Envoy Mortgage Ltd Rates, Fees & Info
AUSTIN, TXLEI: 549300J6N77Q8OHYNF23
Tax ID: 76-0700342
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Mortgage Data
Review & Overview
Envoy Mortgage Ltd is a small mortgage company specializing in Home Purchase loans. Envoy Mortgage Ltd has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Denver, Atlanta, and San Luis Obispo among others. We have data for 382 markets. (Some data included below & more in-depth data is available with an active subscription.)Envoy Mortgage Ltd has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Envoy Mortgage Ltd is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 4/22/24 |
| 30 Year Conventional Refi | 6.62% | 4/22/24 |
| 30 Year Cash-out Refi | 6.86% | 4/22/24 |
| 30 Year FHA Purchase | 6.79% | 4/22/24 |
| 30 Year FHA Refi | 7.25% | 4/22/24 |
| 30 Year VA Purchase | 6.12% | 4/22/24 |
| 30 Year VA Refi | 6.27% | 4/22/24 |
| 30 Year USDA Purchase | 6.62% | 4/22/24 |
| 15 Year Conventional Purchase | 6.10% | 4/22/24 |
| 15 Year Conventional Refi | 6.12% | 4/22/24 |
| 15 Year Cash-out Refi | 6.12% | 4/22/24 |
| 15 Year FHA Purchase | 7.51% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 6.11% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Envoy Mortgage Ltd Mortgage Calculator
Your Estimates
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This is not an official calculator from Envoy Mortgage Ltd. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,584Origination Dollar Volume (All Markets)
$2,643,110,000Awards
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ENVOY MORTGAGE LTD - 2018
ENVOY MORTGAGE LTD is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 464 | $167,630,000 | $361,272 | $6,857 | 4.76% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 517 | $162,145,000 | $313,627 | $5,275 | 4.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 310 | $96,030,000 | $309,774 | $6,334 | 4.92% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 341 | $78,315,000 | $229,663 | $5,334 | 4.73% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 163 | $67,625,000 | $414,877 | $5,768 | 4.79% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 291 | $60,995,000 | $209,605 | $5,595 | 4.73% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 228 | $57,960,000 | $254,211 | $6,650 | 4.87% |
| ROCKFORD, IL (FHA|USDA|VA) | 622 | $56,230,000 | $90,402 | $3,454 | 5.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 167 | $55,165,000 | $330,329 | $8,749 | 4.87% |
| LOUISVILLE, KY (FHA|USDA|VA) | 347 | $55,055,000 | $158,660 | $4,210 | 5.06% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 210 | $53,650,000 | $255,476 | $5,348 | 4.78% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 259 | $53,265,000 | $205,656 | $5,873 | 4.76% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 219 | $50,855,000 | $232,215 | $7,070 | 5.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 287 | $49,695,000 | $173,153 | $4,741 | 4.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 212 | $48,860,000 | $230,472 | $4,676 | 4.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 212 | $48,620,000 | $229,340 | $6,146 | 4.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 178 | $43,930,000 | $246,798 | $7,246 | 4.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 249 | $43,555,000 | $174,920 | $4,038 | 4.97% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 227 | $43,405,000 | $191,211 | $4,227 | 5.04% |
| Outside of Metro Areas | 257 | $42,335,000 | $164,728 | $4,665 | 4.97% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 124 | $41,940,000 | $338,226 | $5,813 | 4.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 180 | $40,900,000 | $227,222 | $6,285 | 4.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 169 | $40,235,000 | $238,077 | $4,943 | 4.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 164 | $39,650,000 | $241,768 | $5,760 | 5.19% |
| VALLEJO, CA (FHA|USDA|VA) | 104 | $39,610,000 | $380,865 | $5,743 | 4.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 159 | $39,055,000 | $245,629 | $5,543 | 4.92% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 114 | $39,030,000 | $342,368 | $7,733 | 4.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 81 | $39,025,000 | $481,790 | $6,521 | 4.86% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 109 | $37,725,000 | $346,101 | $7,315 | 4.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 210 | $33,120,000 | $157,714 | $3,782 | 4.89% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 103 | $32,455,000 | $315,097 | $6,789 | 4.56% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 124 | $32,450,000 | $261,694 | $7,265 | 4.76% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 157 | $30,235,000 | $192,580 | $5,537 | 4.90% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 127 | $28,415,000 | $223,740 | $5,622 | 4.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 86 | $25,850,000 | $300,581 | $6,648 | 4.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 46 | $24,250,000 | $527,174 | $10,069 | 4.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 69 | $20,995,000 | $304,275 | $5,795 | 4.71% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 96 | $20,890,000 | $217,604 | $7,261 | 4.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 85 | $18,255,000 | $214,765 | $5,070 | 4.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 76 | $17,560,000 | $231,053 | $7,471 | 5.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 60 | $17,300,000 | $288,333 | $5,080 | 4.69% |
| Enterprise, AL (FHA|USDA|VA) | 107 | $17,215,000 | $160,888 | $3,809 | 4.76% |
| RICHMOND, VA (FHA|USDA|VA) | 75 | $16,965,000 | $226,200 | $5,235 | 4.86% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 66 | $16,160,000 | $244,848 | $5,870 | 4.91% |
| TUCSON, AZ (FHA|USDA|VA) | 109 | $16,135,000 | $148,028 | $4,811 | 5.14% |
| Moses Lake, WA (FHA|USDA|VA) | 89 | $15,965,000 | $179,382 | $4,790 | 5.04% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 80 | $15,090,000 | $188,625 | $6,737 | 5.21% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 84 | $14,400,000 | $171,429 | $6,077 | 5.17% |
| GREELEY, CO (FHA|USDA|VA) | 44 | $13,710,000 | $311,591 | $7,770 | 4.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 73 | $13,555,000 | $185,685 | $4,675 | 5.11% |
