Premia Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Premia Mortgage is a smaller mortgage company specializing in Home Purchase loans. Premia Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Houston, Dallas, Detroit, Philadelphia, and Washington among others. We have data for 340 markets. (Some data included below & more in-depth data is available with an active subscription.)Premia Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 11/17/24 |
| 30 Year Conventional Refi | 6.53% | 11/17/24 |
| 30 Year Cash-out Refi | 6.91% | 11/17/24 |
| 30 Year FHA Purchase | 7.10% | 11/17/24 |
| 30 Year VA Purchase | 5.79% | 11/17/24 |
| 15 Year Conventional Purchase | 5.47% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,421Origination Dollar Volume (All Markets)
$794,685,000Awards
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PREMIA MORTGAGE - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 169 | $51,055,000 | $302,101 | $4,424 | 3.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 110 | $37,600,000 | $341,818 | $5,049 | 3.84% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 125 | $33,865,000 | $270,920 | $3,156 | 4.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 67 | $27,605,000 | $412,015 | $5,339 | 3.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 55 | $24,825,000 | $451,364 | $7,512 | 3.68% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 69 | $23,825,000 | $345,290 | $4,973 | 3.75% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 43 | $22,695,000 | $527,791 | $6,314 | 3.73% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 61 | $21,625,000 | $354,508 | $5,178 | 3.92% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 58 | $20,500,000 | $353,448 | $3,952 | 3.74% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 63 | $18,745,000 | $297,540 | $4,407 | 3.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 42 | $18,440,000 | $439,048 | $4,934 | 3.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 38 | $18,260,000 | $480,526 | $7,003 | 3.85% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 52 | $17,260,000 | $331,923 | $2,496 | 3.80% |
| TUCSON, AZ (FHA|USDA|VA) | 50 | $15,220,000 | $304,400 | $4,695 | 3.75% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 22 | $14,490,000 | $658,636 | $6,543 | 3.85% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $13,010,000 | $342,368 | $4,224 | 4.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $12,740,000 | $335,263 | $4,700 | 4.08% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 29 | $9,805,000 | $338,103 | $4,921 | 3.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $9,535,000 | $454,048 | $4,544 | 3.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $9,400,000 | $335,714 | $3,509 | 3.98% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $9,030,000 | $752,500 | $6,364 | 4.23% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $8,735,000 | $379,783 | $4,920 | 3.89% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 30 | $8,550,000 | $285,000 | $4,222 | 3.93% |
| Outside of Metro Areas | 40 | $8,400,000 | $210,000 | $5,500 | 4.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $8,160,000 | $510,000 | $6,444 | 3.86% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $7,755,000 | $267,414 | $2,409 | 3.89% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 23 | $7,615,000 | $331,087 | $5,388 | 3.90% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $7,200,000 | $360,000 | $2,649 | 3.76% |
| LOUISVILLE, KY (FHA|USDA|VA) | 22 | $7,030,000 | $319,545 | $3,701 | 3.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 23 | $6,605,000 | $287,174 | $2,881 | 4.04% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $6,480,000 | $648,000 | $5,562 | 4.09% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $5,655,000 | $332,647 | $5,181 | 3.84% |
| MIDLAND, TX (FHA|USDA|VA) | 16 | $5,520,000 | $345,000 | $4,898 | 3.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $5,270,000 | $376,429 | $5,855 | 4.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $4,461 | 3.65% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,825,000 | $371,154 | $3,890 | 3.71% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 19 | $4,805,000 | $252,895 | $2,826 | 4.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $4,745,000 | $316,333 | $4,379 | 3.70% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 16 | $4,650,000 | $290,625 | $1,599 | 3.72% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $4,470,000 | $447,000 | $3,252 | 3.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $4,435,000 | $633,571 | $7,119 | 4.18% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $3,970,000 | $330,833 | $3,506 | 3.52% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $3,940,000 | $328,333 | $4,560 | 4.11% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 9 | $3,835,000 | $426,111 | $4,956 | 3.96% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $3,805,000 | $345,909 | $5,762 | 3.84% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $4,102 | 3.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $5,714 | 4.01% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 16 | $3,560,000 | $222,500 | $3,349 | 3.66% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 9 | $3,345,000 | $371,667 | $4,809 | 3.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $3,280,000 | $234,286 | $2,368 | 4.20% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $4,142 | 3.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 14 | $3,110,000 | $222,143 | $1,990 | 4.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $3,070,000 | $383,750 | $5,356 | 3.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $3,070,000 | $307,000 | $3,566 | 3.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $3,030,000 | $378,750 | $4,952 | 3.89% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $3,387 | 3.67% |
| Roswell, NM (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $4,293 | 3.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $3,992 | 3.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $4,753 | 3.91% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $4,995 | 3.73% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $4,150 | 3.84% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $7,511 | 3.58% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $4,812 | 4.21% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $3,571 | 4.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $3,685 | 4.30% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $5,601 | 4.14% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $3,166 | 4.01% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $4,921 | 3.92% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $2,701 | 3.83% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $9,902 | 3.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $6,412 | 4.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $3,898 | 3.78% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,057 | 3.56% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $3,387 | 3.83% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $3,016 | 3.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $2,257 | 4.29% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $2,819 | 4.26% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $4,955 | 3.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $2,991 | 3.84% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $6,114 | 4.23% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $3,272 | 4.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $2,581 | 3.48% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $2,078 | 3.72% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $5,204 | 3.55% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,021 | 3.54% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $2,387 | 3.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,820 | 4.56% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $1,905 | 3.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $3,525 | 3.72% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,713 | 3.59% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $3,099 | 3.66% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $5,426 | 4.34% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $2,126 | 3.41% |
| Corning, NY (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $4,944 | 4.00% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $3,357 | 4.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,297 | 4.71% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $2,881 | 3.69% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,276 | 3.65% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $4,255 | 3.90% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,272 | 3.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $3,721 | 4.09% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,852 | 3.91% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,863 | 4.22% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,199 | 3.70% |
| ELMIRA, NY (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,777 | 3.84% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $5,113 | 3.69% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,659 | 3.92% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $923 | 3.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,307 | 4.06% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,664 | 4.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $12,740 | 4.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,929 | 3.84% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,405 | 3.66% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,078 | 3.34% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,163 | 3.25% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,674 | 3.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,473 | 3.28% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,932 | 3.85% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $1,981 | 3.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,855 | 4.17% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,219 | 4.53% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,766 | 3.46% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,428 | 3.50% |
| Mason City, IA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,510 | 4.33% |
| Andrews, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,403 | 4.13% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,626 | 4.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,695 | 4.04% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,340 | 3.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,618 | 3.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,375 | 3.17% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,527 | 4.44% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $1,741 | 3.42% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $1,852 | 4.19% |
| McPherson, KS (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,239 | 4.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,441 | 3.83% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,157 | 3.88% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,862 | 4.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,369 | 3.94% |
| AKRON, OH (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,633 | 4.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,710 | 4.06% |
| TYLER, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,013 | 3.75% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,741 | 4.00% |
| CASPER, WY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,366 | 3.31% |
| READING, PA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,926 | 3.63% |
| SALEM, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,664 | 4.06% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,403 | 3.54% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,677 | 3.71% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,829 | 3.96% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,028 | 4.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,211 | 3.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,097 | 3.19% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,711 | 4.25% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,910 | 5.06% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,227 | 3.71% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,030 | 4.25% |
| Torrington, CT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,235 | 3.38% |
| Marietta, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,891 | 3.94% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,308 | 3.00% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,906 | 4.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,110 | 4.12% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,948 | 3.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,204 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,953 | 4.71% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,413 | 3.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,050 | 4.31% |
| Helena, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,697 | 3.94% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,612 | 3.88% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,415 | 3.63% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,829 | 3.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,786 | 3.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,702 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,178 | 3.38% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,214 | 3.50% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,183 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,664 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,883 | 3.19% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,082 | 3.56% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,347 | 4.33% |
| DOVER, DE (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,861 | 4.44% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,675 | 4.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,734 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,191 | 4.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,952 | 4.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,563 | 3.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,039 | 3.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,494 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $927 | 4.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,820 | 3.69% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,939 | 3.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,014 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,970 | 3.75% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,387 | 3.75% |
| Bedford, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,635 | 4.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,080 | 3.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,235 | 3.56% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,450 | 3.50% |
| Concord, NH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,594 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,843 | 3.81% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,136 | 3.00% |
| Camden, AR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,922 | 4.29% |
| Austin, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,162 | 3.88% |
| RENO, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,107 | 3.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,230 | 4.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,364 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,645 | 3.50% |
| Columbus, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,718 | 4.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,981 | 2.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,954 | 3.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,699 | 3.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,911 | 4.75% |
| Seneca, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,358 | 4.18% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,002 | 4.18% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,808 | 4.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,227 | 3.50% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,900 | 4.38% |
| Huntington, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,285 | 3.25% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,353 | 3.68% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,760 | 3.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,490 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,619 | 4.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,613 | 4.50% |
| Kinston, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,409 | 5.06% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,359 | 3.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,562 | 3.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,799 | 4.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,452 | 2.50% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,061 | 3.88% |
| Murray, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,070 | 4.31% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,177 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,127 | 3.88% |
| Bradford, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,253 | 4.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,789 | 3.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,762 | 5.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,730 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,788 | 3.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,250 | 3.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,570 | 4.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,520 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,502 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,196 | 3.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,573 | 4.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,473 | 4.25% |
| Sterling, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,433 | 4.44% |
| Berlin, NH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,822 | 3.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,856 | 4.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,091 | 3.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,121 | 2.88% |
| Malone, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,726 | 3.99% |
| AMES, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,421 | 3.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,801 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,455 | 4.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,312 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,656 | 3.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,845 | 4.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,478 | 4.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,604 | 4.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,423 | 3.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,234 | 3.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,305 | 4.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,660 | 3.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,246 | 3.99% |
| MERCED, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,278 | 4.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,082 | 3.75% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,070 | 4.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,048 | 4.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,144 | 4.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,555 | 3.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,039 | 4.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,719 | 4.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,468 | 3.99% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $535 | 4.50% |
| Price, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,092 | 4.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,738 | 3.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,692 | 4.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,650 | 3.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,576 | 3.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,136 | 3.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,805 | 4.25% |
| Minot, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,884 | 4.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,713 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,231 | 4.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,060 | 3.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,658 | 4.99% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,798 | 3.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,352 | 3.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,323 | 5.13% |
| Auburn, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,161 | 4.38% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,744 | 3.88% |
| Dixon, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $815 | 3.99% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,269 | 4.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,367 | 4.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,659 | 4.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,039 | 4.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,054 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,699 | 3.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,474 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,637 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,936 | 3.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,861 | 3.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,205 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,578 | 3.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,240 | 3.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,422 | 2.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,277 | 4.38% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,136 | 3.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,172 | 3.13% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,525 | 3.38% |
| London, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,100 | 4.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,480 | 3.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,244 | 3.99% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,210 | 3.99% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,667 | 4.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,727 | 5.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,375 | 4.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,093 | 4.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,322 | 5.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,619 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,903 | 4.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,602 | 4.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,000 | 3.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,881 | 4.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $755 | 3.99% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $655 | 3.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,943 | 4.88% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,463 | 3.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,143 | 4.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,471 | 4.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,543 | 3.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,595 | 4.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,978 | 3.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,574 | 3.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,402 | 6.00% |
| Defiance, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,053 | 3.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,161 | 3.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,477 | 3.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,435 | 3.88% |
| Kearney, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,070 | 4.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,748 | 4.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,781 | 4.13% |
| Alpena, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,309 | 4.75% |
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Product Mix
For 2019, Premia Mortgage's most frequently originated type of loan was Conventional, with 2,025 originations. Their 2nd most popular type was VA, with 222 originations.
Loan Reason
For 2019, Premia Mortgage's most frequently cited loan purpose was Home Purchase, with 2,323 originations. The 2nd most popular reason was Refi, with 77 originations.
Loan Duration/Length
For 2019, Premia Mortgage's most frequently cited loan duration was 30 Year, with 2,024 originations. The 2nd most popular length was 15 Year, with 361 originations.
Origination Fees/Closing Costs
Premia Mortgage's average total fees were $4,574, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,567 originations.
Interest Rates
During 2019, Premia Mortgage's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 1,437 originations.
Loan Sizing
2019 saw Premia Mortgage place emphasis on $200k-400k loans with 1,418 originations, totaling $414,450,000 in origination value.
Applicant Income
Premia Mortgage lent most frequently to those with incomes in the $100k-150k range, with 976 originations. The second most popular income band? $150k-250k, with 690 originations.
Applicant Debt to Income Ratio
Premia Mortgage lent most frequently to those with DTI ratios of 20-30%, with 633 originations. The next most common DTI ratio? 30-36%, with 463 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.52%
Premia Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination92.90%
Premia Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,421 | $794,685,000 | $328,247 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1 | $175,000 | $175,000 |
| Single Family (1-4 Units):Site-Built | 2,420 | $794,510,000 | $328,310 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Trouble during payment process | 1 | 10.0% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Conventional home mortgage | Closing on a mortgage | 3 | 30.0% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Closing on a mortgage | 3 | 30.0% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Struggling to pay mortgage | 2 | 20.0% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Trouble during payment process | 1 | 10.0% |