Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
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Mortgage Data
Review & Overview
Reliance First Capital is a smaller mortgage company specializing in Cash Out Refi loans. Reliance First Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Washington, Charlotte, Boston, and Philadelphia among others. We have data for 409 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 12/17/24 |
| 30 Year Conventional Refi | 6.81% | 12/17/24 |
| 30 Year Cash-out Refi | 7.05% | 12/17/24 |
| 30 Year FHA Purchase | 7.41% | 12/17/24 |
| 30 Year FHA Refi | 7.30% | 12/17/24 |
| 30 Year VA Purchase | 6.42% | 12/17/24 |
| 30 Year VA Refi | 6.29% | 12/17/24 |
| 30 Year USDA Purchase | 6.67% | 12/17/24 |
| 30 Year USDA Refi | 6.76% | 12/17/24 |
| 15 Year Conventional Purchase | 6.30% | 12/17/24 |
| 15 Year Conventional Refi | 6.38% | 12/17/24 |
| 15 Year Cash-out Refi | 6.38% | 12/17/24 |
| 15 Year FHA Purchase | 7.74% | 12/17/24 |
| 15 Year FHA Refi | 7.41% | 12/17/24 |
| 15 Year VA Purchase | 6.21% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
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This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,311Origination Dollar Volume (All Markets)
$871,025,000Awards
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RELIANCE FIRST CAPITAL - 2018
RELIANCE FIRST CAPITAL is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 224 | $72,620,000 | $324,196 | $9,468 | 4.69% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 150 | $46,270,000 | $308,467 | $9,512 | 4.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 221 | $44,605,000 | $201,833 | $5,444 | 4.96% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 121 | $37,275,000 | $308,058 | $9,386 | 4.94% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 159 | $33,345,000 | $209,717 | $8,068 | 4.85% |
| Outside of Metro Areas | 195 | $33,205,000 | $170,282 | $6,114 | 4.84% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 150 | $30,070,000 | $200,467 | $7,265 | 4.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 188 | $28,260,000 | $150,319 | $6,049 | 4.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 139 | $21,325,000 | $153,417 | $5,094 | 5.03% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 74 | $16,240,000 | $219,459 | $6,567 | 4.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 75 | $14,295,000 | $190,600 | $6,937 | 4.74% |
| RICHMOND, VA (FHA|USDA|VA) | 53 | $11,775,000 | $222,170 | $8,120 | 4.64% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 45 | $10,895,000 | $242,111 | $8,262 | 4.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 69 | $10,845,000 | $157,174 | $6,126 | 4.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 54 | $10,280,000 | $190,370 | $5,407 | 5.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 62 | $10,170,000 | $164,032 | $6,107 | 4.74% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 43 | $9,845,000 | $228,953 | $7,476 | 4.89% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 45 | $9,775,000 | $217,222 | $7,622 | 4.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 50 | $9,770,000 | $195,400 | $6,568 | 4.85% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 35 | $8,535,000 | $243,857 | $8,687 | 4.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 48 | $8,400,000 | $175,000 | $6,996 | 5.03% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 27 | $8,115,000 | $300,556 | $10,808 | 4.82% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 46 | $8,030,000 | $174,565 | $6,531 | 4.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 35 | $7,685,000 | $219,571 | $7,294 | 4.89% |
| AKRON, OH (FHA|USDA|VA) | 46 | $7,550,000 | $164,130 | $5,717 | 4.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $6,815,000 | $235,000 | $7,532 | 4.91% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 38 | $6,810,000 | $179,211 | $6,123 | 4.91% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 30 | $6,270,000 | $209,000 | $7,494 | 4.70% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 32 | $5,940,000 | $185,625 | $5,502 | 4.73% |
| LOUISVILLE, KY (FHA|USDA|VA) | 31 | $5,825,000 | $187,903 | $5,943 | 4.92% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 25 | $5,785,000 | $231,400 | $6,481 | 5.27% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 26 | $5,570,000 | $214,231 | $7,510 | 4.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 33 | $5,405,000 | $163,788 | $6,770 | 4.69% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 32 | $5,320,000 | $166,250 | $6,313 | 4.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $5,180,000 | $370,000 | $10,881 | 4.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 21 | $4,855,000 | $231,190 | $6,570 | 4.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 30 | $4,810,000 | $160,333 | $4,883 | 5.39% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 28 | $4,470,000 | $159,643 | $5,485 | 4.79% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 22 | $4,460,000 | $202,727 | $7,127 | 4.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 24 | $4,360,000 | $181,667 | $6,179 | 4.77% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 23 | $4,355,000 | $189,348 | $5,697 | 4.62% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 26 | $4,270,000 | $164,231 | $6,780 | 4.79% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 16 | $3,990,000 | $249,375 | $8,932 | 4.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 24 | $3,930,000 | $163,750 | $7,097 | 4.56% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 21 | $3,905,000 | $185,952 | $7,046 | 4.73% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $8,420 | 4.61% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $3,865,000 | $143,148 | $5,227 | 4.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 10 | $3,800,000 | $380,000 | $12,992 | 5.26% |
| BATON ROUGE, LA (FHA|USDA|VA) | 22 | $3,790,000 | $172,273 | $7,152 | 4.80% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 22 | $3,570,000 | $162,273 | $5,344 | 4.65% |
| COLUMBIA, SC (FHA|USDA|VA) | 20 | $3,560,000 | $178,000 | $5,867 | 5.12% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $6,059 | 4.83% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 16 | $3,260,000 | $203,750 | $6,983 | 4.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $3,220,000 | $201,250 | $7,330 | 4.65% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 19 | $3,215,000 | $169,211 | $5,778 | 4.70% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $3,195,000 | $213,000 | $7,147 | 4.79% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $8,576 | 4.79% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 19 | $2,895,000 | $152,368 | $6,417 | 4.71% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $7,359 | 4.71% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $6,336 | 4.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $2,625,000 | $175,000 | $5,144 | 5.15% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 17 | $2,545,000 | $149,706 | $7,026 | 4.74% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $7,917 | 4.60% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $6,309 | 4.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 15 | $2,475,000 | $165,000 | $6,410 | 4.98% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $7,900 | 5.52% |
| Concord, NH (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $6,599 | 4.72% |
| SYRACUSE, NY (FHA|USDA|VA) | 18 | $2,320,000 | $128,889 | $5,777 | 4.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $6,550 | 5.02% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $6,847 | 4.64% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $5,953 | 4.81% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $5,097 | 5.01% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $8,936 | 5.14% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $6,636 | 4.55% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $6,148 | 5.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 16 | $2,030,000 | $126,875 | $4,947 | 5.10% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $6,551 | 4.86% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $6,813 | 4.73% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $5,638 | 4.57% |
