Sofi Lending Corp. Mortgage Rates, Fees & Info
SACRAMENTO, CALEI: 549300SXISSKGPHW5702
Tax ID: 90-0790926
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Mortgage Data
Review & Overview
Sofi Lending Corp. is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Sofi Lending Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Washington, Atlanta, New York, and Philadelphia among others. We have data for 319 markets. (Some data included below & more in-depth data is available with an active subscription.)Sofi Lending Corp. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sofi Lending Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.48% | 1/2/25 |
| 30 Year Conventional Refi | 6.29% | 1/2/25 |
| 30 Year Cash-out Refi | 6.56% | 1/2/25 |
| 15 Year Conventional Purchase | 5.90% | 1/2/25 |
| 15 Year Conventional Refi | 5.83% | 1/2/25 |
| 15 Year Cash-out Refi | 5.83% | 1/2/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sofi Lending Corp. Mortgage Calculator
Your Estimates
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This is not an official calculator from Sofi Lending Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,963Origination Dollar Volume (All Markets)
$671,245,000Awards
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SOFI LENDING CORP. - 2022
SOFI LENDING CORP. is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 74 | $38,970,000 | $526,622 | $5,788 | 3.49% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 54 | $23,990,000 | $444,259 | $5,063 | 3.37% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 65 | $22,295,000 | $343,000 | $5,477 | 3.69% |
| Outside of Metro Areas | 73 | $19,645,000 | $269,110 | $4,943 | 3.55% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 52 | $19,310,000 | $371,346 | $5,883 | 3.62% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 59 | $18,535,000 | $314,153 | $5,391 | 3.72% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 51 | $18,275,000 | $358,333 | $4,775 | 3.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $17,015,000 | $630,185 | $6,462 | 3.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 47 | $15,965,000 | $339,681 | $4,891 | 3.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 40 | $15,020,000 | $375,500 | $6,278 | 3.34% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 40 | $14,570,000 | $364,250 | $5,647 | 3.46% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 29 | $14,545,000 | $501,552 | $5,228 | 3.47% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 30 | $13,560,000 | $452,000 | $5,779 | 3.56% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 34 | $12,880,000 | $378,824 | $5,274 | 3.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 39 | $12,275,000 | $314,744 | $5,823 | 3.37% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 30 | $11,520,000 | $384,000 | $4,442 | 3.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 34 | $11,110,000 | $326,765 | $4,569 | 3.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 35 | $10,915,000 | $311,857 | $4,829 | 3.37% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 28 | $9,600,000 | $342,857 | $5,578 | 3.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 17 | $9,585,000 | $563,824 | $7,376 | 3.18% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 22 | $8,850,000 | $402,273 | $5,789 | 3.49% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $8,380,000 | $322,308 | $4,123 | 3.62% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $8,325,000 | $308,333 | $6,170 | 3.39% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $8,305,000 | $332,200 | $5,258 | 3.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $8,120,000 | $406,000 | $5,391 | 3.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $8,065,000 | $350,652 | $5,359 | 3.68% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 20 | $7,400,000 | $370,000 | $4,412 | 3.68% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $7,290,000 | $520,714 | $4,390 | 3.01% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $7,265,000 | $345,952 | $7,004 | 3.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $6,630,000 | $301,364 | $4,781 | 3.61% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $6,345,000 | $373,235 | $4,659 | 3.46% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $5,740,000 | $318,889 | $4,074 | 3.65% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $3,710 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $3,958 | 4.14% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $5,325,000 | $355,000 | $3,799 | 3.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $3,927 | 3.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 17 | $5,185,000 | $305,000 | $4,577 | 3.80% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $5,140,000 | $321,250 | $4,466 | 3.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $4,657 | 3.80% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 12 | $4,600,000 | $383,333 | $4,521 | 3.74% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $4,230,000 | $235,000 | $3,816 | 3.72% |
| PITTSBURGH, PA (FHA|USDA|VA) | 17 | $3,865,000 | $227,353 | $5,574 | 3.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $3,650,000 | $456,250 | $5,456 | 3.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $3,380,000 | $338,000 | $4,674 | 3.36% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $3,185,000 | $245,000 | $4,484 | 3.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $3,816 | 3.19% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $2,805,000 | $561,000 | $6,646 | 3.18% |
| TULSA, OK (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $5,512 | 3.76% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $4,680 | 3.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $5,760 | 3.86% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $3,018 | 3.65% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $4,498 | 3.64% |
| RENO, NV (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $4,455 | 3.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $4,328 | 3.49% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $3,469 | 3.59% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $5,341 | 3.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $5,882 | 3.33% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $4,072 | 3.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $6,391 | 3.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $6,768 | 3.91% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $4,489 | 3.93% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $4,485 | 3.41% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $3,606 | 3.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $5,345 | 3.91% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $5,227 | 3.39% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $3,233 | 3.19% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,855,000 | $618,333 | $6,198 | 3.58% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,926 | 4.08% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,298 | 3.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $2,895 | 3.27% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $6,542 | 3.56% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,040 | 3.35% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $3,895 | 3.16% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $3,820 | 3.58% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $3,424 | 4.00% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $3,100 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $3,986 | 3.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $4,917 | 4.54% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $4,389 | 3.91% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $5,090 | 3.92% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,665 | 3.66% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $6,047 | 3.69% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $5,412 | 4.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,624 | 3.55% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,410 | 3.90% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $3,972 | 3.52% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,314 | 3.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,139 | 4.16% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $4,523 | 3.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,425 | 3.28% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,403 | 2.72% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $9,453 | 3.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $5,830 | 2.96% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,585 | 4.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $4,304 | 3.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $3,736 | 3.67% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $7,682 | 3.56% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,324 | 3.38% |
