Sofi Lending Corp. Mortgage Rates, Fees & Info
SACRAMENTO, CALEI: 549300SXISSKGPHW5702
Tax ID: 90-0790926
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Mortgage Data
Review & Overview
Sofi Lending Corp. is a small mortgage company specializing in Refi and Cash Out Refi loans. Sofi Lending Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Washington, Seattle, and New York among others. We have data for 437 markets. (Some data included below & more in-depth data is available with an active subscription.)Sofi Lending Corp. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sofi Lending Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.48% | 1/17/25 |
| 30 Year Conventional Refi | 6.29% | 1/17/25 |
| 30 Year Cash-out Refi | 6.56% | 1/17/25 |
| 15 Year Conventional Purchase | 5.90% | 1/17/25 |
| 15 Year Conventional Refi | 5.83% | 1/17/25 |
| 15 Year Cash-out Refi | 5.83% | 1/17/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sofi Lending Corp. Mortgage Calculator
Your Estimates
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This is not an official calculator from Sofi Lending Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,067Origination Dollar Volume (All Markets)
$2,213,035,000Awards
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SOFI LENDING CORP. - 2020
SOFI LENDING CORP. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 319 | $158,475,000 | $496,787 | $4,366 | 3.09% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 255 | $142,635,000 | $559,353 | $4,416 | 2.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 286 | $119,190,000 | $416,748 | $3,895 | 2.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 227 | $100,465,000 | $442,577 | $4,064 | 3.04% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 227 | $89,885,000 | $395,969 | $5,148 | 3.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 238 | $68,720,000 | $288,739 | $3,359 | 3.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 253 | $68,365,000 | $270,217 | $3,657 | 3.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 204 | $58,560,000 | $287,059 | $4,342 | 3.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 210 | $56,910,000 | $271,000 | $4,368 | 3.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 207 | $56,195,000 | $271,473 | $3,257 | 3.01% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 104 | $43,090,000 | $414,327 | $4,550 | 2.94% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 119 | $41,085,000 | $345,252 | $3,448 | 3.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 153 | $41,055,000 | $268,333 | $4,278 | 2.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 67 | $39,655,000 | $591,866 | $4,518 | 2.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 134 | $38,450,000 | $286,940 | $3,396 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 85 | $35,215,000 | $414,294 | $3,782 | 3.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 120 | $32,370,000 | $269,750 | $3,494 | 3.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 89 | $32,235,000 | $362,191 | $3,393 | 3.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 104 | $31,890,000 | $306,635 | $4,464 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 100 | $31,100,000 | $311,000 | $3,948 | 3.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 91 | $29,805,000 | $327,527 | $3,994 | 3.09% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 99 | $26,835,000 | $271,061 | $4,176 | 3.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 96 | $26,300,000 | $273,958 | $4,068 | 3.01% |
| Outside of Metro Areas | 103 | $23,785,000 | $230,922 | $3,362 | 3.05% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 90 | $23,690,000 | $263,222 | $3,169 | 3.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 94 | $22,320,000 | $237,447 | $3,158 | 3.09% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 72 | $21,680,000 | $301,111 | $3,838 | 3.05% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 99 | $21,355,000 | $215,707 | $3,392 | 3.11% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 59 | $20,555,000 | $348,390 | $3,950 | 3.11% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 79 | $19,885,000 | $251,709 | $4,513 | 3.15% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 67 | $19,815,000 | $295,746 | $3,294 | 3.14% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 36 | $13,610,000 | $378,056 | $4,325 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 63 | $13,495,000 | $214,206 | $3,138 | 3.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 55 | $12,755,000 | $231,909 | $3,128 | 3.12% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 42 | $12,680,000 | $301,905 | $3,033 | 3.21% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 25 | $12,665,000 | $506,600 | $5,332 | 2.86% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 46 | $12,320,000 | $267,826 | $3,785 | 2.97% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 46 | $11,680,000 | $253,913 | $3,419 | 3.12% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 42 | $11,670,000 | $277,857 | $3,568 | 3.03% |
| PITTSBURGH, PA (FHA|USDA|VA) | 49 | $11,455,000 | $233,776 | $4,204 | 3.11% |
| RICHMOND, VA (FHA|USDA|VA) | 36 | $10,680,000 | $296,667 | $3,415 | 3.01% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $10,285,000 | $239,186 | $3,691 | 3.01% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $10,035,000 | $257,308 | $3,927 | 3.07% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 44 | $10,020,000 | $227,727 | $3,843 | 2.92% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $9,955,000 | $343,276 | $3,336 | 3.15% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 34 | $9,540,000 | $280,588 | $3,355 | 2.94% |
| VALLEJO, CA (FHA|USDA|VA) | 23 | $8,845,000 | $384,565 | $3,646 | 3.14% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 30 | $8,040,000 | $268,000 | $3,490 | 2.98% |
| LOUISVILLE, KY (FHA|USDA|VA) | 36 | $7,990,000 | $221,944 | $3,205 | 3.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 25 | $7,895,000 | $315,800 | $3,737 | 3.17% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 29 | $7,535,000 | $259,828 | $3,257 | 3.08% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 38 | $7,140,000 | $187,895 | $3,492 | 3.06% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $7,130,000 | $274,231 | $3,466 | 3.01% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 26 | $7,120,000 | $273,846 | $4,543 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 24 | $6,760,000 | $281,667 | $3,470 | 2.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 24 | $6,720,000 | $280,000 | $4,503 | 3.29% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 22 | $6,680,000 | $303,636 | $4,492 | 3.06% |
| RENO, NV (FHA|USDA|VA) | 22 | $6,550,000 | $297,727 | $3,703 | 3.10% |
| TUCSON, AZ (FHA|USDA|VA) | 27 | $6,465,000 | $239,444 | $3,138 | 3.00% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $6,065,000 | $263,696 | $3,722 | 3.04% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 24 | $5,810,000 | $242,083 | $4,057 | 3.05% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 23 | $5,785,000 | $251,522 | $3,502 | 3.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 24 | $5,670,000 | $236,250 | $3,303 | 3.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $4,642 | 3.11% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $5,600,000 | $350,000 | $3,962 | 2.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 19 | $5,475,000 | $288,158 | $3,728 | 3.01% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $3,950 | 3.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 21 | $5,015,000 | $238,810 | $3,062 | 3.07% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $5,000,000 | $250,000 | $4,482 | 3.01% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $4,840,000 | $484,000 | $3,554 | 3.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $3,599 | 2.88% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $4,725,000 | $363,462 | $4,296 | 3.13% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $4,660,000 | $466,000 | $3,711 | 2.85% |
| AKRON, OH (FHA|USDA|VA) | 21 | $4,545,000 | $216,429 | $3,320 | 3.05% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 21 | $4,485,000 | $213,571 | $2,861 | 2.89% |
