Envoy Mortgage Ltd Rates, Fees & Info
AUSTIN, TXLEI: 549300J6N77Q8OHYNF23
Tax ID: 76-0700342
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Envoy Mortgage Ltd is a mid-sized mortgage company specializing in Home Purchase loans. Envoy Mortgage Ltd has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, New York, Houston, San Luis Obispo, and Philadelphia among others. We have data for 343 markets. (Some data included below & more in-depth data is available with an active subscription.)Envoy Mortgage Ltd has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Envoy Mortgage Ltd is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.86% | 11/17/24 |
| 30 Year FHA Purchase | 6.79% | 11/17/24 |
| 30 Year FHA Refi | 7.25% | 11/17/24 |
| 30 Year VA Purchase | 6.12% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 6.62% | 11/17/24 |
| 15 Year Conventional Purchase | 6.10% | 11/17/24 |
| 15 Year Conventional Refi | 6.12% | 11/17/24 |
| 15 Year Cash-out Refi | 6.12% | 11/17/24 |
| 15 Year FHA Purchase | 7.51% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 6.11% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Envoy Mortgage Ltd Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Envoy Mortgage Ltd. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,703Origination Dollar Volume (All Markets)
$3,095,475,000Awards
×
![]()
ENVOY MORTGAGE LTD - 2019
ENVOY MORTGAGE LTD is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for ENVOY MORTGAGE LTD?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 719 | $240,325,000 | $334,249 | $4,851 | 4.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 463 | $185,435,000 | $400,508 | $6,791 | 4.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 561 | $145,605,000 | $259,545 | $6,957 | 4.43% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 315 | $133,965,000 | $425,286 | $5,566 | 4.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 351 | $93,375,000 | $266,026 | $6,526 | 4.31% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 314 | $85,420,000 | $272,038 | $5,152 | 4.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 327 | $84,205,000 | $257,508 | $5,469 | 4.37% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 317 | $81,665,000 | $257,618 | $4,672 | 4.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 196 | $68,680,000 | $350,408 | $7,723 | 4.30% |
| ROCKFORD, IL (FHA|USDA|VA) | 689 | $66,305,000 | $96,234 | $3,740 | 4.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 241 | $61,535,000 | $255,332 | $5,066 | 4.32% |
| LOUISVILLE, KY (FHA|USDA|VA) | 322 | $58,210,000 | $180,776 | $4,509 | 4.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 242 | $55,240,000 | $228,264 | $6,165 | 4.63% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 210 | $53,570,000 | $255,095 | $6,634 | 4.43% |
| VALLEJO, CA (FHA|USDA|VA) | 139 | $52,735,000 | $379,388 | $6,200 | 4.15% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 192 | $52,240,000 | $272,083 | $6,138 | 4.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 153 | $50,985,000 | $333,235 | $7,166 | 4.41% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 263 | $50,565,000 | $192,262 | $4,660 | 4.42% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 211 | $49,965,000 | $236,801 | $6,273 | 4.41% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 256 | $49,580,000 | $193,672 | $5,114 | 3.80% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 132 | $46,090,000 | $349,167 | $6,578 | 4.20% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 198 | $45,820,000 | $231,414 | $5,935 | 4.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 130 | $42,150,000 | $324,231 | $5,903 | 4.16% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 82 | $40,490,000 | $493,780 | $5,903 | 4.04% |
| Outside of Metro Areas | 235 | $40,375,000 | $171,809 | $4,956 | 4.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 227 | $40,295,000 | $177,511 | $4,136 | 4.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 110 | $39,790,000 | $361,727 | $6,303 | 4.59% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 124 | $37,010,000 | $298,468 | $6,530 | 4.34% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 170 | $35,390,000 | $208,176 | $5,546 | 4.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 139 | $32,315,000 | $232,482 | $6,807 | 4.68% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 169 | $31,365,000 | $185,592 | $6,171 | 4.35% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 119 | $30,365,000 | $255,168 | $7,432 | 4.29% |
| Oak Harbor, WA (FHA|USDA|VA) | 95 | $28,685,000 | $301,947 | $5,991 | 3.99% |
| MOBILE, AL (FHA|USDA|VA) | 198 | $28,630,000 | $144,596 | $5,404 | 4.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 110 | $28,150,000 | $255,909 | $7,949 | 4.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 133 | $27,015,000 | $203,120 | $7,512 | 4.62% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 65 | $24,905,000 | $383,154 | $6,233 | 4.06% |
| Enterprise, AL (FHA|USDA|VA) | 137 | $24,775,000 | $180,839 | $3,880 | 4.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 49 | $22,255,000 | $454,184 | $7,685 | 4.24% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 116 | $22,200,000 | $191,379 | $6,708 | 4.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 93 | $22,035,000 | $236,935 | $6,152 | 4.34% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 134 | $21,840,000 | $162,985 | $4,975 | 4.43% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 114 | $21,510,000 | $188,684 | $3,544 | 4.39% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 85 | $19,565,000 | $230,176 | $7,479 | 5.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 81 | $18,995,000 | $234,506 | $5,999 | 4.48% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 97 | $18,455,000 | $190,258 | $4,093 | 4.39% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 78 | $18,170,000 | $232,949 | $7,320 | 4.28% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 71 | $17,865,000 | $251,620 | $4,725 | 4.33% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 73 | $17,455,000 | $239,110 | $5,273 | 4.14% |
