Southwest Stage Funding Mortgage Rates, Fees & Info

SCOTTSDALE, AZ

LEI: 549300249G20MDIDRR27

Tax ID: 52-2321476

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Mortgage Data

Review & Overview

Southwest Stage Funding is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Southwest Stage Funding has an average proportion of conventional loans. Their top markets by origination volume include: San Antonio, Austin, Houston, Dallas, and Phoenix among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)

Southwest Stage Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Southwest Stage Funding is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.26% 4/22/24
30 Year Conventional Refi 7.17% 4/22/24
30 Year FHA Purchase 7.63% 4/22/24
30 Year FHA Refi 7.38% 4/22/24
30 Year VA Purchase 6.55% 4/22/24
30 Year VA Refi 6.73% 4/22/24
15 Year Conventional Purchase 8.91% 4/22/24
15 Year Conventional Refi 6.73% 4/22/24
15 Year Cash-out Refi 6.73% 4/22/24
15 Year FHA Refi 7.48% 4/22/24
15 Year VA Purchase 7.65% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Southwest Stage Funding Mortgage Calculator






Your Estimates

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This is not an official calculator from Southwest Stage Funding. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,814

Origination Dollar Volume (All Markets)

$553,230,000
Show all (19) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 703 $97,275,000 $138,371 $3,574 5.36%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 217 $33,735,000 $155,461 $4,153 5.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 177 $31,415,000 $177,486 $4,291 3.85%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 112 $15,860,000 $141,607 $4,019 5.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 101 $14,305,000 $141,634 $3,873 5.39%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 76 $13,610,000 $179,079 $4,095 3.13%
MIDLAND, TX (FHA|USDA|VA) 55 $8,925,000 $162,273 $5,140 6.18%
JACKSONVILLE, FL (FHA|USDA|VA) 54 $8,340,000 $154,444 $3,857 4.79%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 33 $5,825,000 $176,515 $4,319 3.63%
ODESSA, TX (FHA|USDA|VA) 37 $5,205,000 $140,676 $4,886 7.56%
KNOXVILLE, TN (FHA|USDA|VA) 32 $5,170,000 $161,563 $3,571 3.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 32 $4,790,000 $149,688 $3,036 4.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $4,650,000 $166,071 $3,545 3.68%
SHERMAN-DENISON, TX (FHA|USDA|VA) 29 $4,465,000 $153,966 $5,454 5.37%
OKLAHOMA CITY, OK (FHA|USDA|VA) 31 $4,445,000 $143,387 $3,792 5.27%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 26 $4,390,000 $168,846 $3,101 4.61%
TALLAHASSEE, FL (FHA|USDA|VA) 33 $4,305,000 $130,455 $3,629 4.20%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 33 $4,265,000 $129,242 $3,494 4.34%
LONGVIEW, TX (FHA|USDA|VA) 35 $4,225,000 $120,714 $3,498 5.57%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 29 $3,975,000 $137,069 $3,139 5.23%
TULSA, OK (FHA|USDA|VA) 26 $3,890,000 $149,615 $3,927 4.32%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 28 $3,880,000 $138,571 $3,389 5.17%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $3,810,000 $190,500 $3,806 3.49%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 24 $3,710,000 $154,583 $3,474 3.49%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 26 $3,600,000 $138,462 $2,917 5.17%
SPARTANBURG, SC (FHA|USDA|VA) 23 $3,225,000 $140,217 $3,301 4.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $3,225,000 $189,706 $4,900 3.69%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 10 $3,190,000 $319,000 $6,255 3.25%
TUCSON, AZ (FHA|USDA|VA) 20 $3,090,000 $154,500 $3,240 3.27%
Athens, TX (FHA|USDA|VA) 25 $2,875,000 $115,000 $3,873 5.80%
WACO, TX (FHA|USDA|VA) 21 $2,765,000 $131,667 $3,258 5.85%
LOUISVILLE, KY (FHA|USDA|VA) 15 $2,715,000 $181,000 $3,593 3.39%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 20 $2,680,000 $134,000 $3,695 5.95%
VICTORIA, TX (FHA|USDA|VA) 17 $2,665,000 $156,765 $4,357 5.62%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 16 $2,650,000 $165,625 $3,723 3.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $2,635,000 $292,778 $5,458 3.64%
JACKSON, MS (FHA|USDA|VA) 19 $2,585,000 $136,053 $3,760 4.97%
ASHEVILLE, NC (FHA|USDA|VA) 16 $2,580,000 $161,250 $4,147 4.56%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 20 $2,570,000 $128,500 $3,174 4.65%
EspaƱola, NM (FHA|USDA|VA) 13 $2,495,000 $191,923 $4,063 2.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,485,000 $276,111 $3,172 3.54%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 16 $2,470,000 $154,375 $4,297 3.68%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $2,465,000 $164,333 $4,051 3.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 17 $2,395,000 $140,882 $3,589 5.09%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 22 $2,390,000 $108,636 $3,654 6.78%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 16 $2,390,000 $149,375 $3,588 5.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $2,310,000 $165,000 $4,459 3.79%
BATON ROUGE, LA (FHA|USDA|VA) 23 $2,305,000 $100,217 $2,758 7.49%
Carlsbad-Artesia, NM (FHA|USDA|VA) 14 $2,200,000 $157,143 $4,284 4.18%
GAINESVILLE, FL (FHA|USDA|VA) 17 $2,195,000 $129,118 $3,868 6.20%
Corsicana, TX (FHA|USDA|VA) 22 $2,190,000 $99,545 $3,387 6.73%
OCALA, FL (FHA|USDA|VA) 14 $2,060,000 $147,143 $2,871 4.54%
Las Vegas, NM (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,088 3.19%
