Premia Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Premia Mortgage is a small mortgage company specializing in Home Purchase loans. Premia Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Dallas, Detroit, Charlotte, and Chicago among others. We have data for 361 markets. (Some data included below & more in-depth data is available with an active subscription.)Premia Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Premia Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 4/22/24 |
| 30 Year Conventional Refi | 6.53% | 4/22/24 |
| 30 Year Cash-out Refi | 6.91% | 4/22/24 |
| 30 Year FHA Purchase | 7.10% | 4/22/24 |
| 30 Year VA Purchase | 5.79% | 4/22/24 |
| 15 Year Conventional Purchase | 5.47% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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This is not an official calculator from Premia Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,844Origination Dollar Volume (All Markets)
$1,089,340,000Awards
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PREMIA MORTGAGE - 2021
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For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 153 | $57,375,000 | $375,000 | $2,656 | 2.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 122 | $48,420,000 | $396,885 | $3,105 | 2.71% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 132 | $41,710,000 | $315,985 | $1,742 | 2.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 100 | $40,090,000 | $400,900 | $1,372 | 2.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 87 | $32,505,000 | $373,621 | $1,918 | 2.79% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 67 | $31,445,000 | $469,328 | $1,684 | 2.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 59 | $30,215,000 | $512,119 | $3,307 | 2.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 65 | $28,425,000 | $437,308 | $1,743 | 2.64% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 51 | $22,875,000 | $448,529 | $2,625 | 2.72% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 72 | $22,220,000 | $308,611 | $1,279 | 2.71% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 29 | $20,175,000 | $695,690 | $1,778 | 2.86% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 42 | $19,740,000 | $470,000 | $2,273 | 2.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 54 | $19,350,000 | $358,333 | $3,086 | 2.72% |
| MIDLAND, TX (FHA|USDA|VA) | 52 | $19,310,000 | $371,346 | $1,987 | 2.80% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 35 | $18,035,000 | $515,286 | $3,067 | 2.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 30 | $16,730,000 | $557,667 | $2,787 | 2.83% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 38 | $16,360,000 | $430,526 | $1,691 | 2.84% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 35 | $15,625,000 | $446,429 | $1,380 | 2.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 38 | $15,480,000 | $407,368 | $1,867 | 2.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 44 | $15,070,000 | $342,500 | $1,266 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 44 | $14,720,000 | $334,545 | $2,667 | 2.58% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 40 | $13,810,000 | $345,250 | $1,934 | 2.64% |
| Outside of Metro Areas | 53 | $13,765,000 | $259,717 | $2,063 | 2.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 25 | $13,245,000 | $529,800 | $991 | 2.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 38 | $13,130,000 | $345,526 | $1,177 | 2.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 32 | $12,730,000 | $397,813 | $2,726 | 2.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $12,560,000 | $418,667 | $2,745 | 2.70% |
| ANCHORAGE, AK (FHA|USDA|VA) | 22 | $11,170,000 | $507,727 | $441 | 2.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $11,060,000 | $691,250 | $1,250 | 2.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 15 | $10,675,000 | $711,667 | $1,799 | 2.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $9,365,000 | $346,852 | $2,502 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 21 | $9,245,000 | $440,238 | $4,030 | 2.77% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 23 | $8,245,000 | $358,478 | $2,816 | 2.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $7,695,000 | $366,429 | $2,230 | 2.74% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 14 | $7,430,000 | $530,714 | $5,514 | 2.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $6,720,000 | $373,333 | $798 | 2.57% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $6,665,000 | $444,333 | $3,520 | 2.64% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $6,660,000 | $666,000 | $2,677 | 2.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $6,290,000 | $314,500 | $883 | 2.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $6,040,000 | $604,000 | $3,178 | 2.67% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $5,850,000 | $365,625 | $1,608 | 2.78% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 16 | $5,720,000 | $357,500 | $3,374 | 2.69% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 17 | $5,675,000 | $333,824 | $1,767 | 2.62% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $5,310,000 | $442,500 | $2,942 | 2.77% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $5,020,000 | $836,667 | $812 | 2.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $4,925,000 | $703,571 | $4,355 | 2.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $4,910,000 | $409,167 | $2,059 | 2.99% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $4,850,000 | $404,167 | $2,320 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $509 | 2.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $1,944 | 2.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $4,575,000 | $415,909 | $969 | 2.61% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $4,515,000 | $347,308 | $981 | 2.70% |
| TULSA, OK (FHA|USDA|VA) | 14 | $4,510,000 | $322,143 | $3,827 | 2.63% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $4,185,000 | $380,455 | $2,493 | 2.62% |
| SAVANNAH, GA (FHA|USDA|VA) | 13 | $4,105,000 | $315,769 | $2,989 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $4,070,000 | $508,750 | $1,287 | 2.81% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $4,070,000 | $508,750 | $1,970 | 2.66% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 12 | $4,050,000 | $337,500 | $2,132 | 2.80% |
| Corning, NY (FHA|USDA|VA) | 15 | $3,965,000 | $264,333 | $862 | 2.51% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $3,735,000 | $533,571 | $4,114 | 2.43% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $5,052 | 2.76% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $3,690,000 | $461,250 | $2,608 | 2.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $6,032 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $3,510,000 | $438,750 | $1,907 | 2.89% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $382 | 2.72% |
| FLINT, MI (FHA|USDA|VA) | 13 | $3,495,000 | $268,846 | $2,279 | 2.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $1,212 | 2.74% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $3,420,000 | $427,500 | $4,260 | 3.09% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $2,291 | 2.64% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $3,345,000 | $477,857 | $3,448 | 2.87% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $3,257 | 2.67% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $2,624 | 3.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $2,945,000 | $420,714 | $292 | 2.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $2,047 | 2.73% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $623 | 2.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $2,216 | 2.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $139 | 2.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $3,311 | 2.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $1,584 | 2.68% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $129 | 2.67% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $3,310 | 2.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $1,430 | 3.04% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $1,411 | 2.80% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $2,485,000 | $497,000 | $5,701 | 2.68% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $1,683 | 2.78% |
| Camden, AR (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $2,286 | 2.59% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $1,845 | 2.67% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $2,375 | 2.69% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $4,052 | 2.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $488 | 2.68% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $252 | 2.85% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $680 | 2.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $1,497 | 2.98% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $8,200 | 2.65% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $1,036 | 2.54% |
| BEND, OR (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $2,252 | 3.09% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $3,787 | 2.66% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $1,277 | 2.70% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $1,343 | 2.75% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $498 | 2.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $2,831 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $883 | 2.90% |