| COLUMBUS, OH (FHA|USDA|VA) | 72 | $16,930,000 | $235,139 | $4,530 | 4.33% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 104 | $15,410,000 | $148,173 | $6,564 | 4.54% |
| Moses Lake, WA (FHA|USDA|VA) | 70 | $14,200,000 | $202,857 | $4,454 | 4.47% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 66 | $14,130,000 | $214,091 | $4,674 | 4.45% |
| MERCED, CA (FHA|USDA|VA) | 52 | $12,780,000 | $245,769 | $6,675 | 4.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 62 | $12,400,000 | $200,000 | $5,316 | 4.47% |
| MODESTO, CA (FHA|USDA|VA) | 47 | $12,355,000 | $262,872 | $6,673 | 4.23% |
| Concord, NH (FHA|USDA|VA) | 54 | $11,860,000 | $219,630 | $5,412 | 4.27% |
| SALINAS, CA (FHA|USDA|VA) | 24 | $11,050,000 | $460,417 | $5,424 | 4.14% |
| ASHEVILLE, NC (FHA|USDA|VA) | 45 | $10,935,000 | $243,000 | $6,852 | 4.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 60 | $10,850,000 | $180,833 | $6,315 | 4.53% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 56 | $9,950,000 | $177,679 | $6,300 | 4.48% |
| RICHMOND, VA (FHA|USDA|VA) | 44 | $9,650,000 | $219,318 | $5,959 | 4.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 52 | $9,430,000 | $181,346 | $6,565 | 4.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 48 | $9,390,000 | $195,625 | $6,256 | 4.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 27 | $9,235,000 | $342,037 | $8,280 | 4.45% |
| MUSKEGON, MI (FHA|USDA|VA) | 74 | $9,170,000 | $123,919 | $3,415 | 4.43% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 29 | $9,125,000 | $314,655 | $6,011 | 4.80% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 64 | $8,840,000 | $138,125 | $4,245 | 4.59% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 61 | $8,805,000 | $144,344 | $5,295 | 4.53% |
| MISSOULA, MT (FHA|USDA|VA) | 31 | $8,495,000 | $274,032 | $5,156 | 4.14% |
| Outside of Metro Areas | 31 | $8,335,000 | $268,871 | $6,313 | 4.35% |
| DOTHAN, AL (FHA|USDA|VA) | 53 | $8,335,000 | $157,264 | $3,949 | 4.33% |
| Rochelle, IL (FHA|USDA|VA) | 64 | $7,930,000 | $123,906 | $3,994 | 4.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 39 | $7,365,000 | $188,846 | $6,843 | 4.95% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 45 | $7,225,000 | $160,556 | $4,584 | 4.62% |
| Othello, WA (FHA|USDA|VA) | 30 | $7,030,000 | $234,333 | $5,577 | 4.47% |
| Ozark, AL (FHA|USDA|VA) | 44 | $6,660,000 | $151,364 | $3,446 | 4.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 32 | $6,420,000 | $200,625 | $5,535 | 4.16% |
| SALEM, OR (FHA|USDA|VA) | 25 | $6,175,000 | $247,000 | $4,834 | 4.42% |
| Keene, NH (FHA|USDA|VA) | 33 | $6,145,000 | $186,212 | $5,530 | 4.47% |
| SPARTANBURG, SC (FHA|USDA|VA) | 40 | $6,060,000 | $151,500 | $6,691 | 4.40% |
| TUCSON, AZ (FHA|USDA|VA) | 37 | $5,965,000 | $161,216 | $4,769 | 4.82% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 12 | $5,590,000 | $465,833 | $8,384 | 3.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 18 | $5,450,000 | $302,778 | $8,102 | 4.32% |
| READING, PA (FHA|USDA|VA) | 29 | $5,095,000 | $175,690 | $5,831 | 4.44% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $4,185,000 | $181,957 | $6,033 | 4.50% |
| Laconia, NH (FHA|USDA|VA) | 20 | $4,110,000 | $205,500 | $4,694 | 4.31% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 17 | $4,085,000 | $240,294 | $5,782 | 4.10% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 13 | $3,805,000 | $292,692 | $8,171 | 4.27% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $3,475,000 | $267,308 | $5,635 | 4.98% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 10 | $3,350,000 | $335,000 | $4,919 | 4.01% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $6,742 | 4.49% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 19 | $3,315,000 | $174,474 | $5,364 | 4.52% |
| YAKIMA, WA (FHA|USDA|VA) | 14 | $2,850,000 | $203,571 | $5,498 | 4.31% |
| FRESNO, CA (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $5,907 | 3.97% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $5,479 | 4.32% |
| RACINE, WI (FHA|USDA|VA) | 16 | $2,710,000 | $169,375 | $3,276 | 4.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $2,670,000 | $445,000 | $6,452 | 4.25% |
| WICHITA, KS (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $4,243 | 4.65% |
| Greenwood, MS (FHA|USDA|VA) | 26 | $2,640,000 | $101,538 | $4,272 | 4.73% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $5,882 | 4.62% |
| PANAMA CITY, FL (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $6,372 | 6.15% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,495,000 | $166,333 | $4,894 | 4.57% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $5,045 | 4.16% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 16 | $2,400,000 | $150,000 | $5,145 | 4.65% |
| BAY CITY, MI (FHA|USDA|VA) | 23 | $2,385,000 | $103,696 | $4,341 | 4.74% |
| Newport, OR (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $5,743 | 4.54% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $6,799 | 4.14% |
| LYNCHBURG, VA (FHA|USDA|VA) | 12 | $2,260,000 | $188,333 | $6,420 | 4.43% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $8,111 | 4.14% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $5,665 | 4.19% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $5,165 | 4.40% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $3,699 | 4.17% |
| Torrington, CT (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $6,108 | 4.08% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $6,088 | 4.58% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $4,281 | 4.67% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $6,673 | 4.61% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 13 | $1,975,000 | $151,923 | $4,121 | 4.73% |
