, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,919 | 4.13% |
APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,607 | 4.63% |
Hailey, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,916 | 5.50% |
ROCHESTER, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,174 | 5.13% |
Stevens Point, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,874 | 4.00% |
Beeville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,305 | 3.38% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.50% |
Hobbs, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,539 | 4.88% |
Platteville, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,702 | 4.00% |
GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,427 | 3.88% |
Lebanon, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,313 | 3.25% |
Tahlequah, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,088 | 3.13% |
CARSON CITY, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,682 | 5.38% |
CaƱon City, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,914 | 4.00% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $987 | 3.63% |
MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,591 | 5.13% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,190 | 3.88% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,132 | 3.88% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,054 | 3.25% |
JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,017 | 3.63% |
READING, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,497 | 4.50% |
Cullowhee, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,122 | 4.38% |
Tupelo, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,058 | 5.00% |
FRESNO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,097 | 3.88% |
BATON ROUGE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,661 | 4.88% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,750 | 4.63% |
Hope, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,729 | 5.38% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,347 | 4.13% |
Ruidoso, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,243 | 3.50% |
Muskogee, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.63% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,243 | 3.88% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,172 | 4.50% |
Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,231 | 4.00% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,778 | 5.25% |
Rockingham, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,227 | 4.00% |
Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,030 | 5.38% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,974 | 3.50% |
North Platte, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,598 | 3.88% |
FOND DU LAC, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,184 | 3.75% |
PITTSBURGH, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,721 | 3.88% |
Lumberton, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,581 | 4.13% |
Traverse City, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,545 | 5.13% |
Mountain Home, ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,632 | 5.63% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,940 | 6.00% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against CORNERSTONE HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Cornerstone Home Lending's most frequently originated type of loan was Conventional, with 15,637 originations. Their 2nd most popular type was FHA, with 3,985 originations.
Loan Reason
For 2019, Cornerstone Home Lending's most frequently cited loan purpose was Home Purchase, with 16,915 originations. The 2nd most popular reason was Refi, with 3,368 originations.
Loan Duration/Length
For 2019, Cornerstone Home Lending's most frequently cited loan duration was 30 Year, with 20,693 originations. The 2nd most popular length was 15 Year, with 1,006 originations.
Origination Fees/Closing Costs
Cornerstone Home Lending's average total fees were $6,035, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 11,156 originations.
Interest Rates
During 2019, Cornerstone Home Lending's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 3-4%, with 10,399 originations.
Loan Sizing
2019 saw Cornerstone Home Lending place emphasis on $200k-400k loans with 11,182 originations, totaling $3,170,500,000 in origination value.
Applicant Income
Cornerstone Home Lending lent most frequently to those with incomes in the $50k-75k range, with 5,208 originations. The second most popular income band? $100k-150k, with 5,199 originations.
Applicant Debt to Income Ratio
Cornerstone Home Lending lent most frequently to those with DTI ratios of 30-36%, with 3,928 originations. The next most common DTI ratio? 20-30%, with 3,734 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.05%
Cornerstone Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.24%
Cornerstone Home Lending has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 22,335 | $6,529,835,000 | $292,359 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Manufactured | 227 | $45,555,000 | $200,683 |
Single Family (1-4 Units):Site-Built | 22,108 | $6,484,280,000 | $293,300 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Cornerstone Home Lending Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 25.0% |
Cornerstone Home Lending Inc. | Conventional home mortgage | Closing on a mortgage | 1 | 8.3% |
Cornerstone Home Lending Inc. | Conventional home mortgage | Struggling to pay mortgage | 2 | 16.7% |
Cornerstone Home Lending Inc. | Conventional home mortgage | Trouble during payment process | 3 | 25.0% |
Cornerstone Home Lending Inc. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 8.3% |
Cornerstone Home Lending Inc. | FHA mortgage | Trouble during payment process | 1 | 8.3% |
Cornerstone Home Lending Inc. | VA mortgage | Trouble during payment process | 1 | 8.3% |