Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
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Mortgage Data
Review & Overview
Reliance First Capital is a small mortgage company specializing in Cash Out Refi loans. Reliance First Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Charlotte, Cleveland, Washington, and Boston among others. We have data for 508 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 12/17/24 |
| 30 Year Conventional Refi | 6.81% | 12/17/24 |
| 30 Year Cash-out Refi | 7.05% | 12/17/24 |
| 30 Year FHA Purchase | 7.41% | 12/17/24 |
| 30 Year FHA Refi | 7.30% | 12/17/24 |
| 30 Year VA Purchase | 6.42% | 12/17/24 |
| 30 Year VA Refi | 6.29% | 12/17/24 |
| 30 Year USDA Purchase | 6.67% | 12/17/24 |
| 30 Year USDA Refi | 6.76% | 12/17/24 |
| 15 Year Conventional Purchase | 6.30% | 12/17/24 |
| 15 Year Conventional Refi | 6.38% | 12/17/24 |
| 15 Year Cash-out Refi | 6.38% | 12/17/24 |
| 15 Year FHA Purchase | 7.74% | 12/17/24 |
| 15 Year FHA Refi | 7.41% | 12/17/24 |
| 15 Year VA Purchase | 6.21% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
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This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,479Origination Dollar Volume (All Markets)
$1,613,195,000Awards
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RELIANCE FIRST CAPITAL - 2021
RELIANCE FIRST CAPITAL is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 587 | $213,485,000 | $363,688 | $11,564 | 2.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 413 | $93,005,000 | $225,194 | $7,248 | 3.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 419 | $76,165,000 | $181,778 | $5,904 | 3.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 210 | $65,880,000 | $313,714 | $9,218 | 3.01% |
| Outside of Metro Areas | 304 | $54,840,000 | $180,395 | $7,113 | 2.96% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 183 | $52,925,000 | $289,208 | $9,662 | 2.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 222 | $51,200,000 | $230,631 | $8,226 | 3.10% |
| PITTSBURGH, PA (FHA|USDA|VA) | 264 | $46,970,000 | $177,917 | $6,930 | 2.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 188 | $40,450,000 | $215,160 | $8,842 | 2.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 191 | $37,935,000 | $198,613 | $7,685 | 3.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 92 | $23,430,000 | $254,674 | $9,036 | 2.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 102 | $22,690,000 | $222,451 | $6,871 | 2.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 111 | $22,675,000 | $204,279 | $7,695 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 105 | $21,195,000 | $201,857 | $7,818 | 3.01% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 92 | $19,630,000 | $213,370 | $7,675 | 3.09% |
| RICHMOND, VA (FHA|USDA|VA) | 87 | $18,715,000 | $215,115 | $7,651 | 3.10% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 65 | $15,325,000 | $235,769 | $7,866 | 3.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 79 | $14,075,000 | $178,165 | $6,446 | 3.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 79 | $13,645,000 | $172,722 | $6,277 | 2.98% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 72 | $13,380,000 | $185,833 | $7,581 | 3.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 61 | $12,825,000 | $210,246 | $6,675 | 3.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 53 | $12,395,000 | $233,868 | $7,157 | 3.09% |
| AKRON, OH (FHA|USDA|VA) | 63 | $11,525,000 | $182,937 | $5,974 | 3.06% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 44 | $11,340,000 | $257,727 | $9,294 | 2.83% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 47 | $11,205,000 | $238,404 | $9,055 | 2.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 59 | $11,115,000 | $188,390 | $7,091 | 3.03% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 49 | $11,015,000 | $224,796 | $8,982 | 2.84% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 49 | $10,855,000 | $221,531 | $7,898 | 3.09% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 65 | $10,655,000 | $163,923 | $6,269 | 2.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 51 | $10,085,000 | $197,745 | $7,499 | 2.91% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 50 | $9,430,000 | $188,600 | $6,653 | 2.95% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 43 | $9,275,000 | $215,698 | $7,399 | 3.03% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 56 | $9,110,000 | $162,679 | $5,198 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 45 | $9,025,000 | $200,556 | $6,944 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 38 | $8,820,000 | $232,105 | $9,383 | 2.82% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 47 | $8,385,000 | $178,404 | $6,771 | 3.03% |
| ASHEVILLE, NC (FHA|USDA|VA) | 42 | $8,280,000 | $197,143 | $6,638 | 3.02% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 42 | $8,200,000 | $195,238 | $6,493 | 3.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 30 | $8,170,000 | $272,333 | $10,849 | 3.02% |
| COLUMBIA, SC (FHA|USDA|VA) | 42 | $8,120,000 | $193,333 | $6,717 | 3.08% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $7,880,000 | $262,667 | $9,699 | 3.11% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 41 | $7,855,000 | $191,585 | $6,793 | 3.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 38 | $7,630,000 | $200,789 | $7,764 | 3.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 37 | $7,605,000 | $205,541 | $7,710 | 3.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 41 | $7,145,000 | $174,268 | $7,052 | 3.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 25 | $7,045,000 | $281,800 | $9,827 | 3.01% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 36 | $6,780,000 | $188,333 | $6,622 | 2.97% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 41 | $6,725,000 | $164,024 | $6,160 | 3.09% |
| ROCHESTER, NY (FHA|USDA|VA) | 41 | $6,645,000 | $162,073 | $7,294 | 3.00% |
| Concord, NH (FHA|USDA|VA) | 22 | $6,450,000 | $293,182 | $8,335 | 2.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 37 | $6,255,000 | $169,054 | $7,240 | 3.06% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 32 | $6,020,000 | $188,125 | $8,238 | 2.97% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 33 | $5,985,000 | $181,364 | $6,837 | 2.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $5,785,000 | $340,294 | $9,608 | 2.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 33 | $5,625,000 | $170,455 | $6,071 | 2.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 24 | $5,490,000 | $228,750 | $8,674 | 2.78% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 28 | $5,450,000 | $194,643 | $8,388 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $5,240,000 | $187,143 | $5,833 | 3.23% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $5,225,000 | $275,000 | $8,868 | 3.04% |
| READING, PA (FHA|USDA|VA) | 26 | $4,870,000 | $187,308 | $8,698 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 25 | $4,855,000 | $194,200 | $6,564 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $4,800,000 | $480,000 | $12,270 | 2.98% |
| SYRACUSE, NY (FHA|USDA|VA) | 31 | $4,795,000 | $154,677 | $6,568 | 2.89% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 24 | $4,760,000 | $198,333 | $6,216 | 2.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 28 | $4,750,000 | $169,643 | $7,446 | 2.97% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 28 | $4,680,000 | $167,143 | $5,467 | 3.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 25 | $4,585,000 | $183,400 | $6,531 | 3.10% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $4,300,000 | $179,167 | $6,675 | 2.98% |
| WILMINGTON, NC (FHA|USDA|VA) | 25 | $4,295,000 | $171,800 | $5,651 | 3.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,955,000 | $263,667 | $9,189 | 2.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 23 | $3,865,000 | $168,043 | $6,492 | 3.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 24 | $3,710,000 | $154,583 | $5,569 | 3.14% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $3,645,000 | $191,842 | $8,403 | 3.01% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 21 | $3,615,000 | $172,143 | $7,271 | 3.20% |
| BATON ROUGE, LA (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $8,698 | 3.12% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $3,550,000 | $177,500 | $7,391 | 2.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $3,460,000 | $247,143 | $7,459 | 3.02% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $10,029 | 3.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $3,415,000 | $162,619 | $6,408 | 3.02% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 20 | $3,360,000 | $168,000 | $7,791 | 2.84% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 21 | $3,305,000 | $157,381 | $6,429 | 3.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $3,155,000 | $166,053 | $6,004 | 3.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 18 | $3,120,000 | $173,333 | $7,780 | 2.86% |
| TOLEDO, OH (FHA|USDA|VA) | 23 | $3,105,000 | $135,000 | $5,772 | 2.94% |
| BURLINGTON, NC (FHA|USDA|VA) | 19 | $3,095,000 | $162,895 | $5,860 | 3.11% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $2,915,000 | $171,471 | $7,269 | 2.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $2,890,000 | $240,833 | $7,265 | 3.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $9,308 | 3.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $7,865 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 21 | $2,825,000 | $134,524 | $7,237 | 2.92% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $9,824 | 3.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $7,528 | 3.07% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $2,635,000 | $175,667 | $7,423 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $6,944 | 2.86% |
| ROANOKE, VA (FHA|USDA|VA) | 14 | $2,530,000 | $180,714 | $6,688 | 3.11% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $8,042 | 3.14% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $2,485,000 | $146,176 | $6,241 | 2.87% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $7,329 | 3.07% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $7,684 | 2.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $6,383 | 3.05% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $2,345,000 | $156,333 | $4,800 | 3.02% |
| FORT WAYNE, IN (FHA|USDA|VA) | 15 | $2,295,000 | $153,000 | $6,040 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $7,669 | 3.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $6,452 | 3.26% |
| Torrington, CT (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $8,523 | 3.09% |
| Sevierville, TN (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $6,931 | 2.99% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $10,895 | 3.10% |
| GLENS FALLS, NY (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $7,571 | 2.92% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $10,164 | 2.83% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $7,594 | 2.97% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $6,890 | 2.91% |
| CLEVELAND, TN (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $6,586 | 2.94% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $8,251 | 3.07% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $6,799 | 2.82% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $7,750 | 2.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $7,135 | 3.33% |
| Shelby, NC (FHA|USDA|VA) | 12 | $1,720,000 | $143,333 | $5,338 | 2.91% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $7,294 | 2.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $9,705 | 2.96% |
| Seneca, SC (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $7,344 | 3.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $14,056 | 3.22% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $8,752 | 3.08% |
| ERIE, PA (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $7,474 | 2.87% |
| SUMTER, SC (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $6,696 | 3.11% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $7,142 | 3.10% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $9,426 | 2.86% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $7,436 | 3.05% |
| Laconia, NH (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $7,500 | 2.86% |
| Hudson, NY (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $9,252 | 2.62% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $7,578 | 2.79% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $6,192 | 2.94% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $7,678 | 3.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $6,256 | 3.04% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,944 | 3.10% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $8,154 | 2.91% |
| BINGHAMTON, NY (FHA|USDA|VA) | 11 | $1,395,000 | $126,818 | $6,002 | 3.09% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $7,243 | 3.23% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,119 | 2.96% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $6,766 | 3.15% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $5,943 | 3.14% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $6,087 | 2.86% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $7,358 | 3.03% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $6,265 | 3.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $7,986 | 2.90% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $7,207 | 3.11% |
| LAFAYETTE, LA (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $6,369 | 2.68% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $5,971 | 3.07% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $8,338 | 3.04% |
| Española, NM (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $9,464 | 2.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,778 | 3.00% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $8,352 | 2.90% |
| Keene, NH (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $6,853 | 2.79% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $7,385 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,328 | 2.98% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,508 | 3.10% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $5,489 | 2.80% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,402 | 3.40% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $8,807 | 2.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,664 | 3.08% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,145 | 2.79% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,682 | 3.60% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $7,361 | 3.28% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $8,752 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $7,689 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,512 | 2.95% |
| MONROE, LA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,377 | 2.96% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $7,025 | 3.00% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,881 | 3.33% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,874 | 3.02% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $6,775 | 2.86% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $5,787 | 2.85% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,252 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,308 | 3.00% |
| Wooster, OH (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,368 | 2.97% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $7,252 | 2.92% |
| DOVER, DE (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,481 | 2.98% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,198 | 3.08% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,649 | 3.02% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,515 | 2.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $8,379 | 2.70% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,353 | 3.04% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $6,813 | 3.02% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,497 | 3.20% |
| Athens, TN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,996 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $5,432 | 2.83% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $6,355 | 2.88% |
| CASPER, WY (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,534 | 3.08% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $10,934 | 2.59% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,760 | 2.91% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,553 | 2.69% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $11,772 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,326 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,329 | 3.06% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,146 | 3.22% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,724 | 3.22% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,375 | 2.93% |
| North Wilkesboro, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,932 | 2.97% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $11,887 | 2.62% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,184 | 3.12% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $4,390 | 3.12% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,166 | 2.85% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $9,131 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,575 | 2.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,320 | 3.19% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,941 | 2.87% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,112 | 2.56% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,655 | 3.04% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,893 | 3.09% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,030 | 3.00% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,928 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,545 | 2.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,044 | 3.02% |
| Dublin, GA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,242 | 2.88% |
| Celina, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,309 | 3.29% |
| New Castle, PA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,218 | 3.02% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,249 | 3.38% |
| Marietta, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,994 | 2.63% |
| Cullman, AL (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,950 | 2.78% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,288 | 2.84% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,189 | 4.08% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $10,004 | 2.84% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,598 | 3.06% |
| WACO, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,343 | 3.19% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,609 | 3.00% |
| Indiana, PA (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $4,754 | 2.92% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,640 | 3.13% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,525 | 3.31% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,788 | 3.12% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,527 | 3.37% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,472 | 2.91% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,368 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,397 | 2.92% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,010 | 2.96% |
| Batavia, NY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,428 | 2.58% |
| Easton, MD (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,368 | 2.87% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $32,911 | 2.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,854 | 2.94% |
| London, KY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,137 | 3.44% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,545 | 2.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,032 | 2.91% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,315 | 3.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,795 | 2.97% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,461 | 2.81% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,100 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,307 | 2.87% |
| Marion, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,577 | 3.33% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,513 | 2.88% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,953 | 2.84% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,985 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,305 | 3.04% |
| Amsterdam, NY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,020 | 3.21% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,691 | 2.69% |
| Holland, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $10,001 | 2.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,997 | 3.00% |
| Russellville, AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,471 | 3.38% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,686 | 2.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,449 | 2.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,891 | 3.21% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,657 | 3.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,770 | 2.91% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,205 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,951 | 3.22% |
| Fremont, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,765 | 2.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,373 | 3.09% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,473 | 2.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,580 | 2.84% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,753 | 2.88% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,331 | 3.08% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,725 | 3.08% |
| Henderson, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,042 | 2.44% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,633 | 2.75% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,981 | 2.88% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,411 | 3.09% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,204 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,904 | 2.54% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,671 | 3.29% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,425 | 2.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,969 | 3.12% |
| Albertville, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,574 | 2.67% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,054 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,174 | 2.56% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,735 | 3.00% |
| Sidney, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,498 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,689 | 3.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,759 | 3.21% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,277 | 3.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,730 | 3.25% |
| Chillicothe, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,525 | 3.33% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,812 | 3.29% |
| Kinston, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,369 | 3.04% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,474 | 4.13% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,925 | 3.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,418 | 2.69% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,343 | 2.96% |
| Meridian, MS (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,211 | 2.42% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,798 | 2.92% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,327 | 2.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,346 | 3.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,167 | 2.25% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,553 | 2.93% |
| Helena, MT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,557 | 2.93% |
| Olean, NY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,487 | 3.13% |
| Danville, VA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,947 | 2.83% |
| Newberry, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,820 | 3.31% |
| Union City, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,050 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,962 | 2.81% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,058 | 2.56% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,163 | 2.56% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,304 | 2.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,822 | 2.94% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,532 | 2.99% |
| Bennington, VT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,412 | 2.94% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,803 | 3.25% |
| Ashland, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,324 | 2.94% |
| Warren, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,994 | 3.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,178 | 3.38% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,717 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,659 | 2.87% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,844 | 2.69% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,337 | 3.13% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,799 | 3.06% |
| DuBois, PA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,600 | 3.37% |
| Rutland, VT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,319 | 3.06% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,765 | 2.88% |
| Selma, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,501 | 3.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,470 | 2.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,436 | 3.50% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,775 | 3.00% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,203 | 2.63% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,338 | 3.00% |
| Searcy, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,672 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,382 | 2.69% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,393 | 3.31% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,084 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,542 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,927 | 3.13% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,301 | 3.68% |
| Forest City, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,629 | 2.87% |
| Findlay, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,982 | 2.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,824 | 3.50% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,345 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,610 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,514 | 2.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,027 | 2.69% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,241 | 2.69% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,862 | 3.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,392 | 2.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,350 | 2.88% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,162 | 3.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,634 | 2.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,098 | 3.50% |
| Columbus, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,567 | 3.38% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,488 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,121 | 2.44% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,739 | 2.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,841 | 2.94% |
| Berlin, NH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,300 | 2.94% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,411 | 2.94% |
| Ozark, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,005 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,758 | 2.81% |
| Bradford, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,065 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,940 | 3.19% |
| Sanford, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,711 | 2.94% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,321 | 2.99% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,061 | 3.19% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,082 | 2.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,603 | 2.99% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,264 | 2.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,293 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,317 | 2.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,958 | 2.63% |
| Washington, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,497 | 2.81% |
| Waycross, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,984 | 3.49% |
| Somerset, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,669 | 3.31% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,735 | 3.00% |
| Peru, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,865 | 3.00% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,421 | 3.38% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,671 | 3.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,664 | 3.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,650 | 2.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,923 | 2.94% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,960 | 2.81% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,188 | 3.06% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,988 | 2.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,249 | 2.38% |
| Jasper, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,507 | 3.12% |
| Decatur, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,702 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,808 | 3.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,638 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,406 | 3.12% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,125 | 3.31% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,809 | 2.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,552 | 2.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,887 | 3.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,088 | 2.88% |
| Troy, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,862 | 3.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,469 | 2.50% |
| Urbana, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,125 | 2.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,937 | 3.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,103 | 3.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,820 | 2.88% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,881 | 3.06% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,835 | 2.99% |
| Bay City, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,010 | 2.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,588 | 2.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,958 | 2.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,274 | 3.38% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,310 | 3.25% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,543 | 2.99% |
| Tifton, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,410 | 3.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,332 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,852 | 2.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,995 | 2.63% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,014 | 2.99% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,354 | 3.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,845 | 2.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,681 | 3.31% |
| Bonham, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,205 | 3.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,251 | 2.99% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,596 | 2.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,871 | 3.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,343 | 3.99% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,688 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,906 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,718 | 3.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,384 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,446 | 2.99% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,063 | 2.81% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,410 | 2.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,796 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,243 | 3.25% |
| Corning, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,353 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,583 | 3.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,538 | 2.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,351 | 2.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,924 | 3.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,036 | 3.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,228 | 3.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,209 | 2.50% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,585 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,346 | 2.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,047 | 2.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,828 | 2.50% |
| Salina, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,982 | 2.88% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,300 | 4.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,962 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,060 | 2.88% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,247 | 2.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,195 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,202 | 2.75% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,667 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,605 | 2.63% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,339 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,613 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,253 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,667 | 2.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,160 | 3.38% |
| Newport, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,474 | 2.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,498 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,727 | 3.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,840 | 2.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,331 | 2.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,353 | 3.99% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,453 | 3.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,426 | 2.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,070 | 3.00% |
| Danville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,690 | 2.38% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,630 | 2.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,098 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,201 | 3.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,704 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,988 | 2.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,651 | 3.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,331 | 3.63% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,739 | 2.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,416 | 2.99% |
| Malone, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,100 | 2.99% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,714 | 2.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,107 | 3.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,973 | 2.75% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,542 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,991 | 3.00% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,953 | 2.99% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,957 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,473 | 2.25% |
| Martin, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,670 | 3.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,898 | 3.99% |
| Ludington, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,211 | 2.50% |
| Oil City, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,193 | 2.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,196 | 2.99% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,246 | 2.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,212 | 2.99% |
| Americus, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,980 | 2.99% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,873 | 2.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,712 | 2.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,121 | 2.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,183 | 3.13% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,391 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,515 | 3.38% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,566 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,738 | 3.99% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,359 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,375 | 2.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,893 | 2.63% |
| Auburn, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,941 | 2.99% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,712 | 2.50% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,390 | 2.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $7,653 | 2.25% |
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Product Mix
For 2021, Reliance First Capital's most frequently originated type of loan was Conventional, with 4,906 originations. Their 2nd most popular type was FHA, with 1,761 originations.
Loan Reason
For 2021, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 5,278 originations. The 2nd most popular reason was Refi, with 1,393 originations.
Loan Duration/Length
For 2021, Reliance First Capital's most frequently cited loan duration was 30 Year, with 4,510 originations. The 2nd most popular length was Other, with 1,343 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $8,189, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,683 originations.
Interest Rates
During 2021, Reliance First Capital's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,260 originations.
Loan Sizing
2021 saw Reliance First Capital place emphasis on $100k-200k loans with 3,711 originations, totaling $559,735,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 2,227 originations. The second most popular income band? $50k or less, with 2,018 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 20-30%, with 1,421 originations. The next most common DTI ratio? 30-36%, with 1,292 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.82%
Reliance First Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.22%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,479 | $1,613,195,000 | $215,697 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,479 | $1,613,195,000 | $215,697 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 75.0% |
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |