Sofi Lending Corp. Mortgage Rates, Fees & Info
SACRAMENTO, CALEI: 549300SXISSKGPHW5702
Tax ID: 90-0790926
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Mortgage Data
Review & Overview
Sofi Lending Corp. is a small mortgage company specializing in Refi and Cash Out Refi loans. Sofi Lending Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Washington, San Francisco, New York, and Seattle among others. We have data for 530 markets. (Some data included below & more in-depth data is available with an active subscription.)Sofi Lending Corp. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sofi Lending Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.48% | 3/24/24 |
| 30 Year Conventional Refi | 6.29% | 3/24/24 |
| 30 Year Cash-out Refi | 6.56% | 3/24/24 |
| 15 Year Conventional Purchase | 5.90% | 3/24/24 |
| 15 Year Conventional Refi | 5.83% | 3/24/24 |
| 15 Year Cash-out Refi | 5.83% | 3/24/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sofi Lending Corp. Mortgage Calculator
Your Estimates
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This is not an official calculator from Sofi Lending Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,811Origination Dollar Volume (All Markets)
$2,968,785,000Awards
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SOFI LENDING CORP. - 2021
SOFI LENDING CORP. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 345 | $159,205,000 | $461,464 | $4,046 | 2.84% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 316 | $126,500,000 | $400,316 | $3,832 | 2.84% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 207 | $109,935,000 | $531,087 | $4,367 | 2.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 283 | $105,875,000 | $374,117 | $4,679 | 2.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 238 | $96,630,000 | $406,008 | $3,922 | 2.78% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 339 | $94,635,000 | $279,159 | $4,540 | 2.82% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 344 | $90,000,000 | $261,628 | $3,406 | 2.75% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 315 | $86,715,000 | $275,286 | $3,610 | 2.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 209 | $83,485,000 | $399,450 | $3,869 | 2.79% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 260 | $79,610,000 | $306,192 | $3,446 | 2.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 231 | $65,625,000 | $284,091 | $4,053 | 2.69% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 176 | $54,680,000 | $310,682 | $3,404 | 2.82% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 190 | $53,850,000 | $283,421 | $3,551 | 2.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 196 | $53,420,000 | $272,551 | $4,397 | 2.66% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 162 | $52,290,000 | $322,778 | $4,952 | 2.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 150 | $51,360,000 | $342,400 | $3,374 | 2.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 173 | $48,605,000 | $280,954 | $3,472 | 2.87% |
| Outside of Metro Areas | 183 | $45,655,000 | $249,481 | $3,818 | 2.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 123 | $43,185,000 | $351,098 | $3,663 | 2.76% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 123 | $43,055,000 | $350,041 | $4,214 | 2.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 121 | $37,795,000 | $312,355 | $3,661 | 2.81% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 107 | $37,705,000 | $352,383 | $4,700 | 2.88% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 82 | $37,400,000 | $456,098 | $4,247 | 2.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 126 | $36,660,000 | $290,952 | $3,738 | 2.79% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 137 | $35,645,000 | $260,182 | $4,357 | 2.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 64 | $34,560,000 | $540,000 | $4,342 | 2.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 119 | $32,845,000 | $276,008 | $4,363 | 2.72% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 97 | $27,495,000 | $283,454 | $4,322 | 2.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 105 | $24,605,000 | $234,333 | $3,213 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 70 | $23,820,000 | $340,286 | $3,715 | 2.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 96 | $23,660,000 | $246,458 | $3,445 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 104 | $22,680,000 | $218,077 | $3,126 | 2.72% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 76 | $22,650,000 | $298,026 | $3,706 | 2.82% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 75 | $20,915,000 | $278,867 | $4,374 | 2.93% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 73 | $19,665,000 | $269,384 | $3,846 | 2.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 83 | $19,525,000 | $235,241 | $3,177 | 2.81% |
| RICHMOND, VA (FHA|USDA|VA) | 67 | $19,035,000 | $284,104 | $3,211 | 2.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 53 | $18,945,000 | $357,453 | $3,963 | 2.90% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 66 | $18,690,000 | $283,182 | $3,464 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 84 | $18,430,000 | $219,405 | $4,596 | 2.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $16,670,000 | $463,056 | $4,732 | 2.84% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 64 | $15,370,000 | $240,156 | $4,367 | 2.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 71 | $15,345,000 | $216,127 | $3,678 | 2.86% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 59 | $14,665,000 | $248,559 | $3,053 | 2.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 49 | $14,245,000 | $290,714 | $3,615 | 2.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 45 | $12,765,000 | $283,667 | $3,844 | 2.74% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 42 | $12,290,000 | $292,619 | $3,585 | 2.85% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 37 | $11,715,000 | $316,622 | $3,588 | 2.89% |
| STOCKTON, CA (FHA|USDA|VA) | 31 | $11,635,000 | $375,323 | $3,725 | 2.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 37 | $11,575,000 | $312,838 | $4,550 | 2.72% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 46 | $11,400,000 | $247,826 | $3,315 | 2.70% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 44 | $10,960,000 | $249,091 | $4,268 | 2.78% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 46 | $10,690,000 | $232,391 | $3,559 | 2.76% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 33 | $10,025,000 | $303,788 | $3,020 | 2.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 38 | $9,920,000 | $261,053 | $4,124 | 2.86% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 22 | $9,680,000 | $440,000 | $3,415 | 2.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 25 | $9,465,000 | $378,600 | $3,322 | 2.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 33 | $9,305,000 | $281,970 | $3,413 | 2.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 34 | $9,030,000 | $265,588 | $3,455 | 2.85% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 35 | $8,605,000 | $245,857 | $3,311 | 2.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 27 | $8,525,000 | $315,741 | $4,631 | 2.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 36 | $8,470,000 | $235,278 | $3,614 | 2.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 39 | $8,105,000 | $207,821 | $4,234 | 2.72% |