| SALEM, OR (FHA|USDA|VA) | 15 | $4,485,000 | $299,000 | $4,971 | 3.09% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 18 | $4,460,000 | $247,778 | $2,958 | 3.09% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 18 | $4,300,000 | $238,889 | $4,147 | 3.14% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $3,411 | 3.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $4,000,000 | $285,714 | $3,547 | 2.93% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,980,000 | $497,500 | $5,999 | 3.33% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $3,479 | 3.05% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 14 | $3,620,000 | $258,571 | $5,059 | 2.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $3,500,000 | $218,750 | $3,956 | 2.96% |
| TOLEDO, OH (FHA|USDA|VA) | 16 | $3,480,000 | $217,500 | $3,870 | 2.98% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $2,722 | 3.28% |
| Heber, UT (FHA|USDA|VA) | 6 | $3,360,000 | $560,000 | $4,842 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $5,333 | 2.82% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $3,450 | 2.95% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $3,008 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 9 | $3,125,000 | $347,222 | $5,207 | 3.07% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $3,092 | 3.13% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $3,299 | 3.14% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $3,538 | 3.04% |
| TULSA, OK (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $4,497 | 2.95% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $5,217 | 3.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $4,803 | 3.02% |
| CHICO, CA (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $3,860 | 2.92% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,865,000 | $191,000 | $3,209 | 3.23% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $2,945 | 3.12% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $2,988 | 3.15% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $4,421 | 2.70% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $4,111 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $4,651 | 2.98% |
| VISALIA, CA (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $3,448 | 3.04% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $2,902 | 3.08% |
| Helena, MT (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $4,141 | 3.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $4,183 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $3,430 | 3.32% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $4,495 | 3.02% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $3,312 | 3.20% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $3,152 | 2.94% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $3,759 | 2.95% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 12 | $2,270,000 | $189,167 | $3,537 | 3.13% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $5,390 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $3,157 | 2.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $3,031 | 3.08% |
| READING, PA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $4,260 | 3.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $3,256 | 3.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $3,100 | 2.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $3,406 | 3.19% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $5,551 | 3.10% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $3,941 | 3.33% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $3,531 | 3.27% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $4,149 | 2.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $3,784 | 3.16% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $3,574 | 2.90% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $2,991 | 3.21% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $4,723 | 3.05% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $3,908 | 3.02% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $4,798 | 3.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $2,863 | 3.52% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $2,897 | 3.03% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,330 | 3.10% |
| LINCOLN, NE (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $2,837 | 3.19% |
| MADISON, WI (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $3,364 | 3.05% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,461 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,074 | 3.04% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $3,716 | 3.02% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $5,572 | 2.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $3,262 | 3.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,247 | 2.98% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $4,331 | 3.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $5,028 | 3.20% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $2,580 | 3.02% |
| EL CENTRO, CA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,189 | 3.16% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,797 | 3.02% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,552 | 3.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $3,767 | 3.19% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,862 | 2.85% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $4,481 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $3,599 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $4,873 | 2.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,886 | 2.90% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $5,605 | 3.03% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,607 | 3.30% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $4,558 | 2.94% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $3,510 | 3.14% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,829 | 3.00% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $7,466 | 2.67% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,544 | 3.21% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,602 | 3.23% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $3,079 | 3.23% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,455 | 3.10% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,249 | 3.53% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,832 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,069 | 2.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,324 | 2.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,787 | 3.31% |
| Outside of Metro Areas | 3 | $1,085,000 | $361,667 | $5,268 | 2.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,946 | 3.10% |
| PEORIA, IL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,035 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $2,716 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,723 | 3.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,949 | 3.33% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,432 | 3.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,754 | 3.22% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $3,913 | 2.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,240 | 3.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $9,146 | 2.79% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,128 | 3.09% |
| OCALA, FL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,496 | 3.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,800 | 3.16% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $2,773 | 2.92% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,918 | 3.16% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,167 | 2.58% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,438 | 3.04% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,825 | 2.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,408 | 2.92% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,144 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,945 | 3.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,746 | 2.94% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,717 | 3.33% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,262 | 3.09% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,971 | 2.94% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,460 | 3.09% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,992 | 2.92% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,915 | 2.71% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,649 | 3.46% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,999 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,496 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,136 | 3.28% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,053 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,938 | 2.94% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,582 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,858 | 3.42% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,080 | 2.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,094 | 2.92% |
