Cornerstone Home Lending Mortgage Rates, Fees & Info
HOUSTON, TXLEI: 549300CY7WNAHKHYSJ73
Tax ID: 76-0236067
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Mortgage Data
Review & Overview
Cornerstone Home Lending is a large mortgage company specializing in Home Purchase and Refi loans. Cornerstone Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Houston, Oklahoma City, Dallas, and Austin among others. We have data for 349 markets. (Some data included below & more in-depth data is available with an active subscription.)Cornerstone Home Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cornerstone Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 11/17/24 |
| 30 Year Conventional Refi | 6.61% | 11/17/24 |
| 30 Year Cash-out Refi | 6.88% | 11/17/24 |
| 30 Year FHA Purchase | 7.44% | 11/17/24 |
| 30 Year FHA Refi | 7.25% | 11/17/24 |
| 30 Year VA Purchase | 6.29% | 11/17/24 |
| 30 Year VA Refi | 6.39% | 11/17/24 |
| 30 Year USDA Purchase | 6.74% | 11/17/24 |
| 30 Year USDA Refi | 6.68% | 11/17/24 |
| 15 Year Conventional Purchase | 6.28% | 11/17/24 |
| 15 Year Conventional Refi | 6.22% | 11/17/24 |
| 15 Year Cash-out Refi | 6.22% | 11/17/24 |
| 15 Year FHA Purchase | 7.86% | 11/17/24 |
| 15 Year VA Purchase | 6.19% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cornerstone Home Lending Mortgage Calculator
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technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
36,540Origination Dollar Volume (All Markets)
$11,302,500,000Awards
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CORNERSTONE HOME LENDING - 2020
CORNERSTONE HOME LENDING is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3,268 | $1,558,850,000 | $477,004 | $5,832 | 3.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4,590 | $1,203,770,000 | $262,259 | $6,299 | 3.02% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3,347 | $777,665,000 | $232,347 | $5,265 | 3.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,757 | $629,225,000 | $358,125 | $6,063 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,900 | $596,850,000 | $314,132 | $7,416 | 3.03% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,020 | $523,580,000 | $259,198 | $7,152 | 2.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,082 | $392,210,000 | $362,486 | $4,464 | 3.26% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 705 | $366,185,000 | $519,411 | $6,059 | 3.13% |
| Outside of Metro Areas | 1,426 | $350,010,000 | $245,449 | $5,021 | 3.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1,001 | $323,435,000 | $323,112 | $4,390 | 3.21% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 564 | $283,400,000 | $502,482 | $5,912 | 3.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 956 | $266,860,000 | $279,142 | $4,150 | 3.12% |
| GREELEY, CO (FHA|USDA|VA) | 700 | $215,870,000 | $308,386 | $5,675 | 3.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 690 | $194,080,000 | $281,275 | $5,005 | 3.19% |
| Bozeman, MT (FHA|USDA|VA) | 562 | $191,900,000 | $341,459 | $5,522 | 3.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 613 | $185,965,000 | $303,369 | $5,228 | 3.28% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 529 | $163,475,000 | $309,026 | $6,247 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 299 | $140,615,000 | $470,284 | $4,652 | 3.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 358 | $130,660,000 | $364,972 | $6,647 | 3.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 358 | $130,550,000 | $364,665 | $7,484 | 3.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 492 | $115,050,000 | $233,841 | $4,255 | 3.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 338 | $107,820,000 | $318,994 | $5,251 | 3.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 171 | $93,825,000 | $548,684 | $7,218 | 3.08% |
| TULSA, OK (FHA|USDA|VA) | 399 | $89,215,000 | $223,596 | $5,694 | 3.15% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 428 | $84,520,000 | $197,477 | $4,670 | 3.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 270 | $80,340,000 | $297,556 | $4,908 | 3.21% |
| Montrose, CO (FHA|USDA|VA) | 265 | $76,975,000 | $290,472 | $4,419 | 3.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 219 | $74,395,000 | $339,703 | $4,647 | 3.30% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 310 | $65,900,000 | $212,581 | $5,454 | 3.24% |
| MADISON, WI (FHA|USDA|VA) | 248 | $65,830,000 | $265,444 | $3,597 | 3.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 318 | $64,340,000 | $202,327 | $8,097 | 3.20% |
| BILLINGS, MT (FHA|USDA|VA) | 235 | $59,825,000 | $254,574 | $7,010 | 3.07% |
| Steamboat Springs, CO (FHA|USDA|VA) | 152 | $59,640,000 | $392,368 | $4,281 | 3.18% |
| Ellensburg, WA (FHA|USDA|VA) | 180 | $57,090,000 | $317,167 | $6,823 | 3.24% |
| BOULDER, CO (FHA|USDA|VA) | 141 | $56,785,000 | $402,730 | $4,273 | 3.14% |
| YUBA CITY, CA (FHA|USDA|VA) | 187 | $53,315,000 | $285,107 | $5,672 | 3.14% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 213 | $51,135,000 | $240,070 | $5,923 | 3.18% |
| YAKIMA, WA (FHA|USDA|VA) | 188 | $49,210,000 | $261,755 | $6,454 | 3.40% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 156 | $48,250,000 | $309,295 | $6,527 | 3.09% |