| Torrington, CT (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $8,003 | 4.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $2,897 | 3.05% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,680 | 3.38% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $2,870 | 4.00% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $5,979 | 2.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,513 | 3.33% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,833 | 3.71% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,856 | 3.21% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,170 | 3.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,741 | 3.19% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,903 | 3.54% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $4,075 | 3.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,070 | 3.78% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,250 | 4.19% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $6,367 | 2.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,124 | 3.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,471 | 3.75% |
| SALEM, OR (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,386 | 3.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,396 | 3.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,593 | 4.29% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,705 | 4.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,536 | 5.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,564 | 4.17% |
| Heber, UT (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $18,835 | 3.50% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,078 | 3.44% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,291 | 3.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,894 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,250 | 4.00% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,283 | 4.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,983 | 4.17% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,412 | 4.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,777 | 3.06% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,473 | 3.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,588 | 5.25% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,303 | 4.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,716 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,636 | 3.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,352 | 2.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $11,574 | 3.94% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,054 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,302 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $15,511 | 4.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $9,522 | 2.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,940 | 2.81% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,922 | 4.21% |
| Bedford, IN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,246 | 4.19% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $11,431 | 5.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,314 | 3.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $8,176 | 3.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,372 | 4.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,378 | 4.08% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $6,591 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,200 | 2.94% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $14,997 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,231 | 3.44% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,840 | 3.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,676 | 4.06% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,389 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,724 | 4.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,610 | 3.88% |
| ERIE, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,608 | 4.96% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,124 | 3.17% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,330 | 4.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,715 | 3.31% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,830 | 3.66% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,733 | 4.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,476 | 5.06% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,445 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,787 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,952 | 3.81% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,005 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,485 | 3.54% |
| MERCED, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,701 | 2.88% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,028 | 3.25% |
| Seneca, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,692 | 4.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,516 | 4.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,128 | 3.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,088 | 3.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,745 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,600 | 4.38% |
| Fernley, NV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,371 | 4.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,698 | 2.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,841 | 3.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 3.50% |
| Central City, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,090 | 2.81% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,824 | 3.81% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,978 | 4.19% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,335 | 3.56% |
| REDDING, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,590 | 3.75% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,788 | 2.88% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,007 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,272 | 3.75% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,841 | 3.25% |
| Astoria, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,653 | 3.00% |
| Russellville, AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,882 | 3.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,413 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,536 | 3.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,367 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,571 | 3.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,712 | 3.94% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,820 | 3.06% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,147 | 3.92% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,017 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,680 | 3.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,714 | 4.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,011 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,143 | 3.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,190 | 3.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,717 | 3.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,581 | 4.38% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,203 | 5.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,397 | 3.88% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,267 | 3.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,768 | 4.50% |