| RENO, NV (FHA|USDA|VA) | 26 | $8,040,000 | $309,231 | $4,472 | 2.84% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 35 | $7,935,000 | $226,714 | $3,231 | 2.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 27 | $7,865,000 | $291,296 | $3,382 | 2.88% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 27 | $7,855,000 | $290,926 | $3,722 | 2.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 27 | $7,705,000 | $285,370 | $3,340 | 2.77% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 32 | $7,450,000 | $232,813 | $3,235 | 2.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 34 | $7,380,000 | $217,059 | $3,270 | 2.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 30 | $7,360,000 | $245,333 | $3,086 | 2.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 25 | $7,155,000 | $286,200 | $4,288 | 2.92% |
| VALLEJO, CA (FHA|USDA|VA) | 18 | $7,150,000 | $397,222 | $3,131 | 2.97% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 31 | $7,035,000 | $226,935 | $3,292 | 2.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 15 | $6,915,000 | $461,000 | $3,547 | 2.68% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $6,605,000 | $388,529 | $3,274 | 2.91% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 25 | $6,575,000 | $263,000 | $3,201 | 2.78% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 26 | $6,420,000 | $246,923 | $3,118 | 2.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $6,335,000 | $275,435 | $3,727 | 2.84% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $6,165,000 | $246,600 | $4,644 | 2.93% |
| TUCSON, AZ (FHA|USDA|VA) | 28 | $6,030,000 | $215,357 | $3,236 | 2.76% |
| FORT COLLINS, CO (FHA|USDA|VA) | 22 | $6,020,000 | $273,636 | $3,427 | 2.77% |
| BOULDER, CO (FHA|USDA|VA) | 15 | $5,935,000 | $395,667 | $3,993 | 2.75% |
| FRESNO, CA (FHA|USDA|VA) | 21 | $5,615,000 | $267,381 | $3,157 | 2.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 23 | $5,545,000 | $241,087 | $2,922 | 2.68% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 22 | $5,470,000 | $248,636 | $3,594 | 2.81% |
| Helena, MT (FHA|USDA|VA) | 21 | $5,345,000 | $254,524 | $4,297 | 2.85% |
| CHICO, CA (FHA|USDA|VA) | 15 | $5,255,000 | $350,333 | $3,829 | 2.58% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $5,205,000 | $273,947 | $3,271 | 2.86% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 21 | $5,185,000 | $246,905 | $3,449 | 2.89% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 20 | $5,170,000 | $258,500 | $3,845 | 2.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 19 | $5,155,000 | $271,316 | $3,207 | 2.76% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $5,135,000 | $342,333 | $5,287 | 2.98% |
| WICHITA, KS (FHA|USDA|VA) | 23 | $5,085,000 | $221,087 | $3,319 | 2.77% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $4,912 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 18 | $4,890,000 | $271,667 | $3,378 | 2.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 20 | $4,870,000 | $243,500 | $3,518 | 3.02% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 26 | $4,830,000 | $185,769 | $3,351 | 2.56% |
| NAPA, CA (FHA|USDA|VA) | 8 | $4,730,000 | $591,250 | $5,108 | 3.06% |
| AKRON, OH (FHA|USDA|VA) | 20 | $4,670,000 | $233,500 | $3,354 | 2.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $4,635,000 | $220,714 | $3,973 | 2.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $4,610,000 | $288,125 | $4,561 | 2.83% |
| TULSA, OK (FHA|USDA|VA) | 19 | $4,585,000 | $241,316 | $4,625 | 2.72% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $4,560,000 | $285,000 | $4,673 | 2.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 21 | $4,315,000 | $205,476 | $3,286 | 2.89% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 16 | $4,210,000 | $263,125 | $3,024 | 2.90% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $4,155,000 | $244,412 | $4,595 | 2.85% |
| PITTSFIELD, MA (FHA|USDA|VA) | 14 | $4,120,000 | $294,286 | $3,123 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $3,945,000 | $358,636 | $3,516 | 2.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $3,904 | 2.64% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $4,408 | 2.73% |
| SALEM, OR (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $4,246 | 2.68% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $3,715,000 | $247,667 | $4,068 | 2.80% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 18 | $3,660,000 | $203,333 | $4,841 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $3,575,000 | $397,222 | $3,242 | 2.83% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $3,570,000 | $357,000 | $4,292 | 2.84% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $3,520,000 | $293,333 | $3,043 | 2.92% |
| MADISON, WI (FHA|USDA|VA) | 15 | $3,495,000 | $233,000 | $4,038 | 2.70% |
| Lebanon, NH-VT (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $3,694 | 2.78% |
| Heber, UT (FHA|USDA|VA) | 7 | $3,465,000 | $495,000 | $5,465 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 16 | $3,380,000 | $211,250 | $4,360 | 2.86% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,360,000 | $280,000 | $3,265 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,295,000 | $299,545 | $2,525 | 2.97% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 18 | $3,270,000 | $181,667 | $3,810 | 2.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $4,550 | 2.77% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $3,114 | 2.69% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $3,092 | 2.71% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $3,032 | 2.75% |
| BEND, OR (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $4,978 | 2.83% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $3,147 | 2.78% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $3,850 | 2.77% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $3,494 | 2.81% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $3,261 | 2.95% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $4,972 | 2.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $3,452 | 2.61% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 15 | $2,515,000 | $167,667 | $3,231 | 2.85% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $3,687 | 2.84% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $3,818 | 2.45% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $3,995 | 2.42% |
| READING, PA (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $4,875 | 2.76% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $3,102 | 2.95% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $3,267 | 2.79% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $4,042 | 2.77% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $3,131 | 2.90% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $3,190 | 2.76% |
| Concord, NH (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $3,410 | 2.98% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $3,266 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $3,474 | 3.09% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $4,482 | 2.57% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $3,510 | 2.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $4,336 | 2.92% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $3,963 | 2.57% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $2,998 | 2.96% |
| Torrington, CT (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $3,976 | 2.69% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $3,143 | 2.74% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $4,476 | 2.97% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,416 | 2.86% |
| REDDING, CA (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $3,626 | 2.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $1,980,000 | $198,000 | $3,133 | 2.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $3,609 | 3.04% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $3,614 | 2.71% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $4,023 | 2.71% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $2,623 | 2.95% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $3,195 | 2.42% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $2,848 | 2.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $3,553 | 2.78% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $5,540 | 3.03% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $2,682 | 2.90% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $3,074 | 2.54% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $4,258 | 2.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $3,015 | 2.77% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $4,266 | 2.68% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $3,507 | 2.88% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,208 | 2.33% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $3,080 | 2.82% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $3,817 | 2.54% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $4,221 | 3.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $3,088 | 2.97% |
| ERIE, PA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $5,208 | 2.59% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $3,147 | 2.64% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $2,630 | 3.05% |
| Outside of Metro Areas | 6 | $1,630,000 | $271,667 | $4,892 | 2.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $4,343 | 2.60% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,004 | 3.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,209 | 2.84% |
| NILES, MI (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $3,289 | 2.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,963 | 2.71% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $4,805 | 2.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $2,801 | 2.58% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,136 | 2.73% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $3,604 | 2.78% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,027 | 2.69% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $2,557 | 3.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,800 | 2.79% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,073 | 2.61% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $3,124 | 2.69% |
| LINCOLN, NE (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $2,935 | 2.64% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $2,784 | 3.08% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $5,031 | 2.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,534 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $3,439 | 2.59% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $6,294 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $8,255 | 2.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,966 | 2.65% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $3,053 | 2.71% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $3,140 | 2.83% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,684 | 2.88% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $3,342 | 2.53% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,702 | 2.77% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,799 | 2.69% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,953 | 2.79% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $3,305 | 2.54% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $4,328 | 2.79% |
| MUSKEGON, MI (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $2,930 | 2.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,044 | 2.71% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,083 | 2.68% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,063 | 2.81% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,295 | 3.28% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,736 | 2.73% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $4,608 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,872 | 2.69% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,813 | 3.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,735 | 2.90% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,420 | 2.73% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,011 | 2.92% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,127 | 2.58% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,550 | 2.84% |
| MONROE, MI (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,673 | 2.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,275 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $2,987 | 2.38% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $3,144 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,015 | 2.65% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,811 | 2.93% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,615 | 3.18% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $4,124 | 2.56% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,297 | 2.53% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,128 | 3.18% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,999 | 2.65% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,863 | 2.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,092 | 2.94% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,670 | 2.44% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,845 | 2.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,428 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,002 | 3.04% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,239 | 2.66% |
| FLINT, MI (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,258 | 2.98% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,255 | 2.77% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,013 | 2.72% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,216 | 2.78% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,737 | 2.56% |
| Rutland, VT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,691 | 3.17% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,539 | 2.84% |
| Moscow, ID (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $7,043 | 2.88% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,206 | 2.69% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,028 | 3.13% |
| DOVER, DE (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,056 | 2.96% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,242 | 2.53% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,050 | 2.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,844 | 2.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,773 | 2.46% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,427 | 2.73% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,910 | 3.13% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,329 | 2.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,578 | 2.53% |
| Durango, CO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,764 | 3.25% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,163 | 3.08% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,764 | 2.63% |
| MONROE, LA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,025 | 2.72% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $2,690 | 2.60% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,144 | 2.50% |
| Barre, VT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,186 | 2.92% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,604 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,398 | 3.16% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $2,979 | 2.44% |
| Fernley, NV (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,000 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,918 | 2.71% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,010 | 2.71% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,907 | 2.83% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,259 | 2.88% |
| Washington, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,453 | 2.66% |
| Dayton, TN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,240 | 2.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,767 | 2.67% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,124 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,776 | 3.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,472 | 2.50% |
| Laconia, NH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,129 | 2.81% |
| Payson, AZ (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,477 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,285 | 2.46% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,549 | 2.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,472 | 3.00% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,179 | 2.54% |
| WACO, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,144 | 2.75% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,998 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,939 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,502 | 3.00% |
| London, KY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,787 | 2.44% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,024 | 3.38% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,568 | 3.08% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,703 | 2.58% |
| Shelby, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,273 | 2.69% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,088 | 3.08% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,890 | 2.79% |
| Athens, OH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,421 | 2.56% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,369 | 2.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,047 | 2.83% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,913 | 2.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,307 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,304 | 2.56% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,326 | 2.88% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,625 | 3.00% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,323 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,509 | 3.00% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,056 | 3.00% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,914 | 2.92% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,183 | 2.94% |
| Sterling, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,882 | 2.81% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,673 | 2.94% |
| Holland, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,584 | 3.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,289 | 2.71% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,688 | 2.96% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,536 | 2.71% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,883 | 3.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,520 | 2.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,552 | 2.88% |
| Pullman, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $11,079 | 1.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,498 | 2.46% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,377 | 2.56% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,743 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,009 | 2.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,452 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,825 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,292 | 2.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,224 | 2.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,678 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,511 | 3.06% |
| Greensburg, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,586 | 2.67% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,486 | 2.88% |
| Bennington, VT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,060 | 2.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,392 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,319 | 2.13% |
| Newberry, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,862 | 2.56% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,864 | 2.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,873 | 2.63% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,856 | 2.69% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,472 | 2.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,096 | 1.88% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,737 | 2.69% |