| NAPA, CA (FHA|USDA|VA) | 25 | $13,375,000 | $535,000 | $8,060 | 4.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 78 | $13,250,000 | $169,872 | $3,610 | 5.02% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 101 | $12,805,000 | $126,782 | $4,636 | 4.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 75 | $12,515,000 | $166,867 | $4,648 | 5.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 49 | $11,455,000 | $233,776 | $5,062 | 4.87% |
| DOTHAN, AL (FHA|USDA|VA) | 62 | $10,590,000 | $170,806 | $4,073 | 4.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 70 | $10,530,000 | $150,429 | $6,183 | 4.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 37 | $9,855,000 | $266,351 | $7,277 | 5.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 48 | $9,770,000 | $203,542 | $5,177 | 4.98% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 59 | $8,935,000 | $151,441 | $4,678 | 5.03% |
| GAINESVILLE, FL (FHA|USDA|VA) | 47 | $8,915,000 | $189,681 | $5,017 | 4.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 68 | $8,500,000 | $125,000 | $3,565 | 4.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 40 | $7,990,000 | $199,750 | $4,995 | 5.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 22 | $7,740,000 | $351,818 | $5,092 | 4.51% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 42 | $7,590,000 | $180,714 | $6,013 | 4.99% |
| Ozark, AL (FHA|USDA|VA) | 57 | $7,425,000 | $130,263 | $3,385 | 4.80% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 38 | $7,310,000 | $192,368 | $5,682 | 5.11% |
| Concord, NH (FHA|USDA|VA) | 36 | $7,230,000 | $200,833 | $4,615 | 4.86% |
| RACINE, WI (FHA|USDA|VA) | 42 | $7,160,000 | $170,476 | $3,547 | 4.98% |
| MOBILE, AL (FHA|USDA|VA) | 46 | $7,060,000 | $153,478 | $4,142 | 5.21% |
| SALEM, OR (FHA|USDA|VA) | 29 | $7,025,000 | $242,241 | $5,526 | 5.01% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 24 | $6,540,000 | $272,500 | $6,549 | 4.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $6,455,000 | $496,538 | $12,008 | 4.48% |
| MONROE, LA (FHA|USDA|VA) | 26 | $6,340,000 | $243,846 | $4,359 | 4.23% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 34 | $6,260,000 | $184,118 | $5,733 | 4.96% |
| MANHATTAN, KS (FHA|USDA|VA) | 31 | $6,155,000 | $198,548 | $4,364 | 4.85% |
| READING, PA (FHA|USDA|VA) | 35 | $6,015,000 | $171,857 | $6,968 | 4.98% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $5,975,000 | $543,182 | $10,832 | 4.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 30 | $5,750,000 | $191,667 | $5,666 | 5.17% |
| MERCED, CA (FHA|USDA|VA) | 25 | $5,665,000 | $226,600 | $5,485 | 5.18% |
| SPARTANBURG, SC (FHA|USDA|VA) | 37 | $5,585,000 | $150,946 | $6,198 | 4.99% |
| YAKIMA, WA (FHA|USDA|VA) | 31 | $5,465,000 | $176,290 | $5,252 | 4.63% |
| Torrington, CT (FHA|USDA|VA) | 31 | $5,175,000 | $166,935 | $5,338 | 4.76% |
| Othello, WA (FHA|USDA|VA) | 25 | $5,105,000 | $204,200 | $5,651 | 4.89% |
| ASHEVILLE, NC (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $7,263 | 5.01% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $5,080,000 | $635,000 | $7,912 | 4.75% |
| Rochelle, IL (FHA|USDA|VA) | 39 | $4,975,000 | $127,564 | $3,697 | 5.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 14 | $4,550,000 | $325,000 | $11,469 | 4.57% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 25 | $4,535,000 | $181,400 | $5,952 | 5.36% |
| Newport, OR (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $6,260 | 5.07% |
| WICHITA, KS (FHA|USDA|VA) | 30 | $4,240,000 | $141,333 | $3,910 | 5.03% |
| Keene, NH (FHA|USDA|VA) | 24 | $4,190,000 | $174,583 | $4,804 | 4.89% |
| MADISON, WI (FHA|USDA|VA) | 20 | $4,180,000 | $209,000 | $4,570 | 5.24% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 10 | $4,070,000 | $407,000 | $12,252 | 4.48% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 19 | $3,845,000 | $202,368 | $5,251 | 4.74% |
| Laconia, NH (FHA|USDA|VA) | 19 | $3,585,000 | $188,684 | $4,392 | 4.89% |
| Outside of Metro Areas | 14 | $3,530,000 | $252,143 | $5,526 | 4.84% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 26 | $3,520,000 | $135,385 | $3,795 | 5.23% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $3,804 | 5.05% |
| MISSOULA, MT (FHA|USDA|VA) | 14 | $3,430,000 | $245,000 | $4,988 | 4.74% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $7,459 | 4.91% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $4,938 | 4.74% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 17 | $2,935,000 | $172,647 | $4,007 | 4.65% |
| BAY CITY, MI (FHA|USDA|VA) | 27 | $2,915,000 | $107,963 | $3,689 | 5.15% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $6,757 | 5.11% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 18 | $2,680,000 | $148,889 | $3,441 | 5.26% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $6,086 | 5.02% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 15 | $2,595,000 | $173,000 | $5,165 | 5.18% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $3,519 | 4.82% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,555,000 | $511,000 | $5,263 | 4.55% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $2,520,000 | $180,000 | $5,109 | 5.06% |
| OCALA, FL (FHA|USDA|VA) | 16 | $2,480,000 | $155,000 | $5,840 | 5.10% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $4,722 | 4.91% |
| HARRISONBURG, VA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $2,835 | 4.09% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $5,175 | 4.66% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $3,144 | 4.73% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,915 | 4.94% |
| Whitewater, WI (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $4,808 | 4.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $8,526 | 5.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $1,980,000 | $165,000 | $3,790 | 5.07% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $1,945,000 | $149,615 | $3,734 | 5.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $4,848 | 5.02% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,379 | 4.76% |
| Greenwood, MS (FHA|USDA|VA) | 17 | $1,715,000 | $100,882 | $4,284 | 5.04% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $5,248 | 4.94% |