| MADISON, WI (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $5,588 | 4.30% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $5,931 | 4.39% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $5,508 | 4.71% |
| Seneca, SC (FHA|USDA|VA) | 13 | $1,925,000 | $148,077 | $6,480 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $6,420 | 4.56% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $6,416 | 3.95% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $11,681 | 4.40% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $7,221 | 4.32% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $6,456 | 3.83% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $6,295 | 4.67% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $1,730,000 | $144,167 | $7,195 | 4.57% |
| MANHATTAN, KS (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $5,310 | 4.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $6,018 | 4.19% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $3,629 | 4.08% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $6,743 | 5.21% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $4,151 | 4.15% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $4,998 | 4.59% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,864 | 4.47% |
| Greensburg, IN (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $3,311 | 4.36% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $7,451 | 4.08% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,889 | 4.85% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $5,809 | 4.18% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,813 | 4.80% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,054 | 4.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,219 | 4.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $6,478 | 4.27% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,833 | 3.79% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $2,782 | 4.60% |
| MIDLAND, MI (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,867 | 4.17% |
| Gaffney, SC (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,982 | 4.21% |
| REDDING, CA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,459 | 4.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,557 | 3.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,882 | 3.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,576 | 4.33% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,179 | 4.27% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,527 | 4.69% |
| Shelby, NC (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $6,255 | 4.46% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,421 | 4.09% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,178 | 3.92% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,274 | 4.18% |
| Freeport, IL (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $3,059 | 4.52% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,751 | 5.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,537 | 4.13% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,854 | 4.25% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,774 | 4.29% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,302 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,518 | 4.41% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,193 | 4.42% |
| Forest City, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,185 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,177 | 4.03% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,839 | 4.88% |
| SAGINAW, MI (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,333 | 4.35% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,356 | 3.91% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,180 | 4.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,672 | 4.25% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,007 | 5.08% |
| MONROE, MI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,699 | 4.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,741 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,425 | 4.83% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,208 | 4.69% |
| Seymour, IN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,093 | 4.75% |
| London, KY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $6,079 | 4.73% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,052 | 4.63% |
| Danville, VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,977 | 4.71% |
| Somerset, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,439 | 4.50% |
| Pullman, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,944 | 3.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $13,854 | 4.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $4,568 | 4.55% |
| Shelton, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,750 | 4.19% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,306 | 4.37% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,594 | 3.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,649 | 4.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,627 | 4.44% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,335 | 4.91% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,309 | 4.06% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,019 | 4.75% |
| Dixon, IL (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $3,745 | 4.58% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $12,011 | 4.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,574 | 4.06% |
| Madison, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,828 | 4.13% |
| Danville, KY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,035 | 4.29% |
| Centralia, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $246 | 4.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,313 | 3.88% |
| Troy, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,636 | 5.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,681 | 4.33% |
| Edwards, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,770 | 6.00% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,611 | 4.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,516 | 4.12% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,328 | 4.42% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,341 | 3.63% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,649 | 4.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,987 | 4.19% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,389 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,750 | 4.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,816 | 4.44% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,728 | 3.50% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,202 | 4.56% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,375 | 3.63% |
| Barre, VT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,261 | 4.81% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,472 | 4.17% |
| Grenada, MS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,860 | 4.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,585 | 3.88% |
| ROME, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,410 | 4.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,011 | 4.69% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,051 | 3.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,705 | 4.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,419 | 4.63% |
| Central City, KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,584 | 3.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,400 | 3.88% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,017 | 5.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,196 | 4.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,013 | 3.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,823 | 5.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,886 | 4.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,956 | 5.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,598 | 4.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,145 | 5.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,030 | 3.94% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,887 | 4.50% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,927 | 5.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,682 | 5.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,717 | 5.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,697 | 4.13% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,434 | 4.50% |
| Murray, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,126 | 4.44% |
| Marion, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,119 | 4.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,739 | 5.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,077 | 4.50% |
| Sterling, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,170 | 4.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,733 | 4.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,446 | 4.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,947 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,737 | 4.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,704 | 3.75% |
| BEND, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,395 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,253 | 5.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,290 | 4.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,331 | 3.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,442 | 3.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,160 | 3.99% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,794 | 3.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,578 | 4.00% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,572 | 4.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,746 | 5.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,679 | 4.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,268 | 3.99% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,602 | 5.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,088 | 3.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,029 | 4.25% |
| Greenville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,570 | 5.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,810 | 4.38% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,198 | 4.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,015 | 3.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,528 | 4.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,180 | 3.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,149 | 3.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,649 | 3.88% |
| Ludington, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,014 | 4.81% |
| Sonora, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,472 | 4.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,648 | 3.99% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,954 | 4.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,257 | 4.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,042 | 4.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,782 | 5.13% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,385 | 5.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,744 | 3.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,426 | 4.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,723 | 3.99% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,142 | 5.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,680 | 4.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $450 | 4.13% |
