S1l Mortgage Rates, Fees & Info
Wilmington, DELEI: 2549004FXPNKCLIN8250
Tax ID: 84-2764875
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Mortgage Data
Review & Overview
S1l is a mid-sized mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. S1l has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, San Diego, Boise City, Sacramento, and San Francisco among others. We have data for 314 markets. (Some data included below & more in-depth data is available with an active subscription.)S1l has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. S1l is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.37% | 12/16/24 |
30 Year Conventional Refi | 6.53% | 12/16/24 |
30 Year Cash-out Refi | 6.80% | 12/16/24 |
30 Year FHA Purchase | 7.56% | 12/16/24 |
30 Year FHA Refi | 7.55% | 12/16/24 |
30 Year VA Purchase | 6.28% | 12/16/24 |
30 Year VA Refi | 5.91% | 12/16/24 |
30 Year USDA Purchase | 6.73% | 12/16/24 |
30 Year USDA Refi | 6.27% | 12/16/24 |
15 Year Conventional Purchase | 6.66% | 12/16/24 |
15 Year Conventional Refi | 5.99% | 12/16/24 |
15 Year Cash-out Refi | 5.99% | 12/16/24 |
15 Year FHA Refi | 5.68% | 12/16/24 |
15 Year VA Refi | 5.68% | 12/16/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
S1l Mortgage Calculator
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This is not an official calculator from S1l. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,797Origination Dollar Volume (All Markets)
$4,356,725,000S1L - 2021
S1L is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,740 | $655,520,000 | $376,736 | $5,379 | 2.85% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 623 | $341,735,000 | $548,531 | $6,620 | 3.05% |
BOISE CITY, ID (FHA|USDA|VA) | 754 | $246,710,000 | $327,202 | $5,964 | 3.13% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 600 | $245,870,000 | $409,783 | $6,011 | 3.10% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 284 | $202,790,000 | $714,049 | $7,143 | 3.07% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 641 | $185,115,000 | $288,791 | $6,932 | 3.17% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 406 | $162,570,000 | $400,419 | $5,817 | 3.21% |
SALINAS, CA (FHA|USDA|VA) | 243 | $161,105,000 | $662,984 | $5,958 | 3.02% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 392 | $136,700,000 | $348,724 | $6,248 | 2.89% |
MODESTO, CA (FHA|USDA|VA) | 407 | $118,285,000 | $290,627 | $4,847 | 3.09% |
SALEM, OR (FHA|USDA|VA) | 314 | $106,530,000 | $339,268 | $5,697 | 3.10% |
BOULDER, CO (FHA|USDA|VA) | 180 | $94,130,000 | $522,944 | $4,383 | 3.03% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 221 | $92,265,000 | $417,489 | $4,865 | 3.07% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 171 | $87,035,000 | $508,977 | $5,614 | 3.06% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 336 | $80,600,000 | $239,881 | $6,099 | 3.02% |
Outside of Metro Areas | 259 | $80,585,000 | $311,139 | $5,279 | 3.07% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 104 | $74,300,000 | $714,423 | $6,105 | 3.06% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 294 | $69,140,000 | $235,170 | $6,821 | 3.04% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 184 | $65,610,000 | $356,576 | $6,667 | 3.29% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 170 | $61,070,000 | $359,235 | $5,767 | 3.12% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 121 | $60,355,000 | $498,802 | $5,524 | 3.07% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 96 | $48,980,000 | $510,208 | $8,142 | 3.24% |
Moscow, ID (FHA|USDA|VA) | 171 | $48,465,000 | $283,421 | $5,058 | 3.17% |
Montrose, CO (FHA|USDA|VA) | 152 | $43,040,000 | $283,158 | $5,507 | 2.85% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 75 | $39,565,000 | $527,533 | $5,680 | 3.03% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 70 | $36,550,000 | $522,143 | $5,838 | 3.04% |
STOCKTON, CA (FHA|USDA|VA) | 97 | $33,465,000 | $345,000 | $5,791 | 3.03% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 85 | $31,995,000 | $376,412 | $6,379 | 3.14% |
IDAHO FALLS, ID (FHA|USDA|VA) | 138 | $31,560,000 | $228,696 | $5,698 | 3.10% |
GREELEY, CO (FHA|USDA|VA) | 104 | $31,130,000 | $299,327 | $5,398 | 2.61% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 130 | $29,770,000 | $229,000 | $3,916 | 3.17% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 104 | $21,590,000 | $207,596 | $8,002 | 3.37% |
GRANTS PASS, OR (FHA|USDA|VA) | 72 | $21,310,000 | $295,972 | $6,148 | 3.17% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 62 | $20,000,000 | $322,581 | $6,614 | 3.06% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 27 | $18,175,000 | $673,148 | $5,562 | 3.11% |
Pullman, WA (FHA|USDA|VA) | 59 | $16,755,000 | $283,983 | $4,039 | 3.21% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 53 | $16,635,000 | $313,868 | $6,732 | 3.18% |
FORT COLLINS, CO (FHA|USDA|VA) | 43 | $15,335,000 | $356,628 | $5,218 | 2.94% |
PROVO-OREM, UT (FHA|USDA|VA) | 41 | $14,475,000 | $353,049 | $7,303 | 3.18% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 54 | $14,290,000 | $264,630 | $5,561 | 2.98% |
RENO, NV (FHA|USDA|VA) | 32 | $13,710,000 | $428,438 | $5,842 | 3.15% |
SANTA FE, NM (FHA|USDA|VA) | 34 | $13,270,000 | $390,294 | $4,288 | 3.01% |
YUBA CITY, CA (FHA|USDA|VA) | 42 | $12,420,000 | $295,714 | $6,404 | 2.84% |
CORVALLIS, OR (FHA|USDA|VA) | 32 | $12,300,000 | $384,375 | $6,451 | 3.17% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 39 | $11,945,000 | $306,282 | $4,536 | 2.85% |
