Nfm Mortgage Rates, Fees & Info
LINTHICUM, MDLEI: 549300MCIFZSDHUT8X63
Tax ID: 52-2102740
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Mortgage Data
Review & Overview
Nfm is a large mortgage company specializing in Home Purchase and Refi loans. Nfm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Baltimore, Phoenix, Columbus, and Providence among others. We have data for 299 markets. (Some data included below & more in-depth data is available with an active subscription.)Nfm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nfm is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.83% | 12/17/24 |
| 30 Year Conventional Refi | 6.69% | 12/17/24 |
| 30 Year Cash-out Refi | 6.95% | 12/17/24 |
| 30 Year FHA Purchase | 7.54% | 12/17/24 |
| 30 Year FHA Refi | 7.24% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.91% | 12/17/24 |
| 30 Year USDA Purchase | 7.04% | 12/17/24 |
| 15 Year Conventional Purchase | 6.21% | 12/17/24 |
| 15 Year Conventional Refi | 6.21% | 12/17/24 |
| 15 Year Cash-out Refi | 6.21% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nfm Mortgage Calculator
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This is not an official calculator from Nfm. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
25,868Origination Dollar Volume (All Markets)
$8,008,270,000Awards
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NFM - 2020
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4,382 | $1,711,890,000 | $390,664 | $5,181 | 3.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3,278 | $1,028,810,000 | $313,853 | $5,104 | 3.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,549 | $694,415,000 | $272,426 | $5,483 | 3.30% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,832 | $418,500,000 | $228,439 | $4,602 | 3.24% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,432 | $384,100,000 | $268,226 | $5,046 | 3.30% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,293 | $374,705,000 | $289,795 | $4,807 | 3.16% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 970 | $371,060,000 | $382,536 | $5,582 | 2.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 867 | $332,865,000 | $383,927 | $7,016 | 3.11% |
| RICHMOND, VA (FHA|USDA|VA) | 1,164 | $321,260,000 | $275,997 | $4,842 | 3.12% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 573 | $283,425,000 | $494,634 | $5,298 | 3.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 758 | $194,840,000 | $257,045 | $5,266 | 3.07% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 425 | $175,625,000 | $413,235 | $4,929 | 3.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 486 | $135,920,000 | $279,671 | $3,853 | 3.19% |
| Outside of Metro Areas | 497 | $130,325,000 | $262,223 | $5,687 | 3.15% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 372 | $99,040,000 | $266,237 | $4,559 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 379 | $95,445,000 | $251,834 | $5,079 | 3.10% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 208 | $93,520,000 | $449,615 | $5,704 | 3.11% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 283 | $56,415,000 | $199,346 | $4,457 | 3.07% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 162 | $55,570,000 | $343,025 | $6,863 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 132 | $54,720,000 | $414,545 | $4,886 | 3.01% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 197 | $51,795,000 | $262,919 | $4,593 | 2.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 179 | $49,375,000 | $275,838 | $4,165 | 3.13% |
| DOVER, DE (FHA|USDA|VA) | 201 | $46,095,000 | $229,328 | $5,779 | 2.90% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 217 | $44,775,000 | $206,336 | $6,092 | 3.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 120 | $43,150,000 | $359,583 | $6,006 | 3.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 157 | $42,775,000 | $272,452 | $3,652 | 3.02% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 229 | $41,805,000 | $182,555 | $4,409 | 3.27% |
| GREELEY, CO (FHA|USDA|VA) | 80 | $31,570,000 | $394,625 | $8,468 | 3.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 66 | $23,620,000 | $357,879 | $5,229 | 3.12% |
| BOULDER, CO (FHA|USDA|VA) | 51 | $21,775,000 | $426,961 | $7,770 | 3.11% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 85 | $21,475,000 | $252,647 | $4,475 | 3.17% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 101 | $21,275,000 | $210,644 | $4,172 | 3.21% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 64 | $19,050,000 | $297,656 | $4,500 | 3.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 56 | $18,370,000 | $328,036 | $4,821 | 3.04% |
| LANCASTER, PA (FHA|USDA|VA) | 76 | $15,880,000 | $208,947 | $4,593 | 3.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $15,010,000 | $312,708 | $4,894 | 3.01% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 51 | $12,135,000 | $237,941 | $3,897 | 3.11% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 44 | $11,590,000 | $263,409 | $6,381 | 3.24% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 57 | $10,955,000 | $192,193 | $3,989 | 3.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 49 | $10,955,000 | $223,571 | $6,585 | 3.77% |
| FORT COLLINS, CO (FHA|USDA|VA) | 27 | $10,435,000 | $386,481 | $8,583 | 2.93% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 52 | $10,340,000 | $198,846 | $4,597 | 3.07% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 30 | $10,230,000 | $341,000 | $4,285 | 2.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 32 | $10,010,000 | $312,813 | $5,579 | 3.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $9,820,000 | $306,875 | $6,171 | 3.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 30 | $9,600,000 | $320,000 | $3,949 | 2.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 30 | $9,490,000 | $316,333 | $5,015 | 3.15% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 31 | $8,345,000 | $269,194 | $5,077 | 3.10% |
| GETTYSBURG, PA (FHA|USDA|VA) | 32 | $7,640,000 | $238,750 | $5,462 | 3.01% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 20 | $6,760,000 | $338,000 | $4,739 | 2.97% |
| Rockport, TX (FHA|USDA|VA) | 28 | $6,730,000 | $240,357 | $5,469 | 3.21% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 25 | $6,485,000 | $259,400 | $4,035 | 3.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 24 | $6,390,000 | $266,250 | $3,563 | 3.02% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $6,285,000 | $330,789 | $7,601 | 3.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 18 | $6,200,000 | $344,444 | $5,126 | 2.82% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 19 | $6,065,000 | $319,211 | $4,702 | 3.27% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $5,980,000 | $373,750 | $4,854 | 3.22% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $5,870,000 | $366,875 | $3,279 | 2.95% |
| TUCSON, AZ (FHA|USDA|VA) | 22 | $5,830,000 | $265,000 | $4,496 | 3.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 35 | $5,785,000 | $165,286 | $4,620 | 3.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,615,000 | $330,294 | $5,749 | 2.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 23 | $5,615,000 | $244,130 | $5,110 | 3.03% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $5,580,000 | $310,000 | $4,155 | 3.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 18 | $5,510,000 | $306,111 | $5,157 | 2.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 25 | $5,475,000 | $219,000 | $5,664 | 3.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 21 | $5,335,000 | $254,048 | $4,770 | 3.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $5,010,000 | $501,000 | $4,833 | 3.11% |
| READING, PA (FHA|USDA|VA) | 24 | $4,950,000 | $206,250 | $5,065 | 3.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 20 | $4,860,000 | $243,000 | $4,908 | 3.14% |
| HARRISONBURG, VA (FHA|USDA|VA) | 18 | $4,690,000 | $260,556 | $3,782 | 2.99% |
| STAUNTON, VA (FHA|USDA|VA) | 20 | $4,670,000 | $233,500 | $3,677 | 3.24% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $4,280,000 | $356,667 | $4,736 | 2.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 18 | $4,160,000 | $231,111 | $4,655 | 2.96% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $4,045,000 | $311,154 | $4,075 | 3.08% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 18 | $3,970,000 | $220,556 | $4,540 | 3.10% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $3,900,000 | $325,000 | $4,330 | 3.06% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $3,755,000 | $197,632 | $3,693 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $3,640,000 | $455,000 | $4,608 | 3.16% |
| Clarksburg, WV (FHA|USDA|VA) | 18 | $3,620,000 | $201,111 | $5,037 | 3.09% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $3,480,000 | $435,000 | $8,460 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $3,270,000 | $272,500 | $3,694 | 3.14% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $4,676 | 3.20% |
| Easton, MD (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $4,614 | 3.07% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $4,668 | 3.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $4,545 | 3.01% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $4,582 | 3.04% |
| Show Low, AZ (FHA|USDA|VA) | 10 | $2,880,000 | $288,000 | $4,332 | 3.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $2,629 | 3.18% |
| Brenham, TX (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $5,661 | 3.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 20 | $2,790,000 | $139,500 | $3,168 | 3.04% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $5,012 | 3.08% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $3,838 | 3.61% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $2,395,000 | $184,231 | $4,394 | 3.30% |
| LEBANON, PA (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $4,314 | 2.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $4,767 | 3.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $4,190 | 3.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $6,588 | 3.21% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $5,665 | 3.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $4,699 | 2.91% |
| Rockingham, NC (FHA|USDA|VA) | 14 | $2,130,000 | $152,143 | $4,478 | 3.39% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $4,631 | 3.08% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $3,855 | 3.00% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $4,132 | 2.77% |
| Moses Lake, WA (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $4,029 | 2.85% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,519 | 3.03% |
| Cambridge, MD (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $4,689 | 3.27% |
| Washington Court House, OH (FHA|USDA|VA) | 13 | $1,945,000 | $149,615 | $4,651 | 3.10% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $5,150 | 3.13% |
| Zanesville, OH (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $5,841 | 3.27% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,948 | 3.06% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,141 | 2.90% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,152 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $8,806 | 2.50% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $4,989 | 3.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $4,341 | 2.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $4,231 | 3.32% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $3,721 | 3.05% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $5,046 | 3.22% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $5,724 | 3.51% |
| Urbana, OH (FHA|USDA|VA) | 10 | $1,620,000 | $162,000 | $4,662 | 3.11% |
| Laconia, NH (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $3,122 | 3.33% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $4,802 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $3,982 | 3.18% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $4,547 | 2.80% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $4,995 | 3.14% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,592 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,228 | 3.15% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $3,075 | 2.94% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $6,833 | 3.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $5,033 | 3.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $4,036 | 3.21% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $4,403 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $6,332 | 3.03% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,321 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $5,621 | 2.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,912 | 2.81% |
| Pottsville, PA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,220 | 2.93% |
| Marion, OH (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $4,206 | 3.94% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,685 | 2.66% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,756 | 3.04% |
| MORGANTOWN, WV (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $4,505 | 3.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $5,688 | 2.71% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $3,367 | 2.53% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $3,730 | 3.54% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,238 | 3.34% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $3,423 | 2.96% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,578 | 2.79% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $4,216 | 3.00% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,610 | 3.43% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,263 | 3.00% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,858 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,790 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,349 | 3.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,287 | 3.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,360 | 3.48% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,551 | 3.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,220 | 3.03% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,048 | 2.92% |
| Sanford, NC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,769 | 3.33% |
| Alma, MI (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $3,685 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $2,433 | 2.97% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,083 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $1,613 | 3.25% |
| Elkins, WV (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $3,613 | 3.33% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,796 | 3.17% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $7,855 | 3.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,031 | 3.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,429 | 3.03% |
| MERCED, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,488 | 2.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,534 | 3.58% |
| MADISON, WI (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,283 | 3.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,583 | 3.13% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,135 | 3.72% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,824 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,003 | 3.04% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,955 | 3.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,021 | 2.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,525 | 3.17% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,486 | 3.35% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,112 | 2.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,661 | 3.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $10,459 | 3.13% |
| Payson, AZ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,271 | 3.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,230 | 2.79% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,121 | 3.13% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,831 | 4.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,110 | 3.65% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,632 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,583 | 3.53% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,892 | 2.83% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,450 | 3.04% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,185 | 2.94% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,275 | 3.46% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,501 | 2.75% |
| Key West, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,924 | 2.88% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,525 | 3.33% |
| Durango, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,816 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,266 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,685 | 2.88% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,998 | 2.88% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,359 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,719 | 3.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,099 | 3.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,658 | 3.33% |
| Centralia, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,204 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,767 | 2.94% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,670 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,056 | 2.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,191 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,690 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,109 | 3.13% |
| Heber, UT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,243 | 2.88% |
| Granbury, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,781 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,417 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,621 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,336 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,816 | 2.69% |
| SALEM, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,803 | 3.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,829 | 2.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,331 | 2.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,740 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,909 | 3.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,550 | 2.56% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,778 | 3.38% |
| TULSA, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,287 | 2.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,189 | 3.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,389 | 3.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,643 | 3.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,218 | 2.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,545 | 3.12% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,520 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 1.56% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $282 | 3.19% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,699 | 2.63% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,787 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,966 | 2.38% |
| Torrington, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,842 | 2.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,446 | 4.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,894 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,012 | 2.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,575 | 2.63% |
| Wilson, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,648 | 3.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,895 | 2.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,210 | 2.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,879 | 4.00% |
| New Castle, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,972 | 4.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,202 | 3.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,336 | 3.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,451 | 3.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,476 | 2.88% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,479 | 4.50% |
| Marietta, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,882 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,185 | 3.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,836 | 2.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,329 | 3.13% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,034 | 2.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,767 | 3.81% |
| Seneca, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,080 | 3.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,392 | 3.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,365 | 4.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,723 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,891 | 2.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,113 | 2.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,298 | 3.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,288 | 2.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,396 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,662 | 2.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,354 | 3.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,846 | 2.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,378 | 3.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,577 | 3.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,593 | 3.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,269 | 2.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,490 | 2.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,004 | 3.63% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,355 | 4.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,118 | 2.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,657 | 3.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,459 | 4.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,162 | 3.25% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,311 | 2.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,242 | 3.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,767 | 2.63% |
| Indiana, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,750 | 2.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,018 | 3.13% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,617 | 3.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $495 | 3.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $600 | 3.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,835 | 3.25% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,349 | 2.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,664 | 2.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,663 | 3.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,199 | 3.13% |
| Wooster, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,602 | 4.13% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,573 | 4.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,575 | 3.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $50 | 3.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,473 | 3.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,491 | 3.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against NFM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Nfm's most frequently originated type of loan was Conventional, with 20,400 originations. Their 2nd most popular type was FHA, with 3,553 originations.
Loan Reason
For 2020, Nfm's most frequently cited loan purpose was Home Purchase, with 13,775 originations. The 2nd most popular reason was Refi, with 9,874 originations.
Loan Duration/Length
For 2020, Nfm's most frequently cited loan duration was 30 Year, with 22,382 originations. The 2nd most popular length was 15 Year, with 1,825 originations.
Origination Fees/Closing Costs
Nfm's average total fees were $5,335, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 14,360 originations.
Interest Rates
During 2020, Nfm's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 11,664 originations.
Loan Sizing
2020 saw Nfm place emphasis on $200k-400k loans with 14,583 originations, totaling $4,189,535,000 in origination value.
Applicant Income
Nfm lent most frequently to those with incomes in the $100k-150k range, with 6,079 originations. The second most popular income band? $50k-75k, with 5,983 originations.
Applicant Debt to Income Ratio
Nfm lent most frequently to those with DTI ratios of 20-30%, with 5,386 originations. The next most common DTI ratio? 30-36%, with 4,596 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.75%
Nfm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.00%
Nfm has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 25,868 | $8,008,270,000 | $309,582 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 87 | $15,925,000 | $183,046 |
| Single Family (1-4 Units):Site-Built | 25,781 | $7,992,345,000 | $310,009 |