| Juneau, AK (FHA|USDA|VA) | 127 | $45,945,000 | $361,772 | $7,890 | 3.11% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 229 | $43,485,000 | $189,891 | $5,315 | 3.18% |
| GOLDSBORO, NC (FHA|USDA|VA) | 192 | $38,740,000 | $201,771 | $5,254 | 3.04% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 114 | $34,200,000 | $300,000 | $5,389 | 3.20% |
| Breckenridge, CO (FHA|USDA|VA) | 83 | $34,025,000 | $409,940 | $4,450 | 3.09% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 95 | $33,595,000 | $353,632 | $5,502 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 71 | $32,425,000 | $456,690 | $5,815 | 3.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 110 | $31,890,000 | $289,909 | $5,550 | 3.09% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 106 | $31,190,000 | $294,245 | $7,025 | 3.19% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 88 | $30,090,000 | $341,932 | $5,823 | 3.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 111 | $29,645,000 | $267,072 | $3,863 | 3.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 98 | $27,320,000 | $278,776 | $6,189 | 2.96% |
| WENATCHEE, WA (FHA|USDA|VA) | 82 | $26,440,000 | $322,439 | $6,410 | 3.29% |
| Kerrville, TX (FHA|USDA|VA) | 82 | $23,780,000 | $290,000 | $4,684 | 3.20% |
| CHEYENNE, WY (FHA|USDA|VA) | 84 | $22,880,000 | $272,381 | $5,356 | 3.08% |
| WILMINGTON, NC (FHA|USDA|VA) | 83 | $22,795,000 | $274,639 | $4,015 | 2.98% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 91 | $22,555,000 | $247,857 | $6,288 | 3.28% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 117 | $22,375,000 | $191,239 | $2,675 | 3.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 71 | $21,585,000 | $304,014 | $5,246 | 3.39% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 70 | $21,070,000 | $301,000 | $6,720 | 3.36% |
| WACO, TX (FHA|USDA|VA) | 113 | $20,225,000 | $178,982 | $4,749 | 2.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 54 | $19,850,000 | $367,593 | $6,190 | 3.28% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 89 | $18,995,000 | $213,427 | $6,884 | 3.18% |
| LAS CRUCES, NM (FHA|USDA|VA) | 82 | $18,640,000 | $227,317 | $3,631 | 3.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 52 | $18,360,000 | $353,077 | $6,261 | 2.97% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 46 | $17,690,000 | $384,565 | $6,487 | 2.99% |
| Brenham, TX (FHA|USDA|VA) | 57 | $14,815,000 | $259,912 | $4,784 | 3.11% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 37 | $14,745,000 | $398,514 | $6,114 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 46 | $14,200,000 | $308,696 | $5,228 | 2.97% |
| JACKSON, MS (FHA|USDA|VA) | 72 | $13,930,000 | $193,472 | $6,893 | 3.47% |
| PUEBLO, CO (FHA|USDA|VA) | 52 | $12,340,000 | $237,308 | $5,609 | 3.15% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 44 | $11,910,000 | $270,682 | $4,982 | 3.01% |
| PROVO-OREM, UT (FHA|USDA|VA) | 36 | $11,780,000 | $327,222 | $6,363 | 3.16% |
| Elizabeth City, NC (FHA|USDA|VA) | 48 | $11,470,000 | $238,958 | $5,186 | 3.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 38 | $10,740,000 | $282,632 | $6,350 | 3.36% |
| Durango, CO (FHA|USDA|VA) | 40 | $10,450,000 | $261,250 | $3,617 | 3.34% |
| Edwards, CO (FHA|USDA|VA) | 23 | $10,395,000 | $451,957 | $4,928 | 2.99% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 39 | $10,165,000 | $260,641 | $5,140 | 3.36% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 20 | $9,250,000 | $462,500 | $6,232 | 3.07% |
| Outside of Metro Areas | 28 | $9,140,000 | $326,429 | $5,463 | 3.32% |
| McAlester, OK (FHA|USDA|VA) | 26 | $8,910,000 | $342,692 | $4,759 | 2.93% |
| FARMINGTON, NM (FHA|USDA|VA) | 39 | $8,755,000 | $224,487 | $4,421 | 3.33% |
| Shelton, WA (FHA|USDA|VA) | 26 | $8,580,000 | $330,000 | $6,142 | 3.22% |
| BELLINGHAM, WA (FHA|USDA|VA) | 24 | $8,270,000 | $344,583 | $5,793 | 2.95% |
| CHICO, CA (FHA|USDA|VA) | 30 | $8,100,000 | $270,000 | $7,032 | 3.17% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 34 | $8,080,000 | $237,647 | $5,528 | 3.19% |
| NEW BERN, NC (FHA|USDA|VA) | 43 | $7,845,000 | $182,442 | $3,392 | 3.18% |
| LONGVIEW, TX (FHA|USDA|VA) | 36 | $7,560,000 | $210,000 | $4,548 | 3.59% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 31 | $7,255,000 | $234,032 | $3,531 | 3.23% |
| Shawnee, OK (FHA|USDA|VA) | 35 | $7,165,000 | $204,714 | $5,377 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 24 | $7,010,000 | $292,083 | $5,400 | 3.01% |
| ANCHORAGE, AK (FHA|USDA|VA) | 24 | $6,880,000 | $286,667 | $5,477 | 2.92% |
| TYLER, TX (FHA|USDA|VA) | 26 | $6,760,000 | $260,000 | $3,876 | 3.44% |
| Athens, TX (FHA|USDA|VA) | 18 | $6,250,000 | $347,222 | $5,399 | 3.08% |
| Albemarle, NC (FHA|USDA|VA) | 26 | $5,830,000 | $224,231 | $5,287 | 3.37% |
| Fredericksburg, TX (FHA|USDA|VA) | 14 | $5,650,000 | $403,571 | $8,048 | 3.09% |
| APPLETON, WI (FHA|USDA|VA) | 32 | $5,310,000 | $165,938 | $3,085 | 3.34% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $5,145,000 | $343,000 | $5,721 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) | 17 | $4,925,000 | $289,706 | $6,578 | 2.85% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $4,815,000 | $535,000 | $6,207 | 3.10% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 17 | $4,745,000 | $279,118 | $6,523 | 2.84% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 15 | $4,705,000 | $313,667 | $3,415 | 3.35% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 18 | $4,690,000 | $260,556 | $5,961 | 3.06% |
| JOPLIN, MO (FHA|USDA|VA) | 23 | $4,635,000 | $201,522 | $2,933 | 3.05% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 23 | $4,475,000 | $194,565 | $7,282 | 3.32% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 25 | $4,425,000 | $177,000 | $5,340 | 3.39% |
| Moses Lake, WA (FHA|USDA|VA) | 14 | $4,380,000 | $312,857 | $6,497 | 2.98% |
| Lebanon, MO (FHA|USDA|VA) | 25 | $4,265,000 | $170,600 | $2,943 | 3.06% |
| Fort Morgan, CO (FHA|USDA|VA) | 16 | $4,210,000 | $263,125 | $5,501 | 3.23% |
| Huntsville, TX (FHA|USDA|VA) | 13 | $4,185,000 | $321,923 | $4,727 | 3.46% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 21 | $4,185,000 | $199,286 | $5,665 | 3.29% |
| BEND, OR (FHA|USDA|VA) | 11 | $4,145,000 | $376,818 | $4,983 | 3.35% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 24 | $4,080,000 | $170,000 | $4,684 | 3.30% |
| Morehead City, NC (FHA|USDA|VA) | 18 | $4,030,000 | $223,889 | $3,212 | 3.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,970,000 | $283,571 | $6,312 | 3.20% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $5,233 | 3.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 17 | $3,605,000 | $212,059 | $4,357 | 3.21% |
| Rockport, TX (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $6,968 | 3.13% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,585,000 | $398,333 | $6,849 | 2.64% |
| Helena, MT (FHA|USDA|VA) | 12 | $3,580,000 | $298,333 | $6,293 | 3.32% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $3,570,000 | $357,000 | $4,999 | 3.16% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $3,460,000 | $346,000 | $5,638 | 3.24% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $3,895 | 3.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $7,521 | 3.36% |
| Gainesville, TX (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $5,358 | 3.33% |
| Sanford, NC (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $5,240 | 3.27% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $3,189 | 3.31% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $7,122 | 3.00% |
| Manitowoc, WI (FHA|USDA|VA) | 15 | $3,005,000 | $200,333 | $3,416 | 3.36% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $5,120 | 3.66% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 14 | $2,870,000 | $205,000 | $4,580 | 3.42% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $5,224 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $6,320 | 3.60% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $5,361 | 3.05% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $6,596 | 3.23% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $6,267 | 3.31% |
| ENID, OK (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $6,297 | 3.04% |
| GREEN BAY, WI (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $3,959 | 2.88% |
| MISSOULA, MT (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $6,609 | 3.22% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $5,530 | 3.09% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $6,641 | 3.14% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $5,670 | 3.19% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $5,747 | 3.12% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $5,979 | 2.85% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $3,731 | 3.42% |
| Wilson, NC (FHA|USDA|VA) | 15 | $2,435,000 | $162,333 | $4,190 | 3.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $6,415 | 3.09% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,415,000 | $219,545 | $4,268 | 3.11% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $3,919 | 2.94% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $3,537 | 3.01% |
| Heber, UT (FHA|USDA|VA) | 5 | $2,325,000 | $465,000 | $5,519 | 3.18% |
| Lumberton, NC (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $4,522 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $4,350 | 2.97% |
| Ponca City, OK (FHA|USDA|VA) | 17 | $2,245,000 | $132,059 | $5,562 | 3.48% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $4,913 | 3.10% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $5,153 | 3.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $6,348 | 3.02% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $4,212 | 3.56% |
| VICTORIA, TX (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $7,654 | 3.25% |
| Russellville, AR (FHA|USDA|VA) | 15 | $2,065,000 | $137,667 | $3,519 | 3.41% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $8,068 | 3.04% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $4,368 | 3.13% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $4,614 | 3.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $4,995 | 3.27% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $6,634 | 2.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $5,938 | 3.12% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,344 | 3.25% |