MERCED, CA (FHA|USDA|VA) | 44 | $11,620,000 | $264,091 | $5,054 | 2.90% |
Clearlake, CA (FHA|USDA|VA) | 37 | $10,895,000 | $294,459 | $5,354 | 2.93% |
PUEBLO, CO (FHA|USDA|VA) | 57 | $10,735,000 | $188,333 | $4,755 | 2.48% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 20 | $10,690,000 | $534,500 | $6,191 | 2.95% |
TWIN FALLS, ID (FHA|USDA|VA) | 53 | $10,565,000 | $199,340 | $5,638 | 3.11% |
BEND, OR (FHA|USDA|VA) | 26 | $10,450,000 | $401,923 | $5,997 | 3.18% |
Breckenridge, CO (FHA|USDA|VA) | 19 | $9,445,000 | $497,105 | $4,354 | 3.16% |
VALLEJO, CA (FHA|USDA|VA) | 21 | $9,345,000 | $445,000 | $6,021 | 3.19% |
ST. GEORGE, UT (FHA|USDA|VA) | 29 | $9,215,000 | $317,759 | $7,248 | 3.41% |
MEDFORD, OR (FHA|USDA|VA) | 33 | $9,165,000 | $277,727 | $5,573 | 3.40% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 21 | $8,135,000 | $387,381 | $5,350 | 3.05% |
Outside of Metro Areas | 17 | $8,115,000 | $477,353 | $5,536 | 3.16% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 33 | $8,005,000 | $242,576 | $4,514 | 2.90% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 32 | $7,710,000 | $240,938 | $4,944 | 3.11% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 19 | $7,575,000 | $398,684 | $4,179 | 3.26% |
NAPA, CA (FHA|USDA|VA) | 14 | $7,390,000 | $527,857 | $5,410 | 3.20% |
EL CENTRO, CA (FHA|USDA|VA) | 28 | $6,880,000 | $245,714 | $6,986 | 3.39% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 20 | $6,840,000 | $342,000 | $4,246 | 3.09% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 33 | $6,485,000 | $196,515 | $8,101 | 3.44% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $6,205,000 | $326,579 | $6,815 | 3.14% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $6,135,000 | $360,882 | $7,474 | 2.98% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 24 | $5,840,000 | $243,333 | $6,984 | 3.33% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 22 | $5,020,000 | $228,182 | $5,205 | 3.15% |
TUCSON, AZ (FHA|USDA|VA) | 16 | $4,710,000 | $294,375 | $5,125 | 3.09% |
FRESNO, CA (FHA|USDA|VA) | 15 | $4,615,000 | $307,667 | $4,423 | 3.17% |
Heber, UT (FHA|USDA|VA) | 8 | $4,480,000 | $560,000 | $6,683 | 2.92% |
CaƱon City, CO (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $6,297 | 2.91% |
Rexburg, ID (FHA|USDA|VA) | 23 | $4,135,000 | $179,783 | $5,248 | 3.10% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 23 | $3,955,000 | $171,957 | $5,400 | 3.17% |
Roseburg, OR (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $6,925 | 3.14% |
CHICO, CA (FHA|USDA|VA) | 12 | $3,910,000 | $325,833 | $4,258 | 3.30% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 17 | $3,885,000 | $228,529 | $5,030 | 2.82% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $6,702 | 3.04% |
BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $5,088 | 2.92% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $3,700,000 | $370,000 | $5,604 | 2.93% |
Sonora, CA (FHA|USDA|VA) | 13 | $3,575,000 | $275,000 | $5,458 | 2.94% |
EL PASO, TX (FHA|USDA|VA) | 18 | $3,550,000 | $197,222 | $5,636 | 2.69% |
Ontario, OR-ID (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $6,421 | 2.82% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $3,315,000 | $473,571 | $5,109 | 2.89% |
Mountain Home, ID (FHA|USDA|VA) | 15 | $3,255,000 | $217,000 | $8,809 | 3.32% |
LEWISTON, ID-WA (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $5,278 | 3.07% |
JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $5,570 | 3.05% |
Edwards, CO (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $6,479 | 2.89% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $6,248 | 3.13% |
Blackfoot, ID (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $5,450 | 2.94% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $3,035,000 | $607,000 | $7,594 | 3.27% |
LONGVIEW, WA (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $4,247 | 3.15% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,900,000 | $483,333 | $5,458 | 2.87% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $5,695 | 2.91% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $5,222 | 2.92% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $3,794 | 3.30% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $2,550,000 | $637,500 | $12,963 | 2.78% |
Hailey, ID (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $7,076 | 3.31% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $5,461 | 3.17% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $6,665 | 3.25% |
REDDING, CA (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $4,041 | 3.31% |
Durango, CO (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $9,024 | 2.83% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $3,908 | 3.14% |
MADERA, CA (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $6,052 | 3.04% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $6,687 | 2.88% |
Klamath Falls, OR (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,253 | 3.29% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,870 | 3.06% |
Newport, OR (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $4,827 | 3.30% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $4,676 | 3.12% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $5,409 | 2.94% |
Prineville, OR (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $6,843 | 3.94% |
GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $6,199 | 3.28% |