| El Campo, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,628 | 4.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,481 | 4.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,350 | 4.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,607 | 3.99% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,819 | 3.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,745 | 4.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,845 | 4.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,071 | 4.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,405 | 4.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,482 | 3.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,760 | 4.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,753 | 4.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,285 | 5.13% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,201 | 5.25% |
| Clarksdale, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,916 | 4.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,727 | 5.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,423 | 5.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,826 | 4.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,585 | 4.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,559 | 4.13% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,652 | 5.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,134 | 5.13% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,519 | 5.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,158 | 4.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,297 | 5.38% |
| Laurel, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,304 | 4.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,500 | 5.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,243 | 5.63% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $450 | 5.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,760 | 3.99% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,619 | 4.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,706 | 4.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,690 | 4.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,886 | 5.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,342 | 5.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,895 | 5.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,435 | 3.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,451 | 5.38% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,386 | 4.13% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,076 | 4.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,093 | 5.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,081 | 4.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,599 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,384 | 5.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,676 | 5.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,128 | 5.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,685 | 4.50% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,897 | 5.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,657 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,197 | 6.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,827 | 3.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,805 | 4.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,374 | 5.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,144 | 5.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against ENVOY MORTGAGE LTD based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
AppleTree Credit Union
Similarity Rank: 8
Similarity Rank: 8
United Bay Community Credit Union
Similarity Rank: 32
Similarity Rank: 32
Liberty Bank for Savings
Similarity Rank: 85
Similarity Rank: 85
Wanigas Credit Union
Similarity Rank: 98
Similarity Rank: 98
SIKORSKY FINANCIAL
Similarity Rank: 115
Similarity Rank: 115
NORTHWESTERN MUTUAL
Similarity Rank: 117
Similarity Rank: 117
Piscataqua Savings Bank
Similarity Rank: 118
Similarity Rank: 118
First Ipswich Bank
Similarity Rank: 139
Similarity Rank: 139
Empower Credit Union
Similarity Rank: 144
Similarity Rank: 144
MUTUAL SECURITY CREDIT UNION
Similarity Rank: 208
Similarity Rank: 208
Product Mix
For 2019, Envoy Mortgage Ltd's most frequently originated type of loan was Conventional, with 7,456 originations. Their 2nd most popular type was FHA, with 3,693 originations.
Loan Reason
For 2019, Envoy Mortgage Ltd's most frequently cited loan purpose was Home Purchase, with 9,947 originations. The 2nd most popular reason was Refi, with 1,621 originations.
Loan Duration/Length
For 2019, Envoy Mortgage Ltd's most frequently cited loan duration was 30 Year, with 11,723 originations. The 2nd most popular length was 15 Year, with 576 originations.
Interest Rates
During 2019, Envoy Mortgage Ltd's average interest rate for loans was 4.39%, while their most frequently originated rate bucket for loans was 4-5%, with 6,012 originations.
Loan Sizing
2019 saw Envoy Mortgage Ltd place emphasis on $200k-400k loans with 5,668 originations, totaling $1,583,580,000 in origination value.
Applicant Income
Envoy Mortgage Ltd lent most frequently to those with incomes in the $50k-75k range, with 3,540 originations. The second most popular income band? $50k or less, with 2,751 originations.
Applicant Debt to Income Ratio
Envoy Mortgage Ltd lent most frequently to those with DTI ratios of 30-36%, with 2,066 originations. The next most common DTI ratio? 20-30%, with 2,029 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.51%
Envoy Mortgage Ltd has an average approval rate.
Pick Rate
Approvals leading to origination71.54%
Envoy Mortgage Ltd has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,703 | $3,095,475,000 | $243,681 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 345 | $52,865,000 | $153,232 |
| Single Family (1-4 Units):Site-Built | 12,358 | $3,042,610,000 | $246,206 |