| Alice, TX (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $7,656 | 2.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,646 | 3.01% |
| Laramie, WY (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $7,629 | 3.21% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,832 | 2.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,384 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,345 | 3.27% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,342 | 3.09% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,857 | 3.19% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,364 | 3.20% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $2,566 | 3.40% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $2,840 | 3.16% |
| FOND DU LAC, WI (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $2,775 | 3.60% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $4,672 | 3.25% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $7,524 | 3.38% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,112 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $5,582 | 3.13% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $7,680 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $5,915 | 3.15% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,559 | 2.88% |
| El Campo, TX (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $5,413 | 2.41% |
| HATTIESBURG, MS (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $6,023 | 3.04% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,238 | 3.91% |
| Beeville, TX (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $6,546 | 3.27% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,677 | 3.23% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,366 | 3.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,138 | 3.00% |
| Muskogee, OK (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $5,214 | 3.18% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $2,922 | 3.80% |
| Port Lavaca, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,052 | 2.92% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,329 | 3.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $6,044 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,038 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $3,732 | 3.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $8,944 | 3.00% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $3,736 | 3.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $11,800 | 2.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,155 | 2.81% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,682 | 3.03% |
| Weatherford, OK (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,112 | 3.29% |
| Payson, AZ (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,134 | 3.28% |
| Deming, NM (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $4,917 | 3.46% |
| Malvern, AR (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $5,600 | 3.33% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,838 | 4.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,542 | 3.13% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,007 | 2.81% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,467 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,647 | 2.94% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,369 | 3.33% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $8,813 | 3.75% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,230 | 3.25% |
| RENO, NV (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,013 | 2.88% |
| Washington, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,083 | 3.29% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,868 | 2.92% |
| Altus, OK (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,980 | 2.71% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,779 | 3.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,261 | 2.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,975 | 4.38% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,968 | 3.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,735 | 2.81% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,976 | 3.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,539 | 3.13% |
| Kinston, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,247 | 3.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,413 | 3.42% |
| OCALA, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,808 | 4.13% |
| Shelby, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,196 | 3.17% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,672 | 3.31% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,914 | 3.92% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,561 | 3.17% |
| Branson, MO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,812 | 2.71% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,423 | 3.16% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,126 | 3.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,362 | 3.06% |
| Duncan, OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,722 | 3.88% |
