Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
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Mortgage Data
Review & Overview
Reliance First Capital is a small mortgage company specializing in Cash Out Refi loans. Reliance First Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Washington, Boston, Nashville, and Charlotte among others. We have data for 466 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 4/18/24 |
| 30 Year Conventional Refi | 6.81% | 4/18/24 |
| 30 Year Cash-out Refi | 7.05% | 4/18/24 |
| 30 Year FHA Purchase | 7.41% | 4/18/24 |
| 30 Year FHA Refi | 7.30% | 4/18/24 |
| 30 Year VA Purchase | 6.42% | 4/18/24 |
| 30 Year VA Refi | 6.29% | 4/18/24 |
| 30 Year USDA Purchase | 6.67% | 4/18/24 |
| 30 Year USDA Refi | 6.76% | 4/18/24 |
| 15 Year Conventional Purchase | 6.30% | 4/18/24 |
| 15 Year Conventional Refi | 6.38% | 4/18/24 |
| 15 Year Cash-out Refi | 6.38% | 4/18/24 |
| 15 Year FHA Purchase | 7.74% | 4/18/24 |
| 15 Year FHA Refi | 7.41% | 4/18/24 |
| 15 Year VA Purchase | 6.21% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
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This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,239Origination Dollar Volume (All Markets)
$1,144,825,000Awards
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RELIANCE FIRST CAPITAL - 2019
RELIANCE FIRST CAPITAL is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 354 | $130,310,000 | $368,107 | $11,981 | 4.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 166 | $56,150,000 | $338,253 | $9,643 | 4.39% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 163 | $53,365,000 | $327,393 | $10,594 | 4.48% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 225 | $49,815,000 | $221,400 | $7,207 | 4.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 231 | $46,935,000 | $203,182 | $6,275 | 4.26% |
| PITTSBURGH, PA (FHA|USDA|VA) | 230 | $37,850,000 | $164,565 | $6,121 | 4.36% |
| Outside of Metro Areas | 213 | $35,795,000 | $168,052 | $6,337 | 4.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 213 | $33,105,000 | $155,423 | $5,016 | 4.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 150 | $32,220,000 | $214,800 | $8,604 | 4.31% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 82 | $20,320,000 | $247,805 | $7,190 | 4.23% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 70 | $17,940,000 | $256,286 | $8,423 | 4.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 79 | $16,365,000 | $207,152 | $7,654 | 4.37% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 58 | $13,860,000 | $238,966 | $8,095 | 4.28% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 63 | $13,345,000 | $211,825 | $7,791 | 4.26% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 74 | $12,750,000 | $172,297 | $6,520 | 4.33% |
| RICHMOND, VA (FHA|USDA|VA) | 58 | $11,980,000 | $206,552 | $7,286 | 4.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 51 | $11,495,000 | $225,392 | $8,690 | 4.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 64 | $11,470,000 | $179,219 | $5,722 | 4.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 45 | $10,385,000 | $230,778 | $7,594 | 4.24% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 57 | $10,305,000 | $180,789 | $6,970 | 4.33% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 42 | $9,920,000 | $236,190 | $8,732 | 4.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 51 | $9,605,000 | $188,333 | $6,942 | 4.49% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 51 | $9,235,000 | $181,078 | $6,263 | 4.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 28 | $9,060,000 | $323,571 | $10,487 | 4.12% |
| LOUISVILLE, KY (FHA|USDA|VA) | 45 | $8,745,000 | $194,333 | $5,896 | 4.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 46 | $8,580,000 | $186,522 | $7,477 | 4.59% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $8,535,000 | $294,310 | $9,893 | 4.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $8,370,000 | $523,125 | $11,592 | 4.46% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 36 | $8,250,000 | $229,167 | $8,409 | 3.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 34 | $8,170,000 | $240,294 | $8,576 | 4.46% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $8,060,000 | $335,833 | $12,054 | 4.17% |
| KNOXVILLE, TN (FHA|USDA|VA) | 36 | $8,020,000 | $222,778 | $7,703 | 4.48% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 29 | $6,885,000 | $237,414 | $8,798 | 4.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 35 | $6,675,000 | $190,714 | $6,744 | 4.60% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 27 | $6,635,000 | $245,741 | $8,892 | 4.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 34 | $6,500,000 | $191,176 | $6,912 | 4.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $6,305,000 | $370,882 | $11,646 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 40 | $6,070,000 | $151,750 | $4,876 | 4.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 24 | $6,020,000 | $250,833 | $7,439 | 4.05% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 34 | $5,940,000 | $174,706 | $7,635 | 4.09% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 32 | $5,820,000 | $181,875 | $6,399 | 4.14% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 33 | $5,735,000 | $173,788 | $7,282 | 3.95% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 29 | $5,655,000 | $195,000 | $5,945 | 4.48% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $5,360,000 | $206,154 | $6,213 | 4.55% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $5,320,000 | $166,250 | $6,471 | 4.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 24 | $5,240,000 | $218,333 | $6,892 | 4.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $5,115,000 | $204,600 | $7,652 | 4.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 27 | $5,095,000 | $188,704 | $5,602 | 4.67% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 31 | $5,045,000 | $162,742 | $6,649 | 4.48% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $4,935,000 | $214,565 | $6,489 | 4.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 26 | $4,930,000 | $189,615 | $7,237 | 4.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $4,720,000 | $295,000 | $8,512 | 4.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 23 | $4,575,000 | $198,913 | $6,840 | 4.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 25 | $4,375,000 | $175,000 | $6,393 | 4.09% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 21 | $4,305,000 | $205,000 | $8,123 | 3.95% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 19 | $4,275,000 | $225,000 | $8,024 | 4.22% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 22 | $4,210,000 | $191,364 | $7,116 | 4.32% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 22 | $3,960,000 | $180,000 | $5,783 | 4.57% |
| BATON ROUGE, LA (FHA|USDA|VA) | 19 | $3,905,000 | $205,526 | $7,648 | 4.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $3,845,000 | $427,222 | $12,396 | 3.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 22 | $3,730,000 | $169,545 | $5,765 | 4.46% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $3,395,000 | $199,706 | $6,972 | 5.04% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 16 | $3,340,000 | $208,750 | $7,571 | 4.51% |