Steamboat Springs, CO (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $4,003 | 2.88% |
Fort Morgan, CO (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $5,073 | 2.08% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $3,497 | 3.17% |
VISALIA, CA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $4,878 | 2.69% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $5,458 | 3.37% |
LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $5,881 | 3.27% |
Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $4,392 | 3.13% |
POCATELLO, ID (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $6,547 | 2.98% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $4,669 | 3.42% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,195 | 3.17% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $9,223 | 3.33% |
Granbury, TX (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $6,210 | 3.42% |
Astoria, OR (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,362 | 2.99% |
Athens, TX (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $6,209 | 3.13% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,817 | 2.84% |
WACO, TX (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $5,569 | 3.25% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,993 | 3.06% |
MISSOULA, MT (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $4,899 | 2.96% |
Cedar City, UT (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,138 | 3.77% |
COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,447 | 3.25% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,368 | 2.87% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,874 | 3.19% |
Coos Bay, OR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,599 | 3.00% |
Ukiah, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,325 | 3.42% |
Sandpoint, ID (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,871 | 2.47% |
MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $2,775 | 3.29% |
Centralia, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,660 | 3.37% |
WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,435 | 2.96% |
SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,671 | 3.00% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,290 | 3.04% |
Port Angeles, WA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,757 | 2.96% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $2,900 | 2.69% |
Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,100 | 2.97% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,603 | 3.40% |
TULSA, OK (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,956 | 3.10% |
Kerrville, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $6,536 | 3.21% |
LAWRENCE, KS (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,516 | 3.22% |
AMARILLO, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,539 | 3.12% |
YUMA, AZ (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,800 | 2.87% |
ODESSA, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $9,113 | 2.60% |
Palestine, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,937 | 3.33% |
RAPID CITY, SD (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,549 | 3.08% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,989 | 3.16% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,820 | 3.31% |
Brookings, OR (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,040 | 3.79% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $9,214 | 3.44% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,643 | 2.87% |
Gainesville, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,522 | 2.96% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $8,502 | 3.00% |
Key West, FL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $16,824 | 3.63% |
MONTGOMERY, AL (FHA|USDA|VA) | 12 | $740,000 | $61,667 | $3,966 | 3.68% |
Sulphur Springs, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,316 | 3.38% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,905 | 3.62% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,213 | 3.50% |
VICTORIA, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,148 | 2.96% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,291 | 2.88% |
SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,338 | 3.16% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,319 | 3.00% |
Warrensburg, MO (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,782 | 3.25% |
El Campo, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,722 | 3.06% |
MADISON, WI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,617 | 3.13% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,275 | 2.88% |
BELLINGHAM, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,137 | 2.56% |
Rockport, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,618 | 3.31% |
TYLER, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,064 | 3.18% |
LAS CRUCES, NM (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,353 | 3.25% |
Findlay, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,907 | 2.94% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,502 | 3.34% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $2,684 | 4.21% |
PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,432 | 3.50% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,749 | 3.09% |
Bozeman, MT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,299 | 3.06% |
Payson, AZ (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,925 | 2.99% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $24,101 | 2.88% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,803 | 3.08% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,522 | 3.38% |
RACINE, WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,285 | 2.88% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,403 | 3.25% |
Brenham, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $7,687 | 2.88% |
WALLA WALLA, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,308 | 3.06% |
YAKIMA, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,278 | 3.38% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,414 | 3.58% |
Huntsville, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,751 | 2.25% |
Lufkin, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,422 | 3.25% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,152 | 3.50% |
JACKSON, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,995 | 3.63% |
EspaƱola, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,702 | 2.99% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,016 | 4.13% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,166 | 3.19% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,815 | 3.31% |
LONGVIEW, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,071 | 2.94% |
LOUISVILLE, KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,024 | 3.38% |
Bay City, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,182 | 3.50% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,950 | 3.44% |
Traverse City, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,745 | 2.63% |
LAFAYETTE, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,382 | 2.75% |
Rock Springs, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,739 | 2.99% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,327 | 1.88% |
Fredericksburg, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,805 | 2.99% |
WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,765 | 2.44% |
Bonham, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,019 | 3.63% |
Taos, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,203 | 3.50% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,569 | 3.06% |
Somerset, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,599 | 2.25% |
Kearney, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,928 | 3.25% |
Nogales, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,022 | 3.13% |
Las Vegas, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,969 | 3.25% |
MIDLAND, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $21,988 | 2.25% |
CHEYENNE, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,758 | 2.25% |
Red Bluff, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,908 | 3.13% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,573 | 3.25% |
CARSON CITY, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,861 | 3.63% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,128 | 3.56% |
WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,197 | 3.88% |
SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,728 | 3.25% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,475 | 3.25% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,496 | 3.25% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,768 | 2.63% |
Borger, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,723 | 2.88% |
DOVER, DE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,824 | 3.13% |
Moses Lake, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,625 | 2.94% |
BATON ROUGE, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,799 | 3.25% |
Aberdeen, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,212 | 3.63% |
FLINT, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,448 | 3.25% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,947 | 3.25% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,556 | 2.50% |
Mineral Wells, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,763 | 2.00% |
Kalispell, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,272 | 3.63% |
Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,766 | 3.63% |
WICHITA, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,855 | 3.25% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,337 | 2.88% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,942 | 3.25% |
Price, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,634 | 3.13% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,400 | 2.81% |
Jackson, WY-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,373 | 3.25% |
Uvalde, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,730 | 3.38% |
ENID, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,407 | 3.38% |
OCALA, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,508 | 3.69% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,832 | 3.50% |
JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,371 | 3.25% |
ALBANY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,927 | 3.13% |
Burley, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,623 | 2.88% |
Gillette, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,958 | 3.63% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,240 | 2.75% |
Nacogdoches, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,995 | 2.75% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,093 | 3.25% |
Garden City, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,128 | 3.25% |
Plymouth, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,078 | 2.50% |
Ottawa, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,706 | 3.38% |