Palatka, FL (FHA|USDA|VA) 14 $1,960,000 $140,000 $3,038 4.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,231 3.58%
Bonham, TX (FHA|USDA|VA) 10 $1,930,000 $193,000 $4,253 3.39%
SANTA FE, NM (FHA|USDA|VA) 10 $1,920,000 $192,000 $4,097 3.21%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $1,915,000 $147,308 $2,636 3.60%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 12 $1,910,000 $159,167 $3,624 3.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $1,885,000 $145,000 $2,899 4.43%
MORRISTOWN, TN (FHA|USDA|VA) 12 $1,860,000 $155,000 $3,246 4.06%
COLUMBIA, SC (FHA|USDA|VA) 16 $1,790,000 $111,875 $2,270 6.61%
TYLER, TX (FHA|USDA|VA) 14 $1,760,000 $125,714 $3,367 6.93%
Shawnee, OK (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,525 3.61%
Lake City, FL (FHA|USDA|VA) 12 $1,640,000 $136,667 $3,762 5.57%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $1,470,000 $66,818 $1,607 9.27%
PANAMA CITY, FL (FHA|USDA|VA) 9 $1,445,000 $160,556 $3,635 4.25%
AMARILLO, TX (FHA|USDA|VA) 11 $1,405,000 $127,727 $3,924 5.64%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $1,385,000 $125,909 $2,941 5.82%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $1,350,000 $112,500 $3,204 5.34%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,350,000 $168,750 $3,483 4.19%
LYNCHBURG, VA (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,268 4.04%
LAFAYETTE, LA (FHA|USDA|VA) 13 $1,335,000 $102,692 $3,343 6.45%
CHEYENNE, WY (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,290 3.40%
Jacksonville, TX (FHA|USDA|VA) 10 $1,300,000 $130,000 $3,503 5.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,710 3.88%
MOBILE, AL (FHA|USDA|VA) 12 $1,250,000 $104,167 $2,339 6.42%
Gaffney, SC (FHA|USDA|VA) 8 $1,250,000 $156,250 $3,884 3.97%
HATTIESBURG, MS (FHA|USDA|VA) 10 $1,240,000 $124,000 $3,767 5.86%
LAKE CHARLES, LA (FHA|USDA|VA) 12 $1,240,000 $103,333 $3,102 6.99%
Hobbs, NM (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,726 4.64%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,200,000 $150,000 $3,309 3.06%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $1,200,000 $120,000 $3,609 5.13%
TUSCALOOSA, AL (FHA|USDA|VA) 11 $1,175,000 $106,818 $3,012 8.00%
Greeneville, TN (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,865 4.10%
FLORENCE, SC (FHA|USDA|VA) 10 $1,130,000 $113,000 $2,299 7.21%
Statesboro, GA (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,646 3.46%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,117 4.56%
Brookhaven, MS (FHA|USDA|VA) 13 $1,115,000 $85,769 $3,158 7.97%
JACKSON, TN (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,350 3.34%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,339 3.45%
Helena, MT (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,051 4.24%
MONROE, LA (FHA|USDA|VA) 8 $1,050,000 $131,250 $3,380 5.07%
Huntsville, TX (FHA|USDA|VA) 9 $1,045,000 $116,111 $3,812 7.30%
Cookeville, TN (FHA|USDA|VA) 7 $1,045,000 $149,286 $4,235 4.73%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $1,020,000 $127,500 $2,941 3.95%
Minot, ND (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,256 3.50%
CaƱon City, CO (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,975 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 11 $1,005,000 $91,364 $3,374 7.02%
Taos, NM (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,972 3.58%
HOT SPRINGS, AR (FHA|USDA|VA) 8 $1,000,000 $125,000 $2,564 4.73%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $990,000 $247,500 $5,369 3.25%
Laurel, MS (FHA|USDA|VA) 10 $980,000 $98,000 $2,841 6.68%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $945,000 $189,000 $4,120 3.25%
El Campo, TX (FHA|USDA|VA) 6 $940,000 $156,667 $5,113 4.31%
Malvern, AR (FHA|USDA|VA) 7 $915,000 $130,714 $3,539 4.69%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $905,000 $100,556 $3,497 8.07%
Alice, TX (FHA|USDA|VA) 7 $895,000 $127,857 $4,384 5.37%
Crossville, TN (FHA|USDA|VA) 6 $870,000 $145,000 $4,277 5.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $860,000 $215,000 $6,293 3.25%
Durango, CO (FHA|USDA|VA) 3 $835,000 $278,333 $5,421 2.92%
ROANOKE, VA (FHA|USDA|VA) 5 $835,000 $167,000 $3,021 3.65%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $830,000 $103,750 $2,339 6.52%
HINESVILLE, GA (FHA|USDA|VA) 5 $825,000 $165,000 $4,156 3.68%
BELLINGHAM, WA (FHA|USDA|VA) 4 $820,000 $205,000 $4,077 3.00%
COLUMBUS, OH (FHA|USDA|VA) 8 $820,000 $102,500 $3,089 6.46%
Payson, AZ (FHA|USDA|VA) 4 $820,000 $205,000 $2,723 3.25%
MEDFORD, OR (FHA|USDA|VA) 3 $805,000 $268,333 $5,896 3.25%
McComb, MS (FHA|USDA|VA) 5 $795,000 $159,000 $3,504 5.42%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $785,000 $261,667 $4,930 4.58%
Palestine, TX (FHA|USDA|VA) 7 $775,000 $110,714 $3,210 7.53%
Show Low, AZ (FHA|USDA|VA) 5 $775,000 $155,000 $3,319 2.95%
Searcy, AR (FHA|USDA|VA) 6 $760,000 $126,667 $3,371 6.13%
Silver City, NM (FHA|USDA|VA) 5 $755,000 $151,000 $5,258 3.05%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $755,000 $151,000 $5,096 3.30%
Opelousas, LA (FHA|USDA|VA) 6 $750,000 $125,000 $3,078 7.23%
Williston, ND (FHA|USDA|VA) 3 $745,000 $248,333 $4,999 3.25%
Lumberton, NC (FHA|USDA|VA) 9 $745,000 $82,778 $2,646 8.47%
PUEBLO, CO (FHA|USDA|VA) 4 $740,000 $185,000 $3,824 3.28%
Bardstown, KY (FHA|USDA|VA) 6 $740,000 $123,333 $3,188 4.06%
LAS CRUCES, NM (FHA|USDA|VA) 5 $715,000 $143,000 $3,772 4.20%
Bogalusa, LA (FHA|USDA|VA) 3 $715,000 $238,333 $4,698 3.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $715,000 $238,333 $6,574 3.29%
