Nfm Mortgage Rates, Fees & Info
LINTHICUM, MDLEI: 549300MCIFZSDHUT8X63
Tax ID: 52-2102740
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Mortgage Data
Review & Overview
Nfm is a large mortgage company specializing in Home Purchase and Refi loans. Nfm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Baltimore, Phoenix, Seattle, and Columbus among others. We have data for 330 markets. (Some data included below & more in-depth data is available with an active subscription.)Nfm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nfm is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.83% | 12/17/24 |
| 30 Year Conventional Refi | 6.69% | 12/17/24 |
| 30 Year Cash-out Refi | 6.95% | 12/17/24 |
| 30 Year FHA Purchase | 7.54% | 12/17/24 |
| 30 Year FHA Refi | 7.24% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.91% | 12/17/24 |
| 30 Year USDA Purchase | 7.04% | 12/17/24 |
| 15 Year Conventional Purchase | 6.21% | 12/17/24 |
| 15 Year Conventional Refi | 6.21% | 12/17/24 |
| 15 Year Cash-out Refi | 6.21% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nfm Mortgage Calculator
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This is not an official calculator from Nfm. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
27,359Origination Dollar Volume (All Markets)
$9,152,935,000Awards
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NFM - 2021
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,891 | $1,596,945,000 | $410,420 | $6,253 | 3.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2,910 | $948,080,000 | $325,801 | $5,590 | 3.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,427 | $774,265,000 | $319,021 | $5,876 | 3.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,187 | $558,035,000 | $470,122 | $6,813 | 3.01% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,815 | $454,995,000 | $250,686 | $5,296 | 3.17% |
| RICHMOND, VA (FHA|USDA|VA) | 1,335 | $396,675,000 | $297,135 | $5,580 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,166 | $381,870,000 | $327,504 | $5,300 | 3.09% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,283 | $377,755,000 | $294,431 | $5,770 | 3.20% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,351 | $367,535,000 | $272,047 | $5,796 | 3.08% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 784 | $345,100,000 | $440,179 | $6,890 | 3.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 550 | $323,320,000 | $587,855 | $7,697 | 3.13% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 391 | $166,165,000 | $424,974 | $5,361 | 3.08% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 444 | $132,400,000 | $298,198 | $4,481 | 3.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 417 | $121,335,000 | $290,971 | $5,291 | 2.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 337 | $106,365,000 | $315,623 | $5,311 | 3.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 282 | $101,320,000 | $359,291 | $5,770 | 3.14% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 336 | $91,560,000 | $272,500 | $5,448 | 3.11% |
| Outside of Metro Areas | 332 | $91,450,000 | $275,452 | $6,054 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 193 | $84,475,000 | $437,694 | $5,727 | 3.17% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 204 | $79,200,000 | $388,235 | $7,580 | 3.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 177 | $75,835,000 | $428,446 | $6,493 | 3.20% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 249 | $75,135,000 | $301,747 | $5,740 | 3.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 206 | $68,450,000 | $332,282 | $5,279 | 3.26% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 332 | $67,960,000 | $204,699 | $6,038 | 3.25% |
| DOVER, DE (FHA|USDA|VA) | 262 | $67,400,000 | $257,252 | $6,598 | 3.12% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 309 | $64,095,000 | $207,427 | $5,528 | 3.03% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 198 | $59,460,000 | $300,303 | $5,301 | 3.03% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 153 | $55,005,000 | $359,510 | $5,684 | 3.17% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 88 | $45,370,000 | $515,568 | $5,761 | 2.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 103 | $41,335,000 | $401,311 | $6,516 | 3.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 69 | $40,605,000 | $588,478 | $7,857 | 3.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 73 | $37,365,000 | $511,849 | $6,495 | 3.02% |
| GREELEY, CO (FHA|USDA|VA) | 85 | $36,555,000 | $430,059 | $9,114 | 2.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 165 | $33,145,000 | $200,879 | $6,052 | 3.14% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 134 | $29,030,000 | $216,642 | $4,896 | 3.28% |
| BOULDER, CO (FHA|USDA|VA) | 51 | $23,745,000 | $465,588 | $7,599 | 3.01% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 92 | $23,390,000 | $254,239 | $5,890 | 3.14% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 71 | $22,435,000 | $315,986 | $5,364 | 3.14% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 79 | $22,345,000 | $282,848 | $5,676 | 3.22% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 73 | $21,915,000 | $300,205 | $5,650 | 3.18% |
| LANCASTER, PA (FHA|USDA|VA) | 91 | $19,375,000 | $212,912 | $5,399 | 2.91% |
| TUCSON, AZ (FHA|USDA|VA) | 75 | $18,685,000 | $249,133 | $5,408 | 3.28% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 89 | $17,795,000 | $199,944 | $4,538 | 3.27% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 72 | $17,590,000 | $244,306 | $5,590 | 3.37% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 87 | $17,295,000 | $198,793 | $5,439 | 3.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 70 | $15,500,000 | $221,429 | $6,389 | 3.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $14,870,000 | $354,048 | $5,764 | 3.26% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 35 | $14,765,000 | $421,857 | $8,198 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 57 | $14,155,000 | $248,333 | $4,277 | 3.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $12,960,000 | $360,000 | $5,724 | 3.14% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 52 | $12,690,000 | $244,038 | $5,376 | 3.28% |
| SPARTANBURG, SC (FHA|USDA|VA) | 49 | $12,065,000 | $246,224 | $4,640 | 3.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 32 | $11,040,000 | $345,000 | $6,014 | 2.93% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 41 | $10,805,000 | $263,537 | $4,699 | 3.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 27 | $10,085,000 | $373,519 | $5,009 | 2.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 36 | $10,070,000 | $279,722 | $5,758 | 3.22% |
| FORT COLLINS, CO (FHA|USDA|VA) | 24 | $9,780,000 | $407,500 | $7,329 | 2.98% |