| FLINT, MI (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,979 | 5.02% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $3,715 | 4.81% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $4,355 | 4.27% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,165 | 5.12% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $3,518 | 4.63% |
| MIDLAND, MI (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $6,460 | 4.86% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,342 | 4.71% |
| Lebanon, NH-VT (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $4,775 | 5.10% |
| Holland, MI (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,469 | 5.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $3,326 | 4.35% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $7,829 | 4.81% |
| Seneca, SC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $7,300 | 5.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $4,299 | 5.18% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,670 | 5.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,067 | 4.71% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,151 | 4.91% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $4,137 | 5.13% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $7,314 | 4.25% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,019 | 5.16% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $5,666 | 4.90% |
| Freeport, IL (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $3,383 | 4.88% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $2,873 | 4.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,553 | 4.65% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,769 | 5.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $6,284 | 5.35% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,416 | 5.33% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,635 | 5.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,373 | 4.94% |
| AKRON, OH (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,770 | 4.21% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,861 | 5.09% |
| MADERA, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $6,142 | 5.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,412 | 4.92% |
| Shelby, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,692 | 5.29% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,486 | 5.00% |
| Meridian, MS (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $3,178 | 3.92% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,549 | 4.31% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,575 | 4.93% |
| MONROE, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,540 | 5.03% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,902 | 4.75% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,498 | 4.55% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,062 | 5.21% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,078 | 5.11% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,893 | 5.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,976 | 4.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,365 | 4.94% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,239 | 5.23% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,599 | 4.06% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,145 | 4.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,167 | 4.67% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,583 | 4.81% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $10,374 | 4.50% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,746 | 4.84% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,658 | 5.13% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,844 | 4.96% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,685 | 4.81% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,553 | 5.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $7,996 | 4.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,959 | 4.69% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,331 | 5.22% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,426 | 4.50% |
| Berlin, NH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,783 | 5.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,676 | 4.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,453 | 4.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,007 | 4.56% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,514 | 4.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,325 | 5.28% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,664 | 4.75% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,423 | 3.78% |
| Grenada, MS (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,643 | 4.99% |
| Pullman, WA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,547 | 5.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,933 | 5.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,909 | 4.67% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,032 | 4.63% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,456 | 4.59% |
| Connersville, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,453 | 5.16% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,514 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,547 | 4.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,079 | 5.38% |
| Key West, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,312 | 5.50% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,916 | 4.83% |
| DOVER, DE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,782 | 4.94% |
| Union, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,282 | 5.13% |
| Manitowoc, WI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $4,032 | 5.10% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,315 | 5.50% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,483 | 4.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,435 | 5.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,253 | 4.75% |
| Troy, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,528 | 4.88% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,474 | 4.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,065 | 5.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,782 | 4.63% |
| Helena, MT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,488 | 4.75% |
