Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
1.4 stars - Updated: 4/16/25
-
out of 5 stars, based on 64 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Reliance First Capital is a smaller mortgage company specializing in Cash Out Refi loans. Reliance First Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Cleveland, Charlotte, Atlanta, and Nashville among others. We have data for 352 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/16/25 |
| 30 Year Conventional Refi | 6.72% | 4/16/25 |
| 30 Year Cash-out Refi | 6.72% | 4/16/25 |
| 30 Year FHA Purchase | 6.72% | 4/16/25 |
| 30 Year FHA Refi | 6.72% | 4/16/25 |
| 30 Year VA Purchase | 6.72% | 4/16/25 |
| 30 Year VA Refi | 6.72% | 4/16/25 |
| 30 Year USDA Purchase | 6.72% | 4/16/25 |
| 15 Year Conventional Purchase | 6.00% | 4/16/25 |
| 15 Year Conventional Refi | 6.00% | 4/16/25 |
| 15 Year Cash-out Refi | 6.00% | 4/16/25 |
| 15 Year FHA Purchase | 6.00% | 4/16/25 |
| 15 Year FHA Refi | 6.00% | 4/16/25 |
| 15 Year VA Refi | 6.00% | 4/16/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,091Origination Dollar Volume (All Markets)
$948,225,000Awards
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RELIANCE FIRST CAPITAL - 2024
RELIANCE FIRST CAPITAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Reliance First Capital's average 30 year fixed mortgage rate was
7.06%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.51%.
Relative Fees (Closing Costs)
Reliance First Capital's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,435.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 317 | $117,705,000 | $371,309 | $16,967 | 6.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 335 | $72,435,000 | $216,224 | $6,227 | 6.94% |
| Outside of Metro Areas | 234 | $49,180,000 | $210,171 | $10,542 | 6.86% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 190 | $43,790,000 | $230,474 | $10,043 | 7.06% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 172 | $39,660,000 | $230,581 | $11,261 | 7.31% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 119 | $27,815,000 | $233,739 | $11,102 | 7.57% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 78 | $24,100,000 | $308,974 | $12,029 | 7.55% |
| PITTSBURGH, PA (FHA|USDA|VA) | 111 | $18,835,000 | $169,685 | $7,392 | 6.78% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 88 | $18,720,000 | $212,727 | $11,565 | 7.06% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 61 | $18,525,000 | $303,689 | $13,510 | 7.48% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 60 | $14,560,000 | $242,667 | $10,149 | 7.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 56 | $13,740,000 | $245,357 | $9,739 | 6.85% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 43 | $13,155,000 | $305,930 | $14,915 | 6.61% |
| KNOXVILLE, TN (FHA|USDA|VA) | 57 | $12,995,000 | $227,982 | $11,172 | 6.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $12,970,000 | $240,185 | $10,345 | 6.61% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 69 | $12,895,000 | $186,884 | $10,340 | 7.04% |
| RICHMOND, VA (FHA|USDA|VA) | 55 | $12,885,000 | $234,273 | $10,854 | 7.20% |
| AKRON, OH (FHA|USDA|VA) | 46 | $11,580,000 | $251,739 | $6,424 | 7.15% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 44 | $10,800,000 | $245,455 | $10,390 | 7.35% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 47 | $10,395,000 | $221,170 | $10,837 | 7.12% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $9,510,000 | $250,263 | $12,569 | 7.15% |
| ROCHESTER, NY (FHA|USDA|VA) | 50 | $9,190,000 | $183,800 | $10,376 | 6.70% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 38 | $9,070,000 | $238,684 | $5,848 | 6.52% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 47 | $8,925,000 | $189,894 | $10,169 | 7.26% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 34 | $8,710,000 | $256,176 | $9,594 | 7.03% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 33 | $7,315,000 | $221,667 | $12,122 | 6.73% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 37 | $7,145,000 | $193,108 | $9,257 | 6.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 33 | $7,025,000 | $212,879 | $10,249 | 6.94% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 30 | $6,640,000 | $221,333 | $10,143 | 6.27% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 38 | $6,530,000 | $171,842 | $8,952 | 6.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 20 | $6,500,000 | $325,000 | $14,230 | 7.30% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 23 | $6,035,000 | $262,391 | $12,351 | 7.11% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 25 | $5,945,000 | $237,800 | $10,706 | 7.11% |
| ASHEVILLE, NC (FHA|USDA|VA) | 24 | $5,790,000 | $241,250 | $11,253 | 6.98% |
| SYRACUSE, NY (FHA|USDA|VA) | 27 | $5,595,000 | $207,222 | $11,824 | 6.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 30 | $5,520,000 | $184,000 | $9,679 | 7.10% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 25 | $5,365,000 | $214,600 | $9,842 | 7.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 30 | $5,220,000 | $174,000 | $8,510 | 6.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 27 | $4,935,000 | $182,778 | $8,607 | 7.28% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $4,875,000 | $232,143 | $10,127 | 7.49% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $4,590,000 | $229,500 | $14,674 | 7.28% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $4,415,000 | $210,238 | $7,349 | 7.28% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 24 | $4,270,000 | $177,917 | $8,481 | 7.04% |
| ERIE, PA (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $6,702 | 6.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $3,690,000 | $230,625 | $12,316 | 6.87% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $3,690,000 | $307,500 | $13,863 | 6.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,370,000 | $240,714 | $9,360 | 6.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $3,270,000 | $163,500 | $9,452 | 7.22% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 12 | $3,240,000 | $270,000 | $12,445 | 7.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 16 | $3,240,000 | $202,500 | $10,271 | 7.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $11,363 | 6.79% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $2,995,000 | $230,385 | $8,930 | 7.69% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $15,368 | 6.93% |
| READING, PA (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $12,021 | 6.67% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $9,448 | 6.82% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $12,851 | 6.86% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $11,400 | 6.84% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $2,740,000 | $195,714 | $11,301 | 7.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 16 | $2,700,000 | $168,750 | $7,457 | 8.05% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $11,464 | 7.42% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $10,282 | 6.97% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $8,467 | 6.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $9,178 | 6.68% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $9,935 | 7.64% |
| JACKSON, TN (FHA|USDA|VA) | 15 | $2,345,000 | $156,333 | $8,826 | 6.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $12,721 | 6.87% |
| NEW BERN, NC (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $8,356 | 7.20% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $10,679 | 7.19% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $7,572 | 6.95% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $11,941 | 6.95% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $9,852 | 7.55% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $9,781 | 7.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $9,092 | 7.08% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $11,540 | 6.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $12,597 | 7.55% |
| Sandusky, OH (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $9,072 | 6.82% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $11,426 | 7.05% |
| DOVER, DE (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $16,236 | 6.29% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $8,296 | 7.12% |
| Albemarle, NC (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $10,227 | 7.47% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $11,660 | 7.16% |
| SPARTANBURG, SC (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $8,927 | 6.88% |
| Shelby, NC (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $8,869 | 7.19% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $12,340 | 6.45% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $13,612 | 6.63% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $17,418 | 7.37% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $9,371 | 6.69% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $10,864 | 6.54% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $14,046 | 6.48% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $15,497 | 6.43% |
| UTICA-ROME, NY (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $9,685 | 6.96% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $14,123 | 6.29% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $11,528 | 7.31% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $16,433 | 6.72% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $14,287 | 7.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $11,651 | 6.59% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $8,562 | 6.40% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $11,516 | 6.43% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $12,618 | 6.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $21,233 | 6.87% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $9,723 | 7.48% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $1,365,000 | $124,091 | $9,110 | 6.95% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $13,002 | 6.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $15,034 | 6.84% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $9,386 | 7.30% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $12,376 | 7.28% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $12,077 | 7.75% |
| TOLEDO, OH (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $7,979 | 7.49% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $8,661 | 6.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $19,808 | 7.63% |
| Batavia, NY (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $12,898 | 7.20% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $9,231 | 6.29% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $10,866 | 6.77% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $7,394 | 8.06% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $10,054 | 7.55% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $14,357 | 6.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $16,236 | 7.50% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $10,696 | 6.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $7,232 | 7.10% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $11,564 | 6.66% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $17,722 | 7.33% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $12,635 | 6.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $11,710 | 6.41% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $12,961 | 6.59% |
| Boone, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $10,741 | 8.38% |
| Taos, NM (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $9,352 | 7.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $10,253 | 6.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $8,834 | 6.81% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,951 | 6.84% |
| Wilson, NC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,937 | 6.66% |
| Athens, TN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,904 | 7.07% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $11,838 | 6.62% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $10,228 | 6.88% |
| Laconia, NH (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,924 | 6.34% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,112 | 6.13% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,704 | 6.90% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $12,305 | 6.56% |
| Seneca, SC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $8,206 | 7.93% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $10,894 | 6.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $16,985 | 6.17% |
| Wooster, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,187 | 7.03% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $12,098 | 7.03% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $18,502 | 6.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,891 | 6.91% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $10,413 | 6.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $16,806 | 6.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,592 | 5.94% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,985 | 6.31% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $11,743 | 6.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $10,169 | 6.53% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,622 | 7.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $8,355 | 7.09% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $7,592 | 7.39% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $8,644 | 6.60% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,488 | 7.53% |
| Danville, VA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $9,653 | 6.16% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $9,395 | 6.09% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,132 | 6.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $20,655 | 6.44% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,360 | 8.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $17,545 | 6.31% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,879 | 7.50% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,040 | 7.69% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $6,295 | 7.29% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,213 | 6.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $11,563 | 6.42% |
| Crossville, TN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,335 | 7.00% |
| Washington, NC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,263 | 6.97% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,654 | 6.46% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,282 | 6.81% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,255 | 6.54% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,017 | 7.50% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,941 | 6.71% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $11,410 | 6.46% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,390 | 5.96% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,073 | 6.83% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $8,489 | 6.34% |
| Somerset, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,609 | 7.81% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,163 | 6.84% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,219 | 6.71% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $23,999 | 6.13% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,453 | 6.67% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,686 | 6.44% |
| Sanford, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,337 | 6.83% |
| London, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,219 | 7.06% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $15,720 | 6.06% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,528 | 6.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,400 | 7.50% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $9,234 | 7.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,989 | 6.50% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,562 | 7.19% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,460 | 7.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,913 | 6.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,657 | 6.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $32,810 | 5.63% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $9,833 | 6.83% |
| Gillette, WY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $14,793 | 7.19% |
| Marion, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,805 | 7.31% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,420 | 6.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,219 | 6.19% |
| Dayton, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,092 | 6.31% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,226 | 7.06% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,971 | 6.79% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,484 | 6.96% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,686 | 7.06% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,746 | 6.63% |
| Barre, VT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,829 | 7.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,802 | 6.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,594 | 6.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $23,867 | 6.25% |
| Ashland, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,068 | 6.87% |
| Amsterdam, NY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,194 | 7.62% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,752 | 6.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,235 | 7.88% |
| BEND, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,678 | 6.19% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,107 | 6.56% |
| Meadville, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,694 | 6.87% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $22,343 | 5.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $9,390 | 6.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $21,877 | 6.00% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $12,030 | 8.69% |
| New Castle, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,259 | 6.54% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,544 | 6.44% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,826 | 6.69% |
| Maysville, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $20,153 | 6.75% |
| DALTON, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,785 | 6.49% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,363 | 6.31% |
| Laurel, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,478 | 6.63% |
| Connersville, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,687 | 7.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,482 | 7.25% |
| Newport, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,811 | 8.50% |
| Albertville, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,850 | 6.25% |
| Olean, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,702 | 6.56% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,736 | 5.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,360 | 6.63% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $20,445 | 6.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,947 | 6.25% |
| Corning, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,026 | 6.75% |
| Malone, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,478 | 7.56% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,131 | 6.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,780 | 6.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,407 | 6.63% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $19,604 | 6.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,749 | 7.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $20,283 | 6.38% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $11,328 | 6.13% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $18,125 | 5.63% |
| CASPER, WY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,227 | 6.68% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,499 | 6.63% |
| Fremont, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,600 | 6.56% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,900 | 6.06% |
| Wabash, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,530 | 7.00% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,965 | 9.25% |
| Hudson, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,513 | 8.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,967 | 6.38% |
| Batesville, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,082 | 7.25% |
| Marion, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,524 | 7.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,452 | 8.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,874 | 7.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,123 | 7.13% |
| Auburn, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $10,282 | 6.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,361 | 5.69% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,859 | 7.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,673 | 6.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,909 | 6.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,496 | 7.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,158 | 6.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,292 | 5.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,090 | 7.63% |
| Russellville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,604 | 7.00% |
| Forest City, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,093 | 7.37% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,807 | 5.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,677 | 6.99% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,498 | 6.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,664 | 6.50% |
| Riverton, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $17,733 | 5.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,550 | 6.63% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,493 | 5.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,426 | 6.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,255 | 7.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,077 | 6.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,762 | 5.63% |
| Martin, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,850 | 7.19% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,775 | 6.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,094 | 7.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,445 | 6.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,989 | 6.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,663 | 7.13% |
| Union, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,853 | 6.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,761 | 7.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,978 | 6.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,361 | 5.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,726 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,358 | 6.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,404 | 6.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,420 | 6.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,650 | 6.75% |
| Huntington, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,351 | 7.63% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,921 | 6.50% |
| Bradford, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,225 | 5.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,265 | 8.63% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,112 | 6.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,415 | 6.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,584 | 6.00% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,658 | 6.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,794 | 10.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,390 | 7.50% |
| Bennington, VT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,835 | 6.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,789 | 6.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,838 | 6.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,432 | 7.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,491 | 5.99% |
| Bedford, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,026 | 7.38% |
| Jasper, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,676 | 7.50% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,434 | 7.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,806 | 7.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,411 | 6.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,826 | 6.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,753 | 6.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,755 | 7.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,173 | 5.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,688 | 7.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,849 | 6.99% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,351 | 6.88% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,707 | 6.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,540 | 6.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,116 | 9.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,255 | 7.00% |
| Cullman, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,147 | 12.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,303 | 7.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,776 | 7.99% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,481 | 7.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,425 | 6.88% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,198 | 6.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,755 | 9.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,054 | 5.99% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,279 | 6.50% |
| Jennings, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,520 | 6.75% |
| West Point, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,378 | 6.63% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,814 | 6.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,687 | 12.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,473 | 10.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,272 | 5.63% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,371 | 5.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,199 | 7.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,012 | 7.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,457 | 7.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,107 | 6.63% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,797 | 6.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,928 | 7.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against RELIANCE FIRST CAPITAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
RIVERSIDE
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ONTARIO SHORES
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CRESCENT MORTGAGE COMPANY
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POINT BREEZE
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Piscataqua Savings Bank
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ALABAMA CREDIT UNION
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FIRST FINANCIAL OF MARYLAND
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Mutual Savings Credit Union
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Liberty Mortgage Corporation
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The North Side Bank & Trust Company
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Similarity Rank: 136
Product Mix
For 2024, Reliance First Capital's most frequently originated type of loan was Conventional, with 2,015 originations. Their 2nd most popular type was FHA, with 1,595 originations.
Loan Reason
For 2024, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 3,316 originations. The 2nd most popular reason was Home Purchase, with 697 originations.
Loan Duration/Length
For 2024, Reliance First Capital's most frequently cited loan duration was 30 Year, with 3,058 originations. The 2nd most popular length was Other, with 644 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $10,435, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,326 originations.
Interest Rates
During 2024, Reliance First Capital's average interest rate for loans was 7.06%, while their most frequently originated rate bucket for loans was 6-7%, with 2,200 originations.
Loan Sizing
2024 saw Reliance First Capital place emphasis on $200k-400k loans with 1,693 originations, totaling $461,725,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,156 originations. The second most popular income band? $100k-150k, with 840 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 50-60%, with 581 originations. The next most common DTI ratio? 30-36%, with 550 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.50%
Reliance First Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination81.62%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,091 | $948,225,000 | $231,783 |