Premia Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Premia Mortgage is a smaller mortgage company specializing in Home Purchase loans. Premia Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Detroit, Dallas, New York, and Charlotte among others. We have data for 371 markets. (Some data included below & more in-depth data is available with an active subscription.)Premia Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 12/3/24 |
| 30 Year Conventional Refi | 6.53% | 12/3/24 |
| 30 Year Cash-out Refi | 6.91% | 12/3/24 |
| 30 Year FHA Purchase | 7.10% | 12/3/24 |
| 30 Year VA Purchase | 5.79% | 12/3/24 |
| 15 Year Conventional Purchase | 5.47% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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This is not an official calculator from Premia Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,869Origination Dollar Volume (All Markets)
$996,985,000Awards
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PREMIA MORTGAGE - 2020
PREMIA MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 193 | $66,195,000 | $342,979 | $4,524 | 2.84% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 137 | $40,005,000 | $292,007 | $3,135 | 3.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 97 | $37,605,000 | $387,680 | $4,124 | 2.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 79 | $36,525,000 | $462,342 | $4,591 | 2.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 98 | $33,740,000 | $344,286 | $2,692 | 2.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 86 | $30,940,000 | $359,767 | $3,311 | 2.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 60 | $29,370,000 | $489,500 | $7,276 | 2.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 82 | $25,890,000 | $315,732 | $4,029 | 2.87% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 65 | $25,425,000 | $391,154 | $4,550 | 2.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 77 | $23,405,000 | $303,961 | $3,448 | 2.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 35 | $21,125,000 | $603,571 | $5,807 | 2.97% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $20,875,000 | $773,148 | $4,861 | 3.08% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 39 | $19,265,000 | $493,974 | $4,660 | 2.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 48 | $17,450,000 | $363,542 | $4,315 | 2.95% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 39 | $16,025,000 | $410,897 | $2,745 | 2.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 40 | $15,140,000 | $378,500 | $4,259 | 2.93% |
| Outside of Metro Areas | 55 | $14,505,000 | $263,727 | $4,011 | 3.08% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 40 | $14,350,000 | $358,750 | $3,431 | 3.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 40 | $13,950,000 | $348,750 | $3,246 | 2.92% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 36 | $12,900,000 | $358,333 | $3,687 | 2.92% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $12,855,000 | $514,200 | $4,607 | 2.97% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 38 | $12,770,000 | $336,053 | $1,969 | 2.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $12,150,000 | $379,688 | $4,181 | 3.06% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $11,610,000 | $446,538 | $4,267 | 2.79% |
| TUCSON, AZ (FHA|USDA|VA) | 34 | $10,860,000 | $319,412 | $4,742 | 2.86% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 35 | $9,915,000 | $283,286 | $3,231 | 2.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 25 | $9,265,000 | $370,600 | $6,009 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 25 | $8,835,000 | $353,400 | $4,150 | 2.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 28 | $8,270,000 | $295,357 | $3,862 | 2.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 26 | $8,120,000 | $312,308 | $3,343 | 3.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $7,395,000 | $568,846 | $4,841 | 3.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 27 | $7,235,000 | $267,963 | $4,465 | 3.25% |
| MIDLAND, TX (FHA|USDA|VA) | 19 | $7,195,000 | $378,684 | $3,837 | 3.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $7,020,000 | $351,000 | $5,669 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 18 | $6,230,000 | $346,111 | $4,607 | 2.92% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 17 | $6,195,000 | $364,412 | $4,395 | 2.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $5,995,000 | $285,476 | $4,714 | 2.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $5,745,000 | $383,000 | $3,780 | 3.08% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $5,585,000 | $293,947 | $1,826 | 2.85% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $5,525,000 | $368,333 | $3,480 | 2.85% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $5,455,000 | $363,667 | $3,097 | 2.78% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 18 | $5,450,000 | $302,778 | $4,313 | 2.87% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $5,445,000 | $363,000 | $4,236 | 2.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 15 | $5,035,000 | $335,667 | $3,275 | 3.08% |
| ANCHORAGE, AK (FHA|USDA|VA) | 11 | $4,925,000 | $447,727 | $1,923 | 2.94% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 21 | $4,885,000 | $232,619 | $2,227 | 3.01% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $4,620,000 | $330,000 | $4,108 | 2.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 10 | $4,540,000 | $454,000 | $2,572 | 2.86% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $4,540,000 | $324,286 | $2,313 | 2.71% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $4,445,000 | $404,091 | $4,247 | 2.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $4,340,000 | $434,000 | $5,415 | 2.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $4,260,000 | $355,000 | $3,484 | 2.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $4,150,000 | $345,833 | $2,239 | 2.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $4,110,000 | $411,000 | $5,624 | 2.59% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 14 | $4,020,000 | $287,143 | $3,886 | 2.82% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $3,980,000 | $331,667 | $2,451 | 3.21% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 9 | $3,955,000 | $439,444 | $5,201 | 2.83% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $3,890,000 | $277,857 | $4,652 | 3.06% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $3,178 | 2.89% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $3,560,000 | $356,000 | $3,174 | 2.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $4,861 | 3.04% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $2,664 | 3.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $7,332 | 2.89% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $3,973 | 2.84% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,935,000 | $326,111 | $3,402 | 3.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $4,154 | 3.03% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $2,361 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $2,760,000 | $1,380,000 | $2,782 | 2.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $4,159 | 2.89% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $1,505 | 2.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $3,375 | 3.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $3,367 | 2.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $2,325,000 | $465,000 | $1,510 | 2.83% |
| Dickinson, ND (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $2,684 | 3.11% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $4,842 | 3.08% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $10,526 | 2.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $4,315 | 2.75% |
| TULSA, OK (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $3,048 | 2.67% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $2,388 | 2.84% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $4,092 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $3,997 | 2.80% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $8,436 | 3.15% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,207 | 3.11% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $3,412 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $1,420 | 3.03% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $2,314 | 3.04% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $2,480 | 2.73% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $5,157 | 2.28% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $3,318 | 2.93% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $3,910 | 2.98% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $3,691 | 2.79% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $4,132 | 3.16% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $4,159 | 2.48% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $1,819 | 3.16% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $4,499 | 3.53% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,176 | 3.05% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $2,305 | 2.93% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $1,367 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $5,659 | 3.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $3,365 | 3.23% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $2,746 | 3.15% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $2,337 | 2.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $3,648 | 3.37% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $7,276 | 3.03% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,439 | 2.58% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $5,345 | 2.70% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $1,169 | 2.88% |