Eagle Pass, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,195 | 3.63% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,477 | 2.38% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,001 | 2.99% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,544 | 2.99% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,061 | 4.00% |
Holland, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,535 | 3.25% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,473 | 2.50% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,922 | 3.63% |
PANAMA CITY, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,653 | 2.88% |
GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,319 | 3.25% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,533 | 3.50% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,959 | 3.63% |
Show Low, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,120 | 3.25% |
Thomasville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,890 | 2.99% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,019 | 2.38% |
Paris, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,835 | 3.00% |
La Grande, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,287 | 2.88% |
DOTHAN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,148 | 3.38% |
Mount Pleasant, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,888 | 3.63% |
Los Alamos, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,801 | 2.25% |
Port Lavaca, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,735 | 3.25% |
BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,804 | 3.50% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,675 | 3.25% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,058 | 2.99% |
Beaver Dam, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,931 | 2.88% |
Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,445 | 3.50% |
Alexander City, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,156 | 2.25% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,804 | 2.99% |
Crescent City, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,396 | 2.75% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,973 | 2.75% |
VALDOSTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,816 | 2.99% |
Helena, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,227 | 4.00% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,109 | 3.25% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,114 | 3.63% |
LIMA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,353 | 2.99% |
FARMINGTON, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,807 | 2.75% |
Sterling, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,802 | 2.63% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,386 | 3.75% |
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,048 | 2.50% |
Brookings, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,821 | 3.25% |
HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,849 | 3.88% |
Red Wing, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,406 | 2.99% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,421 | 2.88% |
Vernal, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,929 | 2.63% |
Hays, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,428 | 4.50% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,934 | 3.38% |
COLUMBIA, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,611 | 3.13% |
Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,461 | 2.88% |
Brevard, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,055 | 3.13% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,449 | 3.99% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,022 | 2.99% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,126 | 2.25% |
Russellville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,892 | 2.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against S1L based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, S1l's most frequently originated type of loan was Conventional, with 9,899 originations. Their 2nd most popular type was FHA, with 1,196 originations.
Loan Reason
For 2021, S1l's most frequently cited loan purpose was Home Purchase, with 6,448 originations. The 2nd most popular reason was Refi, with 2,838 originations.
Loan Duration/Length
For 2021, S1l's most frequently cited loan duration was 30 Year, with 10,525 originations. The 2nd most popular length was 15 Year, with 793 originations.
Origination Fees/Closing Costs
S1l's average total fees were $6,058, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,654 originations.
Interest Rates
During 2021, S1l's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 3-4%, with 6,043 originations.
Loan Sizing
2021 saw S1l place emphasis on $200k-400k loans with 5,364 originations, totaling $1,599,730,000 in origination value.
Applicant Income
S1l lent most frequently to those with incomes in the $100k-150k range, with 2,707 originations. The second most popular income band? $50k-75k, with 2,576 originations.
Applicant Debt to Income Ratio
S1l lent most frequently to those with DTI ratios of 30-36%, with 2,067 originations. The next most common DTI ratio? 20-30%, with 2,015 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.13%
S1l has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination73.15%
S1l has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 11,797 | $4,356,725,000 | $369,308 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
11,797 | $4,356,725,000 | $369,308 |