Envoy Mortgage Ltd Rates, Fees & Info
AUSTIN, TXLEI: 549300J6N77Q8OHYNF23
Tax ID: 76-0700342
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Mortgage Data
Review & Overview
Envoy Mortgage Ltd is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Envoy Mortgage Ltd has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, New York, Houston, San Luis Obispo, and Philadelphia among others. We have data for 357 markets. (Some data included below & more in-depth data is available with an active subscription.)Envoy Mortgage Ltd has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Envoy Mortgage Ltd is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 4/18/24 |
| 30 Year Conventional Refi | 6.62% | 4/18/24 |
| 30 Year Cash-out Refi | 6.86% | 4/18/24 |
| 30 Year FHA Purchase | 6.79% | 4/18/24 |
| 30 Year FHA Refi | 7.25% | 4/18/24 |
| 30 Year VA Purchase | 6.12% | 4/18/24 |
| 30 Year VA Refi | 6.27% | 4/18/24 |
| 30 Year USDA Purchase | 6.62% | 4/18/24 |
| 15 Year Conventional Purchase | 6.10% | 4/18/24 |
| 15 Year Conventional Refi | 6.12% | 4/18/24 |
| 15 Year Cash-out Refi | 6.12% | 4/18/24 |
| 15 Year FHA Purchase | 7.51% | 4/18/24 |
| 15 Year FHA Refi | 5.68% | 4/18/24 |
| 15 Year VA Purchase | 6.11% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Envoy Mortgage Ltd Mortgage Calculator
Your Estimates
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This is not an official calculator from Envoy Mortgage Ltd. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,606Origination Dollar Volume (All Markets)
$5,130,400,000Awards
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ENVOY MORTGAGE LTD - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1,363 | $467,225,000 | $342,792 | $4,025 | 3.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,015 | $426,175,000 | $419,877 | $6,058 | 3.19% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 721 | $208,205,000 | $288,773 | $6,839 | 3.21% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 459 | $189,565,000 | $412,996 | $4,616 | 3.15% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 584 | $174,350,000 | $298,545 | $6,629 | 3.27% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 515 | $149,465,000 | $290,223 | $5,393 | 3.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 533 | $147,965,000 | $277,608 | $4,875 | 3.42% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 474 | $134,330,000 | $283,397 | $4,303 | 3.24% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 272 | $129,610,000 | $476,507 | $5,317 | 3.14% |
| SALINAS, CA (FHA|USDA|VA) | 360 | $128,500,000 | $356,944 | $6,637 | 3.26% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 454 | $122,120,000 | $268,987 | $4,147 | 3.27% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 300 | $120,720,000 | $402,400 | $5,572 | 3.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 291 | $103,545,000 | $355,825 | $5,617 | 3.26% |
| ROCKFORD, IL (FHA|USDA|VA) | 940 | $103,020,000 | $109,596 | $3,702 | 3.47% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 382 | $89,420,000 | $234,084 | $5,435 | 3.05% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 295 | $84,705,000 | $287,136 | $4,405 | 3.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 390 | $81,640,000 | $209,333 | $4,267 | 3.36% |
| Outside of Metro Areas | 381 | $78,215,000 | $205,289 | $5,359 | 3.40% |
| VALLEJO, CA (FHA|USDA|VA) | 181 | $70,105,000 | $387,320 | $4,891 | 3.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 264 | $68,850,000 | $260,795 | $6,241 | 3.53% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 352 | $66,400,000 | $188,636 | $4,061 | 3.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 198 | $65,900,000 | $332,828 | $5,904 | 3.24% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 162 | $59,220,000 | $365,556 | $4,858 | 3.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 129 | $58,685,000 | $454,922 | $6,993 | 3.22% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 219 | $58,605,000 | $267,603 | $6,589 | 3.51% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 163 | $57,085,000 | $350,215 | $5,814 | 3.20% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 238 | $54,240,000 | $227,899 | $5,584 | 3.37% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 236 | $50,020,000 | $211,949 | $7,007 | 3.49% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 226 | $46,350,000 | $205,088 | $4,602 | 3.40% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 117 | $45,275,000 | $386,966 | $6,757 | 3.30% |
| Oak Harbor, WA (FHA|USDA|VA) | 140 | $44,760,000 | $319,714 | $7,516 | 3.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 127 | $43,625,000 | $343,504 | $7,915 | 3.28% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 155 | $42,995,000 | $277,387 | $9,318 | 3.27% |
| Enterprise, AL (FHA|USDA|VA) | 218 | $40,390,000 | $185,275 | $4,441 | 3.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 151 | $38,565,000 | $255,397 | $4,177 | 3.28% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 172 | $38,370,000 | $223,081 | $3,979 | 3.25% |
| MODESTO, CA (FHA|USDA|VA) | 124 | $36,920,000 | $297,742 | $6,498 | 3.39% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 164 | $36,450,000 | $222,256 | $7,981 | 3.40% |
| COLUMBUS, OH (FHA|USDA|VA) | 147 | $35,885,000 | $244,116 | $4,015 | 3.47% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 132 | $34,480,000 | $261,212 | $4,187 | 3.18% |
| MOBILE, AL (FHA|USDA|VA) | 195 | $33,685,000 | $172,744 | $5,934 | 3.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 120 | $32,940,000 | $274,500 | $6,496 | 3.29% |
| MERCED, CA (FHA|USDA|VA) | 131 | $31,955,000 | $243,931 | $6,975 | 3.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 145 | $30,125,000 | $207,759 | $4,471 | 3.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 78 | $29,130,000 | $373,462 | $3,543 | 3.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 137 | $28,095,000 | $205,073 | $7,255 | 3.58% |