| Boone, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,658 | 2.87% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,686 | 2.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,821 | 3.54% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,792 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $11,000 | 2.38% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,506 | 3.44% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,080 | 2.75% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,786 | 2.75% |
| REDDING, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,152 | 3.18% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,879 | 3.12% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,148 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,113 | 3.50% |
| Woodward, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,853 | 2.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,550 | 2.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,678 | 2.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,544 | 2.75% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,542 | 3.00% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,308 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 2.50% |
| Ada, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,453 | 2.94% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,240 | 2.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,366 | 3.38% |
| Picayune, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,475 | 3.31% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,254 | 2.75% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,401 | 3.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,253 | 2.94% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,120 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,436 | 2.75% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,526 | 3.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,758 | 3.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,766 | 3.63% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,167 | 2.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,444 | 3.50% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.75% |
| Winfield, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,868 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,397 | 3.38% |
| Forest City, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,599 | 3.19% |
| Henderson, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,434 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,636 | 3.99% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,538 | 3.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,306 | 3.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,396 | 2.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,991 | 3.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,001 | 2.88% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,805 | 3.25% |
| Pullman, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,565 | 2.88% |
| Sterling, CO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,081 | 4.56% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,790 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,198 | 3.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,235 | 3.25% |
| Harrison, AR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,643 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,656 | 3.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,998 | 3.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,699 | 3.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,426 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,967 | 4.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,180 | 3.75% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,268 | 3.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,395 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,022 | 5.75% |
| Silver City, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,863 | 3.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,306 | 3.00% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,658 | 3.81% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,682 | 2.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,496 | 3.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,378 | 4.06% |
| Craig, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,612 | 3.50% |
| Grenada, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,356 | 2.63% |
| CASPER, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,998 | 5.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,302 | 3.38% |
| Palestine, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,881 | 3.44% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,322 | 3.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,736 | 3.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,833 | 3.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,144 | 3.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,395 | 3.38% |