| ROCHESTER, NY (FHA|USDA|VA) | 20 | $3,320,000 | $166,000 | $6,415 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $3,290,000 | $205,625 | $8,746 | 4.04% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $3,140,000 | $523,333 | $15,974 | 4.94% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 20 | $3,120,000 | $156,000 | $5,330 | 4.23% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $6,006 | 4.01% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $7,436 | 4.20% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $7,686 | 3.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $2,935,000 | $172,647 | $5,913 | 4.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 24 | $2,830,000 | $117,917 | $4,838 | 4.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $5,886 | 5.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 14 | $2,740,000 | $195,714 | $4,026 | 4.38% |
| Concord, NH (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $7,424 | 4.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $8,373 | 4.31% |
| LANCASTER, PA (FHA|USDA|VA) | 14 | $2,670,000 | $190,714 | $8,000 | 4.42% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $2,585,000 | $235,000 | $5,748 | 5.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $6,464 | 4.45% |
| READING, PA (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $8,143 | 3.85% |
| TOLEDO, OH (FHA|USDA|VA) | 15 | $2,485,000 | $165,667 | $7,073 | 4.40% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $8,500 | 4.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $6,976 | 4.80% |
| GETTYSBURG, PA (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $7,920 | 3.87% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $9,877 | 4.43% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $6,782 | 4.66% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $6,546 | 3.98% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $7,941 | 3.98% |
| SYRACUSE, NY (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $6,699 | 4.44% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $6,040 | 4.11% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $2,030,000 | $126,875 | $4,342 | 4.80% |
| BURLINGTON, NC (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $5,825 | 4.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $6,780 | 4.37% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $6,118 | 4.46% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $5,978 | 4.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $6,333 | 4.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $8,948 | 4.09% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $7,274 | 4.56% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 10 | $1,830,000 | $183,000 | $6,254 | 4.07% |
| ROANOKE, VA (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $7,054 | 4.42% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $7,312 | 4.20% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $4,131 | 4.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $19,422 | 4.06% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 12 | $1,670,000 | $139,167 | $6,148 | 4.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $7,548 | 4.18% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $7,082 | 4.25% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $8,690 | 4.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $6,806 | 4.06% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $7,689 | 4.57% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $5,248 | 4.20% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $6,946 | 5.29% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $8,404 | 4.36% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $6,265 | 4.42% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $7,327 | 5.36% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $6,320 | 4.02% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $10,949 | 3.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $6,147 | 4.14% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $9,202 | 3.54% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $6,837 | 4.14% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $8,917 | 3.58% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $6,993 | 3.80% |
| ERIE, PA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,427 | 4.10% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $7,079 | 5.09% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $7,472 | 4.52% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $6,685 | 4.52% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $5,158 | 3.97% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $6,705 | 3.78% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $12,114 | 4.48% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $6,630 | 4.05% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $6,166 | 4.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $10,026 | 5.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,717 | 4.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $7,429 | 4.19% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,950 | 4.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,430 | 4.46% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $3,824 | 4.10% |
| MORRISTOWN, TN (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $5,926 | 4.92% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $7,678 | 4.02% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $9,080 | 4.22% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,470 | 4.45% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,249 | 4.68% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,383 | 4.37% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $10,229 | 5.75% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,725 | 4.52% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,087 | 4.35% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $9,854 | 3.65% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $4,944 | 4.52% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,367 | 4.23% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $13,338 | 3.63% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $13,606 | 3.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,958 | 4.23% |
| Torrington, CT (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,167 | 4.20% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,004 | 4.45% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,560 | 4.37% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $10,558 | 4.44% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,565 | 5.16% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $19,098 | 3.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,697 | 3.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,094 | 4.30% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,353 | 4.22% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $9,193 | 3.81% |
| Forest City, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,752 | 5.46% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $7,577 | 4.20% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,420 | 4.22% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,290 | 4.04% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,608 | 4.12% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $9,859 | 3.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,261 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,528 | 4.17% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,476 | 4.63% |
| Shelby, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,209 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $11,695 | 4.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,411 | 4.62% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,334 | 7.94% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,611 | 4.29% |
| Boone, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,216 | 4.41% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,937 | 4.19% |
| Ozark, AL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,349 | 3.80% |
| Glasgow, KY (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $6,549 | 4.40% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,283 | 4.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,697 | 3.81% |
| UTICA-ROME, NY (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $5,587 | 4.42% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,753 | 5.03% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,569 | 3.62% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,674 | 4.19% |
| BEND, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,646 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,903 | 4.81% |
| Taos, NM (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $7,224 | 4.25% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,270 | 4.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,251 | 3.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,329 | 4.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,919 | 4.04% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,062 | 4.04% |
| Helena, MT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,172 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $5,699 | 4.33% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,990 | 4.97% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,329 | 4.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,866 | 4.16% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,532 | 4.28% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,678 | 4.21% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,756 | 4.59% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $10,844 | 3.79% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,359 | 3.78% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,466 | 3.96% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,453 | 3.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,919 | 3.96% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,946 | 4.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,941 | 4.38% |
| Laconia, NH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,845 | 3.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,034 | 4.13% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,818 | 6.09% |
| Newberry, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,053 | 4.12% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,802 | 3.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,580 | 3.79% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,884 | 4.31% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,026 | 3.44% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,795 | 5.62% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,600 | 4.69% |
| MONROE, LA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,410 | 4.37% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,954 | 4.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,199 | 3.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,020 | 4.28% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,577 | 4.13% |
| Sidney, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,965 | 4.72% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,595 | 5.06% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,693 | 4.33% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,932 | 7.31% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,415 | 4.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,882 | 4.43% |
| Corning, NY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,145 | 5.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,868 | 4.58% |
| Paragould, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,940 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,008 | 5.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,309 | 4.19% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,625 | 4.37% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,975 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,346 | 3.63% |
| Salem, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,120 | 4.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,864 | 4.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,674 | 4.38% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,256 | 4.99% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,714 | 4.08% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,446 | 6.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,095 | 3.81% |
| Marion, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,614 | 3.81% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,599 | 3.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,304 | 4.71% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,162 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,699 | 4.54% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,842 | 5.38% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,320 | 4.13% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,331 | 3.96% |
| Española, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,830 | 4.75% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,823 | 4.68% |
| Findlay, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $12,225 | 4.43% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,308 | 3.88% |
| Gillette, WY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,196 | 3.69% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,872 | 3.25% |
| Ashland, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,001 | 3.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,360 | 4.19% |
| Berlin, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,408 | 4.75% |
| London, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,660 | 4.42% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,268 | 4.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,774 | 4.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,763 | 4.00% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,481 | 4.19% |
| Richmond, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,085 | 3.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,633 | 4.75% |
| Somerset, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,381 | 4.08% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,535 | 4.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,835 | 3.50% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,265 | 5.00% |
| Huntington, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,389 | 4.56% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,914 | 4.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,377 | 4.19% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,631 | 3.83% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $11,914 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,561 | 4.81% |
| Columbus, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,846 | 3.81% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,747 | 4.25% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,055 | 4.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,504 | 3.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,575 | 3.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,552 | 4.38% |
| FLINT, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,838 | 4.17% |
| Centralia, WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,984 | 5.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $20,822 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,300 | 4.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,375 | 4.00% |
| Cullman, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,669 | 4.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,551 | 3.69% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,077 | 3.69% |
| Albertville, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,524 | 3.94% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,558 | 4.31% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,425 | 3.43% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,666 | 4.06% |
| Danville, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,529 | 6.13% |
| Marietta, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,976 | 3.81% |
| Maysville, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,425 | 7.56% |
| Henderson, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,055 | 5.63% |
| Safford, AZ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,006 | 7.37% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,439 | 4.13% |
| Picayune, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,984 | 3.94% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,818 | 4.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,065 | 3.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,657 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,086 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,596 | 3.99% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,687 | 9.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,570 | 4.13% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,484 | 3.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,792 | 3.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,423 | 3.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,049 | 4.37% |
| DuBois, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,448 | 4.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,088 | 4.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,480 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,701 | 3.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,555 | 4.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,990 | 3.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,959 | 4.13% |
| Jasper, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,692 | 5.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,292 | 4.25% |
| Olean, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,762 | 3.75% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,617 | 5.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,666 | 5.49% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,321 | 2.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,982 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,649 | 3.75% |
| Wooster, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,245 | 3.50% |
| Rutland, VT (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,720 | 4.31% |
| Crossville, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,566 | 4.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,191 | 5.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,539 | 5.25% |
| New Castle, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,213 | 4.06% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,629 | 4.19% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,556 | 3.38% |
| Searcy, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,154 | 4.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,524 | 4.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,543 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,390 | 4.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,685 | 3.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,256 | 3.75% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,044 | 4.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,522 | 4.63% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,314 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,019 | 4.25% |
| Union City, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,311 | 4.19% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,580 | 3.63% |
| Union, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,227 | 4.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,934 | 3.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,486 | 3.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,803 | 5.00% |
| Dayton, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,842 | 4.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,340 | 3.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,310 | 4.25% |
| Batavia, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,227 | 4.00% |
| Sonora, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,752 | 4.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,876 | 4.75% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,899 | 3.88% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,176 | 3.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,383 | 3.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,087 | 4.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,216 | 3.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,534 | 4.50% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,187 | 4.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,285 | 4.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,824 | 4.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,082 | 3.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,274 | 4.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,001 | 8.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,651 | 3.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,482 | 3.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,122 | 4.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,728 | 4.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,941 | 3.75% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,003 | 3.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,739 | 3.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,476 | 4.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,681 | 4.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,344 | 4.75% |
| Indiana, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,608 | 3.69% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,879 | 4.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,884 | 4.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,704 | 4.38% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,786 | 4.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,726 | 5.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,974 | 4.99% |
| Corinth, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,023 | 3.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,206 | 3.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,499 | 4.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,672 | 4.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,706 | 4.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,134 | 4.75% |
| Marshall, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,764 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,590 | 3.99% |
| Columbus, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,519 | 4.13% |
| Washington, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,864 | 4.00% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,299 | 4.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,623 | 5.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,528 | 4.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,554 | 4.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,141 | 4.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,087 | 4.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,324 | 4.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,920 | 3.99% |
| Jasper, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,111 | 4.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,784 | 4.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,144 | 4.99% |
| Defiance, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,291 | 4.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,723 | 4.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,771 | 4.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,311 | 3.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,580 | 3.88% |
| Seymour, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,524 | 3.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,173 | 5.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,722 | 3.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,618 | 3.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,656 | 4.00% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,856 | 4.13% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,262 | 3.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,837 | 4.13% |
| Minden, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,870 | 5.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,701 | 3.99% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,881 | 3.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,560 | 4.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,690 | 4.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,476 | 4.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,779 | 4.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,620 | 5.38% |
| Russellville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,948 | 4.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,615 | 3.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,254 | 4.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,462 | 4.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,083 | 3.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,169 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,982 | 9.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,720 | 5.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,614 | 4.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,131 | 3.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,028 | 5.99% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,418 | 3.63% |
| Cordele, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,201 | 3.50% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,604 | 3.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,053 | 5.13% |
| Camden, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,635 | 4.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,965 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,980 | 4.25% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,226 | 4.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,862 | 4.63% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,143 | 4.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,615 | 5.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,427 | 4.50% |
| Cortland, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,363 | 5.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,056 | 3.99% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,858 | 5.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,524 | 3.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,183 | 4.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,156 | 3.00% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,086 | 5.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,401 | 4.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,140 | 4.13% |
| Marion, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,367 | 4.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,032 | 4.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,001 | 4.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,867 | 4.75% |
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Product Mix
For 2019, Reliance First Capital's most frequently originated type of loan was Conventional, with 2,568 originations. Their 2nd most popular type was FHA, with 1,955 originations.
Loan Reason
For 2019, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 3,809 originations. The 2nd most popular reason was Refi, with 837 originations.
Loan Duration/Length
For 2019, Reliance First Capital's most frequently cited loan duration was 30 Year, with 3,492 originations. The 2nd most popular length was Other, with 964 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $7,762, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,418 originations.
Interest Rates
During 2019, Reliance First Capital's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 3-4%, with 2,381 originations.
Loan Sizing
2019 saw Reliance First Capital place emphasis on $100k-200k loans with 2,440 originations, totaling $368,690,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,535 originations. The second most popular income band? $50k or less, with 1,375 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 30-36%, with 874 originations. The next most common DTI ratio? 20-30%, with 737 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications45.72%
Reliance First Capital has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination83.45%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,239 | $1,144,825,000 | $218,520 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 83 | $11,245,000 | $135,482 |
| Single Family (1-4 Units):Site-Built | 5,156 | $1,133,580,000 | $219,856 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| RELIANCE FIRST CAPITAL LLC | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |
| RELIANCE FIRST CAPITAL LLC | FHA mortgage | Trouble during payment process | 1 | 33.3% |