| Houghton, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,796 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,088 | 3.00% |
| Effingham, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,158 | 3.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,450 | 2.88% |
| READING, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,173 | 3.05% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,319 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,601 | 3.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,188 | 4.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,807 | 4.00% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,697 | 3.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,671 | 4.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,031 | 4.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,729 | 4.06% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,414 | 4.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,287 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,866 | 3.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,257 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,820 | 3.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,654 | 5.38% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,029 | 2.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,480 | 5.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,023 | 4.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,103 | 4.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,892 | 4.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,702 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,505 | 3.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,402 | 2.38% |
| Winfield, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,134 | 3.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,682 | 3.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,646 | 2.50% |
| North Platte, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,143 | 4.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,319 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,175 | 3.38% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,975 | 3.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,876 | 3.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,746 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,939 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,270 | 4.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,073 | 4.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,442 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,960 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,998 | 3.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,068 | 3.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,914 | 4.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,308 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,312 | 3.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,153 | 3.25% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,196 | 2.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,926 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,158 | 3.38% |
| Juneau, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,687 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,463 | 2.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,239 | 3.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,085 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,038 | 3.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,368 | 3.88% |
| OCALA, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,589 | 3.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,425 | 3.13% |
| Barre, VT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,332 | 3.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,407 | 2.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,992 | 3.38% |
| FLINT, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,130 | 4.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,038 | 4.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,789 | 5.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,272 | 3.38% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,037 | 3.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,663 | 3.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,793 | 2.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,493 | 3.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,157 | 3.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,414 | 2.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,116 | 3.38% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,891 | 3.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,822 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,327 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,777 | 2.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,613 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,855 | 4.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,911 | 3.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,569 | 2.50% |
| Warren, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,034 | 3.50% |
| Laramie, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,134 | 3.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,862 | 3.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,475 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,820 | 2.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,893 | 4.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,279 | 3.50% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,967 | 3.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,937 | 3.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,151 | 2.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,600 | 5.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,511 | 4.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,550 | 2.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,143 | 2.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,804 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,754 | 3.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,480 | 3.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,030 | 4.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,297 | 3.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,963 | $671,245,000 | $341,949 | $5,032 | 3.59% |
For 2022, Sofi Lending Corp.'s most frequently originated type of loan was Conventional, with 1,963 originations.
Loan Reason
For 2022, Sofi Lending Corp.'s most frequently cited loan purpose was Cash Out Refi, with 1,009 originations. The 2nd most popular reason was Home Purchase, with 520 originations.
Loan Duration/Length
For 2022, Sofi Lending Corp.'s most frequently cited loan duration was 30 Year, with 1,351 originations. The 2nd most popular length was 15 Year, with 403 originations.
Origination Fees/Closing Costs
Sofi Lending Corp.'s average total fees were $5,329, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 573 originations.
Interest Rates
During 2022, Sofi Lending Corp.'s average interest rate for loans was 3.84%, while their most frequently originated rate bucket for loans was 3-4%, with 986 originations.
Loan Sizing
2022 saw Sofi Lending Corp. place emphasis on $200k-400k loans with 958 originations, totaling $280,470,000 in origination value.
Applicant Income
Sofi Lending Corp. lent most frequently to those with incomes in the $150k-250k range, with 616 originations. The second most popular income band? $100k-150k, with 598 originations.
Applicant Debt to Income Ratio
Sofi Lending Corp. lent most frequently to those with DTI ratios of 20-30%, with 438 originations. The next most common DTI ratio? 30-36%, with 375 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications60.45%
Sofi Lending Corp. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-11.92%
Sofi Lending Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,963 | $671,245,000 | $341,949 |