| Dickinson, ND (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $674 | 2.72% |
| Bartlesville, OK (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $632 | 2.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $2,298 | 2.70% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $3,984 | 2.73% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $1,096 | 2.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $1,358 | 2.79% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $0 | 2.84% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $765 | 2.87% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $4,937 | 2.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $116 | 2.90% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $1,975 | 3.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $1,616 | 2.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $1,179 | 2.37% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $1,266 | 2.85% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $0 | 3.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $4,566 | 3.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $3,413 | 2.47% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,725 | 2.82% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $1,073 | 2.71% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $58 | 3.08% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $2,045 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $1,800 | 2.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $2,985 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,884 | 2.84% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $349 | 2.84% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $922 | 3.17% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,214 | 3.19% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $19 | 3.16% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $799 | 2.72% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $1,833 | 2.38% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $1,824 | 2.59% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $1,146 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $2,873 | 2.62% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $3,892 | 2.58% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $3,960 | 2.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $812 | 2.53% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,006 | 2.71% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,684 | 3.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,598 | 2.75% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,036 | 3.12% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,398 | 2.88% |
| Austin, MN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,606 | 2.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $1,587 | 2.75% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,785 | 2.84% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $610 | 2.87% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,260 | 3.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $1,908 | 2.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,230 | 2.71% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $866 | 2.81% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $8,305 | 2.67% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $1,389 | 2.69% |
| Bedford, IN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $1,023 | 3.20% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $855 | 2.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,541 | 2.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $1,558 | 2.54% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,165 | 2.58% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,171 | 2.09% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $16,635 | 2.50% |
| Willmar, MN (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $1,420 | 2.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,713 | 2.42% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 2.56% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $1,793 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,346 | 2.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $224 | 2.69% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $388 | 2.42% |
| Helena, MT (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,432 | 3.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,344 | 3.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,490 | 3.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,905 | 2.44% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,136 | 2.71% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 2.44% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $1,428 | 2.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $548 | 2.31% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $2,047 | 2.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2 | 2.87% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 2.81% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,241 | 2.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $1,693 | 3.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,488 | 2.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $9,821 | 2.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $794 | 2.81% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $250 | 3.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $115 | 3.00% |
| Sanford, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,463 | 2.69% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $364 | 2.93% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,338 | 2.54% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $107 | 2.87% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,397 | 2.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 2.99% |
| READING, PA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $762 | 2.81% |
| Washington, NC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $425 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,228 | 3.12% |
| Seymour, IN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,048 | 2.44% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,812 | 2.66% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $658 | 2.88% |
| Borger, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $965 | 2.59% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $817 | 2.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,522 | 2.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $260 | 2.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,475 | 2.43% |
| Wilson, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 2.75% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,517 | 2.56% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,230 | 2.94% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $440 | 2.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 3.13% |
| ROME, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,527 | 2.94% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $726 | 2.99% |
| Concord, NH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 2.99% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 2.00% |
| Outside of Metro Areas | 1 | $505,000 | $505,000 | $325 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $58 | 2.81% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 3.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,147 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,842 | 3.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 2.13% |
| Bonham, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,801 | 2.38% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,865 | 2.88% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,830 | 2.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $13 | 2.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,054 | 2.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,700 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $50 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,916 | 2.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,245 | 2.88% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $495 | 2.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,090 | 2.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $50 | 2.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,194 | 2.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $990 | 3.38% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,646 | 2.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $25 | 2.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $175 | 2.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,967 | 2.62% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 2.31% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,583 | 3.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.38% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,673 | 3.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,115 | 1.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $162 | 2.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,111 | 2.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,725 | 2.99% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,604 | 2.81% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,462 | 2.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $71 | 2.25% |
