Gateway First Bank Mortgage Rates, Fees & Info
OKLAHOMA CITY, OKLEI: 54930034MNPILHP25H80
Tax ID: 73-1577221
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Mortgage Data
Review & Overview
Gateway First Bank is a small bank specializing in Home Purchase loans. Gateway First Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Oklahoma City, New York, and Tulsa among others. We have data for 365 markets. (Some data included below & more in-depth data is available with an active subscription.)Gateway First Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gateway First Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.76% | 4/22/24 |
| 30 Year Conventional Refi | 6.65% | 4/22/24 |
| 30 Year Cash-out Refi | 6.88% | 4/22/24 |
| 30 Year FHA Purchase | 7.72% | 4/22/24 |
| 30 Year FHA Refi | 7.42% | 4/22/24 |
| 30 Year VA Purchase | 6.33% | 4/22/24 |
| 30 Year VA Refi | 6.13% | 4/22/24 |
| 30 Year USDA Purchase | 6.76% | 4/22/24 |
| 30 Year USDA Refi | 6.19% | 4/22/24 |
| 15 Year Conventional Purchase | 6.45% | 4/22/24 |
| 15 Year Conventional Refi | 6.09% | 4/22/24 |
| 15 Year Cash-out Refi | 6.09% | 4/22/24 |
| 15 Year FHA Purchase | 7.12% | 4/22/24 |
| 15 Year FHA Refi | 7.73% | 4/22/24 |
| 15 Year VA Purchase | 5.96% | 4/22/24 |
| 15 Year VA Refi | 6.16% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gateway First Bank Mortgage Calculator
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This is not an official calculator from Gateway First Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,004Origination Dollar Volume (All Markets)
$2,822,490,000Awards
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Gateway First Bank - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,794 | $369,960,000 | $206,221 | $5,044 | 5.03% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,438 | $277,690,000 | $193,108 | $5,199 | 5.05% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 742 | $140,140,000 | $188,868 | $3,320 | 4.83% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 366 | $99,270,000 | $271,230 | $6,198 | 4.95% |
| TULSA, OK (FHA|USDA|VA) | 521 | $95,955,000 | $184,175 | $3,266 | 4.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 463 | $94,105,000 | $203,251 | $5,073 | 4.97% |
| Outside of Metro Areas | 545 | $82,665,000 | $151,679 | $3,494 | 4.92% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 515 | $77,575,000 | $150,631 | $3,600 | 5.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 284 | $59,050,000 | $207,923 | $2,363 | 4.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 350 | $58,590,000 | $167,400 | $3,337 | 4.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 208 | $56,390,000 | $271,106 | $4,138 | 5.01% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 329 | $54,955,000 | $167,036 | $3,246 | 4.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 235 | $50,785,000 | $216,106 | $3,307 | 4.73% |
| WICHITA, KS (FHA|USDA|VA) | 324 | $47,060,000 | $145,247 | $2,837 | 4.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 192 | $44,740,000 | $233,021 | $4,389 | 5.02% |
| SANTA FE, NM (FHA|USDA|VA) | 170 | $40,880,000 | $240,471 | $4,088 | 5.03% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 221 | $40,015,000 | $181,063 | $5,018 | 5.08% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 223 | $35,095,000 | $157,377 | $2,493 | 4.83% |
| RAPID CITY, SD (FHA|USDA|VA) | 188 | $35,030,000 | $186,330 | $3,419 | 4.55% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 95 | $34,655,000 | $364,789 | $6,886 | 4.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 172 | $30,650,000 | $178,198 | $5,039 | 4.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 150 | $28,630,000 | $190,867 | $4,444 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 92 | $27,890,000 | $303,152 | $5,358 | 5.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 148 | $27,210,000 | $183,851 | $3,165 | 4.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 158 | $26,780,000 | $169,494 | $5,334 | 4.72% |
| BATON ROUGE, LA (FHA|USDA|VA) | 136 | $22,020,000 | $161,912 | $4,098 | 5.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 89 | $19,975,000 | $224,438 | $4,603 | 5.24% |
| CHARLESTON, WV (FHA|USDA|VA) | 132 | $19,230,000 | $145,682 | $3,249 | 4.98% |
| Los Alamos, NM (FHA|USDA|VA) | 70 | $19,100,000 | $272,857 | $5,053 | 5.08% |
| BOISE CITY, ID (FHA|USDA|VA) | 93 | $18,385,000 | $197,688 | $5,426 | 4.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 102 | $18,010,000 | $176,569 | $2,821 | 4.71% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 130 | $17,590,000 | $135,308 | $3,309 | 5.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 94 | $17,450,000 | $185,638 | $4,118 | 4.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 70 | $16,800,000 | $240,000 | $4,269 | 4.87% |
| PITTSBURGH, PA (FHA|USDA|VA) | 108 | $16,460,000 | $152,407 | $2,929 | 4.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 118 | $15,850,000 | $134,322 | $2,247 | 4.46% |
| Granbury, TX (FHA|USDA|VA) | 75 | $15,355,000 | $204,733 | $5,732 | 5.12% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 83 | $13,505,000 | $162,711 | $3,635 | 5.17% |
| ODESSA, TX (FHA|USDA|VA) | 66 | $13,470,000 | $204,091 | $6,310 | 4.95% |