DeRidder, LA (FHA|USDA|VA) 5 $705,000 $141,000 $2,527 4.32%
Point Pleasant, WV-OH (FHA|USDA|VA) 6 $700,000 $116,667 $3,674 4.44%
Salem, OH (FHA|USDA|VA) 4 $690,000 $172,500 $4,095 2.88%
VALDOSTA, GA (FHA|USDA|VA) 6 $690,000 $115,000 $2,564 5.64%
LUBBOCK, TX (FHA|USDA|VA) 6 $690,000 $115,000 $4,523 7.91%
CHARLESTON, WV (FHA|USDA|VA) 7 $685,000 $97,857 $3,194 3.55%
Meridian, MS (FHA|USDA|VA) 6 $670,000 $111,667 $3,517 6.86%
BRUNSWICK, GA (FHA|USDA|VA) 6 $660,000 $110,000 $3,220 6.29%
Sevierville, TN (FHA|USDA|VA) 4 $660,000 $165,000 $3,707 5.13%
MORGANTOWN, WV (FHA|USDA|VA) 4 $650,000 $162,500 $3,557 2.88%
Cullman, AL (FHA|USDA|VA) 5 $645,000 $129,000 $2,581 3.43%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $645,000 $129,000 $4,431 6.56%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $640,000 $160,000 $3,176 3.00%
Gainesville, TX (FHA|USDA|VA) 4 $630,000 $157,500 $3,810 4.60%
ALBANY, GA (FHA|USDA|VA) 6 $630,000 $105,000 $3,112 7.67%
Tupelo, MS (FHA|USDA|VA) 6 $630,000 $105,000 $2,887 5.31%
GREELEY, CO (FHA|USDA|VA) 3 $615,000 $205,000 $6,793 3.75%
HAMMOND, LA (FHA|USDA|VA) 5 $615,000 $123,000 $3,542 6.08%
Athens, TN (FHA|USDA|VA) 5 $605,000 $121,000 $2,727 4.40%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $595,000 $198,333 $4,186 2.92%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $595,000 $595,000 $0 3.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $590,000 $147,500 $5,283 7.19%
Stillwater, OK (FHA|USDA|VA) 4 $590,000 $147,500 $4,722 3.03%
SAN ANGELO, TX (FHA|USDA|VA) 4 $590,000 $147,500 $4,687 4.63%
Andrews, TX (FHA|USDA|VA) 4 $590,000 $147,500 $3,785 5.92%
Paducah, KY-IL (FHA|USDA|VA) 4 $590,000 $147,500 $4,073 4.97%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $11,660 3.75%
WENATCHEE, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,954 2.92%
WILMINGTON, NC (FHA|USDA|VA) 5 $585,000 $117,000 $2,547 5.64%
SAVANNAH, GA (FHA|USDA|VA) 4 $570,000 $142,500 $2,995 4.72%
Oxford, MS (FHA|USDA|VA) 6 $570,000 $95,000 $3,118 7.61%
Vidalia, GA (FHA|USDA|VA) 4 $570,000 $142,500 $3,975 5.68%
ABILENE, TX (FHA|USDA|VA) 5 $565,000 $113,000 $4,123 6.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $560,000 $280,000 $5,162 2.75%
Durant, OK (FHA|USDA|VA) 5 $555,000 $111,000 $3,545 7.33%
Ellensburg, WA (FHA|USDA|VA) 3 $555,000 $185,000 $4,004 3.46%
FARMINGTON, NM (FHA|USDA|VA) 4 $550,000 $137,500 $3,402 3.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $545,000 $109,000 $3,291 6.31%
Georgetown, SC (FHA|USDA|VA) 4 $540,000 $135,000 $3,618 5.17%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $535,000 $107,000 $3,110 6.39%
London, KY (FHA|USDA|VA) 5 $535,000 $107,000 $2,789 5.41%
HARRISONBURG, VA (FHA|USDA|VA) 2 $530,000 $265,000 $4,660 3.81%
SALEM, OR (FHA|USDA|VA) 2 $530,000 $265,000 $5,513 3.87%
Newport, TN (FHA|USDA|VA) 4 $530,000 $132,500 $2,946 3.75%
Alexander City, AL (FHA|USDA|VA) 5 $525,000 $105,000 $2,030 5.65%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $525,000 $105,000 $2,196 3.73%
GREENVILLE, NC (FHA|USDA|VA) 4 $520,000 $130,000 $4,011 6.70%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $515,000 $103,000 $3,382 5.05%
St. Marys, GA (FHA|USDA|VA) 4 $510,000 $127,500 $4,387 4.97%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $510,000 $127,500 $3,122 3.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $510,000 $127,500 $3,847 4.34%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $510,000 $127,500 $2,658 7.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $510,000 $127,500 $3,618 3.25%
ROME, GA (FHA|USDA|VA) 3 $505,000 $168,333 $1,975 3.83%
Kerrville, TX (FHA|USDA|VA) 4 $500,000 $125,000 $3,459 7.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $495,000 $165,000 $3,122 2.75%
EL PASO, TX (FHA|USDA|VA) 5 $495,000 $99,000 $3,269 6.06%
MONTGOMERY, AL (FHA|USDA|VA) 6 $490,000 $81,667 $2,366 8.24%
McAlester, OK (FHA|USDA|VA) 4 $480,000 $120,000 $3,363 5.35%
Arkadelphia, AR (FHA|USDA|VA) 4 $470,000 $117,500 $2,926 3.56%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $465,000 $155,000 $3,918 4.98%
Forest City, NC (FHA|USDA|VA) 3 $465,000 $155,000 $3,181 3.54%
AKRON, OH (FHA|USDA|VA) 2 $460,000 $230,000 $3,712 3.25%
Granbury, TX (FHA|USDA|VA) 4 $460,000 $115,000 $3,565 5.00%
OWENSBORO, KY (FHA|USDA|VA) 3 $455,000 $151,667 $3,394 5.56%
Newberry, SC (FHA|USDA|VA) 4 $450,000 $112,500 $3,117 6.76%
DALTON, GA (FHA|USDA|VA) 5 $445,000 $89,000 $3,929 4.68%
Milledgeville, GA (FHA|USDA|VA) 3 $445,000 $148,333 $4,411 3.96%
Wilson, NC (FHA|USDA|VA) 3 $445,000 $148,333 $2,792 4.04%
STAUNTON, VA (FHA|USDA|VA) 2 $440,000 $220,000 $4,060 3.25%
Brenham, TX (FHA|USDA|VA) 4 $440,000 $110,000 $3,524 7.34%
Rockingham, NC (FHA|USDA|VA) 4 $440,000 $110,000 $4,679 9.02%
Dickinson, ND (FHA|USDA|VA) 2 $430,000 $215,000 $4,719 3.25%
Laurinburg, NC (FHA|USDA|VA) 5 $425,000 $85,000 $3,206 8.41%
Ardmore, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,868 3.31%
LAWTON, OK (FHA|USDA|VA) 2 $410,000 $205,000 $2,821 6.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $405,000 $81,000 $2,926 8.37%
Albemarle, NC (FHA|USDA|VA) 3 $405,000 $135,000 $3,429 3.79%
Port Angeles, WA (FHA|USDA|VA) 2 $400,000 $200,000 $3,565 2.75%
Ruidoso, NM (FHA|USDA|VA) 3 $395,000 $131,667 $3,230 3.63%
Waycross, GA (FHA|USDA|VA) 5 $395,000 $79,000 $2,986 7.48%
Moultrie, GA (FHA|USDA|VA) 4 $390,000 $97,500 $3,544 7.19%
Pearsall, TX (FHA|USDA|VA) 4 $390,000 $97,500 $3,465 6.78%
Marion, OH (FHA|USDA|VA) 2 $390,000 $195,000 $4,077 3.75%