| ROCHESTER, NY (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $7,905 | 4.82% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,519 | 4.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $5,336 | 5.05% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $7,012 | 4.39% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $7,191 | 4.36% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $6,573 | 4.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $5,458 | 4.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $7,623 | 5.16% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $6,750 | 5.05% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,520 | 5.58% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $8,293 | 4.81% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $7,965 | 4.29% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $6,920 | 4.45% |
| LAFAYETTE, LA (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $5,178 | 4.91% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $9,163 | 4.58% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $6,985 | 4.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $9,115 | 5.05% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $7,800 | 5.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $4,887 | 5.07% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $8,500 | 5.14% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $6,264 | 4.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $7,749 | 4.58% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $6,243 | 4.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $5,257 | 4.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $7,794 | 5.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,144 | 4.85% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,367 | 4.98% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,859 | 4.71% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $6,778 | 4.74% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $7,164 | 5.09% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,307 | 4.85% |
| ERIE, PA (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $7,972 | 5.30% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,724 | 5.04% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $4,438 | 4.91% |
| READING, PA (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $6,550 | 4.77% |
| Keene, NH (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $5,563 | 4.75% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,885 | 4.73% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,727 | 4.98% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,946 | 5.10% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $9,350 | 4.38% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,536 | 4.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,678 | 4.40% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,643 | 4.96% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,075,000 | $119,444 | $5,240 | 4.54% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,868 | 4.96% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $6,130 | 4.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,570 | 5.05% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,208 | 5.21% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,983 | 4.77% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,236 | 5.38% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $5,336 | 4.61% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $9,039 | 4.65% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,025 | 5.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $13,361 | 4.41% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $20,699 | 4.31% |
| Torrington, CT (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $7,457 | 4.52% |
| MONROE, LA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $7,848 | 4.58% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $20,044 | 5.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $8,161 | 4.84% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,985 | 4.55% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $9,342 | 4.55% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,791 | 4.60% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,150 | 4.58% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,320 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $7,318 | 4.69% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,781 | 4.35% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $5,486 | 5.11% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,243 | 5.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,579 | 4.31% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $4,703 | 4.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $8,833 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,559 | 5.34% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,771 | 4.78% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $12,776 | 4.00% |
| BEND, OR (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,450 | 5.04% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,172 | 4.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $9,775 | 4.40% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,774 | 4.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,808 | 6.00% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,388 | 4.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,714 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,721 | 4.70% |
| Seneca, SC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,243 | 4.31% |
| Wooster, OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,958 | 4.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,273 | 4.29% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,953 | 4.70% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,368 | 4.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,183 | 4.83% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $6,522 | 4.85% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,607 | 4.68% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,015 | 5.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,006 | 4.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,247 | 4.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,528 | 5.65% |
| Taos, NM (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $25,059 | 5.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,860 | 4.75% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,928 | 4.91% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,810 | 4.31% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,303 | 4.92% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,517 | 5.04% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,552 | 4.88% |
| Española, NM (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $20,193 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,040 | 5.04% |
| Crossville, TN (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,644 | 4.58% |
| Marion, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,455 | 4.71% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,843 | 4.53% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,308 | 6.46% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,616 | 5.66% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,435 | 5.06% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,786 | 4.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,118 | 4.63% |
| Gillette, WY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,665 | 5.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,138 | 4.69% |
| Astoria, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,737 | 4.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,357 | 4.87% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,576 | 4.91% |
| New Castle, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,510 | 4.96% |
| Corning, NY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,756 | 4.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,562 | 4.54% |
| Paragould, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,408 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,027 | 4.79% |
| DOVER, DE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,603 | 5.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,081 | 4.81% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,912 | 4.84% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,266 | 6.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,601 | 5.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,594 | 4.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,799 | 4.63% |
| Ozark, AL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,883 | 4.97% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,158 | 5.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,828 | 5.44% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,920 | 4.56% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,912 | 5.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,313 | 5.31% |
| Jennings, LA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,872 | 4.71% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,748 | 4.71% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,720 | 5.46% |
| Sidney, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,095 | 4.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,716 | 4.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,458 | 4.63% |
| Albertville, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,484 | 5.19% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,704 | 4.71% |
| Russellville, AR (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,279 | 4.88% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,937 | 4.38% |
| Columbus, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,213 | 4.62% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,216 | 4.83% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,225 | 5.50% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,497 | 4.69% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,771 | 4.46% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,141 | 4.96% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,518 | 7.12% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,939 | 5.06% |
| Danville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,958 | 4.44% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,038 | 5.38% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,198 | 4.94% |
| Findlay, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,667 | 5.25% |
| Indiana, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,180 | 4.96% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,896 | 4.63% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,352 | 4.99% |
| Malone, NY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,056 | 4.81% |
| Shelby, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,794 | 3.81% |
| NILES, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,827 | 6.04% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,642 | 4.71% |
| Cullman, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,387 | 4.71% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,947 | 4.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,567 | 4.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,713 | 4.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,377 | 5.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,799 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,198 | 4.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,207 | 4.83% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,349 | 4.29% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,365 | 5.54% |
| Bradford, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,514 | 4.81% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,170 | 4.37% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,641 | 5.00% |
| Danville, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,317 | 4.75% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,137 | 4.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,419 | 4.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,071 | 4.58% |
| Wabash, IN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,972 | 4.46% |
| Brevard, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,477 | 9.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,703 | 3.88% |
| NAPA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,503 | 4.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,317 | 5.00% |
| Madison, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,876 | 4.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,369 | 4.56% |
| Jasper, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,441 | 4.56% |
| Silver City, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,775 | 7.25% |
| Holland, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,134 | 4.75% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,541 | 4.31% |
| Barre, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,670 | 4.00% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,750 | 4.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,921 | 4.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,287 | 4.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,257 | 5.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,874 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,824 | 5.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,224 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,552 | 4.44% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,202 | 4.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,781 | 4.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,969 | 4.38% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,070 | 4.99% |
| Brownsville, TN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,857 | 4.67% |
| Sayre, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,531 | 4.44% |
| Laconia, NH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,559 | 4.25% |
| Grenada, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,821 | 4.44% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,931 | 4.94% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,057 | 4.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,070 | 4.88% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,027 | 4.38% |
| Bonham, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,477 | 5.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,821 | 3.81% |
| Seymour, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,406 | 5.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,053 | 5.13% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,731 | 5.13% |
| Murray, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,318 | 4.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,297 | 4.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,129 | 5.06% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,741 | 4.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,397 | 4.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,839 | 4.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,059 | 4.31% |
| Marion, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,689 | 4.62% |
| Salem, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,911 | 5.19% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,530 | 4.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,237 | 5.25% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,077 | 5.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,812 | 4.56% |
| McComb, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,675 | 4.31% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,042 | 4.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,625 | 5.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $764 | 5.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,139 | 6.43% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,432 | 5.56% |
| Deming, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,371 | 3.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,437 | 5.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,081 | 4.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,290 | 4.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,447 | 5.50% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,753 | 4.58% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,682 | 4.63% |
| TYLER, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,895 | 5.31% |
| Corinth, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,909 | 4.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,656 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,603 | 4.38% |
| Riverton, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,892 | 3.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,951 | 5.00% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,695 | 5.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,925 | 5.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,692 | 4.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,085 | 6.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,341 | 5.88% |
| Atmore, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,050 | 4.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,680 | 3.88% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,173 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,407 | 4.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,744 | 3.99% |
| Fremont, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,258 | 4.13% |
| Ashland, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,118 | 4.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,735 | 4.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,520 | 5.50% |
| Wilson, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,504 | 4.94% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,275 | 5.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,070 | 5.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,747 | 4.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,194 | 4.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,533 | 4.50% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,683 | 4.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,917 | 5.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,603 | 4.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,425 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,889 | 3.99% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,177 | 4.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,620 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,924 | 4.88% |
| DuBois, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,557 | 3.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,562 | 4.50% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,289 | 4.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,519 | 5.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,067 | 4.38% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,520 | 5.50% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,588 | 5.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,634 | 5.63% |
| Austin, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,313 | 4.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,941 | 4.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,726 | 4.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,360 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,603 | 4.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,979 | 5.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,462 | 4.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,994 | 5.13% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,145 | 4.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,094 | 5.38% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,271 | 4.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,464 | 4.99% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,809 | 5.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,067 | 4.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,979 | 4.50% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,950 | 4.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,995 | 4.38% |
| Richmond, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,617 | 5.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,258 | 4.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,161 | 5.63% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,427 | 5.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,712 | 4.99% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,198 | 4.88% |
| Harrison, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,701 | 4.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,006 | 4.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,195 | 4.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,748 | 5.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,169 | 4.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,687 | 4.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,212 | 5.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,802 | 4.63% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,133 | 3.75% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,836 | 4.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,993 | 4.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,689 | 5.13% |
| Meadville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,621 | 5.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,638 | 4.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,301 | 4.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,309 | 4.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,196 | 4.63% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,267 | 5.99% |
| Henderson, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,737 | 5.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,623 | 4.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,759 | 5.25% |
| Batesville, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,074 | 4.63% |
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Product Mix
For 2018, Reliance First Capital's most frequently originated type of loan was Conventional, with 2,042 originations. Their 2nd most popular type was FHA, with 1,571 originations.
Loan Reason
For 2018, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 3,372 originations. The 2nd most popular reason was Refi, with 517 originations.
Loan Duration/Length
For 2018, Reliance First Capital's most frequently cited loan duration was 30 Year, with 2,708 originations. The 2nd most popular length was Other, with 749 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $6,988, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 856 originations.
Interest Rates
During 2018, Reliance First Capital's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 4-5%, with 2,551 originations.
Loan Sizing
2018 saw Reliance First Capital place emphasis on $100k-200k loans with 2,104 originations, totaling $313,560,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,273 originations. The second most popular income band? $50k or less, with 1,045 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 30-36%, with 639 originations. The next most common DTI ratio? 20-30%, with 619 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications47.25%
Reliance First Capital has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination79.63%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,311 | $871,025,000 | $202,047 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 59 | $6,715,000 | $113,814 |
| Single Family (1-4 Units):Site-Built | 4,252 | $864,310,000 | $203,271 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 33.3% |
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Closing on a mortgage | 1 | 11.1% |
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Struggling to pay mortgage | 1 | 11.1% |
| RELIANCE FIRST CAPITAL LLC | FHA mortgage | Trouble during payment process | 1 | 11.1% |
| RELIANCE FIRST CAPITAL LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 22.2% |
| RELIANCE FIRST CAPITAL LLC | VA mortgage | Incorrect information on your report | 1 | 11.1% |