| MIDLAND, TX (FHA|USDA|VA) | 68 | $13,370,000 | $196,618 | $6,570 | 5.05% |
| JOPLIN, MO (FHA|USDA|VA) | 101 | $13,315,000 | $131,832 | $2,351 | 4.88% |
| Port Angeles, WA (FHA|USDA|VA) | 52 | $13,050,000 | $250,962 | $4,305 | 4.92% |
| Bay City, TX (FHA|USDA|VA) | 74 | $12,780,000 | $172,703 | $4,855 | 4.96% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 81 | $12,765,000 | $157,593 | $3,635 | 5.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 53 | $12,495,000 | $235,755 | $5,008 | 5.16% |
| ENID, OK (FHA|USDA|VA) | 87 | $12,115,000 | $139,253 | $2,586 | 5.07% |
| SUMTER, SC (FHA|USDA|VA) | 98 | $12,100,000 | $123,469 | $3,110 | 4.76% |
| ABILENE, TX (FHA|USDA|VA) | 79 | $11,885,000 | $150,443 | $4,293 | 5.08% |
| COLUMBUS, OH (FHA|USDA|VA) | 63 | $11,645,000 | $184,841 | $4,065 | 4.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 78 | $11,520,000 | $147,692 | $4,063 | 5.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 41 | $11,265,000 | $274,756 | $5,037 | 4.88% |
| Sevierville, TN (FHA|USDA|VA) | 62 | $10,970,000 | $176,935 | $3,290 | 4.98% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 55 | $10,825,000 | $196,818 | $2,841 | 4.93% |
| Stillwater, OK (FHA|USDA|VA) | 62 | $10,730,000 | $173,065 | $3,304 | 4.84% |
| Georgetown, SC (FHA|USDA|VA) | 55 | $10,515,000 | $191,182 | $2,839 | 4.75% |
| LINCOLN, NE (FHA|USDA|VA) | 44 | $10,460,000 | $237,727 | $1,407 | 4.51% |
| READING, PA (FHA|USDA|VA) | 61 | $10,055,000 | $164,836 | $3,803 | 4.89% |
| Ada, OK (FHA|USDA|VA) | 69 | $9,935,000 | $143,986 | $2,593 | 5.02% |
| WACO, TX (FHA|USDA|VA) | 56 | $9,890,000 | $176,607 | $4,190 | 4.67% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 55 | $9,655,000 | $175,545 | $3,870 | 5.04% |
| RENO, NV (FHA|USDA|VA) | 31 | $9,105,000 | $293,710 | $4,455 | 5.34% |
| Cullman, AL (FHA|USDA|VA) | 74 | $8,810,000 | $119,054 | $2,549 | 4.82% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 48 | $8,540,000 | $177,917 | $5,571 | 5.16% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 44 | $8,520,000 | $193,636 | $3,964 | 4.87% |
| LAWTON, OK (FHA|USDA|VA) | 57 | $7,865,000 | $137,982 | $2,420 | 4.83% |
| McPherson, KS (FHA|USDA|VA) | 53 | $7,825,000 | $147,642 | $2,891 | 4.93% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $7,465,000 | $240,806 | $4,386 | 4.76% |
| HAMMOND, LA (FHA|USDA|VA) | 44 | $7,250,000 | $164,773 | $2,993 | 5.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 47 | $6,665,000 | $141,809 | $2,410 | 4.69% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 38 | $6,640,000 | $174,737 | $3,542 | 5.09% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 54 | $6,500,000 | $120,370 | $2,442 | 4.87% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $5,990,000 | $374,375 | $8,227 | 4.74% |
| LONGVIEW, WA (FHA|USDA|VA) | 32 | $5,950,000 | $185,938 | $3,956 | 5.10% |
| Russellville, AR (FHA|USDA|VA) | 27 | $5,625,000 | $208,333 | $3,125 | 4.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 25 | $5,605,000 | $224,200 | $4,389 | 4.74% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 32 | $5,410,000 | $169,063 | $2,901 | 4.77% |
| LAS CRUCES, NM (FHA|USDA|VA) | 37 | $5,405,000 | $146,081 | $3,375 | 5.21% |
| Alamogordo, NM (FHA|USDA|VA) | 38 | $5,180,000 | $136,316 | $4,035 | 5.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 45 | $5,175,000 | $115,000 | $3,086 | 5.08% |
| MODESTO, CA (FHA|USDA|VA) | 26 | $5,110,000 | $196,538 | $3,941 | 4.72% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $4,945,000 | $329,667 | $7,952 | 4.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $4,620,000 | $462,000 | $8,220 | 5.18% |
| Spearfish, SD (FHA|USDA|VA) | 25 | $4,585,000 | $183,400 | $3,498 | 4.62% |
| Durant, OK (FHA|USDA|VA) | 28 | $4,240,000 | $151,429 | $3,453 | 5.07% |
| WILMINGTON, NC (FHA|USDA|VA) | 22 | $4,210,000 | $191,364 | $2,870 | 4.70% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 22 | $4,080,000 | $185,455 | $3,763 | 5.12% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $3,970,000 | $180,455 | $2,929 | 5.18% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 29 | $3,945,000 | $136,034 | $3,490 | 4.65% |
| Ashland, OH (FHA|USDA|VA) | 28 | $3,920,000 | $140,000 | $3,410 | 5.10% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 25 | $3,835,000 | $153,400 | $4,630 | 5.40% |
| MADISON, WI (FHA|USDA|VA) | 16 | $3,820,000 | $238,750 | $3,615 | 5.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 24 | $3,820,000 | $159,167 | $4,850 | 4.99% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $3,800,000 | $211,111 | $5,529 | 4.99% |
| EL PASO, TX (FHA|USDA|VA) | 21 | $3,695,000 | $175,952 | $3,968 | 4.76% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $3,685,000 | $409,444 | $6,699 | 4.59% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 19 | $3,655,000 | $192,368 | $4,355 | 5.34% |
| El Campo, TX (FHA|USDA|VA) | 21 | $3,615,000 | $172,143 | $4,968 | 4.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $6,522 | 4.69% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $3,500,000 | $194,444 | $4,092 | 4.83% |
| RACINE, WI (FHA|USDA|VA) | 25 | $3,325,000 | $133,000 | $3,389 | 5.08% |
| TYLER, TX (FHA|USDA|VA) | 23 | $3,315,000 | $144,130 | $3,757 | 5.07% |
| Athens, TX (FHA|USDA|VA) | 20 | $3,270,000 | $163,500 | $4,183 | 4.90% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 20 | $3,240,000 | $162,000 | $4,816 | 5.22% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $3,180,000 | $198,750 | $3,437 | 4.57% |
| Athens, TN (FHA|USDA|VA) | 23 | $3,165,000 | $137,609 | $2,121 | 4.76% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $7,090 | 5.10% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $4,995 | 4.95% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 20 | $2,990,000 | $149,500 | $3,958 | 5.12% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $5,785 | 5.02% |
| Sedalia, MO (FHA|USDA|VA) | 17 | $2,885,000 | $169,706 | $2,502 | 4.67% |
| Corsicana, TX (FHA|USDA|VA) | 18 | $2,880,000 | $160,000 | $4,575 | 5.20% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $5,027 | 5.22% |
| BEND, OR (FHA|USDA|VA) | 9 | $2,785,000 | $309,444 | $7,643 | 4.94% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $2,740,000 | $152,222 | $3,471 | 4.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 15 | $2,655,000 | $177,000 | $4,369 | 5.24% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $4,893 | 4.48% |
| LUBBOCK, TX (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $4,468 | 5.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 16 | $2,460,000 | $153,750 | $3,293 | 5.02% |
| LAREDO, TX (FHA|USDA|VA) | 18 | $2,440,000 | $135,556 | $5,363 | 5.02% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $5,324 | 4.92% |
| AMARILLO, TX (FHA|USDA|VA) | 16 | $2,320,000 | $145,000 | $3,719 | 4.86% |
| Shawnee, OK (FHA|USDA|VA) | 16 | $2,300,000 | $143,750 | $3,260 | 5.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $2,185,000 | $145,667 | $3,240 | 5.29% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $2,170,000 | $135,625 | $4,265 | 4.04% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $2,125,000 | $141,667 | $3,040 | 4.84% |
| Gainesville, TX (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $4,883 | 4.94% |
| Stephenville, TX (FHA|USDA|VA) | 12 | $1,980,000 | $165,000 | $3,575 | 4.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $5,667 | 4.90% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $3,824 | 4.90% |
| Mineral Wells, TX (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $4,480 | 4.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $3,195 | 5.04% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $2,671 | 4.72% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $7,192 | 5.10% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,137 | 4.92% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $3,862 | 4.98% |
| MOBILE, AL (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $2,853 | 4.95% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $2,887 | 4.83% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $8,040 | 4.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,732 | 5.40% |
| DECATUR, AL (FHA|USDA|VA) | 12 | $1,440,000 | $120,000 | $2,735 | 4.58% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,024 | 5.10% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,660 | 5.40% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $3,392 | 4.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,254 | 4.50% |
| Andrews, TX (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,085 | 4.88% |
| Kerrville, TX (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $4,616 | 4.70% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $4,904 | 4.88% |
| McAlester, OK (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $4,459 | 4.70% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,727 | 4.85% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $1,969 | 4.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,983 | 4.90% |
| CLEVELAND, TN (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $3,451 | 4.79% |
| Rockport, TX (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,537 | 4.98% |
| Fremont, NE (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $2,766 | 4.53% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $5,043 | 5.13% |
| Duncan, OK (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $1,859 | 5.44% |
| Las Vegas, NM (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $4,613 | 5.08% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,855 | 5.19% |
| Hutchinson, KS (FHA|USDA|VA) | 11 | $1,015,000 | $92,273 | $2,670 | 5.11% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,915 | 5.31% |
| MERCED, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,273 | 5.08% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,951 | 5.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $2,416 | 4.70% |
| Española, NM (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,463 | 4.78% |
| MONROE, LA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,479 | 4.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $2,818 | 5.21% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $5,343 | 5.71% |
| Palestine, TX (FHA|USDA|VA) | 9 | $805,000 | $89,444 | $4,020 | 5.46% |
| Brownwood, TX (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,422 | 5.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,374 | 5.44% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,957 | 4.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,586 | 4.56% |
