Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
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Mortgage Data
Review & Overview
Reliance First Capital is a small mortgage company specializing in Cash Out Refi and Refi loans. Reliance First Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Charlotte, Washington, Nashville, and Boston among others. We have data for 473 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 12/17/24 |
| 30 Year Conventional Refi | 6.81% | 12/17/24 |
| 30 Year Cash-out Refi | 7.05% | 12/17/24 |
| 30 Year FHA Purchase | 7.41% | 12/17/24 |
| 30 Year FHA Refi | 7.30% | 12/17/24 |
| 30 Year VA Purchase | 6.42% | 12/17/24 |
| 30 Year VA Refi | 6.29% | 12/17/24 |
| 30 Year USDA Purchase | 6.67% | 12/17/24 |
| 30 Year USDA Refi | 6.76% | 12/17/24 |
| 15 Year Conventional Purchase | 6.30% | 12/17/24 |
| 15 Year Conventional Refi | 6.38% | 12/17/24 |
| 15 Year Cash-out Refi | 6.38% | 12/17/24 |
| 15 Year FHA Purchase | 7.74% | 12/17/24 |
| 15 Year FHA Refi | 7.41% | 12/17/24 |
| 15 Year VA Purchase | 6.21% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
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This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,470Origination Dollar Volume (All Markets)
$1,662,090,000Awards
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RELIANCE FIRST CAPITAL - 2020
RELIANCE FIRST CAPITAL is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 577 | $201,075,000 | $348,484 | $10,943 | 3.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 415 | $89,815,000 | $216,422 | $6,183 | 3.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 237 | $78,225,000 | $330,063 | $9,511 | 3.27% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 285 | $64,265,000 | $225,491 | $7,661 | 3.31% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 191 | $60,045,000 | $314,372 | $10,083 | 3.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 331 | $57,585,000 | $173,973 | $5,386 | 3.27% |
| Outside of Metro Areas | 293 | $55,095,000 | $188,038 | $6,674 | 3.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 305 | $54,535,000 | $178,803 | $6,886 | 3.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 238 | $54,430,000 | $228,697 | $8,748 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 108 | $28,450,000 | $263,426 | $8,683 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 137 | $28,075,000 | $204,927 | $7,073 | 3.19% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 121 | $27,795,000 | $229,711 | $6,607 | 3.23% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 89 | $20,535,000 | $230,730 | $7,986 | 3.28% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 77 | $18,925,000 | $245,779 | $6,742 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 97 | $18,155,000 | $187,165 | $6,945 | 3.44% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 83 | $17,125,000 | $206,325 | $6,309 | 3.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 85 | $15,515,000 | $182,529 | $7,152 | 3.32% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 52 | $14,490,000 | $278,654 | $8,295 | 3.22% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 78 | $14,480,000 | $185,641 | $6,089 | 3.40% |
| RICHMOND, VA (FHA|USDA|VA) | 67 | $14,435,000 | $215,448 | $7,248 | 3.16% |
| AKRON, OH (FHA|USDA|VA) | 82 | $14,390,000 | $175,488 | $5,925 | 3.28% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 62 | $13,450,000 | $216,935 | $7,571 | 3.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 63 | $13,105,000 | $208,016 | $6,542 | 3.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 65 | $13,035,000 | $200,538 | $7,466 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 57 | $11,695,000 | $205,175 | $7,666 | 3.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $11,650,000 | $242,708 | $7,485 | 3.32% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 33 | $11,625,000 | $352,273 | $10,996 | 3.40% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 45 | $11,185,000 | $248,556 | $7,906 | 3.14% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 35 | $11,135,000 | $318,143 | $8,848 | 3.35% |
| ASHEVILLE, NC (FHA|USDA|VA) | 50 | $10,980,000 | $219,600 | $6,731 | 3.29% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 42 | $10,840,000 | $258,095 | $9,627 | 3.11% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 52 | $10,630,000 | $204,423 | $6,620 | 3.29% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 56 | $10,570,000 | $188,750 | $7,365 | 3.19% |
| LOUISVILLE, KY (FHA|USDA|VA) | 55 | $10,235,000 | $186,091 | $6,715 | 3.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 51 | $10,065,000 | $197,353 | $6,441 | 3.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 52 | $9,870,000 | $189,808 | $6,784 | 3.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 47 | $9,735,000 | $207,128 | $6,401 | 3.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $9,685,000 | $293,485 | $8,838 | 3.15% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 44 | $9,350,000 | $212,500 | $7,170 | 3.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 48 | $8,670,000 | $180,625 | $5,861 | 3.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 43 | $8,575,000 | $199,419 | $6,608 | 3.30% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $8,495,000 | $207,195 | $7,428 | 3.33% |
| COLUMBIA, SC (FHA|USDA|VA) | 41 | $7,895,000 | $192,561 | $6,927 | 3.48% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 39 | $7,575,000 | $194,231 | $7,278 | 3.20% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 44 | $7,440,000 | $169,091 | $6,719 | 3.21% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 37 | $7,275,000 | $196,622 | $6,582 | 3.17% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 32 | $6,930,000 | $216,563 | $8,995 | 2.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 23 | $6,765,000 | $294,130 | $10,287 | 3.27% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 31 | $6,595,000 | $212,742 | $6,126 | 3.21% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 31 | $6,325,000 | $204,032 | $6,922 | 3.16% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 33 | $6,285,000 | $190,455 | $6,425 | 3.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 27 | $6,205,000 | $229,815 | $7,790 | 3.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 28 | $6,120,000 | $218,571 | $6,827 | 3.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 36 | $6,040,000 | $167,778 | $5,311 | 3.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $6,010,000 | $214,643 | $6,743 | 3.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $5,950,000 | $198,333 | $7,109 | 3.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $5,890,000 | $327,222 | $9,789 | 3.32% |
| BATON ROUGE, LA (FHA|USDA|VA) | 32 | $5,830,000 | $182,188 | $6,538 | 3.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 26 | $5,710,000 | $219,615 | $8,688 | 3.16% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $6,743 | 3.34% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 26 | $5,100,000 | $196,154 | $5,293 | 3.11% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 24 | $5,080,000 | $211,667 | $6,071 | 3.34% |
| LANCASTER, PA (FHA|USDA|VA) | 25 | $5,035,000 | $201,400 | $8,639 | 3.20% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 29 | $5,015,000 | $172,931 | $5,963 | 3.20% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 23 | $4,865,000 | $211,522 | $6,104 | 3.44% |
| KINGSTON, NY (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $8,722 | 3.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $4,720,000 | $196,667 | $6,623 | 3.17% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 25 | $4,585,000 | $183,400 | $7,842 | 3.10% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $4,430,000 | $184,583 | $6,192 | 3.34% |
| ROCHESTER, NY (FHA|USDA|VA) | 27 | $4,385,000 | $162,407 | $6,567 | 3.20% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $4,195,000 | $381,364 | $12,159 | 3.41% |
| SYRACUSE, NY (FHA|USDA|VA) | 25 | $4,145,000 | $165,800 | $6,530 | 3.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $4,115,000 | $216,579 | $6,249 | 3.79% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 26 | $4,070,000 | $156,538 | $5,139 | 3.65% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 20 | $3,900,000 | $195,000 | $9,150 | 3.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $3,885,000 | $204,474 | $7,407 | 3.29% |
| Concord, NH (FHA|USDA|VA) | 16 | $3,750,000 | $234,375 | $7,217 | 3.02% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 19 | $3,725,000 | $196,053 | $7,121 | 3.24% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 27 | $3,705,000 | $137,222 | $5,281 | 3.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $6,566 | 3.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 18 | $3,460,000 | $192,222 | $6,616 | 3.67% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $7,615 | 3.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $7,473 | 3.29% |
| Sevierville, TN (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $7,484 | 3.29% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $3,135,000 | $447,857 | $13,576 | 3.18% |
| BURLINGTON, NC (FHA|USDA|VA) | 16 | $3,110,000 | $194,375 | $6,585 | 2.80% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $3,085,000 | $205,667 | $6,315 | 3.71% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 16 | $2,950,000 | $184,375 | $7,591 | 3.16% |
| TOLEDO, OH (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $5,583 | 3.32% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $7,049 | 2.98% |
| LYNCHBURG, VA (FHA|USDA|VA) | 16 | $2,790,000 | $174,375 | $5,337 | 3.03% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $9,289 | 3.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $8,653 | 2.95% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $6,907 | 3.28% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $6,046 | 3.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $7,945 | 3.03% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 15 | $2,505,000 | $167,000 | $5,462 | 3.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $9,108 | 2.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $6,089 | 3.45% |
| Laconia, NH (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $7,925 | 3.01% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $2,260,000 | $188,333 | $6,226 | 3.16% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $5,905 | 3.53% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $5,557 | 3.08% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $6,655 | 3.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $7,943 | 2.88% |
| Boone, NC (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $6,247 | 3.23% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $6,612 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $8,050 | 3.12% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $1,830,000 | $183,000 | $7,721 | 3.09% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $5,771 | 3.09% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $6,136 | 3.23% |
| JACKSON, MS (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $6,966 | 3.30% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $7,802 | 3.16% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $7,828 | 3.11% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $7,490 | 3.95% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $8,774 | 4.09% |
| DOVER, DE (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $7,615 | 2.89% |
| READING, PA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $8,572 | 3.29% |
| Wooster, OH (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $6,347 | 2.93% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $7,001 | 3.23% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $9,122 | 3.20% |
| GLENS FALLS, NY (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $6,925 | 3.19% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,808 | 3.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $6,538 | 3.07% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $11,885 | 2.88% |
| Torrington, CT (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $7,553 | 3.05% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $8,096 | 3.96% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $5,428 | 3.15% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $4,416 | 3.52% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $9,151 | 3.81% |
| PITTSFIELD, MA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,806 | 2.85% |
| BANGOR, ME (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $6,461 | 3.05% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $9,096 | 3.07% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $16,124 | 3.16% |
| Shelby, NC (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $4,815 | 3.18% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $5,758 | 3.32% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $5,985 | 3.61% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $8,209 | 3.35% |
| ERIE, PA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $8,710 | 3.05% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $6,332 | 3.15% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,602 | 2.73% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $8,970 | 3.20% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $8,143 | 3.46% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $4,654 | 3.22% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $5,872 | 3.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $7,626 | 3.02% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $10,230 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $6,752 | 3.07% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $7,521 | 3.46% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $6,686 | 3.40% |
| Seneca, SC (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $5,296 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $7,268 | 2.73% |
| CASPER, WY (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $9,793 | 3.40% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $8,781 | 3.28% |
| Wilson, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $9,193 | 2.95% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $6,753 | 3.20% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $13,039 | 3.19% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,581 | 3.24% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $5,951 | 3.36% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $8,679 | 2.97% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,531 | 3.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $7,317 | 3.70% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $7,057 | 3.17% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $5,622 | 3.09% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $13,231 | 2.94% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $6,345 | 3.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,211 | 3.15% |
| Española, NM (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $18,946 | 3.94% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $9,118 | 2.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,672 | 3.65% |
| COLUMBUS, IN (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $6,402 | 3.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,374 | 3.37% |
| Jasper, AL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,283 | 3.10% |
| Urbana, OH (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $6,192 | 3.11% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,496 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $8,133 | 3.12% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $5,110 | 3.11% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,430 | 3.12% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,779 | 3.82% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $9,349 | 3.22% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,636 | 3.13% |
| Helena, MT (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $12,461 | 3.67% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,466 | 3.23% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,490 | 3.54% |
| OCALA, FL (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $6,704 | 2.69% |
| Auburn, NY (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $7,954 | 2.78% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,111 | 3.45% |
| SALEM, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,391 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,457 | 3.62% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $9,212 | 2.80% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,782 | 3.05% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,828 | 4.35% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,472 | 3.19% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $7,356 | 3.12% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,682 | 3.48% |
| Maysville, KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,990 | 3.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,907 | 3.16% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,669 | 3.14% |
| Cullman, AL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,817 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $5,498 | 3.11% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,938 | 3.25% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,692 | 3.31% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,100 | 3.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,872 | 2.77% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,213 | 2.83% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,104 | 3.66% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,608 | 3.33% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,537 | 3.38% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,595 | 3.03% |
| ITHACA, NY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,307 | 3.25% |
| Sanford, NC (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,988 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,170 | 3.15% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,650 | 3.22% |
| Keene, NH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,137 | 3.03% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $9,369 | 2.94% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $16,060 | 3.19% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,703 | 4.81% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,012 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $6,448 | 3.33% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,307 | 3.09% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,888 | 3.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,009 | 3.33% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,256 | 3.00% |
| Indiana, PA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,217 | 3.42% |
| NILES, MI (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $8,399 | 2.97% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,040 | 3.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,488 | 3.28% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $5,150 | 3.54% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,594 | 3.31% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,995 | 3.33% |
| Gillette, WY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,711 | 3.16% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,091 | 3.42% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $3,662 | 3.31% |
| MONROE, LA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,378 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $6,024 | 3.50% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,081 | 3.25% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,401 | 3.69% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $3,771 | 3.39% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,620 | 2.81% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,124 | 3.03% |
| FLINT, MI (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,858 | 3.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,268 | 2.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,139 | 2.75% |
| Celina, OH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,763 | 4.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,125 | 3.42% |
| Sidney, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $9,268 | 3.19% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,145 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,162 | 3.31% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,787 | 3.31% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,220 | 3.71% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,136 | 3.13% |
| Crossville, TN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,004 | 3.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,849 | 5.56% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,722 | 3.50% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,355 | 3.21% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,565 | 3.44% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $11,435 | 3.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,313 | 3.63% |
| Forest City, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,848 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,515 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,093 | 3.13% |
| El Dorado, AR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,149 | 3.37% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,696 | 3.13% |
| Danville, VA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,339 | 3.09% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,796 | 3.88% |
| Paragould, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,189 | 3.00% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,572 | 2.56% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,148 | 2.96% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,797 | 4.22% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,836 | 3.28% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,542 | 3.43% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $9,990 | 3.63% |
| Batavia, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,109 | 2.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,652 | 3.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,360 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,614 | 3.33% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,120 | 2.83% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,181 | 3.99% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,097 | 2.96% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,520 | 3.08% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,069 | 2.96% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,881 | 3.19% |
| Newberry, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,791 | 3.25% |
| Picayune, MS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,984 | 3.00% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,548 | 3.04% |
| DuBois, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,646 | 3.58% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,772 | 3.71% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,593 | 3.06% |
| TYLER, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,572 | 3.31% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,499 | 3.33% |
| Olean, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,151 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,840 | 3.58% |
| Athens, TN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,656 | 3.66% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,094 | 2.81% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,632 | 3.03% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,186 | 3.12% |
| Russellville, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,174 | 3.06% |
| Washington, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,708 | 3.29% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $13,866 | 3.38% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,100 | 3.68% |
| Malone, NY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,024 | 3.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,054 | 3.33% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,384 | 2.81% |
| Rockport, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,073 | 3.44% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,417 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,839 | 3.17% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,413 | 3.79% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,888 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,696 | 3.54% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,198 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,184 | 4.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,513 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,752 | 3.68% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,252 | 3.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,674 | 3.13% |
| Central City, KY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,045 | 2.83% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,956 | 3.50% |
| Easton, MD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,972 | 3.31% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,541 | 3.24% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,478 | 2.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,737 | 2.38% |
| Searcy, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,275 | 3.13% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,955 | 3.69% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,130 | 3.96% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,900 | 3.31% |
| Huntington, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,681 | 3.56% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,318 | 3.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,857 | 3.06% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,191 | 3.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,268 | 3.99% |
| Hudson, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,129 | 2.25% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,912 | 3.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,325 | 3.19% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,992 | 3.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,668 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,893 | 3.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,639 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,665 | 3.19% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,661 | 2.87% |
| Shelton, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,559 | 2.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,596 | 3.46% |
| ROME, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,879 | 2.93% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,725 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,386 | 3.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,054 | 3.50% |
| Taos, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,457 | 3.50% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,134 | 2.81% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,030 | 3.50% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,776 | 3.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,394 | 3.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,280 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,631 | 3.75% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,237 | 3.49% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,070 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,533 | 2.50% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,911 | 3.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,942 | 3.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,946 | 3.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,289 | 3.00% |
| Oil City, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,793 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,345 | 3.81% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,339 | 2.88% |
| Selma, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,215 | 3.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,510 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,942 | 2.99% |
| NAPA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,885 | 3.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,506 | 3.29% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,566 | 2.75% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,730 | 3.19% |
| Paris, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,637 | 4.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,343 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,059 | 3.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,299 | 2.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,411 | 3.13% |
| Jennings, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,623 | 4.06% |
| Meridian, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,247 | 2.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,675 | 3.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,995 | 2.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,474 | 2.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,448 | 3.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,589 | 3.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,666 | 4.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,743 | 3.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,655 | 3.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,039 | 3.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,033 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,035 | 3.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,804 | 3.93% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,100 | 2.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,903 | 3.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,193 | 3.13% |
| Corning, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,887 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,090 | 2.88% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,376 | 4.81% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,116 | 2.88% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,827 | 3.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,400 | 2.38% |
| Jesup, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,592 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,122 | 2.75% |
| Marion, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,773 | 3.06% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,867 | 3.38% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,913 | 3.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,716 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,201 | 2.99% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,185 | 3.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,604 | 3.94% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,656 | 3.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,156 | 2.25% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,428 | 3.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,200 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,105 | 2.99% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,297 | 3.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,202 | 3.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,599 | 3.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,118 | 2.99% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,313 | 4.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,418 | 3.13% |
| Brenham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,609 | 3.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,237 | 3.75% |
| Ruston, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,427 | 2.99% |
| Dumas, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,670 | 3.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,797 | 3.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,626 | 2.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,391 | 2.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,347 | 2.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,161 | 3.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,824 | 2.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,050 | 2.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,681 | 3.50% |
| Evanston, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,460 | 2.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,994 | 3.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,492 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $871 | 2.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,857 | 3.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,079 | 2.99% |
| Rutland, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,581 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,229 | 3.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,000 | 2.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,449 | 4.13% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,760 | 3.50% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,672 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,577 | 3.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,704 | 2.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,995 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,450 | 2.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,549 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,117 | 4.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,360 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,123 | 3.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,071 | 4.13% |
| Atmore, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,236 | 3.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,896 | 3.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,701 | 2.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,068 | 2.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,775 | 3.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,157 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,421 | 2.99% |
| Warren, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,098 | 2.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,509 | 3.13% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,262 | 4.38% |
| Wabash, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,418 | 3.50% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,158 | 2.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,526 | 3.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,179 | 3.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,900 | 2.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,591 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,795 | 3.63% |
| Jasper, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,918 | 3.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,230 | 3.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,016 | 3.50% |
| Parsons, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,447 | 3.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,329 | 3.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,121 | 3.63% |
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Product Mix
For 2020, Reliance First Capital's most frequently originated type of loan was Conventional, with 4,978 originations. Their 2nd most popular type was FHA, with 1,596 originations.
Loan Reason
For 2020, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 4,434 originations. The 2nd most popular reason was Refi, with 2,375 originations.
Loan Duration/Length
For 2020, Reliance First Capital's most frequently cited loan duration was 30 Year, with 4,535 originations. The 2nd most popular length was Other, with 1,409 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $7,768, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,650 originations.
Interest Rates
During 2020, Reliance First Capital's average interest rate for loans was 3.34%, while their most frequently originated rate bucket for loans was 3-4%, with 3,789 originations.
Loan Sizing
2020 saw Reliance First Capital place emphasis on $100k-200k loans with 3,455 originations, totaling $526,675,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,984 originations. The second most popular income band? $50k or less, with 1,734 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 20-30%, with 1,434 originations. The next most common DTI ratio? 30-36%, with 1,325 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.81%
Reliance First Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.01%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,470 | $1,662,090,000 | $222,502 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 118 | $16,210,000 | $137,373 |
| Single Family (1-4 Units):Site-Built | 7,352 | $1,645,880,000 | $223,868 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Closing on a mortgage | 1 | 25.0% |
| RELIANCE FIRST CAPITAL LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| RELIANCE FIRST CAPITAL LLC | Other type of mortgage | Struggling to pay mortgage | 1 | 25.0% |
| RELIANCE FIRST CAPITAL LLC | VA mortgage | Trouble during payment process | 1 | 25.0% |