GAINESVILLE, GA (FHA|USDA|VA) 3 $385,000 $128,333 $3,412 6.74%
Beeville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,526 3.25%
Rockport, TX (FHA|USDA|VA) 3 $375,000 $125,000 $4,010 8.75%
Orangeburg, SC (FHA|USDA|VA) 4 $370,000 $92,500 $2,162 7.42%
Coshocton, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,354 7.11%
Roseburg, OR (FHA|USDA|VA) 3 $365,000 $121,667 $2,972 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $360,000 $180,000 $3,196 3.06%
PITTSBURGH, PA (FHA|USDA|VA) 2 $360,000 $180,000 $4,709 3.56%
LAREDO, TX (FHA|USDA|VA) 6 $360,000 $60,000 $2,516 9.20%
DOTHAN, AL (FHA|USDA|VA) 2 $360,000 $180,000 $3,345 5.00%
Mineral Wells, TX (FHA|USDA|VA) 3 $355,000 $118,333 $3,819 5.00%
Big Stone Gap, VA (FHA|USDA|VA) 2 $350,000 $175,000 $3,319 3.50%
Jennings, LA (FHA|USDA|VA) 3 $345,000 $115,000 $2,616 7.46%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $340,000 $170,000 $3,928 3.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $340,000 $170,000 $3,240 3.81%
Coos Bay, OR (FHA|USDA|VA) 2 $340,000 $170,000 $3,793 3.00%
RAPID CITY, SD (FHA|USDA|VA) 2 $340,000 $170,000 $3,162 3.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $335,000 $335,000 $4,728 2.75%
SUMTER, SC (FHA|USDA|VA) 3 $335,000 $111,667 $2,413 6.83%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $330,000 $165,000 $5,884 4.83%
Kinston, NC (FHA|USDA|VA) 2 $330,000 $165,000 $2,845 4.00%
Muskogee, OK (FHA|USDA|VA) 2 $330,000 $165,000 $6,133 4.06%
Big Spring, TX (FHA|USDA|VA) 3 $325,000 $108,333 $3,672 8.81%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $320,000 $160,000 $3,659 3.31%
Scottsburg, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,779 6.06%
Weatherford, OK (FHA|USDA|VA) 2 $320,000 $160,000 $3,663 2.75%
Scottsboro, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,337 3.50%
Batesville, AR (FHA|USDA|VA) 3 $315,000 $105,000 $4,059 8.26%
Alamogordo, NM (FHA|USDA|VA) 2 $310,000 $155,000 $3,348 2.75%
Camden, AR (FHA|USDA|VA) 3 $305,000 $101,667 $2,989 4.09%
Dyersburg, TN (FHA|USDA|VA) 3 $305,000 $101,667 $1,983 5.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $305,000 $101,667 $2,918 6.55%
Uvalde, TX (FHA|USDA|VA) 3 $305,000 $101,667 $3,254 5.04%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $305,000 $305,000 $5,624 2.75%
JONESBORO, AR (FHA|USDA|VA) 3 $305,000 $101,667 $3,327 5.83%
Fernley, NV (FHA|USDA|VA) 1 $305,000 $305,000 $10,204 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,018 3.25%
Rock Springs, WY (FHA|USDA|VA) 2 $300,000 $150,000 $3,177 3.25%
Cedartown, GA (FHA|USDA|VA) 2 $300,000 $150,000 $2,832 3.25%
Paris, TX (FHA|USDA|VA) 4 $300,000 $75,000 $2,600 6.67%
Seneca, SC (FHA|USDA|VA) 3 $295,000 $98,333 $2,748 6.65%
Nacogdoches, TX (FHA|USDA|VA) 3 $295,000 $98,333 $3,043 7.27%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $290,000 $145,000 $3,679 3.56%
CLEVELAND, TN (FHA|USDA|VA) 2 $290,000 $145,000 $2,585 3.50%
Clarksburg, WV (FHA|USDA|VA) 2 $290,000 $145,000 $2,780 3.50%
Safford, AZ (FHA|USDA|VA) 2 $290,000 $145,000 $4,358 6.38%
Holland, MI (FHA|USDA|VA) 3 $285,000 $95,000 $3,032 7.43%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $285,000 $285,000 $1,518 2.75%
Jefferson, GA (FHA|USDA|VA) 1 $285,000 $285,000 $5,045 3.88%
Fort Polk South, LA (FHA|USDA|VA) 2 $280,000 $140,000 $3,260 4.00%
Lufkin, TX (FHA|USDA|VA) 4 $280,000 $70,000 $3,225 7.49%
BOISE CITY, ID (FHA|USDA|VA) 2 $280,000 $140,000 $4,147 5.50%
YUMA, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $3,142 3.00%
Tahlequah, OK (FHA|USDA|VA) 3 $275,000 $91,667 $2,963 6.73%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $275,000 $275,000 $5,872 2.75%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,638 2.75%
Picayune, MS (FHA|USDA|VA) 3 $275,000 $91,667 $2,962 7.26%
Sulphur Springs, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,009 3.81%
Union City, TN (FHA|USDA|VA) 2 $270,000 $135,000 $3,667 5.22%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $270,000 $135,000 $3,187 5.66%
Dublin, GA (FHA|USDA|VA) 2 $270,000 $135,000 $3,095 5.10%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $265,000 $265,000 $6,488 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 2 $260,000 $130,000 $3,034 3.56%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $260,000 $130,000 $3,863 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,318 2.75%
Marietta, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,930 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $255,000 $255,000 $5,667 2.75%
Cleveland, MS (FHA|USDA|VA) 3 $255,000 $85,000 $2,588 6.98%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $255,000 $255,000 $4,418 4.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $250,000 $125,000 $7,436 5.79%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $250,000 $125,000 $1,509 5.78%
Fitzgerald, GA (FHA|USDA|VA) 2 $250,000 $125,000 $2,165 6.69%
Paragould, AR (FHA|USDA|VA) 2 $250,000 $125,000 $4,587 7.88%
Newport, OR (FHA|USDA|VA) 1 $245,000 $245,000 $4,963 3.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $245,000 $81,667 $3,190 8.64%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $245,000 $245,000 $5,947 3.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $245,000 $245,000 $5,611 3.25%
Cordele, GA (FHA|USDA|VA) 2 $240,000 $120,000 $4,008 5.56%
Zanesville, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,600 6.88%
Jesup, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,595 5.87%
RICHMOND, VA (FHA|USDA|VA) 1 $235,000 $235,000 $4,191 3.25%