| Ruston, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,278 | 4.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,217 | 4.17% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,398 | 5.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,244 | 5.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,533 | 4.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,520 | 5.41% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,279 | 4.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,693 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,057 | 4.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,687 | 4.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,204 | 4.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,276 | 4.88% |
| Dixon, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,160 | 5.08% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,034 | 4.88% |
| Payson, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,226 | 5.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,775 | 4.94% |
| REDDING, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,062 | 4.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,641 | 4.81% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,163 | 4.50% |
| London, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,291 | 5.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,325 | 5.50% |
| Great Bend, KS (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,459 | 5.13% |
| NILES, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,508 | 4.69% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,424 | 4.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,030 | 4.44% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,751 | 5.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,298 | 3.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,674 | 4.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,399 | 5.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,670 | 5.00% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,084 | 5.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,161 | 5.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,044 | 5.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $21,057 | 5.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,074 | 5.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,194 | 5.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,464 | 5.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,453 | 4.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,146 | 5.44% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,819 | 5.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,339 | 4.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,015 | 4.38% |
| Shawano, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,656 | 5.19% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,974 | 5.31% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,832 | 4.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,484 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,757 | 5.06% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,461 | 4.56% |
| Houghton, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,639 | 5.63% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,856 | 4.69% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,423 | 5.06% |
| Batavia, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,866 | 4.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,344 | 4.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,931 | 5.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,623 | 5.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,407 | 4.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,653 | 4.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,625 | 4.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,929 | 5.13% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,546 | 5.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,732 | 4.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,793 | 5.12% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,117 | 4.75% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,592 | 5.00% |
| McPherson, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,891 | 5.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,314 | 4.99% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,999 | 4.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,552 | 4.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,119 | 4.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,641 | 5.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,995 | 5.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,636 | 6.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,231 | 5.81% |
| TYLER, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,697 | 4.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,576 | 4.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,314 | 4.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,484 | 6.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,046 | 4.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,203 | 4.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,377 | 5.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,180 | 4.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,230 | 5.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,896 | 4.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,399 | 4.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,461 | 3.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,915 | 5.13% |
| Richmond, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,436 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,427 | 4.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,438 | 5.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,220 | 4.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,475 | 5.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,452 | 4.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,867 | 5.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,452 | 5.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,333 | 5.38% |
| Murray, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,339 | 5.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $672 | 5.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,698 | 5.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,231 | 5.00% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,476 | 5.00% |
| Forest City, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,108 | 5.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,810 | 5.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,727 | 5.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,721 | 4.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,619 | 5.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,161 | 6.56% |
| Palestine, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,300 | 5.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,656 | 4.88% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,747 | 4.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,085 | 5.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,337 | 4.99% |
| Celina, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,059 | 5.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,482 | 5.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,665 | 4.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,571 | 5.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,460 | 5.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,356 | 5.25% |
| Winfield, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,224 | 5.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,850 | 4.99% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,124 | 4.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,452 | 5.75% |
| Alma, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,250 | 4.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,773 | 4.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,241 | 4.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,988 | 5.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,904 | 5.00% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,855 | 5.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,299 | 4.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,485 | 5.75% |
| RENO, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,217 | 5.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,804 | 5.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,643 | 5.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,686 | 5.00% |
| Rutland, VT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,515 | 5.38% |
| Angola, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,058 | 5.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,111 | 5.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,018 | 3.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,123 | 5.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,794 | 4.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,598 | 5.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,467 | 5.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,032 | 5.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,251 | 5.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,964 | 5.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,317 | 5.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,695 | 4.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,908 | 5.50% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,735 | 4.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,797 | 5.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,731 | 5.75% |
| Greenville, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,156 | 4.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,104 | 5.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,101 | 4.50% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,150 | 5.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,098 | 5.25% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,005 | 5.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,345 | 4.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,896 | 5.50% |
| Grants, NM (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $1,587 | 5.38% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,850 | 5.00% |
| Selma, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,497 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,236 | 4.88% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,378 | 6.25% |
Envoy Mortgage Ltd's top markets include New York, Boston, Denver, Atlanta, and San Luis Obispo among others.
Their top states include:California
(FHA|USDA|VA)
Washington
(FHA|USDA|VA)
Massachusetts
(FHA|USDA|VA)
Connecticut
(FHA|USDA|VA)
Colorado
(FHA|USDA|VA)
Their top states include:
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Product Mix
For 2018, Envoy Mortgage Ltd's most frequently originated type of loan was Conventional, with 6,563 originations. Their 2nd most popular type was FHA, with 3,513 originations.
Loan Reason
For 2018, Envoy Mortgage Ltd's most frequently cited loan purpose was Home Purchase, with 10,190 originations. The 2nd most popular reason was Cash Out Refi, with 829 originations.
Loan Duration/Length
For 2018, Envoy Mortgage Ltd's most frequently cited loan duration was 30 Year, with 10,920 originations. The 2nd most popular length was 15 Year, with 355 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 1 | $245,000 | $245,000 |
Envoy Mortgage Ltd's average total fees were $5,611, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1 originations.
Interest Rates
During 2018, Envoy Mortgage Ltd's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 4-5%, with 6,802 originations.
Loan Sizing
2018 saw Envoy Mortgage Ltd place emphasis on $200k-400k loans with 4,785 originations, totaling $1,322,285,000 in origination value.
Applicant Income
Envoy Mortgage Ltd lent most frequently to those with incomes in the $50k-75k range, with 3,470 originations. The second most popular income band? $50k or less, with 2,608 originations.
Applicant Debt to Income Ratio
Envoy Mortgage Ltd lent most frequently to those with DTI ratios of 30-36%, with 1,815 originations. The next most common DTI ratio? 20-30%, with 1,642 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.20%
Envoy Mortgage Ltd has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.71%
Envoy Mortgage Ltd has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,584 | $2,643,110,000 | $228,169 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 258 | $39,910,000 | $154,690 |
| Single Family (1-4 Units):Site-Built | 11,326 | $2,603,200,000 | $229,843 |