| Roswell, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,396 | 3.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,039 | 3.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,998 | 3.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,564 | 2.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,267 | 3.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,611 | 3.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,893 | 3.50% |
| Batesville, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,850 | 3.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,803 | 3.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,931 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,710 | 3.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,781 | 3.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,597 | 3.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,852 | 2.63% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,199 | 3.75% |
| Hereford, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,918 | 2.75% |
| Indianola, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,217 | 3.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,032 | 3.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,235 | 2.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,257 | 3.13% |
| Hope, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,298 | 3.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,907 | 3.88% |
| McComb, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,697 | 3.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,070 | 3.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,559 | 4.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,852 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,324 | 2.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,264 | 4.88% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,079 | 3.88% |
| Greenville, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,661 | 3.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against CORNERSTONE HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
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American National Bank & Trust
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Sullivan Bank
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SPOKANE FIREFIGHTERS CREDIT UNION
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Yakima Federal Savings and Loan Association
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Texas Mortgage Lending, LLC
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TRISTAR FINANCE, INC.
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RED CROWN
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Product Mix
For 2020, Cornerstone Home Lending's most frequently originated type of loan was Conventional, with 27,796 originations. Their 2nd most popular type was FHA, with 4,891 originations.
Loan Reason
For 2020, Cornerstone Home Lending's most frequently cited loan purpose was Home Purchase, with 20,497 originations. The 2nd most popular reason was Refi, with 12,408 originations.
Loan Duration/Length
For 2020, Cornerstone Home Lending's most frequently cited loan duration was 30 Year, with 32,155 originations. The 2nd most popular length was 15 Year, with 2,764 originations.
Origination Fees/Closing Costs
Cornerstone Home Lending's average total fees were $5,883, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 18,080 originations.
Interest Rates
During 2020, Cornerstone Home Lending's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 17,563 originations.
Loan Sizing
2020 saw Cornerstone Home Lending place emphasis on $200k-400k loans with 19,601 originations, totaling $5,626,035,000 in origination value.
Applicant Income
Cornerstone Home Lending lent most frequently to those with incomes in the $100k-150k range, with 8,924 originations. The second most popular income band? $50k-75k, with 7,890 originations.
Applicant Debt to Income Ratio
Cornerstone Home Lending lent most frequently to those with DTI ratios of 20-30%, with 7,687 originations. The next most common DTI ratio? 30-36%, with 6,553 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.86%
Cornerstone Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination81.31%
Cornerstone Home Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 36,540 | $11,302,500,000 | $309,319 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 279 | $57,155,000 | $204,857 |
| Single Family (1-4 Units):Site-Built | 36,261 | $11,245,345,000 | $310,122 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Cornerstone Home Lending Inc. | Conventional home mortgage | Closing on a mortgage | 5 | 18.5% |
| Cornerstone Home Lending Inc. | Conventional home mortgage | Improper use of your report | 1 | 3.7% |
| Cornerstone Home Lending Inc. | Conventional home mortgage | Trouble during payment process | 12 | 44.4% |
| Cornerstone Home Lending Inc. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.7% |
| Cornerstone Home Lending Inc. | FHA mortgage | Struggling to pay mortgage | 2 | 7.4% |
| Cornerstone Home Lending Inc. | FHA mortgage | Trouble during payment process | 4 | 14.8% |
| Cornerstone Home Lending Inc. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.7% |
| Cornerstone Home Lending Inc. | VA mortgage | Closing on a mortgage | 1 | 3.7% |