| FRESNO, CA (FHA|USDA|VA) | 105 | $27,535,000 | $262,238 | $5,325 | 3.28% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 130 | $26,630,000 | $204,846 | $3,676 | 3.35% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 92 | $26,540,000 | $288,478 | $5,802 | 3.66% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 103 | $25,585,000 | $248,398 | $5,592 | 3.41% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 136 | $23,820,000 | $175,147 | $5,539 | 3.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 104 | $23,560,000 | $226,538 | $8,218 | 3.35% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 137 | $22,325,000 | $162,956 | $6,724 | 3.70% |
| Concord, NH (FHA|USDA|VA) | 89 | $21,715,000 | $243,989 | $4,538 | 3.30% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 87 | $21,325,000 | $245,115 | $6,028 | 3.39% |
| Moses Lake, WA (FHA|USDA|VA) | 89 | $20,135,000 | $226,236 | $5,508 | 3.40% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 118 | $19,950,000 | $169,068 | $5,125 | 3.57% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 37 | $18,275,000 | $493,919 | $6,674 | 3.16% |
| MISSOULA, MT (FHA|USDA|VA) | 64 | $18,120,000 | $283,125 | $4,800 | 3.21% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 77 | $18,005,000 | $233,831 | $6,560 | 3.39% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 79 | $16,755,000 | $212,089 | $7,601 | 3.57% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 63 | $14,325,000 | $227,381 | $5,999 | 3.61% |
| Outside of Metro Areas | 44 | $14,210,000 | $322,955 | $7,105 | 3.37% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 80 | $14,090,000 | $176,125 | $5,108 | 3.54% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 57 | $13,655,000 | $239,561 | $6,462 | 3.40% |
| SALEM, OR (FHA|USDA|VA) | 51 | $12,855,000 | $252,059 | $4,372 | 3.49% |
| MUSKEGON, MI (FHA|USDA|VA) | 82 | $12,240,000 | $149,268 | $4,279 | 3.56% |
| Ozark, AL (FHA|USDA|VA) | 75 | $11,695,000 | $155,933 | $4,600 | 3.26% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 36 | $11,670,000 | $324,167 | $6,189 | 3.22% |
| ASHEVILLE, NC (FHA|USDA|VA) | 52 | $11,210,000 | $215,577 | $7,219 | 3.69% |
| DOVER, DE (FHA|USDA|VA) | 49 | $11,075,000 | $226,020 | $6,996 | 3.64% |
| DOTHAN, AL (FHA|USDA|VA) | 55 | $10,655,000 | $193,727 | $4,432 | 3.29% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 21 | $10,605,000 | $505,000 | $8,043 | 3.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 45 | $10,435,000 | $231,889 | $7,395 | 3.35% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 20 | $10,330,000 | $516,500 | $4,259 | 3.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 49 | $9,745,000 | $198,878 | $4,758 | 3.45% |
| Rochelle, IL (FHA|USDA|VA) | 62 | $9,520,000 | $153,548 | $4,005 | 3.53% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 43 | $9,485,000 | $220,581 | $5,400 | 3.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 27 | $8,595,000 | $318,333 | $7,634 | 3.48% |
| Laconia, NH (FHA|USDA|VA) | 34 | $8,570,000 | $252,059 | $3,709 | 3.34% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 31 | $8,555,000 | $275,968 | $6,600 | 3.30% |
| ROANOKE, VA (FHA|USDA|VA) | 38 | $8,460,000 | $222,632 | $5,491 | 3.29% |
| STOCKTON, CA (FHA|USDA|VA) | 23 | $8,415,000 | $365,870 | $7,273 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 32 | $7,350,000 | $229,688 | $5,040 | 3.43% |
| SPARTANBURG, SC (FHA|USDA|VA) | 48 | $7,250,000 | $151,042 | $6,609 | 3.70% |
| Othello, WA (FHA|USDA|VA) | 33 | $7,185,000 | $217,727 | $6,047 | 3.25% |
| READING, PA (FHA|USDA|VA) | 30 | $7,070,000 | $235,667 | $8,044 | 3.34% |
| SAGINAW, MI (FHA|USDA|VA) | 47 | $7,015,000 | $149,255 | $4,861 | 3.35% |
| VISALIA, CA (FHA|USDA|VA) | 33 | $6,965,000 | $211,061 | $5,349 | 3.32% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 24 | $6,470,000 | $269,583 | $6,718 | 3.32% |
| Newport, OR (FHA|USDA|VA) | 20 | $6,380,000 | $319,000 | $4,833 | 3.44% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 18 | $6,380,000 | $354,444 | $5,521 | 3.03% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $6,290,000 | $349,444 | $7,343 | 3.57% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $6,160,000 | $236,923 | $3,256 | 3.27% |
| Keene, NH (FHA|USDA|VA) | 32 | $6,160,000 | $192,500 | $4,112 | 3.31% |
| RACINE, WI (FHA|USDA|VA) | 30 | $5,930,000 | $197,667 | $2,677 | 3.27% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 25 | $5,765,000 | $230,600 | $5,896 | 3.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $5,530,000 | $212,692 | $6,239 | 3.68% |
| MADERA, CA (FHA|USDA|VA) | 21 | $5,455,000 | $259,762 | $5,754 | 3.30% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $5,355,000 | $595,000 | $7,790 | 3.35% |
| Torrington, CT (FHA|USDA|VA) | 16 | $4,830,000 | $301,875 | $4,992 | 3.23% |
| YAKIMA, WA (FHA|USDA|VA) | 21 | $4,555,000 | $216,905 | $5,556 | 3.57% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 16 | $4,520,000 | $282,500 | $2,627 | 3.12% |
| MADISON, WI (FHA|USDA|VA) | 19 | $4,385,000 | $230,789 | $5,600 | 3.45% |
| BAY CITY, MI (FHA|USDA|VA) | 38 | $4,380,000 | $115,263 | $4,321 | 3.64% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 23 | $4,285,000 | $186,304 | $6,339 | 3.57% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 17 | $4,275,000 | $251,471 | $6,712 | 3.28% |
| OCALA, FL (FHA|USDA|VA) | 27 | $4,195,000 | $155,370 | $6,978 | 3.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $4,080,000 | $226,667 | $6,127 | 3.54% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $7,113 | 3.31% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 21 | $3,755,000 | $178,810 | $4,012 | 3.49% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 21 | $3,665,000 | $174,524 | $4,654 | 3.34% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,545,000 | $506,429 | $5,424 | 3.16% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $5,689 | 3.07% |
| Lebanon, NH-VT (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $4,771 | 3.44% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $3,728 | 3.20% |
| LYNCHBURG, VA (FHA|USDA|VA) | 17 | $2,785,000 | $163,824 | $6,110 | 3.40% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $6,463 | 3.26% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $4,740 | 3.37% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $4,219 | 3.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $8,830 | 3.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 16 | $2,660,000 | $166,250 | $4,433 | 3.65% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $5,323 | 3.20% |
| MIDLAND, MI (FHA|USDA|VA) | 18 | $2,560,000 | $142,222 | $4,437 | 3.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $3,463 | 3.15% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 17 | $2,355,000 | $138,529 | $6,201 | 3.84% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $4,419 | 3.35% |
| Marion, NC (FHA|USDA|VA) | 13 | $2,135,000 | $164,231 | $7,290 | 4.12% |
| Sandpoint, ID (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $6,098 | 3.28% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $6,730 | 3.71% |
| Greenwood, MS (FHA|USDA|VA) | 16 | $1,990,000 | $124,375 | $4,916 | 3.67% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $6,147 | 3.34% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,025 | 3.20% |
| Beaver Dam, WI (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $4,057 | 3.40% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $7,974 | 3.55% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $5,749 | 3.17% |
| Seneca, SC (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $4,937 | 3.51% |
| Manitowoc, WI (FHA|USDA|VA) | 12 | $1,780,000 | $148,333 | $3,752 | 3.34% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $6,055 | 3.28% |
| Whitewater, WI (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $2,755 | 3.26% |
| Gaffney, SC (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $8,767 | 3.82% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,366 | 3.48% |
| Baraboo, WI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $5,954 | 3.52% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $6,908 | 3.14% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,798 | 3.34% |
| Freeport, IL (FHA|USDA|VA) | 14 | $1,610,000 | $115,000 | $3,689 | 3.53% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,488 | 2.84% |
| FLINT, MI (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $5,555 | 3.56% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $9,558 | 3.55% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $5,317 | 3.54% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $6,662 | 3.55% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $5,528 | 2.90% |
| Pullman, WA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $6,283 | 3.07% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,744 | 3.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $7,351 | 3.58% |
| Shelby, NC (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $3,774 | 4.19% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $3,694 | 3.22% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,945 | 3.54% |
| London, KY (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $6,129 | 2.95% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $3,084 | 3.78% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $8,649 | 3.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,957 | 4.10% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $5,911 | 3.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,340 | 3.40% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $10,275 | 3.42% |
| Cullowhee, NC (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $8,482 | 4.27% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,433 | 3.20% |
| Forest City, NC (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $6,190 | 3.95% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $5,317 | 3.21% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,560 | 3.55% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $7,327 | 3.09% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,020 | 3.90% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,518 | 3.04% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,847 | 3.53% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,024 | 3.12% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $9,493 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,612 | 3.67% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,401 | 3.54% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,062 | 3.09% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,794 | 3.34% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $3,697 | 3.91% |
| Somerset, KY (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,313 | 3.82% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,248 | 3.31% |
| Key West, FL (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $8,456 | 4.25% |
| Payson, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,211 | 3.63% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,683 | 2.88% |
| Dixon, IL (FHA|USDA|VA) | 10 | $840,000 | $84,000 | $3,848 | 3.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $5,712 | 3.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,932 | 3.06% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,890 | 3.09% |
| Helena, MT (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,895 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,994 | 3.38% |
| Grenada, MS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,205 | 3.35% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,252 | 3.19% |
| Holland, MI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,209 | 3.33% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,611 | 3.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,519 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,047 | 3.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,201 | 2.71% |
| Danville, KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,983 | 3.41% |
| BEND, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,635 | 3.88% |
| Lake City, FL (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,649 | 4.40% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,844 | 3.53% |
| REDDING, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,533 | 3.50% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,786 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,870 | 3.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,285 | 3.00% |
| Brenham, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,003 | 3.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,175 | 3.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,343 | 3.69% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,321 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,081 | 3.46% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,105 | 3.47% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,394 | 3.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,997 | 2.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,836 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,050 | 3.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,611 | 2.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,338 | 4.09% |
| Easton, MD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,209 | 3.31% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,022 | 3.69% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,327 | 2.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,236 | 3.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,940 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,672 | 3.71% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,076 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,853 | 3.44% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,216 | 2.94% |
| Safford, AZ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,866 | 2.87% |
| NILES, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,718 | 3.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,784 | 4.04% |
| Berlin, NH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,561 | 3.63% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,602 | 2.81% |
| Sonora, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,807 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,740 | 3.58% |
| Centralia, WA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,010 | 2.17% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,923 | 4.42% |
| Willmar, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,664 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,053 | 3.13% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,153 | 3.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,502 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,702 | 3.38% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,500 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,947 | 3.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,746 | 3.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,550 | 2.38% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,474 | 3.50% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,187 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,328 | 3.56% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,162 | 2.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,076 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,312 | 3.69% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,109 | 4.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,205 | 2.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,651 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,485 | 3.62% |
| Adrian, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,595 | 3.69% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,265 | 3.88% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,984 | 3.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,312 | 3.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,990 | 3.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,433 | 3.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,769 | 3.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,579 | 2.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,596 | 2.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,587 | 3.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,357 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,745 | 3.38% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,799 | 3.69% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,537 | 3.88% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,060 | 3.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,022 | 3.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,741 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,482 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,570 | 2.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,262 | 3.44% |
| Cullman, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,439 | 3.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,491 | 3.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,935 | 3.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,885 | 2.88% |
| Troy, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,457 | 3.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,628 | 2.75% |
| Union, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,106 | 3.94% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,416 | 3.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,046 | 2.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,812 | 3.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,048 | 3.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,435 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,796 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,703 | 3.06% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,813 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,225 | 3.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,808 | 3.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,719 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,569 | 3.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,522 | 4.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,912 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,529 | 3.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,383 | 3.99% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,900 | 3.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,714 | 3.00% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,816 | 3.38% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,344 | 3.19% |
| Connersville, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,078 | 3.83% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,292 | 4.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,603 | 3.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,772 | 3.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,687 | 2.99% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,974 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,641 | 2.63% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,390 | 3.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,445 | 2.99% |
| Moscow, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,772 | 2.99% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,051 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,926 | 2.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,474 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,118 | 2.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,244 | 2.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,082 | 4.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,964 | 3.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,904 | 4.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,140 | 3.38% |
| Athens, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,755 | 3.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,576 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,382 | 3.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,627 | 3.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,690 | 4.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,089 | 4.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,772 | 2.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,271 | 2.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $776 | 3.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,348 | 3.00% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,589 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,984 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,751 | 3.13% |
| Logansport, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,166 | 3.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,120 | 3.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,609 | 4.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,710 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,290 | 3.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,308 | 3.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,854 | 2.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,461 | 3.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,779 | 3.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,523 | 4.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,741 | 4.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,541 | 4.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,498 | 3.63% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,521 | 3.75% |
| Sterling, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,537 | 3.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,019 | 4.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,996 | 4.13% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,664 | 2.88% |
| Indianola, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,395 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,703 | 4.00% |
| Central City, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,481 | 4.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $3,967 | 5.13% |
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Product Mix
For 2020, Envoy Mortgage Ltd's most frequently originated type of loan was Conventional, with 13,104 originations. Their 2nd most popular type was FHA, with 3,519 originations.
Loan Reason
For 2020, Envoy Mortgage Ltd's most frequently cited loan purpose was Home Purchase, with 10,247 originations. The 2nd most popular reason was Refi, with 6,056 originations.
Loan Duration/Length
For 2020, Envoy Mortgage Ltd's most frequently cited loan duration was 30 Year, with 15,783 originations. The 2nd most popular length was 15 Year, with 1,524 originations.
Origination Fees/Closing Costs
Envoy Mortgage Ltd's average total fees were $5,718, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 11,800 originations.
Interest Rates
During 2020, Envoy Mortgage Ltd's average interest rate for loans was 3.38%, while their most frequently originated rate bucket for loans was 3-4%, with 10,450 originations.
Loan Sizing
2020 saw Envoy Mortgage Ltd place emphasis on $200k-400k loans with 9,207 originations, totaling $2,635,905,000 in origination value.
Applicant Income
Envoy Mortgage Ltd lent most frequently to those with incomes in the $50k-75k range, with 4,458 originations. The second most popular income band? $100k-150k, with 3,956 originations.
Applicant Debt to Income Ratio
Envoy Mortgage Ltd lent most frequently to those with DTI ratios of 20-30%, with 3,656 originations. The next most common DTI ratio? 30-36%, with 3,320 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.36%
Envoy Mortgage Ltd has an average approval rate.
Pick Rate
Approvals leading to origination68.40%
Envoy Mortgage Ltd has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,606 | $5,130,400,000 | $275,739 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 391 | $61,785,000 | $158,018 |
| Single Family (1-4 Units):Site-Built | 18,215 | $5,068,615,000 | $278,266 |