| Marietta, OH (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,064 | 3.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,069 | 2.92% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,961 | 3.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,212 | 2.71% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,137 | 3.06% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,890 | 3.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,416 | 2.94% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,448 | 3.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,683 | 3.21% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,479 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,801 | 2.94% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,321 | 2.96% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,778 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,103 | 3.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,050 | 2.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,847 | 3.19% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,471 | 3.00% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,550 | 3.08% |
| Riverton, WY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,540 | 3.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,278 | 2.44% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,984 | 2.84% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,422 | 2.79% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,460 | 2.83% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,822 | 3.42% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,871 | 2.71% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,716 | 2.72% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,412 | 2.94% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $2,559 | 2.83% |
| New Castle, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,580 | 4.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,987 | 3.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,863 | 2.94% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,853 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,886 | 3.31% |
| Brevard, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,518 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,900 | 2.81% |
| Easton, MD (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,559 | 2.81% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,740 | 2.94% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,506 | 2.94% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,284 | 3.44% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,287 | 2.94% |
| Edwards, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,388 | 2.88% |
| CASPER, WY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,563 | 2.81% |
| Searcy, AR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,778 | 3.19% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,777 | 3.38% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,949 | 3.13% |
| Torrington, CT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,926 | 2.69% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,001 | 3.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,651 | 3.06% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,850 | 3.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,952 | 3.38% |
| Boone, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,013 | 2.94% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,596 | 2.94% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,412 | 3.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,911 | 2.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,804 | 2.94% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,761 | 3.06% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,074 | 3.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,099 | 2.42% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,690 | 2.63% |
| Montrose, CO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,704 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,490 | 3.25% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,016 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,052 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,420 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,812 | 3.06% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,232 | 3.13% |
| Pullman, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,410 | 2.88% |
| Barre, VT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,892 | 3.31% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,699 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,985 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,723 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,896 | 3.13% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,404 | 3.00% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,000 | 3.38% |
| Ashland, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,177 | 3.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,737 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,527 | 2.50% |
| London, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,114 | 3.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,087 | 2.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,128 | 3.00% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,613 | 3.19% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,926 | 3.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,877 | 2.88% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,917 | 3.69% |
| Newberry, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,433 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,926 | 3.75% |
| Wooster, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,032 | 2.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,570 | 2.56% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,943 | 3.75% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,910 | 2.88% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,228 | 3.00% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,754 | 3.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,138 | 3.38% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,424 | 3.00% |
| Urbana, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,261 | 3.19% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,482 | 2.81% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,268 | 2.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,798 | 3.00% |
| Shelby, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,894 | 2.75% |
| Danville, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,050 | 2.75% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,103 | 3.00% |
| MONROE, LA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,511 | 3.13% |
| Marshall, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,899 | 2.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,502 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,889 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,242 | 2.75% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,201 | 2.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,092 | 2.94% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,749 | 2.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,054 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,819 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,440 | 2.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,965 | 3.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,798 | 3.00% |
| Martin, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,269 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,738 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,274 | 3.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,708 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,861 | 3.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,205 | 2.94% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,146 | 3.44% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,654 | 2.69% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,287 | 2.94% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,063 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,591 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,960 | 2.69% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,402 | 3.50% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,410 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,112 | 2.44% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,928 | 2.88% |