Lewisburg, TN (FHA|USDA|VA) 1 $235,000 $235,000 $7,202 3.88%
Woodward, OK (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.88%
Roswell, NM (FHA|USDA|VA) 2 $230,000 $115,000 $3,835 8.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $230,000 $115,000 $2,670 3.25%
BEND, OR (FHA|USDA|VA) 2 $230,000 $115,000 $2,650 3.50%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,923 4.97%
Fairfield, IA (FHA|USDA|VA) 1 $225,000 $225,000 $5,092 3.25%
Ada, OK (FHA|USDA|VA) 2 $220,000 $110,000 $2,682 5.53%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $220,000 $110,000 $2,195 6.00%
Cambridge, OH (FHA|USDA|VA) 2 $220,000 $110,000 $2,853 5.86%
Susanville, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,831 3.25%
GADSDEN, AL (FHA|USDA|VA) 3 $215,000 $71,667 $2,320 9.41%
Van Wert, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,768 5.88%
Taylorville, IL (FHA|USDA|VA) 1 $205,000 $205,000 $4,600 3.88%
PEORIA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $4,163 2.75%
Elko, NV (FHA|USDA|VA) 1 $205,000 $205,000 $7,430 4.38%
Laramie, WY (FHA|USDA|VA) 1 $205,000 $205,000 $3,850 3.38%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $205,000 $41,000 $1,619 9.84%
ERIE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,253 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,794 7.25%
GETTYSBURG, PA (FHA|USDA|VA) 2 $200,000 $100,000 $2,796 6.60%
PINE BLUFF, AR (FHA|USDA|VA) 2 $200,000 $100,000 $3,550 6.66%
El Dorado, AR (FHA|USDA|VA) 3 $195,000 $65,000 $2,419 7.27%
Corinth, MS (FHA|USDA|VA) 1 $195,000 $195,000 $3,947 4.25%
ENID, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,390 4.38%
BANGOR, ME (FHA|USDA|VA) 1 $195,000 $195,000 $4,430 2.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,377 4.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $190,000 $95,000 $2,269 5.75%
Portsmouth, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,137 5.10%
Pierre, SD (FHA|USDA|VA) 1 $185,000 $185,000 $4,116 3.25%
Shelton, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,794 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.38%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,034 3.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,904 3.38%
West Point, MS (FHA|USDA|VA) 3 $185,000 $61,667 $2,013 9.24%
Madisonville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.88%
YUBA CITY, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,137 3.75%
Clearlake, CA (FHA|USDA|VA) 1 $175,000 $175,000 $4,109 2.75%
Pittsburg, KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,401 8.75%
DOVER, DE (FHA|USDA|VA) 1 $175,000 $175,000 $3,071 3.75%
Farmington, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,522 3.25%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $3,560 3.88%
Eagle Pass, TX (FHA|USDA|VA) 2 $170,000 $85,000 $2,655 9.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,907 3.88%
Plainview, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,757 3.75%
REDDING, CA (FHA|USDA|VA) 1 $165,000 $165,000 $2,946 2.75%
Hood River, OR (FHA|USDA|VA) 1 $165,000 $165,000 $4,552 3.25%
FRESNO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $4,008 2.75%
Cullowhee, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,854 3.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $165,000 $165,000 $10,152 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,818 2.75%
Columbus, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,522 3.75%
Shelbyville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,259 3.88%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,379 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,026 3.25%
TOPEKA, KS (FHA|USDA|VA) 1 $165,000 $165,000 $1,763 3.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $160,000 $80,000 $2,983 8.12%
Shelby, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,006 2.75%
Hillsdale, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,702 3.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,504 6.55%
Henderson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,517 3.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,251 2.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,799 3.75%
Meadville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,016 2.75%
BISMARCK, ND (FHA|USDA|VA) 1 $155,000 $155,000 $3,871 3.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $155,000 $51,667 $2,574 8.58%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,698 3.75%
Maysville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,786 3.75%
Minden, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,501 9.00%
Fremont, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,954 2.75%
Mount Vernon, IL (FHA|USDA|VA) 2 $150,000 $75,000 $3,737 7.20%
Wauchula, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,382 3.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $145,000 $145,000 $3,470 3.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $145,000 $145,000 $2,557 2.75%
Paris, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,512 3.75%
Los Alamos, NM (FHA|USDA|VA) 1 $145,000 $145,000 $3,528 3.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $145,000 $145,000 $4,891 3.88%
Brownwood, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,630 9.00%
Snyder, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,980 2.75%
Stephenville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,584 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $145,000 $145,000 $7,170 4.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,045 2.75%
Americus, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,225 3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,685 8.75%
Mount Pleasant, TX (FHA|USDA|VA) 2 $140,000 $70,000 $2,458 8.72%
Russellville, AR (FHA|USDA|VA) 2 $140,000 $70,000 $2,808 9.53%
Dumas, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,259 3.75%
Frankfort, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,306 3.25%
Fort Payne, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,391 3.88%
Norfolk, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,364 2.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,025 2.75%
McMinnville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,073 3.88%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $135,000 $135,000 $9,053 3.88%
Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,001 2.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,018 2.75%
Huntington, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,338 3.38%
Auburn, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,669 5.38%
LAWRENCE, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,397 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,631 3.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,399 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,789 3.75%
Craig, CO (FHA|USDA|VA) 1 $135,000 $135,000 $2,650 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $135,000 $135,000 $8,440 3.50%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,626 8.75%
Bennettsville, SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,634 8.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,164 2.75%
Bluefield, WV-VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,766 3.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,205 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,925 2.75%
Spearfish, SD (FHA|USDA|VA) 1 $125,000 $125,000 $4,616 6.99%
Jacksonville, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,197 3.25%
Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,602 8.00%
Elkins, WV (FHA|USDA|VA) 1 $115,000 $115,000 $3,694 9.25%
Starkville, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,228 4.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,735 9.50%
Ontario, OR-ID (FHA|USDA|VA) 1 $115,000 $115,000 $7,718 3.75%
MODESTO, CA (FHA|USDA|VA) 1 $115,000 $115,000 $2,281 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,565 8.59%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,840 3.38%
West Plains, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,047 3.88%
Greenwood, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,630 9.13%
Borger, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,685 2.75%
Pampa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,046 9.19%
Ozark, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,065 2.75%
Urbana, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,822 2.75%
Lamesa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,860 4.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,387 2.75%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,935 8.20%
Port Lavaca, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,882 6.70%
Wapakoneta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,417 3.88%
NEW BERN, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,333 3.88%
Wabash, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,254 5.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $95,000 $95,000 $2,862 3.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $95,000 $95,000 $3,646 3.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $95,000 $31,667 $1,118 10.46%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $95,000 $95,000 $6,906 3.75%
JACKSON, MI (FHA|USDA|VA) 2 $90,000 $45,000 $893 9.95%
Bay City, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,047 8.94%
NILES, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,978 8.20%
Warrensburg, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,702 3.88%
Okeechobee, FL (FHA|USDA|VA) 1 $85,000 $85,000 $973 9.44%
Jasper, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,951 8.49%
FORT COLLINS, CO (FHA|USDA|VA) 1 $85,000 $85,000 $3,662 3.75%
Bartlesville, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,829 8.94%
Pecos, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,046 8.20%
Ruston, LA (FHA|USDA|VA) 1 $75,000 $75,000 $2,202 9.15%
Natchitoches, LA (FHA|USDA|VA) 1 $65,000 $65,000 $1,319 9.44%
Natchez, MS-LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,216 8.74%
LaGrange, GA-AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,948 8.20%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,950 7.55%
Zapata, TX (FHA|USDA|VA) 1 $65,000 $65,000 $719 9.44%
Hereford, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,834 8.74%
Chillicothe, OH (FHA|USDA|VA) 1 $55,000 $55,000 $970 9.22%
Thomasville, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,913 9.44%
Greenville, MS (FHA|USDA|VA) 1 $55,000 $55,000 $2,685 7.55%
Mayfield, KY (FHA|USDA|VA) 1 $45,000 $45,000 $2,140 8.09%
FORT WAYNE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,456 10.10%
COLUMBUS, IN (FHA|USDA|VA) 1 $45,000 $45,000 $1,381 10.51%
Southwest Stage Funding's top markets include San Antonio, Austin, Houston, Dallas, and Phoenix among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 2,172 $362,100,000 $166,713 $3,998 3.43%
    Conventional 1,239 $114,485,000 $92,401 $3,336 8.58%
    VA 403 $76,645,000 $190,186 $3,213 3.39%