| DALTON, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,723 | 2.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,981 | 3.54% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,344 | 2.29% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,672 | 2.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,168 | 2.69% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,828 | 2.94% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,460 | 2.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,584 | 3.13% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,632 | 2.69% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,677 | 2.50% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,456 | 2.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,218 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,408 | 2.75% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,162 | 3.19% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,886 | 2.81% |
| LIMA, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,354 | 2.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,710 | 2.88% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,119 | 2.69% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,302 | 2.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,369 | 3.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,412 | 3.88% |
| Hastings, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,318 | 2.38% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,874 | 3.00% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,536 | 2.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,147 | 3.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,958 | 2.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,163 | 2.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,887 | 2.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,251 | 2.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,117 | 3.13% |
| Garden City, KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,933 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,048 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,974 | 2.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,370 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,927 | 2.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,914 | 1.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,181 | 2.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,109 | 2.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,536 | 2.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,216 | 2.50% |
| Auburn, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,880 | 2.81% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,027 | 2.25% |
| Jasper, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,952 | 2.88% |
| Sonora, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,125 | 2.69% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,653 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,170 | 2.25% |
| Laramie, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,486 | 3.13% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,965 | 2.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,771 | 2.06% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,041 | 2.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,410 | 3.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,457 | 2.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,683 | 2.75% |
| Pella, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,979 | 3.25% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,613 | 2.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,991 | 3.00% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,337 | 2.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,018 | 2.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,123 | 2.88% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,001 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,327 | 2.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,682 | 3.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,593 | 2.38% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,694 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,703 | 2.44% |
| Easton, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,282 | 2.38% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,137 | 2.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,756 | 2.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,999 | 2.38% |
| Cullman, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,774 | 2.44% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,268 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,910 | 2.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,323 | 3.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,495 | 3.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,177 | 2.88% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,677 | 2.75% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,171 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,796 | 2.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,294 | 2.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,052 | 3.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,659 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,800 | 2.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,713 | 2.88% |
| Marshall, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,902 | 3.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,330 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,488 | 2.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,663 | 4.13% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,495 | 2.63% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,147 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,839 | 2.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,402 | 3.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,586 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,021 | 3.00% |
| Danville, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,088 | 2.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,133 | 2.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,238 | 3.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,716 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,027 | 2.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,765 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,613 | 2.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,740 | 2.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,473 | 3.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,967 | 2.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,205 | 3.13% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,728 | 2.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,320 | 2.38% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,442 | 2.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,471 | 3.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,599 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,961 | 3.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,200 | 2.25% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,762 | 2.88% |