| FLINT, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,978 | 3.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,107 | 3.00% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,519 | 3.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,742 | 2.69% |
| New Castle, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,417 | 2.44% |
| Sonora, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,718 | 3.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,170 | 2.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,360 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,476 | 3.63% |
| La Grande, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,321 | 3.13% |
| Columbus, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,705 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,574 | 3.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,584 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,585 | 3.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,403 | 3.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,166 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,373 | 3.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,160 | 3.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,891 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,216 | 3.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,479 | 3.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,087 | 3.38% |
| Laurel, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,883 | 3.00% |
| Evanston, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,907 | 3.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,422 | 2.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,548 | 3.63% |
| Shelton, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,575 | 3.25% |
| Levelland, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,656 | 3.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,877 | 3.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,813 | 3.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,017 | 3.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,454 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,651 | 2.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,783 | 3.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,934 | 3.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,231 | 2.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,608 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,615 | 3.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,861 | 3.38% |
| Moscow, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,734 | 2.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,593 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,527 | 3.13% |
| Dayton, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,113 | 3.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,453 | 3.63% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,036 | 2.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,206 | 3.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,240 | 2.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,346 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,327 | 2.88% |
| Pampa, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,859 | 3.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,225 | 3.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,290 | 2.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,956 | 3.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,973 | 2.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,026 | 2.25% |
| Sanford, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,226 | 2.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,523 | 2.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,198 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,347 | 3.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,458 | 2.88% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,902 | 2.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,274 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,128 | 2.13% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,656 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,188 | 3.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,378 | 2.63% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,384 | 2.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,632 | 2.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,478 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,172 | 2.63% |
| Corinth, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,703 | 3.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,548 | 3.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,989 | 3.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,990 | 2.75% |
| Minot, ND (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,107 | 2.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,960 | 3.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,633 | 3.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,606 | 2.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,223 | 2.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,947 | 3.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,297 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,051 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,446 | 2.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,895 | 3.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,653 | 2.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,771 | 2.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,188 | 3.25% |
| Bennington, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,004 | 3.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,273 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,065 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,720 | 3.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,231 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,088 | 3.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,680 | 3.13% |
| Columbus, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,167 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,104 | 2.38% |
| Defiance, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,561 | 2.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,604 | 3.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,578 | 2.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,067 | $2,213,035,000 | $313,151 | $3,869 | 3.05% |
For 2020, Sofi Lending Corp.'s most frequently originated type of loan was Conventional, with 7,067 originations.
Loan Reason
For 2020, Sofi Lending Corp.'s most frequently cited loan purpose was Refi, with 4,746 originations. The 2nd most popular reason was Cash Out Refi, with 1,873 originations.
Loan Duration/Length
For 2020, Sofi Lending Corp.'s most frequently cited loan duration was 30 Year, with 4,580 originations. The 2nd most popular length was 15 Year, with 2,021 originations.
Origination Fees/Closing Costs
Sofi Lending Corp.'s average total fees were $3,963, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,972 originations.
Interest Rates
During 2020, Sofi Lending Corp.'s average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,199 originations.
Loan Sizing
2020 saw Sofi Lending Corp. place emphasis on $200k-400k loans with 3,544 originations, totaling $1,020,590,000 in origination value.
Applicant Income
Sofi Lending Corp. lent most frequently to those with incomes in the $150k-250k range, with 2,382 originations. The second most popular income band? $100k-150k, with 2,199 originations.
Applicant Debt to Income Ratio
Sofi Lending Corp. lent most frequently to those with DTI ratios of 20-30%, with 2,139 originations. The next most common DTI ratio? 30-36%, with 1,423 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.27%
Sofi Lending Corp. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination29.49%
Sofi Lending Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,067 | $2,213,035,000 | $313,151 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1 | $175,000 | $175,000 |
| Single Family (1-4 Units):Site-Built | 7,066 | $2,212,860,000 | $313,170 |