| Wooster, OH (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $2,235 | 5.03% |
| Altus, OK (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $2,344 | 5.04% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $2,530 | 5.46% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,547 | 4.75% |
| Taos, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,773 | 4.56% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $2,703 | 5.15% |
| Winfield, KS (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,013 | 4.84% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $848 | 4.81% |
| Palatka, FL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $3,983 | 5.13% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,503 | 4.08% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,251 | 5.38% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $2,645 | 4.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,840 | 4.78% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,970 | 4.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,648 | 4.92% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,763 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $3,238 | 4.85% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,218 | 4.53% |
| Crossville, TN (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $3,151 | 5.02% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,501 | 4.56% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $3,022 | 5.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,338 | 4.50% |
| Dayton, TN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,303 | 4.91% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $2,128 | 4.40% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,696 | 5.09% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $2,470 | 4.95% |
| Gillette, WY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,979 | 5.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,739 | 5.13% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,562 | 4.63% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,999 | 4.28% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,252 | 4.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,090 | 5.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,828 | 4.59% |
| Shelton, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,968 | 5.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,979 | 5.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,681 | 4.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,026 | 5.00% |
| Hastings, NE (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,532 | 4.88% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,313 | 4.70% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,362 | 4.98% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,583 | 4.88% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $2,982 | 4.81% |
| Paris, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,773 | 5.17% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,108 | 4.83% |
| Elk City, OK (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,776 | 4.92% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,533 | 4.75% |
| Branson, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,313 | 4.83% |
| Woodward, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,070 | 4.58% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,486 | 5.06% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,238 | 4.69% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,826 | 4.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,968 | 4.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,728 | 5.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,796 | 5.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,445 | 5.04% |
| DOVER, DE (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,632 | 4.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,349 | 4.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,875 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,682 | 4.56% |
| Fernley, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,072 | 5.50% |
| Newport, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,431 | 4.83% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,862 | 4.81% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,597 | 4.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,018 | 4.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,369 | 4.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,863 | 5.25% |
| Zapata, TX (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $3,496 | 5.38% |
| Deming, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,426 | 5.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,243 | 4.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,258 | 4.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,482 | 4.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,503 | 4.50% |
| Plainview, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,127 | 5.04% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,248 | 5.13% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,268 | 4.96% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,642 | 4.38% |