| GETTYSBURG, PA (FHA|USDA|VA) | 41 | $9,525,000 | $232,317 | $6,024 | 3.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 22 | $8,700,000 | $395,455 | $5,910 | 3.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 21 | $8,635,000 | $411,190 | $6,025 | 3.21% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 34 | $8,490,000 | $249,706 | $8,058 | 3.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 35 | $8,325,000 | $237,857 | $6,155 | 3.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 27 | $8,185,000 | $303,148 | $5,801 | 3.10% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 23 | $8,155,000 | $354,565 | $7,632 | 3.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $8,140,000 | $508,750 | $7,762 | 3.30% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 23 | $7,945,000 | $345,435 | $7,013 | 2.94% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $7,860,000 | $491,250 | $5,189 | 3.16% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 33 | $7,825,000 | $237,121 | $5,428 | 3.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $7,150,000 | $325,000 | $6,490 | 2.98% |
| Oak Harbor, WA (FHA|USDA|VA) | 15 | $7,015,000 | $467,667 | $6,947 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $6,860,000 | $686,000 | $9,051 | 2.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $6,735,000 | $518,077 | $10,271 | 3.15% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 29 | $6,735,000 | $232,241 | $5,244 | 3.12% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 24 | $6,730,000 | $280,417 | $5,998 | 3.07% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 17 | $6,625,000 | $389,706 | $5,845 | 3.09% |
| READING, PA (FHA|USDA|VA) | 26 | $6,610,000 | $254,231 | $5,500 | 3.11% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 20 | $6,570,000 | $328,500 | $4,205 | 2.95% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 31 | $6,555,000 | $211,452 | $5,577 | 3.21% |
| BEND, OR (FHA|USDA|VA) | 16 | $6,490,000 | $405,625 | $6,144 | 3.29% |
| Rockport, TX (FHA|USDA|VA) | 25 | $6,315,000 | $252,600 | $5,979 | 3.23% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 19 | $6,145,000 | $323,421 | $7,457 | 3.16% |
| Albertville, AL (FHA|USDA|VA) | 29 | $6,095,000 | $210,172 | $6,314 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $5,580,000 | $558,000 | $6,030 | 3.14% |
| Moses Lake, WA (FHA|USDA|VA) | 19 | $5,375,000 | $282,895 | $5,630 | 3.09% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $5,175,000 | $246,429 | $4,360 | 3.27% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $5,085,000 | $299,118 | $5,344 | 3.15% |
| Clarksburg, WV (FHA|USDA|VA) | 30 | $5,020,000 | $167,333 | $4,500 | 3.28% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $5,015,000 | $334,333 | $4,145 | 3.09% |
| LYNCHBURG, VA (FHA|USDA|VA) | 26 | $4,980,000 | $191,538 | $4,904 | 3.28% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 20 | $4,960,000 | $248,000 | $5,939 | 3.19% |
| STAUNTON, VA (FHA|USDA|VA) | 24 | $4,950,000 | $206,250 | $4,594 | 3.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 16 | $4,900,000 | $306,250 | $3,912 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $4,720,000 | $393,333 | $4,095 | 3.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 16 | $4,620,000 | $288,750 | $5,921 | 3.24% |
| HARRISONBURG, VA (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $4,545 | 3.27% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $9,235 | 3.24% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $4,095,000 | $455,000 | $5,800 | 3.14% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 16 | $4,080,000 | $255,000 | $5,444 | 3.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $4,035,000 | $269,000 | $7,277 | 3.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $5,822 | 3.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 14 | $3,840,000 | $274,286 | $5,663 | 3.48% |
| Breckenridge, CO (FHA|USDA|VA) | 7 | $3,815,000 | $545,000 | $6,901 | 3.05% |
| BURLINGTON, NC (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $4,313 | 3.09% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 20 | $3,740,000 | $187,000 | $5,716 | 3.46% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,715,000 | $412,778 | $9,195 | 3.29% |
| AKRON, OH (FHA|USDA|VA) | 17 | $3,635,000 | $213,824 | $5,591 | 3.33% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $4,873 | 3.28% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $3,445,000 | $265,000 | $4,785 | 3.28% |
| Easton, MD (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $5,275 | 3.05% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $4,728 | 3.07% |
| Morehead City, NC (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $4,141 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $4,734 | 3.21% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $8,117 | 3.19% |
| LEBANON, PA (FHA|USDA|VA) | 20 | $3,380,000 | $169,000 | $4,811 | 3.11% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $5,658 | 3.12% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $4,858 | 3.01% |
| Marion, OH (FHA|USDA|VA) | 19 | $2,915,000 | $153,421 | $5,095 | 3.29% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $5,214 | 3.32% |
| Washington Court House, OH (FHA|USDA|VA) | 14 | $2,900,000 | $207,143 | $6,998 | 3.29% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $6,155 | 3.10% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $3,745 | 3.10% |
| Arcadia, FL (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $5,457 | 3.24% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $4,943 | 2.81% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $2,760,000 | $460,000 | $4,363 | 2.98% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,715,000 | $543,000 | $5,931 | 2.90% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $5,100 | 3.24% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $5,037 | 3.10% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $5,512 | 3.26% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $4,323 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $4,448 | 3.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $6,340 | 3.23% |
| Sanford, NC (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $3,998 | 3.08% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $2,350 | 2.78% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $9,753 | 3.11% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $5,555 | 3.14% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $4,018 | 3.42% |
| Brenham, TX (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,036 | 3.22% |
| GOLDSBORO, NC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $6,339 | 3.31% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $3,932 | 3.56% |
| Payson, AZ (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $5,527 | 2.98% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $6,006 | 3.28% |
| Urbana, OH (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $4,326 | 3.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $4,104 | 3.17% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $3,438 | 2.65% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $6,114 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,949 | 3.52% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $5,885 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $5,534 | 2.78% |
| MORGANTOWN, WV (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $7,515 | 3.31% |
| EL PASO, TX (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $5,379 | 3.34% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $7,426 | 3.45% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $4,234 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,296 | 3.04% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $3,147 | 3.23% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $4,238 | 3.08% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,133 | 3.15% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $9,973 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,243 | 2.93% |
| Rockingham, NC (FHA|USDA|VA) | 11 | $1,455,000 | $132,273 | $4,657 | 3.31% |
| Elkins, WV (FHA|USDA|VA) | 11 | $1,395,000 | $126,818 | $4,519 | 3.18% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,247 | 3.16% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,648 | 3.21% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,465 | 3.50% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,505 | 3.42% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $6,736 | 3.33% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $5,418 | 3.15% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $5,831 | 3.41% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $5,711 | 3.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $10,500 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,939 | 2.83% |
| Laurinburg, NC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,007 | 3.33% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $6,014 | 3.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,253 | 2.97% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,405 | 3.06% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,441 | 3.31% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $4,207 | 3.35% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $9,396 | 2.63% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $8,538 | 3.28% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,513 | 3.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $4,425 | 3.06% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,590 | 3.27% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,280 | 3.09% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,618 | 3.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $8,211 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,054 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,014 | 3.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,927 | 3.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $13,468 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,370 | 3.09% |
| Outside of Metro Areas | 2 | $820,000 | $410,000 | $6,641 | 3.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,168 | 3.04% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,633 | 2.44% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,632 | 2.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,688 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,243 | 3.00% |
| Athens, OH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,194 | 2.96% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,055 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,143 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,079 | 3.10% |
| Astoria, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,898 | 3.19% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,642 | 3.06% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,136 | 3.19% |
| Marion, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,659 | 3.31% |
| Hailey, ID (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,317 | 3.06% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,100 | 3.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,550 | 3.44% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,085 | 3.00% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,537 | 2.75% |
| TULSA, OK (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,347 | 3.31% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,363 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,917 | 3.44% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,232 | 3.13% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,496 | 2.88% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $10,774 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,011 | 3.29% |
| Sterling, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,077 | 3.19% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,776 | 3.00% |
| Pullman, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,546 | 3.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,908 | 2.75% |
| Coshocton, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,922 | 3.31% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,242 | 3.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,227 | 3.29% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,690 | 2.63% |
| Sidney, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,495 | 3.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $18,309 | 3.38% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,794 | 2.94% |
| Centralia, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,081 | 2.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,636 | 3.13% |
| Brevard, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,467 | 3.13% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,141 | 3.19% |
| Heber, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,488 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,498 | 3.00% |
| Durango, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,273 | 3.69% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $28,697 | 2.88% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,654 | 3.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,696 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,826 | 3.00% |
| Laconia, NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,178 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,333 | 3.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,528 | 3.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,252 | 3.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,987 | 3.44% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,660 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,024 | 2.81% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,963 | 3.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,431 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,989 | 3.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,083 | 3.31% |
| Torrington, CT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,892 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,308 | 3.13% |
| Cullman, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,201 | 2.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,800 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,243 | 2.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,907 | 3.38% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,772 | 3.31% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,430 | 3.06% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,467 | 3.25% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,138 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,526 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,400 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,154 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,019 | 3.06% |
| Salem, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,455 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,438 | 3.19% |
| MERCED, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,961 | 3.38% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,769 | 3.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,108 | 3.13% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,137 | 3.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,929 | 3.54% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,204 | 2.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,665 | 3.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,865 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,722 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,752 | 3.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,833 | 3.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,968 | 3.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,168 | 2.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,381 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,564 | 2.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,978 | 3.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,779 | 3.13% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,514 | 3.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,746 | 3.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,111 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,719 | 2.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,744 | 3.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,213 | 2.63% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,755 | 3.50% |
| Troy, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,674 | 3.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,504 | 3.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,079 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,276 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,384 | 3.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,774 | 3.38% |
| Newport, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,252 | 3.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.38% |
| Kinston, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,859 | 2.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,667 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,963 | 3.99% |
| Silver City, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,034 | 3.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,331 | 3.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,189 | 3.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,065 | 3.38% |
| Jackson, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,829 | 3.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,513 | 3.13% |
| Bennington, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,277 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,217 | 2.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,757 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,447 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,496 | 3.00% |
| Alma, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,063 | 2.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,117 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,621 | 3.13% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,106 | 3.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,855 | 3.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,400 | 3.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,300 | 3.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,264 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,125 | 3.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,054 | 3.38% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,950 | 3.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,389 | 3.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,321 | 3.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,102 | 2.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,793 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,773 | 3.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,416 | 2.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,440 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,958 | 3.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,081 | 3.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against NFM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
POINT BREEZE
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CAROLINA FOOTHILLS
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Product Mix
For 2021, Nfm's most frequently originated type of loan was Conventional, with 22,501 originations. Their 2nd most popular type was FHA, with 2,856 originations.
Loan Reason
For 2021, Nfm's most frequently cited loan purpose was Home Purchase, with 16,670 originations. The 2nd most popular reason was Refi, with 7,193 originations.
Loan Duration/Length
For 2021, Nfm's most frequently cited loan duration was 30 Year, with 24,507 originations. The 2nd most popular length was 15 Year, with 1,581 originations.
Origination Fees/Closing Costs
Nfm's average total fees were $6,061, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 16,191 originations.
Interest Rates
During 2021, Nfm's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 15,086 originations.
Loan Sizing
2021 saw Nfm place emphasis on $200k-400k loans with 14,583 originations, totaling $4,243,815,000 in origination value.
Applicant Income
Nfm lent most frequently to those with incomes in the $100k-150k range, with 6,610 originations. The second most popular income band? $50k-75k, with 6,303 originations.
Applicant Debt to Income Ratio
Nfm lent most frequently to those with DTI ratios of 20-30%, with 5,470 originations. The next most common DTI ratio? 30-36%, with 4,886 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.03%
Nfm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.91%
Nfm has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 27,359 | $9,152,935,000 | $334,549 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 27,359 | $9,152,935,000 | $334,549 |