    For 2020, Southwest Stage Funding's most frequently originated type of loan was FHA, with 2,172 originations. Their 2nd most popular type was Conventional, with 1,239 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,301 $300,815,000 $130,732 $3,569 6.38%
    Refi 1,494 $249,160,000 $166,774 $3,818 3.13%
    Cash Out Refi 19 $3,255,000 $171,316 $10,175 3.82%

    For 2020, Southwest Stage Funding's most frequently cited loan purpose was Home Purchase, with 2,301 originations. The 2nd most popular reason was Refi, with 1,494 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 1,446 $152,350,000 $105,360 $3,455 7.61%
    30 Year 1,307 $224,535,000 $171,794 $3,847 3.30%
    30+ year 855 $149,685,000 $175,070 $3,940 3.80%
    20 Year 177 $24,565,000 $138,785 $3,637 3.67%
    15 Year 29 $2,095,000 $72,241 $2,595 7.57%

    For 2020, Southwest Stage Funding's most frequently cited loan duration was Other, with 1,446 originations. The 2nd most popular length was 30 Year, with 1,307 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,390 $394,150,000 $164,916
    $2k-3k 720 $65,250,000 $90,625
    $1k-2k 278 $31,390,000 $112,914
    $3k-4k 263 $33,655,000 $127,966
    $4k-5k 108 $17,120,000 $158,519
    $5k+ 55 $11,665,000 $212,091

    Southwest Stage Funding's average total fees were $3,847, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,390 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,588 $277,080,000 $174,484
    Over 8% 903 $80,255,000 $88,876
    2.5-3% 721 $118,365,000 $164,168
    4-5% 243 $39,805,000 $163,807
    7-8% 238 $24,820,000 $104,286
    6-7% 98 $9,470,000 $96,633
    5-6% 23 $3,435,000 $149,348

    During 2020, Southwest Stage Funding's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 1,588 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,243 $327,545,000 $146,030 $3,793 4.35%
    $100,000 or less 940 $68,530,000 $72,904 $2,570 7.91%
    $200k-400k 622 $152,800,000 $245,659 $5,031 3.54%
    $400k-600k 9 $4,355,000 $483,889 $6,499 3.63%

    2020 saw Southwest Stage Funding place emphasis on $100k-200k loans with 2,243 originations, totaling $327,545,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,480 $352,500,000 $142,137 $3,506 4.48%
    $50k-75k 830 $113,400,000 $136,627 $3,661 6.36%
    $75k-100k 311 $50,775,000 $163,264 $4,264 6.23%
    $100k-150k 159 $29,415,000 $185,000 $5,355 5.89%
    $150k-250k 28 $5,960,000 $212,857 $5,875 5.53%
    $250k+ 4 $770,000 $192,500 $6,088 6.10%

    Southwest Stage Funding lent most frequently to those with incomes in the $50k or less range, with 2,480 originations. The second most popular income band? $50k-75k, with 830 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 387 $45,105,000 $116,550 $3,663 6.92%
    50-60% 334 $60,210,000 $180,269 $4,073 3.79%
    20-30% 282 $30,610,000 $108,546 $3,448 6.77%
    42% 125 $14,995,000 $119,960 $3,680 7.31%
    41% 115 $14,135,000 $122,913 $3,646 7.17%
    49% 110 $15,130,000 $137,545 $3,811 6.83%
    39% 99 $12,975,000 $131,061 $3,540 6.56%
    48% 94 $13,560,000 $144,255 $3,801 5.87%
    40% 91 $10,765,000 $118,297 $3,386 7.36%
    46% 89 $11,455,000 $128,708 $3,792 6.57%
    43% 89 $11,755,000 $132,079 $3,611 5.94%
    37% 88 $10,630,000 $120,795 $3,298 6.94%
    47% 86 $12,230,000 $142,209 $4,153 6.25%
    38% 83 $9,725,000 $117,169 $3,311 7.32%
    36% 80 $9,100,000 $113,750 $3,145 7.10%
    44% 73 $10,035,000 $137,466 $3,571 6.20%
    45% 70 $9,760,000 $139,429 $3,841 6.15%
    <20% 43 $4,335,000 $100,814 $2,741 6.61%

    Southwest Stage Funding lent most frequently to those with DTI ratios of 30-36%, with 387 originations. The next most common DTI ratio? 50-60%, with 334 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,734 $404,210,000 $147,846 $3,733 4.91%
    Not provided 683 $98,195,000 $143,770 $3,836 5.35%
    Black 327 $40,705,000 $124,480 $3,133 6.29%
    American Indian 51 $7,455,000 $146,176 $3,688 4.05%
    Asian 14 $1,950,000 $139,286 $3,793 4.63%
    Native Hawaiian or Islander 5 $715,000 $143,000 $3,620 3.45%

    Approval Rates

    Total approvals of all applications
    87.87%

    Southwest Stage Funding has an average approval rate.

    Pick Rate

    Approvals leading to origination
    27.27%

    Southwest Stage Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,814 $553,230,000 $145,052

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3,116 $412,170,000 $132,275
    Single Family (1-4 Units):Site-Built 698 $141,060,000 $202,092

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5 $335,000 $67,000 $2,709 4.30%
    40-60% 30 $3,590,000 $119,667 $4,253 4.34%
    60-80% 245 $34,175,000 $139,490 $3,828 3.94%
    80-100% 3,471 $507,675,000 $146,262 $3,682 5.14%
    Over 100% 60 $7,010,000 $116,833 $4,016 7.60%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Southwest Stage Funding FHA mortgage Trouble during payment process 3 27.3%
    Southwest Stage Funding Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    Southwest Stage Funding VA mortgage Trouble during payment process 1 9.1%
    Southwest Stage Funding Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    Southwest Stage Funding Conventional home mortgage Struggling to pay mortgage 1 9.1%
    Southwest Stage Funding Conventional home mortgage Trouble during payment process 3 27.3%
    Southwest Stage Funding FHA mortgage Closing on a mortgage 1 9.1%