| Corning, NY (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $6,199 | 2.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $4,392 | 2.66% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $5,933 | 2.72% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,185 | 3.06% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,465 | 3.23% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,787 | 3.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,850 | 2.56% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,387 | 3.20% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,932 | 3.42% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $2,221 | 2.33% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,473 | 3.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,527 | 3.04% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $1,365 | 2.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,665 | 2.72% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $6,581 | 3.04% |
| Roswell, NM (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,880 | 2.97% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,020 | 2.48% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,837 | 3.54% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $2,376 | 2.71% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,893 | 2.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,994 | 2.54% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,945 | 2.75% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,122 | 3.28% |
| Minot, ND (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,930 | 3.21% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $1,894 | 3.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,618 | 2.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $1,802 | 2.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $9,503 | 2.69% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $189 | 2.50% |
| BISMARCK, ND (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,106 | 3.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,685 | 2.54% |
| AKRON, OH (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,772 | 2.75% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $6,602 | 3.04% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $2,348 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,672 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,149 | 2.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,080 | 2.54% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,656 | 2.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,642 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,666 | 2.88% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $1,049 | 2.69% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,654 | 3.21% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $4,199 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,194 | 2.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,805 | 3.29% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,073 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,456 | 3.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,860 | 3.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,817 | 3.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,170 | 2.71% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $368 | 1.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,107 | 2.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,756 | 3.08% |
| NAPA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $12,307 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,114 | 2.81% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,057 | 2.54% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,052 | 3.50% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,182 | 3.41% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,110 | 3.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,139 | 2.58% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,129 | 2.94% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,017 | 2.93% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,703 | 3.29% |
| MADERA, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,346 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,280 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,162 | 2.92% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,667 | 2.71% |
| Austin, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,000 | 3.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,114 | 2.56% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,088 | 2.56% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,005 | 3.37% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,936 | 2.96% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,382 | 3.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,129 | 2.81% |
| SALEM, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,668 | 3.25% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,895 | 3.12% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,222 | 3.00% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,436 | 3.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $23,131 | 3.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,689 | 2.94% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,041 | 3.13% |
| RACINE, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,463 | 2.69% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,062 | 2.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,008 | 2.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,396 | 3.25% |
| Sanford, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,915 | 3.19% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,546 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,237 | 3.96% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,575 | 2.81% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,110 | 2.63% |
| Borger, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,441 | 2.21% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,506 | 2.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,705 | 3.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $888 | 2.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,959 | 3.04% |
| Durango, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,067 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,283 | 3.12% |
| Keene, NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5 | 2.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,011 | 3.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,528 | 3.38% |
| Danville, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,719 | 3.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,579 | 2.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,467 | 3.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,111 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,495 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,744 | 3.13% |
| LIMA, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $323 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,349 | 2.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,744 | 3.56% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,464 | 2.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,014 | 2.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,434 | 2.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,327 | 3.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $785 | 3.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 3.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,854 | 2.81% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,045 | 2.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,743 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,965 | 3.25% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,647 | 4.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,894 | 3.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,012 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,548 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,233 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,664 | 3.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,562 | 3.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,198 | 2.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,925 | 3.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,990 | 2.81% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $185 | 2.63% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,263 | 2.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,977 | 3.44% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,326 | 3.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,174 | 3.13% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,861 | 2.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,740 | 2.25% |
| RENO, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,538 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,592 | 3.19% |
| AMES, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,279 | 2.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,408 | 2.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,197 | 3.31% |