| Somerset, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,811 | 3.13% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,521 | 3.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,437 | 2.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,560 | 3.00% |
| Evanston, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,540 | 2.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,993 | 2.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,533 | 2.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,078 | 2.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,647 | 2.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,920 | 3.63% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,110 | 2.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,679 | 3.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,163 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,693 | 2.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,325 | 2.63% |
| La Grande, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,161 | 2.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,813 | 2.88% |
| Altus, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,814 | 2.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,626 | 2.50% |
| Defiance, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,157 | 2.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,663 | 2.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,538 | 3.13% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,547 | 2.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,676 | 2.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,839 | 2.88% |
| McComb, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,862 | 3.25% |
| Brookings, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,554 | 3.38% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,433 | 2.25% |
| Price, UT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,138 | 2.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,368 | 3.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,472 | 2.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,792 | 3.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,632 | 3.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,127 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,848 | 3.13% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,284 | 1.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,466 | 2.38% |
| Picayune, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.88% |
| Alpena, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,085 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,325 | 3.13% |
| Ozark, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,873 | 2.38% |
| Plainview, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,856 | 2.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,396 | 2.38% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,817 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,695 | 3.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,682 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,777 | 2.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,108 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,641 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,511 | 2.13% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.38% |
| Murray, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,864 | 3.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,461 | 2.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,043 | 3.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,433 | 2.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,199 | 3.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,583 | 2.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,688 | 3.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,847 | 4.50% |
| Ashland, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,827 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,944 | 3.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,108 | 2.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,311 | 2.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,931 | 2.38% |
| Minden, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,541 | 2.88% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,047 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,877 | 2.63% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 9,811 | $2,968,785,000 | $302,598 | $3,832 | 2.80% |
For 2021, Sofi Lending Corp.'s most frequently originated type of loan was Conventional, with 9,811 originations.
Loan Reason
For 2021, Sofi Lending Corp.'s most frequently cited loan purpose was Refi, with 5,035 originations. The 2nd most popular reason was Cash Out Refi, with 3,771 originations.
Loan Duration/Length
For 2021, Sofi Lending Corp.'s most frequently cited loan duration was 30 Year, with 5,609 originations. The 2nd most popular length was 15 Year, with 2,726 originations.
Origination Fees/Closing Costs
Sofi Lending Corp.'s average total fees were $4,018, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,809 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 4,931 | $1,565,205,000 | $317,421 |
| <2.5% | 2,745 | $727,835,000 | $265,149 |
| 3-4% | 2,065 | $659,525,000 | $319,383 |
| 4-5% | 70 | $16,220,000 | $231,714 |
During 2021, Sofi Lending Corp.'s average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,931 originations.
Loan Sizing
2021 saw Sofi Lending Corp. place emphasis on $200k-400k loans with 4,831 originations, totaling $1,393,345,000 in origination value.
Applicant Income
Sofi Lending Corp. lent most frequently to those with incomes in the $150k-250k range, with 3,220 originations. The second most popular income band? $100k-150k, with 2,883 originations.
Applicant Debt to Income Ratio
Sofi Lending Corp. lent most frequently to those with DTI ratios of 20-30%, with 2,823 originations. The next most common DTI ratio? 30-36%, with 1,825 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.56%
Sofi Lending Corp. has a below average approval rate.
Pick Rate
Approvals leading to origination16.74%
Sofi Lending Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,811 | $2,968,785,000 | $302,598 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,811 | $2,968,785,000 | $302,598 |