| Fallon, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,702 | 4.88% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,156 | 4.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.88% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,016 | 4.88% |
| Searcy, AR (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,061 | 4.29% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,707 | 4.00% |
| Fremont, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,251 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,557 | 4.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,968 | 5.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,102 | 4.63% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,608 | 4.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,066 | 5.13% |
| Albertville, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,804 | 4.06% |
| Miami, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,329 | 5.13% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,138 | 4.92% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,182 | 4.88% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,811 | 4.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,063 | 4.88% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,071 | 5.06% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,202 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,985 | 5.13% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,273 | 4.11% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,301 | 4.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,845 | 4.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,202 | 4.63% |
| Hope, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,976 | 4.81% |
| Roswell, NM (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,263 | 5.06% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,083 | 5.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,291 | 4.75% |
| Outside of Metro Areas | 1 | $215,000 | $215,000 | $6,832 | 4.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,785 | 4.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,088 | 4.88% |
| OCALA, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,393 | 5.25% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,350 | 4.06% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,575 | 4.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,007 | 4.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,624 | 4.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,171 | 5.38% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,300 | 4.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,308 | 4.94% |
| Brookings, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,817 | 4.63% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $525 | 5.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $525 | 4.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,818 | 5.63% |
| Alice, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,899 | 5.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,783 | 5.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,942 | 5.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,976 | 4.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,238 | 4.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,695 | 5.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,303 | 4.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,234 | 4.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,495 | 4.88% |
| Beeville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,210 | 5.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $728 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,505 | 4.38% |
| Borger, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,192 | 5.50% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,128 | 4.81% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,341 | 5.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $631 | 4.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,147 | 5.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,276 | 4.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,651 | 5.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,225 | 4.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,038 | 4.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,298 | 5.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,430 | 4.50% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,390 | 4.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,472 | 5.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,661 | 4.50% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,177 | 5.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,970 | 4.88% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $425 | 5.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,723 | 4.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,939 | 4.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,035 | 5.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,632 | 4.75% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,629 | 5.19% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,892 | 5.19% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,560 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,737 | 5.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $490 | 4.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,303 | 4.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,270 | 4.63% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,012 | 5.13% |
| La Grande, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,846 | 5.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $425 | 4.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,776 | 5.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,430 | 4.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,569 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,851 | 4.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,856 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,306 | 4.63% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,938 | 5.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,505 | 5.50% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $997 | 5.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,760 | 4.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,727 | 4.63% |
| Bedford, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,981 | 5.25% |
| Vernon, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,612 | 4.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,708 | 5.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,755 | 4.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,912 | 5.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,059 | 4.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,148 | 5.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,523 | 4.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,077 | 4.88% |
| Grants, NM (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,262 | 5.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,184 | 5.63% |
| Hailey, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,080 | 5.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,282 | 5.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,802 | 5.00% |
| Sterling, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,520 | 5.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,777 | 5.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
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Product Mix
For 2018, Gateway First Bank's most frequently originated type of loan was Conventional, with 9,255 originations. Their 2nd most popular type was FHA, with 4,012 originations.
Loan Reason
For 2018, Gateway First Bank's most frequently cited loan purpose was Home Purchase, with 11,870 originations. The 2nd most popular reason was Cash Out Refi, with 1,639 originations.
Loan Duration/Length
For 2018, Gateway First Bank's most frequently cited loan duration was 30 Year, with 13,553 originations. The 2nd most popular length was 15 Year, with 643 originations.
Origination Fees/Closing Costs
Gateway First Bank's average total fees were $4,286, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,915 originations.
Interest Rates
During 2018, Gateway First Bank's average interest rate for loans was 4.97%, while their most frequently originated rate bucket for loans was 4-5%, with 8,863 originations.
Loan Sizing
2018 saw Gateway First Bank place emphasis on $100k-200k loans with 6,823 originations, totaling $1,028,805,000 in origination value.
Applicant Income
Gateway First Bank lent most frequently to those with incomes in the $50k-75k range, with 4,370 originations. The second most popular income band? $50k or less, with 3,339 originations.
Applicant Debt to Income Ratio
Gateway First Bank lent most frequently to those with DTI ratios of 30-36%, with 2,549 originations. The next most common DTI ratio? 20-30%, with 2,357 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.08%
Gateway First Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.07%
Gateway First Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,004 | $2,822,490,000 | $188,116 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 119 | $16,515,000 | $138,782 |
| Single Family (1-4 Units):Site-Built | 14,885 | $2,805,975,000 | $188,510 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GATEWAY FIRST BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 10.5% |
| GATEWAY FIRST BANK | Conventional home mortgage | Closing on a mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | Conventional home mortgage | Trouble during payment process | 3 | 15.8% |
| GATEWAY FIRST BANK | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | FHA mortgage | Incorrect information on your report | 1 | 5.3% |
| GATEWAY FIRST BANK | FHA mortgage | Struggling to pay mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | FHA mortgage | Trouble during payment process | 6 | 31.6% |
| GATEWAY FIRST BANK | Other type of mortgage | Closing on a mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | Other type of mortgage | Trouble during payment process | 1 | 5.3% |
| GATEWAY FIRST BANK | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 5.3% |
| GATEWAY FIRST BANK | VA mortgage | Trouble during payment process | 1 | 5.3% |