| Gillette, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $500 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $580 | 2.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $94 | 2.00% |
| Andrews, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,105 | 2.99% |
| Safford, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $957 | 3.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,156 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,524 | 2.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,222 | 2.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,198 | 2.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $75 | 2.13% |
| AMES, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $75 | 2.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4 | 2.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,807 | 3.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,702 | 2.75% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,189 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,716 | 2.99% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 2.99% |
| Macomb, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $110 | 2.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $785 | 2.63% |
| Dublin, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,906 | 2.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,089 | 2.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $592 | 2.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $210 | 3.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $495 | 2.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $125 | 3.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 2.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,345 | 2.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $875 | 3.63% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,026 | 2.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,180 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,820 | 2.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.99% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,175 | 2.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,060 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $80 | 2.75% |
| Pierre, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.99% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,573 | 3.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $435 | 2.00% |
| Greenville, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,886 | 2.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,143 | 2.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,660 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,943 | 2.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $650 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,093 | 3.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,492 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,161 | 2.99% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,300 | 2.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $173 | 2.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.63% |
| Olean, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.38% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,136 | 2.75% |
| El Campo, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,585 | 2.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,803 | 3.99% |
| Keene, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4 | 2.88% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $621 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,695 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,641 | 2.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,413 | 2.99% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $831 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $50 | 2.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $519 | 3.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $267 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,743 | 2.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,406 | 2.99% |
| Carroll, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,843 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,690 | 3.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,232 | 1.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,496 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,246 | 2.25% |
| North Platte, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $145 | 3.13% |
| Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,821 | 2.38% |
| Huntington, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,541 | 2.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,869 | 3.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,875 | 3.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,701 | 2.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $139 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,834 | 2.50% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,596 | 2.38% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $827 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,559 | 2.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,829 | 2.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,943 | 2.88% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,805 | 2.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,325 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,567 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,449 | 1.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,761 | 2.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $495 | 2.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,197 | 2.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,117 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $96 | 2.88% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,945 | 2.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,899 | 2.63% |
| New Castle, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $75 | 3.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against PREMIA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
N C P D Federal Credit Union
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Product Mix
For 2021, Premia Mortgage's most frequently originated type of loan was Conventional, with 2,496 originations. Their 2nd most popular type was VA, with 254 originations.
Loan Reason
For 2021, Premia Mortgage's most frequently cited loan purpose was Home Purchase, with 2,698 originations. The 2nd most popular reason was Refi, with 115 originations.
Loan Duration/Length
For 2021, Premia Mortgage's most frequently cited loan duration was 30 Year, with 2,417 originations. The 2nd most popular length was 15 Year, with 396 originations.
Origination Fees/Closing Costs
Premia Mortgage's average total fees were $2,297, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,327 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,439 | $571,535,000 | $397,175 |
| <2.5% | 868 | $318,530,000 | $366,970 |
| 3-4% | 530 | $196,510,000 | $370,774 |
| 4-5% | 7 | $2,765,000 | $395,000 |
During 2021, Premia Mortgage's average interest rate for loans was 2.82%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,439 originations.
Loan Sizing
2021 saw Premia Mortgage place emphasis on $200k-400k loans with 1,457 originations, totaling $443,405,000 in origination value.
Applicant Income
Premia Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,143 originations. The second most popular income band? $150k-250k, with 871 originations.
Applicant Debt to Income Ratio
Premia Mortgage lent most frequently to those with DTI ratios of 20-30%, with 877 originations. The next most common DTI ratio? 30-36%, with 575 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.29%
Premia Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination93.71%
Premia Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,844 | $1,089,340,000 | $383,031 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,844 | $1,089,340,000 | $383,031 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Trouble during payment process | 4 | 12.5% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Struggling to pay mortgage | 3 | 9.4% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Trouble during payment process | 5 | 15.6% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Other type of mortgage | Closing on a mortgage | 2 | 6.3% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Closing on a mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | VA mortgage | Struggling to pay mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 9.4% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | Conventional home mortgage | Trouble during payment process | 10 | 31.3% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Closing on a mortgage | 1 | 3.1% |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 3.1% |