| West Plains, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,711 | 2.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,336 | 2.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,437 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,449 | 2.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,278 | 2.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,101 | 2.13% |
| ENID, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,327 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,596 | 3.38% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,232 | 2.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,564 | 3.81% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,092 | 3.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,510 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,271 | 3.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,457 | 2.94% |
| MONROE, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,329 | 3.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 2.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,926 | 2.99% |
| Holland, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,841 | 3.88% |
| Warren, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,482 | 2.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,150 | 3.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $982 | 3.99% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,178 | 3.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,095 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,592 | 2.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,970 | 2.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,215 | 2.88% |
| Macomb, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,445 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,620 | 2.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $535 | 2.63% |
| READING, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,332 | 2.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,216 | 2.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,821 | 3.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,800 | 3.63% |
| Dublin, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,618 | 2.99% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,957 | 3.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,556 | 3.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,295 | 2.63% |
| Houghton, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,639 | 2.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,105 | 2.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,775 | 2.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,101 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,733 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,641 | 3.25% |
| Camden, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,753 | 2.19% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,264 | 3.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,535 | 3.99% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,597 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,831 | 3.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,964 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,733 | 2.25% |
| Pella, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,114 | 3.13% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,318 | 2.88% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,442 | 2.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,226 | 3.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,299 | 2.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,086 | 2.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,343 | 3.13% |
| Corinth, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,480 | 2.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,422 | 3.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,808 | 3.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,888 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,293 | 2.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,675 | 2.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,469 | 2.63% |
| London, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,773 | 1.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,320 | 3.63% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,673 | 2.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,658 | 3.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $65 | 2.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,982 | 2.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,634 | 4.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,510 | 3.50% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,170 | 2.75% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,911 | 3.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,135 | 3.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,726 | 3.63% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,138 | 2.75% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,423 | 2.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,617 | 3.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,795 | 3.38% |
| Freeport, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,340 | 2.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,880 | 1.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,085 | 2.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,903 | 2.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.13% |
| Vernon, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,527 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,892 | 3.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,596 | 3.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $998 | 2.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $25 | 2.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,842 | 2.75% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,282 | 2.75% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,784 | 1.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,501 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,186 | 2.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,346 | 2.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,373 | 3.50% |
| Olean, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $722 | 2.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,861 | 2.99% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $330 | 2.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,385 | 3.00% |
| Miami, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $85 | 2.88% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,097 | 3.63% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,193 | 5.00% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,529 | 3.25% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $540 | 2.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,823 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,578 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,321 | 3.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,547 | 3.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,642 | 3.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,372 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,066 | 3.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $421 | 3.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,065 | 5.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,639 | 2.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against PREMIA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Premia Mortgage's most frequently originated type of loan was Conventional, with 2,479 originations. Their 2nd most popular type was VA, with 231 originations.
Loan Reason
For 2020, Premia Mortgage's most frequently cited loan purpose was Home Purchase, with 2,477 originations. The 2nd most popular reason was Refi, with 349 originations.
Loan Duration/Length
For 2020, Premia Mortgage's most frequently cited loan duration was 30 Year, with 2,442 originations. The 2nd most popular length was 15 Year, with 394 originations.
Origination Fees/Closing Costs
Premia Mortgage's average total fees were $4,100, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,798 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,137 | $400,385,000 | $352,142 |
| 3-4% | 992 | $345,380,000 | $348,165 |
| <2.5% | 684 | $233,910,000 | $341,974 |
| 4-5% | 54 | $16,610,000 | $307,593 |
| 5-6% | 2 | $700,000 | $350,000 |
During 2020, Premia Mortgage's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,137 originations.
Loan Sizing
2020 saw Premia Mortgage place emphasis on $200k-400k loans with 1,627 originations, totaling $486,555,000 in origination value.
Applicant Income
Premia Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,098 originations. The second most popular income band? $150k-250k, with 913 originations.
Applicant Debt to Income Ratio
Premia Mortgage lent most frequently to those with DTI ratios of 20-30%, with 847 originations. The next most common DTI ratio? 30-36%, with 604 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.35%
Premia Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination88.18%
Premia Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,869 | $996,985,000 | $347,503 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $500,000 | $250,000 |
| Single Family (1-4 Units):Site-Built | 2,867 | $996,485,000 | $347,571 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PREMIUM MORTGAGE CORP | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |